Bajaj Finserv Complaints & Reviews

Hi,

I have taken a personal loan, loan ac# 404sal44428259. To my surprise i got rs. 1999 less than what i was committed while applying for the loan. When i enquired and wrote to [protected]@bajajfinserv.in attaching the welcome letter. I got a response that the difference amount of rs1999 was for some credit vidhya charge. I feel cheated with this hidden charge and would urge people to be careful with bajajfinserv.

Hi

I had taken a personal loan from bajaj finwhich became a big mistake of my life. It’s the biggest fraud co.
First they took hefty and unpromised charges at the time of disbursal and now when i am requesting for foreclosure they are asking to pay foreclosure charges on this as well. They are completely cheating as they said initially that there would be no foreclosure charges.
They are saying that the rules have changed now but its applicable to previous customers as well. This should be against the law.

Please help
Name – haresh khatri
Cell no - [protected]
Lan 405sal14246443
Total loan amount - rs.5, 85, 000/-

I, anil choudhary purchase mobile from unique teleshoppe lajpat nagar, new delhi through bajaj fin, my emi rs.1500 per month for seven month, but bujaj fin has sent a msg with add a sum of rs 1799/- for fone safe insurance, i already refused to executive for purchase this policy so i would like to request you to look in this matter, n cancel my fonesafe insurence, off rs.1799. My loan app no: sf68134425. My fonesafe loan application no: 401dfs45634085, my phone:[protected]

R. Jayakumar no 14, violet garden, yamuna street, g, n mills coimbatore 641029
Respected sir i have lost my old mobile number that was [protected]
So kindly change my mobile number, my new number is [protected] my emi card number is [protected] please help to get intimations and messages from your side to do better transtractions, up to this time i am using this card with good repayment without any bounce so please do it as soon as possible thank you

I have already done a foreclose process of bajaj finance on 8th june 2017

While doing foreclose process it show nil (0) balance outstanding and (0) foreclose charges, after 20 to 25 days they have given us call and told me to pay the outstanding i have showed them that already i have done foreclose and paid all dues

Bajaj finserv company calling and giving bad wards and intimidate me if i will not pay they will broke my bones its a request please help on this and already i have done a legal case on bajaj finance ]

But still they are trying to reach me and forcing to pay the money

Thanks
Regards
Arif mallick
[protected]

I got frustrated by the auto call coming from bajaj finserv for the loan. I am getting these calls almost for 5 to 6 time. How can i stop it. I used to busy always with my work and meantime i get call every day. It is annoying me like anything.

My mobile number is [protected]

Please stop the all the promotional call to my number. I am not interested to your products anymore.

I got frustrated by the auto call coming from bajaj finserv for the loan. I am getting these calls almost for 5 to 6 time. How can i stop it. I used to busy always with my work and meantime i get call every day. It is annoying me like anything.

Also i already raised complaint about this earlier and i didn't received any response from bajaj finserv as well as from consumer complaints too.
Please help me to come out of this.

Charan ghate
+91 [protected]

I have taken couple of loans from bajaj finserv and now i am receving daily 4 to 5 times call from bajaj finserv for new loan offers. Sometime these are automated calls or sometime from marketing team.

I am fed up with all these calls and it's really irritating. If this is the policy of bajaj finserv to disturb the customer then really i will never opt for any services from bajaj finserv.

I have been customer for many other banks but i have never such irritating and stupid marketing policy.

Please request bajaj finserv to stop calling me.

Mr vaibhav gabhudfrom nasikof bajaj alliance had come for personal loan, the loan is already credited to the a/c of mrs swati barve
The above co. Has debited insurance amount of rs 8000/-without
Informing or intimating.
You are please requested to credit the insurance amount as we
Are not interested in availing insurance
Interest is being charged on insurance also
Loan a/c no-sf68066082

Bajaj finserv — request to unblock bajaj emi card

Hi, my name is zoheb hasan customer id:15423932. I am exits bajaj finance customer. I had completed 3 loans
But i come to know that my emi card was blocked with out any prior notice. I find out this while i try to apply for next loan.
Due to my first 2 emi was failed because of some circumstances. Due to this reason my card was blocked. And what can i do for reactive my card again. Requested to kindly look into this matter.

Thanks
Zoheb hasan
Customer id:15423932

The representative of bajaj finance member called me & he told they offer me a personal loan & got my details including cheque slips also the manager forced me get the loan & he told rs.8000 will be detected for processing fees but they took rs 12000 from the loan amount of 124000 but totally 112000 was creditted in m account i asked the manager for past five days still he can't answer me & avoid me

Hello
I had taken loan in bajaj finance on last few month back i have paid the installments in time correctly without any fail (If fail so your side.. And your technical problem that's why).
Sir, i am a regular customer to purchase items through bajaj finserv but misleading the customer by giving wrong information is not healthy corporate culture. It leads to loss of goodwill, customer dissatisfaction and loss of business of the company.
The purpose of this email is to create awareness about the slow and most ridiculous customer service ever faced in my entire life
Now few days back i received the intimation form bajaj finance team that my emi card had been block due to cibil score is low. But its wrong details ok.. My cibil is good i will check already
I want to surrender my emi card. (Emi card no - [protected]) so pls...!!!

Hello,

This is m hemadri, i took salaried personal loan from bajaj finserv based on nil foreclosure charges agreement, later on they changed the rule to impose foreclosure charges. I decided to close the loan and i generated foreclosure letter from bajaj finserv expedia application, the generated letter showed nil fore closure charges, so i paid the money what ever bajajfinserv displayed in the application. I have foreclosure letter. My salaried personal loan number is 404spl22065643. After two days they sent an email mentioning you paid short payment of money, (As of today is inr 365529.45 and bajaj finserv have received a foreclosure amount of inr 348, 898.11 from you, which is a short payment of inr 16631.34). How can they ask me to pay extra money if their system generated fore closure letter has zero foreclosure charges, more over i don't have control on the application so pay my money. I have to pay the money what ever they display in the expedia application. I didn't pay short payment. These are foreclosure charges. They are sending repeated emails, you paid short payment.in the foreclosure letter no where they mentioned about short payment term.

They are asking me to pay rs.16631.34 to
Close my loan, other wise they will not close it. Even paid amount is not reflecting in their website. I am worried about my money and credit rating.
Please help me to resolve this issue.

Hello,

This is m hemadri, i took salaried personal loan from bajaj finserv based in nil foreclosure charges agreement, later on they changed the rule to impose foreclosure charges. I decided to close the loan and i generated foreclosure letter from bajaj finserv expedia application, the generated letter showed nil fore closure charges, so i paid the money what ever bajajfinserv displayed in the application. My salaried personal loan number is 404spl22065643. After two days they sent an email mentioning you paid short payment of money, (As of today is inr 365529.45 and bajaj finserv have received a foreclosure amount of inr 348, 898.11 from you, which is a short payment of inr 16631.34). How can they change the rules frequently, i didn't pay short payment. These are foreclosure charges. They are sending repeated emails, you paid short payment.in the foreclosure letter no where they mentioned about short payment term.

They are asking me to pay rs.16631.34 to
Close my loan, other wise they will not close it. Please help me to resolve this issue.

Hi
Loan account # 400rem41584850 shiva goud
I have changed mode of payment through other bank by visiting the bajaj finserv branch in somajiguda on 11 june. My emi date started on 5 july.in the last moment i received a message saying that i should maintain emi bal in my old bank account which was inactive. I tried to write them mails that i have made all necessary changes but it was missing from your end but i did not receive any reply from them. Now i see emi is missed and they are charging me 497 as penal charges why should i pay them when i visited the branch and apllied fro bank account change

Receive below sms on 4th July.

Your Loan application no.[protected] is processed.Amt will be disbursed subject to documents clearance.Loan Amt Rs.100000.00, Net disbursal Rs.96211.00, ROI13.00%, Tenure 24 mths.Click https://goo.gl/1pz4qk for detailed breakup.Regards, Bajaj Finserv.

I have called at least 50 to 70 times to the toll free no :[protected], it is engaged always and didn't make success.
Also emailed 8 to 10 times [protected]@bajajfinserv.in, no reply yet and no one has called back.

I just need status.

I m prasanth sangu, I got lot of calls from bajaj per day atleast 5 or 6 times, Iam so irritated with your phone calls that it pisses me off as i see ur numbers. Trust me if you disturb your valuable customers so much, they won't be loyal to your brand.my no is [protected]. I am determined that if this doesn't stop, i will complain to consumer forum. prasanth sangu.

Dear customer,

Greetings from bajaj finserv.

Features and benefits
Personal line
Personal line is an innovative facility designed to fulfill your future lending requirements. This is offered basis your loan eligibility and current disbursal. A line facility open for your subsequent loan requirement. If you had utilized amount less than the personal line amount, the balance non utilized amount can be availed on just a call. This is an unmatched offer by bajaj finance with backed by our service time guarantee.

Nil foreclosure charges :
Any time, post clearance of your first emi
Part prepayment (Term loan)
Post clearance of the 1st emi, the customer is allowed to pay up to 6 times in a calendar year (Minimum amount per part payment is = emi x 3 and no limit on the maximum amount per prepay transaction)

I have done balance transfer from bajaj finserv to other bank, when i went to submit the check, they have calculated the interest (Rs 2200) for days (Around 10-12 days) from the day check issued to the day i submitted the check to bajaj fin-serve.

Now my question is if they charge the interest based on each day then why we dont get refunded amount with interest added for it if it takes more then 20 days to process.

Emi is deducted on 1st of july. When i talked to customer care they informed that processing will be done after 20th of july.

If companies can take the amount at any date then give us privilege to collect our amount back on any date if that is visible to you in the system.

Hi, my name is laxman kundlik patil my emi card ending :- 4136 i am exits bajaj finance customer. I have 1 loan on running.
But i come know that my emi card was blocked with out any prior notice. I find out this while i try to apply for next loan.
I try to conduct customer care by call but not my call responds. Could you plz able to tell me what is reason was the card blocked. And what can i do for reactive my emi card again.
So please kindly.

Thanks & regards
Laxman patil