HDFC Bank Complaints & Reviews

Dear Sir, I was given two lone from your bank in 2006 from HDFC Bank Grater Kailash New Delhi One was for Bike Rs.39000/ from HDFC bank. Instalment Rs.1450/ per month for 18 month. Second was personal lone amount Rs.200000/ from HSBC Bank.in 2005. Instalment was -Rs.5079/-per month for Five Year But it was paid up to 2007 I change my Job in 2007 and shifted at Varanasi. Before shifting I could not get NOC of these two lone. Because I was not aware of NOC importance in another lone. Now I am trying for another housing lone from HDFC Bank Varanasi. For another lone can not be granted without of NOC of earlier lone. Kindly arrange to provide NOC of these lone. My details are following. Name- Ajay Kumar Upadyay Father's Name - Sri Ramji Upadhyay Account No.[protected] Branch - Grater Kailash New Delhi With Regards, Ajay Kumar Upadhyay Contact No.[protected]

Namaskar, My name is Abhishek Amarnath I live in Lucknow. I had two Home loans with HDFC LTD-Account[protected] &[protected] for the amount of Rs 500000 lacs approx from lucknow. Being an honest customer I have been paying my Emi on time . My interest rate for 1st loan was Initially 9.75 %, which HDFC increased from 9.75% to 14.25 % & my interest for my 2nd loan was Initially 8.75 % which they have increased from 8.75% to 11.75 % . As I was repaying them through ECS I was totally unaware about this cheating. As there was no intimation from the bank to me that the Interest Rates has been modified. Recently Somehow a source of mine told that the current ROI is 10.75% with HDFC and I am paying a very high ROI. So Immediately I escalated my mater to seniors of HDFC bank even marked a copy to Mr. Puri. As expected No reply from any concern, After many reminders I got one childes explanation from one executive for some RPLR hike revised policies etc. Since I don’t want to pay this very high ROI, I decided to repay & done 1st loan repayment in the month of Nov 14 & 2nd loan repayment done in 1st week of Jan 2015. While making final payment when I inquire for my property paper branch manager told me “After clearing this cheque she will send the request to HDFC head office & they will send my papers to branch” She also informed me this process will take 15 days time. On 9th Jan 2015 I called that Branch Manager & informed him about the clearing of that cheque, that time again she given me 15 days time. After passing 15 days when today I inquired with that lady “ She again started that same story “I will send mail to my HDFC main office & after 15 days your paper will come”. Now I totally fed up, What kind of banker they are ? is this the correct way of doing business. THEY INCREASED ROI WITH ANY INFORMATION, NOW HARASSING ME FOR RETURNING MY PROPERTY PAPER. I feel local money lenders are having more transparency in their Business & they do much fair dealing with their customers. One thing is very clear In future neither I will do any business with them nor I will advise anyone in my circle to do any kind of dealing with them. Abhishek Amarnath [protected]

Date:24.01.15 Sir, I already made a complaints about cheating.I received a letter from HDFC Bank Ltd, Bombay office.(5th floor, Tower B peninsula Business Park lower park west)for further action -Reference no.[protected] .But so far no information.Recently i myself approached nearby HDFC Bank with this letter.As per them writing of letters are utter waste and no action would be taken.Adviced me try to withdraw the plan without much loss. In the received letter so many reference given for approach, but no use. I have got vexed. Now I started moving with a Play Card saying " BEWARE OF HDFC PLAN -I HAVE BEEN CHEATED''. Thank you very much for put us in trouble. Regards, R.Rammohan 166/6 Golden jubillee Flats, Anna nagar, Chennai 600040 .Cell:[protected]

Hi All, Please don't ever purchase the product, It is of no use and not worth so much. There are lot of other products in the market are having more quality of the service and worth a bit than HDFC Life. I purchased the product on Jan-09-2015 and find they are bit fraudulent and cancelled my policy on the same day. they told will refund the premium amount to 11, 000 within 10 working days, i was waiting for a 10 working days and called them but there were no response form the Customer care on the policy premium reversal. Details : HDFCSL=[protected]' Proposal No[protected]. This is a fraudulent company please done purchase a term policy in HDFC Life.

Respected sir/mam Policy NO:13364764 | Plan: UL YoungStar Champion i have paid premium amounted as on 5 jan 2015 but sill didn't got the receipt as My account has been blocked...so i[censored] can mail me receipt on my mail...[protected]@yahoo.in... contact no.[protected]

PLEASE DON'T CHOOSE HDFC ERGO AND DON'T GET CHEATED!!

i went to HDFC ERGO chennai office for the renewal of my car insurance yesterday...they said they have to see my vehicle so i told my driver to bring my car...

VERY FUNNY after bringing the car they are telling no parking so take back the car...so i took back my car and then i was waiting for them to inspect through out the day...none turn back and i myself followed MR.GURUSIGAM so many times but each and every time he is telling they will come and trying to avoid my call after picking it he is disconnecting...

The fact is all are passing time in HDFC ERGO and they not interested to do their job rather than pretending and giving some fake excuse...

I ALWAYS LIKE TO GO WITH HDFC IN EVERYTHING BUT THE EMPLOYEE"S ARE SPOILING HDFC NAME...

Hi sir/madam i am anish kaboor my employee code is 125188 . . I quit my job in september till i didn't get my settlement. Pls take some severe steps and help me. . Gpoinath appu is branch manager ...Mohan mahadevan is bom.. . Hdfc bank ltd, trichy road main branch, coimbatore-641018..

I am a customer of HDFC.I use net banking extensively. I have been unable to add third party beneficiary or any transaction that involves OTP to the mobile.The issue has been raised with HDFC consistently.Afetr sleeping on this issue for 3 days, the guys agreed that there was indeed a problem.They contacted the 3rd party provider and requested 3 test OTPs to be sent.The test were all received.However, OTP initiated through net banking...

Respected Sir, This is regarding the my credit card mentioned above for the Cash Limit is Zero the credit limit is 30, 000/- however the card was paid in full in year 2013 and did not used in year 2014 however decided to use the card in 2015 .. when i received the card i was told by the customer service agent that the cash limit is zero and she is going the raised the request for the same, this conversation had on 13/01/15 and was told it will be done in 2 working days however almost 10 days are over but still nothing is happened about it. mean time i spoke to the supervisor named KAUSAL and this supervisor has assured it will be done with in two days however this is not happened even after 3 days. There are few things observed would like highlight those 1) THE AGENTS ARE NOT AT ALL PROFESSIONAL 2) NO EMPATHY 3) NO SYMPATHY 4) NO ASSURANCE SORRY TO SAY THE HDFC BANKS MOTTO IS ONLY TO EXTRACT MONEY FROM THE CUSTOMER AND HIRED PEOPLE UNPROFESSIONAL, I WILL CLEAR ALL MY DUES AND CLOSE THE A/C AND I WILL MAKE SURE THAT EVERY DAY I WILL EDUCATE ONE PERSON NOT TO BANK WITH HDFC BANK AT ALL.

im amit yadav holding an account in HDFC bank and the problem is that bank have put all of my amount on hold not know why i have a ( credit card ) of hdfc and the due date is 26 jan 2015... I open my Net banking account to pay the ( credit card due ) but there was no amount in my account then I come to know its on hold because of my card due but why when im paying my due on due date ever month ...can u explan it plz why it have put on hold sir im having lot of problem as now now i not have any money in my pocket so im going with lot of problem sir when im going to play the amount why and how bank have put my amount on hold ... sir hope u will going to help me if can't then its an request plz let me know to whom i can Wright or call about the problem my account no [protected] now i have to pay my due on 26 jan for my card but bank have put hold all of amount how can i pay the due on - car no ************7965 plz help me i not have any money in my pocket because all of my money is in my account how can bank do that without informing me ...can u plz explain it and it is for sure im not going to use hdfc bank from now as no one helping me ...when im ready to pay what i have to pay how can bank put my money on hold ? Awaiting a positive response from your side. Thank You, regards, Amit Yadav http://amitanimator.blogspot.com/ [protected]

Dear Sir, Kindly contact undersigned for sharing the below stated list of documents in reference and representations made till date. Reference: 1. Letter dated 18.06.2014 (Flag 1) 2. Letter received from HDFC vide letter dated 08.07.2014 (Flag 2) 3. Reply to above letter from HDFC vide letter dated 02.09.2014 (Flag 3) 4. Email received from Indusind Bank dated 23.09.2014 (Flag 4) 5. Reply to above email from Indusind Bank vide...

Hi All Public, I am Vinoth From Chennai. I would like to share my experience often i am having with HDFC Helpline Team. As we all know they helpline is HIGHLY CHARGED with our money. before connecting to the support team, we are wasting lots of money may be 10+ Rs. After connecting the call to the person, they are in confused state whether they are responsible for the call to solve.We are calling the helpline to know the details about the problems that are facing. When we try to explain the situation of the issue, they not even understanding the issue, and tends to transfer the call to another person. AT THAT TIME THEY ITSELF CUT THE CALL AND BLAME THE NETWORK OR SERVER PROBLEM. Again we need to waste our money to contact the next support team person, HE do the same and WE PEOPLE LOSING LOTS OF MONEY here. The HDFC SUPPORT Team is worst in responding to the customers and solving the issues. So as a random for calling the customer call from my mobile phone, I am wasting 30RS atleast and wasing my one hour time hence my issue remains same. Why they cant call us and enquire about our issue, when the call got disconnected. Recruit the strong support team and train them well. I want to know, if i am calling the support, it will get recorded for you. How the issue will be closed without giving the solutions? Why are they not monitored? Because you guys are not interested to solve the issue. Email me : vinoth.[protected]@gmail.com

Dear sir, Need your support and required resolve my long pending redemption of my HDFC life insurance I have a complaint 6 time they refuse my redemption no any acknowledgement that process started from the last 3 month is very ridicule for the costumer. I try to contact to costumer care numbers But all are only lay radio vice and repeating and repeating in hold[protected]/[protected]/[protected]/+91 [protected]/+[protected] also tried 50 call head office hdfc life Bombay [protected] not positive response operator keeping hold or passing to others finally keeping hold and cut. HDFC is a very big brand in bank sector we like costumer trust the same I felt Or is my experience with hdfc after sale policy not responding any call I head apply redemption through the HDFC kalol gandhinager local branch their employ cooperative but HDFC life RAM BHAROOSE . It’s a life cover policy if I am live and facing this oxidize can we think after me what position visualizing. Request to resolve my problem within 10 days I am very needed this money hope you will respond positive action and resolve the same. POLICY DETAILS AS UNDER Policy holder name myself : Dhamendra kumar singh Policy no : 10425616 UNIT LINKED YOUNGS STAR PLAN DOB :23 sep 1975 M.No : [protected] With best regards Dhamendra singh’

I have opened Life Insurance Policy with HDFC Life through agent India Infoline. Initially they have said that we are offering bonuses and all but haven't provided anything. They have told not to tell anything on HDFC Life verification call. I have told that they were offering such things but my file haven't been processed. After that I have opened another policy and that time I haven't told that they are offering me bonuses and all that time my file has been processed further. But they haven't provided any bonuses and all. Now I am getting calls from Gainmax Services to open agent code and they are telling that we will replace India Infoline agent code from my policy to my agent code and bonuses will automatically get deposited to my agent code. I just want to know whether the information provided to me is correct or not.

Dear Sir, My Account Number: [protected] I recharge my mobile number in Mobikwik website on 20.1.2015, amount debited in my account but transaction failed. Please refund my amount to same account. Details are given below: Ref No: ZP14B0553933A- ZAAKONEMOBIKWIKSYSTE Check Ref No:[protected] Amount: Rs 100 Mobile No: [protected] Network: BSNL

I have a SBI BANK Credit Card, I received a call from this Mob no.([protected], [protected], [protected]) from Master and Visa Verification Department at CHENNAI on[protected]. He told me that SBI Bank Issue a new master Discount Card on behalf of my existing Credit card. So first Bank Debit the charge of Rs.-8229/- but Your bonous point is 6000 that the same amount will be credit in your account before generating your bill. BUT AMOUNT IS DEDICATED FROM MY CREIT CARD. So please Solve My Problem and Save me from This Fraud.

Dear HDFC, I am Ajit Kumar singh working with HDFC ERGO GIC Delhi. 10 days back, I applied for personal loan for Rs.1 lacs . since then i am running from piller to post but not getting any reply. My record is clean and submitted all documents to Mr.birju and spoken with Mr.saurabh kapoor in Rajouri Garden Branch. I wrote a mail to him too but no reply till date. Now He is not responding my phone calls. Please note that My credit card is due date is 23rd jan-15 and keeping this in mind i had applied much before. Delay in response will cause me financial loss as credit card Company will charge interest to me in case of delay purpose of taking loan will get forefitted. i request your intervention on asap basis. Regards Ajit Kumar singh [protected]

On 04.11.2014, remitted Rs 50 000 as premium for HDFC LIFE SUPER INCOME PLAN, and submitted all documents and details as requested by your staff. But till time even after 75 days I have not recd. policy document. .If you have any problem in issuing the policy document, please return the premium amount paid immediately. I am very unhappy with your practice I took the policy because of the faith on HDFC.But now I lost the confidence on HDFC Life Insurance corporation. Best you please return the amount paid. Hope we expect your reply for getting refund of premium paid. V.Ramakrishnan [protected]

In the month of March, Mr. Saikat De, Personal Banker, HDFC Bank(Vashi), told me about HDFC life policy. As i didn't need any tax benefit for 13-14, I told him I will get it done in month of April. He said to me "give me documents now, I will get it done in April only". I told him to get it done in April 2014 only atleast 15 times and even tried to give him postdated cheque but he insisted you give current dated cheque and i will deposit document in April 2014. It seems that his target was to be fulfilled, he submitted the document in March 2014 itself. He also told following things wrong about the policy that 1)minimum amount to be invested is 50, 000 2) that its fixed income policy(its just like an fd) 3) I was never told it is an insurance policy. When i got the document, i asked him that there was no medical done and i don't want an insurance policy, he told me it doesn't matter. When I got the policy, I tried to cancel it in free lock period, but he told me ur policy would be effected from April only, i will get u document whenever u need it(he was saying that till December).I trusted HDFC, so I trusted everything a personal banker of HDFC said. So, i never tried to cancel the policy and i okayed it when i got phone call.But 15-20 days back, when i tried to contact him for document he said nothing could be done now and cancel ur policy.I have lost tax benefit on premium i have paid in March, and even by getting provisional certificate for next premium will still not fulfill my loss Please cancel my policy and refund me my full fund amount ASAP. It seems that HDFC SUPPORTS AND ENCOURAGES CHEATING DONE BY ITS EMPLOYEE that's y it is refusing to cancel my policy and they r not even reading my mails properly as I am saying that I want cancel as I cant file it for Income Tax saving and they r just saying terms and conditions were told to u(even those were told all wrong).

Hi Team, when i took HDFC credit card in Dec 2013, i was told that sir if you are unable to make the payment you can only pay the minimum due and and there will be no charges.. and when i received my statement in Dec 2014 there was financial charges charged to my account. When i call customer care on 21st Dec 2014 to discuss this after long conversation he was unable to give me the right justification, he was kind of playing a blame game and gave me some answer, he said bill will have the offer end date etc and all and when i questioned him that in bill i am unable to see any end date then he was changing his colors. I told him to arrange the call back with the senior authority he said he shall in next 48 hours. But i havent received any calls since then, on 16th Jan 2015, i get the call from collection team stating sir your payment, i explain him all over again and i ask for call back, he said sure sir i shall have the call back arranged and then we can talk about you settling your bill, and its 20th Jan today i still havent received any calls. and in the meanwhile i have another bill generated with few other charges and late payment fees etc..now why should i bear these expense when there is the miss from HDFC bank, i am being proactive and been calling them to talk and settle the bill but seems like they are not interested in serving the customer and clarify the doubts, i would like to take this and expose in public the service given by the HDFC bank.. its pathetic and horrible..