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HDFC Bank Complaints & Reviews

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Updated: Dec 16, 2025
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HDFC Bank reviews & complaints page 1445

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V
Vijay Velani
from Mumbai, Maharashtra
Jun 30, 2014
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Address: Mumbai City, Maharashtra

Hi,

1) I saw my bank statement online. Shocked to see 84.27 deducted under the name of DEPOSITORY CHARGES
for MAY-14 .. This is absolutely cheating and exploiting the customer's . I have a salary account at HDFC,
NOW WHILE OPENING THE ACCOUNT IT WAS TOLD THAT THE DEMAT ACCOUNT WILL BE FREE.

2) Also 200.00 is deducted under "Charges for HDFC ERGO Accident Policy" though i don't fill up any kind of
Accident policy.

I am suing HDFC for sure this time. I want my money at any cost.

Thanks,
Vijay Velani
[protected]
Aug 14, 2020
Complaint marked as Resolved 
Dear Vijay,

Depository charges seem to be OK. Every time you sell shares (on different days), some 28.00 Rs will be charged.

Regarding accident policy, you demand from the bank to provide details as to which policy against the said amount is debited. If they are unable to give details ask them to refund the amount. If they give you details (of the policy which they have you fraudulently bought) ask them to provide the form that has been filled by the customer.

It should be done in writing. Insist the manager to acknowledge the receipt of your letter. If you refuses to do so, find out email id of the manager and send email.

Mangal
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    A
    amit.dlf
    from Mohali, Punjab
    Jun 30, 2014
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    Address: New Delhi, Delhi

    The bank has refused to credit the service charges deducted for the minimum account balance from my saving bank account no. [protected]. The charges deducted without any notification of low balance in my account. Please let me know the procedure to be followed. Thanks Amit Choudhary CUST ID[protected]
    Aug 14, 2020
    Complaint marked as Resolved 
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      A
      asawalikar
      from Pune, Maharashtra
      Jun 28, 2014
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      Address: Pune, Maharashtra

      Sir, Despite of RBI notification (Ref.Circular no. DBOD, Dir. BC. 53/13.10.00/20012-03 dated December 26, 2002 and DBOD no. leg.BC. 35/09.07.005/2012-13 dated August 10, 2012 and Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014) the bank has flouted these norms by wrongly charging me Rs 393.thrice on 09/04/2014, 12.05.2014 and 16.06.2014 on the explanation that RBI has yet not sent any official approval regarding the same therefore the reversal of the said amount of Rs 1179.78 is not possible. The Account number for your reference is [protected] name Mangesh Asawalikar, Pashan branch. Therefore please help reverse the amount of Rs 1179.78 as per RBI notification. Thanks and regards, Mangesh Asawalikar [protected]
      Aug 13, 2020
      Complaint marked as Resolved 
      Dear Mangesh,
      Regret the inconvenience caused.Request you to write to [protected]@hdfcbank.com with your account, contact and details of the deductions and issue details.Kindly mention the reference ID TTU[protected] in the subject line of the mail you send. Will check and get back to you .
      -Anay
      HDFC Bank Customer Assistance
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        B
        Bhaska070684
        Jun 27, 2014
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        Address: Chennai, Tamil Nadu

        Hi team,

        Name: bhaskar r
        Credit card no: [protected]

        I have requested for a balance transfer on 18-june-14 and when i called the customer care to check the status on 21-june-14 is when i came to know that my bt request got rejected and when i inquired for the reason the customer care staff's had no reason and finally told me that i didn't had sufficient balance.

        Although i had a sufficient balance of rs 43250.00

        Further continuing with the call, they have informed that on 21-june-14 i was eligible for the balance transfer request and gave the request and it was promised by the staff that he will confirm me the status of the bt on 21-june-14 by eod or on 22-june-14, early morning.

        Although i have been continuously calling the customer care help desk on a daily basis for more than 20 minutes,

        It's been really a very worst and frustrating service that i have been facing with your bank although i am a salaried customer.

        The person named raj (Rajeev) have confirmed to me on 21-june-14 that he will confirm the status latest by 24-june-14.
        The person named vinay (Escalations team) have confirmed that he will let me know the status latest by 25-june-14.
        Now i have called and spoke with staff name gayathri and she told she will connect to the manager as the escalations team members with busy with other calls, after me waiting for about 13 minutes, she has disconnected the call.

        Although i have called the customer care on a daily basis i haven't got a proper response and its is really a mental pressure and very worst customer service center that i have ever met in my life time?...

        I very very suspect the person vinay had wantedly delaying my request and also the final caller, ms gayathri has disconnect the call without any notice.

        Could you please take appropriate disciplinary action among st those staff's, please monitor those calls and you'll understand it!...

        Regards,
        Bhaskar r
        +[protected]
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          A
          alniru
          from Virarajendrapet, Karnataka
          Jun 27, 2014
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          Address: Hassan, Karnataka

          Dear sir
          I had submit my resingation to the post of cse(Emp.Code-cn16233) in channarayapatna branch(2998) on 31/07/2013 ... Till not receiving any full & final statelment...Detail is below

          Name:-niranjana a l
          Emp.Code:-cn16233
          Date of joining:-18/10/2011
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            S
            sovan.nit
            from Bengaluru, Karnataka
            Jun 26, 2014
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            Address: Kolkata, West Bengal

            I have applied for a Home loan with HDFC (Block AC-16, Sector 1, Salt Lake City, Kolkata-700 064), and My loan File #[protected]. During the apply the Loan HDFC charge me Rs.7303 as processing fee. The loan got approved on 8th May, 2014. After that all the original document of the property I have submitted to the Bank to get the loan amount. But after that the Bank never has contacted me. Upon sending repeated emails didnt get any answer. Then when warned the bank that I will escalate the matter and register a complaint in cosumer report if they don't respond, then Radha Chatterjee from HDFC immediate reponds me saying that We are cancelling your loan as per your request. What kind of customer service is this, How can an approved loan she can cancell without my request And also what will happen to the process fee Rs. 7303 that I paid already? Because of her negligence she dragged the loan disbursement for so long and finally cancelled it. Please suggest how to get proper resolution to this. I have already escalated to this to the key persons of HDFC, grievance cell. But didn't get any response from anyone expect continuously irritating response from Radha Chatterjee Thanks Sovan Mukherjee
            Aug 14, 2020
            Complaint marked as Resolved 
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              S
              Sathishkumar Kalaimani
              from Delhi, Delhi
              Jun 26, 2014
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              Address: Chennai, Tamil Nadu

              I have closed my Credit Card account # [protected] on 30/12/2011 by paying full and final settlement of INR 15300/-(Fifteen Thousand Three Hundred) through DD # 002051 (HDFC Branch Chennai -23) at HDFC Bank Central Building Nelson Manickam Road Amjikarai . Name of the Collector is N.Anandraj. (Id # S07609). And it was closed and signed by SUJIL SAM S1447. Till today I am receiving calls and letters from collection agent.Also there are collections executives visiting for payment.When I showed them the settlement letter, I was asked to pay few thousands extra to get this account closed.
              +2 photos
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                Balaji murali
                from chennai , Tamil nadu , Tamil Nadu
                Jun 25, 2014
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                Hello Sir/Madam, I am M.Balaji Murali working as Sales Executive at HBL Global Pvt Ltd (south zone )and my Employee code is (B07537) please send immediately salary slip month of December 2013, January 2014, February 2014 its my special request please do neetfull asap Send my Salary Slip on :[protected]@gmail.com Thanks and Regards, M.Balaji Murali, [protected]
                Aug 14, 2020
                Complaint marked as Resolved 
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                  P
                  puppa
                  from Hyderabad, Telangana
                  Jun 23, 2014
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                  Address: Hyderabad, Andhra Pradesh

                  My name is Dr.Srinivas.Recently i have lost some cash from my debit card(Rs8000/-).I stay in hyderabad and i have lost the money from bangalore ATM when the card and the secret code are with me. i was really worried and talked to the bank people but there was no proper response.please help.
                  +2 photos
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  Write to Bank asking them to cancel the card immediately.
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                    O
                    omomya
                    from New Delhi, Delhi
                    Jun 21, 2014
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                    Fraudulent policy issued no. CP000008

                    Address: Ghaziabad, Uttar Pradesh

                    Sir, I took a housing loan from hdfc bank.But while signing the bulk of documents they got my signatures on proposal form of hdfclife fraudantly & issued me policy with premm. of rs. 162318.18


                    Policy no CP000008 in the name of Ajay Srivastava.D.O.C. 31/01/2014
                    Along with the housing loan the policy premm. is paid by hdfc bank.Now bank is charging the premm. along with my housing loan emi and along with interest.br...
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                    S
                    srprojectlead
                    from Mumbai, Maharashtra
                    Jun 19, 2014
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                    Address: Madurai, Tamil Nadu

                    I have been a user of cc from hdfc for over 6 years now and on very few occasions that I have had the misfortune of finance or personal reasons, I had taken more time perhaps a month more to make the payments. Today, my father was admitted under serious conditions and I was traveling all the way from Ahmedabad to Madurai by urgently booking tickets online from my hdfc bank account. Your cc debt recovery lady insisted I pay today, kept on harrasing and bully, even went so far as to say that my father is less important than 'her' payment and eventually sent 2 thugs to my home (who also claimed to be hdfc employees), who were met by one of my relatives. Can you ask her to do the same tomorrow, as I will be available and they can KILL ME or BEAT me up as they debt collectors claims to be. Great job. The collection calls from[protected] & by a person claiming to have name Bindhu is apparently a big level decision on credit card issues in HDFC
                    When will RBI wake up?

                    Seems it is better to stay away from HDFC credit card.
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                      vikram5686
                      from Mumbai, Maharashtra
                      Jun 19, 2014
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                      Address: Mumbai City, Maharashtra

                      dear sir i am vikram sonawane apply for the use car loan at paras auto but they are the cheater they told me the rto and other charges is an only 5000 but when approve the loan than they demand the verious charges they demand the money before the loan cheque they cheate the people for demand of extra money pleae give the feedback as soon as possiable on my mobile [protected]
                      Aug 14, 2020
                      Complaint marked as Resolved 
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                        pbaldota
                        from Surat, Gujarat
                        Jun 19, 2014
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                        Address: Pune, Maharashtra

                        Hello, I am holding the HDFC credit card for last almost 2 years. The credit limit was initially Rs1, 50, 000/-. Recently I received the SMS from HDFC bank that your credit limit has been increased. I had never requested or communicated in any means that I want to increase the limit then how bank can take any such steps without my consent. This is completely incorrect exercise which has been followed by bank. When I tried to reach the call centre, I was asked to send the SMS and before I say anything the phone was disconnected by person. This was horrible experience with HDFC bank. Very first, why I should send SMS when I never requested to raise the limit. Secondly how can a call centre can disconnect the phone without listening my side. This way we are losing the complete faith with HDFC bank. The strict action must be taken for this bank for taking any major step without customer's consent and not handling the customer complaint gracefully when customer tried to reach the customer care number. thanks, Paras Baldota [protected]
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        You have raised valid question. Write to customer care (credit card division) and ask for explanation as well as immediate reversal of credit limit.
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                          karthik mohandoss
                          from Chennai, Tamil Nadu
                          Jun 18, 2014
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                          Address: Chennai, Tamil Nadu

                          Hi Team, I have applied for a Home loan March 19th and the same got rejected on the same month it self, A processing fees of RS 11798 has been debited from my account after that. I have sent around 4 emails requesting a refund for the amount which has taken left with no reply. Can someone please look in to this and help me in getting the amount credited back to my account ? I have been sending email to 'urhomeguide.[protected]@hdfc.com' but no response. Thanks, Karthik [protected]
                          Dear Karthik,

                          Please let me know the email id from where you have marked us an email. Will check and get back to you.

                          - Anay
                          HDFC Bank customer assistance.
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                            A
                            amit.dlf
                            from Mohali, Punjab
                            Jun 18, 2014
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                            Address: New Delhi, Delhi

                            Dear Sir/ madam, Minimum account balance charges have been deducted from my account no [protected] without any information / notice to me. it is case of purely case of dictatorship by the bank. No one can expect such action by a nationalised bank. I am hopeful that HDFC BANK would take initiative & refund the amount deducted from my account so that I could continue my account with the bank in future. Thanks Amit Choudhary [protected] A/C NO- [protected] Branch- Times Square, 10 central spine, vidhaydhar nagar Jaipur 302012
                            Aug 14, 2020
                            Complaint marked as Resolved 
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                              priya_sethi
                              Jun 16, 2014
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                              Address: New Delhi, Delhi

                              Manoj Prem, Grievance Redressal Officer, HDFC Bank Cards Division, 8, Lattice Bridge Road, Thiruvanmiyur Chennai 600041. Subject: Debit card Request Manoj, Hello Team, I am highly disappointed to express my concern against HDFC Bank services. I lost my International Platinum debit card day before yesterday, i rang up customer care of hdfc at the same time for blocking the card and requesting for new one. My house number is changed for the same address instead despite of getting any valid answer, my call was put on different ivr for about 15 minutes. Moreover, my mom went to the bank with an application requesting for new card instead of any reliable answer she was asked to go head office for address update that is far from my native location. Every support in hdfc has their own procedures noone has any valid justification for what they are saying. could you please be kind enough to share the steps for new credit card request without visiting head office as i get off only on Sunday thereby will hardly get a chance to visit. Regards
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                                priya sanil naik
                                from Pune, Maharashtra
                                Jun 16, 2014
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                                Address: Pune, Maharashtra

                                Dear Sir/Madam, My account no. [protected], shows me multiple deduction of Rs.393 on 13/6/2014 as ASD.Please clarify me about this deductions from my account as their is not even a penny in my account now.It was my salary and I don't know how I can manage my expenses in this month.I would request you to please refund it.Hope you understand my problem and revert me as soon as possible. This is my contact number [protected]
                                Aug 14, 2020
                                Complaint marked as Resolved 
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                                  Sachin Kumar
                                  from New Delhi, Delhi
                                  Jun 14, 2014
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                                  Resolved

                                  Address: New Delhi, Delhi

                                  I surrendered my policy no.10748349 on[protected] in Paschim Vihar branch but as of now the surrendered amount is not credited in my bank a/c. I visited two or three times in the Paschim Vihar branch but the same is not resolved, I met the relationship manager personally, but he always said that you surrendered the policy on[protected] morning and we sent the request to HQ but they are saying that NAV of[protected] will be given to customer and it is our internal issue. It was shocking and surprising that even after a lapse of two months you are not able to resolve your internal issue. I surrendered this policy even though I knew that market will go higher in future but I have to make payment to my builder who is continuously following up for payment. Now, he cancelled my unit and forfeited Rs. 2, 10, 000 (approx) due to non payment. (a) How will you justified this delay ??? (b) Who will bear the interest loss of two months ??? (c) Who will pay my forfeited amount ??? (d) Will I get the NAV of current date ??? (e) Will HDFC provide me house as my booked unit is now cancelled coz of this delay ??? I can't expect this type of delay even in government office, atleast you can file RTI there to expedite the case. But you people are so worst, un-ethical, unprofessional and un-customer friendly that even after a lapse of two months you are not bothered at all to sort out your internal issue and release the payment to customer. I know that after surrendering my policy I am no more an Asset for you and you will not get any business from me but this kind of act will definitely ruined your goodwill which is also an intangible asset. I hope you will take necessary action at the earliest and I will get the response pertains to point no. a to e above. Thanks, Sachin Kumar
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  HDFC Life customer support has been notified about the posted complaint.
                                  Dear Mr. Kumar,

                                  We sincerely apologise for the inconvenience caused.Your concern has been registered with the grievance team for investigation under Complaint number [protected]. We will revert to you with a resolution within 14 days.

                                  Assuring you the best of our services always.

                                  Regards,
                                  HDFC Life
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                                    san.reddevils
                                    from Bengaluru, Karnataka
                                    Jun 14, 2014
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                                    Address: Bangalore, Karnataka

                                    Respected Sir,
                                    My name is Santhosh A R and i hold an account in HDFC bank.
                                    I had visited your ATM No. S1ACBL26 at R T Nagar, Bangalore on 14/06/2014 at 9.11 pm to withdraw amount of Rs 400/-.
                                    I have HDFC's International Debit Card linked to the account number [protected] which i used to withdraw the amount mentioned.


                                    On using this card on the above mentioned ATM machine, I was only issued 100 rupees instead of 400, And to my surprise, Rs 400/- was deducted from my account. I have contacted you once and have mentioned this problem before and would like you to kindly see the mentioned amount credited back to my account at the earliest.

                                    Since your ATM machine is faulty please see that this machine is replaced by a new sufficient one to avoid inconvenience to the customer.

                                    Thanking you.
                                    Santhosh
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                                      sanjaly66
                                      from Meerut, Uttar Pradesh
                                      Jun 14, 2014
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                                      Resolved

                                      Address: Gurgaon, Haryana

                                      HDFC Bank Credit Card Department, I received a call where HDFC Bank executive informed me about the card up-gradation, I allow to up-grade the card but the rewards points of my cards was deducted from my account without my concern. When I mailed your official they asked me to send the call recording of the conversation with a reply that the executive informed me about this deduction as per their internal record. However no body informed me about this deduction also I sent the recording but no resolution till now. Sanjay Kumar [protected]
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
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