HDFC Bank Complaints & Reviews

I have taken Consumer Loan from HDFC Bank, and I was told that there was a credit card available with pre-approved status only thing I should sign in the application form and there were no verification required as this based on my consumer loan. Hence, I did it.

5 days later I got a call from the bank stating its my verification call & said my application got approved and it will be delivered in 7 working days.

Again last Saturday (3 days later) I got a call from the verification person and he said he is going to my office for the verification process which is a mandatory.

And today, I got the below email stating my application got declined. So I am wondering what the **HECK** is happening?

Whether the HDFC bank is thinking that people are such a fools, like whatever the bank says we should turn our head just like that?

Also please do let us know, whether is this legal to provide false promises/statements to the customer so to apply the application to meet their monthly productivity count?

I am pretty damn sure that HDFC bank has aware this will affect my or any individuals credit score. Then, why these kind of play around?

For your reference, if you want I can share all the call details and recordings which HDFC bank customer care persons "said that my application got approved and it will delivered in a couple of days".

*** I am very much disappointed with HDFC bank service and Customer care support ***

Dear Sir/Madam,
Subject : Your Credit Card application reference no. 21L[protected]S1

Thank you for your interest in HDFC Bank Credit Card.
We wish to inform you that your application has been considered in line with the Bank's internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes ( which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the Bank.
Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability.
We would be pleased to provide any other assistance/service that you may require.
Thank you once again.
Assuring you of our best attention at all times
This is an automatically generated Email, Please do not reply

Thanks,
Nisha Devi R
+91 [protected]
nishadevi.[protected]@gmail.com

On my credit transactions it showing on March 26 is my loan booking date .and I didn't take any EMI and the amount is 13559.00 cr.
Can I know the transaction and regarding total details of it

After I updated new address through online link, they sent me letter and at that time i was not able to receive and it will returned to HDFC, due to this they locked my account asked me to contact nearest branch. This is ridiculous.

Kindly remove my pan detail from irda portal.
Remove My code with HDFc life.
My pan no. Is BFOPS7072G

HDFC code. 00146188

Manjit sharma

[protected]

I want to open account with this details there is no procedure on your website

Aadhar card :[protected]
Pan number : PPHSD1234E
Account number : [protected]
Credit card number : [protected]

I want transaction details for my below account with updates

Aadhar card : 1234/5678/1234
Pan number : PPHSD-1234-E
Account number :[protected]
Credit card number : 1234/8889/1234/3522

Getting too much unwanted calls for personal loan from HDFC bank.

Many a times i Requested them do not call again as i am not having any requirement for loan but still getting calls.

The hdfc bank has put a hold on my funds of rupees 2588.15 as mi revenue hold through gefu, ac number is
Account number: [protected]
Ifsc: hdfc0001434
Branch: Karnal Sector 8
The customer service is not able to give any info on this.
First of all it's hard to reach customer service because it takes a alot of time and the ivr options are very difficult and tricky to navigate, after all the effort the customer service is not helpful.
Kindly unfreeze my amount please

Dec20, 2021
I have hdfc sal account and get personal loan from hdfc bank i paid every month emi 3041but once i coudn't maintains balance in account and that time i was charged with overdue charge which is around 649. Now, after a month they charge me 236 rs for emi rtn charges. If i have already paid overdue charges then why hdfc is again charging with emi rtn charges.

I have a HDFC salary account and got personal loan based on the same from hdfc bank. I have paid all my EMI on time expect for the recent month since i was unable to cant maintain the balance in account.
And my ENI got bounced back and bank charge me bounce charges with taxes and after one month they charge me 236 INR twice for the same month for EMI RTN changes without any notification.

what is this charges and what is related this charge without any notification. Always finding difficulty in reporting any kind of queries to them and with a poor customer services on every queries each time.

I have applied for HDFC Credit card on 29/10/2021 earlier it was showing your application is in process but now it is showing No Record Found.
I haven't got any information from HDFC bank.

I Want to Say That Due To Welcome Letter Is Not Received My Account Is Blocked.I Do Not Received Any Call from that Person Who Having This Letter.I have Visited Hdfc Branch Etah Soo Many Times To Unblock My Account But It's Almost Has Been 2 months My Account Is Blocked Yet. So Please Help Me Regarding This And Solve My Problem.

Hi

I have made a demand draft recently of Rs.4300 online through HDFC netbanking. By mistake I have given the payable date as Nagercoil instead of Chennai. I have tried the cancel the DD but couldn't cancel it. I have received the DD through courier and asked the nearby branch. But the branch is not aware of the process to cancel the DD created online.

DD no: 732327

Pls resolve my problem as per photo attached which says payment pending from bank end

I am not able to cancelled irctc ticket from payzapp, i am continuously trying for cancellation but there are showing same alert message, my money is locked,

Kindly help or sujjest

I ordered Two phone from Amazon On diwali sell
first was on 3rd october 2021 that's order ID was[protected]
I paid for that 37, 241/- from my Debit card.

and second was on 9th of October and that's order ID was[protected]
I paid for that 31, 512 /- from my Debit card.

I Paid for both of that from my debit card through EMI option.

But I returned all two mobiles to Amazon .
And Amazon received both of that and after 10 days Amazon gave my money back to my account.

But my bank HDFC still going to charge EMI every month.

IN 5 /11/2021 my first EMI was 6768 which was deducted from my account.

In 5/ 12 /2021 second EMI was 726 which was deducted Again from my account.

I already complaint to the bank about that serious issues.
But no one responsible person are there to solve this issue they just said to me that go here and there from one table to another table.
Amazon already sent me Transaction OR RRN Number which is

here are the reference number of refunds that Amazon have initiated for me.

[protected] is the RRN for order[protected] and the amount was ₹31512.2. This was initiated on 30th October 2021.

Another RRN is [protected] and the amount was ₹37241.87. This was for order [protected] and was initiated on 9th Nov 2021.

After complaint HDFC return me 5721 rupee.
They charged my account twice (6768+726=7494)

And return me only 5721.

But where is my 1773 rupee.
Please return my full of hard-earned money.

Please solve my issue.

I want account details for below customer
Aadhar card :[protected]
Pan number : PPHSD1234E
Account number : [protected]
Credit card number : [protected]

I haven't received my gift card voucher which i had redeem through my credit card points but the status of the order is showing it had delivered to my sms and e mail where I haven't received it

I had done a recharge for jio with Rs. 395 using payzapp. The transaction was successful, and the amount was deducted. But the recharge was not done. Can you please help me in it.

I ordered Two phone from Amazon On diwali sell
first was on 3rd october 2021 that's order ID was[protected]
I paid for that 37, 241/- from my Debit card.

and second was on 9th of October and that's order ID was[protected]
I paid for that 31, 512 /- from my Debit card.

I Paid for both of that from my debit card through EMI option.

But I returned all two mobiles to Amazon .
And Amazon received both of that and after 10 days Amazon gave my money back to my account.

But my bank HDFC not credited to my account
Even still going to charge EMI every month.

IN 5 /11/2021 my first EMI was 6768 which was deducted from my account.

In 5/ 12 /2021 second EMI was 726 which was deducted Again from my account.

I already complaint to the bank about that serious issues.
But no one responsible person are there to solve this issue they just said to me that go here and there from one table to another table.
Amazon already sent me Transaction OR RRN Number which is

here are the reference number of refunds that Amazon have initiated for me.

[protected] is the RRN for order[protected] and the amount was ₹31512.2. This was initiated on 30th October 2021.

Another RRN is [protected] and the amount was ₹37241.87. This was for order [protected] and was initiated on 9th Nov 2021.

Please solve my issue.