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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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V
Venkatesh Polavaram
from Delhi, Delhi
Aug 24, 2018
Resolved
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mandate for debit and frequency adho

Address: Chennai, Tamil Nadu, 600045

I have received the following sms from bank:

Dear customer mandate referance no:hdfc[protected] issued to visu leasing and financepvtltd with value rs.130000 and frequency adho was rejected due to the reason 'drawers signature differs' received today for processing.in case of any issue please get in touch with your branch.

I have not given any mandate. Please resolve the issue....
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santoshmadre
from Pune, Maharashtra
Aug 24, 2018
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Address: Pune, Maharashtra, 411033
Website: credit card

This is with reference to my hdfc bank credit card issue.
Credit card number: [protected]
1.in the month of january 2016 i called your customer care office and told them that i want to close my credit card account and enquired how much payment to be done for this. They told me the amount and i paid it by internet banking. I was under assumption that my credit account will be closed as per my conversation with your representative.
2. My credit card was supposed to expire in march 2016, i should have got replacement of the card if the account is still valid. I never got the card.
3. My email account on which the mail transactions between hdfc and myself are taking place is seldom used, i was not knowing that the credit card account is not closed and hdfc is deducting emi from my account and not used the amount for which it was paid in january 2016 by me for final settlement.
4. I got to know that there is outstanding on my credit card account, when i used this email account recently.
5. According to hdfc, i have some outstanding amount: why nobody even bothered to called me and asked why it is not paid?
6. If the account is active, why i did not get new card?
All this episode does not sound good and i am deeply embarrassed by the behavior of your customer support person. Would like to know if you can sort this matter and i don’t have to pay the amount which is being claimed un-necessarily.
Hope you receive this mail in good faith.
Thanks & regards,
Santosh madre
Sep 24, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Aug 24, 2018
HDFC Bank Customer Care's response
Dear Customer,

With regard to your credit card, we request you to contact our Debt manager at[protected]/41467902.

-Anay
HDFC Bank Customer Assistance
Hlo sir i applied hdfc credit card near about 10 days yet i have no response that my card approved or disapproved my mobile number [protected] my email id gagan.[protected]@gmail.com sir check my card CC37268906 CHECK MY STATUS AND INFORM ME
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    Er Kamta Yadav
    from Gwalior, Madhya Pradesh
    Aug 23, 2018
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    Address: Korba, Chhattisgarh, 495453
    Website: hdfc

    Your reference no 18h[protected]zt *

    Dear sir/madam,

    Subject : your credit card application reference no. 18h[protected]zt

    Thank you for your interest in hdfc bank international credit card.

    We wish to inform you that your application has been considered in line with the bank's internal credit policy (Which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes (Which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the bank.

    Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability.

    We would be pleased to provide any other assistance/service that you may require.

    Thank you once again.

    Assuring you of our best attention at all times
    Oct 2, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Aug 31, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    We have reviewed your comments and in order to enable us further review your application, we request you to send the duly filled/signed form available at the below link for confirmation of your residence and office address along with self-attested proofs to the below mentioned address to enable us to assist you in this regard. https://bit.ly/2AAcmdz https://bit.ly/2FTI04y. HDFC Bank Cards Division No.8, Lattice Bridge Road Thiruvanmiyur Chennai – 600 041.

    -Manoj
    HDFC Bank Customer Assistance
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      Piyush.jain1435
      from Delhi, Delhi
      Aug 23, 2018
      Resolved
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      Address: Hyderabad, Andhra Pradesh

      Hi hdfc bank,

      I am receiving the sms on 20-aug-2018 that ach request is processed for debit mandate. Today[protected] i received that "ach debit mandate registered for rs. Xxxx in a/c for ava lifestyle products and services p l with umrn no."

      I have not registered for any such request. How and why i am receiving such sms and that too company authorized message center.

      Please look into this asap

      Regards,
      Piyush jain
      Sep 24, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Aug 24, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      We have received mandate copy which is signed for AVA LIFESTYLE PRODUCTS AND SERVICES P L In case you want to cancel/stop said ACH mandate. Kindly submit a request to stop pay letter mentioning complete details. Please feel free to write to us at [protected]@hdfcbank.com for any further assistance/clarification and we shall be glad to assist you.

      -Manoj
      HDFC Bank Customer Assistance
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        A
        arunpata
        from Pune, Maharashtra
        Aug 23, 2018
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        On Saturday 17/08/2018 received call from cell number [protected] informing me that my HDFC credit card has been blocked and that bank would issue a new card. She (name introduced as Manisha) further asked for my credit card number starting from 4, since my card is due for renewal in Oct 2018; I had given her my card number. She said that I would get a call and sms from the bank and transferred the call to some one. At this point I got suspicious and disconnected the call. She again called from the same number on Monday 19/08/2018 and when I showed my dis interest' the call was disconnected. Pl take necessary action. I believe that bank does not make any such card,
        HDFC Bank customer support has been notified about the posted complaint.
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          S
          shymon.pu
          Aug 23, 2018
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          Address: Wayanad, Kerala, 670646

          Hi All,

          I am Shymon, I was holding HDFC credit card and it's closed right now(card number [protected]and validity date01/2019), so i need non due approval for applying personal loan.
          Palarivattom Hdfc office CreditCard section on shutdown due to flood related issues. So I could not reach their as well.
          So could you please send me the non due certificate through mail.

          Regards
          Shymon. mail. [protected]@gmail.com
          Mob:[protected]
          [protected]
          HDFC Bank customer support has been notified about the posted complaint.
          Aug 23, 2018
          Updated by shymon.pu
          Please help me
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            S
            sumant@18
            from Noida, Uttar Pradesh
            Aug 23, 2018
            Resolved
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            Address: New Delhi, Delhi, 110008

            I got a message on my mobile regarding regarding acknowledgment of my hdfc credit card application reference no is 18h[protected]n1 for digital identification on 16/08/2018. On the very next day i. E 17/08/2018 one person come at my office address and says he came from hdfc cc for verification and he done the verification. And on 21/08/2018 i got a mail from hdfc stated that our representative is unsuccessful for contacting you. So you can send again dully filled form regarding contact no and address... So i wanted to know about the correct status of my hdfc credit card application.

            Kindly do the needful.

            Thanks
            Sumant
            Oct 2, 2018
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Aug 25, 2018
            Updated by sumant@18
            Plz update about the status of my complaint at the earliest on mail id [protected]@gmail.com
            Verified Support
            Aug 28, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            We wish to inform you that your application has been considered in line with the bank's internal credit policy and operating/credit processes. We regret to inform you that we are unable to approve your application as it did not meet the internal criteria of the bank.

            -Anay
            HDFC Bank Customer Assistance
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              M
              Mk2014
              from Bahula, West Bengal
              Aug 23, 2018
              Resolved
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              Resolved

              Respected sir,
              I had paid wbsedcl bill through sbi upi, the payment got debited through Wbsedcl.[protected]@hdfcbank they did not get it. I immediately contacted their customer care and was told to contact hdfc bank. However even after complaining through online, email to upi support and calling the customer care. I am yet to receive my money even after six days.
              Kindly help .
              Details of transaction
              Transaction id[protected]
              Date 17 aug 2018
              Time 03:35:15
              Amount 136.92
              Sep 24, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Aug 24, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              Please write to us at [protected]@hdfcbank.com along with your HDFC Bank account details from which funds are debited and transaction details for further investigation.

              -Manoj
              HDFC Bank Customer Assistance
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                P
                Pprabhakaran Karan
                Aug 25, 2018
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                Address: Kanchipuram, Tamil Nadu

                Cancellation of One Assist Membership
                I am a HDFC bank credit card holder . The bank has auto debited Rs. 1899/- from my credit card number ending with 4281 without my concern on date:29/12/2017.
                I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1899/-
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                  Pprabhakaran Karan
                  Aug 23, 2018
                  Resolved
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                  Cancellation of one assist membership
                  I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 4281 without my concern on date:15/05/2017.
                  I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1899/-

                  Oneassist relationship number : 1505566
                  Name :- p. Prabhakaran
                  Mobile no. :- [protected]
                  Credit card number ending :- 4281
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  We understand your concern. Please be informed, your membership cancellation is processed vide service request number 3480983 for amount 249/- which will be credited in your bank account within 5 to 7 working days. To get full amount refund, you need to cancel the membership within 30 days of purchasing the policy. As you are cancelling membership after 8 months you are only eligible to get 249/- as refund amount.

                  Regards,

                  Devendra,

                  Team OneAssist.
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                    V
                    vivekvarmapk
                    from Chennai, Tamil Nadu
                    Aug 23, 2018
                    Resolved
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                    Address: Ernakulam, Kerala

                    Cancellation of one assist membership
                    I am a hdfc bank credit card holder. The bank has auto debited rs. 1987/- from my credit card. Without my concern. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1987/-

                    Oneassist relationship number : 2469865
                    Name :- vivek varma
                    Mobile no. :- [protected]
                    Aug 6, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    Greetings from OneAssist!

                    We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3470821. Your amount 1899/- will be credited in bank account within 5 to 7 working days.

                    Regards,
                    Devendra,
                    Team OneAssist.
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                      R
                      rutuja1508
                      from Pune, Maharashtra
                      Aug 23, 2018
                      Resolved
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                      Resolved

                      Employees of HDFC bank are harassing people by calling every 2 hours for personal loans, credit cards etc.

                      They should remove the numbers of people who are not interested, from their list instead of harassing them daily. It should be updated at all the branches not just one branch.

                      Please resolve this complaint as soon as possible. It is becoming annoying day by day.
                      Sep 24, 2018
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Aug 24, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      I request you to share your caller details and your contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                      -Manoj
                      HDFC Bank Customer Assistance
                      Hi
                      I am not able to withdraw my salary from my HDFC salary account. My HDFC credit card has linked with my salary account because i haven't pay my credit card bill from 2 months.
                      I am not able to do any transaction from my salary account.
                      How can i pay my credit card bill ?
                      Actually i lost my debit card then applied for new one i got new one its working fine but again am getting two debit card, actually i have active debit card. why am getting more than one debit card same account.
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                        Kavitha Sivakumar
                        from Tirunelveli, Tamil Nadu
                        Aug 23, 2018
                        Resolved
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                        Address: Coimbatore, Tamil Nadu

                        Hi,
                        I want to raise a complaint against your concern employee ms/mrs vinitha that we came here to sai baba colony hdfc credit card branch on 23 aug 2018 at 10, 30 am to enquire about the credit card details (Limit, netbanking facilities etc) and we approached the security mr. Shanmugam, as per his instructions we wrote the card details in the sheet and gave. Ms/mrs vinitha just wrote 10, 000 is the limit and gave to security back. She didn't come n enquire about the other queries. Is this way your concern people will respond to the customer? Call us [protected] i want to know the details of the account number, customer id.
                        Sep 27, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Aug 24, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We are fully sensitized to your comments expressed and request you write us with the contact details of the executive on [protected]@hdfcbank.com to enable us to assist you. Further, we request you to not share any confidential information of your HDFC Bank Credit card such as Credit Card PIN number, Customer ID, CVV, Date of Birth etc.

                        -Manoj
                        HDFC Bank Customer Assistance
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                          N
                          from Bengaluru, Karnataka
                          Aug 23, 2018
                          Resolved
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                          Address: 560048

                          Dear customer mandate reference no: hdfc[protected] issued to ashish securities pvt ltd with value rs. 6250.00 and frequency mnth is received today for processing.in case of any issue please get in touch with your branch.

                          I have received this message i seriously don't know whether it is a fraud or real i need to check with the bank also i think are they faking us
                          +1 photos
                          Sep 26, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Aug 24, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We have retrieved your ACH mandate application and found that the said mandate has been signed by you against Ashish securities Pvt Ltd. If you wish to cancel the mandate, please visit the nearest branch and submit a cancellation request.

                          -Anay
                          HDFC Bank Customer Assistance
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                            H
                            hemant hingave
                            from Hyderabad, Telangana
                            Aug 23, 2018
                            Resolved
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                            Resolved

                            Address: Hyderabad, Andhra Pradesh, 500081

                            Got a message

                            Dear customer mandate reference no: hdfc[protected]xxxxxx issued to ashish securities pvt ltd with value rs. 10, 000.00 and frequency mnth is received today for processing.in case of any issue please get in touch with your branch.

                            I have not applied for any loan. Then why this?

                            I'm not getting why is this 10000?
                            What is that mandate ref number?
                            What should i do?
                            Need suggestions?
                            Sep 25, 2018
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Aug 24, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We have retrieved your ACH mandate application and found that the said mandate has been signed by you against Ashish securities Pvt Ltd. If you wish to cancel the mandate, please visit the nearest branch and submit the cancellation request.

                            -Manoj
                            HDFC Bank Customer Assistance
                            Hi,
                            I have also received a message from HDFC Bank today (17.04.2019) saying ACH Debit Mandate registered for Rs 25000 in A/c No XXXX for ASHISH SECURITIES PVT LTD with UMRN No. HDFC0000XXXXXXXXXXX.

                            I have not done any ACH (Automatic Transfer request to bank), I am not sure whether this is a fake or a fraudlent transfer initiated. Kindly help. Thanks
                            Warm Regards,
                            Kamal Raj Verma
                            After investing more on internet found that, ASHISH SECURITIES PVT LTD is a part of "Early Salary" (an online company which offers salary advances and instant cash loans) which came some days back in our office and asked us to install app and signed some docs for security deposit. I am not sure whether ACH will be deducted or it is just a message for security deposit blocking amount.
                            #EarlySalary

                            https://www.medianama.com/2017/09/223-earlysalary-debt-funding/

                            Reported the incident to HDFC Bank, they asked to visit HDFC Branch for further action or details. Thought of sharing the details to help other paniced users. Thanks. :)
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                              P
                              Prashanth1980
                              from Harihar, Karnataka
                              Aug 23, 2018
                              Resolved
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                              Address: 560092

                              Hi i have been using hdfc credit card from past 8-10 years, but for the last two months your service is worst or i can call it third rated. Last month i have paid my due amount in time, but still you ppl have put a fine of 450 rs saying late fee fine and even this month ive paid my due amount already that is before due date, but still i haven't got any message from this hopeless hdfc customer service, but they have time to send all the # messages like you are eligible for loan and all. You can check my card track record from the day one you will get to know how honest ive been and doing these sort of things for a customer like me it hurts a lot please cancel my card asap. No use o[censored]sing this hdfc credit card whose customer service is so worse that they can't even send a message for paid amount. Hopeless service.
                              Sep 23, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Aug 23, 2018
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              I request you to share your complete concern, Card No. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                              -Anay
                              HDFC Bank Customer Assistance
                              Aug 25, 2018
                              Updated by Prashanth1980
                              HI Anay, I have never had a bad experience with HDFC credit card customer service till now, but from past two months your service has become worst if you want you can check my statements. Even for this month I haven't got any message regarding the paid amount. My due date for payment is 24th of this month, but I have paid the amount one week back only, but still I haven't got any message regarding the payment, before I used to get message immediately after paying the amount. Why you people are doing these sort of things I don't know and for your mistakes and irresponsibility I have to pay the price of 450 rupees as late payment fees (that to after paying the due amount within the due date) and it also effects my credit score. Hope you understand and do the needful. My last four digits of card is 1562 and my phone no. is [protected] (please call me during evening hours).
                              Aug 27, 2018
                              Updated by Prashanth1980
                              The major minus and worst point with HDFC bank is, it is difficult for the customer to reach the customer care easily. Whenever I tried reaching them it takes too much of time to get connected and also at times the calls are getting disconnected too. Seriously it is very difficult to reach the HDFC customer care, its high time, they have to work on that and should try to provide a better customer service. Saturday and Sunday I tried umpteen times to HDFC customer service, but I was not able to connect only, it was really a very horrible experience.
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                                Harpal Sidhu
                                from Adampur, Punjab
                                Aug 23, 2018
                                Resolved
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                                Resolved

                                Address: Sangrur, Punjab, 148024

                                I am harjinder singh a/c no [protected] my account branch dhuri 1 aug 2018 my bal 18200. Rs but late charge 590. Rs cut of account. Please see my account. My mobile no [protected], //
                                Sep 25, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Aug 24, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We have checked our records and confirm that the charge of Rs. 590.00 levied to your account on August 09, 2018 pertains to ACH debit return done on August 01, 2018 for Rs. 3238.00. In terms of Clearing guidelines, issued by RBI, the clear funds balance available in the account at the beginning of the day would be considered for the purpose of ACH(s) received in clearing. We note that in your said account, the clear funds balance at the time of presentation of the said ACH(s), was not sufficient to cover the ACH(s) received in clearing. Therefore the ACH(s) was returned due to insufficient funds and the corresponding charges for ACH(s) dishonor were levied to your account. Kindly note that these charges attract GST as applicable. We advise you to maintain sufficient clear funds balance in the account in the future, at the time of issuance of the ACH(s), to avoid the ACH(s) return charges being levied to your account. Please visit the URL below to know the fees and charges applicable to your account: https://goo.gl/gM34fa

                                -Manoj
                                HDFC Bank Customer Assistance
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                                  S
                                  Shri500
                                  from Pune, Maharashtra
                                  Aug 23, 2018
                                  Resolved
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                                  Resolved

                                  Address: Pune, Maharashtra, 411014
                                  Website: Hdfc bank

                                  Hello

                                  Team facing very big issue regarding your credit card department my concern is

                                  Me ek government employees hu mera 4 mahine se credit card ka due meri papa hospitalize the is wajas se mene card payment kiya tha
                                  Kuch conditions aisa aa gaya kya vo nahi rahe but hdfc bank ke collection department walo new mujhe dimagi toor pe pareshan kiya last month me is wajas se hospital me admit tha.
                                  Aaj aapka collection wala agenet bina phone kiye mere ghar aa gaya aur me us samay ghar pe nahi tha usne mujhe koi phone nahi kiya aur phoen bhuat hi gandi baat ki please help me usne mujhe damki de hai me payment kar dunga mujhe bhi chinta hai mere mujhe pareshan mat kijye pleshey help meri maa akeli mujhe unki bhi chita rehti hai please help me
                                  My name pankaj kulkarni
                                  Contact details [protected]
                                  Card number [protected]
                                  Email id kulkarni. [protected]@hotmail.com
                                  Oct 1, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Aug 28, 2018
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  This is with reference to your concerns raised regarding credit card account. In this regard, you may look forward to receiving a response in 3 business days and request you to bear with us in the interim. In the event you seek any further clarification in this regard, please feel free to write to us at [protected]@hdfcbank.com. Kindly note the query reference number for this correspondence is [protected].

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    S
                                    Sovan555
                                    from Ranaghat, West Bengal
                                    Aug 22, 2018
                                    Resolved
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                                    Resolved

                                    Address: Bankura, West Bengal, 721260

                                    My salary account (In hdfc bank) was created in my first company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me) in the month of march i had called customer care and raised a request to close my account as i did not want to use the account and they did say that they will follow up with the request and close the account. After that i never logged in to my account through net banking and i do not have a debit card (Lost in 2 years back and i never requested for a new one). I logged into my account for some reason on 1st August 2018 and i see that i have rs -6592 in my account. I request you to please take action against this bank.. Thay have no right what so ever to do whatever they want without informing the customer
                                    Sep 25, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Aug 24, 2018
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We request you to provide the below details to enable us to track the status of your application for account closure: 1. Date when application was sent/submitted 2. Complete address of the branch where the application was sent/submitted 3. Mode of sending (post or courier details). If the closure request was submitted/sent more than a year back, please provide us with the acknowledgement copy. Incase you are not in possession of the acknowledgement copy, request you to visit the nearest branch and submit a fresh request for account closure. Kindly visit the following URL to access information for the complete address and contact details of our Branches. https://bit.ly/2Hqff0y

                                    -Anay
                                    HDFC Bank Customer Assistance
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                                      Poopandian
                                      from Chennai, Tamil Nadu
                                      Aug 22, 2018
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                                      Address: 600063

                                      Hi Sir/Madam,
                                      I have applied HDFC credit card through customer care on Aug - 2017, They have activated one assist account for me without my knowledge.
                                      An 16.08.2017 they have debited Rs.1299 from my credit card and i worried even didn't received my credit card.
                                      Suddenly i called them for the complaint they said one assist account has been activated for you that's why we debited. And i asked to cancel this account also i am not asked you to subscribe this account. Then they gave one toll free number for cancel this account i called them continuously 1 week and ask them to cancel this account and refund my amount.
                                      They informed me we don't have a option to refund full amount to you so we will refund Rs.400 amount, Finally I am okay with that also they said this account we can't delete so one year will be live. After one year this account will be expired so i forgot that things.
                                      But they have debited Rs.1399 this year too, Suddenly i called customer care they told me same story which is i have faced previous year.

                                      Please rectify my problem with them i am really worried about them.
                                      I want refund my amount. I have upload previous year stmt.
                                      My HDFC customer ID : 58604772
                                      Mobile NO : [protected]
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                                      HDFC Bank customer support has been notified about the posted complaint.
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