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ICICI Lombard Complaints & Reviews

3.7
Updated: Feb 27, 2026
Complaints 1338
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ICICI Lombard reviews & complaints page 53

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B
bkb
from Jind, Haryana
Jan 31, 2011
Resolved
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Resolved

Address: Fatehabad, Haryana

No Claim Certificate" for the subject motor insurance policy MAR10348706 dt 16.10.2009 This policy on behalf of shakti motors fatehabad.now I has been not claimed my ncd amount,and no amount has been given to us till date.
We dont want any claim just want the NCB certificate but the icici not issued ncb certificate.
Aug 13, 2020
Complaint marked as Resolved 
No Claim Certificate" for the subject motor insurance policy 3001/MI[protected]/00/000 dt 19.01.2016 This policy on behalf of T R SAWHNEY MOTORS PVT LTD New delhi. Now I have been done my motor insurance policy from new india assurance company ltd. Kindly provide my NCB Certificate for the above policy.
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    V
    VIBHAS KUMAR JHA
    from Gurgaon, Haryana
    Jan 28, 2011
    Resolved
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    Address: North West Delhi, Delhi

    To
    The Hon'ble President District Consumer Forum
    North West, Delhi
    Sub; complaint against ICICI Lombard General Insurance co Ltd

    Sir
    I have purchaged online car insurance policy no 3001/W-2420503/00/000 dated 16/01/2011 and i made the online payment of Rs. 5448 /- vide my ICICI Bank Account no[protected] and 17/1/2011 the surveyor of the ICICI Lombard came and inspected my vehicle no DL 6CG 7455 but the surveyer sumitted his unsatisfactory report and 18/1/2011 my policy was cancelled and promised to refund my amount within three days . it is regretfully sumitted that I have made every day call to his call centre no [protected] and sent email request to refund my premium amount but ICICI LOMBARD General Insurance co. is not refunding my amount . it is a breach of contract and violation of consumer rights.
    It is therefore requested that kindly lodge a complaint against the ICICI Lombard General Insurance Co. Ltd. ,Zenith House, Keshavrao Khade Marg, Mahalaxmi, Mumbai 400 034, Maharashtra

    yours faith fully

    VIBHAS KUMAR JHA
    R/O. QP-109, SECOND FLOOR
    PITAMPURA, DELHI-110088
    MOBILE NO-[protected]
    Aug 13, 2020
    Complaint marked as Resolved 

    ICICI Lombard — Policy Contract Breach

    The complain is in context of breach in contract by Insurance company.

    The insurer has charged client for INR 250 for the Nil Endorsement, which was passed to make changes in policy terms. Not only this in another policy the premium they charged is on the Shortperiod Calculation basis, instead of Prorata calculation.

    All above terms and condition are not written in policy terms and condition, after raising voice against this, the insurer i.e ICICI Lombard GIC Ltd. said " It's there internal policy changed in the months of Jan 09".

    There was no communication or intimation was given to the client prior to deduction. This type of ammendment or change in contract should be made during the policy period must be by the consent of both the party, where as situation here is totally unacceptable.

    I hereby request you to plz take the necessary action against this.
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      B
      bojjupally9
      from Hyderabad, Telangana
      Jan 22, 2011
      Resolved
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      Resolved

      Address: Rangareddy, Andhra Pradesh

      Dear Sir,

      I am B.Prabhakar from Hyderabad, my Grand Mother having ICICI lombod Health Insurance from August 2010. On 17/1/2011 she has admited in M/s.Sree Hrishikash Hospetal in Uppal Ranga reddy dist because of some reaction of injection. After admiting in hospital we submited insurance claim for Rs.35000 firstly they approval after taking all the avdences then when we submited for final approval of hospital bill for Rs. 41,377/- they have rejected for whole amount which was approved first including of that amount. When we asked at toll free / customer care no they are saying that the patient is suffering with pre diabites so for that reason we are rejected the bill.

      so what give me some advice for claiming that amount

      Regards

      B.Prabhakar
      Mobile:[protected]
      Aug 13, 2020
      Complaint marked as Resolved 
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        R
        rezamulla
        from Mumbai, Maharashtra
        Jan 20, 2011
        Resolved
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        Address: Maharashtra

        Dear Sir / Madam,
        I, Reza Mulla, have put a request for claim for my vehicle which is under insurance with ICICI LOMBARD on the 24th of December. Until now no processing is been done from ICICI and I weas assured by their employee named Shreejit from ICICI Andheri east branch that they have recieved all documents and the claim will be settled on Monday (i.e. 17th of January). But until now it has not been settlted and on top of that Mr. Shreejit has threatened me and asked me to do whatever i can and nothing will happen to me. So now I am stuck and do not know what to do. I just want my claim to be settled as soon as possible. And I do not know how ICICI is employing such people who do not respect the customers and help them out. Kindly do the needful.
        Thanking you in anticipation.

        Best Regards
        Reza Mulla
        Aug 13, 2020
        Complaint marked as Resolved 

        policy claim — Too much delay in policy claim

        Dear Sir/Mam,

        I am the relative of the policy holder : who died on oct 1st due to the current short circuit , he belongs to the Medak Branch,Andrapradesh,india, itz almost 80 days he died and we already submitted all the details regarding the policy claim, but we didn't receive any replay from the branch till today where should i go and ask ?
        Reza, best thing is to contact your agent.
        If you did not buy through a good agent but direct then this is the problem, many time we wont know the procedures. Last time icici contact me direct to renew at lower rates, but found the low rates were as policy benefits were watered down and value made very low about 15% depreciation for one year, also they remove personal accident and other benefits as happened to others when I discussed.
        This is how online rates are low by cheating and not informing us.

        Siva
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          R
          rezamulla
          from Mumbai, Maharashtra
          Jan 17, 2011
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          Address: Mumbai Suburban, Maharashtra

          I have made a claim for my vehicle as it met with an accident on the 23rd of December. Claim no. is MOT 01851909. It was told to me that all the documentation and processing has been completed by ICICI i will be recieving the claim check ob Monday ( 17th january ), and this was told to me by your employee Mr. Shreejit. But now he is not answering to any of my calls and avoiding to talk to me, i do not know why he is chickening out like this. Also, Mr Ashish from your Kolhapur branch is not helping me out on the matter and creating a lot of problems.
          I would like you to investigate the matter and get back to me as soon as possible. awaiting your reply.
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            R
            rajesh.dasgupta
            from Mumbai, Maharashtra
            Jan 17, 2011
            Resolved
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            Address: Mumbai Suburban, Maharashtra

            Dear sir, I had been to the insurance office to renew my policy,but I saw nobody interested to do the procedure And everyone is busy oiling their own machines. somehow I finished my job & they told me that they will inform me for the insurance copy. As usual they forgot, as I went their they started giving me reasons. Secondly I was shocked to listen that not a single printer is working in I.C.I.C.I LOMBARD INSURANCE OFFICE. So for the next trip is the office going to pay me for the PETROL, OFFICE BUNK & IF THE TRAFFIC POLICE STOPS ME FOR THE SAME.Only one person attending the customer(multiple) & the others just chitchatting about some trip/food/upwas/films.IS THE OFFICE OPEN FOR THE CUSTOMERS OR FOR SOME ARROGANT LITERATE COMPUTER OPERATORS.
            THIS WAS THE SOFT COPY SEND TO ME BY THE ARROGANT LITERATE COMPUTER OPERATORS.
            Original Message --------
            Subject: policy print
            Date: Mon, 17 Jan 2011 13:18:45 +0530
            From: mahesh jadhav <mahesh.[protected]@ext.icicibank.com>
            Reply-To: mahesh.[protected]@ext.icicibank.com
            Organization: icicibank.com
            To: DINESH CHATURVEDI /MOTOR/ICICILOMBARD/MUMBAI <dinesh.[protected]@icicilombard.com>


            file:///C:/Documents%20and%20Settings/cbkc7673/Desktop/Untitled1.sdf

            Regards,

            Mahesh Jadhav
            Aug 13, 2020
            Complaint marked as Resolved 
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              N
              NeerajShri18
              from Mumbai, Maharashtra
              Dec 30, 2010
              Resolved
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              Resolved

              Address: Mumbai City, Maharashtra

              Abhinay Bhosale
              Customer Support Team

              Policy number 4063/HAP/03090176/00/000

              Pending from 24/01/2009

              > ----- Original Message ----- From: "neeraj shrivastava" <[protected]@yahoo.com>
              > To: "CARE" <[protected]@ttkhealthcareservices.com>
              > Sent: Wednesday, January 21, 2009 11:31 PM
              > Subject: 'ICICILom=[protected]' Policy No. 4063/HAP/03090176/00/000
              >

              With reference regarding policy number 4063/HAP/03090176/00/000 claim status is under process and we will revert to you at the earliest.
              Aug 13, 2020
              Complaint marked as Resolved 
              Dear Neeraj,

              It appears with your provided details that you had your interaction with TTK HEALTHCARE which was a TPA [ Third Party Administrator - an organization that processes insurance claims for a separate entity.For your information this can be viewed as "outsourcing" the administration of the claims processing, since the TPA is performing a task traditionally handled by the company providing the insurance.They are normally contracted by a health insurer or self-insuring companies to administer services, including claims administration, premium collection, enrollment and other administrative activities.] of ICICI LOMBARD GIC LTD.

              But now they are not working in tieup with this Insurance Company.

              So in order to have a proper response i would suggest you to mark a complain alongwith the whole claim details to bhargav.[protected]@icicilombard.com ;
              eswaranatarajan.[protected]@icicilombard.com ;
              preeti.[protected]@icicilombard.com.

              I am sure your complain will be redressed shortly in an amicable manner.

              If you need any more assistance ; please feel free to write me directly on [protected]@indianconsultantgroup.com.

              Regards
              Kumar Rajneesh
              Head
              INDIAN CONSULTANT GROUP
              A Leading Finance, Legal & IT Consultancy Firm
              ( Specialisation in Banking Disputes & Grievances )
              visit us : www.indianconsultantgroup.com

              “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”
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                S
                safiqul
                from Kolkata, West Bengal
                Dec 26, 2010
                Resolved
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                Address: Dhubri, Assam

                To,
                The President,
                ICICI LOMBARD MOTOR INSURANCE.
                POLICY NO.3003/53416152/02/000.

                dear sir,
                As a true well-wisher for of your company, I sincerely request you kindly to look into the functioning of your Guwahati office in Assam. sir i want to change the name of policy holder particularly by name.it would be kindfull if you look in to the matter sincerely as soon as possible.so that your customer doesn't face problem...

                Your kind indulgence in this matter will be highly appreciated.
                thanking you
                Hamidul Islam.contact no [protected] or[protected]
                Aug 13, 2020
                Complaint marked as Resolved 
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                  sivakumarvenkatesh
                  from Chennai, Tamil Nadu
                  Dec 24, 2010
                  Resolved
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                  Address: Chennai, Tamil Nadu

                  Dear Sir ,
                  I am D.Sivakumar residing at mylapore .Ihold an icici credit card for past 4yrs . An executive called from the bank regarding ICICI lombard GIC policy .He informed me about the policy detail .I too aggred to hold the policy . He informed me to pay my EMI through my icici credit card .He said me a conformation call from the bank will arrive veryshortly i too accepted the conformation call.

                  As aggred i paid eight EMIS through my card with out receiving the policy .I have spoke to the customer care officer several times but no responce from your side . Afrer a month my card has been deactivated. without receiving any policy how do i make the payment i don't want to continu your policy. "Plscontact me [protected].

                  .
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    V
                    vmad
                    Dec 17, 2010
                    Resolved
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                    Address: Hyderabad, Andhra Pradesh

                    ICICI Lombard is one hope less and greedy company.

                    One of my car is old and I was renewing policy with ICICILombard regularly from last 3 years..No claims until now. This year, they are not allowing me to renew, reason they won't mention directly, but my understanding is that the policy premium is low, so they are not interested. They want money and will consider only new vehicles, where premium amount is high.

                    Even for renewal they are creating so many issues, I don't expect how horrible it will be in case of claims. I request everyone to avoid ICICILombard and go with Govt. agencies like General Insurance etc..
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    I agree that ICICI Lombard is greedy and everyone should avoid
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                      G
                      gk2408
                      from New Delhi, Delhi
                      Dec 17, 2010
                      Resolved
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                      Address: Gurgaon, Haryana

                      I really don't know whom to contact. Please help.

                      Reagrds,
                      GK Gupta
                      M: [protected]

                      [protected] Forwarded message[protected]
                      From: GK Gupta <[protected]@gmail.com>
                      Date: Thu, Nov 18, 2010 at 6:42 AM
                      Subject: Fwd: Delivery Status Notification (Failure)
                      To: [protected]@gicouncil.in
                      Cc: bhargav.[protected]@icicilombard.com


                      Dear Mr. Mohan,

                      The below email got bounced back from email id of Mr. Chander. Hence, I am sending it to your address.

                      Thanks & regards,
                      GK Gupta

                      [protected] Forwarded message[protected]
                      From: <[protected]@vsnlxchange.com>
                      Date: Thu, Nov 18, 2010 at 6:30 AM
                      Subject: Delivery Status Notification (Failure)
                      To: [protected]@gmail.com


                      This is an automatically generated Delivery Status Notification.

                      Delivery to the following recipients failed.

                      [protected]@irda.gov.in




                      Final-Recipient: rfc822;[protected]@irda.gov.in
                      Action: failed
                      Status: 5.2.2
                      X-Display-Name: Prabodh Chander



                      [protected] Forwarded message[protected]
                      From: GK Gupta <[protected]@gmail.com>
                      To: [protected]@irda.gov.in
                      Date: Thu, 18 Nov 2010 06:29:40 +0530
                      Subject: Fwd: 'ICICILom=[protected]' Interaction ID [protected]
                      To
                      Mr.R.Srinivasan,
                      Officer on Special Duty
                      Insurance Regulatory and Development Authority
                      Consumer Affairs Department
                      United India Tower, 9th floor, 3-5-817/818,
                      Basheerbagh, Hyderabad – 500 029.

                      Dear Mr. Srinivasan,

                      I am struggling to get my refund from ICICI Lombard for more than two years. The details are as below:

                      Home Loan Number: LBFDB[protected]
                      1st Policy No. 4065/0000001/ICICI/HL/0017148
                      2nd Policy No: 4013/0004409/ICICI/HL/0017148
                      Total Premium Paid: Rs. 1,60,160.00
                      Policies Start Date: 13-Oct-2006
                      Home Loan Closed on: 6-Sep-2008
                      Tenure of Policy: 5 Years
                      Policies remained effective for 684 Days i.e. 37% of 5 years
                      Refund awaited: Rs. 100,132.91 i.e. 37% of Rs. 160,160.00

                      Following are my issues:
                      1. When I close the loan the Policy discontinue automatically. ICICI Lombard did not send the refund of balance premium.
                      2. After repetitive follow-ups when I submitted written complaint dated 1-May-09 in their Gurgaon Office at MG Road, I was informed verbally that the premium will be charged until 1-May-09. When I asked them why so when policy benefits were available to me until 6-Sep-08, they had no answer and asked me to mention in the written request which I did.
                      3. After never ending followup over phone and emails, I was given assurance that they refund has been sent which never reached me.

                      The pain of never ending follow-up has been much more than the peace of mind for which I had paid Rs. 160,160 to ICICI Lombard.

                      I seek your intervention in the following:
                      1. ICICI must pay me Rs. 100,132.91 along with interest @ 18% since 6-Sep-08 until the date of payment to me.
                      2. ICICI pays me another Rs. 160,160 on account of mental pain caused to me by their harrassment.
                      3. ICICI is instructed to stop cheating customers by charging them premium for period post closure of the loan post which policy benefits discontinue.

                      Looking forward to your strong support.

                      Reagrds,
                      GK Gupta
                      M: [protected]

                      [protected] Forwarded message[protected]
                      From: GK Gupta <[protected]@gmail.com>
                      Date: Fri, Oct 29, 2010 at 7:27 AM
                      Subject: Fwd: 'ICICILom=[protected]' Interaction ID [protected]
                      To: CustomerSupport <[protected]@icicilombard.com>


                      Dear Officer,

                      In my last telecon many days back you had promised to check the status of delivery of refund and the status of cheques apparently issued in my name.

                      Awaiting your reply.

                      If you have Most Patient Aggrieved Customer Award, do I qualify for the same?

                      Regards,
                      GK Gupta
                      M: [protected]

                      [protected] Forwarded message[protected]
                      From: CustomerSupport <[protected]@icicilombard.com>
                      Date: Wed, Sep 15, 2010 at 7:52 PM
                      Subject: RE:'ICICILom=[protected]' Interaction ID [protected]
                      To: "[protected]@gmail.com" <[protected]@gmail.com>


                      Dear Customer,
                      Please do not change the above subject line while replying to this mail or for marking us any mail related to this case.
                      With reference to our e-mail regarding policy number4065/0000001/ICICI/HL/0017148 and 4013/0004409/ICICI/HL/0017148, we wish to inform you that the refund cheque has been dispatched to you hrough BLUE DART courier. The POD number for the same is [protected]
                      We request you to kindly acknowledge the receipt of the said documents by replying to this e-mail.
                      We thank you for your patience and co-operation.
                      Regards
                      Afrin Shaikh
                      Customer Support Team



                      [protected] Forwarded message[protected]
                      From: CustomerSupport <[protected]@icicilombard.com>
                      Date: Fri, Jul 30, 2010 at 8:41 AM
                      Subject: RE:'ICICILom=[protected]' Fwd: Interaction ID [protected]
                      To: GK Gupta <[protected]@gmail.com>









                      Dear Customer,

                      Thank you for writing to ICICI Lombard General Insurance Company Ltd. This auto-acknowledgement confirms the receipt of your email.

                      The customer support team will revert to you within 3 working days.

                      **This interaction is being tracked through the subject line. Please do not change/modify it while reverting to us**

                      If you have contacted ICICI Lombard earlier in this regard kindly provide us the interaction id to enable us to process your request faster. If you are e-mailing us for the first time, kindly help us with any one of the following details to help us resolve your query.

                      Policy / Cover-note number
                      Payment details
                      Claim no.

                      Also request you to provide your contact number and complete address with pin code to facilitate our future correspondence with you. Please click here to track your interaction status online.

                      To ensure that you receive our e-mails, kindly add [protected]@icicilombard.com to your address book.

                      Regards
                      Customer Support Team







                      ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. no. 115. Misc 30






                      -----Original Message-----
                      From: GK Gupta [[protected]@gmail.com]
                      Sent: Friday, Jul 30 2010 8:26AM
                      To: [protected]@icicilombard.com [[protected]@icicilombard.com]
                      Cc: [protected]@irda.gov.in [[protected]@irda.gov.in]
                      Subject: Fwd: Interaction ID [protected]

                      In reference to the subject Interaction id date Aug-2009, Please share the status of refund of my premium.

                      Regards,
                      GK Gupta
                      M: [protected]



                      [protected] Forwarded message[protected]
                      From: <[protected]@icicilombard.com>
                      Date: Wed, Aug 26, 2009 at 4:45 PM
                      Subject: Service Request Intimation
                      To: [protected]@gmail.com




                      Dear Customer,


                      NOTE : This is a system generated mail. Please do not reply back to this email ID.

                      We are in receipt of your query and the same is under process. The following interaction ID has been generated as per your request.

                      Interaction ID [protected]
                      Kindly quote the given interaction ID for all your future communications in respect to the matter.
                      'Click here' to track the status of your interaction ID given above.

                      Warm Regards
                      Team ICICI Lombard.




                      Registered Office: ICICI Lombard General Insurance Company Ltd. ICICI Bank Towers, Bandra Kurla Complex, Mumbai - 51.
                      Mailing Address: ICICI Lombard General Insurance Company Ltd.402/B,Interface Bldg.No.11,Link Rd. Malad (W), Mumbai-400064.



                      ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of the solicitation.IRDA Reg. No.115









                      The information contained in this electronic message and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain proprietary, confidential or privileged information. If you are not the intended recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments contained in it.
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      I am 66 years old; my wife &amp; I hold a ICICI Lombard health insurance policy since last 9 years and have been receiving no claim bonus for years. This time i received the renewal notice in which my premium has been hiked from under Rs 17000 to over Rs 45000/-. On enquiry they simply said that they have changed their policy; there is no justification. Is this how you treat loyal &amp; profitable customer?
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                        D
                        darshanbabel
                        from Delhi, Delhi
                        Dec 16, 2010
                        Resolved
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                        Address: Mumbai Suburban, Maharashtra

                        ICICI Lombard claim department stated that the claim cannot be settled since I have lost the original bills.
                        I want to argue on the following grounds
                        • Whether my claim is a fraudulent claim? • Whether my luggage was never delayed?

                        Name of Insured Person: DARSHAN BABEL
                        Policy No: 4030/2939378/00/000
                        Claim Reference: M008749.49
                        Type of Claim: Baggage Delay
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          M
                          M.L.GARELLA
                          from New Delhi, Delhi
                          Dec 14, 2010
                          Resolved
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                          Resolved

                          'ICICILom=007-929-762' Insurance Claim for Motor Car Esteem DL2CR6750

                          Address: Central Delhi, Delhi

                          On 19th November, I met with a small accident by jumping on to a road divider, while saving a sudden appearance of a bullock cart on Rama Road opp. SBI Najafgarh Road Branch, due to which my car got damaged underneath.
                          I was surprised to learn from the surveyor that the claim was not entertain able as he was not supposed to entertain any claim if the damaged part or its connected portions were corroded.
                          In spite of my explanation,...
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                          patiltushar2004
                          from Bengaluru, Karnataka
                          Dec 3, 2010
                          Resolved
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                          Resolved

                          Address: Pune, Maharashtra

                          I had applied for refund of provident fund from 7 months i have not got any information about the status of the same.As long duration has been passed, please provide the details about my provident fund as soon as possible. I tried to call HR dept several times to provide the details about my provident fund but HR did not respond to any of them. Please do the needful.
                          Aug 13, 2020
                          Complaint marked as Resolved 

                          ICICI Lombard General Insurance Co. Ltd — ICICI Lombard Health Insurance Closed - reg.

                          K. Srinivasan
                          No.1/2, 1st Floor
                          Nallan Street
                          Saligramam
                          Chennai - 93
                          Tamilnadu


                          The Officer
                          ICICI Lombard General Insurance Co. Ltd

                          Dear Sir,

                          Sub: Closing ICICI Lombard General Insurance - reg.
                          Ref : Police No:4034/FPS/03166590/00/000

                          with refrence to above. kindly close my policy. at No.4034/FPS/03166590/00/000. Police holedr Name K. Srinivasan. please kindly do this need full as earlest.

                          Thanks & Regards,


                          K. Srinivasan

                          Place: Chennai
                          Date : 17/07/2008
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                            A
                            adinarayanreddy
                            from Hyderabad, Telangana
                            Dec 1, 2010
                            Resolved
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                            Resolved

                            Address: Hyderabad, Andhra Pradesh

                            I have taken my policy with ICICI lombard for my bike TVS apache, policy # 3005/[protected]/b/[protected], at the time of taking policy the agent never asked me whether i had made any claims in my previous policy or not & gave me NCB - 25 %, which is Rs 197/-, which i came to know just now when i asked for a claim. As i met an accident, i filed a claim (#MOT[protected], an agent with name Mr.Rajashekar visited the showroom & asked all docs & asked whether i made any claims for which i answered " Yes". He took the estimate, which came around Rs 5000/- odd and ticked & signed on it. But he infd while going there may be some problem with the NCB, which i had taken. I thought this might be a minot issue and they may ask to pay it and revise my policy, istead he called me & says this claim cannot be processed for this reason & asked to pay the NCB to reinstate the policy. This was never expected from a company having a nationwide reputation. I informed him that this was never my mistake as agent never asked me or i could have paid it. For which he said, he will confirm from regional head & again called me & said, yes it can be processed but will confirm after forwarding the mail to them. It has been 5 days till date. My claim was made on 25th Feb, since then i have been making endless calls & answer remains same. I did not get any revert. When i call to customer care [protected] for complaining they dont have any complaint desk, they provided some managers # (girish & some other person). I spoke to him & says this is invalid policy. So, is it responsibility of company to verify it before giving policy or mine whether the person had made claim or not. "ICICI LOMBARD IS MAKING REASONS TO ESCAPE THE CLAIM CHARGES"
                            Aug 13, 2020
                            Complaint marked as Resolved 

                            ICICI Lombard — not issue of policy and claim

                            hi i have insured my 2 wheeler hero honda passion plus cover note no Tb1165405 they have not developed my policy after my bike stolen i have claimed they are asking for policy say how can i avail it for them if they have never gave it to me. i have lodged in district forum.


                            the icici lombard is East India company back again to looting us again. protect india from them and be patriot.
                            respected sir,
                            i am a user of icici lombard motor insurance policy...nw m getting cheated by some of your surveyr regarding a accidential claim of my motor vehicle standing in a motor garage for repairing...they are demanding a kind o[censored]nder table money for passing my al loses of my vehicle...sir plz help me out as i am a responsible customer of icici group...plz take action to the bullies you are having as your surveyr...
                            thanking u,
                            SATPAL BANSAL,
                            [protected]
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                              S
                              shrishail Tungal
                              Nov 26, 2010
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                              Dear sir,

                              POLICY 4041/555373/00/000

                              As per the your email informing to send the claim form to your hyderbad office as mentioned below by you.
                              I have sent the form duly filled and signed along all the original documents,
                              thru SKYNET COURIER RECEIPT NO.[protected] DATE 05/07/2010
                              Please acknowledge after receipt of this courier documents. Kindly process my claim at the earliest and send the payment to the address mentioned in the document covering letter.


                              I have sent my request for claim by courier on 5/7/2010 and after following i understand it is underprocess but when i i spoke to your customer service on Nov 2010 informed me that the case is closed who have now reqistered new complaint ref 6388533
                              pl ack receipt and let me know the status of my claim

                              Now I received a suprising email as below
                              With reference to your e-mail regarding policy number 4041/555373/00/000, we request you to kindly submit documents mentioned below.

                              Provide final hospital bill of Rs.3899/-
                              x-ray report for Rs.100//-
                              Passport copy

                              Kindly submit above mentioned document to address mentioned below and also refer the letter attached with this e-mail.

                              Vrushali Zope
                              Claims Manager
                              ICICI Lombard General Insurance Company Ltd.
                              4th Floor, Interface –11,
                              Office No. 401 & 402 ,
                              New Linking Road,
                              Malad (W)
                              Mumbai – 400 064

                              PLEASE NOTE THAT I HAVE SUBMITTED ALL THE ORIGINAL DOCUMENTS PLEASE EXPEDIATE CLAIM AT THE EARLIEST
                              THANKING YOU SHRISHAIL TUNGAL
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                                A
                                ashish tarkas solicitor
                                from Ahmedabad, Gujarat
                                Nov 26, 2010
                                Resolved
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                                Resolved

                                Address: Vadodara, Gujarat

                                Rejection of genuine & valid claim of Indian Rupees 20,000/- filed directly with ICICILombard - Hyderabad on 28/10/2010 by the policy holder (policy no: 4034i/chc/05116166/00/000 valid from 28/01/2010 to 27/01/2011) Chandubhai Parmar has been outrightly rejected on 22/11/2010 (reference no:[protected] without stating any reasons whatsoever despite provision of all requisite doctors/pharmacy & pathological reports. WHY ? please state clear reasons in writing through registered post at policy holder's underneath address within 15 days from this transmission to discourage the policy holder from refering this rejection to the right authority (read court) in/at Vadodara for adjudication.

                                CHANDUBHAI PARMAR
                                mobile no : [protected]
                                B-7 MBC DAS Residency,
                                near St. Joseph School, Nava Yard,
                                old Chhani Road, Vadodara 390 002 (Gujarat State)
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                Dear Mr.Parmar,

                                With regards to your provided details ; it is appearing at ICICI LOMBARD GIC LTD. that the patient was undergone through the treatment of CATARACT - A treatment which is usually have a pre-existing condition.

                                You should note that with your availed policy there are mainly 2 types of Exclusions for PRE EXISTING CONDITION :

                                1. 2 years Exclusion
                                2. 4 years Exclusion

                                Please note that Pre existing Condition is a risk with extant causes that is not readily compensated by standard, affordable insurance premiums. Pre-existing condition exclusions by the insurance industry are meant to cope with adverse selection by potential customers.

                                It is said that Pre existing Diseases usually have a previous history and immediate treatment can very well be lingeron based on type of disease.In other words one may understand that to get the cover of this kind of disease the policy should not be interrupted by a period of 24 and 48 months based on disease. The amount of time you had “credible” health insurance coverage can be used to offset a pre-existing condition exclusion period in your new health plan.

                                CATARACT is one of them and it requires the age of 2 complete years of policy to cover its expences.

                                You should certainly go through your policy documents to have a look to the details about your PRE EXISTING DISEASE exclusions [ AS PER PART II OF THE SCHEDULE EXCLUSION 3.3, EXPENSES INCURRED ON TREATMENT OF CATARACT WITHIN IN THE FIRST TWO YEARS FROM THE COMMENCEMENT OF THE POLICY NOT PAYABLE ].

                                I hope your query is answered in a quite proper manner.

                                If you need any more assistance ; please feel free to write me directly on [protected]@indianconsultantgroup.com.

                                Regards
                                Kumar Rajneesh
                                Head
                                INDIAN CONSULTANT GROUP
                                A Leading Finance, Legal & IT Consultancy Firm
                                ( Specialisation in Banking Disputes & Grievances )
                                visit us : www.indianconsultantgroup.com

                                “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”
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                                  D
                                  devenderkumardabas
                                  from Gurgaon, Haryana
                                  Nov 24, 2010
                                  Resolved
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                                  Resolved

                                  Address: Delhi

                                  I lodge motor theft claim No.MOT01438530 on 9.2.10 with icici lombard. In the due course i submitted all the documents including untrace report from police/court in the month of june. but despite passing more than 9 month my claim pending on filmsy ground that I am reveraling the information related to one key which i never received from toyota dealer at the time of purchase on 14.5.05. I submitted a affidavit in this regard but so far No action.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    L
                                    lalitvijay2010
                                    from Noida, Uttar Pradesh
                                    Nov 16, 2010
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                                    Address: West Delhi, Delhi

                                    Dear Sir,

                                    This is informed you that I was miserable accidented on 31 Jan 2010.I
                                    lodged an F.I.R regarding this accident at madhu vihar police station
                                    My bike No. DL-4S-BM-5654 was damaged due to rash driving by TOYATA
                                    FORTUNER. My bike is insured by Icici Lombard policy No.
                                    . my clam number mot016620 13 and clame date
                                    is 26/july 2010.
                                    I gave my bike for repair at singhala auto mobile, Mayapuri new Delhi 110064.
                                    After service they give me bill amount about 3000. I paid the bill
                                    but icici Lombard not give me the clamed amount. In-between I talk to
                                    alots of customer care executive but the r unable to return my clamed
                                    amount.MR VARUN superviser assure me that I will recive my cheq in 5
                                    days but it past more than 2 month.
                                    IF YOU NEED ANY TYPE OF CLERIFICATION OR DOCUMENT I WILL PROVIDE TO YOU.

                                    Plz help me…….


                                    Regards,
                                    LALIT VIJAY
                                    [protected]
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                                      K
                                      Kanti lal chattopadhyay
                                      from Pune, Maharashtra
                                      Nov 9, 2010
                                      Resolved
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                                      Resolved

                                      Address: North 24 Parganas, West Bengal

                                      I have a mediclaim policy from icici lombard,policy no4034i/chi/05025099/00/000. my insured amount is 300000+300000+90000.Recently my wife had an knee operationand the bill came to 260,000 rupees.I submitted the reimbursement form duly filled with 79 original document supplied by the hospital including all the medicine bills suppliid by the peerless hospital kolkata, including the knee trans plant sticker. Which they agreed as recieved vide cl[protected] and my claim no[protected]. Now they are saying that I have not sent them the hospital bill, inhouse medicine bill and the knee trans plant sticker. Which is absolute lie,those 79 documents were not white papers.So I requested them to give back my documents ,so thst I can show them all the document personally one by one.For which there is no reply. Idid not know that they are such cheats ,for five years they have taken my money, If anybody can help me please contact me at [protected]@wallem.com. Thanks
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Dear Mr. Chattopadhyay,

                                      This is with regards to your complain posted on www.consumercomplaints.in.

                                      In this connection i wish to inform you that there are lots of victim out here who are facing the same issue.As per todays scenerio the pending reason with your filed claim with ICICI LOMBARD is mentioned below :

                                      1. KINDLY SUBMIT ORIGINAL IMPLANT LABEL/STICKER AND INVOICE FROM THE HOSPITAL OF KNEE IMPLANT TO PROCESS THE CLAIM.

                                      2. Payment Receipts Not Received KINDLY SUBMIT ORIGINAL PAYMENT RECEIPTS FOR FINAL HOSIPTAL BILL FOR RS. 2, 20, 000/-

                                      3. Require Indoor Case Papers of the Hospitalization.KINDLY SUBMIT INDOOR CASE PAPERS.

                                      If you feel that you have already sent all above mentioned document to them as received by ICICI Lombard team on September 23rd, 2010; i would suggest you to mark a complain immediately to bhargav.[protected]@icicilombard.com ; eswaranatarajan.[protected]@icicilombard.com ; gauri.[protected]@icicilombard.com ;
                                      preeti.[protected]@icicilombard.com.

                                      I am sure you will get the resolution in max a weeks time.

                                      If you want any more assistance ; you may feel free to write me directly on [protected]@indianconsultantgroup.com.

                                      Best Regards
                                      Kumar Rajneesh
                                      Head
                                      INDIAN CONSULTANT GROUP
                                      A Leading Finance, Legal & IT Consultancy Firm
                                      ( Specialisation in Banking Disputes & Grievances )
                                      Email : [protected]@indianconsultantgroup.com
                                      visit us : www.indianconsultantgroup.com

                                      “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”
                                      This complaint letter is on behalf of my mother who is 64 yrs old, who has already submitted a reimbursment form a month back and has not got any reply as yet, the claim request no is[protected].We are still waiting for a reply, could some concerned person kindly look into this matter and give us a reply as what have they decided..It is very imp for her to know as she is a widow and has limited savings.
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