Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

My loan account is HOU/DEL/1015/246001 with PNB housing finance Ltd. PNB housing Finance Ltd is not listening complaints since 2 years . my home loan interest rate charged by bank is 9.97% and today it's self a msg receive by PNB housing Ltd that ur interest rate is increased by 0.35% it's totaly fraud. My interest rate is floating and they have never decrease my loan interest rate but increased twice when ever RBI repo rate was increased....

I am having house loan from PNBHF:
HOU/NOIB/1220/846953
HOU/JAN/0318/511496

During loan sanction I requested them to repayment from saving account. They assured me you can swap to saving account after 1 year.
Now it has been more than a year, they are denying my request to swap the repayment mode to saving account.

All the banks are providing this service, but they are rejecting this service.br...

Actually I have raised a request in PNBHFL to pre close my loan account on March 21, 2022. Almost more than a month over. Still, I have not received the document.

After that I have visited the Coimbatore branch two times and I have made more than 5 calls to Customer care. But no response....

Nearly more than a year have requested the bank to update my loan account with the swapped flat details but its is still not update and despite continues walk into the bank and customer complaint nothing has changed all went in vain. feeling stressed and its disturbing my work and day to day activities and its block my next step to pay the builder the pending payments via financial systems. Please do the needful and kindly guide me to get...

I want to preclose the ongoing home loan. PNBHFL is delaying the procedure unnecessarily. They take almost one month in giving the foreclosure statement. Then they don't accept payments from 25th to 5th of next month. I have to pay 26 lakh. They say to make checque payment. But cheque is having 10 lakh limit. They do not accept multiple cheques. They do not accept online transfer. They are harassing just to add few more days interest. I have...

The call was disconnected in between as i was telling you the flat is on father name and we need to transfer the flat on mother name & rebooking the loan is not the solution .

1:- As is assume first we will need to transfer the flat to mother then only rebook can be done

2:- rebooking is not the solution because it will take all the processing fees and insurance fees again and other charges or let me know if...

Hi Officer,

Loan account number:HOU/HYD/0821/903674
Point 1: I received a pre-closure letter from PNB on 24January 2022 and Today I went to PNB housing Branch in Banjara Hills and asked to close the loan by doing bank Transfer and bought a DD from another bank.
PNB staff said that the pre-closure letter is valid for 30 Days and as you crossed the 30days, closing of loan is not accepted.
Not sure where...

Dear Sir,

My Name is Sanket, from Mumbai.
I have taken home loan from PNB housing finance bank. It's almost 1 year i have submitted PMAY form and I haven't received any update from bank. And now they are saying our team member has left the job you can resubmit the form.
I had resubmitted the form on 16th Feb'22. And now it's got rejected due to deadline. Due to this kind of negligence i have lost my subsidy...

I have given 10 cheques as security purpose and gave ECS mandate form to take EMI monthly. But these people has deposited my cheques for dec2021, january2022, feb2022. Last cheque with cheque no 269882 Of SBI is bounced for feb 2022. I have enough funds in my bank account. Why they have deposited cheque, what about my ECS mandate form. They charged me Rs 750 as cheque bounce charges. Why they have not send ECS mandate form to bank. They have...

I have applied home loan and got sanction letter with higher rate of interest 8.75%.as compared to tother banks financial services offering 6.40-6.75%. When I asked then they told because of credit score in -1. But when I checked with others banks it is more than 750, also checked online it is mor than 750. I have also checked on your site it is showing me more than 800. Then how it is possible?

This is totally not happy with...

I am salaried person working as an Assistant Professor with Nagpur University Nagpur.I had obtained loan against property(LAP) on 11/06/2018(Account No. NAG/0518/536015) house renovation and education purpose of my children.As my daughter has passed her HSC exam in summer 2021 and aimed for higher education, I opted for loan transfer from PNB Housing Limited, as the rate of interest were on higher side(11%), to Axis Bank Nagpur for comparatively...

I have transferred home loan amounting Rs. 17, 42, 808/- from India bulls housing Finance ltd to PNB Housing Finance Ltd in Gurugram Branch in Feb 2019.
My Loan Account No is HOU/GUR/0119/640086 with PNB now. At the time of Transfer of loan I have been committed for interest subsidy under PMAY scheme and also signed the declaration for interest subsidy. I was following up with the branch (Mr Arun Kumar) for interest subsidy but no...

To
The Manager
PNB Housing Finance Limited
Pimpari Chinchwad
Applicant :- Nandkumar Babarao Satpute
Subject :- About not submit the documents of aawas yojana
Mr./Ms
I am Mr. Nandkumar Babarao Satpute loan number is PM/0221/862295 and loan agent Avinash Ingale. In March 2021 I had applied for Pradhanmantri aawas yojana and also submitted All the regarding documents to the bank. But I can’t...

My loan account no is [protected].
account showing ROI 7.45%
monthly EMI is 29374 rs.
can you explain it???
if ROI is correct then EMI is Wrong and if EMI is correct then ROI is wrong...

HOU/HYD/0418/515066 - ROI Revision
Dear Customer Care Officer,

Wrt loan account number HOU/HYD/0418/515066, please note that the current interest rate is very high compared to other nationalised / private banks.

RBI has reduced the repo rate and industry standard floating rate has been reduced as low as 6.5% from majority of the nationalised/private banks.

Considering the current pandemic...

This complaint is Regarding my suffering with PNBHFL, I had approached PNBHFL for a construction loan in the year end 2016 as I needed financing for the finishing of already structured building in my own property and they had approved me a housing loan HOU/BAN/1116/334939 by taking a letter of indemnity undertaking mailed to then manager on 25th January2017, in which I had clearly mentioned that I had constructed a semi commercial building...

We have filed on home lone on last month
My file sanction on 21 aug 2021 and my did agreement done on 9 sep 2021 but company settled my claim on system on 30 Aug 2021 and start the Emi on 31 aug2021 to 10 sep 2021 send me the interest charge and cannot handover me the DD on lone amount.

My lone sanction on 22lakh and 45 thousand

Till time bank cannot provide the lone amount on ....

Hi Sir,

This is regarding LOAN Settlement. We went to bank to get the document to settle the LOAN. But the BTM Branch employees are pathetic. Your policies are pathetic. To share only one document's soft copy you need 15 working days. Though i have heard that government banks and their employees are very Slow. But you will people are slower than a tortoise. Today we went to submit the check to finish the LOAN. But the staff...

Dear Sir,

I Narendra Kumar Tayal Availed two Loans from PNBHFL as per following:-

S.No. Ref No. Sanctioned Date Amount RM
1 NHL/JPR/0216/269247 [protected] 9850000 Mukesh Kalyania
2 NHL/JPR/0316/276964 [protected] 5650000 Mukesh Kalyania

I Applied for Preclosure Statement on 17/08/2021 by visiting the branch, Branch People asked that it will take some time, and I will get it on mail....

My loan account number is HOU/WRJE/0917/431152 I submitted required documents for PMAY scheme on 27th July 2021 to mr. Santosh from warje, pune branch, but when I enquired about status to customer care then they said they haven't received any documents.

It's a very serious issue of work ethics and customer support of PNB housing finance warje branch....