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Axis Bank Complaints & Reviews

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Updated: Sep 1, 2025
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Axis Bank reviews & complaints page 646

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R
rajneesh tyagi
from Jaipur, Rajasthan
Feb 10, 2008
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sir, I had applied for fresh credit card but before i could recieve the card i went for change of addressi.e from E-2 pareek college road bani park Jaipur ((Raj) to new address i.e Hno. 77 veshweshvaria Nagar Gopalpura Bye Pass Jaipur (Raj).
So the card was returned back by the currier co. I talked on your help line they addvised me to send application for change of adderss along with the proof of new address through post at your post box. All the said work has been done 20 days ago but till date I am yet to recive my card. Kindly do the needfull in this regard .
Rajneesh Tyagi
[protected]
Aug 13, 2020
Complaint marked as Resolved 

Axis Bank — Credit Card not received

I applied for an Axis bank Silver credit card. I recieved the ATM passwords (2 Nos- One for an addon card) and the reference no. of application 793642. I believe they also have deducted 800 INR for some schemes like the 50% discount on round trip air fares. I haven't recieved the credit cards so far. I doubt whether they are miused by someone.
Could you please........................... sort out this matter?
TILL NOW I DIDNT RECEIVED MY CARD, BUT I'M RECEIVING STATEMENTS. ITS RIDICULOUS OF YOUR SERVICE

Axis Bank Credit Card — Not recd Credit Card

With reference to the above subject, I have not recd the Axis bank credit card. please send immediatly as soon as possible
( ref: Expressit vide AWB # [protected])

Thanking you

M Sudharsan

Credit Card — Till not received credit card

Respected sir,
Your Representative attendt me on phone for the BARCLAYCARD


I submit my all required documents.
But I Dont receive the CARD.
So pls. do the needful ASAP...
MY APPLICATION REFRENCE NUMBER : [protected]

Yours faithfully,
S.M.Hunagund
Contact no. [protected]
Dear sir
I received the credit card pin number long back till now i did not receive the credit card, but i recived an sms saying its undelivered how is it possible my mother is available in my home always when i am able get the pin number why not the card.
Expecting the anticipation at the earliest.

Card was booked in chennai office


Any other details require please let me know.

regards
Adam
my credit card application ref no is :- no1815988 please let me know the status of the card. and what time i can get it the same i am your prime customer please reply as soon as possible.


Thanx With Regards
Rajesh Agnihotri

Credit Card — not receiving till

i milindkumar s. sancheti applied for credit card approx 1 month bfore online after tat a call come on my mobile no. [protected]/[protected] about submission of document and i submit document within 1 hour on same day please send me credit card
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    H
    Himanshu Verma
    from Delhi, Delhi
    Feb 9, 2008
    Resolved
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    Resolved

    Unfortunately I had applied for a personal loan from Axis Bank and suffered a loss. Asaf ali branch salesperson hadcollected the documents for loans on 15th Jan'07 with a promise to disburse a loan in 10 days. After fewdays i got a cal that documents had been lost and i hadgiven the documents on 01st Feb '07. After that they ask me for bank statement of my previous bank account but askedin peacemeal Mr. sumeet Chhatwal did'nt understood the urgency of a applicant and took the matter very lightly. I am suffered very heavily . Please 2 Do something i fedup with this kind a attitude and want a compensation from the Bank for the loss sufferedand strict action against the culprits of asaf ali road Axis Bank. Loan manager Sumeet Chhatwal
    Aug 13, 2020
    Complaint marked as Resolved 
    I have recd a cheque on 09.07.08, bearing no. 172856 Dt.20.12.2007 for Rs-2500/- which can not be deposited as already six months expired. please issue me a fresh cheque
    regards
    sanjay
    phone no [protected]
    Reg:- UTIB/PL23970 complited 16th EMI where is our 1% cashback you know what sir you people's are always worried about your payments what about these kind of delays will you please let us know the status on urgentt basis as its already delayed 3-4 months.

    awaiting your positive reply.

    thanks/regards

    narinder singh PH: [protected]
    In my opinion axis bank is one of the most pathetic bank, with ill mannered staff .This bank flouts rules at the drop of hat.They are not at all customer friendly, staff itself is not aware of bank guideliness and they make false promises to customers.
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      L
      lipika kumaran
      from Mumbai, Maharashtra
      Feb 8, 2008
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      Resolved

      Mr. Nayak,

      I'm writing this mail while I'm being kept on hold by your bank's helpline. it's been 15 minutes now...and I must say, your selection of hold music is very sorry. More importantly...there are no status updates on what number in line I am, or when the phone will be answered.

      Anyway, getting to business...since I can't afford to waste any more of my time than you already have.

      This is regarding a written request I had put in at your Bandra, Turner road branch (by the way...18 mins on hold now...lovely music). I had misplaced my debit cards...and had them blocked. About a month ago, I applied for re-issuance of my gold debit card with a new pin number. I submitted the written application at Bandra, where your staff promised that it would be delivered to the Worli branch (at which I hold my account)...and the card and pin would be sent to me in 8 to 10 working days.

      I didn't receive anything after 14 days, which is when I went to the bandra branch to check the status. After receiving a little more than a clueless 'But we sent it to worli na, madam', I understandably raged at your phone banking officer (who were very nice as they made me hold only about 5 mins...23 mins on hold now, by the way...the music does grow on you).

      I received a call from someone who i think was from worli branch, the next day, to whom i repeated the details...it's been a week since then...I haven't heard since.

      I have been trying to call your worli branch, bandra branch since this morning...i get transferred to your helpline (25 mins on hold)...and therefore have had to now guesswork your email ID to write this mail. (Mr. Oza, Mr. Swaminarayan...yours were the olny email IDs I could find online...will you gentlemen be so kind as to guide a lady's email to the right person..)

      I'm sure you appreciate the realities of your customers...we simply cannot spend time traveling from one branch to another....I thought that's why other banks I bank with, seem to have very efficient phone and online banking.

      Can I please have my debit card and pin before I leave for my holiday next week...since the request has been with you for a month now...i would think that would be enough time. I promise to test out your gold card's benefits in Singapore and report. (33 mins on hold ...phew!!)

      By the way..I should also tell you...your emergency help line for cad blocking doesn't respond either.

      My details are:
      Name: Lipika Kumaran
      A/C no:[protected]
      Branch: Worli

      Please do feel free to placate a very irate customer. I will await a response..sooner rather than later.

      Regards,

      Lipika

      P.s. I've hung up the phone..after 35 mins on hold...do you reimburse phone bills?
      Aug 13, 2020
      Complaint marked as Resolved 
      any issueing charges gold debit card
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        N
        Neeraj Lijhara
        from Lucknow, Uttar Pradesh
        Feb 7, 2008
        Resolved
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        Hi

        This is in refrence of my card application no 897656 . i wish to inform you that i get a message on my mobile that my card has been approved on 5th jan 2008 and i recived the sealed pin number for the same on 9th but till date i am not geeting the card . i am in tension that any body can use this card as i am not getting the reply from bank after several complaints

        Regards


        Neeraj
        Aug 13, 2020
        Complaint marked as Resolved 

        Jammu Web Computers — Not Recieveing Credit Card

        Hi

        This is in refrence of my card application no 1470800 . i wish to inform you that i get a message on my mobile that my card has been approved on 24th jan 2008 and i recived the sealed pin number for the same on but till date i am not geeting the card . i am in tension that any body can use this card as i am not getting the reply from bank after several complaints. I call several times in customer care but in vain.

        Regards

        Axis Bank — Non Receipt of Qty Statements

        Respected Sir,

        I am having a salary account with Axis Bank at their Ahmednagar Branch.
        Earlier, the bank use to send the Quarterly Statement of my Bank Account by post.

        Since few months i have started availing the facility of net banking. And their onwards neither I have received the Quarterly Statement of my Bank Account nor i have received the same in my mail id i.e. [protected]@gmail.com.

        From one side they are sending the vogue mail of Quarterly Statement of the Bank Account and from other side the same mail is having an attached file containing the statement (but not in position to open) i.e. the same is not opening or can be downloaded from the net.

        now, i am very frustated about the bank's attitude of not providing me the the Quarterly Statement of my Bank Account.

        Kindly help.

        Thank you

        Sharad Vilas Pathak
        A/c No. [protected]
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          B
          BABAN KONDIBA VICHARE
          from Mumbai, Maharashtra
          Feb 5, 2008
          Resolved
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          Resolved

          To,
          The manager
          Dear Sir,
          I am resident of virar , holding a salary a/c with Deutsche Bank. on sanday, 3 feb 2008 at 9.30 am i went to withdraw cash from AXIS BANK ATM located at virar East opp. Railway station . my ATM Card got stuck in the machin because of power failer. on manday 4 feb 2008 in the morning i went to virar west located opp. petrol pump to report and claime my ATM Card. i was surprised by the statment by the officer [ladey] that they can not give me the card. she said they will distroyed the card. she said i have to gate a new card from dutsche bank only. is it my fault that power failer occured when i went to i withdraw cash from that ATM machine. i am surprised by the rude behaviour of your staff. why should i pay for the extra cost to the ATM Card. please do The need full to gate me the card delivered to the my office my self phone number is [protected]. i am sending a copy of this maile to evening newspaper midday also .
          BABAN VICHARE,
          Aug 13, 2020
          Complaint marked as Resolved 
          R/Sir,

          To,
          Axix bank,
          The manager,

          We have allmost problem withdraw cash in atm machine the mall raod bhatinda.Atm machine every weekly withdraw cash in atm machine is dead so i basically problem face in city people.ATM machine daed very bigg problem in bank.Sir no any axtra Atm machine in city.please provide to atm in my city bhatinda (punjab) i have no broolem face in feture regarding ATM machine.

          Thanks With Regards

          Navdeep Pathak
          E-Mail Id:- navdeep.[protected]@gmail.com
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            D
            Dr. Mamta Kapila
            from Delhi, Delhi
            Feb 4, 2008
            Resolved
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            Resolved

            Dear Sir

            This is in reference to Account number [protected], Account name Mamta Dry Fruits Corner (Noida), which was opened in the last quarter of the past year. The executive who came to open this account did not mention anything about the branch of the bank and thinking it to be in Noida, the holder agreed to open an account. But the account was opened in Vikas Puri Branch which was not all possible for the holder to operate in lieu of which on receiving the ATM card through courier, the holder returned it back mentioning it in the Acknowledgment that this account is not needed by him and so he did not make it functional either in any sense (no amount was deposited into that and no transactions were done thru that). But still the monthly statement received by him reflects a charge of MAB Non Maintainence as Rs. 350.

            I would thus request you to please look into this and make it feasible to close this account as soon as possible in order to avoid any unnecessary charges outstanding.

            Regards

            Dr. Mamta Kapila

            on behalf of Mr. P.C. Ganotra
            Aug 13, 2020
            Complaint marked as Resolved 
            sir, i hve a doubt..my brother opened one account in axis bank.but my brother opened account on june 2006..his died on the dec 2007 during the road accident.so in that insurance is available..whether whete i get that amount.tell me please..my brother opened the acc in delhi at vikaspuri branch..
            Hi, This is Sashibhusan Jena, I opened one saving account couple of month back in Axis bank, Badasankha, Puri, Orissa branch. They have charged Rs 250.00 to wards electronic fund transfer. but when I went for pening account I asked them all about and got the result that nothing to charge. Even I have gone through the change sheet they provided with my welcome kit, nothing is mentioned like this. Also I have gone through online transaction charges list in axisbank.com site nothing mentioned like this.

            And similarly they are charging huge amount for low balance, mobile banking and so on. Axis bank have so many hidden charges in huge margine than other banks.

            I feel they are trying to increase their revenue from charges with cheating the account holders.
            so I would like to request you to take the steps for it and do the needful, whatever possible.

            please let me know if any additional steps can be taken by me.

            Also I want to inform all the indians not to make relation ship with the Axis bank, you might be cheated by them.

            Thanks,
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              A
              Abubacker Siddiq
              from Chennai, Tamil Nadu
              Feb 4, 2008
              Resolved
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              Resolved

              I have an salary account and have visa gold card in AxisBank.In salary a/c of visa gold card there is no deduction of transactions,balance enquiry and many more. I withdrawed Rs. 1500/- from CANARA BANK , my a/c got deduct of Rs. 1500/- but i did not recieve cash from ATM machine and i got massage from ATM machine "Transaction Declined" & "Unable to Process".
              What can I do?
              Aug 13, 2020
              Complaint marked as Resolved 
              Sir,
              My account no is [protected], yesterday I take mini-statement and observed debited amount Rs. 16000 from my account dated 26.06.08
              Please check and revert urgently.
              Regards,
              Shedge ([protected])
              i have an saving account at Axis bank that account also support the enternet banking ...there are alot of option regarding the bill payment ...but i tried a lot but still i can't make the BSNL bill payment online...also i have contact to their customer care regarding this but still i don't get any response from them...the toll free number that they provided is worth less...
              My Name is Devarakonda Vijaya Bhaskar, A/c No is [protected].

              I try ed to withdraw money this afternoon from ICICI ATM counter in Guntur, Oppsite to the Busstand.

              I tried gave the withdrawen amount 20000. I had recieved money or slip. after that I used the same ATM Machine to with draw the money in two times as 10, 000 & 10, 000. then i had recieved the money.

              But now my account shows as i withdrawen the money 40000/-Rs.

              I i request you to take action regarding this.

              Thanking you
              yours faithfully,

              D. Vijaya Bhaskar.
              My Name is Devarakonda Vijaya Bhaskar, A/c No is [protected].

              I try ed to withdraw money this afternoon from ICICI ATM counter in Guntur, Oppsite to the Busstand.

              I tried gave the withdrawen amount 20000. I had not recieved money or slip. after that I used the same ATM Machine to with draw the money in two times as 10, 000 & 10, 000. then i had recieved the money totally in my three transactions only 20000/-.

              But now my account shows as i withdrawn the money 40000/-Rs.

              I i request you to take action regarding this.

              Thanking you
              yours faithfully,

              D. Vijaya Bhaskar.
              I tried to wihdraw my salary amount Rs 10000/- from my A/C [protected] at 5.44pm & 5.46 pm respectively on 5.5.09 at Karoor Vysya Bank ATM in Nidadavole . But the transaction failed and shown in the slip as " SORRY UNABLE TO PROCESS" vide the transaction codes 6136 & 6137 respectively. Immediately SMS came to my cell has shown that my A/C was debited with 10000/- . Actually I have not taken the amount. Hence I request you to kindly take necesssary action to credit my A/C with Rs 10000/-

              Thanking you
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                P
                Prabhat Gupta
                from Mumbai, Maharashtra
                Feb 3, 2008
                Resolved
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                Resolved

                This is to inform you that Rs. 10,000/- has been withdrawn from my SB A/c No [protected] through ATM Hotel Surya Ranchi on 17.12.07 as per the SMS received from SMS Banking facility activated in my account on 17.12.2007 at 2:52 pm.

                Since I had not withdrawn the money and my ATM card (Debit Card No [protected] valid till 12/2007) was with me in Jamshedpur I was shocked how could a withdrawal take place from my account. I immediately checked up ATM Akashdeep Plaza Golmuri and lodged a written complaint to your Jamshedpur Branch on 17.12.07 and to the President Eastern Zonal Office vide Registered letters dated 18.12.07 to report this incident. Thereafter I came to know that a new ATM card was issued and sent which was not yet received by me.

                I was informed over the telephone on 19.12.07 at 03:18pm first by Ms Neha Sinha and subsequently by Mr Saurabh Kumar (operations head ) of Ranchi Branch who informed me about delivery of my renewed ATM card to a person named Rakesh Yadav who is neither known to me or has been authorised by me to receive the ATM card

                I would like to know why my renewed ATM card was delivered to an unknown person. Due to negligence at your end such fraudulent withdrawal of Rs 10,000/- was possible as a result of which I had to incur financial loss and undergo mental agony.

                After 10 days(27.12.07) on neither receiving any reply or feedback from the bank’s end I started following up with Mr. Rabi Kumar(Branch Head Ranchi), who gave me verbal assurance“that the matter will resolved (lost money will be credited to my account) within a day or two and I will get back to you”. I am very sorry to inform you that Mr. Kumar is never use to get back to me, I used to call him up regularly on his mobile and landline and at times he used to avoid or disconnect my calls till the 11.01.08. On 12.01.08 reminder registered complaint letters were sent to the Branch Head Ranchi and to the President - Eastern Zonal Office Kolkata. Even after not receiving any written reply or telephone calls from the bank, I called up President’s Eastern Zonal office on 21.01.08 and spoke to Mr. Debapriya Bhattacharya, who informed me that the concerned Mrs. Dipanita Banerjee-Asst Vice President is out of town who will return after few days and get back to me, but as usual no one got back to me. I called up the Eastern Zonal office on 28.01.08 and spoke to Mrs. Banerjee who again assured me that the matter will be resolved and promised to get back to me within a day or two. As usual she did not get back to me I called up again on 01.02.08. Mrs. Banerjee who again assured me that the matter will be resolved within a day or two. Finally on 02.02.08 I received a call from Mr. Rabi Kumar (Branch Head Ranchi) that the bank will not the credit back the amount which was fraudulently withdrawn from my account as the Debit card was delivered to my address.

                I would again like to know why my renewed ATM card was delivered to an unknown person who is neither known to me or has been authorized by me to receive the same. Due to bank’s negligence such fraudulent withdrawal was possible. The basic function of a bank from the Indian traditional point of view is safe-keeping of the one’s money and “UTI”, the banks earlier avatar was synonymous with the Indian financial system. Thus I request you to live up to the bank’s tradition and credit this amount back into my account.

                Sir, 50 days have passed since the fraudulent withdrawal but still I have not received any reply from the bank’s end and have been patient & co-operating with your bank over this period, but now I feel my patience and cooperation has been misinterpreted by your organization as my weakness.

                Please initate action against the bank so that I get back my hard earned money back to my account. Waiting for your reply!
                Aug 13, 2020
                Complaint marked as Resolved 
                i am holding an NRI account ID[protected].i am at us now.
                I want to know how i can deposit cash in this account.

                The specific code etc.. with steps may be e-mailed to me.

                himanshu
                Dear sir,
                I lead distt. manager Ranchi distt.request you to please send us your performance report( DCP 2009 RANCHI DISTT) send to our LDM OFFICE RANCHI IN OUR FOLLOWING ADDRESS
                OUR ADDRESS

                LEAD DISTT.MANAGER OFFICE
                BANK OF INDIA
                ZONAL OFFICE NEAR OVERBRIDGE
                PRADHAN TOWER
                MAIN ROAD RANCHI

                PLEASE SEND US STATEMENT AS SOON AS POSSIBLE.
                Respected sir.
                Most humbly and respectfully I beg to say that I am priority and
                valuable custommer of axis bank.
                My account has been running from more then six years in axis bank but
                I never felt problem regarding banking service but now _a_ days I have
                been harassed emotionaly and mentaly by the Dt. Manager Miss Aditi
                ghosh. Her tendency is negelectind and ignoring the custommer and his
                problem. Her version is very penetrating and shocking. So far her
                behavier is seems to be concerned, is very rough, rigid and restive.In
                spite of these demerites, she get advantage to be a lady bank
                executive.
                Hence, therefore I request you to do the needfull and strict
                action against her so that I may not suffer further mentaly and
                physicaly.
                For your this kind deed, I shall remain greatfull to you
                forever. MY NAME IS SUSHIL RANJAN, CUSTUMMER ID:[protected] MY HOME
                BRANCH:KUTCHARY ROAD RANCHI.
                THANKING YOU
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                  V
                  vvreddy
                  from Nagar Karnul, Telangana
                  Feb 2, 2008
                  Resolved
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                  Resolved

                  Sir
                  I have bitter experience with AXIS Bank Demat services

                  I received letter from bank stating my demit account is suspended due to non availability of PAN details and requested to produce my PAN details. So I reached the office at Greelands/Hyd with the letter and my pan card Xerox. when I talked with concerned manager he says he want my original PAN card for verifying. It foolishness on the bank partto ask for my original PAN card where as in letter they asked for only PAN details ,
                  Next day I have sent my assistant with my original PAN Card which was verified and sent to Bombay stating that the original has been verified
                  Now I have received letter from Greenlands/Hyd that my name is not matching with the income tax dept PAN database ( there small error in data base instead of reddy they have put kreddy in my last name, though it is correct on the PAN card , of course it is mistake from income tax dept . )


                  It is shameful on the part of Axis bank services to make customer go around and is there any sanity for insisting for the original PAN card by the Greenlands/Hyd, which was not asked in the letter and now after verifying the original PAN card by the same bank ,which was given in writing to the Bombay that the original is verified and finally rejecting the same that the name is not tallying.
                  one alphabet in the total 27 alphabets though my surname, first name and middle name are matching totally and one letter just extra typed in last name
                  Really I am wondered by the CRM at AXIS bank , which is so called as Best Bank for the year 2007 chosen by Business India.

                  Regards for best CRM
                  vv reddy
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  i have a account in the name of nisha having saving account o [protected], unfortunetly
                  i have lost my atm card, i have submit a form regarding the reissue the
                  atm card & change my regisered mobile no to [protected]. i have sumbit the complain on 26-03-14 on jaipur vidhyadhar
                  nagar, branch . but i have not recieved the any response from that. please resolve at asap.
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                    M
                    Mohammed Omar Faisal
                    from Hyderabad, Telangana
                    Jan 31, 2008
                    Resolved
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                    Resolved

                    Cancel my Credit Card

                    It is been a horrifying experience with Axis bank, first of all I was embittered with your despicable marketing stating the if you apply credit card with Axis Bank (UTI Bank) you will receive a flight voucher for travelling anywhere in india for which you have to pay membership charges and to be eligible you have to spend at least 1600 Rs and only after paying you first dues, after going to all of these I finally received the flight voucher...
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                    gaurav kumar verma
                    from Gurgaon, Haryana
                    Jan 31, 2008
                    Resolved
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                    Resolved

                    my name is gaurav kuamr verma .
                    i had opened an account with uti bank in nov '04.
                    and for that i gotta debit card.. card no:-- [protected] ...
                    that was a international debit card.. validity of that is till nov '09....
                    but now a time if i use my card my transaction gets decliened... and the response code comes :-- 050
                    "UNAUTHORISED CARD USAGE"..
                    how can i get rid of this problem..
                    i can not go the bank personally from where i had this account (uti bank ,rajpur road , dehradun)..
                    i want to take the action against the bank , why can't i use the facilities without a prior notice from the bank..

                    please take a quick action for the problem , so that i can use my account...
                    otherwise i 'll have to go to media for the said purpose...

                    presenlty i am living in delhi so please response me at my mail address:: --
                    gk.[protected]@gmail.com
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    My name is A. Balasubramaian
                    i had opened an account with uti bank in Jan '08.
                    and for that i gotta an international debit card.. card no:-- [protected] .. validity of that is till Jan '13....
                    but if i use my card my transaction gets decliened... and the response code comes :-- 050
                    "UNAUTHORISED CARD USAGE"..
                    how can i get rid of this problem..
                    i can not go the bank personally from where i had this account ..
                    why can't i use the facilities without a prior notice from the bank..please take a quick action for the problem , so that i can use my account...

                    presenlty i am living in Chennai so please response me at my mail address:: --

                    [protected]@gmail.com
                    Dear Sir / Madam,

                    Sub.: Despite of submitted application in kolkata branch, debit card and i-connect PIN are still awaiting to reach me

                    This is refer to our telecon discussion regarding my debit card and iconnect issue, I have already submitted the application to here in kolkata branch to get a immediatel effect, but for last three months I'm not getting any response from you.

                    Since I never be availble at home in on hours, so I have given an application to kolkata branch so that they can arrange to send my debit card as well as my iconnect pin to my office addres at kolkata.

                    Despite of taking so many verbal correspondences with your kolkata branch no one did me the favour, whereas my debit card pin no. has already reached to my office address and today i have just got it in my hand, but without any card it is useless to have.

                    When I have got all my account details in hard copy in the month of Jan'08, then It has been told by your kolkata branch that i supposed to not ticked out at debit card option and for this reason I am needed to submit / apply to have it in a seperate manner, but if my debit card application doesn't reach to you then how could I get the debit card PIN no. at my reqested address (office add.). I'm attahching herewith that application scan copy to rectify the same.

                    Also please note that while handing over my iconnect form to your kolkata branch, It has been assured to let me have the PIN details over noted email ID (as per given in the form), but till date neither I have got it through mail nor by any post. please see your forwarded attached PIN details with relevant envelope.

                    Sir, at present neither I'm getting able to check my account details through iconnect nor able to draw any amount from bank in check otherwise.

                    In light of the above I request you to let me know the status my debit card, whether it is on the way or once again it has been cancelled for delivered back. whatever the situation is, kindly grant my request as of my favour and take the immediate action from your end.

                    My account details are given below:

                    Name: Tanuj Bhattacharyya
                    A/c Type : Savings Account (Salary Account for L&T-ECC Kolkata)
                    A/c. No. - [protected]
                    Customer Id:[protected]
                    Branch code: 074J [1315]
                    Branch ID : 00074

                    Should you require any more information on the same, kinly contact with the undersigned.

                    As I stated above, once again I look for your kind attention to take care the matter enabling me to have my earliest EDC transaction in favour of Axis bank.

                    Thanks & Regards,

                    Tanuj Bhattacharyya,
                    Asst. Supervisor
                    L&T, ECC Div., M&M, B.U.,
                    Duck Back House, Kolkata-17
                    Tel. No.[protected]
                    Mob. No.- 91-[protected]


                    2 attachments — Download all attachments
                    Debit card application.pdf
                    12K View as HTML Download
                    Debit card PIN addressed.pdf
                    34K View as HTML Download
                    debit card is not working
                    b'coz that card not activet/regestration . u will be contact bank assitance.
                    debit card is not working
                    my name is ramchandra d sutar.
                    i had opened an account with uti bank in dec 07.
                    and for that i gotta debit card.. card no:-- [protected]
                    that was a international debit card.. validity of that is till dec 12
                    but now a time if i use my card my transaction gets decliened... and the response code comes :-- 050
                    "UNAUTHORISED CARD USAGE"..
                    how can i get rid of this problem..
                    Hi sir, I am sandeep malik. My axis bank acc.no.[protected]. My acc.is not working. May I know about the problem. Please send me reason, my [protected]@gmail.com. THANK YOU Sir.
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                      V
                      VAIBHAV JOSHUA
                      from Raipur, Chhattisgarh
                      Jan 31, 2008
                      Resolved
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                      Resolved

                      DEAR SIR/MADAM
                      THIS IS VAIBHAV JOSHUA FROM JABALPUR(M.P.) I HAD APPLIED FOR THE CREDIT CARD ON 18TH OF DECEMBER 2007, AND AFTER 5 DAYS I RECEIVED A VERIFICATION CALL FROM THE JABALPUR CENTER ITSELF AND AFTER THAT I WAITED FOR 15 MORE DAYS AND I AGAIN WENT TO THE CENTER AND ASKED FOR THE STATUS AND THROUGH MY MOBILE NUMBER THEY FIND OUT THAT MY FORM HAS BEEN CLEARED FROM INDORE AND MUST BE REACHING TO BOMBAY, BUT I DID NOT RECEIVE ANY OF THE CALL FROM THE INDORE OFFICE TILL NOW . AND AS I CALLED IN THE MUMBAI CALL CENTER AFTER 45 DAY FROM THE DAY OF SUBMISSION THE FORM IN JABALPUR I GOT THE REPORT THAT THEY HAVE NOT YET RECEIVED ANY OF THE APPLICATION FORM OF MY NAME AND OF MY DATE OF BIRTH WHICH THEY ASKED TO VERIFY.

                      SO MY COMLAIN IS THIS THAT WHEN THE FORM HAS ALREADYU BEEN PASSED FROM THE INDORE SO WHY IT HAS NOT YET REACHED TO BOMBAY OFFICE AND WHY I HAVE NOT YET RECEIVED ANY SMS OR ANY CALL FROM THE INDORE OR FROM THE BOMBAY OFFICE. SO PLEASE LET ME KNOW MY FORM STATUS.

                      MY FORM NO. IS - 3659825
                      NAME - VAIBHAV JOSHUA
                      DATE OF BIRTH- 11/02/1984
                      MOBILE NO. - [protected]
                      CITY - JABALPUR(M.P.)
                      THANKS
                      WAITING FOR REPLY
                      Aug 13, 2020
                      Complaint marked as Resolved 

                      AXIS Silver Credit Card — Not Yet Received

                      I have applied for UTI(AXIS) siver credit card on 24-Sept-2007 but I did't get any confirmation call and also any reference no.My application no is :3477826 could you plz send me the feedback...?

                      Axis Bank Silver Credit Card — Illegal charging of money

                      I have one Axis Bank Credit Card. They ALWAYS deliver the bills late. They delivered the statement for month of December 2007 much after the last date of payment. They only sent an SMS mentioning the total amount. Naturally i waited for the statement and hence got late in paying as well. They immediately deducted all the charges for late payment in the bill for January 2008.
                      In another occasion the bill for the month of February 2008 did not arrive at all. In fact it has not arrived till date. In that case also i waited. Again i paid late due to this. They immediately deducted the related charges for late payment in the bill of March2008.

                      How can the bank expect me to pay the bill without delivering the bill statement on time? It is the bank's responsibility to dispatch the statement on time and also ensure that the statement reaches me on time. If the statement is not delivered before time, then again it is the banks responsibility to provide the bill online or send an email containing the detailed statement. And all this has to be done in such a way that the card holder gets at least 15 days time to pay. I can substantiate my claims by referring to an RBI notification (Circular No: RBI/2005-06/211DBOD.FSD.BC.49/24.01.011/2005-06) articles 2a and 3a.

                      In this manner Axis Bank Credit Card has taken more than Rs 1400 from me. When i write to Axis Bank customer care they simply refuse to give me back my money. They do not care for any circular by RBI. They simply keep saying that the bill has been delivered "according to their records". How can their records have the delivery date. Their records will only have the "dispatch date".

                      I want a solution to this shameless looting of money by Axis Bank Credit Card. They do not have any online system. They do not have a reliable bill delivery system. Why have started a credit card at all. They do not even bother about customer satisfaction. They write lies in their emails saying that the bill has been delivered when actually it has not.

                      AXIS BANK SILVER CREDIT CARD — Credit Card Account Statement not received for the the period 15.05.2008 to 15.06.2008.

                      Dear Sir/Madam,

                      I want to bring to your notice that I have not received the Credit card account statement for the period 15.05.2008 to 15.06.2008. I am not able to communicate for the details on the call centre contact number because of which the details also could not be got. Two days back my credit was stopped without any prior intimation. Although I have been paying my dues regularly late payment fees debit interest have been levied for the last month. I want a quick response for all these problems. I don't know how to contact them on phone.

                      Thanks
                      Bharati
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                        A
                        Ashwin Gopinath
                        from Pune, Maharashtra
                        Jan 30, 2008
                        Resolved
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                        Resolved

                        Dear Sir/Madam,
                        This is in response to the letter No:4322 dated Dec 19 2007 with the above captured subject.

                        Kindly note that the same credit card was reissued to me on informing that the original card was lost from my end. The executive who took the application for new card has informed that there is no charges for a fresh one, but later i have found that the information given was wrong. I have given a written letter to the AXIS bank , calicut branch for cancelling the card.

                        I have furthur send reminders to cancel the card on this in the month ofOctober, November and December.

                        No transaction was made on the newly issued card also.

                        Requesting you to kindly consider my request to cancel the card and stop the process in recovering the dues from my SB A/c.

                        regards
                        Ashwin
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          C
                          contactlucky12329
                          from Mohali, Punjab
                          Jan 26, 2008
                          Resolved
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                          Resolved

                          I have an salary account and have visa gold card in AxisBank.In salary a/c of visa gold card there is no deduction of transactions,balance enquiry and many more. I withdrawed Rs. 600/- from Bank of India , my a/c got deduct of Rs. 600/- but i did not recieve cash from atm machine due to machine hangs. I did lots of complaints in Head office Mumbai and also at the branch where is my a/c is held . They said within 45 days we will credit back your money.But still no any result from last more than 3 months..


                          Lakhwinder Kumar
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Hi, i applied for personnel loan and its approved on 9th April 2008 and first EMI is deducted from my salary account on 15th April 2008 .For 6 days duration Axis bank charged one month interest.now second EMI is deducted on 5th May 2008.what is this process can you please respond me ASAP.I tried to make a call to customer care numbers i.e.,[protected]/102/105 but those numbers are not working.Please respondme.My mobile number is [protected].
                          To, Date:08/08/2008
                          The UTI
                          Bombay


                          Subject: Wrong Average balance deducted
                          A/C.No. [protected]
                          Branch:Mahestala, Kolkata
                          Dear Sir,

                          As per your statement dt 01/06/2008 to 30/06/2008 you have deducted Average balance charge Rs.750/- + Service Tax Rs.92.70/-. Kindly check because this a/c is opened under Average amount maintains Rs.2500/- (Smart privilege)(Branch has also checked and asking it is wrong deducted) and this is also maintained from long time. Kindly check and refund the amount in my account and inform the same immediately.

                          Thanks

                          Sima Tibrewal
                          Dear Sir,

                          Please note that I have a savings account with Axis bank since last more that two & half years. My account no. is [protected]. Axis bank has deducted Rs. 184 on 07/10/08, Rs. 394.00 on 07/10/2008, Rs. 15.70 on 29/9/08, Rs.1.94 on 29/9/08 & Rs. 57 on 11/10/08. Please provide the details & give the reason. Also suggest what should be done to avoid this.

                          When I contacted your pune office in Bibwewadi, they said you have to visit head office in Mumbai. Please note that I have been transferred to Pune since January 2008 so it is very difficult for me to travel all the way from Pune to Mumbai for just checking why you have deducted above amounts.

                          I request to look into this matter as early as possible.



                          Thanks & with best regards,



                          Anand Gupta

                          M - [protected]
                          Dear sir,

                          Mai Robin roy Sir mera account no.[protected] hai sir mere account se 5000/- Ruppes Attomatic deduct haiu hai mere ko iska jawab jaldi chahiye kyouki mere pass kucha bhi paise nahi hai mere ko mere ghar me paise dena hai sir mere ko iska jaldi answer chahiye

                          mera phone no.--[protected]
                          Dear All,

                          Axis bank deducted Rs 2650 saying its Consolidated Charges for A/c...but when i asked for the details they never respond...when i call customer care...they was also not sure why the amount has been deducted and ask me to contact the brach...i contacted to them but they never respond...Please help. here are the contact email...they never respond...
                          "Daryaganj Operationshead" <Daryaganj.[protected]@axisbank.com>, "Daryaganj Branchhead" <Daryaganj.[protected]@axisbank.com>


                          So i suggest all that please never go with Axis Bank...3rd class service and they are fraud...

                          Thanks
                          Suvesh
                          I have maiontiain Piority Account at Axix Bank Siliguri Branch and without my consent and also without any cheque an amount of Rs 40, 000/ debited to Met life Co. on 9.04.09 I personally request to RelationManager Me. Abhisek Vatal Singh at Siliguri spectrum Branch not to debit any amount from piority accout to Metlie, he assured me there is no scope to debit any ammount without any cheque, but it is most illegally without my written consent and without any cheque the Axis bank Siliguri Branch at Spectrum Building debited an amount of Rs 40.000/- from my account to Metlife by illegal means and csusing brach of trust to me by the Relation Manager Mr.Abhisek vat Singh, I again persinally contact him over phone after such knolege by no redressal and no positive response from him as such I lodging this complaint for redressal .
                          Dear Sia
                          my name is Antony raj, my card number [protected] i was resived my 14/03/2009-15/05/2009 statemend that statemend i will not syping two transaction
                          transaction reference number given be
                          [protected]
                          [protected]
                          i was pay that payment pleas revise my money
                          thank you
                          Regards
                          A.Antony raj
                          This is a complaint from a frustrated customer.

                          I need an explanation regarding the deduction of money from my axis bank account
                          in the name of "Consolidated Charges for A/c".when it happened the first time i had called the
                          base branch(pathanamthitta) and enquired the above mentioned issue.The answer I got from the Bank
                          was that the deduction was due to non maintainence of average quarterly balance and asked me to
                          maintain an average quaterly balance of Rs 1500. Since then i have been maintaining the average
                          quaterly balance of 1500 RS/-but still it had happened more than four times, Last time Rs 600/-
                          had been deducted from my account. I need a detailed explanation regarding this as early as possible.
                          Or else i will be obliged to proceed to further steps. I am very much ashamed of such services
                          rendered by such a nationalised bank.

                          thanks and regards,

                          Saranchand R
                          I have an savings a/c in dunlop branch in Axis Bank, and a/c no. [protected], where I am doing transaction since 2005 as normal customer without any disturbing. But at present before few days my aforesaid a/c has freezed by any staff of that branch without any notice or information. At present I have Rs.81843/- in my a/c. But there freezed for debit.
                          Before few some one of branch staff has informed me that I have to submit my residence proof, and after that I have submitted that document (Bank of India Passbook xerox on same address). But still now I am suffering for this freezing system, due to I cant with drawl the amount of Rs.70, 000/- to deposite for other my emergency purpose.
                          Please do something as earlier possible to continue my a/c without any hackle. otherwise I must be close my a/c.
                          I have an savings a/c in dunlop branch in Axis Bank, and a/c no. [protected], where I am doing transaction since 2005 as normal customer without any disturbing. But at present before few days my aforesaid a/c has been freezed by any staff of that branch without any notice or information. At present I have Rs.81843/- in my a/c. But there freezed for debit only.
                          Before few days some one of branch staff has informed me that I have to submit my address proof for needed for banking Audit and after that I have submitted that document (Bank of India Passbook xerox on same address). But still now I am suffering for this freezing system, due to I cant with drawl the amount of Rs.70, 000/- to deposite for other my emergency purpose.
                          Please do something as earlier possible to continue my a/c without any hackle. otherwise I must close my a/c.
                          Dear Sir/Madam,

                          I have submitted my application form along with all required supporting documents for opening new saving account with your bank at Aurangabad branch on dated 11.10.2010 (Monday), but till date I have not received any confirmation from you & Aurangabad branch.

                          Number of times I have enquired status of opening new saving account with Mr. Joshi (Adalat Road Aurangabad Branch) on phone (almost daily since from last 10-12 days) but I have not received positive response from him & now I am fed up and hence putting here my views.

                          Below are the few points of my experience with your bank, while opening new saving account.

                          1. Phone not attended by Mr. Joshi many time (Cell no- [protected])
                          2. Today you will receive your account number
                          3. I am not in branch
                          4. I am in meeting
                          5. I will call you after 10 minutes but he never called back to me

                          I also surprised to know such a poor response by a reputed bank.

                          As far as my knowledge I have completed all the documents required for opening new saving account & also the same is confirm by Mr. Joshi.

                          I don’t understand why there is delay from your side.

                          I now request you please take immediate action & open my saving account and send me saving account kit without any further delay.

                          Thanks & Regards,

                          Mrs. R.S Raykar
                          Aurangabad.
                          Cell No-[protected]
                          You lost your money for penalty. Rule created by the bank. You can do nothing now. forgot about it. Close the account.
                          Have a account in SBI/PNB like bank. Live happy. or even open a account in District Cooperative Society bank.
                          These banks are not for the consumers like you and me. They expect you to deposit in their bank. they enjoy your money and pay you 3 to 4% interest. if you fail to do they will take rs. 750 to rs. 1000 depending on the pvt. bank. at last if you didn't see your account for 4 month you will have negative balance. In private bank they welcome you to even close the account and to open account at any time. all their need is your money and your silent. go for SBI use MoD option in savings bank account they give more interest for your savings and you can withdraw money any time
                          we all fall to such banks for their tech words and tech facility. but all are tricks of pvt companies. they don't add value for your money. don't fall again.
                          if any one of your friend goes to open a account in such a banks save him and save our society.

                          have a gr8 day
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                            V
                            V Reddy
                            from Aurangabad, Maharashtra
                            Jan 26, 2008
                            Resolved
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                            Dear sir,
                            I am an account holder with your bank and have been receiving statements of my demat account from you periodically by post. However, I wish to bring to your notice that off late the statements are reaching me after a long time and are invariably damaged. The last statement received by me on 25th January was a shocker!. The statement was completely open, the envelope torn and ragged to the extent that only the front cover of the envelope was present. This is a serious matter and makes my personal details available to everyone en-route, besides being a security breach.
                            I hope you will look into the matter and the needful will be done.

                            Thanking you.

                            Yours sincerely,
                            V Reddy
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Dear sir,
                            I am an account holder with your bank and have been recieved my ATM card but his pin number not gotted so i requestly please urgently my pin number. You are not give my pin number than i closed my account.
                            Thanks
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                              D
                              Daruvuri Narendra
                              Jan 26, 2008
                              Resolved
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                              Resolved

                              I am an Indian Air Force Personnel presently working in UNO Mission,Sudan.I had been issued with credit card in Jul 07. I have not been using the card for last 3 months and I cleared all the dues 3 months back. But every month the bank is sending SMS alert telling that U are due for 300 Rs(Approx) even after clearing also.

                              Tele: [protected].
                              Aug 13, 2020
                              Complaint marked as Resolved 

                              Silversmith — Non Issuing Bill

                              After buying Two Silver coins of 50gm from Silversmith on 05-11-07...when we asked for the Bill...they asked us to wait for a day since their computer was down...And now after following up & visiting five times, Mr. Hasmukh Solanki the Director has refused to give the Bill...since they are not registered with Sales Tax...or any Authorised Government authority...Please note the below address and do the needful....
                              M/s Silversmith, Wing B, Shop No. 5, KPCT Commercial Centre, Fatimanagarm Pune 411 013
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                                S
                                sanalkumar g
                                from Bengaluru, Karnataka
                                Jan 26, 2008
                                Resolved
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                                Resolved

                                sir,
                                I am sanalkumar from Infra Pharmacueticals, kochi, Let me know my application status of axis bank credit card which i applied last month.The ref. no they gave me is 1069142.

                                regards
                                sanal kumar
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                sir,
                                I am Chetan from Infotheek Computers, Noida, Let me know my application status of axis bank credit card which i applied last month.The ref. no they gave me is 1156820.

                                regards
                                Chetan Sharda
                                hi

                                this is janadri kamireddy please give me the staus of my credit card with ref 1140962
                                this is Senthilkumar please give me the staus of my credit card with ref 1035584
                                I Sandeep Awasthi has applied for credit Card from your Bank. My reference number is 1182318. Kindly do the needfull and mail me the status of card.

                                Regards

                                Sandeep Awasthi

                                indore
                                I got a message that the my application number 1238418 is recieved . I got no further communication. Please let me know if the card is approved or not.

                                And one more thing will it take so much time to let the status known to the customer. I recieved the above message on 28 feb 2008.

                                Kindly reply soon

                                Regards,
                                Praveen
                                sir,
                                I am Kanhaiya from Nippo batteries Co Ltd, New Delhi, Let me know my application status of axis bank credit card The ref. no they gave me is 1375960.

                                regards
                                Kanhaiya
                                I have applied for the credit card my application ref no:1358630 pls let me know the status.
                                i have called customer care mr vishal picked my call and not answered properly worst service from mr vishal. can u pls send me the details of application.if not processed pls infrom through my mobile no:[protected]
                                I have applied for the credit card my application ref no:1558614 pls let me know the status.
                                have applied for the credit card my application ref no1786601pls let me know the status.
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                                  M
                                  Monisha
                                  from Noida, Uttar Pradesh
                                  Jan 25, 2008
                                  Resolved
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                                  Resolved

                                  I had availed of a Power home loan for a property that never started construction. UTI retracted their support to the project. I offered to shift to another project by the same builder that was nearing completion as my entire amount had been disbursed by UTI. Instead of helping with the transfer where they stood to gain as well, they decided to start fleecing me. Charged processing fees again, increased my rate of interest, did not return my old cheques as a result of which they withdrew the old EMI as well as the new increased EMI. On being told to now debit the new EMI next month, they wish to charge an interest on it!! Gullible customers are being duped by this bank day in day out. No contact directly to the bank - only useless agencies.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Since disbursement of loan in Nov 2006 the undersigned had been requesting the bank for the working out of the loan account in excel sheet – ie the calculation of interest etc so that I could follow / track the account, to this effect I have even called Mr Ramesh the previous RAC head at Pune TILL DATE THE EXACT METHOD OF CALCULATION HAS NOT BEEN GIVEN BY THE BANK!!

                                  Also I had been regularly calling the bank in general and Mr Ramesh n Ajit in particular for the information on change in the ROI – but till date there has been no correspondence to that effect. The bank is supposed to inform the client about the revision of the ROI especially if it is a upward revision and give an option of revising the EMI to maintain the tenure same. During the visit when checked the system showed that NO LETTER TO THIS EFFECT WAS SENT TO ME. This in effect has cost me a recurring loss!!!

                                  The other issue is that of rounding off of decimals – all good banking rules say upto and inclusive of 0.50 is rounded off to the lower and from 0.51 upwards to the higher. That is the rule AXIS bank follows for the savings and current accounts too – so HOME LOAN is no different. You can't tell me that it is the RBI policy – if so please send me the extract of the policy or guideline – RTI.

                                  Imagine the quantum if you consider all the loan accounts the bank has.

                                  Then THE BANK HAS a policy that if the 5th of the month is a holiday – THEN THE BANK will work the account on the 6th or the 7th and charge interest on interest for the difference of days – again THEY claim it is the RBI policy and Bank rules - the issue here is that if a particular day is a holiday – or if there is a delay in the clearing house – does the customer have to suffer – a policy issue !!

                                  As has been categorically told to me by your staff and is evident from the calculations as also from the printout given by your bank – [though initially your staff were not sure themselves] the interest is calculated on the number of days in the month [interest * number of days in a month / number of days in a year]. 2008 being a leap year your bank has calculated the interest for the month of February for 29 days, but……….. the denominator which also has to change to 366 instead of 365 has not been done – this suits the bank as it collects interest for one extra day – this procedure has been confirmed by an email sent to me from your bank. This amounts to about Rs 480 odd in my case! Imagine the quantum if you consider all the loan accounts the bank has.

                                  Lastly, despite all this or rather without giving due cognisance to all these issues – there is a difference of about Rs 90 odd even now- which remains unexplained!! What perturbs me most is the fact that not a single soul in the whole RAC Pune could explain the way the loan account functions the way the interest is calculated etc.

                                  Besides – while speaking to Mr Gupta he repeatedly mentioned that he was trying to help me [more then he should be doing]– but then I thought that was the basic duty of the bank staff towards their customers – and this is more of clarifications then help being rendered. The mail sent by the bank on the 5th of March is more like – these are the ways of our bank – please lump it – you cant leave though!!! The last statement could be corroborated with the reaction of Mr Gupta when I told him that I would have no choice but to take remedial measures – to which he said "Please go ahead – our legal department will deal with it."
                                  TAKE HOME LOAN FROM AXIS BANK AND " GHUM TE REH JAO GE ON THE AXIS "

                                  WE HAVE UNFORTUNATELY TAKEN A HOME LOAN FROM THE AXIS BANK WAY BACK IN SEP / OCT 2006. HOME LOAN ACCOUNT NO [protected]

                                  WE HAVE A NUMBER OF OUTSTANDING ISSUES REGARDING MY HOME LOAN WHICH I HAVE ASKED THE BANK FOR REDRESS THROUGH PERSONAL REPRESENTATION IN THE OFFICE OF MR MANISH GUPTA, AXIS BANK [HOME LOAN DEPT], BHANDARKAR ROAD, PUNE IN DEC 2007 AND THROUGH REPEATED EMAILS TO - AXIS RAC <Customercare.[protected]@axisbank.com>; ANIL DIGHE <anil.[protected]@axisbank.com>; Manish.[protected]@axisbank.com; SINCE THE EARLY 2008. TILL DATE NO RESPONSE HAS BEEN FORTHCOMING !

                                  THE ISSUES ARE ENUMERATED BELOW

                                  NO RESPONSE FROM AXIS BANK, HOME LOAN DEPARTMENT, ON THE ISSUE OF : -

                                  A> WRONG CALCULATION OF INTEREST ON HOME LOAN - THE CALCULATION SPREAD SHEET WAS GIVEN BY ME ON TWO OCCASIONS TO MR MANISH GUPTA - I PERSONALLY LOADED ON HIS COMPUTER ONCE.

                                  B> WRONGLY ROUNDING OFF OF DECIMAL PLACES AND CLAIMING IT TO BE A RBI DIRECTIVE. THE COPY OF THE DIRECTIVES WAS REQUESTED - BUT TILL DATE THAT HAS NOT BEEN GIVEN.
                                  AND THE SAME ISSUE WAS CHECKED WITH THE AXIS BANK [SAVINGS BANK ] - WHO AGREED WITH MY CASE.

                                  C> NOT INFORMING AT ALL OF THE CHANGE OF RATE OF INTEREST - HENCE DEPRIVING ME [THE CUSTOMER] OF THE CHANCE TO CHANGE / REVISE MY [HIS] EMI AND HENCE MAINTAIN THE TENURE OF LOAN - HENCE CAUSING A LOSS

                                  D> THE INTEREST FOR A LEAP YEAR IS CALCULATED FOR 366 DAYS BUT IN THE FORMULA THE WHILE CALCULATING INTEREST FOR ONE DAY IT IS DIVIDED BY 365 DAYS - IN EFFECT THEY TAKE A DAYS INTEREST EXTRA. THE AMOUNT OF GAIN IS COLOSSAL / HUGE - CONSIDERING THE NUMBER OF PEOPLE EFFECTED.

                                  E> CLAIMING THAT THE CORRECT ADDRESS WAS NOT AVAILABLE WHEN THE SAME WAS GIVEN AT THE TIME OF APPLYING FOR THE LOAN AND SUBSEQUENTLY THE REVISED COMMUNICATION ADDRESS WAS PROVIDED ALONG WITH MOBILE NOS AND LANDLINE NOS.

                                  F> CLAIM BY MR MANISH GUPTA THAT - THE BANK CANNOT AND WILL NOT RESOLVE THE ISSUE AND THAT I [THE CUSTOMER] CAN KEEP TRYING TO FIGHT IT OUT, THE BANK HAS THEIR LAWYERS TO DEFEND AND FIGHT FOR THEM

                                  G> LASTLY - NOT CARRYING OUT DOWN WARD REVISION OF ROI AND MAINTAINING A HIGHER ROI, WHICH IS AGAINST WHAT WAS TOLD AND DISCUSSED WITH ME WHEN THE LOAN WAS SOLD TO ME, THAT THE MARKET RATE OF INTEREST WOULD BE MAINTAINED, BOTH WAYS. IT IS PERTINENT TO MENTION THAT ALL UPWARD REVISIONS WERE VERY PROMPT - THAT TOO WITHOUT EVEN INFORMING ME.


                                  H> I HAVE EVEN REPRESENTED MY CASE TO MR ANIL DIGHE WHO IS SUPPOSED TO BE IN CHARGE OF THE HOME LOAN DEPT AT THE AXIS BANK H/O, ALSO REPEATEDLY ASKED HIM FOR THE MOBILE NO AND EMAIL ID OF THE GENERAL MANAGER IN CHARGE - BUT TO NO AVAIL!

                                  THESE ISSUES HAVE CAUSED ME IMMENSE HARDSHIP DUE FREQUENT AND REGULAR VISITS TO THE BANK BY MY WIFE AND CONSTANT MENTAL AGONY WHICH DOES AFFECT MY WORK ESPECIALLY AS A DEFENCE PILOT, BESIDES LOSS IN TERMS OF MONEY ON TWO COUNTS - EXCESS INTEREST AND LOSS DUE TO FREQUENT VISITS AND PHONE CALLS.


                                  I PRAY THAT THE BANK BE ASKED TO RESOLVE THE OUTSTANDING ISSUES AT THE EARLIEST AND THE BANK BE ASKED TO COMPENSATE DUE TO - THE LAXITY AND IRRESPONSIBLE BEHAVIOUR SHOWN BESIDES CAUSING CONTINUED EXTREME HARDSHIP AND IMMENSE MENTAL AGONY - WHICH AMOUNTS TO LACK IN SSERVICE PROVIDED ! IT IS ALSO PERTINENT TO MENTION THAT THE BANK APPEARS TO SHOW THAT THEY ARE ABOVE LAW AND CAN GET AWAY WITH ANYTHING AND EVERYTHING.
                                  I completely agree with your comment. I also have a similar issue with the bank. They have reduced the tenure, increased the EMI without any intimation and now asking for interest rate on the difference of amount which I am not aware of. I am planning to lodge a complaint in the consumer court.
                                  The same thing happened with me when Axis bank redueced the tenure @ of down in ROI and when I asked them to keep tenure constant and reduce my EMI amount then they are offering me very small amount difference as per their internal calculation. Instead of their current 9% ROI they are charging 9.5% to me.
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                                    R
                                    Ravikumar V
                                    from Pune, Maharashtra
                                    Jan 25, 2008
                                    Resolved
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                                    Resolved

                                    My name is ravikumar V of Vijayawada/Andhra pradesh.
                                    I have applied for Credit card with AxisBank almost seven months back (Application Ref No.694172). And the telephonic verification done by Hyderabad people .on 08th October'07 verification is done at my office. But still Credit cards is not issued - reason not known - when i checked with Credit cards people [protected]@vijayawada.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 

                                    Axis Bank / Credit Card — wrong bills

                                    I am an axis bank harassed customer , I applied for the card when axis bank executive told me that the card will be free for lifetime for me as it’s a corporate card but in the 1st statement only I got the joining fees added . so I called the customer care where I was told that the amount is been levied on you by mistake and promised me that it will be reverted back I also requested for the cancellation of card because of very poor service ( complaint number is 18006) but now I am getting a statement which says 1131.50 as outstanding for me I don’t understand how you people can levy this to me .

                                    I want all the outstanding to be reverted back and my card to be cancelled as soon as possible because I don’t want to be a customer of such a bank which unnecessary harasses its customer and make false promises.

                                    My card number: [protected]

                                    apoorva dewan
                                    [protected]
                                    Hi,

                                    What you have mentioned is absolutely true.Their service is very poor and their person manning the tel is rude and unapologetic.
                                    I've had bad experience of non receipt of statements since it was linked by auto debit to Axis bank. The amount withdrawn by Axis card is contradictory.

                                    Danesh.K.V
                                    I have a different concern here.

                                    i am trying to reach the customer care executive , which are supposed to be available 24/7 however hardly get connected to them n get lost in the horrible tones/tunes which the bank has kept.

                                    PLeasssssssssssseeeeeeeeeeeeeeeeee understand the value of customer's time and push the process


                                    cheers!
                                    I am Abdul, I got a call from ur executive for a lifetime FREE credit card with several benefits, i thought let me apply for it and submitted my documents and got the credit card after 6 months but the issue is that i have been charged for the credit card an amount of Rs.432. why should i pay when i was told it's a lifetime FREE credit card..? Immediately i called customer care, after trying for nearly 30 mins a customer care executive received the call, he gave me a Request No. and informed me a higher authority will get back to me within 7days but there is no response till now it's already 1month. 15days earlier i called up customer care again he gave me a another Req No. and he told its in HIGH PRIORITY now and for sure a higher executive will be get back to me but again nobody called me yet(already 10 days) and i got a message to pay an amount of Rs.730. Atlast i called a customer care again but nobody is receiving the call from past 1hour, I am so bugged up with this that i decided to complaint. I have HSBC, ICICI, SBI credit cards but never faced any such kind of problem. Its the worst customer service ever seen. why dont you think about customer satisfaction..? I have an account in AXIS BANK and I am totally satisfied but why dont you provide same kind of service for Credit card division. I hope atleast you read this and in response call me to speak regarding this issue or atleast mail me to my email id -- [protected]@yahoo.co.in

                                    would be happy if you get back but no hopes of your response.
                                    Mb-[protected]

                                    Axis Bank / Credit Card — Blocking savings account

                                    I missed to pay dues in time due to certain reasons. One cheque given at month end of rs.1500o to credit card got bounced. But as soon as I came to know about same I immediately paid Rs. 15000 by cash ( deposited personally in Axis bank NIT branch)
                                    But I found that My saving account with same branch has beed kept on hold by credit card department. I approached customer care dept & got request no to sort outissue (no197272). Limit given was 4 days. Request made on 6/03/2008. As i was not able to get call by 10th I also sent mail to them for settlement saying that you can auto debit further more Rs.10000. I can send minimum autodebit form & you can deduct this amount.or I will give undertaking to deduct certain amount every month to settle down the issue. Till no answer. If I am not able to operate my savings account I can not move for job as i am in sales, no job, no money so not possible to repay. how anybody can come out of this if one side is not ready to listen anything
                                    Sir I lost my mobile phone Sony Ericson K608i.Its IMEI No is [protected].I have filed a fir and given petion to cyber crime cell three months before.But up to this i hadnt got any replay like many others.Sir can u do Something

                                    Axis Bank / Credit Card — statement not receiving

                                    This is deepak from pune i have a credit card since last 6 months but yet i m not receiving any statement from ur side & every month i m calling again & again on ur customer care no.[protected] but there is no response & ur collection center every time calling me in a day 3 times ur payment is due & i told them every time without any statement i m not able to pay any amount & any interest those u r charging me...i think u don't know the importance of customer...very bad service...deepak sitlani +91-[protected]
                                    i am credit card holder of axis bank, my complaint is i'm not receiving my bill/statement on my address, so kindly get back to me on my contact e-mail id ...thanks
                                    Never Apply for a Credit Card from Axix Bank.

                                    Hi,
                                    I would like to share my experience with Axis bank..
                                    They offered me a free charges life time Credit Card and charged me all fees like annual charges
                                    joining fee etc. Then illegaly charged for a Insurance policy of bajaj Alliance.
                                    I never signed any document regarding the Credit Card or the Insurance policy. Now they are sending me Legal notice through their Advocate for the above mentioned payments.
                                    R K Nair
                                    New Delhi
                                    This has been true for me too. It has been over month since i applied for my credit card and I have still not heard a work from the bank.

                                    Axis Bank Credit Card — not issuing creditcard

                                    Dear sirmadam
                                    I have applied for credit card in the month of feb2009. my ref no is 1798503. The representative who contacts me is mr jitu, his no is [protected].when he contacted me he assured me for creditcard.I have also saving account in axis bank.I have given all documents which required by mr jitu on that time. Yesterday I visited axis bank nappeansea road branch and asked mr jitu about my credit card he replied me that if you fix rs25000 then you get credit card easily.I am permament customer of your bank, in terms of services these things are very bad. My saving account no is[protected].Please take the required action as early as possible.


                                    Regards,

                                    Akhilesh Kumar Jha
                                    Management Trainee Purchase
                                    CACHET PHARMACEUTICALS (P) LTD.
                                    Hi,

                                    Long Back The HSBC credit people, they Took MY Account Details & my major certificates,

                                    Till Now they not turned back to me, what happen about my credit card ?
                                    i don't have the docket number, but i will give my cell number [protected], dickenson road bangalore
                                    Hi,

                                    Be happy that they didnt issue the credit card. i got platinum credit card and used for 5 months. Service was bad so i decided to cancel and placed the request. After cancellation of the credit card, there was an excess 458Rs in my account and i requested them to refund to my savings account linked to my account. Later they told i have to submit all the payment proof and then they ll refund the amount. Later when i called the customer care, they told they will not refund any amount after the card cancellation. In mail they ask me to send all the payment proof for refund initiation
                                    They are doing daytime robbery. Be happy
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                                      T
                                      Tara Malvankar
                                      from Gurgaon, Haryana
                                      Jan 23, 2008
                                      Resolved
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                                      Resolved

                                      Dear Sir,
                                      I would like to bring to your kind notice the following things.
                                      I was called by the axis bank and was asked whether I want to go for a credit card
                                      I submitted my documents
                                      I got the sms on my mobile no[protected] that my credit card is dispatched through Firstflight courier and was asked to call the courier service if I dont receive the card in 72 hours.
                                      I did n`t receive the credit card in 3 days so I called Firstflight Courier,they told me that my credit card was returned back to them: Reason was: Wrong address.
                                      After a week I got sms that my card is returned to the bank.
                                      Within a week I received my PIN number through the post on the same address.
                                      Till date I have not received my credit card.
                                      Enquiries made so many times and atlast I gave up calling Axis Bank.
                                      I gave complaint through e mail-Response was NIL
                                      Today I have received BILL FOR THE SAME CREDIT CARD which I have not used.
                                      My credit card No:[protected] ,
                                      Please ask the concerned department to do the needful.
                                      regards, TaraMalvankar
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                                      Aug 13, 2020
                                      Complaint marked as Resolved 

                                      Axis Bank Credit Card — Wrong Bill Received

                                      I am a Axis Bank Gold Corporate Credit Card holder and i received a bill of Rs. 71854.55 but i haven't used my credit card for a single rupee and when i gave a call in axis bank customer care they said that the payment is made by Addon Card, but i havent received any addon card and that card has been given to someone else and the same has been misused by that person. When i asked in Axis bank fort branch they said we cannot help you, you have to co ordinate in call centre only. Kindly let me know what is to be done in this case should i launce a police complain also
                                      I am a Axis Bank Gold Corporate Credit Card holder and i received a bill of Rs. 1020 at hyderabad but i haven't used my credit card for a single rupee. at that time i was in train to come hyderabad. Kindly let me know what is to be done in this case should i launce a police complain also.
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