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ICICI Lombard Complaints & Reviews

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Updated: Sep 6, 2026
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S
sarathyh1
from Attingal, Kerala
Jul 28, 2015
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Address: Chennai, Tamil Nadu

My credit card number: [protected]

I was using the above credit card in the year[protected], when i accepted the credit card icici asked me to take a policy in lombard insurance, when i spoke to the agent, i did not agree to auto renew the policy then i stopped using my card after paid all the usage amount

Last week i got a call from ambattur icici collection division (Mr. Sekar) regarding the pending payment of my card.

I requested them to provide me the statement of my card usage and they refused to provide me the statement, they said, this payment is for lombard insurance pending amount. I informed them i did not agree to auto renew the lombard insurance and requested them to provide me the copy of the letter which i agreed to auto renew the lombard insurance and they denied to provide me the letter.

Now i am being threatened to pay the amount 2686 without any proof.

Hence, i am not able to submit any photo copies along with this complaint.

Kindly do the needful.

Thanks,
Partha
ICICI Lombard customer support has been notified about the posted complaint.
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    S
    Sami Ahmad Sajjad
    from Gurgaon, Haryana
    Jul 24, 2015
    Resolved
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    Resolved

    Address: New Delhi, Delhi

    We are having insurance policy from ICICI Lambard policy no. 3001/98727409/00/000.We had lodged a claim for the front glass windscreen as it was found broken a couple of weeks back. Now to our shock we were informed by T&T Motors that our claim was disapproved by ICICI Lombard on ground that during inspection of vehicle in Jan 15 the surveyor had noted a “Scar” in his report. Lot of mails & concalls have been exchanged in this matter as we still maintain that there was no scar/glass broken of our car during the inspection of our vehicle in January 15 as alleged in the survey report.It is worth mentioning here that the surveyor did not even bother to inform us on site that there was a scar on the front windscreen & neighter he has given us any report or nor have we signed any report. Trust we had no clue to this till we got a call from T&T Motors. The surveyor or ICICI never even bothered to inform us of the so called scar ? We have paid full premium of Rs.78, 369/ as per ICICI Silver plan which covered everything.We have been harassed & feel cheated by ICICI Lombard & hence we request you to kindly honor look into the matter since we have paid full premium as calculated by ICICI.
    Aug 6, 2021
    Complaint marked as Resolved 
    ICICI Lombard customer support has been notified about the posted complaint.
    Dear Sami,

    Apologies for the inconvenience caused. We have made a note of the details. Our official will get in touch with you and assist you further.

    Regards,
    ICICI Lombard General Insurance
    Still there is no any solution till now, I want my claim. Otherwise u show me your surveyor my side sign copy.
    I cant wait more. Please close it on urgent basis.
    ICICI Lombard person trying to make me fool.its cant be tolerated.
    Still there is no any solution till now, I want my claim. Otherwise u show me your surveyor my side sign copy.
    I cant wait more. Please close it on urgent basis.
    ICICI Lombard person trying to make me fool.its cant be tolerated.
    We are having insurance policy from ICICI Lambard policy no.
    3001/98727409/00/000.We had lodged a claim for the front glass
    windscreen as it was found broken a couple of weeks back. Now to our
    shock we were informed by T&T Motors that our claim was disapproved
    by ICICI Lombard on ground that during inspection of vehicle in Jan 15
    the surveyor had noted a “Scar” in his report. Lot of mails &
    concalls have been exchanged in this matter as we still maintain that
    there was no scar/glass broken of our car during the inspection of our
    vehicle in January 15 as alleged in the survey report.It is worth
    mentioning here that the surveyor did not even bother to inform us on
    site that there was a scar on the front windscreen & neighter he has
    given us any report or nor have we signed any report. Trust we had no
    clue to this till we got a call from T&T Motors. The surveyor or
    ICICI never even bothered to inform us of the so called scar ? We have
    paid full premium of Rs.78, 369/ as per ICICI Silver plan which covered
    everything.We have been harassed & feel cheated by ICICI Lombard
    & hence we request you to kindly honor look into the matter since we
    have paid full premium as calculated by ICICI.
    Dear Sami,

    We would like to inform you that we have reviewed your case and would like to inform you that your claim (MOT[protected] has been repudiated as the damages are pre-existing damages and does not match with the current accident.

    Regards,
    ICICI Lombard General Insurance
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      R
      RR _Singh
      from Bengaluru, Karnataka
      Jul 17, 2015
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      Address: Lucknow, Uttar Pradesh

      Dear sir My son Major Siddharth Singh's vehicle XUV 500 Regis no UK 07BF 2126 was insured by the said company under cover note no PT[protected] at the time of purchase in the month of June 2014. The premium then paid by him of Rs 33756.00 was inclusive of Rs. 4392.00 was for zero depreciation benefit as explained by them in case of any claim. In the month of May 2015 the vehicle was handed over to M/s UP Motor Works, pop. Ghazipur Police Station, Faizabad Road, Lucknow, authorised dealers of Mahindra & Mahindra Ltd. for accidental repairs. Post repairs the said dealer raised a bill of Rs. 34900.00 towards repairs /replacement charges and post raising a claim with the insurance co. we received a reimbursement of Rs, 29180.00. The matter was immediately raised with the Insurance Co. for the short payment while holding a zero dep. policy vide request no. [protected] dated 22.05.2015 through their toll free no. and after repeated reminders to the company for logical reasons / documentary details justifying the short payment the company has simply rejected my claim on bizarre logic that the rejected expenses at their end we're not called for and that the Mahindra dealers had asked them to pass the claim as per their whims and that the customer shall bear the rest of the cost. I had also raised the issue o[censored]nethical practice by the Insurance co. with the Office of Insurance Ombudsman, Lucknow vide my email dated 08.07.2015 but have not heard anything from their end in this regard. The Insurance co. Is sticking to their stand of not passing the unjustified claims without giving written/ documentary details for their stand so that the matter can be simultaneously taken up with the Mahindra dealer. I therefore request you to please take up the issue with the Insurance co. for their high handed behaviour, taking customer for granted and for not abiding by the zero dep. policy. Regards. RR Singh [protected] [protected]@gmail.com
      ICICI Lombard customer support has been notified about the posted complaint.
      Jul 18, 2015
      Updated by RR _Singh
      After posting my complaint I have received two calls from mob. Nos. [protected] and [protected] stating themselves to be from ICICI Bank regarding refund but after initial discussion they have abruptly disconnected. I am afraid someone is making hoax calls on your behalf and trying to put your goodwill to disrepute. Please investigate and take action.

      RR Singh
      Dear Mr. Singh,

      Apologies for the unpleasant experience and the inconvenience caused. We have made a note of the details. Our official will get in touch with you and assist you.
      Dear Mr. Singh,

      We would like to inform you that we have replied to your concerns via our e-mail dated 11th June’2015. We request you to refer to the same and write back to us for more clarification.


      Regards,
      ICICI Lombard General Insurance
      Dear sir

      My grievance is against the same mail as it does not clarify the basics of zero dep. policy for which extra premium has been taken, basis of deduction against total repair charges paid by us and the details of excess deducted as per your estimates, proof & justification of the same.

      Please do not try to side step the basic issues raised by me by quoting an irrelevant mail whic h only stated that the claim has been passed as per your rules which I repeat are against zero. Deep. Policy.

      Please be specific else I will request consumer forum to initiate action against your company for hoodwinking and misleading the client.
      My basic complaint is against the arbitrary manner the issue has been sidelined as to why we have been short charged despite having paid extra premium for zero depreciation benefit.
      By referring to an old mail with no clarity or proof regarding deductions the company is just trying to avoid the basic issue. Besides some executive calls up from ICICI Bank and assures reimbursement somebody from their Insurance gives the royal reply that our claim is passed as per their rule.
      This is all a time buying tactic.
      Dear Mr. Singh,

      As requested earlier, kindly write back to us on the email received by you on 11th June, 2015 for us to assist you further.

      Regards,
      ICICI Lombard General Insurance
      Dear sir

      The company is just trying to pass time as over phone they request for sometime to look into the issue and revert and through your site they are referring to some mysterious mail purportedly sent on 11th June.

      I have all the mails sent by them in my mail box but the one they are referring to.
      Dera sir

      After some misleading reference to a mysterious mail the company has again gone to sleep which only goes to prove that they are interested in just lingering on instead of resolving the issue.

      Two Wheeler Insurance Claim (total Loss)

      My Bike Name Honda Unicorn And Got Accident In 25/12/2013 & I Got Claim No My Cover Note No[protected] From Icici Same Day But Still Now I Did't Get Payment From Icici Now What Can I Do My Name Varatharajan .T Mob - [protected]
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        M
        Milind Thakker
        from Mumbai, Maharashtra
        Jul 9, 2015
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        Address: Mumbai City, Maharashtra

        Car : MH 03 AM 5747 Name: Milind Rajen Thakker FIR Status : Lodged at Matunga Police Station Previous Policy (Bharti AXA) - FPV/I1665586/25/07/M12514 - 05/07/2014 to 04/07/2015 - No claims filed Current Policy (ICICI Lombard) - 3001/W[protected]/00/000 - On which Claim has been filed Claim Intimation Request Number: MoT04736389 Today morning i am notified by my car washer that there has been a theft of my deck and that my car window has been broken into. I rush to the site, call up ICICI and below are the flow of events 1) Call To ICICI to Buy Policy - 01 July 2015, Call time: 05:03 PM As part of purchase of policy, i had a call with ICICI Lombard. The call was recorded to resolve disputes or queries arriving in the future. First Lie: I was informed for filing claim - ICICI charges Rs 1000/-. This is a standard charge which is paid to government and is applicable to all insurance companies. Issue: The government does not require this charges. Bharti AXA does not charge anything for filing claims. 2) Call to ICICI for Intimation 9th July, Call time : 08:13 AM My car stereo was stolen. My car window has been broken into. I intimate ICICI Lombard. Second Lie: I was told that ICICI would be putting in 2 claims - 1 for own damage for breaking of window and 1 for theft of my car stereo. For own damage i would have to put pay Rs 1000/-. OWN DAMAGE for breaking of window which was part of theft. After screaming and shouting they agreed to put both of the issues together in a single claim of theft for which there is no charges. Issue: ICICI is looking out to make profits out of cheating Third Issue: During Filing of complaint i was told to provide a time. I clearly mentioned that i can give a timeline between 10 PM to 8 AM. They said we need a single time to put in the document. How can a person know what time has the theft occured. There are no eye witnesses . Completely illogical. After heated debate and escalation, they agreed to take that into account I was promised a surveillance in 24 hours. I had mentioned that i would be doing repairs at a garage of my choice. They told that should not be a problem 3) Call from ICICI : 10:54 To Notify the choice of garage and stating that car has to be at the workshop. After stating that i had clearly mentioned in the morning that I would do it at a garage of my choice. They finally give in and say ok. Fourth Lie: Why lie stating that i need to have my car at a workshop of their choice 4) Call To ICICI : 06:38 PM To confirm time of survey person coming to visit the site. They said please take contact number and contact yourself. ICICI is the service provider and is responsible to have the contact person allocated and notify the consumer accordingly. I give in and call the survey contact person at 07:00, the guy said he cannot come and another guy looks at my locality. The second contact person says, i am not responsible i will provide you with a number. And he says that he expected the car to be at the workshop prior to even evaluating the theft. I said i would only give it to workshop after the theft claim is properly honored and then claim for reimbursement. i ask him, when can i expect him to survey and he was like maybe tommorrow. 5) Call to ICICI : 07:21 PM Fed up, i call icici and ask them to ensure that the survey happens in 24 hours asthey promised. they state that i need to contact the survey person. I inform them that i would be making a complaint to ombudsman if i do not get a reponse back in 5 min. No response. This is a pathetic case of a consumer taken in for a ride and inconvenience to the core. Staying in a heritage area of matunga, we do not have parking slots and live in 3 floor building. We have to park the cars on road, and in a scenario like today, we cannot keep our cars open whole night with rains flooding in and damaging the car further. The site needs to be examined at the moment, when the issue happened and the claim acceptance of survey shhould have been completed. After request to the building owners, i have moved in the car to my own building under shed with glass all within the car. The organization has not stood up to their words of Nibhayein waada but have kept on lying over and over again and giving false promises. I have not yet filed a claim, moved the car to a workshop still awaiting the survey visit. We as customers are begging for service, calling up survey agents setup by icici instead of icici making sure to their promises, We are lied about the claims, stating that the claim money is given to government and is a standard. We are forced to claim under own damage for a clear incident of theft for their personal gain. There is a limit to lying and cheating. All of the calls to ICICI has been recorded by ICICI. Please take the needful action against icici for fraudalent, unlawful activities and charge a heavy penalty for the inconvenience caused to consumers by organizations like ICICI. Regards, Milind Thakker [protected]
        ICICI Lombard customer support has been notified about the posted complaint.
        Feb 27, 2016
        Updated by Milind Thakker
        Testing Complaint Update
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          C
          coolz.sachin
          from Nanpara, Uttar Pradesh
          Jul 6, 2015
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          Address: Gurgaon, Haryana

          I am feeling very sorry to inform you people that despite being a reputed Insurance Company, services and customer support provided by you are pathetic. Below is the Insurance claim proceedings which happened and despite fulfilling all askings from your surveyor, still you people are fooling me around without providing exact ETA when I will be getting my Claim amount. My bike got stolen on 19/03/2015 from Sector 29 Gurgaon Haryana. I informed about the same to ICICI Lombard on20/03/2015 afternoon. You people claim that your post information about theft to ICICI Lombard, surveyor will contact Customer in 48hrs, utterly false. Your surveyor (Mr Ajay Sharma sent Manish Kohli) to my place on 09/04/2015 for collecting documents. Mr Manish Kohli's attitude is like as if he is obliging me on coming to my place. One of his statement while collecting documents from me is "You are the one where i wasted so much time, in this time i could have collected documents from 3 more people.". I provided him(Manish Kohli who will be giving the same to Ajay Sharma) following documents in 1st slot on 09/04/2015 1) Original RC 2) Original bike keys 2 in numbers. 3) Original Invoice Purchase copy of Bike. 4) Original Service History document, 5) Original FIR 6) Original Insurance copy 7) 1 Cancelled Cheque of ICICI Bank. 8) 2 Photographs 9) Photocopy of Previous Insurance Company (Bharti AXA) 10) Photocopy of Driving License + Aadhar Card 11) Form 26, 28, 29, 30 duly filled. 12) 2 Proof of Identity letters by my Land owner and by my Neighbourer (Original duly signed) 13) I Whatsapp him (as asked by Manish Kohli) 2 photographs of mine displaying site where my bike got stolen i.e. Sector 29 Gurgaon Haryana. Mr Ajay Sharma asked me on call to sent rest of the documents to him by courier or by speed post on his home address mentioned below. I with the intention of getting acknowledgment for remaining documents sent my Colleague to his place physically. He while delivering documents asked for acknowledgment from Mr Ajay Sharma by signing on the acknowledgment document provided to me (with signature of Mr Manish Kohli) when I submitted first slot of documents. He refused to do so and took document from my colleague saying that "He will give me call back later as right now he has to leave to metro station to pickup his relatives.". My colleague left from his place post delivering document to himwithout his acknowledgment as told by him. On 10th May 2015 i submitted following documents:- 14) Original Final Report by Police 15) Indemnity cum declaration undertaking form on Rs 200 Stamp Paper duly signed by me leaving amount unfilled as instructed by Manish Kohli when he visited my place first time. (Reason and clarification for leaving this amount column blank can be obtained from your Conversation recordings between Mr Kapil from Mumbai office Escalation Department and me, Conversation/ Call ID:[protected] . 16) Original RC Particular issued by RTO Bangalore Karnataka. 17) Copy of Safe custody letter to RTO Bangalore, Karnataka. Mr Ajay Sharma (surveyor) told me that within 45 days from 10/05/2015 (day when all documents are received by surveyor) amount will be NEFTed to my account i.e. on or before 25/06/2015. On asking how will I get to know status of my claim in the mean time? Will I be getting any information from surveyor or from ICICI Lombard, he told me no need to contact him or to customer care, no information will be furnished to you till that date. I have to wait till 25th June (Sounds very strange about service and statements like this). Post that several time I called ICICI Lombard Customer Care to obtain details about status of my claim but every time I hear from them "Sir either please contact to your Surveyor or to manager of Surveyor, we can only provide you information that your claim is under process" (as if it is my duty to called each and every person from ICICI Lombard begging for my Claim money). I called several time to your CC for status some Reference number for conversation are [protected] talked withGangadhar same old reply "Its under progress", Call ID:[protected] talked with Kapil, he took Mr Ajay Sharma on con call asking the reason why he asked documents to be provided to him on his home address but no convincing reply, also he asked Mr Ajay Sharma to provide me update within 24 hours for which i never got call back from him shameful and untrustable services. On top of it, when I called Mr Ajay Sharma after some days asking status of my claim, he asked me to provide conversation recording of number 100 which I called for reporting theft of my bike (Instead of he calling me and informing about this missing document or recording if required for my case). I furnished him SMS screenshots putting it in a document which he asked me to mail it on his Personal EMail ID i.e. [protected]@yahoo.co.in. and he again reiterate "wait till 25/05/2015 maximum money will be NEFTed to your account". Even your Customer Care and Escalation Department are not consistent in furnishing information about Claim status. I had conversation with Kapil before 25/06/2015 from Escalation Department Mumbai, he told me that current status of my claim is Its approved and will be sent to payment team soon money will be credited to my account and exact date for the same he will arrange call back from his side and will let me know within a day time (I never got callback for the same). On 25/06/2015 I called again to your Customer Care and talked to Dimple from Escalation Department Vashi Mumbai, she provided me exactly opposite information as provided by Kapil, she told me "Wait for a month more to get claim as it is under process normally it takes 90 days for claim to get settled and she told that you have been furnished with wrong information before. Even when Dimple con called Mr Ajay Sharma and Me, he was stating his own part of story that Managers here in ICICI Lombard office are quitting jobs so that why this delay normally it gets settled in 45 days." While emphasizing Dimple to communicate exact status she asked me to call Mr Ajay Sharma's, Manager here in Delhi i.e. "Charu mittal : [protected], she is handling my case. On calling her she said she is not handling my case call Ruchika: [protected], when i called her she said that generally it takes 90 - 120 days for claim to get settled. But since its a month end so she can't provide me exact date when Claim will get settled. She told me that she will be calling me back on 1st July 2015 for status." Now after escalating this matter on Facebook and by other means, Ruchika started looking into my file after so much delay and now she is asking from me to submit the call recording of Police No.100 which I called when bike got stolen. If this document was so essential then what were you people doing for all this time when I was continuously asking about any pending documents which you need from my side. You just want to delebrately delayin claim settlement, your services are utter worst. I will never recommend my friends and Office Colleagues about ICICI Lombard. It is a company whose services are not at all reliable and shameful, even escalation Department is trained to fool customer and extract money from them while opening new Insurance, but the real picture is entirely opposite these people believe in not providing resolution rather complicate things as much as they can. Because of your unnecessary delay I am facing a hard time both in Personal and Professional Life. Due to unavailability of Bike and Claim amount I am unable to plan purchase of new bike. I urge you to resolve my long pending Theft Claim case with ICICI Lombard Delhi and provide my Claim amount with utmost priority. Else I am bound to file a case against you in Consumer Court for which ICICI Lombard is solely responsible. Since the delay is from ICICI Lombard, they have to return me Claim amount with Interest for the delayed period. Please help me in resolving this asap.
          ICICI Lombard customer support has been notified about the posted complaint.
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            A
            abantu
            from Delhi, Delhi
            Jul 6, 2015
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            Address: New Delhi, Delhi

            With reference to the above policies, I have already sent cheque no.647469 & 647470 of Axis Bank Ltd at your Badakdev Branch at Ahemdabad, Gujarat on 2.07.2015 But your department have received the same and returning the same with out depositing the same, in this way my policies will be discontinued and ICICI Lombard will be solely responsible for this type of discontinuation of helth policies.Even though i have not received hard copies of any notices. Hoping a favorable response other wise I shall go the the regulatory Authority Of Health Policy of India. Regards, ATTAR SINGH [protected]
            ICICI Lombard customer support has been notified about the posted complaint.
            Dear Attar,

            Apologies for the inconvenience caused. We have made a note of the details. Our official will contact you and assist you.

            Regards,
            ICICI Lombard General Insurance
            Dear Attar,

            We would like to inform you that renewal notice with respect to your policies (4034i/CHI/81215511/00/000) and (4128i/iHR/91715161/00/000) has been sent on your mentioned e-mail id: - attar.[protected]@adani.com . Request you to kindly check and confirm.

            Regards,
            ICICI Lombard General Insurance
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              mukhtar_24
              Jun 22, 2015
              Resolved
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              Resolved

              Address: New Delhi, Delhi

              Dear Sir, I was contacted by one of your agent from Telephone Number [protected] regarding the renewal of Insurance policy for my car Swift LXI 2010 model which was going to expire on 6th June, 2015 midnight. Your agent Priya sent one of your executive to collect the cheque for Rs. 6100/- which was duly handed over to the representative on 1st June, 2015. The agent issued me the cover note bearing number PU11895141 and till today I have not received the Insurance Policy and the cheque has also not been presented to my bankers for payment. I'm note able to talk to the agent as they are not picking up the phone now. Request you to kindly look into the matter and revert immediately. Mukhtar Ahmed [protected]
              Aug 6, 2021
              Complaint marked as Resolved 
              ICICI Lombard customer support has been notified about the posted complaint.
              Dear Mukhtar,

              Regret the inconvenience caused.We have made a note of the details.Our official will contact you and assist you further.

              Regards,
              ICICI Lombard General Insurance
              Dear Mukhtar,

              We would like to inform you that your policy has been issued under policy no (3001/[protected]/00/000). Further note that the hard copy of the policy documents will be dispatched to your address of correspondence.

              Regards,
              ICICI Lombard General Insurance
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                C
                chackojoe
                from Indore, Madhya Pradesh
                Jun 19, 2015
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                Address: Bhopal, Madhya Pradesh

                I was covered by ICICI Lombard health Care scheme from December 2009. The policy was renewed regularly. The above policy was valid for the period 15th December 2012 to 14th December 2013. During this period I was advisedly admitted in Paras Hospital, Bhopal from 2nd January 2013 to 4th February 2013. After discharge a mediclaim for an amount of Rs. 1, 31, 354/- was submitted along with supporting documents. This claim was rejected on the sole ground that I had submitted three estimate bills in place of cash bills and no medicines were purchased against this.As intimated by e-mail dt. 5th August 2013.I had then produced the original cash bills along with a letter from the chemist stating that actually the medicines were sold against the estimate bills and requested for a re-verification. The company agreed. While the process of re-verification was on and even before the claim was finally rejected the above policy was terminated on the same ground as mentioned above in September 2013, whereas the claim was finally rejected in December 2013. I then approached the Insurance Ombudsman in Bhopal for redressal. On 9th December 2014 before the Ombudsman the companbies representative gracefully withdrew the above mentioned allegation. Thus the ground on which the policy was terminated collapsed. He mentioned a new ground for rejection of the claim i.e. the patient had left hospital on two different days and claimed compensation for the entire period. It is a legally established norm that if a policy is proposed to be terminated on a particular ground and if that ground is proved to be wrong then the policy cannot be cancelled on a different ground. This would be against natural justice. Once the reason given for the termination was withdrawn by the accuser himself there remained no ground for termination. Thus the termination was virtually without any ground, hence arbitrary and void. In any case the hon’ble Ombudsman in his order has directed to settle the claim and has held that no fraud was involved in the claim. A copy of the order In view of the above facts of the case, sequence of events, judicial pronouncement the termination of the policy was illegal, therefore I requested it to restored immediately with retrospective effect from the date of termination vide my letter dated 15 april addressed to Branch manager Bhopal and copy to (ICICI Lombard General Insurance Co, Ltd. Ground & 4th Floor, Interface, 11, Office No. 401 & 402 New Linking Road, Malad (West), MUMBAI – 400 064. The policy has not been restored so far. I visited the branch manager several times and also send reminders to my request dated 15 th april 2015. I have also note received any response in the matter. all the documents in support of the facts stated above are with me Yours Faithfully Anthony Joseph Chacko [protected]/[protected] Email [protected]@rediffmail.com
                ICICI Lombard customer support has been notified about the posted complaint.
                Dear Anthony,


                Apologies for the inconvenience caused.We have made a note of the details.Our official will contact you and assist you.

                Regards,
                ICICI Lombard General Insurance
                Dear Anthony,


                We would like to inform you that the claim for the amount of INR 115036/- was approved from our end.Further, we would like to inform you that we have complied with the order issued by the honourable Insurance Ombudsman, Bhopal dated 19th March’2015. Also we would like to inform you that the order does not state reinstatement or restoration of policy.

                Regards,
                ICICI Lombard General Insurance
                In referance to your explanation given in your email dated 25th June I would like to point out the following points for your consideration as.
                1) it appears your have explained the matter with our understanding the issue proper .
                2) my request for restoration of the policy was based on the ground that the reason given for termination of the policy was with drawn by you before the hon'ble ambudsman.as conceded by him in his order
                3) once the allegation itself was with drawn the termination is now with out any reason, hence illegal.
                4) the ambudsman has clearly held that no fraud was involved.
                5) you have paid the claim.
                6) under the circumstance is there any ground left for penal action.
                7) Are you not duty bound to restore a policy terminated alleging fraud and now it has been by a judicial pronouncement that no fraud was involved.
                8) is there any legal/moral or ethical reason for not restoring.
                9) i hope this would be now understood by your senior authorities and sensible just positive action will be taken. if the above points are not understood please be free to contact us on this number [protected]


                regards

                A J Chacko

                IN HOUSE SURVEYOR LIMITS

                Dear Sir, please tell the your in house car motor claim SURVEYOR limits acc. to loss
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                  Mangharam Choudhary
                  from Barmer, Rajasthan
                  Jun 17, 2015
                  Resolved
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                  Resolved

                  Address: Jodhpur, Rajasthan

                  It was not happen from last Jan 2015 to transfer my name in my vehicle policy, because vehicle transfer in my name but insurance policy still in name of my company, long period myself touch with customer support of ICICI Lombard but they not help and last end they rejected my policy without name transfer in my name,
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  ICICI Lombard customer support has been notified about the posted complaint.
                  i have all corresponding mail since Jan 2015 and the policy was expiring in 16 Jan 2015, so that I will reviewed continue to my company name,
                  Dear Mangharam,

                  Apologies for the inconvenience caused.Request you to write to us at [protected]@icicilombard.com along with your policy and contact details.Our official will contact you and assist you.

                  Regards,
                  ICICI Lombard General Insurance
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                    patel_jigar93
                    from Vartej, Gujarat
                    Jun 10, 2015
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                    Address: Bhavnagar, Gujarat

                    my claim no is MOTO4638770 mene icici lombard me car ki policy li thi 0 ded insurance hai to mere car ka accident hua tha to bhavnagar eternal motors me mene car rakhi to surver ne ha bol diya ki gadi ho jayengi phir 3 din ke bad bola ki itna hi ho or age ka glass nahi hoga pehli bola tha or ab me kaya karu mene toll free me call kiya vaha bat kki use ne [protected] phone pe bat karne ko bol usne bhi javab nahi diya phir brijesh rathod name ka presonn hai usne bhi achi tara se response nahi diya or miss behavoiur kiya phir jaydeep chauhan unka mobile number hai [protected] usne to bilku vesi vse tara se javab diya to please mere problem solve kar digi ye my contact number [protected] jigar patel.[protected]@gmail.com
                    ICICI Lombard customer support has been notified about the posted complaint.
                    Jun 10, 2015
                    Updated by patel_jigar93
                    my claim no is MOTO4638770
                    mene icici lombard me car ki policy li thi 0 ded insurance hai
                    to mere car ka accident hua tha to bhavnagar eternal motors me mene car
                    rakhi to surver ne ha bol diya ki gadi ho jayengi phir 3 din ke bad bola
                    ki itna hi ho or age ka glass nahi hoga pehli bola tha or ab me kaya
                    karu mene toll free me call kiya vaha bat kki use ne [protected] phone pe
                    bat karne ko bol usne bhi javab nahi diya phir
                    brijesh rathod name ka presonn hai usne bhi achi tara se response nahi
                    diya or miss behavoiur kiya phir jaydeep chauhan unka mobile number hai
                    [protected]
                    usne to bilku vesi vse tara se javab diya to please mere problem solve
                    kar digi ye


                    my contact number [protected]
                    Jun 10, 2015
                    Updated by patel_jigar93
                    mene icici lombard me car ki policy li thi 0 ded insurance haito mere car ka accident hua tha to bhavnagar eternal motors me mene car rakhi to surver ne ha bol diya ki gadi ho jayengi phir 3 din ke bad bola ki itna hi ho or age ka glass nahi hoga pehli bola tha or ab me kaya karu mene toll free me call kiya vaha bat kki use ne [protected] phone pe bat karne ko bol usne bhi javab nahi diya phirbrijesh rathod name ka presonn hai usne bhi achi tara se response nahi diya or miss behavoiur kiya phir jaydeep chauhan unka mobile number hai [protected]usne to bilku vesi vse tara se javab diya to please mere problem solve kar digi ye
                    Jun 15, 2015
                    Updated by patel_jigar93
                    my claim no is MOTO4638770
                    mene icici lombard me car ki policy li thi 0 ded insurance hai
                    to mere car ka accident hua tha to bhavnagar eternal motors me mene car
                    rakhi to surver ne ha bol diya ki gadi ho jayengi phir 3 din ke bad bola
                    ki itna hi ho or age ka glass nahi hoga pehli bola tha or ab me kaya
                    karu mene toll free me call kiya vaha bat kki use ne [protected] phone pe
                    bat karne ko bol usne bhi javab nahi diya phir
                    brijesh rathod name ka presonn hai usne bhi achi tara se response nahi
                    diya or miss behavoiur kiya phir jaydeep chauhan unka mobile number hai
                    [protected]
                    usne to bilku vesi vse tara se javab diya to please mere problem solve
                    kar digi ye
                    Jul 08, 2015
                    Updated by patel_jigar93
                    very very bad icici lombard koi bhi is company ka insurance nahi nikal ta bhaut bad company hai or paisa ka wastage hoga is better koi dusri company ka insurance karvanae ka is ko nahi nikal ne .
                    माननीय श्री जिगर,

                    आपकी असुविधा के लिए खेद है। हमारे प्रतिनिधि आपसे संपर्क करेंगे।

                    धन्यवाद,
                    ICICI Lombard General Insurance
                    very very bad insurance company icici lombard koi bhi log is company ka insurance nahi lena sab bakvas hai icici lombard vale
                    Dear Jigar,


                    We write this with reference to your below claim (MOT[protected].We understand that our company official Mr Srikant Singh has spoken to you and has given you justification about glass part not being covered.Hence we regret to inform you that we would be unable to process the said claim.

                    Regards,
                    ICICI Lombard General Insurance
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                      Pramod Karambhe
                      from Bardoli, Gujarat
                      Jun 8, 2015
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                      Address: Nagpur, Maharashtra

                      Hi, I have claimed for reimbursement against my health Health Insurance. The reimbursement for accident injuries is in regard to accident that took place on 02 Feb. 2015. I have cashless facility, but the hospital where i had been admitted refused to accept it (cashless) and i had been told that this - ICICI Lombard Health care card is not valid. I have submitted the completely filled reimbursement form along with all relevant document for reimbursement, but on 15/4/2015 i received rejection letter by their site which is very panic, saddening, disheartening and left me dreadful. Reason given from your end for rejection is completely void, inappropriate and false. I am not suffering from any such diseases (mentioned for rejection) before availing your policy and even now. I have already produce medical certificate from my doctor for my claim for reimbursement is very true, legitimate and genuine. ICICI have on their website which clearly mention that no medical check up is required if age is less than 46 years. (My age is now 42 yrs) Therefore i request them to reconsider my case and reimburse the claimed amount at earliest. But till date they have ignored doctor certificate, pathology report and ECG report. Coverage period -7/10/2014 to 6 / 10/2015
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                        V
                        VIJAY KUMAR MADAAN
                        from Mumbai, Maharashtra
                        Jun 7, 2015
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                        Address: Faridabad, Haryana

                        My VW POLO is lying ready for last 4 days at Faridabad Dealer. And the Dealer is not giving vehicle due to non receipt of of DO from your Insurance Co. On 4th June 2015 I recd. A message from icici to contact Mr. SAURAV KUMAR for my Motor Claim No. MOTO4631507. But till date he is not picking or calling back and for last 2 days his phone is going switch off. Why this much delay is made for a very small and undisputed claim
                        ICICI Lombard customer support has been notified about the posted complaint.
                        Dear Vijay,

                        Apologies for the inconvenience caused.We have made a note of the details.Our official will contact you and assist you.

                        Regards,
                        ICICI Lombard General Insurance
                        Dear Vijay,

                        We write this with reference to your concerns related to claim no. MOT04631507.We would like to inform you that your claim has been settled and claim amount of INR.11614.00 /- has been processed from our end on 8th June 2015 to your account.

                        Regards,
                        ICICI Lombard General Insurance
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                          N
                          nuthankumarkasam
                          from Bengaluru, Karnataka
                          Jun 4, 2015
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                          Address: Krishna, Andhra Pradesh

                          I DO NOT HAVE TO THE TIME TO TYPE OUT THE STORIES HERE, MY VEHICLE NUMBER IS AP28BV 1797 GIVEN VEHICLE FOR REPAIR AT LUCKY NISSAN SHOWROOM AT VIJAYAWADA, PLEASE CALL ME. THIS IS NON SENSE RESPONSE OF THE SURVEYOR MR. SAI WHO IS TOTAL NONSENSE TO YOUR COMPANY.
                          ICICI Lombard customer support has been notified about the posted complaint.
                          Dear Nuthan,

                          Apologies for the unpleasant experience.Request you to share your policy and contact details.Our official will contact you and assist you further.

                          Regards,
                          ICICI Lombard General Insurance
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                            Ramesh Singhal
                            from Valsad, Gujarat
                            May 13, 2015
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                            Address: Kutch, Gujarat

                            I LODGED CLAIM AGAINST MY HEALTH INSURANCE VIDE CLAIM REF NO[protected] . I SURPRISIED TO SEE QUERY RAISED "kindly furnish the first consultation paper and all previous consultation papers" WHERE AS FACT IS THAT ALL THE PAPERS FROM FIRST CONSULTATION WITH DR TILL DATE OF CLAIM LODGED ALL THE RESCREIPTION ALONG WITH DIAGNOSIS REPORTS HAD ALREADY BEEN ATTACHED WITH CLAIM. NOW CLAIM IS HOLD, AND KEPT STAND STILL WITH COMMENTS AS MENTIONED ABOVE, WHICH IS NOT POSSIBLE FOR ME TO PRESENT OR SUBMIT PAPERS WHICH ARE NOT IN EXISTENSE, IN REFERENCE TO PRIOR DIESES, AS WELL AS PRIOR CONSULTATION WITH ANY OTHR DR. EVEN AFTER REPEATED CLARIFICATION AND SUBMITTING REQUST, AS TO NON EXISTENSE OF SUCH DOCUMENTS, MY CLAIM IS HOLD AND COMPELING ME TO PRODUCE DOCUMENTS WHICH ARE NOT AT ALL IN EXISTENSE AND AVOIDING TO SETTLE THE CLAIM BY STATING THE REQUISITE PAPERS ARE MANDATORY REQUIREMENT TO PROCESS THE CLAIM. HOW I CAN GET RID FROM UNWANTED DESIRE/ PAPER
                            Dear Ramesh,

                            We have made a note of the details.Our official will get in touch with you and assist you further.

                            Regards,

                            ICICI Lombard General Insurance
                            Dear Ramesh,

                            We would like to inform you that the below claim has been processed and approved.Below are the details of the same.

                            Claim no.[protected]
                            Claim amount : 33874
                            Sanctioned amount : 12804

                            Disallowed reasons : Rs.20/- Deducted as triphala tab charges not payable. Rs. 6/- DEDUCTED AS ALPRAX CHARGES NOT PAYABLE. Rs. 8672/- Deducted as bno. 439 dt. 1/9/14, 9001 dt. 1/9/14, 907 dt. 29/9/14, 589 dt. 29/9/14, 583 dt. 29/9/14, 883 dt. 20/8, 5874 dt. 4/10, 1226 dt. 4/10, 929 dt. 29/9 fall prior to 30 days of date of admission. Rs.200/- Deducted as registration and emergency call charges not payable. Rs. 12172/- Deducted as no bills furnished.

                            Regards,
                            ICICI Lombard General Insurance
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                              M
                              murali krishna s a
                              from Bengaluru, Karnataka
                              May 11, 2015
                              Resolved
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                              Resolved

                              Ms Corporate Credit Services, Southend, Bangalore through their co-ordinator Ms Shilpa collected cheque for Rs 4900 (premium) against promised car insurance of Rs 325000 for my i10 car KA 05 MJ[protected] Vide cheque. The cover note was issued for Rs 30000 for a premium of Rs 4029. Hr policy issued for rs 300000 with premium of rs 4900. The discrepancy was notified to the facilitator who promised refund of excess premium Collected. Even after 2 months the problem has not Been solved. My several calls n msgs to the person n available contact Numbers have been a waste. Pl look into n resolve. Pl ensure refund of excess collected. MURALI KRISHNA S A. Mob [protected]. Thank u.
                              Aug 6, 2021
                              Complaint marked as Resolved 
                              ICICI Lombard customer support has been notified about the posted complaint.
                              Dear Murali,

                              We have made a note of the details.Our official will get in touch with you and assit you further in this regard.

                              Regards,

                              ICICI Lombard General Insurance
                              Dear Murali,


                              We understand that the refund amount of INR 500/- is done as per terms and condition.We look forward to serve you.

                              Regards,
                              ICICI Lombard General Insurance
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                                Napster IM
                                from Noida, Uttar Pradesh
                                May 10, 2015
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                                Address: Gurgaon, Haryana

                                It is very unfortunate and disappointing that companies like ICICI Lombard Motor Insurance is involved in such a fraudulent act. Below is the synopsis of the incident in detail. This is with regards to my motor policy # 3001/[protected]/00/B00 and claim #MOT0 4553559. My vehicle Ford Endeavor met with an accident on 25th April 2015 on our way to Mcleodganj. I believe due to hitting something on the road at night, the front left tyre burst and then the front right tyre also burst. Since the vehicle was in motion when this happened, both the alloys got damaged and the impact came on the suspension and chassis, which is badly damaged. At 1:50 am when I called ICICI for road assistance, they informed that the policy does not provide for road assistance. When I offered to pay for the service, I was informed by the Customer Care agent that the service is not available in the area where the vehicle was and I was advised to contact a local mechanic and get the car in moving condition and drive down. Since there was no damage to the engine, so we got the tyres replaced and the alignment was out, so we somehow managed to drive down to Gurgaon and the vehicle was given to Harpreet Ford service station on 27th April 2015. At the service station, the surveyor Mr. Mukesh Kumar and Area Manager Mr. Rajeev Dhawan did the inspection and denied the claim saying that the damage was due to tyre burst and there is no major physical visible damage; hence we cannot give the claim. However it is clearly mentioned in the attached letter given by Ford that there is an impact on the Chassis due to this accident and it needs to be replaced. The items damaged due to the accident are: • Both front Alloys • Both front Tyres • Front Bumper • Left Fender • Left Rear Bumper • Front Axel • Front Suspension • Chassis Cost estimated by the service center (Harpreet Ford Gurgaon) is approximately over 3.5 Lakhs. I fail to understand the reasoning given by ICICI for not providing the claim. Why would any sane person on earth will cause damage to the chassis intentionally and pay 40 % after the depreciation from his pocket when the vehicle is in good condition. This is such an illogical acquisition by the Area Manager. I have escalated the issue to the customer service department a number of times but have not received any response. If this is the case then I would rather go with some other insurance companies like Bharti AXA, Tata AIG or HDFC which at least respond to customer queries and respect the customers.
                                ICICI Lombard customer support has been notified about the posted complaint.
                                Hi,

                                Apologies for the inconvenience caused. We have made a note of the details mentioned.Our official will get in touch with you and assist you.

                                Regards,
                                ICICI Lombard General Insurance
                                very bad opinion about icici lombard.
                                Dear Ram,

                                Why such an opinion about us? To help understand your concerns better. Request you to write to us at [protected]@icicilombard.com along with your policy, contact and complete issue details. Our official will contact you and assist you.


                                Regards,
                                ICICI Lombard General Insurance
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                                  A
                                  amiadi
                                  May 8, 2015
                                  Resolved
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                                  Resolved

                                  HI I HAVE A M&M XUV 500.. WHICH GOT DAMAGED ON THE LEFT SIDE COMPLETELY ..THIS WAS ON THE 27 TH OF APRIL 2015 IN THE AFTERNOON .. I SENT THE CAR FOR ACCIDENTAL REPAIR IN ONE WEEK OF THE ACCIDENT ...MY MOTO CLAIM NUMBER IS ..MOT 04569497... NOW AFTER 4 DAYS OF GIVING THE VEHICLE I AM BEING TOLD BY THE SURYEOR THAT THIS IS OLD DAMAGE ...AND WE WILL ONLY PASS THE REAR LEFT DOOR AND PANEL ...ON MY QUESTION WHAT IS OLD DAMAGE AS IT WAS A SINGLE ACCIDENT THAT THE DAMAGE OCCURED ...AND THE CAR HAS BEEN UNDER THE INSURANCE OF ICICI LOMBARD FROM 3 YRS UNDER A ' 0 ' DEP PLAN ... THE ANSWER OF THE SURYEOR WAS SIR BE HAPPY THAT I AM PASSING THIS MUTCH ALSO ..I CAN REJECT THIS CLAIM AND U WILL NOT BE ABLE TO DO ANY THING ABOUT IT...AS SAID BY MR VIVEK CHANDRA...SURYEOR... DUE TO THIS I AM LEAVING THE ICICI LOMBARD INSURANCE AND SHIFTING TO TATA AIG...BECAUSE U PEOPLE WONT PASS CLAIMS WHICH ARE GENUINE AND WILL IMPOSE SOME TECHNICALITY OR THE OTHER TO REFUSE CLAIM ... I DEMAND A COMPLETE REVIEW OF THE CLAIM ASAP...AND JUST CLAIM SHOULD BE PASSED ... ASHWANI KUMAR KHANNA [protected]
                                  Aug 6, 2021
                                  Complaint marked as Resolved 
                                  ICICI Lombard customer support has been notified about the posted complaint.
                                  Dear Ashwani,

                                  We have made a note of the details.Will have our official contact you and assist you in this regard.

                                  Regards,

                                  ICICI Lombard General Insurance
                                  Dear Ashwani,

                                  We write this with reference to your concern regarding claim no MOT04569497 registered under policy no. 3001/71667851/02/000.

                                  We would like to inform you that we are processing the claim for your vehicle. The vehicle will be delivered to you shortly.

                                  For the status of the claim you may get in touch with Mr. Param Singh on [protected].

                                  We assure you our best services and look forward to serve you in future.

                                  Regards,

                                  ICICI Lombard General Insurance
                                  Dear Ashwani,

                                  We understand that you have taken the delivery of your vehicle on 16th May2015.

                                  We hope to have resolved your concern and look forward to serve you


                                  Regards,

                                  ICICI Lombard General Insurance
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                                    sujoyrc
                                    from Mumbai, Maharashtra
                                    May 7, 2015
                                    Resolved
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                                    Resolved

                                    I, Sujoy Roy Chowdhury Complain about the deducted amount of Rs.9990/- for familyfirstplus plan on 6th May 2015 at 4:00 pm a call was received from icici lombard.They have explained me about plan just then I have been talked on IVR and then after they emailed me details.They have explained me about Five benefits which useless for me as emailed details and due to some mishap in my family I faced the financial problem. Without wasting time I sent them an email at that night to cancel my transaction and familyfirstplus plan.Next they called me to explain about it, but plainly told her (Puja) to cancelled my plan.I haven't received any document from them or any parcel. So I request you to help me on this matter. Hoping for favourable prompt reply. Transact ID 18659
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    ICICI Lombard customer support has been notified about the posted complaint.
                                    Hi Sujoy,

                                    We request you to provide the bank statement of the month when the payment was deducted from your account. Please provide the email id and interaction id for further review.

                                    Regards,

                                    ICICI Lombard General Insurance
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                                      R
                                      Rajiv Dhull
                                      from Kotputli, Rajasthan
                                      May 6, 2015
                                      Resolved
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                                      Resolved

                                      Address: Gurgaon, Haryana

                                      Hi, 1. Admitted to Artemis Gurgaon for slip disc. 2. Spent a week there. 3. Started therapy at home (therapist assigned by same doctor) 4. Spoke to icici Lombard people if this was covered under their policy. 5. After they said yes, I was treated at home for slip disc. 6. Sent all the original bills from Artemis to the Hyderabad office of icici Lombard. 7. And the claim stands rejected as they don't pay home visit charges now. 8.
                                      Aug 6, 2021
                                      Complaint marked as Resolved 
                                      ICICI Lombard customer support has been notified about the posted complaint.
                                      Hi Rajiv,

                                      We have made a note of the detaisl.Our official will get int touch with you.

                                      Regards,

                                      ICICI Lombard
                                      Hi Rajiv,

                                      We would like to inform you that we are re-viewing your claim.We request you to provide your alternate contact no. in order to get in touch with you to resolve your concern on the mentioned claim.

                                      Regards,

                                      ICICI Lombard
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                                        ramji2882
                                        from Boisar, Maharashtra
                                        May 5, 2015
                                        Resolved
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                                        Resolved

                                        Address: Thane, Maharashtra

                                        I have drafted 1st email to ICICI lombard on 03rd Jan2015 for register of claim as per non-employement clause on my housing loan. Claim No. GEN[protected] provided to me. My policy certificate no. is 4065/IHFL-HL/2835159/00/000. Finally after long conversation & follow-up finally they provided me reference number : [protected] & ensured me that they will clear the things on or before 20/03/2015. After that on 24/03/2015, they asked to courier hard copies of Claim form, Appointment letter, Salary slips, letter from employer, etc. I provided them all above document on 25/03/2015 by scanned email copy as well as courier to their Telangana office thru Tirupati Courier, POD No. [protected]. The courier was received back to me undelivered on 03/04/2015 (reason provided is - Party not accepted) which i informed to customer care of ICICI lombard on same day. As on today no action is taken & after 4 months still matter is unresolved. Hoping for positive feedback & action in this regard. Thanks. Ramji Tiwari [protected]
                                        Aug 6, 2021
                                        Complaint marked as Resolved 
                                        ICICI Lombard customer support has been notified about the posted complaint.
                                        Dear Ramji,

                                        We have made a note of the details.Our official will get in touch with you.

                                        Regards,

                                        ICICI Lombard General Insurance
                                        Dear Ramji,

                                        This is with reference to the claim no. GEN[protected] under policy no. 4065/IHFL-HL/2835159/00.

                                        We have perused the documents and information provided. However, we would like to inform you that we have not received the following necessary documents for processing the claim.

                                        1. Original Duly filled in claim form (with description of the event)

                                        2. Photocopy - Policy copy OR Recent Loan or 3 months Card statement (with card copy) if policy linked to

                                        3. any Loan or Card

                                        4. Releiving letter from employer confirming the reason for termination (due to Lock out, Retrenchment, Cost

                                        5. Cutting and Pink Slip/ Any communication from employer)

                                        6. Last 3 months pay slip or bank statement (for NRI) or Copy of Form 16

                                        7. Copy of Appointment Letter of last employer

                                        8. Contact details of employer (phone no. / mobile no./ mail ID/ contact person in HR/ Admin/ Personnel dept)

                                        9. Appointment letter of Employer if Re employed

                                        10. VISA proof and Passport copy ( for NRI)

                                        11. Cancelled Cheque of the claimant (with account holder's name printed) OR NEFT Mandate form duly filled

                                        12. and verified by bank

                                        13. AML Documents of the claimant If claim amount more than 1Lakh claimed on an individual's account (Two

                                        14. passport size photograph, ID and residence proof of the claimant, as per the list provided in last section

                                        15. of the claim form)


                                        Further, we have communicated the above requirement through Letter dated 29th January 2015, 13th February 2015, 4th March 2015 and 6th April 2015.

                                        Kindly get back to us in 4 weeks of time; failing which the claim shall be consider the same as Closed /Accepted Rejection

                                        We request your co-operation in the interim and look forward to serve you.

                                        Regards,

                                        ICICI Lombard General Insurance
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