Standard Chartered Bank Complaints & Reviews

Hi,
I got information about an offer from SC bank credit card which included offer from Travel port for 2 days night stay in the hotel of my choice, dining card and apollo health check up. I was told that for the Travel port I just need to give them a call to bool the hotel and during peak time i just need to inform them 28 days in advance to the least. But once i recieved the document i can see that i have to pay 1300 for domestic and 1500 for international booking. Also, there is no service during holidays and peak time.
I was also told that if i will pay in EMIs and if i am not satisfied with the services i will have to refund the kit and i will receive 75% of the amount paid. Now when i contacted the customer care, i am told that they will deduct 75% on the full amount.

Please help us from the credit card frauds prevailing around. Thanks

TO,
STANDARD CHARTERED CREDIT CARD DEPT.
BANGLORE,
SUB-WAIVER OF LATE FEES & INTEREST CHARGES
SIR,
I NAMAN BANSAL IS HOLDING A CREDIT CARD OF YOUR BANK .THIS IS TO BRIN TO UR KIND
NOTICE THAT I HAD AN OUTSTANDING AMT. ON MY CREDIT CARD IN THE MONTH OF JANUARY2010 THAT WAS RS3300=00,FOR WHICH I ISSUED
A CHEQUE FOR THE SAME AMOUNT AND IT WAS CLEARED FROM MY ACCOUNT ON 23RD JANUARY,BUT DUE...

Dear sir,

Iam holding standard charted Credit card : ([protected])

They have charged extra interst on my credit card even i have issued the cheque in time.

this is in the year 2006 and 2007

iam writing this mail 5th time.

Pls see iam explaining my STMT from October to Februaryy..


october - stmt

PREVIOUS BALANCE 3.39CR
270906 RUPERI SAREE CO PUNE IN 75176376271001562698815 1,400.00
031006 LAXMI PEARLS 2_PUNE IN 75176376278001588500006 890.00

NEW BALANCE 2,286.61
MINIMUM PAYMENT DUE 114.33


I dropped cheque in 31 october due date nov [protected]@ 2287 but they are not credited my cheque


November- stmt

PREVIOUS BALANCE 2,286.61
201006 SUN ARCH RETAILING PUNE IN 75503726294629301105057 1,999.00
021106 KETKI SUPER SHO PUNE IN 75176376307001707136349 525.00
051106 KETKI SUPER SHO PUNE IN 75176376310001716841181 361.00
051106 BHAGYALAXMI STA PUNE IN 75176376310001716860827 800.00
081106 LATE CHARGES 350.00
141106 INTEREST 176.48
141106 SER TAX & CESS 12.24% 64.44

NEW BALANCE 6,562.53
MINIMUM PAYMENT DUE 442.46


Again they included old balance 2286.61 and sent this stmt again i dropped cheque in november 30th @ 5980 i deleted interest
(350.00,176.48,64.44) i paid 5980.

Again they debited in to my account to the old cheque @ 2287 rupees. this they have to pay to my account.

same thing i fax to the standard charted fax number = 24919180.


December - Stmt

PREVIOUS BALANCE 6,562.53
081106 LATE CHARGE REVSD. 350.00CR
051206 APPORTIONED PYMT - 41460 SEQ054 5,980.00CR
141206 INTEREST 125.20
141206 SER TAX & CESS 12.24% 15.32
141206 SERVICE TAX REVERSAL 42.84CR

NEW BALANCE 330.21
MINIMUM PAYMENT DUE 16.51


In December they are again charged interst and service tax but they are not included my payment @ 2287.

They only reversed my late charge but they are not reversed my interest and service tax.

In this stmt they are borrowed to me @ 2295 after reversal of my interest and service tax in november. And they are debited in to my account @ 2287 including this.

But they sended above stmt with out this money @ 2287 and they included interst&service tax again.

140 rs they added again in december stmt.


January - stmt

PREVIOUS BALANCE 330.21
030107 KASAT PETROLEUM PUNE IN 75503727005700301008522 512.50
030107 BHARTI CELLULAR LTD PUNE IN 75425317004000122308748 542.02
030107 BHARTI CELLULAR LTD PUNE IN 75425317004000122308730 662.83
060107 FutureBazaar In MUMBAI IN 75176377008001976274995 488.00
080107 LATE CHARGES 350.00
130107 INTEREST 36.98
130107 SER TAX & CESS 12.24% 48.90

NEW BALANCE 2,971.44
MINIMUM PAYMENT DUE 165.08


i am aware of my balance is in standard charted bank so that i have purchased 2205.03 in january.

Again they included late charges&interest ser tax and previous balance agagin.

In this time i will get 87 rupees from standard charted bank.



February - Stmt


VEENA

PREVIOUS BALANCE 2,971.44
080107 LATE CHARGE REVSD. 350.00CR
030207 CHEQUE PAYMENT A[protected] 2,287.00CR
140207 INTEREST 58.57
140207 SER TAX & CESS 12.24% 7.17
140207 SERVICE TAX REVERSAL 42.84CR

NEW BALANCE 357.34
MINIMUM PAYMENT DUE 17.87

This month they are credited my previous cheque i dropped @ november.

they have to pay to me @ 87 ruppess according to the above stmt.

when i called to customer care in december they told we will reverse all excees amount.

but they only reversing later chare and server tax they are not reversing the interest.

This is not my fault iam dropping cheque @ every month they only did the mistake to credit my november cheque @ february and asking to pay more money.. still i already informed them and faxed also my bank stmt.


Hence i dont want to pay any money to your bank. You have to pay money @ 87 to my account.

If you have any doubts in above pls contact me ASAP.

Why because iam disposing my Standard charted credit card.

iam writing this on behalf of my wife......


Thanks
Veena Lavanya M

I had to face lots of abuses and bullying by The Standard Chartered Bank Credit Card people for not paying their unjustified & illegal claims. They bent all the rules & guidelines of RBI wherein I had to lodge a complain with the police to stop the hooliganism by the bank. Unable to put me down they lodged a complain in the CIBIL showing a loan of more than 8 lakhs against my card and also writing it off. I fail to understand that why did not they lodge a legal suite against me to recover this huge amount if they had given it to me. Is it because their claim was baseless or unjustified?

My concern is, how true are the innumerable complains that have been lodged by these rogue institutions in CIBIL? CIBIL rates the customer's creditworthiness BUT who rates their authticity. Going by this way soon it will become a farce.

My name is Nayan Malik and I stay In Ahmedabad. I have salary account in Standard Chartered Bank at Ahmedabad. On 5th March 2010 I had withdrawn 10000 Rs from my account by using ATM o[censored]nion Bank Of India at Sabarmati, Ahmedabad, but the amount was deducted from my account and the cash did not came out from the ATM Machine. I immediately called up the Standard Chartered bank helpline about the same and they told me that if the cash is not withdrawn then it would be credited back into your account within 24 hours . The next day morning I informed about the same in Union Bank of India Branch also from where I have done the transaction as the ATM and the branch are at one place only. I have given a written complain in Standard Chartered Bank also about the same and I was told that within 21 days you will get the money. But still inspite of 2 months have gone I have yet not recvd the money and I have given all the details asked by the bank. Request to help in this matter.

I had cacelled my credit card of Standard Chartered Bank in 1997 and submitted it along with last payment. I tried for loan and learnt from various service providered that my status with CIBIL in not clear because of the above. I request CIBIL to get me details of pending payment with the bank along with description of the pending dues. This will be highly appreciated and helpful.

Thank you,

Indu Malhotrabr...

Dear Sir,

I opened a 3 in 1 A/c with Standard Chartered Bank..AS per the terms , I will be getting a Zero Balance SB Account, a Demat A/c and an Online Trading Account...I had called the customer care and a marketing officer came to me with all the forms ...I had always insisted on a 3 in 1 account...At the time of signing , I relied on the Marketing guy and signed at the relevant spaces.

I got a shock when I saw a debit of rs 1654 on 05-05-10 ..On enquiring I came to know this was on account of Non Maintenance of Min Bal...I told the customer care that I had opened a 3 in 1 account and so it is a zero Balance account and hence asked him to reverse the charges...He told me that in their operating System it has been opened as a Normal Account only and a Demat Account has been linked and so it is not a 3 in 1 account...I told him it is the mistake of the bank as I had asked for a 3 in 1 account only.He asked me to contact the Branch (Adyar Chennai)..There the officer asked me to send a mail to customer.[protected]@standardchartered.com...There is no response..i even filed a complaint in their website, no reply..

I do not know what i can do...For no fault on my part they have swindled Rs 1600 ...Is there any legal way out??...I dont know the exact forms signed as i relied on the marketing guy...


regards,
Vikram.R

Sir/ Madam,

I have been receiving call just few days back from a lady called Pooja from SCB regarding outstanding on credit card due from 2006.

I have no standard charted bank credit card, infact this lady had recently called and sent representative for new credit card application.

I dont understand why suddenly after 4 yrs Standard charted bank has woke up saying there is a credit card in my name which has a outstanding only after continuesly following up and asking me for applying for credit card.

In fact I have been threating calls from this lady and disturbing my mental peace.

I request for a necessary action against this.

regads

Narender

I had applied for car loan to SBI. During processing they found that an amount of Rs27213/- is written off from some credit card bank and they did not processed my loan apllication. As per their report I contacted CIBIL through email and they informed that this amount belongs to SCB(attched)

I recieved a mail from SCB stating that I do not have any outstanding payable(attached). I had credit card of SCB during 1999 to 2001 and I had paid all amount on 02.01.2001. I did not make any transaction from that period. And even did not recievd any correpondance from SCB

Sir, If I do not have any outstanding payble to SCB why they had given my name to CIBIL. Please help me in removing my name from CIBIL

Dear Sir

I have received several calls from the Standard Chartered Mumbai call center for credit cards. I have this morning received a call from Ms Jiah from landline no.[protected] . This is despite me putting myself on the DND and DNC list several times. It is a very frustrating experience and I believe as a consumer I have a right to complain on this matter. Request you to guide me further to consumer courts/other forums so that Standard Chartered can be penalized financially.

Regards
Simran

Hi,
I had taken a loan of 4.80 lac from Standard Chartered Bank in 2008. I paid my EMI of Rs.13700 regularly but in 2009 I lost my job and managed to pay the EMI using all my savings. I exhausted all my saving in paying loans and credit card bills. Then I got a job for 4 months so paid 4 EMIs to the bank. I missed 4 EMIs due job loss. Now again I am jobless since 2 months and the bank collection agents harass me. I take their just to keep them away from my house as twice they came and created a havoc. I told them I don't have job and will pay back once I get one but they wont listen. I really feel like killing myself some times. I told know what to go? Please help!

I am in great despair.

Hello,

My name is Prajakta Harmalkar. I am a Deutsche Bank Employee.

I want to bring the following to your notice, as I donot want innocent people like me to be taken for a ride.

Around a month and a half back, all the deutsche bank employees were getting calls from Standard Chartered offering a Platinum Credit Card. I got such a call on my office desk phone.
The offer looked good so I thought of going for it. I was asked to submit my payslip and address and ID proof. I had asked the person who had come to collect the documents for a receipt, to which he said that a receipt is not required and gave me the below mobile number of Mr.Rohit to follow up if required. ([protected]). Mr.Rohit was the sales person who had called me many times to sell the card.

Some people had come to my residence for ID verification etc. After that there is no communication from StanChart what so ever. Therefore on 12th April I had called up Mr.Rohit to inquire about the status of the card. He had said that the status will be communicated to me on 13th April. I received no call from him. Since I did not hear from him or the bank, I called him , but my phone calls were not answered.

I have even contacted the helpline but they just give me some email addresses to write to but no solution is provided. Therefore all I have with me now are autogenerated email responses. Below are only a few of them:
1.Auto Response from Standard Chartered Bank (KMM4529585I15977L0KM)
2.Auto Response from Standard Chartered Bank (KMM4506384I15977L0KM)
3.Auto Response from Standard Chartered Bank (KMM4505456I15977L0KM)

What sort of service is this??????? At the time of making a sales pitch such tall claims were made but whats the use!!!!!! This is highly unprofessional and unethical behaviour. I want all my documents back as I am not aware of what is happening with those.

Regards,
Prajakta Harmalkar

I had a credit card of this bank in1998 which i settled in 2002. I have the settlement letter in original from bank.In Feb,this year bank froze my bank account with the same bank & after few days debited all the balance in favor of credit card a./c.

I kept on complaining to their banglore office but they did not listen. When i threatened them that i will go to court then after facing harassment for almost 40
days,they credited my account & apologised.

During this my 2 cheques were dishonored & i had to face humiliation & it made an impact on my cerdibility in the market, Now I want to claim damages plus want to tell the people how this multinational banks operate. Please guide me.

I have received the e-statement for my bill which is due on 16th April 2010 on 28th March 2010 and come to know that there have been charges of Rs. 995.00 on account of CPP Membership. According to my understanding and the offer that was stated to me by the Customer Care/ Representative, the offer has to be firstly availed for getting the hardcopies of the scheme. As I wanted to go for the scheme but only after looking at the hardcopies of the scheme, he suggested to avail the offer and cancel if don’t require within the 30 days of availing. As the charges were debited on 5th of March 2010(reflected in statement), I called up to Customer care for getting the CPP membership cancelled as the same is not suitable. They refused to get it done as according to them freelook period already expired (i.e. on 26th March 2010). According to them 50% charges will only be refunded, whereas your representative had earlier told me that upto 6 months of membership only proportionate charges will be levied and remaining will be refunded.

I have also reported for cancellation on the very same day I got the e-statement but they say it is already 2 days past.


Post my written complain on 30th March 2010, some representatives from SCB, Gurgaon have called up. As per the request of therepresentative on 1st, 2nd and 3rd April 2010, the amount of CPP was to be fully reversed and also I will get the documents of the scheme to look upon if want to go for it. But as confirmed on 8th April by the representative on 39404444 the amount has only been reversed to the tune of 50% and the CPP has also been cancelled.

Today on 20th April, somebody called from SCB that this is what we can do you again go and complain to cardservices, which i have already done 2-3 times. Please resolve the matter, require your help.

This is regarding my account, I have faced a lot of problems since the day I started the procedure to get my salary account generated.

1. Firstly, there was a delay in getting my account generated.This should not have taken more than 10 days, but it took more than a month to get the account generated for no fault of mine ( my documents and other information was in proper order).
2. When I finally got the welcome kit my name was wrong...it was addressed to Mr. Mukhvinder Kohli instead of Ms. Mukhvinder Kohli. I have put a request regarding the same and it is yet to be processed.
3. The last straw was when I got a text msg saying that the courier carrying my ATM/Debit Card has been returned undelivered (why I don't know). I went to the bank branch in Chandigarh where as usual I got no assistance. I then called the helpline as mentioned in the text msg but I request to get the Card re-delivered was not accepted.

I have had an association with various banks both private as well as nationalized, but I must say that my experience with your bank has by far been my worst experience and I am not exaggerating !!!! Though I really want to close the account and get this mess over with, but I have no option as it is my salary account.

Do let me know how many more hassles I have to go through before getting this latest scenario sorted out.

I got a call from[protected], callers name was Sindhu. She asked me if I received a credit card from Standard chartered yet or not. When I said no, I did not receive it, she said that it was not approved because form was not filled in capital letters. I confronted her saying that I filled it properly and in capital letters and that she was lying because I got a call last week from same number by some caller whose name is Poonam and she told me that card was not approved because permanent address was not verified properly. With this, Sindhu got irritated and asked me if I have proof that I am talking truth and disconnected the call saying "Nonsense" to me.

I want to know what kind of customer service is this? This is a complete fraud, and I am going to sue you guys if it repeats. Poonam even gave me a reference number for my card application which is ccd1311vrt

I am not sure if it is a correct number or not because there is no way we can track the application status.

I have already provided proper documents to the bank and I have got verification calls from their bangalore office. Verification was already successful but I never recieved a card, its been about a month now that verification was complete. I need to know if these calls are not hoax and authentic and if they have any customer care guidelines or not. She clearly misbehaved on call and I suspect that there is no such procedure in their bank to track these calls.

Non settlement of card account, harassmant from Bank agency, exhorbitant charges levied without providing records and reconciliation, late services, intentional delay in settlement and harassment calls from [protected] to mobile and family inspite of clear complaint to not to make phone calls and inspite of several requeste to correspond over email for clarity of information.

Harassment by Bank and Recovery agents for Standard Chartered Credit Card No. [protected]

Above card is used since 1995 till 2005. Usage of the card is stopped after noticing inorbitant charges in late fees, interest and interest on charges. Bank has charged annaul fee for new gold card which was delivered after one month and the card was never used for any transaction.

Thereafter till Feb 2006 numerous complaints were made to customer care for the consolidated statements for actual card usage and the late and other charges and for reconciliation of my payments payments for settling the account. The complaint was never addressed. At this time the bank claim was about 16000 including annual fee, later charges and others. Actual usage was nil.

Feb 2006, one of the of the account manager promised to settle the card with a payment of 7037/- As annual fee for the late card delivery and subsequent late charges on the card as the card is not used transactions. Accordingly payment was made vide Jumbo Courier Co. Pvt Ltd. Receipt N. 802173 along with a hand written letter for the settlement payment and the card cancellation.

Jan 2009, Again after three years one Mr. Rathore from Delhi clamed to be Advocate of bank and his associate started calling from [protected], [protected] for payments. This time the amount claimed was about 28000 without any transactions. It was told that the case is in legal and settlement is to be made, provided me settlement letter No. NDR[protected] Dt 12.12.2008 for 7000/- . Even threatening calls to send police to home and freightening familay members was done to get this payment. Request for reconciliation statement were never addressed. Fed of the harassmane the paymend was done on 28.03.2010 and informed to both these gentlemen. After one month when did not receive any confirmation of settlemen, informed Standard Chartered Customer Care above issue and requested NOC.

In between couple of calls were addressed informing the above settlement and asked to verify from bank records.

April 15, 2010; However again after one year today received calls from [protected] claimed to be from Standard Chartered Bank. Asked the caller to send mail and stop calling. But irritating call repeated for several times and again called home phone to disturb family members inspite of repeated instructions not call home and even on intention to lodge complaint against bank for this harassment.

If the Bank provides reconciliation of transactions and records The payments to Bank definitely exceed actual usage of card for purchases and legitimate charges. Instead of providing clarity on usage the bank is intentionally keeping on charging and forcing to collect money illegally by disturbing privacy of family, using unparliamentary language, threatening calls even used.

Request committee to take up this as special case of the Bank harassment to credit card users.

Wtih best regards,

K. Bhaskara Rao

After charging much more than a normal meter, (as per the distance) and making the auto driver realize the same, he not only spoke foul language but also did'nt have change to pay me back. (The meter showed Rs 12, I gave him Rs 15, he did'nt have the change)

Autorickshaw Number was:

MH02QA9746

Travelling from Khar Station (W) to Khar (W)

while recording the change of address following mistakes are commited by the bank-
The surname of the first holder isCHATURVEDI , it is mentioned as CHATRUVEDI
THE CORRECT PIN CODE IS 700007 ,wrongly the pin code of chennai is given in the address

Hi,
4 days ago I applied for a home loand and I came to know that I have a non-payment entry against my name in CIBIL. I enquired about it and came to know that Standard Chartered had reported it against some credit card which was issued in my name in 1999. Now its been 11 years and I don't have any recollection of the card or any transactions that may've happened on it. Neither did Stan Chart try to contact me all those years. I received no phone calls, no emails and no letters in this time.

Now I want to settle the issue and have my name removed from CIBIL defaulters list but I can't seem to reach anyone in Stan Chart. I visited their branch and they said I'll have to use the phone banking. I called them up and I was asked to write a mail to card.[protected]@sc.com I wrote two mails but haven't received a response so far. Please help me here as my loan application is pending.

Thanks
Manish Jain