Axis Bank Complaints & Reviews

I am writing to you with regards to my Savings account maintained with Axis bank.

I had opened a salary account with Axis bank which was converted to a regular savings account after my resignation from my company. I have not used the account for almost 3 years now and in June 2021 I received an SMS asking to maintain minimum balance to avoid penal charges.

When I inquired, I was shocked to know that the account has a negative balance of 13000. This is against the RBI circular which clearly says that banks should not make the account in negative balance due to levy of charges.

Please look into this.

Service Request Number:[protected]

Card Number: **** 5572

Full name: Kavin Palanivel


This is regarding Service Request number[protected], As my credit card due amount is 29, 962.00 which is due on 9 September 2021 this I was going to pay as soon as my salary is credited to my account which is today. I don't know why my debit card is negative 29.962. I had 28, 000 which I was saving to pay and I was waiting for my salary to be credited so I could clear my due before the due date. Unfortunately, the amount I had is no more with me and also the salary will be no use to me.

I called customer service regarding this first they said it will be credited within 2 working days I waited but my account was still in negative I called them back and this time they said to clear the amount as soon as possible then only you will get your amount back if you don't pay, the salary which is going to credit today will also go on negative and they mentioned to visit the branch and submit the CRF form but I am working and cannot visit the branch during working hours. At this point, I have no other source of income or any saving to pay the due amount requesting you to please assist with my query so I can pay due with my own money which is on negative and my family is going through a financial crisis I don't want to mix this up with things going through with me already


Kindly help me with the money which is stuck in my debit account. As soon as this is resolved I will be able to pay the due before the due date. MATTER URGENT.


Kind Regards,

Kavin Palanivel.

Customer of Axis Bank.

Dear Sir,

हेलो सर मेरा नाम हर्ष महेता हे और में देवास मध्य प्रदेश का निवासी हु में एक प्राइवेट कंपनी में जॉब करता हु और इसी सैलरी के कारन मेने लोन लिए था जिसकी डिटेल निम्नलिखित हे :-
एक्सिस बैंक PPR[protected], 37, 966.00
एक्सिस बैंक PPR[protected], 161.00
होम क्रेडिट - [protected] - 65, ०००
इसके अलावा एक्सिस बैंक का क्रेडिट कार्ड आखरी नंबर 6496 और एच् डी एफ सी का कार्ड जिसका आखरी नंबर 1781 हे मुझे शुरुआत में इसकी इ एम् आई देने में कठिनाई नहीं हुई लेकिन अब COVID के कारन में असमर्थ हु इसे भरने में अतः आपसे निवेदन हे के इन लोन से मुक्त करवा दे अगर आप मदद करेंगे तो मेरे ये लोन माफ़ हो जायेंगे क्यूंकि इन कर्जो की वजह से में अपने फ्यूचर पर भी ध्यान नहीं दे पा रहा हु एक्सिस बैंक ने तो मेरे अकाउंट नंबर [protected] को ब्लॉक कर दिए हे और अब मेरे पास इंदौर से देवास जाने का किराया भी नहीं हे मजबूरन दोस्तों से उधर लेना पड़ता हे आपसी निवेदन हे सर के मुझे इन कर्जो से मुक्त करवा दीजिये और हो सके तो मुझे अगर 6 लाख का लोन दिला दे ताकि में इन सब कर्जो से मुक्त हो जाऊ और अपने छोटे से स्टार्ट अप को आगे बड़ा सकू सर

हाथ जोड़ केर निवेदन हे आपसे Please meri madad kariye

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