Bajaj Finance Complaints & Reviews

hello. My name is Avi Ganpat Patil. I have purchased Refrigerator on EMI from vijay sales goregoan and its first EMI Rs1560 apprx. was due on 2 of jan but but five days before it, I recieved SMS saying My EMI amount is Rs.2081. I contacted Vijay sales and they told me that there is an insurance policy activated and the extra charge is due to it . I have not received any kind of information about such a policy and not confirmed the same if i was aware of such kind of fraud activities o[censored]rs i would not have purchased the fridge. Why should i pay for ur mistakes. I am a middle class person and also can't afford the extra Rs350 charged to me because of check bounce. Because i have kept the required amount my acount as i was not aware o[censored]r fraud policy. I[censored] will not pay heed to my problem then I will make sure that everyone will be aware of the fraud activities o[censored]rs on every social media.

Hi, my name is AVINISH MAINI and my customer id is 15571799.. I have done a transaction of EMI against my loan through bajaj finance app, but the transaction got declined (as showen by the app) and the money was deducted from the a/c and your agents have also collected money from me. Bank says you have claimed the money. transaction was done on 12/Oct/2014 of amount Rs.3, 419 from HDFC a/c # [protected] . So, I kindley request you to revert my money back as soon as possible.

i have purchase a tow wheeler and taken finance through your finance company, the mistake i made, till now i have not received the NOC to terminate the Hypothication from RC book, my vehicle no is MH03 AY 8512, REQUEST YOU, please send the NOC as soon as possible on below mention address:- Add:- room no. A-2, nilkantheshwar rahivashi seva sangh, plot no. 138/b, transit camp, mankhurd- ghatkopar link road, mankhurd (west) mumbai-400043 mobile no. [protected] / [protected]

Hi Team, This is the second time I am writing to them with regards to EMI intimation that I am receiving from them. This time it even says the loan account number 4050CD06628048 and that it will debit my Yes bank account. I have never applied any loan with them. Why should my account be debited with an amount of 1017/- every month. This is a very serious issue.

From: BISWAL, TAPAS KUMAR Sent: Thursday, December 18, 2014 9:19 AM To: [protected]@bajajfinserv.in Subject: FW: [External] RE: HI, THIS IS TAPAS KUMAR BISWAL - LOAN ACCOUNT STATEMENT FOR 4100CD02191402 Importance: High REMINDER 1 WAITING FOR YOUR VALUED REPLY. With Best regards & at your service, Tapas Biswal From: BISWAL, TAPAS KUMAR Sent: Saturday, December 06, 2014 4:33 PM To: [protected]@bajajfinserv.in Subject: RE: [External] RE: HI, THIS IS TAPAS KUMAR BISWAL - LOAN ACCOUNT STATEMENT FOR 4100CD02191402 Dear Sirs / Madams, KINDLY RETURN Rs.700/- TO ME within[protected] and confirm PLEASE. Otherwise, I will stop the Last and Final ECS and Pay you the rest amount by cheque. With Best regards & at your service, Tapas Biswal From: BISWAL, TAPAS KUMAR Sent: Friday, September 05, 2014 4:58 PM To: '[protected]@bajajfinserv.in' Subject: RE: [External] RE: HI, THIS IS TAPAS KUMAR BISWAL - LOAN ACCOUNT STATEMENT FOR 4100CD02191402 Dear Sirs / Madams, Thanks for delayed answer. You have written that I have given you Invoice BUT THE SAME INVOICE IS LOADED IN MY ACCOUNT 4100CD02191402 BY YOU ONLINE. HOW CAN YOUR ESTEEM OFFICE CAN DO SUCH IRRESPOSIBLE DEDUCTION AND CALCULATION. SECONDLY, YOU ARE DEDUCTING Rs.249/- FOR EMI CARD WHICH IS RECEIVED JUST FEW DAYS AGO. WHY ??? KINDLY RETURN Rs.700/- TO ME PLEASE. With Best regards & at your service, Tapas Biswal From: [protected]@bajajfinserv.in [mailto:[protected]@bajajfinserv.in] Sent: Friday, September 05, 2014 4:16 PM To: BISWAL, TAPAS KUMAR Subject: [External] RE: HI, THIS IS TAPAS KUMAR BISWAL - LOAN ACCOUNT STATEMENT FOR 4100CD02191402 Dear Customer, Thank you for writing to us at Bajaj Finserv. With reference to your query regarding your Loan Account Number 4100CD02191402, we wish to inform you that as per our records your loan is booked for Rs.25, 455/- for 9 months hence amount is divided into 9 equal installments. We have received invoice from your end which shows product cost is Rs. 24, 755/- which needs to be divided into equal installments. Also for EMI card you have paid of Rs.249 . In this case, we wish to inform you that it will take more time to make correction in loan amount, hence for faster resolution we will process the refund of difference amount to you which comes to Rs. 451/[protected] 249 ) We would also like to inform you that the EMI and loan details will remains unchanged as we are refunding the difference amount to you. Therefore we request you to kindly confirm us, so that we will process further. For any further clarifications, please write to us at [protected]@bajajfinserv.in Bajaj Finserv assures you its best service, always. Yours sincerely, Bajaj Finserv Bajaj Finance Ltd.

Hi, I am having one loan from bajaj finance and my loan due date is 5th of every month. Due to some problem I count make the payment on time. I tried to do the payemnt on 12th of dec and amount got deducted from my IDBI account but i got the failur notification from bajaj saying transaction was failed. hence i had to make one more transcation using my HDFC account and it was succesful. but my failed transcation amount has not been credited to my account yet. I have been calling bajaj finance customer care and they are not bothered to answer the calls.

This is Manjula. M from madurai.I have purchased HTC mobile in Poorvika from madurai through Bajaj finserv. .product Id is 412SCE06556227. On that day you made insurance for me. How can you provide this insurance policy without my knowledge. I dont need such kind of insurance policy. So kindly remove this policy otherwise i will make consumer case, i cant able to pay this amount.my contact number is [protected]

AS PER THE MAIL RECIEVED FROM BAJAJFINSERVER ON NOVEMBER 1 2014, I AM REGULARLY IN CONTACT OF YOUR CONTACT PERSON MR. NITIN BHANDARI (BAJAJ FINANCE PERSON) AT SNEHAANJALI, BHIWANDI OUTLET AND I HAVE SUBMITTED A WRITTEN COMPLAINT ON NOVEMBER 8 AND FORWARDED ALL THE MAILS AND SUBMITTED ALL THE NECASSARY DOCUMENTS BUT OF NO USE. I HAD PURCHASED A REFRIGERATOR FROM SNEHAANJALI BHIWANDI OUTLET ON 10/08/2014 UNDER SCHEME OF PROCESSING FEE REFUND ALONG WITH BOOKMY SHOW GIFT VOUCHERS. I HAVE YET NOT RECIEVED ANY OF THE MENTIONED SCHEME ITEMS AS OF NOT 4 MONTHS HAVE BEEN PASSED. I HEREBY KINDLY REQUEST YOU TO DO THE NEEDFUL AT YOUR EARLIEST. VIMAL SUMARIA BHIWANDI LOAN AC - 4M40CD04026117 [protected]

I AM A CUSTOMAR BAJAJ FINANCE AND MY LOAN ID IS L2WKOL02671594. YESTARDAY ONE OF YOUR EMPLOYEE (MITHUN CHOUDHURY) CALL ME AND USE VERY ROUGH LANGUEGE I ALSO TOLD HIM CALL ME LETER NOW I BUSY BUT HE DONT LISTEN AND CONTINUSLY REPET ME I KNOW YOUR OFFICE, I KNOW YOUR HOUSE, I SEND MY COLLECTTION BOY. I ALSO TOLD THIS MONTH NOT POSSIBLE FROM ME PAID MY EMI (BECAUSE SOME OF MY PERSONAL PROBLEM) YOU TAKE NEXT MONTH MY DUE EMI AND CURRENT EMI BUT HE DONT LITSTEN AND CONTINUSLY THRETE ME. SO PLEASE CHECK THE MATTER AND CONFORM ME. my contact no.: [protected] email: [protected]@gmail.com

To The Costumer care EMI Card Division SUB:EMI Card Blocked REF: Card Last Four Digital-8699 Name:K.v.Pradeepan Mobile: [protected] Sir I have purchased a lap top through your EMI card from viveks&co.Chennai, Porur, Branch on 24/10/2014. i have received a message that my card is blocked due to non payment of EMI.I have enough balance in my account and checked with my bank.I would like to bring your notice that am not in station and out of country.kindly update me the reason for blockage. This is my second purchase through this EMI Card but not faced such issues and very well it had been closed.I have a doubt that your executives were not been taken any signed documents from me at the time of second purchase. I have asked them why they are not getting my signature but told that already they have previous agreement, with that they can proceed. I trust that there may have some technical errors in documentation and bank may not have agree the old agreement.I will be town only end Jan2015.But Once you update me the issues properly I can make arrangement for immediate dues. Thanking you K.v.Pradeepan email Id: [protected]@gmail.com

Dear Sir/Madam I Kirubakaran.R mobile no:[protected] I received a phone call from Mr.Amar from pune. [phone no:[protected]] dt:[protected] at.18.51 bajaj finance, regarding convencing me to take policy.After so much conversation also I said that I am not interesting because of financial commitment, even this again he called me at:19.50 on same day (phone no.[protected]) and said that your policy proceed, I argued with him how you proceed without my permission. He started me block mail saying that yours pan card will be blocked you cannot make transaction with any bank and so and so...we have we have proof of recording which he said. I received message from AM-BAJAJF on[protected] Dear Customer, Thank you for choosing Bajaj finance as your Health Insurance Partner. Our verification team will call you shortly. Again I received message from AM-BJAZLI on[protected] at:9.09am Policy no:[protected] issued policy document will be dispatched shortly. In this regard I am requesting to please cancel my policy.and close matter.

I myself swapnil kale.i leave in navi mumbai juinagar.last week i went to buy mobile phone .i am a fresher customer and want to buy EMI card.i gave my light bill to them.in my light bill my address shown sanpada. and it ahown negative area in your system.i wnt to buy mobile phone from bajaja EMI.so please help me out. Thank you Swapnil kale...

Dear Team Bajaj, This is for your kind notice regarding the PL Approval under loan Application No: [protected], Loan Amount : 300, 000. The said amount is not disbursed yet, As per the Concern Manager of Bajaj Finserve. The same should been done on 30 Nov, 2014, But Unfortunately i have not been confirmed about the status of my disbursal. Results i had worst experience with Bajaj Finserve related to Customer care issues and poor communication. As the concern persons are not receiving any calls and not able to update the Status of Loan Amount disbursal. Meanwhile i have received the mail and SMS regarding the Loan disbursal as well. Regards Dr Maheen Asad [protected]

hello sir / madam well my friend has taken a personal loan from bajaj finance service unfortunately he is dead in 2 months after he borrowed money from bajaj finance service, now its 7th month going his family is paying monthly installments and not getting receipt the borrower younger brother spoke to the manager he keep saying you keep paying monthly installment and in month end i will get you the insurance money, but from 5 months we...

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To the dear respective i would like to inform you my self tanmay sarkar my a/c no is 4100cd00024891 my concern is that i have already paid all the payment through cash and i have all the receipt also payment cash so kindly provide my all the necessery document like NOC and all the copy kindly provide me iam already provide you all the document which i have so kindly look at the matter once because iam facing lots of probleam to take this cash ... your faithfully 3 Attachments Preview attachment Untitled-11.jpg Untitled-11.jpg Preview attachment Untitled-12.jpg Untitled-12.jpg Preview attachment Untitled-13.jpg Untitled-13.jpg

R, my name is jagdish singh, i have taken one consumer loan, and my registered mobile number is [protected], the loan amount was 35955, and first EMI will debit on 2nd DECEMBER, and i haven taken 9 months EMI for the same, and it suppose to come 3995, but today i got a message of EMI 4482, i called jumbo electronices, and spoke to bajaj representative, and he informed me that i have taken extra warrenty, so emi is more, and then i told him to reactivate that extra warrenty, so he said its not in his hand, and he given one seniors number, his name was mr.harshwardhan, and he was very rude, hidding information, irresponsible, irrespective, he did not response properly and told me to come on 1st of December, but i decide to go by today only and when i went there, and i called HARSHWARDHAN more then 8 times on phone, but he did not pick the call, then No one entertain me there as well on counter, then i directly went to Office and guard stop me, and i said i want to meet any senior, and then mr.devokash was help me a lot very nice man, he process my application, pls call me on [protected]

My name is RAVI, Loan Account No : 4040CD04109669 I bought one SONY XPERIA M2 in OCT-2014 from Reliance Digital, Bangalore around 20, 990/- on that time I paid 7, 000/- cash down and rest convert in to EMI ( 1, 750/- x 8 EMI = 14, 000), which will be auto debit from my Canara bank account on every first week of the month. But your persons not informed anything about this 12 months payment 1750 X 12 = 21000 Advance EMI 7000 at the time of taking loan. I was also not informed about this extra cost being added in my EMI in 12 months . Please clarify this convert my tenure in 8 months if take 12 months u will be forced to take you to consumer court for this fraud. Regards, RAVI [protected]

Hello Team, My Customer ID: 5904733 Mobile : [protected] In my civil report, shows some overdue amount with Bajaj Finance. Whereas I had cleared all the dues on time. Not single EMI bounced in my account. But it was actually for Customer ID :5419098. I do not understand why it under my name, when it was not mine. Can you please remove it from my account? This is hampering my credit rating.Please feel free to call me for any query.

Dear Sir/ Madam, I had taken 2 Consumer Loans from your esteemed Organization for purchasing Two Televisions.Both the accounts were closed and I have got the System generated NOC, for which I am thankful to your Company. At the time of paying my EMI's I was offered to take one Medi-claim Policy from your Company. In which the executive had given EMI facility for payment of Premium. I had cleared some installments also in that Policy. On November 2013 I had an urgency for Claim and I had contacted on all the Phone Nos given on the and found all the nos. are incorrect or changed. I had given a mail on that regard at that time but the same was ignored and I had stopped the payment to the Insurance Policy.In this month (November 2014) I had applied for a loan and found your Organization had TAGGED the Insurance Policy with my EMI Card as a Consumer Loan vide no. 410GIP00516037 and the same reflected as delinquent Account. After that the application of Personal Loan Was rejected, although I need the same on urgency.Now I have some questions to you and your Company1) How could a Company can tagged an Insurance Policy with the EMI Card of a Consumer without the Consumer's consent.2) After the first Complaint to your Organization how can the same ignored or unattended. 3) After the Complaint for including Insurance premium tagged with the EMI Card how can a Company continuing the ECS for next 3 or 4 months.4) How can a default in making payment can reflect in the CIBIL report.Please provide me the proper clarification in this regard within the next 7 days, else I have no other option than to go to the proper Forum.The snap shot of my CIBIL report is as under for your ready reference.', Regards, Kumar Ratnadip Majumdar[protected]