HDFC Bank Complaints & Reviews

Respected Sir, My name is Shibu, i am one of the hdfc bank credit card customer, i have long dues as per credit card statement i dont know how they done to me. i had paid my all dues, loan and other interest including late fees and still showing me a huge amount pending from me. i have 6lakh credit limit out of i have paid 7.5lakhs including late fees and other charges and bank still charging me extra 7.5lakhs for card. last year i.e. 2014 during april to august i had accident from bike my leg was fracture and i lost my job also but any how i had paid my bills with late and interest fees. now bank is not responding my my emails and they are sending some recovery person. the recovery person's mentally harrasment to my families and always try to fight and using bad language . please help us sir. i told them to settle the account but settle amount is unfair for me they are asking for 5lakhs but i really dont have money now coz i have paid all amount in credit card. i am unable to pay this amounts. i already paid 7.5lakhs, out of 6lakh total credit limit of my card. the bank given me credit card i am not gone to applied. and they didnt teach me the process o[censored]sing the card i though i have credit limit i can use that much amount only so i used that card and paid. some times i paid late so i paid including interest and other charges. Then how bank charge me 250% extra on me this is very complicated for me i am very stress and frusteted in my life i cant have any vision for live now i am very helpless sir. This private banks killing small town peoples.

Hi, My account is in HDFC bank and I had tried to withdraw rs 400 from HDFC ATM located at Naraina Industrial Area on 02-JUN-2015 then I got the message on mobile that 400 rs had been deducted but the money didn't came out of the ATM machine and then again I had tried with another ATM of HDFC there then I got the 400 rs but the amount had been deducted twice from my account but till now didn't refunded. Regarding that I inquired in the HDFC branch at Naraina but they told like after 7 days it will be credited to your account but till now the amount has not been credited in my account number. Account number:-[protected].

Dear HDFC, I am Naveen Krishna, having an account number of [protected] at Alwal branch. It is bringing to your kind notice that, I transferred an amount of 40, 000 rs on dated June2nd. In my balance sheet, it is showing 40, 000, But in my main account menu it is showing 39160 rs on dated 8th june. when I click the details it is showing that holding of funds. I don't understand what is meant by holding of funds, what is the amount to be charged for the same. I didn't maintain minimum balance for the last few months, each month hdfc charged me an amount of 396.60 rs by the name of AMB CHARG INCL ST & CESS, then how abt extra charges on the name of holding funds. Today I checked my balance it is showing 39, 325 again they charged me rs 674.16 by the name of AMB CHARG INCL ST & CESS, for the month of may. This completely un authentical, while opening the bank account they didn't mention any of these charges. Please take necessary actions against the hdfc for doing un aunthential penalities

Hi, My name is Deb Narayan Das(HDFC customer ID:[protected]. I have a filled an application to update my mobile number & new address details to my nearest HDFC branch (IFSC code: HDFC0000573) on 30th of May 2015. However, after 7 working days both my mobile number & address not yet updated. I have called HDFC customer care to escalate this issue because I am unable to do online/netbanking transaction due to this & asked them to expedite my request to resolve my problem ASAP. Unfortunately, being as a HDFC customer for almost 7 long years, I am very much upset with the way my request has been handled & all the whosoever executive dealt my problem with shade o[censored]nprofessionalism & rude behaviour. They den't even understand the criticality of my issue & unnecessarily they are giving me some nonsense & lame excuses & keep on saying that it will take another 4-5 working days to update my mobile number & address. Please take my request on high priority and have been associated with HDFC bank for 7 long years, i need compensation & strong explaination from them. Regards, Deb Narayan Das Ph: +91-[protected]

Dear Sir, i have taken HDFC health policy on 3rd May. documents are also verified on 7th may. After that there is no response from your side. i didn't received any sort of documents / ID from your side till now. still how many days you people will take to activate my policy. . Being on a private organization, you are taking very long time. you people didn't stand on your words(which are spoken by your call center people). after paying my premium you people didn't take any care of it. its shame of your part. My proposal number[protected] for the HRN- Health Assure Plan plan. i am sharing my Policy Details below. Policy Number : 90079592 Application ID :[protected] Full name of the Life Assured : HDFC Life Health Assure Plan Date of Birth of the Life Assured :[protected] Premium Amount : 4288 Communication Address with PIN code : Vennela Pothu Naidu 3-18, Jagannadhan veedhi, , Parawada Post and Mandalam, Near Elementary School Visakhapatnam Andhra Pradesh Pincode:531021 Mobile No.: [protected] Email ID to be registered : naidu.[protected]@gmail.com Latest Contact Numbers to be updated : [protected] Regards, Vennela Pothu Naidu.

Hi, I am rajeev chandra m.r i have an account with the HDFC BANK. For the past 1 and half Years i didn't use net banking so i forgot my customer id. So please let me know the details. email Id [protected]@gmail.com Account No: [protected] please let me know the details. Regards, Rajeev

Sir/Madam, I have not been able to evaluate the value/price of SBI after stock split some months back. I had 18 shares of SBI and they became 180. i know the price i bought them at originally but how should i fix the rate now. Please help.

I have a salary account with HDFC Bank. I have had amounts deducted from my account on the ground of DEMAT charges and Debit Card charges. However, I DO NOT have a demat account. As for the debit card, I received a call from HDFC officials to upgrade my card for free, as I was employed with Cognizant Technology Solutions. I tried reaching out to the phone banking customer care, but to no avail. Also, I have another credit card dispatched by the bank and not yet received at my end. I don't know what sort of charges they are going to levy for the same. When I called up phonebanking I was said that I need to fill up a form at the nearest HDFC branch for cancelling the same. This card has been going back and forth for more than 4 months and I don't want it anymore. Please let me know where I can get a solution for my problem.

I am inderharpreet singh i have sallary acount in hdf bank no of [protected] and i have recieved personal loan offer on my account and i visit hdfc bank mall road ludhiana and concern person had collect my all document and i allready signd the aggriment now he told me give the electricity bill coppy but am in ludhiana leaved on rent house and electricity bill not on my owner name and hdfc bank concern person had told me loan is not approved but he is not told me this thing before start the loan proccess.so pls do the need full result

I am Sharat and I got a call on 2nd June 15 on my registered credit card mobile number from the agent tried to sell me the HDFC ERGO General Insurance policy for 2 years, when I denied then she offered me a 3 month package. For which I need to pay 434 per month for three months and then they will refund that whole amount on my credit card on forth month. Agent Name was SANGEETA SHARMA called from [protected] number. After two days they have deducted 2 year amount from my credit card. I called up many times on [protected] inquiring about Sangeeta, they says the girl had left the office and denying to give any information about the agent or about their company. I am sure these are the agents who are trying to fool people and HDFC guys are providing our personal data to them, so that they can able to know our details. I called both HDFC Credit Card and HDFC ERGO customer care and cancelled the policy. Never ever trust these bull guys. They are fake and make you fool with attractive offers.

MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card Dear Sir/Madam, I am HDFC Credit Card Customer. Would you please explain to me why charge ST and CESS on Credit card fee(Rs-673.04) This is 4th time you guys charging me the same Requesting you to explain what would have caused this charge on my Credit Card Account. Or Please cancel my Credit card.. please For more info call : +91 [protected] or mail: [protected]@gmail.com Thanks Deviprasad PH

My son Mr S.Srikanth Bharadwaz has taken personal loan after a waiting period of 30 days.He has submitted ECS form of ICICI Bank.When recovery started we came to know that his ecs has been rejected with the reason signature differs.By that time he has gone to US and re submission of form is not possible.Hence I requested your people that I wlil pay installments by giving ECS or any other mode which is acceptable to your Bank except ECS from my son.I contacted one person who has introduced himself as Manager of Begumpet Branch and he told other than ECS form of my son they will not accept any payment by me.But they are accepting installment with penalty.What I have said is that you are accepting installment money with penalty.Then why do not accept installment from me within time so that I can avoid penalty. He is unable to understand and very arrogant. Now I request you to accept installment every month if I will pay within time either my ECS or NEFT or any other mode of payment so that I can avoid penalty. Loan no is agr no 30685596.my mail [protected]@yahoo.com.please reply to me immediately

Worlds worst customer care services i have ever faced for last 2 months i am try to follow up for my policy cancellation but no one is even bothered to revert back ..i hope this is monitored & some one who has respect for customers works on this & help me out ...

i worked with hdfc bank as a cse coex now i resigned i want to apply for pf but the hdfc bank people not helping me past one month iam asking for pf a/c num but this people not helping me please do the need full emp code: 120847 emp name anil kumar email id kodatala.[protected]@gmail.com [protected]

Hi, I am Amruta Ganesh Kulkarni. I have cleared the outstanding amount of the HDFC credit card in the last week. I received a call(after n number of follow ups) that I will get the NOC within 24hrs on my personal email id. I informed them that this is urgent & to send it on the committed time. However, I have still not received the NOC. Please look into the same & kindly treat this as priority. My details are as below: HDFC Credit card no. [protected] Email id : [protected]@gmail.com

Calling the credit card company from last 2 months to get my upgrade card but still no response and when ever i call they request for resend and its been 3 times by now but currently no response from spoke to all levels in the Customer Care and in branch but still no use also sent the document from courier and its been 2 weeks but no update on it... The worst experience ever from any service i have been using till now

Dear All, We had taken a home loan from HDFC limited in January 2010 for Rs 575000 for a tenure of 5 years (60 EMI)on fixed and then floating rate of interest, when interest rates got moved up we have asked to pay extra on our EMI but when the same got came down they have not reduce the same and continues follow ups and request HDFC official has asked to give official request for reduction of interest rates and took some charges too. After paying full loan amount including interest part we have been asked to pay further Rs 26000 out of which RS 11000 already debited from our account, and that without prior confirmation and confirmation . I have never been more disappointed with a bank's services in my entire life and shall be communicating this in a letter to the head of customer service India when we track down a name finally. Loan A/c[protected] Regards, Vimal C. Jain/Ashish Jain [protected]@yahoo.com [protected]/[protected]

Dear sir/madam, My name is V.Radhika. I have been placed a request for Credit Card through one town branch - Vijayawada on 11th May'2015. Actually I applied this for second time. The branch people said I have eligibility for Credit Card and they were applied through my net banking and said I got a call on next day. But I didn't received any call till a weak and when I was checked it online through ref.number it showed the status - Disapproved. The same thing has happened on October'2014 when I applied this for the first time. That time the credit card worth Rs.75000 credit limit approved to the employee, who is working with me and with same company (colleague) and also she is getting the same salary comparing with me, though the same bank. But my application has been rejected. Then branch people said to me that I have to apply the second time only after 6 months. After that my has salary has been increased and I applied for credit card through same bank for second time after 7months. But the same thing has repeated which was happened first time and same reason shows that - 'DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY'. I can't understand the perfect reason and the branch people also not saying the correct reason for Disapproval of the Application. When the bank saying the same reason before 7months then how can it repeat the same thing after the increase of my net salary. I'm maintaining the HDFC salary account from last three years but the bank has not given any offers to me and now saying I'm not eligible for bank products. I want to know the correct reason for rejection because I'm not a defaulter in any way or anywhere. ***My Credit Card Application Reference Number - [protected]SI***

I WANT TO OPEN MY MAX SAVING ACCOUNT IN THE BRANCE OF BEGUSARAI BIHAR. ONE PERSON NAME RAVI COME MY HOUSE AND TAKE ALL DOCUMENT FOR ACCOUNT OPENING. AND MY CHEQUE DATE OF 22 MAY BUT HE SEND MY CHEQUE THE DATE 21 MAY SO MY CHEQUE BOUNCE AND MY ACCOUNT NOT OPEN AND DEBIT 190 rS FROM MY ACCOUNT. KNOW I WANT TO KNOW WHAT I DO NEXT. PLEASE ADVISE ME.

My ICICI bank credit card got stolen and when I called the customer care to get my card blocked they told me that my card was used at an HDFC bank ATM. So i went to HDFC bank and submitted an application alongwith a FIR copy for the footage. BUT there was ne response from their end, and when i visited the branch they said that the camera has some problem and so you won't get the footage. I raised this matter to the manager and he promised me that he will call me update me about the status, but still i haven't recieved any call from them. THANK GOD that I am not an HDFC bank customer. other wise with such an experience i would have definitely closed my account and shifted to some other bank.