HDFC Bank Complaints & Reviews

Hi, My HDFC Account number is : [protected] And i have been using your bank services for the past 4.6 years. I have got personal loan for Rs.300000 for an medical emergency where i received Rs.295000 after deduction of document charges and insurance like that. They informed that my EMI will be for Rs.10290/- per month for 3 yrs from September 2013 and i can close the personal loan after 6 months. I have been paying the monthly repayment of EMI regularly without a single failure.Before 6 months when I asked to close my personal loan they told that I cannot close before 1 year. Now I have completed one year of repayment without any single failure.Kindly inform how much I need to pay for closing charges and my pending amount.I have mailed several times for the past 3 months but I didn't received any positive reply. Atleast I will wait whether i am going to get reply for this or not from HDFC. Lets see. Thanks & regards Shahul Hameed

I am varun kulshrestha emoloyee of hdfc bank my employee id no is (127234) work in nodia sector 41 branch code is(1292) as a joining as a( branch sale officer) i can not received my salary in my salary account no is ([protected]) in since 30th june to 31st augest 2014 . and i can given to a resignation to my post in 30th july 2014 i can not received my salary for last one and half month plse send me salary to my account as soon as possible . i can faces some finanical problem plse try to understand my stiution plse give me as soon as postive response

your faithfully

varun kulshrestha

employee code is:- 127234

Account no ([protected])

contact no :-[protected]

Hi All,
This is another note on HDFC bank issues.Good part is I did not receive the debit Card pin for the past 1month.
Bottom line i am without a Debit card and cannot access the ATM and withdraw money from ATM for the past 1 month.

Thanks,
yogesh

I My self Gangesh Yadav Having Credit card of HDFC Bank Ltd. Card Number is [protected]. As I am unable to pay my credit card outstanding Payment. As I left my job and started my own business and I got loss in my business. I am in a big trouble and bank is applying extra charges on the card also the bank has blocked my bank account which has some fund in this bank account. I will die without food if the bank will not release the amount. I request you to release the fund of same account and unblock the account for my life. I request to the bank if they wants to collect the same fund they can take my house on rent on the market rate and they can use till the that money. My house address is 1/28 Khatizabai mansion, P.B. Marg, lower Parel, Mumbai 400013. my contact no. [protected], [protected]. Thanks..

Hi Team, Not sure why HDFC LTD making false promises with Customer if not capable of completing it. I had a pre-approval for my loan against File No :[protected] . And now my cheque is getting delayed by Munirka, Delhi branch and they are only investigating the file ... Team is telling we didn't receive the file on time from Sales team, Sales team is telling, nothing in their hand... Not sure if any one of them viewed on Demand letter that the Due-Date is 14th September from the builder, which is tomorrow and unfortunately Sunday "HDFC Holiday". I tried reaching to concerned person holding my file, Miss Aditi, who as per her colleagues in on leave today, her senior Megha is still researching my file, her Senior, Mr Priyant/Priyank Tripathy not responding on his Extension No. Mr Bhanu Bhandari (Branch Manager) also not respoding his extension. Why all have extension, if they are not willing to respond for calls. Tried total 100 calls on their extensions. If work is delayed due to someone, who is on leave, not sure how HDFC managing their work force and making commitments with customers. Fees of Rs 11236/- charged to me for the processing of this Loan is totally waste if i have to pay interest to the Builder due to Delay payment. "With HDFC Home Loan, Create your Own Space" is waste tagline for me atleast. After this communiction, not sure how much more delay going to be added for me. But Truth needs to be shared at any cost. Ashish [protected]

Hi my nane is vivek lanjekar.. 5 years back i had hdfc credit card for which i used to pay regularly, in 2010 i had to go abroad & at that time i missed one 400-800 rs payment. After returning i forgot about this payment. I came to know about its aftereffect when i tried to apply for the loan, my loan was not aproved coz my cibil was effected due to this nonpayed card. I imedietly contacted the bank & came to know that the unpaid odd 400 rs had grown to 9000 rs with all intrest & charges. Whithout giving a second thought i paid the ballace in full on 27/6/04. Bank people promised me my cibil would be cleared in 45 days of payment. But its still not cleared. Iam calling them & they are not responding. Its more than 70 days now. I had not received ant reply from hdfc bank & iam feeling cheated.

TODAY UNEXPECTEDLY 1730 AMOUNT HAS BEEN PAID TO savethedeals.in SITE.I AM NOT VERY SURE OF THIS SITE AND WANT MY MONEY BACK AND DONT EVEN KNOW WHY THIS AMOUNT WAS DEDUCTED. TRANSACTION REFERENCE NO:340437 ACCOUNT NO:[protected] BANK:HDFC BANK DESCRIPTION OF TRANSACTION:POS [protected] EVIANO DIGITAL POS DEBIT PLEASE REFUND MY MONEY AS SOON AS POSSIBLE kindly revert back my amount. YOU HAVE NOT MENTIONED ANYWHERE THAT AN AMOUNT OF Rs.1730 will be deducted immediately .Kindly Refund My account. In HDFC bank payment gateway, no OTP or 3D secure PIN was asked.Why this happened for this transaction only usually we get atleast OTP. Also on payment gateway it dint mention 1730 amount would be deducted from my account. Please revert my amount.This is not fair. Its was clearly mentioned that 50 rs will deducted but how come 1730 is deducted from my account. This is not fair plzzz refund this amount as soon as possible. As far as i Know OTP, 3D secure PIN, Debit Card no should be asked for payment before paying to any third party site. This is as per RBI guidelines then why for this transaction none of these were asked.After entering the card details .Amount was deducted from the account and even the amount was not shown before deducting only after the amount got deducted i came to know that 1730 is deducted.Plzz help me to resolve this as soon as possible regards, harish babu [protected]

HDFC Bank - Unauthorized deduction of money by bank from my account Dated 15.09.2014 To Bank Lokpal Sir, I am having an account no.[protected] in HDFC bank ltd, B-3/178 vibhav khand, gomti nagar lucknow-226010 uttar Pradesh RTGS/NEFT IFSC: HDFC0002623 in the name of Naresh Kumar Jaiswal. I am working in TATA MARCOPOLO MOTORS Ltd LUCKNOW. this a/c was open by company behalf and it is a salary a/c. I was having sufficient balance in my account as per bank rules. I had regularly maintained the balance in my bank account which was more than 10, 000/=. But as you know if salary a/c open by my company rule at any time I maintain zero balance in my account. Due to some personal reasons, I have not sufficient balance my account for few months. In the month of August, when I went to bank for some transaction, I was surprised to know that Rs. 393/= has been deducted by the bank six times i.e. in the month of August 2014. Thus a total deduction of Rs. 1016/= has been deducted from my account by the bank. After contacting from the Manager, HDFC, she said that after two days refund your balance in your a/c. but still now any deducted was not refund in my account. I asked the manager of the bank that I was unknown from the change of the policy of the bank . Further, I was not been informed by the bank neither by written information, nor by SMS on mobile, or by E.mail. Sir, I have maintained my account bank as per banks policy. If bank has changed any policy the same must be provided to me by the bank through letter or by mail. Since bank has not informed about the change in the policy, why should I suffer for the huge amount without any fault. Being amount of RS. 1016/= is sufficient money for me. It is requested to kindly look into the matter and does needful so that I could get refund of money deducted by the bank from my account. With regards yours faithfully Naresh Kumar Jaiswal Tata Marcopolo Motors Ltd. Lucknow

I am paying LIC EMI through ECS option of HDFC.Before 2 months, ECS transaction of Rs.817/- was failed due to insufficient funds.for this failure, HDFC is charging a penalty of around Rs.500/- every month.. I have a raised this concern with HDFC online Consumer center, but there is reply from them yet.

the bank has deducted Rs. 561.80 in the name of DEPOSITORY CHARGES AUG[protected], i guess this is for the demat account which i was told is for free while opening a salary account and they have charged me with this without even informing.

Sir, My Reference Complain Number :- [protected], [protected], [protected]- TTU[protected] Despite of the upper mentioned Complain Numbers the bank has sent me the statement & asking for the complete payment including this Rs1730/-. I am forwarding my statement as attached herewith & request you to waive of this amount & refund me Rs 1730/- immediately I would like to inform that on 28th August 2014 when the amount was debited from my Credit Card No. XXXX XXXX XXXX 6947 without showing the amount & without asking for the password. I understand that I had been cheated. With in 10-15mins I immediately called up the HDFC BANK Credit Card Department & booked a complaint against savethedeals.in & told them to not to pay to the Merchant Even I also submitted the Customer Complain Form my Complaint Number is [protected] but despite of this the Bank made the payment on 3rd August 2014. I am very much dissatisfied with the HDFC Bank Credit Card Division that they do not hear to the customer & did whatever they like & now they are asking me for the payment. I request the Bank to waive of this amount from my statement because I have given them the clear instruction before they made the payment & so now I have no liability for the same. I have sent a mail to [protected]@savethedeals.in but the mail is getting bounce. I request you to pls help me to get my money back. Your kind cooperation in this regard shall highly be appreciated. For any more clarification pls feel free to contact me @[protected] at any time. Hope you will cooperate with me & refund the amount. Thanks & regards Subodh Shaymsukha Kolkata (M)+91-[protected].

Dear sir/madam, This is in reference to the transaction made into my account without intimating me by hdfc bank. An amount of (Rs 643.35+199.35) has been debited on (12th Aug 2014 & 28th Aug 2014), from my salary account, mentioning about "DEPOSITORY CHARGES July[protected]' on demat account. I have never used this account in last years.So I want refund my money as soon as possible (643.35+199.35=842.7) Rs. 842.7PS: Already i sent one mail to you. Till date no response from there. Please register my complaint and should take action immediately. Regards, Fathima, [protected]@gmail.com Ph: (0) [protected]

An amount of Rs.7000 has been debited from my account in the same day on 8th sep 2014.and still showing -1700Rs in my account. I dont know what are the policies you people following in the bank policy with out intimating a customer prior to taking proper action in debiting the this much amount at a time on single day.Please tell me the procedure how to file a case on this. Please help in reaching me @ +[protected], [protected]@gmail.com My Account Number is : [protected], Cust ID : 33089822 Bhanu Shankar K

Dear Sir I have a policy of hdfc standard life, no of policy is 13771266, when I took this policy, that time hdfc life executive had sold me this policy giving me wrong information, he told me that it is money back plan, any time I can withdraw my money, and I have taken this plan, but when I went to withdraw my money, They said it is pension plan.and when I complain to hdfc life head office, I didn't received any response, they have denied to return my money, so I just request to you kindly take any action .My policy details are followings.And for my money kindly do the needful NAME OF POLICY HOLDER ::PRASHANT POL NO OF POLICY IS ::13771266 PREMIUM IS ::2000 MONTH LY NOMINY IS :: VARSHA POL COMPANY IS :: HDFC STANDARD LIFE INSURANCE COMPANY LTD. Thanks & Regard Prashant Pol ZydusCND A Division of Cadila Health Care Ltd BO Indore (M.P.) Email.prashant.[protected]@gmail.com [protected]@gmail.com Mob. [protected] [protected]

I have take two wheeler loan no. 26222188 for honda activa on 10.11.2013 for 12 emi basis. Till date i am not received any statement.

Joykutty daniel
26222188

I would like to inform that on 28th August 2014 when the amount was debited from my Credit Card No. XXXX XXXX XXXX 6947 without showing the amount & without asking for the password. I understand that I had been cheated. With in 10-15mins I immediately called up the HDFC BANK Credit Card Department & booked a complaint against savethedeals.in & told them to not to pay to the Merchant Even I also submitted the Customer Complain Form my Complaint Number is [protected] but despite of this the Bank made the payment on 3rd August 2014. I am very much dissatisfied with the HDFC Bank Credit Card Division that they do not hear to the customer & did whatever they like & now they are asking me for the payment. I request the Bank to waive of this amount from my statement because I have given them the clear instruction before they made the payment & so now I have no liability for the same. Thanks & regards Subodh Shaymsukha Kolkata (M)+91-[protected].

Hello, I have recently applied for salary account Acc no; [protected] I have filled the form correctly stating that my name as "ANIL KUMAR KURMILLA". But, as today my account was activated i have shocked tosee that my name as "ANIL KUMAR KURIMILLA" . so please update my name as "ANIL KUMAR KURMILLA" it really worrying as i dint got salary and it was with held Contact:[protected] Regards Anil Kumar Kurmilla

Here i having the account from hdfc bank,
With out my knowledge they debit rs 2256, for the porepose of personal accident policy,
And here i attached the proff of debit my account, and i am not sign any ducoments, and no conformation call about this policy,
Policy no [protected],
Kindly revert my amonut, otherwise i will send the compliance to rbi,


Regards,
Sandanarajs
[protected]

Dear Sir/Madam, I am using Credit card of HDFC bank since December’2013. The day before yesterday I’ve received a call from mobile no: [protected]. They said that I am from HDFC bank & we have an special offer for you. You have selected in our VIP customer out of 5 customers and you have to tell us you card no, DOB, expiry date & 7 digit no (written in backside of your card), I’ve asked that why should I share all of the above information to you. They replied – it’s a verification call to validate your offer, so I’ve given them. After that they have told an scheme to me that we will provide you an extra card, by using this card you will get 30% discount on every purchase, you will get shoes, wrist watch, holiday packages & two movie tickets etc. After listening all of the above offers I’ve asked them that I have to pay something to avail these offers. He said that total amount of Rs. 7850/- will be debited from your credit card. Then I’ve replied immediately to him that I’m not interested in your scheme & will not accept all of the above offers. He said that this amount is already deducted from your credit card & you will receive a message shortly & we will talk later & call was disconnected. After that I’ve received a message from mobile no: [protected] – “Your amount 7850/- has been debited your HDFC credit card 5242XXXXXXXX1976 thanks for using service.” Then I have called back to that number and asked for cancellation of this transaction & refused to avail these offer (I’ve told to him that you can’t give offer & deduct amount from a customer, without taking permission from him), he replied that there is no procedure to reverse/cancel the activation & you must have to pay this amount (it will appear in your monthly statement) or you must say that I am not interested in this scheme & I’ll bear all the cost from my pocket, now again I refused to take benefit of these offers. Then I’ve asked to talk to his senior (Mr. Neeraj Shukla) – He was telling me same thing & tried to convince me again. But I was not ready to accept their scheme. Now please help me, as I’m totally dis-satisfied with these type of service from HDFC ergo. Regards...Kush Mob:-[protected]

Dear Sir, I have newly opened Dmat account with HDFC Sec as per terms they debit Rs. 999/- as openint charges of Dmat a/c. But further HDFC Sec debit Rs. 1976.41 from my account without any written confirmation and when I call to customer care they ask we will provide the service and you confirmed the same over phone and we can listen your voice recording. But I continuously saying that I don't want any special service even I have send email that please I don't need any special service. They ask me that it is non-refundable. They don't give any written reply of my email. Now I have repeatedly request to refund of Rs, 1976.41 and close my demat account but they are not responding of my email. Please arrange to resolve the issue for refund of money. Regards, Santiswarup Chakraborty