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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
Complaints 32919
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18418
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HDFC Bank reviews & complaints page 201

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J
Jilshad Rahman
Sep 22, 2021
Resolved
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Resolved

Ad hoc statement charge ₹118 have been deducted on 09.01.2019from my hdfc salary account without any information.

How can bank deduct money without any acknowledgement

So i need clarification from bank or reverse my ₹118 to my account.

Name - Jilshad Rahman
Acc-[protected]
Narration - adhoc stmtchgs incl gst 16.09.2021
Oct 24, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Sep 23, 2021
HDFC Bank Customer Care's response
Dear Customer,

Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

-Anay
HDFC Bank Customer Assistance
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    2
    263Najiya Shah
    Sep 22, 2021
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    Address: Koregaon park pune hdfc bank

    Hii najiya karim shah here
    My accounts amount has been debited three times with Rs.600 for some "AMB CHRG INCL ST & CESS" for june, july & august (2021) the total amount 1800 without any prior intimation or alert.

    I have never been communicated via Email or SMS for any such charges they introduced.

    If they can send promotional emails and SMS to their customers then why can't they send an alert about a new charges they impose; so that customer can maintain the balance before it goes below the required amount.

    This happened for the first time with me and its not acceptable in any case. Kindly process the refund for these debit transactions otherwise I have to CLOSE my account with HDFC Bank forever. I want my money back hope so you will be doing needful ASAP.
    HDFC Bank customer support has been notified about the posted complaint.
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      M
      mckchenthil
      from Chennai, Tamil Nadu
      Sep 22, 2021
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      I was having a HDFC credit card and my card got expired. Meanwhile, my address got changed. I tried to update the address by visiting the branch. But they asked me to fill the address change form and drop it in dropbox along with the address proof.
      Before my address got updated, they keep on sending the new card without discussing with me and all the times it got returned back. Just doing their jobs like dump goats.
      I was waiting for my address to be updated. But no response from them. I tried to reach the CUSTOMER care, but IVRS never allowed me to reach any representative to discuss. When I enquired branch, they asked me to contact CUSTOMER care. But CUSTOMER care is just a ### IVRS.

      Finally, I got frustrated to close the credit card account. I sent a mail to close the account. I asked them to close the smart pay linked with account.

      Smart pay - Another worst thing.
      There is no option to delete the smart in website. But there is option to add. They want me to send a postal letter to a branch to close smart pay. I think they live in 1980s.

      So many mails are going between me and CUSTOMER care. But no one, not even one interested to call and discuss about the issue.

      When I faced similar problem with ICICI, I just made a call and it all got fixed in ONE SINGLE CALL.

      Just a poor service by HDFC. I never recommend anyone to go for HDFC, if you expect any service.
      HDFC Bank customer support has been notified about the posted complaint.
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        Y
        Yashprit
        Sep 22, 2021
        Resolved
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        Resolved

        The hdfc bank has put a hold on my funds of rupees 8115.26 as mi revenue hold through gefu, account details is
        Account number: 5010 ******* 317
        Ifsc: HDFC0004208
        Branch: Sonari
        Account type: Savings
        The customer service is not able to give any info on this.
        First of all it's hard to reach customer service because it takes a a lot of time and the ivr options are very difficult and tricky to navigate, after all the effort the customer service is not helpful.
        +1 photos
        Sep 27, 2021
        Complaint marked as Resolved 
        Got assistance from the home branch with proper explanation about the charges. Hence, issue is resolved is resolved.
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Sep 25, 2021
        HDFC Bank Customer Care's response
        Dear Customer,

        We sincerely regret the inconvenience you may have faced We have shared your comment with the concerned team and our officials will get in touch with you on or before September 28, 2021, with an update. We request your patience in the interim.

        -Anay
        HDFC Bank Customer Assistance.
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          C
          chetanshankarshanche
          from Krishnagiri, Tamil Nadu
          Sep 22, 2021
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          Cancellation of One Assist Membership
          I am a HDFC bank credit card holder . The bank has auto debited Rs. 1899/- from my credit card number ending with 5131 without my concern on date: 31 July 2021. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1899/-

          Same complaint was submitted to HDFC, yet there was no response, this is so disappointing and frustrating.

          Name :- Chetan Shankar Rao
          Mobile No. :- [protected]
          Credit Card Number Ending :- 5131
          +1 photos
          HDFC Bank customer support has been notified about the posted complaint.
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            D
            Divya Rajasekar
            Sep 22, 2021
            Resolved
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            Resolved

            Amount of 29.50 got deducted twice with this narration as transaction statement but its salary account and no withdrawal charges will be taken and there was no limitation too.And there was no message or sms incidating this charge. There were no intimation regarding the policy change if any also.Its unprofessional and Im the customer i think I should definitely know about this.
            Nov 6, 2021
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Sep 23, 2021
            HDFC Bank Customer Care's response
            Dear Customer,

            Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

            -Anay
            HDFC Bank Customer Assistance
            Verified Support
            Sep 23, 2021
            HDFC Bank Customer Care's response
            Dear Customer,

            We have shared your comments with the concerned team and our bank official will get in touch with you at the earliest by September 27, 2021. We request your patience in the interim.

            -Zubin
            HDFC Bank Customer Assistance
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              K
              Kanush Chawala
              Sep 22, 2021
              Resolved
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              Resolved

              I have purchased a laptop from my HDFC credit card, there was a cash back of 3000 which should have been credited within 90 days, but it’s been more than 90 days I have not received any cashback
              Oct 23, 2021
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Sep 22, 2021
              HDFC Bank Customer Care's response
              Dear Customer,

              At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

              -Anay
              HDFC Bank Customer Assistance
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                P
                pbmatsc
                from Mumbai, Maharashtra
                Sep 21, 2021
                Resolved
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                Resolved

                I got the following email alert about Manual Debit Alert for fastag even though I did not travel anywhere

                Dear Customer,
                Your FasTag A/c has been Debited for Rs.112 for Adjustment entry on 9/21/2021 9:05:33 PM.Balance amount in the A/c is Rs... - HDFC Bank Ltd.
                Warm regards,
                HDFC Bank

                I believe this is either erroneous or some mischief and I am not sure how manual debit can happen ? This should be addressed and the money debited must be returned.
                Oct 27, 2021
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Sep 23, 2021
                HDFC Bank Customer Care's response
                Dear Customer,

                Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                -Anay
                HDFC Bank Customer Assistance
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                  R
                  ritboss4k
                  Sep 21, 2021
                  Resolved
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                  Resolved

                  How did they debited my account RS400 for debit card which I never requested for one nor got delivered. I opened my account last weekVery BAD Experience. Never going to use that bank again in my whole life. Cheater Bank. As you can see in photo i added 500 Rs on 31 august after that i only used 102 Rs. On 15 august they took my remaining money. Other bank gives free debit card but this bank charging me 600+ Rs. For sometime i forget that charges are for debit card but tell me when i requested this? when ??? and they should mentioned the charges on their websites. This type of Fraud behavior should not be tolerated.
                  Oct 23, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Sep 22, 2021
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                  -Anay
                  HDFC Bank Customer Assistance
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                    V
                    vikramgodara
                    from Hisar, Haryana
                    Sep 21, 2021
                    Resolved
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                    Resolved

                    Address: Vpo mahalsara tehs. Mandi adampur, Diss. Hisar, Haryana

                    Si fall debit what is this
                    +1 photos
                    Oct 24, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Sep 21, 2021
                    Updated by vikramgodara
                    What is si fall
                    Verified Support
                    Sep 22, 2021
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                    -Anay
                    HDFC Bank Customer Assistance
                    Verified Support
                    Sep 23, 2021
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                    -Anay
                    HDFC Bank Customer Assistance
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                      S
                      skafil82
                      Sep 21, 2021
                      Resolved
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                      Resolved

                      Address: BAJAJ FINANCE LTD
                      Website: SMS

                      Sarwar kafil
                      mobile no. [protected]
                      bokaro steel city (827012)
                      i have received the following sms from bank
                      dear customer mandate ref no. Hdfc (protected) issued to bajaj finance limited with value rs 354600.00 and frequency adho is received today for processing

                      i have not given any mandate please resolve the issue screen shot of the sms is attached here with and my hdfc account is closed to parmannet help me plz
                      +1 photos
                      Nov 12, 2021
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Sep 23, 2021
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                      -Anay
                      HDFC Bank Customer Assistance
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                        A
                        Arif1296
                        Sep 21, 2021
                        Resolved
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                        Resolved

                        Address: 9c,6th Cross,NMK colony,TVS Tolgate.

                        I paid emi of amount 2000 with transaction ref IB BILLPAY DR HDF 110-[protected] and the amount was deducted from my account yesterday but today I received a emi statement will no dues paid for the month and request to pay before 5-oct again.There was no proper response from hdfc bank.Please return the amount or consider as a payment for my emi.
                        Oct 23, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Sep 21, 2021
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                        -Anay
                        HDFC Bank Customer Assistance
                        Thank you Sir Problem solved
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                          P
                          prince79382
                          Sep 21, 2021
                          Resolved
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                          Resolved

                          Had purchased an iphone 11 amounting Rs 56600(paid online) on 7th of june from reliance digital using my hdfc credit card ending with 4044 and registered number is [protected] and as promised, the cashback would have been credited in 90 to 120 days but havent recieved the cashback yet. They just are providing fasle assurance with different reasons in different mails
                          +2 photos
                          Sep 24, 2021
                          Complaint marked as Resolved 
                          Recieved the cashback on 24th September. Thank you 👍
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Sep 22, 2021
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We understand that the transaction date is June 7th. we wish to confirm that cashback will be posted for all eligible customers post 90 days from the end of the transaction month. Hence, kindly wait till the end of September and raise your concern post 1st week of October if the cashback is not posted.

                          -Zubin
                          HDFC Bank Customer Assistance
                          Verified Support
                          Sep 23, 2021
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          Our sincere apologies for the inconvenience caused to you. We are looking into your query vide reference number[protected] and will respond to you by September 27, 2021. Request your co-operation and patience in the interim.

                          -Anay
                          HDFC Bank Customer Assistance.
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                            U
                            Umang Dahiya
                            from New Delhi, Delhi
                            Sep 21, 2021
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                            ACH Debit Return Charges

                            I have a Savings account with hdfc bank. Due to some emergency i had to use all of the funds and the sip amount got debited and credited back .However when the amount was debited from my account i didn't have sufficient balance as I have 6 SIP's and the funds were less than 800rs. and later I was charged "ach debit return charges of Rs.649.00 and 79.61is deducted from my account" and now my balance is showing -2980 rs on 21/09/2021.
                            br...
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                            A
                            Annie Cyria D
                            Sep 20, 2021
                            Resolved
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                            Resolved

                            Without prior notice, hdfc bank has debited a sum of Rs.531 stating it as .ACH debit return charges. Without giving time to acknowledge or without prior notice, how can you deduct money from your customer's bank account ? This is really disappointing. Please give me a proper response for this action of yours.
                            Oct 26, 2021
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Sep 21, 2021
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern along with the details of the charges. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                            -Anay
                            HDFC Bank Customer Assistance
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                              A
                              Aditi Nehete
                              Sep 20, 2021
                              Resolved
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                              Resolved

                              It has been 20 days, I am not able to do any transactions from my account. Whenever I am trying to do any NEFT or IMPS transfer they are showing me this error " low severity memo on debit account". On 6th of September i visited the nearby branch in Chembur they told me that as the address verification is not done, hence the account is locked. Today it is 20the september and still my account is locked. I called the respective person 10 times and he said that the account will be unlocked soon but not yet i am not able to do any transactions.
                              Oct 24, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Sep 21, 2021
                              Updated by Aditi Nehete
                              Is there any update... i need to pay the bills, rent everything. Is the hdfc services so slow
                              Verified Support
                              Sep 21, 2021
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                              -Anay
                              HDFC Bank Customer Assistance
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                                N
                                Noor0221
                                from Rajahmundry, Andhra Pradesh
                                Sep 20, 2021
                                Resolved
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                                Resolved

                                Address: Rajahmundry

                                I have been not using my HDFC Bank Salary Account due to negative balance. I'm not paying EMI's of other bank that has been linked to deduct from HDFC due to my financial issues. Currently I have negative balance of nearly Rs. 25000/- . Please help me solve this.
                                Oct 24, 2021
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Sep 21, 2021
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

                                -Anay
                                HDFC Bank Customer Assistance
                                Please solve this as soon as possible. So that I can use this account as my salary account again.

                                Holding Amount in bank - Comment #3896195 - Image #0
                                please look into this

                                Holding Amount in bank - Comment #3896209 - Image #0
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                                  S
                                  Sasidhar Thiruveedula
                                  Sep 20, 2021
                                  Resolved
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                                  Resolved

                                  Yesterday, 20 sep 2021, rs 118 had deducted from my hdfc account. When i checked the deduction the detail is showing there as "3rd party cash txn inc gst". I am not aware about this deduction? Why the account has been deducted on such an amount without informing to the customer? It is really unsafe to keep funds in account.
                                  Oct 28, 2021
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Sep 23, 2021
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We sincerely regret the inconvenience. Your query has been shared with the concerned team for further action. Our bank official will respond to your query on or before September 28, 2021.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    A
                                    Apoorva barkul
                                    from Ahmedabad, Gujarat
                                    Sep 20, 2021
                                    Resolved
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                                    Resolved

                                    Address: Astral Tower, opp. Reliance General Insr Bldg, Mithakhali, Navrangpura, Ahmedabad, Gujarat 380009
                                    Website: v1.hdfcbank.com/branch-atm-locator/hdfc-bank-navrangpura-banks-navrangpura-ahmedabad-6906/Home?utm_source=locator&utm_medium=googleplaces

                                    I got msg from hdfc bank that I got refund from www.lifestyle but account not reflect to my account . It has been more than 48 hours.
                                    +1 photos
                                    Oct 28, 2021
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Sep 21, 2021
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We sincerely regret the inconvenience you may have faced. We have checked our records and confirm that the said amount has been reversed in your account XXXX9723 on September 20, 2021. We request you to kindly check and confirm the reversal of the said transaction.

                                    -Anay
                                    HDFC Bank Customer Assistance
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                                      R
                                      rautdeepak55
                                      Sep 20, 2021
                                      Resolved
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                                      Resolved

                                      Address: hdfc bank khalumbre

                                      1: reversal and reschedule my car loan emi as which i had missed in covid and reset my foreclosure charges back to normal .
                                      Loan 1 : account number 64508717 account number 7928316 tenure increased and i am ready to pay but bank official are not allowing me to do so serious action should be taken
                                      2: Processing fees reversal pending from long time as per commitment
                                      [protected] Amount : 5900 Rs
                                      [protected] Amount : 4425 Rs
                                      above processing fees was committed by bank official but not yet received
                                      3: Relation ship manager is working as per his responsibility
                                      Oct 28, 2021
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Sep 21, 2021
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      We sincerely regret the inconvenience you may have faced. We understand that you have also raised your concerns at Grievance Redressal vide Reference Number[protected] and you will receive a response from them to your e-mail ID on or before September 24, 2021, with an update.

                                      Your association is greatly valued by the Bank and will spare no efforts to resolve the matter quickly. Looking forward to your patience and cooperation in the interim.

                                      -Zubin
                                      HDFC Bank Customer Assistance
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