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ICICI Bank Complaints & Reviews

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Updated: Jan 2, 2026
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A
Anirban Mitra
from Pune, Maharashtra
May 23, 2009
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This is regarding the Personal Loan, that I had taken from ICICI Bank. Now as per the settlement letter dated 14th Jan'09 issued by ICICI Bank, I've already paid the entire amt as per the terms & conditions mentioned in the letter & the details are mentioned below for your ref -

Date Amt Paid Receipt No
14-Jan-09 23000 L[protected]
9-Feb-09 22000 L[protected]
28-Feb-09 20000 L[protected]

Issue

1. It was mentioned in the letter that, all legal cases filed by bank in the court of law in respect of the
above-mentioned loan a/c will be withdrawn after the entire amount was realized into the a/c. I've
already paid the entire amount well before the max. valid date, but unfortunately, bank has not
withdrawn the legal proceedings yet. It's an absolute violation of the commitment made by the bank in
the Settlement letter and creating a lot of physical & mental harassment for me & my family.

2. Even after paying off the entire amount as per the terms & conditions of the settlement, I'm still getting
call from ICICI Call centre/Collection dept. asking me to pay my due EMI immediately. It seems there
is a huge problem in the internal communication in the bank & the system doesn't seem to reflect the
correct status.

Even after several promises made by the Customer service officers of ICICI Bank, the issue hasn't been resolved yet and I'm continuousely getting calls from the Bank. I've in the mean tinme sent atleast 5-6 e-mails to the Bank with the scanned copy of the Settlement letters / receipts etc. (as required by the Bank), but all in vein.

In this circumstances, I really don't know how to get it resolved and would request your input to help me sort it out.
Aug 14, 2020
Complaint marked as Resolved 
Dear Mr. Mitra,

Kindly write to us at [protected]@icicibank.com with ‘Customer Service - Personal Loan’ as the subject line. Request you to provide the relevant details of your loan, along with your full name and contact details.

We will be glad to assist you.


Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
ICICI BANK really sucks... better to stay away from this bank and its products.
Dear Sir,

My self Balamurugan, I am a customer of ICICI Bank. My Account No is[protected]

My Loan Account No is LPCHE[protected], My Loan amount is Rs.2Lakh on 2007 on Feb, I have paid EMI upto Feb 2009.

I lost my job in 2008 so i am unable to pay my Personal Loan due amount. Now 9 months due from my side is pending.

Few days back i got a call from Settlement Department.

What is the procedures to do the settlement ?? How should i pay the amount ?? by Cash or Cheque ?? to whom I should pay ?? Where should i Pay ??

Rgds.

G.Balamurugan

Ring @ [protected]

ICICI Bank / Personal Loan — Loan account no: LICAL 00008701583 and your letter ref no: D3/232980/2688/LICAL00008701583 dated APRIL17,2010

Re: Loan account no: LICAL [protected] and your letter ref no: D3/232980/2688/LICAL[protected] dated APRIL17,2010
SUB: Illegal demand of Rs. 20013/ = for settling the aforesaid loan account when your concern already settled the account by handing over settlement letter under reference no: 73427/October /2009 dated nil .
Dear Sir,
This is to inform you that my son's aforesaid a/c has already been settled on 25. 10. 2009. I had paid a sum of Rs.5000/= by dash and a sum of Rs, 5000 by cheque being no: drawn on Karnataka Bank dated 27.11 2009. Your concern issued receipt against such payment and also issued settlement letter 73427/October /2009 dated nil .
Be it stated here that your concern has not encashed my said cheque till date retain the same with the bank for unknown reason.

Be it further stated that somebody of your office constantly demanding aforesaid amount of Rs. 16000/ = over telephone as he is showing that my said account has yet not settled.

Under the fact over I hereby call upon to show the said account operative as on date and also show how the said person is demanding Rs. 16000/ = when the said account has already been settled on 25. 10. 2009. against which I have received settlement letter from your end.
I am retired engineer having no income, my son is unemployed, to meet their( I.C.I.C Bank) illegal demand is virtually impossible for me.


Yours faithfully

Dipak Bose
Dear Dipak.

We are sorry to hear about this unfortunate experience and would want to resolve this matter with finality. Please email us your contact details at [protected]@icicibank.com and we assure you the necessary action will be taken at the earliest. Kindly mention “UID 477856” in the subject line.

Regards,
ICICI Bank Customer Service Team.
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    L
    Lokesh Jain
    from Jaipur, Rajasthan
    May 23, 2009
    Resolved
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    Dear sir,

    I had a credit card of ICICI Bank ( Card No. is [protected]) in the name of Lokesh Jain – B-193A, Kirti Nagar, Tonk Road, Jaipur, Rajasthan. For the collection of the dues over this ICICI Bank recovery agent are threatening me to cause injury to my life. ICICI’s recovery agents Alok Pareek, Manoj, Nirmal, Manish, Ranveer chudhary are continuously giving me threatening.

    I had maintained good relations with ICICI bank since last couple of years. But due to the recession I had some losses in the business and my financial standing came to a downfall. And due to this I was not able to pay the dues over the card in time.

    I would like to assure that I am ready to pay the dues over my account in a peaceful manner. As I had stated in above that due to recession right now I am in not in such financial position to pay the dues of my account at once. I need some time period and waiver of the penalties and interest levied on my account.

    ICICI bank is not helping me after sending several mails.

    And If these people would go on harassing me, my family had no option to end our lives by our self or they people will kill us and ICICI Bank would be responsible for any injury or harm caused to my family’s life.



    Lokesh Jain
    B-193A, Kirti Nagar, Tonk Road, Jaipur, Rajasthan.
    E-mail – [protected]@yahoo.com
    # [protected]
    Aug 14, 2020
    Complaint marked as Resolved 
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      P
      PARESHKUMAR PANCHAL
      May 22, 2009
      Resolved
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      i have withdrawn 7000 rupees from SBI ATM through ICICI debit card. and not received rupees but msg received that your account has been debited 7000 Rs. After that i have complaint to the customer care of ICICI and after their interaction ICICI sent sms telling that your money will be charge back within 12 days. but even if after complation of 15 days they have not credited money and also telling that you have to wait.
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Mr. Panchal,

      Kindly write to us at [protected]@icicibank.com with ‘Customer Service - Account’ as the subject line. Request you to provide the relevant details of your account, along with your full name and contact details.

      We will be glad to assist you.


      Regards,

      Nazia Sayeed
      Office of the Nodal Officer
      ICICI Bank
      Stay away from this BANK.
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        R
        R S R K V PRASAD
        from Hyderabad, Telangana
        May 22, 2009
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        Irresponsible behaviour of the staff

        Hi,

        I visited ICICI branch Srinagar Colony, Hyderabad on 05/05/09 to take 3 DDs
        from my A/c. While I was filling the forms my token number came and I could
        not see the counter number.

        1) I rushed to counter 3 where a woman sat freely. I showed my token number
        and requested her to take the DD forms. she rejected and replied that token
        was not from her counter. In addition, asked me...
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        M
        Mandar Shsshikant Salkade
        from Pune, Maharashtra
        May 22, 2009
        Resolved
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        Dear Sir,
        Today on May 22, 2009 at around 10:40 in morning when I tried to withdraw money money from my ICICI account, from your Kalwa ATM at Rupali Building, Ground Floor, Shivaji Chowk, New Belapur Road, Kalwa, Mumbai -400605 suddenly power went off. The transaction was halted as the machine got power off. The transaction was at the stage of issuing money.

        However no cash was dispensed from the machine. I went to another ATM for withdrawing the money but the balance was deducted from the account.

        I request you to veryfy immediately and deposit the money back in my account.

        Also I request you to arrange for a UPS immediately so as to avoide the further inconvenience to the customers.

        Regards,

        Mandar Salkade
        Aug 14, 2020
        Complaint marked as Resolved 
        Dear Sir / Madam,

        Kindly write to us at [protected]@icicibank.com with ‘Customer Service-Debit Card’ as the subject line. Request you to provide your full name and contact details.

        We will be glad to assist you.


        Regards,

        Nazia Sayeed
        Office of the Nodal Officer
        ICICI Bank
        hi sir,
        day before yesterday i tried to withdraw money but i had wrongly typed my pin code, and today after 36 hrs i tried agian but cuoldnt withdraw money.
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          R
          ranahere
          May 21, 2009
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          My ICICI Card was lost on the 7th of April. I recognized this on 9th April and immediately blocked the card. Before I could block, two transactions were performed.
          I logged the problem with the bank but they refused to look into the matter stating that its not aproblem with the bank so the bank would not provide any assistance.
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Sir/Madam,

          We will be happy to help you. Please write to us at [protected]@icicibank.com with your credit card number and contact details. Kindly mention the subject line as ’’Comments from Site’’.

          Sincerely,
          Nodal Officer
          ICICI Bank
          I am an existing customer of ICICI. My A/c, No. is[protected] and I had taken Home Loan from ICICI Home Finance. My LAN are LBCAL 000003, LBCAL 000007, LBCAL 0000012. My grievance is that though the hike in the interest rate has been reflected on my Home Loan EMI from the month of May, 2011, no communication has been made to me so far in this regard. Surprisingly, the EMI amount that has been deducted from my A/c. i.r.o. LAN LBCAL 0000012 in the month of May, 2011 is Rs. 1890.00 which in no way conforms with my scheduled deduction, i.e. Rs. 1218.00 which has been though deducted for the month of June, 2011. - Seek clarification.
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            S
            sunil kumar sharma
            from New Delhi, Delhi
            May 21, 2009
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            I have Joint Account in the Name of Sunil Kumar Sharma and Meenakshi Sharma at ICICI Bank Ltd., branch, Santa Tower, Sanjay Place, Agra.A/c No.[protected].

            On 06.04.09 Rs. 33000.23 was debited in my above account thru BIL/[protected]/Divorve Settlement f /NS without my knowledge and consent.

            Sir, I have contact to bank official At Agra Branch given letter to the bank and lodge my complaint thru mail to ICICI Head Office, Mumbai so many times but no appropriate action taken by them for solve this problem.

            Sir, One month have been passed but they are not taking any appropriate action againt this FRAUD.
            NO ONE CAN HACK A SECURED WEB SITE OF A BANK LIKE ICICI WITHOUT THE HELP OF ICICI BANK INFORMATION TECHNOLOGY DEPARTMENT.

            Sir, I am very much upset, will you help me against this fraud, I do not know about legal action of this fraud.

            Please Help me to resolve this issue.
            With Regards
            Sunil Kumar Sharma
            Aug 14, 2020
            Complaint marked as Resolved 

            ICICI Bank Ltd. — FRAUD THRU BILL TRANSFER

            TFD of Money from Saving Account No.[protected] Rs. 33300.23 on[protected]
            – BIL/[protected]/Divorve Settlement f /NS.

            Sir, 10 days have been passed but I have not received any assurance/ confirmation, regarding this fraud. I am a small Computer Operator At Agra earn Rs. 5000/- Salary P.M. my whole family mentally disturb against this fraud. I have never share my password etc with any one since I have account with you.

            I HOPE TODAY YOU WILL TAKE THE ACTION AND help toREVERT This E DEBIT AMOUNT,
            I humbly request you to please do the needful earliest.

            With Regards
            SUNIL KUMAR SHARMA
            403, Krishna Nagar, Bisheshwer Ganj,
            AGRA CAnTT - 282 001
            M-91-[protected]
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              R
              Ragavendra
              from Bengaluru, Karnataka
              May 20, 2009
              Resolved
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              I was able to register my ICICI Bank account through Paypal. I recently tried to transfer amount from Paypal to my ICICI Bank Account in India. After 5 working days or so, I found that the transfer failed. As a result I lost nearly $80 for two times currency conversion and $5 fee for the transfer fail.

              Q1. Why did the transfer fail if I could register the same Bank Account in Paypal?
              Q2. Whom should I ask for the total $85 claim?

              Both Paypal and ICICI are blaming each other.
              Aug 14, 2020
              Complaint marked as Resolved 
              Dear Mr. Ragavendra,

              Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue-Paypal' as the subject line. Request you to provide the relevant details of your account along with your full name and contact details.

              We will be happy to help you.

              Regards,

              Nazia Sayeed
              Office of the Nodal Officer
              ICICI Bank
              I had the same issue, however i didn't try it the second time ... used my dad's HDFC bank account and it worked like a charm . i contacted the customer care and the response i got was "We wish to inform you that the funds transfer facility from www.paypal.com to you savings account is not available" .

              Now, since they told me in plain simple words that NEFT is not supported by ICICI bank i am left with no option other than to close my account (which i had opened just this very month ) . I'll have to hold on for atleast 6 months though ... i've read somewhere that ICICI bank would charge me for closing an account earlier than that.

              Needless to say, my experience with ICICI bank was 'unforgettable', however brief it may be ...
              So what is the Solution of Getting Money from Paypal. How to get the Money Transfered.. means through which way...Does any bank supports The Paypal..
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                R
                Ramesh Kumar Singh
                from Jorhat, Assam
                May 20, 2009
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                certificate no 39283
                Dear Mr. Singh,

                Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue-Interest warrant’ as the subject line. Request you to provide the relevant details of your issue along with your full name and contact details.

                We will be happy to help you.

                Regards,

                Nazia Sayeed
                Office of the Nodal Officer
                ICICI Bank
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                  S
                  Sheikh Ajmaluiddin
                  from Mumbai, Maharashtra
                  May 20, 2009
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                  I would like to inform you that 2 fake transactions are been made online using the ICICI credit card which belongs to me on 03-MAY-09 without my knowledge and intervention, for the same I raised a complaint with my bank, but i am not getting a proper response.

                  The details are mentioned below:

                  Card Holder's Name : Ajmaluddin Sheikh
                  Card No. : [protected]
                  Address : Flat No. - 102, Hira Building, Sector - 9, Airoli, Navi Mumbai-400708

                  Fake Transactions details are:

                  1. 03-MAY-09 INR 17943:00 made at EZEEGO ONE TRAV.
                  2. 03-MAY-09 INR 8580:00 made at EZEEGO ONE TRAV.


                  For any clarification contact me on [protected].

                  Please do take immediate action and get the dispute resolved as soon as possible.
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  I would like 2 inform u that a fake transaction made on my ICICI Bank Credit Card without my knowledge and intervention,
                  I raised a complaint with my bank, but I am not getting a proper response.

                  The details are mentioned below:

                  Card Holder's Name : PREM PRAKASH
                  Card No. : [protected]
                  Address : C-58, NOIDA, Phase-2, PIN-201305

                  For any clarification contact me on +91-[protected]

                  Fake Transaction detail ez 14/06/2009 7/12 EMI Principal - ICICI LOMBARD 12EMI Rs. 697.50


                  I hav ICICI Lombard card and I paid my full payment in one time transactions wid d help o[censored].
                  Ten wat ez tis..
                  My Lombard Policy No.Ez 4034/FPP/03398197/00/000
                  & Card No.ez IHPN[protected]/01

                  Please do take immediate action...
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                    K
                    k nageswara rao
                    from Vepagunta, Andhra Pradesh
                    May 19, 2009
                    Resolved
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                    DEAR SIR,

                    I AM K NAGESWARA RAO WORKING AS A DEPUTY MANAGER WITH HPCL AND HAVING A HOME LOAN WITH ICICI BANK. LAN NO.LBVPM[protected].
                    ON 15TH MARCH I ENQUIRED WITH ONLINE CUSTOMER CARE ABOUT REDUCTION OF MY LOAN INTEREST. THEY EXPLAINED THAT I CAN PAY SOME AMOUNT AND MY LOAN INTEREST WILL BE REDUCED FROM PRESENT 13% TO 9.75% OFFER IS AVAILABLE TILL 31ST MARCH AND I HAS TO VISIT LOCAL OFFICE FOR THIS.
                    ACCORDINGLY I VISITED THE VISAKHAPATNAM CUSTOMER CARE OFFICE AT RAMANAGAR ON 20TH MARCH AND SUBMITTED THE AGREEMENT AND A CHEQUE OF RS.3510 (RECEIPT NO.O [protected], DATED .23/03/09) AS PER THE BANK RULES TO PAY 0.5% ON THE OUTSTANDING BALANCE AMOUNT.
                    BUT IT WAS NOT IMPLEMENTED UPTO 15TH, APRIL AND I VISITED THE SAME OFFICE BUT THEY COULDN’T TELL THE REASON AND ASKED ME TO CONTANCT THEIR CUSTOMER ACCOUNTS MANAGER MR.RAMESH RAJU AND AS PER HIM IT IS IN SECURITISED AND IT WILL BE SOLVED BY MR. SRINIVAS, ACCOUNTS MANAGER IN HOME LOAN DEPARTMENT IN SIRIPURAM PORT.
                    THEN I WENT TO SIRIPURAM PORT HOME LOAN OFFICE AND I CAME TO KNOWN TO MY SURPRISE THAT HE WAS ON LUNCH FROM 11.30 PM TO 2.30 PM. THEN I WENT AT 2.40 PM BUT I COULD NOT GET HIM UNTIL 3.00PM AND HE WAS TOLD I HAS TO MEET MR. RAMESH RAJU WITH OUT TELLING ANY REASON ABOUT FOR NOT CONVERTING MY INTEREST RATE SINCE 23RD MARCH.
                    I HAS MOVED FOUR TIMES IN BETWEEN SIRIPURAM PORT OFFICE AND RAMANAGAR OFFICE, BUT THEY HAVE NOT SOLVED MY PROBLEM NOT CONVERTING MY INTEREST RATE FROM 13% TO 9.75% AND NOT PAID THE AMOUNT DEDUCTED RS.3510 FROM ACCOUNT.
                    WHY IT WAS NOT INTIMATED TO ME ABOUT SECURITISATION AND NOT POSSIBLE FOR CONVERSION UNTIL I VISITED YOUR OFFICE.
                    WHY MY AMOUNT IS NOT PAID.
                    Aug 14, 2020
                    Complaint marked as Resolved 

                    icici bank /home loan — Original documents sent to KOTAK Bank without costomer consent

                    Sir, I took housing loan in ICICI bank in PUNE branch My Loan account number is
                    LPUN[protected]. I Paid all the EMI. When I contacted ICICI bank people in pune branch, they told me that loan has been closed & my house original documents have been given to KOTAK Bank without my consent. how come bank like ICICI dumping costomer original documents with other bank.
                    Please concerned people address my issue, give me justice

                    Thanks
                    Nagappa Biradar
                    [protected]
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                      Dr.P. Santhan
                      from Chennai, Tamil Nadu
                      May 19, 2009
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                      I paid my monthly due by cheque on 2/12/2008, it is debited from my account on 6/12 /2008.The amount is not credited to my monthly dues.it was credited to to some other persons account. I booked a complaint at ICICI phone banking service. I was given SR no 98028053, even after 3 months my money is not credit to my credit card account.My statement is showing more due every month I have to pay more service charge and interest every month. I tried again. I faxed my details again. so far problem is not solved.

                      May 2009 payment due I made through Cheque on 30th april 2009 it self.But I have received statement that I have not paid my May due.

                      Collection Agency — paid money not credited to credit card account

                      hi,

                      I am vm venu. I have seen an agency in chennai in the name of BSA logistics gangai amman koil st andavar nagar 6th cross st vadapalani chennai from is repeatedly stealing the cash paid for credit card i have the experience with payment to abn amro credit card and barclays credit card.

                      please don't pay cash to this agency you will be levied intrest amt -late payment fee - and in some cases overlimit fees because the agency is not submitting the collected cash to the banks.If at all pay only crossed cheque with your credit card no.
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                        S
                        shiv.mp
                        from Noida, Uttar Pradesh
                        May 19, 2009
                        Resolved
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                        Dear Sir,

                        I have settled all my dues against my icici bank credit card no. [protected] on dated 25th oct. 08 through cheque amount Rs. 21000/= and cash Rs. 3000/=. I have already recd full and final settlement letter and receipt letter of my payment. After that still i am getting your executive call for dues collection and also getting credit card statement .I am very much upset . I have already contact to your branch in credit card div. at Indore at Malav Parisar with the manager, they said your data is not updated in our account due to some reasons we will up date and you will not any call.

                        If your reply and confirmation not recd with in seven days about my all dues clear of my credit card then i will put a case through Consumer fourm.

                        Regards

                        Shiv Kumar Kulshrestha
                        [protected]
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        I'm so sorry to write you, about the superb service support of ICICI bank. My account was locked by the bank due to a credit card payment related issue. I was getting frequent calls from ICICI credit card section and i did a settlement of Rs 35K with the bank on 28.03.2009. I thrusted ICICI bank, since i was using this account for very long time. Now even after completing the Settlement procedure, bank is not ready to remove account locking, hence my cheques are getting bounced, and the most surprising matter is, bank has deducted cheque bouncing charge first. over and above Credit card department has taken Rs 5893/- From my account on 28.04.09 with out my knowledge. I was try to contact you in many ways, you can see attached file for the series of communication with your "Great" customer service department,

                        Finally i visited your Jamshedpur branch, where i deposited 35K, and bugged for helping me, but Manager Operation has clearly said they can only collect money, you have to go to Credit card section. So i went to the Credit card section Where i forced to Wait for 2 Hrs. Because this was running by a Single Man. and he is office is in opening by 11AM.( but you can see the timing written on the ICICI board as 10 AM to 4 PM). I got a surprising replay from him, my card is belonging to Indore, so you have to contact Indore person, and the person who locked my account is one Mr. Amit Chourasia. and he kindly given his contact no and asked me to contact him. Two days i was desperately trying his number[protected], Some how yesterday he picked his no and he said you have to contact Mr Ankur, ( i don't know, who he is) in his direct no:[protected]. By see this no, i think both are sitting in the same office but, he was not in a position to help me out to talk to Mr Ankur or try to understand my problem.

                        Before taking money i used to get so may mails and called regarding the benefits of ICICI Bank, but now I'm truly cheated by ICICI bank and nobody is ready to help me.
                        dear sir
                        i want to settel my full and final payment i want to know the details and final statement to pay
                        dear sir

                        i am not using my credit card since 4 months, i told your collection agent from last 4 months to settel my account but your people take didint take any action . so if send the full and final statement i will cleared it of immediatelyl
                        my credit card no : [protected]
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                          G
                          Govind D Phatak
                          from Mumbai, Maharashtra
                          May 19, 2009
                          Resolved
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                          Resolved

                          on[protected], i tried to buy a software on 3 installment EMI on my icici credit card. the transaction was declined twice. on enquiry, it was explained that total amount of three EMIs exceed my credit limit.

                          on[protected], i called on [protected] to find out the max amount which i can utilize.
                          1) first call was not answered after reaching the credit card menu for a long time.
                          2)after going through the entire unwanted menu one ms. suvarna answered and after explaining the info required, there was a long long silence;
                          3) in third attempt i was fortunate to get the required info from ms. rammya. only after confirming the max amount for which i can have EMI facility, i attempted to use it through conference call, which was again declined.

                          i was embarrassed, and tired of multiple tiers of phone banking, i had no choice but to lodge a complaint.

                          Govind D Phatak
                          5
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Dear Mr. Phatak,

                          Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue-Credit card’ as the subject line. Request you to provide the relevant details of your credit card along with your full name and contact details.

                          We will be happy to help you.

                          Regards,

                          Nazia Sayeed
                          Office of the Nodal Officer
                          ICICI Bank
                          To,

                          The Head office
                          ICICI BANK LTD.
                          Mumbai-400051

                          Subject- Due to missing or lost of Cheque.

                          Sir,
                          I am ABHA SINHA account holder of ICICI BANK LTD. Sitapur branch. Sir, i have deposited cheque no-642673/[protected]/23 in ICICI BANK Sitapur of Rs- 354000/- i got the cheque
                          from POST OFFICE JHANSI through a payment of my kisan vikas patra (KVP) maturity amount at 08/08/2012 final settlement of KVP. As we deposted the cheque in ICICI BANK on 09/08/2012
                          after one week we went to bank and asked about the cheque, they said they have missed or lost the cheque in clearing house lucknow branch and they asked us to bring another cheque from the post office jhansi and given a letter of cheque lost or missed by icici bank, but the post office jhansi branch manager said that they will not issue another cheque and told us to put a case against the icici bank sitapur branch.
                          kindly request, please urgently given my maturity amount of my cheque deposited in my bank account.

                          Note-: I have to face some many problems beyond my payments-
                          1. staff was not respond properly and timely
                          2. misbehavior of executive and doesn't any knowledge about RBI rules and regulation.
                          3. mobile and phone cal didn't receive at urgency of customer.
                          I was totally irritate for this irresponsibility of staaf and manager all those, please give a suggestion what can i do for all the activities of your branch head .

                          Another REQUEST- I have to purchase a property in Lucknow near amausi airport so the payment would not pay as we commitment of date-15/08/2012
                          due to lost of my cheque icici bank so its to late about my payment, i request to you please urgently credited my amount rs 354000/- in my account of icici bank.
                          If i didn't pay my amount to property dealer, the plot would be cancel due to late payments and cancel my deals of plot.

                          Details-:
                          Name- Abha Sinha
                          ICICI BANK Account No[protected]
                          Cheque No- 642673/[protected]/23
                          Address- A-12, Awas Vikas Colony Sitapur-261001
                          Mobile No- [protected]. [protected], [protected]

                          ICICI BANK Address- ICICI BANK LTD, PLOT NO[protected], NEAR SBI MAIN BRANCH, HOSPITAL ROAD, SITAPUR 261001
                          Executive name- Sumit, Mobile No- [protected]
                          ICICI bank is really irresponsible and careless bank. It is not only customer unfriendly but also they are not full fill the promise which is made with customer at the time of sold the product.
                          So don’t belive on icici bank particularly ICICI pru life.
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                            G
                            Gulledmath Sangayya
                            from Delhi, Delhi
                            May 19, 2009
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                            Dear Sir,

                            Its very unfortunate in our country they cheat us like anything. Being educated its duty to oppose it. Sir somehow with misleading I caught in the scheme of ICICI Cash in offer. Now they told me to pay EMI before 10 th of everymonth . I am doing the same still everymonth heffty penality they are putting and telling your not paying on due date. From the last six month I am struggling to requesting them about my problme nobody is taking of fiding right solution. Finally I have decided to go to consumer about their behaviour. Please anybody can help me
                            Dear Mr. Sangayya,

                            Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue-Credit card’ as the subject line. Request you to provide the relevant details of your credit card along with your full name and contact details.

                            We will be happy to help you.

                            Regards,

                            Nazia Sayeed
                            Office of the Nodal Officer
                            ICICI Bank
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                              C
                              chamarty viswanadham
                              from Mumbai, Maharashtra
                              May 19, 2009
                              Resolved
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                              Resolved

                              My name is Chamarty Viswanadham, aged 45 years, working as Senior Manager in Rashtriya Ispat Nigam Limited, Visakhapatnam Steel Plant, Visakhapatnam residing at 133-C, Sector-6, Ukku Nagaram, Visakhapatnam - 530031..

                              M/s ICICI Bank Limited sanctioned a loan of Rs.235000/- upon executing an agreement bearing file No. No.[protected], dated 15/03/2003 for take over of loan from M/s Housing Development Finance Corporation. M/s ICICI Bank fixed the repayment schedule of the loan in 48 equal month installments (EMIs) of Rs.5765/- starting from 07/05/2003 to 07/05/2007. M/s ICICI Bank disbursed the loan of Rs.234681/- by deducting pre-EMI interest of Rs.319/- from loan amount of Rs.235000/- by way of cheque No.612144, dated 25/03/2003 in favour of M/s HDFC, Visakhapatnam.

                              In connection to this loan transaction towards security, ICICI Bank Limited demanded me to deposit the Original Property Documents in respect of property situated at Plot No.41, Netaji Nagar, Bommuru, Rajahmundry – 533101, East Godavari District, Andhra Pradesh. Accordingly I have deposited the following documents after receiving acknowledgement from Shri DVK Madhav, Relationship Officer of ICICI Bank Limited on 08/09/2003.

                              (a) Sale Deed No.42/95, Dated 19/05/1995
                              (b) Link Sale Deed No.7341/83, dated 06/08/1983
                              (c) Encumbrance Certificate No.493/99, dated 13/04/1999
                              (d) Encumbrance Certificate No.3541/99, dated 15/04/1999

                              I have repaid entire loan amount promptly in 48 installments as fixed by ICICI Bank on 07/04/2007. Then I have demanded the ICICI Bank for returning of Original Property Documents. However, ICICI Bank Limited failed to return them till date.

                              Even the ICICI Bank is not intimating what happened to Original documents, i.e., whether the Original Property Documents are destroyed due to the reasons like fire, floods, etc and cannot be traced back or whether they are misplaced/delivered to a third party, if so when, where, how, why the Original Documents misplaced/delivered to third party and whether they can be traced within a reasonable period.

                              If any person dealing with ICICI Bank for home loans may kindly take note of above loss as it may happen to them.
                              Aug 13, 2020
                              Complaint marked as Resolved 

                              ICICI Bank Ltd — Return of Original property documents

                              Loan account number : LBBNG[protected]

                              I took housing loan and pre closed on 27-08-08 by paying entire amount vide ch no.913456/29-05-08 for RS 108314.27 and realised this cheque from my Bank on 29-05-08 but till today i have not received back my original documents.


                              While loadging this complaint by mistake i have put Fosroc chemicals India Pvt Ltd name instead of ICICI Bank Ltd.

                              Please ignore my earlier complaint since its typographical mistake i regret for the same.

                              My Mobile no. [protected]

                              ICICI Bank Ltd. — Misplaced Document

                              I have foreclosed my above HL account LBMUM[protected] with ICICI but not received complete documents from ICICI. my original society share certificate is missing from the list of documents given to me. Now i am paying pre emi interest to bank as the douments are incomplete, can anyone suggest me what can be done in this case,
                              Dear Mahesh,

                              We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                              Regards,
                              ICICI Customer Service Team.
                              Have you received a written acknowledgement from ICICI stating that the original property documents are lost?
                              chamarty viswanadham's [Complaint's author] reply, Nov 3, 2021
                              ICICI Bank stated that original property documents are misplaced. but they have not given any specific reason for loss of documents.
                              AP State Consumer Redressal Commission directed ICICI Bank to give Indemnity Bond for any loss caused due loss of original property documents along with certified copies of documents obtained from Registration Department with a certificate that the documents are lost/misplaced at their end and the certified copies with Indemnity Bond are given in lieu of original documents.
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                                G
                                Gaurav Goel
                                from Delhi, Delhi
                                May 18, 2009
                                Resolved
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                                Hi

                                I can understand that due to current recession, ICICI Bank is going in a loss for consecutive quarters now.

                                Due to this loss, they are in a major cost cutting mode and have taken major tasks of duping people of their money by keeping it with them for as long as possible due to some reason or the other and taking as long as possible to return it and earming interest on it.

                                Charging the Debit cards of other banks and not paying the money at ATM is one such act of forgery by these thieves.

                                My mother's debit card was charged at one of their ATM and never doled out the money.

                                The details are given below:

                                Account Holder - Indira Rani Goel
                                Bank Name - Bank of India
                                Location of ICICI Bank ATM - Near B-Block Market, Vivek Vihar, New Delhi - 110095.
                                Money Charged - Rs. 2000/-
                                Date of Transaction - 09 May 2009
                                Transaction ID - CWDR//145578/SICW4568
                                Debit Card Numer - XXXXXXXXXXXX4614

                                Whoever reads this from ICICI Bank, please return the money asap, or else I will have to file a petition in RBI against ICICI Bank.

                                Best Regards
                                Gaurav Goel
                                +[protected]
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                I have an ICICI account.My icici a/c number is[protected], pune, bund garden branch. On 02-06-09
                                i went to HDFC bank ATM to withdraw money using my debit card. I put up a request for Rs 700 at 19:23:57. ATM took some time and then it says ” Transaction timed out” and i did not get the money.I tried again with amount 700rs.i received the money, Now when I checked my account balance it deducted 1400 rs(debited twice).please credit my 700 rs into my account.

                                Thanks&Regards
                                Ramkishore
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                                  M
                                  mukesh296
                                  from Nagpur, Maharashtra
                                  May 18, 2009
                                  Resolved
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                                  THEY R asking about contact details, this call by ICICI BANK they are collecting Contact details.

                                  ICICI BANK IS FRAUD/ NOW WE ARE GETTING CALLS FROM THIS NUMBERS.
                                  THEY HAVE STARTED NEW TRICK CALLING.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  dear all,

                                  be careful. i reced. call from[protected] /[protected]. they said that you recd. one courier from bangalore we sent that courier twice but yr residence closed. just confirm your office address or residence address.
                                  hai this all are from HSBC bank already we found they are talking like: Courier company or other.
                                  they are collection DATA from Phone service Provider and then they will start to call every one :
                                  example: your name is vinod.. now airtel having same name 1000 number by name of Vinod..
                                  and Bank will start calling to every one, even they not sure that person is Right...!
                                  i mean" in bank Defaulter List if name is: VINOD and bank will found New number name of Vinod.. then they will call.

                                  >>
                                  ALL BANK ARE WASTE PLEASE DON'T GO FOR ANY .. LOAN/CARD.
                                  first u tell me..before all this CARD/LOAN .. our Life was going-on right.!!!
                                  then Y we all are depend upon all this Banks?

                                  so say" NO.
                                  enjoy simply life..
                                  [censored] to bank


                                  every one is in trouble.. by banks.
                                  hai friends.. this is collection agency.. now is clear :--) because,
                                  yesterday i got call from HSBC BANK Civil court Advocate.. some time they are using another bank name
                                  i spoke with HSBC BANK ADVOCATE.. THEY SAID" WE ARE FROM HSBC BANK CREDIT CARD/LOAN.
                                  because they are collection data from phone service provider.. example :loan defaulter is : MANISH okk they will collect all phone numbers name of MANISH... now after collect finally they will start calling to everyone, in between if they have Doubt then they will call on that same number with Verify. this all are [censored]eerrr
                                  numbers:
                                  [protected] TATA
                                  [protected]
                                  [protected]
                                  [protected] Operator : VODAFONE : DELHI
                                  [protected] Operator : BSNL :ANDHRA PRADESH
                                  [protected] Operator : VODAFONE : DELHI
                                  [protected] Operator : VODAFONE : DELHI
                                  [protected] Operator : VODAFONE : DELHI
                                  [protected] Operator : VODAFONE : DELHI
                                  [protected] Operator : VODAFONE : DELHI
                                  To,
                                  The Manager,
                                  ICICI BANK LTD,
                                  248, Andheri Kurla Road,
                                  J.B. Nagar, Andheri (East)
                                  Mumbai - 400059

                                  Dear Sir,

                                  After receiving your mailer.we check our account balance on our Net Banking service & As Per Online Balance InformationThere is still The Credit Balance of Rs. 30000 In Our Account / For Withdrawl / As Credit The Balance Position Up To Minimum 10 Days.

                                  We again regrets you to send us mailer or emails only offer checking our balance & withdraw position up to Minimum 10 Days. Please donot send such letter on the base of only one day balance position.


                                  Thanking You

                                  Yours Faithfully,
                                  Bharat Bhai M. Shah
                                  Getting calls to family members and relatives from [protected](icici bank manger, Mumbai, india) saying that we took personal loan for 5 lacks in 2006 and We have not taken any personal loan till now and he was asking all of details and phone numbers. He is calling 20 times a day and irritating and he wasn't able to provide any proof. Its frustrating.
                                  Harassment calls from [protected] - Sanjay Boga regards to loan taken but we have never too any loan from SO PLEASE BLOCK THIS NUMBER because this is height of harassment to relatives and friends with abusive words.
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                                    M
                                    mukesh296
                                    from Nagpur, Maharashtra
                                    May 18, 2009
                                    Resolved
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                                    hello

                                    i am getting phone calls from your bank people without reason they are calling different-different style.. and they are asking about "ROHIT" and i don't know who's given my contact number to your bank people. and already I inquired about ROHIT..
                                    now i want to tell you" in this world i am not alone same name of ROHIT okk
                                    there are Thousands name are same... right!!!
                                    last 3 times-i received call from your bank and they speak bad language.. then i said come and i will tell you..
                                    they were speaking bad words like"GUNDA style
                                    if this is your icici recovery people will call back and again try to ask then really we will take some action on this..
                                    now u tell me i[censored] r on my place- i[censored] are getting unknown phone calls by credit card Dept or Loan. and talking wrongly.. what u will feel?
                                    i hope u will feel bad.. upset.
                                    same happen with me. my friends was asking to me u taken bank loan and not repay them??
                                    now this is my reputation question! .. if i missed my reputation without reason then .. really not good for u and for me.
                                    so please informion to your Department to stop calling me.
                                    and i want to know who's that person ..given my contact number to your bank Dept? .. i am not same person (rohit) some miss-understanding with you otherwise i will change my mobile number.
                                    or take some action..!

                                    I hope you will try to understand my point and solve it please..

                                    i am receiving call in my number is: [protected]

                                    and i will wait for ur reply.

                                    Thank you
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      S
                                      sudhir ravindran
                                      from Visakhapatnam, Andhra Pradesh
                                      May 17, 2009
                                      Resolved
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                                      ear sir/madam
                                      i was the holder of ICICI credit card
                                      no[protected].i am also a salary a/c holder of the same bank. I m
                                      a defence officer. As i was on a tour of duty i could not pay my dues
                                      for the card. subsequently on my return i had sttled the dues on card
                                      as directed by icici in Jan 2008. the settlement was conveyed to me by
                                      the bank vide letter no REF NO.VSP/28/20080128 dt 16 jan 08 from their
                                      vizag office (copy enclosed as attachment). I paid the dues of RS
                                      12985.00 by cheque which was realised on 18 Jan 08. After that when i
                                      checked my credit card statement it still showed outstanding dues. on
                                      approaching the bank i was told it will be reversed in the next
                                      billing cycle. this. But the same was not updated by in the bank's
                                      records. Every time i contacted their vizag collection office i was
                                      reffered to Mr Sreekanth as he had done my settlemnt. He promised but
                                      never delivered. He attitude always was irritating and at times
                                      insulting. After repeated efforts over a period of one year the same
                                      has been updated when i contacted the customer care throug the
                                      intrenet on 20 Feb 09. but my name still figures on the CIBIL list
                                      which should have been idealy removed 6 months after my settlement
                                      cheque was realised i.e JUL 2008. As a result i am not able get credit
                                      cards and loans from any bank. I understand that ICICI bank reserves
                                      right not issue me a credit card but other banks which r ready cannot
                                      do as my name figure in the CIBIL list. Whereas it entirly the bank's
                                      fault that my name was not removed when i should have been. When i
                                      approached the bank regarding the correction of my record in CIBIL
                                      list they, it will take another 45 days from 20 Feb 09 as their
                                      records were updated on 20 Feb09. Whereas the bank had taken the money
                                      more than an year back i.e on 18 Jan 08. I will request you to kindly
                                      to guide me how to get my grievence addressed.
                                      with lots of hopes regards
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      my dear sir/madam
                                      i am your credit card holder, i paid my dues in the 7/8/2008, cheque no ;00157689, amount is 7, 932(final payment)we never used your credit card, and i dont want to use it too, but you 0we me 500rs, but still i am getting yourstatements saying that you have to pay such amount like this.
                                      i am fedup with this, and please call me on my mobile
                                      [protected]
                                      pasumarthy vithal
                                      m-171,
                                      2nd floor,
                                      guru harkishan nagar, paschim vihar
                                      new delhi-110087
                                      customar id 4754945
                                      please note my credit card no
                                      [protected]
                                      i paid all the dues till now, but still you owe me rs.500
                                      i paid on 7/8/2008 amount is rs.7932, cheque no is 00157689
                                      you credited to your account, but still dont want money from me
                                      i am getting letters from you for the late payments like this
                                      please dont send like this .and cancell my account
                                      and pl.try to call me
                                      [protected]
                                      with regards
                                      pasumarthy vithal
                                      m-171,
                                      2nd floor, guru harkishan nagar, paschim vihar, new delhi-110087
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