ICICI Bank Complaints & Reviews

1.My Acct No is[protected] with ICICI Bank Jhansi (UP). Ideposited a syndicate bank of India cheque for and amount of Rs 44820/ in ICICI Branch, Rejency Road Jammu in the month of Jun 2008 and the said amount was credited into my account on 05 sep 2008 without giving any interest on the amount to me whereas I had been paying interest for the said amount.

2. On 07 Oct 2008 I deposited a SBI cheque for Rs 711/- in your Fatehgarh (UP)branch and the amount was credited into my account on the same date but on 10 Oct 2008 the amount was deducted from my account with additional charges of Rs 112/- without any information.
3. I again deposited a SBI cheque for Rs 873/- on 17 DEc 2008 in the same branch but the amount has not so far been credited to my acount so far.

4. An amount of Rs 112/- has been deducted from my account on 12 Nov 2008 for getting duplicate statement which is not understood.

5. My phone No is [protected]

I HAVE SENT MY APPLICATION TO YOUR MUMBAI -400069. ADDRESS, TO MR. TEJRAJ KOTAIN &MR. JAYWANT SOYANE. BUT THERE WAS NO RESPONSE OF MY LETTER .PLEASE REFUND MY PF AMOUNT . MY DETAIL IS GIVEN BELOW
EMPLOYEE NO. 518020
DATE OF JOIN 01/10/2007
LAST WORKING DAY : 14/08/2008
TEL NO. [protected]
BHAGWAN KASAM PAISE KI JARURAT HAI
296, SUBHASH COLONY, SHASTRI NAGAR, JAIPUR
EMAIL : gm.[protected]@yahoo.com

I have a personal loan from both HDFC and ICICI bank and Credit card from ICICI bank in[protected].

Due to some reasons i have not paid my EMIs regularly for around 6 month to 1 year.

After that in Feb-mar 2008 i have closed all these accounts by paid in full including late payment charges/cheque bounce charge and without any waiver.

Unfortunatly still my name is in defaulters list in CIBIL.I have requested so many times to the concern bank authorities to act on this.but still my name is there in cibil...kindly advice me further what can i do and what should i do?


Thanks:
Venkat --[protected]
Hyderabad
chilukuri.[protected]@yahoo.co.in

dear sir
i open my saving account feb-2008,
but till today i couldn, t receive any account statement towards your bank..

is there no any rule to issue d statement to costumer in your bank..

reply soon i[censored] can-

shailendra srivastava
103 shastri nagar,
rasoolpur,
allahabad.

a/c no[protected]

I have make a request to ICICI Bank for some information on last Sep'08, they can't provide therfore as a result I lost Rs. 14, 000.

Mr. Gorav from ICICI Bank Noida Branch is a totally False person.

I looking forward to positive against ICICI

Your Indrajeet S Chahar

Mo. [protected]

I am to inform
you that I am a bond holder of tax saving bond 012005-TSB bearing no[protected] certificate no. 124254 no of bonds six, I have not received interest for the year 2009 due in the month of March I am to request you to kindly look into the matter and send me the cheque of interest at my present address i.e. C-223 Kendriya ViharSector 56, Gurgaon, Haryana where I am recently shifted from 719 Vikas Kunj, Vikaspuri New Delhi-110018 You are also requested to change the new address in your official record for further postal transection

Dear sir/ madam,

good morning

I did not receive the icicibank internet banking password by the courier company.
yesterday i wrote a letter to Speedman service the courier company and i am coping it here alngwith this mail to you kindly help us.:
Dear sir/ madam,

good after noon

This is Anil Kumar Joshi in behalf of courier of my wife Mrs Geeta Joshi.

By telecon i knew that my courier is forwording by your courier service

and in the morning i discussed to your representative by telecon

and i told him about my icici bank courier which pkt no. is[protected].

The representative said i will call back you but upto this time nobady called me, i gave my mobile phone no..

and i also tried to talk about it to telephone no.[protected]so many times but

nobady received the call now i went to your site and found the e-mail address.

I also told in the morning that i am from Honda Power Products and i told my office address for sending the courier.

Kindly trace out my courier pkt and why is it not received by me for last 6 days (08-May-09 ~ 13-May-09)

I think i explained my problem to you.

I got your reference by Mr Deepak Awasthi from Jandevalan Delhi.



Please write me when may i get it.

Dear Sir/Madam,

I have A salary account in ICICI bank They have lean my account without my permission
is there any procedure to log in the complaint to consumer form ? if yes please tell me the procedure .

Regards,

Manish Sharma,
Ghaziabad...

I purchased a policy in February last week in 2009. Got a letter for Medical examination and got it done on 21st March'09. I didn't receive any policy till April 2nd week. Agent stopped picking up my phone. Upon following up for almost 10 days when I got no positive response, I had to fill up withdrawl application which was submitted on 24th April'09 at ICICI Prudential branch in Sec-14, Gurgaon along with cancelled blank cheque for EFT, I was assured to get back my money in 6 working days. I didn't get it till 10th of May. Again after following up for 3 days continuously, I am being told by branch people that I need to refill an EFT as there system is not showing my cheque details. LOOK AT THE CARELESSNESS, the HARASSMENT & BOTHERATION they give to the customer.

I Urge everyone to think 10 times before using ICICI prudential.

Dear Sir / Madam,

I have recevied a call from ICICI Credit card dept, JB Nagar, Andheri East that i have not paid for the cerdit card payment.

Actually, this credit card is linked with ICICI lombard insurance. Also I have not yet recevied any cerdit card as well as ICICI Lombard insurance has been closed. I visited several times to ICICI Credit Card dept as well as ICICI Lombard offices at JB Nagar saying that my ICICI Lombard insurance to request them to close this account, but still ICICI credit card is behind me.

Also ICICI credit card statment is coming to my house and ICICI lombard insurance statement & closing letter it went to some other address in Mumbai, where those people called me and i had to go to collect it from them.

I had also requested them to find out why this account at credit card dept is active and at lombard it is closed, but they have only 1 point, that these 2 companies are different and we do not have anything to do with each other.

I have also written several emails to ICICI group, but not action has been taken.

Last few days i am getting calls from ICICI credit card saying that Ok fine what you are saying is correct, but if you want to close your account, you have to pay Rs500.

My question is why i should pay for something for which i have not used it and i don't have it.

Thanks & Regards,
Ninaad Mehta
[protected]

Hi,

As I have purchased a propoerty I was Happy, With all good things in mind, I approaced ICICI Bank for HOME LOAN, Noida Office.

With all the commitments and promises, my loan was disbursed on 31st May 06 of amount Rs 23, 59, 547 for 20 Years. With EMI of Rs 24, 287.

With time the interest changes and my EMI was increased from Rs 24, 287 to Rs 28, 407.

Not only this, the tenure was increased from 20 years to 35 Years. I was shocked.

How the calculation have been done.

I want to ask ICICI to please give me the explaination for this:

On what basis ROI was increased
How the calculation were done.
How the tenure has increased from 20 years to 35 Years.

I want to take it to the highest level.

Regards,
Manish

Dear Sir,

I have cleared all my dues against my credit card. My credit card balance is reflecting is -44.31 Rs. I have not settled this matter as i have paid all the required amount.now after making fully payment & showing 0 balance pls ensure me that my account has not been settled.
I want 0 balance certificate form ur side with written that this is not settled & not in negative profile. I want my all payment history too.
Pls revert me on my given mail id as soon as possible.
My credit card number is [protected] in name of Rashmi Bhardwaj.

I and my husband have a joint savings account in ICICI Bank, Sector 18 branch in NOIDA. Our a/c number is[protected]. I also have two Fixed Deposits whose numbers are[protected] &[protected]. On 18 Mar 09, I visited the bank and asked for Form 15 G so that no TDS would be cut on my FD`s. A bank employee, Ms Kaval, gave me Form 15 H instead and asked me to fill it up. She also filled up the FD numbers from the computer record of my a/c in her own handwriting on the Form. I took one copy as a receipt and left.
Around the middle of April 2009, I got a bank statement indicating that TDS had been deducted on my FD`s despite submission of Form 15 H !! I approached the bank and asked for a refund. The bank agreed that it was their employee`s fault and promised a refund. Despite numerous complaints and reminders, the bank refuses to credit the amount deducted as TDS. I have also approached the Bank Manager, Mr P . Nayak and he also promised to refund the money but has now resorted to mere harassment to wear me down. I am attaching the correspondence on the subject so far. please help me to recover my money.
Mahashweta Sehgal

Having NSE stocks in my portfolio was displayed with BSE PRICES and trading of stocks is paid only by BSE price list and not with NSE rates.

Customers are requested to kindly carefully monitor their stocks in nos, trading stock exchange and rate of market trading etc.,

One of my NSE shares were ordered in NSE price and within the end of even half minute the BSE price has been confirmed for trade value.

Shocking that their site has been with technical errors says their staff holding the complaint call for more than 50 minutes.

Be careful with trading account with ICICI demat account

Dear Sir, this is to inform that my wife Mrs. ISHA GOEL is holding a account in ICICI Bank Rohini Branch, Delhi. on 12/5/2009 by the use of internet banking i came to know that my a/c[protected] is debited with INR 497 with discription ECS DR/TP ICICI PRU/358979, i have no diven any debit instruction for the same. whan i called the customer care first they disconnected the call, then second time i spok with Ms. Renuka V in Hydrabad she denied to take the complaint regarding the same and also dint helped, She has given me a reffrence no. which is[protected]. Sir, i request you to please look into the matter and make ICICI Bank pay for it. regards, GAURAV GOEL [protected]

I have availed a home loan of Rs.517500/- from ICICI Bank which was initially @ 8 % p.a. The initial EMI was Rs.4394/- raised to Rs.4827/-( 9 % p.a.), Rs.5396/-(12.75%) and at present Rs.5702/-(13.75%) all floating rates. ICICI has taken PDC's from me and during Sep.2006 to March 2007, on one hand the Co. asked me to pay EMI in cash or by cheque of any bank(excluding the United Western Bank Ltd. merged into IDBI Bank) and intentionally send Non_micr cheques o[censored]WB thereby penalizing my savings account double time, one fine from ICICI and another from IDBI Bank. This has created my negative profile on CIBIL and I am not getting fresh loan from any financial institution due to exploitation of conditions by ICICI Bank. Also, floating rates of ICICI have been lowered to 9.75 % but they are not applicable to old customers. Old customers are treated harshly and Co. authorities are pressurizing customers to take lombard or like policies if they want to convert their loans. This is cheating by the ICICI bank since the floating rate when went upward, customers were charged higher EMI and when floating rate has shown downward trend, Co. is playing different exploitation game. I have been greatly disturbed by this partiality policy adopted by the ICICI Bank. Can any body take lead in sorting out the complaint ? My home loan account no. is LBKPR[protected].

Statement Date Charges Detail Amount Explaination
===================================================================
Jan, 29, 2009 Late Payment Fees + Ser Tax 600+74 Statement was recd. late from your side.
Feb, 28, 2009 Late Payment Fees + Ser Tax 600+74 Statement was recd. late from your side.
Mar, 28, 2009 Interest Charges + Ser Tax 405+42 Statement was recd. late from your side.
Apr 28, 2009 Late Payment Fees + Ser Tax600+74
Interst Charges + Ser Tax 405+42
The above charges were not paid by me as there was no mistake from my side.
Online request were also made by me for reversal. All above charges resulted increased the minimum Due Amount of Rs. 8080 while I paid 7946/- (short by 134). For this meager amount, the bank charged me 600+405 i.e. Rs. 1005/-; which is highly unjustified. Kindly reverse the same.

Dear Sir,
I would like to inform you that I am Saving account holder of ICICI bank.Without my knowledge Rs.13380.00 transfered from my account to Lean Account. Many time I called to ICICI customer care dept. but no body was going to book my complaint and then one person from ICICI bank called me up and told me that i need to pay Rs 8500 as a settelement amount and only then lean on my account will be removed and even after taking all the steps told by the ICICI Bank representatives my lean has not been removed. As the person told me I oaid the amount of Rs 400 and gave him a PDC for Rs 8100 which was also cleard on 5 of may. After this i have countinuesly been maiking calls to the coustomer care but they were not doing the need ful instead they have been fooling me and teling me that it wil get removed in another 1 day or two it is been a high time now as now i have Rs 2500 late fees for the other bills as i do not have the money to pay as my account has been locked by the ICIC Bank. Also Guy eho told me to make this payment named "RISHU" gave me his office contact no which is 30587367 is now not picking up my phone and when some one pics this number and as soon as i tell them that this is Manish this side the put down the phone. I am been becoming very frustated because of this i don know where to go and from where i can get help from.

I would be looking forward for your help


Thanks and Regards,
Manish Kumar Khyalia
[protected]
email:- manish.[protected]@absolutdata.com

I have given two cheques for my ICICI credit card through ICCI Bank account cheque. They have returned due to singature mismatch. Also they have charged cheque returned charge form my bank account and credit card account also. I was using same signature with the ICICI bank. I received my old cheque photocpy from ICICI bank issued by me with the same signature....

Hi I have made complete payment against my home loan A/c LBMUM[protected] on 21st April 2009. As per ICICI bank, after payment its take 16 days to dispatch original documents after forclosure of the loan. Its been more that 16 days since i made complete payment against my loan. Till today i have not received any communication regarding the same and making multiple calls and visitng home loan branch has not resulted in anything. I need my original documents ASAP ICICI bank charges interest for everyday if EMI is late or not paid.. in this case bank should be charges for not following their standard procedure