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ICICI Bank Complaints & Reviews

3.3
Updated: Mar 18, 2026
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ICICI Bank reviews & complaints page 616

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V
VijayChauhan144
Jan 19, 2018
Resolved
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Resolved

Address: 110094

I have visited the branch where they decline the existence of any ecs/standing instruction in my account.

Visited branch:
Icici bank ltd. - noida - sector 61 branch, supertech shopprix, sector 61, noida, uttar pradesh, 201307
Ifsc code: icic0000253

Deductions are made every month for last 2 years, without a mandate number.
My account number:[protected]

Kindly refund the amount: 750*24
Mar 3, 2018
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Jan 19, 2018
ICICI Bank Customer Care's response
Dear Vijay Chauhan,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
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    P
    Pratik1793
    from Imphal, Manipur
    Jan 19, 2018
    Resolved
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    Resolved

    15 no. Of bonds of fv 1000/- each but no one able to inform how to redeem the same.
    I am continuously in touch with the icici bank staff but they are clueless how to redeem the same. Please help me immediately.
    It is really disappointing to be in such a position that they are not aware of their own products.
    Redemption date: 01.01.2018
    Email: pratik. [protected]@gmail.com
    Mobile: [protected]
    Feb 19, 2018
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Jan 19, 2018
    ICICI Bank Customer Care's response
    Dear Pratik,

    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

    Regards,
    ICICI Bank Customer Service Team
    On 12.01.2018 At 11.03 PM i was recharge me jio number. amount was debited from my account but recharge not done. and amount has not been refunded
    pleas do the needful obligation,
    give feedback early as soon as possible

    regards
    ganesh
    [protected]
    [protected]@gmail.com
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      S
      SatyendraSays
      from Gurgaon, Haryana
      Jan 19, 2018
      Resolved
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      Resolved

      Address: New Delhi, Delhi, 110068
      Website: www.icicibank.com

      I am a icici credit card holder. I am using it for almost 1 year and happy with its services. But last month i was shocked to see the late payment fee of 500 rs on my credit card bill instead of on time payment.

      It might be due to late system update as i got many calls for payment even after the payment was done. So i request the bank to please roll back the late payment fees. My details are given below

      Name: satyendra pratap singh

      account no / application no:[protected]
      product/service: credit card
      credit card number - [protected]
      e-mail address: [protected]@gmail.com
      mobile no:[protected]
      Mar 17, 2018
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 19, 2018
      ICICI Bank Customer Care's response
      Dear Satyendra Pratap Singh,

      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

      Regards,
      ICICI Bank Customer Service Team
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        S
        Shriyans Varma
        from Kakinada, Andhra Pradesh
        Jan 19, 2018
        Resolved
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        Resolved

        I am having a problem with imobile android app, i created the 4pin to log into and use the app, the when i try to login to use the service it's showing a "you need to have a savings account to use imobile"... The thing is i have a savings account already registered to my mobile number... Even confirmed it with the bank
        ... As soon as i press the ok button on the message the screen logsout to the previous 4pin screen... Thus i am unable to use the app, and solution?
        Feb 24, 2018
        Complaint marked as Resolved 
        ICICI Bank customer support has been notified about the posted complaint.
        Jan 19, 2018
        Updated by Shriyans Varma
        If I press ok IAM coming back to...

        Verified Support
        Jan 19, 2018
        ICICI Bank Customer Care's response
        Dear Shriyans Varma,

        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q1ze) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
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          N
          narasinga rao kavali
          Jan 19, 2018
          Resolved
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          Resolved

          Address: Hyderabad, Andhra Pradesh, 500016
          Website: www.icicibank.com

          Dear sir,
          I am narasinga rao k, i made a wrong transaction for fund transfer from abroad to india. I entered wrong last digit of the account number. When i made this wrong transaction, i contacted the local branch manager of hyderabad which is begumpet branch in hyderabad is my local branch. It was happened 2 years ago and i am still sending followup mails and still didn't get any response from them. I contacted customer care and they are asking me to come to local branch and i mentioned them that i am in abroad since 2 year eventhough they are expecting me to come to the local branch and give a paper compliant to them. After i provide the paper complaint to them then they will start sending post to the wrong person to get the approval. 2 years back when i contacted the bank they told me that they will contact the wrong person and send the money back to the actual account but still no improvement.
          Feb 22, 2018
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Jan 19, 2018
          ICICI Bank Customer Care's response
          Dear Narasinga Rao Kavali,

          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q1z3) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
          Jan 20, 2018
          Updated by narasinga rao kavali
          Dear sir, i attached the image which i got response from customer.[protected]@icicibank.com only. As well as i sent many mails to the my local branch persons email id's are : dhanya.[protected]@icicibank.com, rajender.[protected]@icicibank.com, chinthakayala.[protected]@icicibank.com, [protected]@icicibank.com and i didn't get any reply from them since 2 years. If you want i can attach the mail conversation with them. Do you still want me to send mail again to [protected]@icicibank.com ? Because i am the person who transferred the amount to wrong account and i have the proof for the transaction (i used one of the 3rd party website to transfer amount from abroad to india) but still i didn't get my money back.
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            G
            Gargee Mukherjee
            from Kolkata, West Bengal
            Jan 19, 2018
            Resolved
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            Resolved

            Address: 500033

            My a/c no is[protected], oi no hyderabad madhapur branch. I had send all my icici documents including debit card and cheque book also along with a closure letter. But it's still open, and now neither can i use it nor do any modifications. Kindly close my account. And help me get back my balance money. The bank is not responding to my mails. And since it's linked with my gas subsidy, the money is getting transferred there. Please help.
            Feb 26, 2018
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Jan 19, 2018
            ICICI Bank Customer Care's response
            Dear Gargee Mukherjee,

            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

            Regards,
            ICICI Bank Customer Service Team
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              G
              ganesh chorge
              from Mumbai, Maharashtra
              Jan 18, 2018
              Resolved
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              Resolved

              Address: Mumbai City, Maharashtra, 400089

              Sir i recharged my number [protected] as on 12/1/2018 as of 399 rupees by my jio payment app option upi, as through pay upi app, as it is not showing in recharge statement in my jio app as rupees debited through upi app as recharged is not successful as it is payment on [protected]@icici through upi app as pay app. Collect pay request paid to india [protected]@icici 349 rupees to my bank account.
              Mar 5, 2018
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Jan 19, 2018
              ICICI Bank Customer Care's response
              Dear Ganesh Chorge,

              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

              Regards,
              ICICI Bank Customer Service Team
              You can find solution of this on youtube
              I also got money refund
              Type upi money deducted indiaideas jio recharge not done
              On youtube
              Then you find first video
              I[censored] have any question then comment him he give response very fast
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                M
                Mr. Prasanta Paul
                from Kharagpur, West Bengal
                Jan 19, 2018
                Resolved
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                Resolved

                Address: 741102

                On 18th january 2018, 10:03 pm
                Upi transaction was successful but payment gateway does not made
                Recharge, and my amount is debited from my account.

                Phonepe customer care said that the transaction was successful but jio customer care said the recharge was initiated but they haven't received any amount.
                The amount was rs. 448.00

                Through phonepe
                Upi id - [protected]@ybl

                Mob no - [protected]
                Email - [protected]@gmail.com

                Refund my money my acc no
                Sbi [protected]
                Prasanta pal
                Feb 21, 2018
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Jan 19, 2018
                Updated by Mr. Prasanta Paul
                here is the transaction screen shot

                Verified Support
                Jan 19, 2018
                ICICI Bank Customer Care's response
                Dear Prasanta Pal,

                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                Regards,
                ICICI Bank Customer Service Team
                You can find solution of this on youtube
                I also got money refund
                Type upi money deducted indiaideas jio recharge not done
                On youtube
                Then you find first video
                I[censored] have any question then comment him he give response very fast
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                  G
                  ganesh chorge
                  from Mumbai, Maharashtra
                  Jan 18, 2018
                  Resolved
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                  Resolved

                  On 12\01\2018 at 11.03pm i was recharged my jio no.[protected] of RS.399. throught upi payment, amount has been debited from my account. and recharged was declined . but amount not refunded to my account till 18.01.2018.
                  pleas do the needful obligation.
                  and geting feedback early as soon as possible

                  regards,
                  ganesh
                  [protected]
                  [protected]@gmail.com
                  Jan 18, 2018
                  Complaint marked as Resolved 
                  [email protected] mobile no:- 8652524977 pleas do the needful obligation.
                  ICICI Bank customer support has been notified about the posted complaint.
                  You can find solution of this on youtube
                  I also got money refund
                  Type upi money deducted indiaideas jio recharge not done
                  On youtube
                  Then you find first video
                  I[censored] have any question then comment him he give response very fast
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                    B
                    Bhavin Bardoli
                    from Mumbai, Maharashtra
                    Jan 18, 2018
                    Resolved
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                    Resolved

                    Address: Surat, Gujarat, 394210

                    Subject remark display against charges of rs. 354/- and i don't understand what is it for?

                    By searching on internet i come to know that it for some my money services which i never request to open, in fact i come to know about this service after i search for this remark on internet.

                    Now my complaint is i don't know how to get back this money.

                    Icici don't allow me to log this kind of complaint on my bank account.

                    Please help!

                    Thanks you!
                    Mar 3, 2018
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jan 19, 2018
                    ICICI Bank Customer Care's response
                    Dear Bhavin Bardoli,

                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q1y5) in the subject line of your email. Our official will assist you.

                    Regards,
                    ICICI Bank Customer Service Team
                    I have paid my money my jio no [protected] through upi at phonepe application but this transaction not recharge my jio no and duducted my money from my SBI account plz help me to refund my money
                    Transaction I'd ICI85228595d2394bff93081ea35b828586
                    and my upi id [protected]@ybi and my bank account no [protected]
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                      J
                      Jubin Kashyap Saikia
                      from Mumbai, Maharashtra
                      Jan 18, 2018
                      Resolved
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                      Resolved

                      Address: 711101

                      Dear sir/madam
                      I have account/credit card in icici bank (Kolkata branch) for last 8 years and i reside in guwahati. For my visa work i needed bank statement for last three month with stamp and signature, when i requested the service at howrah branch (Salkia) the bank manger mr sibu ghosh refused the service with very poor behaviour and said that i need to do the same from kolkata branch myself, in the whole episode i am loosing vital time. Also to mentioned that bank even refused to provide me the print of the bank statement.
                      Mar 7, 2018
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jan 19, 2018
                      ICICI Bank Customer Care's response
                      Dear Jubin Kashyap Saikia,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q1xr) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
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                        B
                        bikashsinghi
                        from Ahmedabad, Gujarat
                        Jan 18, 2018
                        Resolved
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                        Resolved

                        Address: Ahmedabad, Gujarat, 382330

                        I am holding icici bond which got expired on november 2017. But still i have not received any communication how to do the redemption. I have sent letter to 3i infotech for my address change and sending redemption form but still there is no reply. I want to know how i can get my money back. I also have checked at my old address but there is no communication received.

                        Regadrs
                        Bikash singhi
                        Cell:[protected]
                        Feb 21, 2018
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jan 18, 2018
                        ICICI Bank Customer Care's response
                        Dear Bikash Singhi,

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
                        I received the call from [protected] for ICICI Bank to recover the outstanding amount and using hard words and tourchering me after every week need strict action because the comes from agency not from bank.
                        Sir, I recharge my Jio number with 349 transaction has successful but not recharge.please refund my money.
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                          M
                          maitrikvora21
                          from Mumbai, Maharashtra
                          Jan 17, 2018
                          Resolved
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                          Resolved

                          Address: Mumbai City, Maharashtra

                          Dear Authority,

                          This is to reference of above mentioned subject that I have been cheated by ICICI bank, without my consent and acknowledgement 'My Money' account was activated with annual subscription amount of 345/- on pretext of free subscription they might have slapped it for one year but i haven't gave them authority to deduct if someone hell after one year they might remember for irrelevant facilities. since 2014 they are duping wrongful charges from my account and also you have fooled many from My Money source, i have searched many complaints regarding the same from consumers throughout India.

                          Its very shameful from thier part being a giant top 3 they loot money in this way. I have deactivated the service on immediate effect.

                          I haven't bothered to look account statement all these years. so that doesn't mean they loot my hard earn money in this way. i need refund for rs 1380/-

                          Cust ID: B[protected]
                          Feb 25, 2018
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jan 21, 2018
                          ICICI Bank Customer Care's response
                          Dear Maitrikvora21,

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q7pe) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
                          Jan 30, 2018
                          Updated by maitrikvora21
                          Dear Team,

                          Even after complaining to senior level I get stupid extensions every time first they told me on 25th of Jan now again I received email from Shailaja Marri stating extension of 3rd Feb.
                          I very much know these tactics for harresment. While deducting they didn’t ask once and on same spontaneous second they deduct our money.. while reversing it back they need 10 days.
                          Isn’t ICICI running circus to make fool around?
                          They don’t even follow simple TAT procedure to give quality service. This bank shouldn’t be termed as top 3 giants..
                          I shld transfer all my money n credit card to HDFC
                          Feb 05, 2018
                          Updated by maitrikvora21
                          Even after much complaints only one year subscription reversal had been done...
                          what about others?? I have been notified we can do only for one year..
                          If I haven’t use ur services than how can you charge me?
                          Even after repeated complaints on to this forum I’m not getting proper revert n reply in this portal...
                          they are taking this forum also lightly.
                          Dear Team,

                          Even after complaining to senior level I get stupid extensions every time first they told me on 25th of Jan now again I received email from Shailaja Marri stating extension of 3rd Feb.
                          I very much know these tactics for harresment. While deducting they didn’t ask once and on same spontaneous second they deduct our money.. while reversing it back they need 10 days.
                          Isn’t ICICI running circus to make fool around?
                          They don’t even follow simple TAT procedure to give quality service. This bank shouldn’t be termed as top 3 giants..
                          I shld transfer all my money n credit card to HDFC
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                            S
                            Samar20007
                            from Charkhi Dadri, Haryana
                            Jan 17, 2018
                            Resolved
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                            Resolved

                            Exactly 20000 had been added to my credit card and on that day only i took out 6000 from my balance and after 7 days the same amount was deducted from my available balance. (Ie 6000). This is very serious problem and very disheartening... Very dissatisfied by icici... Kindly help me to give back my transaction... These consequences are sadly giving me one option and that is to stop using icici bank...
                            Kindly help me plzz
                            Mar 9, 2018
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 18, 2018
                            ICICI Bank Customer Care's response
                            Dear Samar,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4px5h) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              G
                              gnileshr
                              from Pune, Maharashtra
                              Jan 17, 2018
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                              Hi All,

                              I have received Personal Loan from ICICI of around 5 lacs with preclosure rate of 2%(No additional information). When I tried to preclose it with the funding from another bank(Balance Transfer), bank is saying it will be 5%. Even after providing all proofs/documents where it has clearly stated for 2%, bank is not ready to pre-close on earlier terms. I had tried to escalate it to many different authorities like Senior management helpdesk or Mr. Saurabh Singh. Helpdesk is clearly denying of "customer was not informed about Balance Transfer pre-close charges". And while sending several escalation mails on Mr Saurabh Singh's id, got no response.

                              While this issue is still in escalation and I had already applied for preclosure, bank is deducting my EMI and there are more than 150Rs/day charges after pre close statement is generated. Without any solution to this problem, bank is asking to preclose.

                              ICICICARE=[protected]' LPPUN[protected]

                              Regards,
                              Nilesh
                              ICICI Bank customer support has been notified about the posted complaint.
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                                S
                                Shaifali Bhardwaj
                                from Bengaluru, Karnataka
                                Jan 17, 2018
                                Resolved
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                                Resolved

                                Website: www.waterbilling.huda.org.in/modules/ConsumerOnlinePayment.aspx

                                Hi,
                                I have tried paying Water bill for HUDA association. The transaction has been. done through Eazypay ICICI limited.

                                But after the balance has been deducted from my account and transaction was unsuccessful.

                                I have tried searching for the number but we can even contact you team through call. I have sent mail to [protected]@icici.com but no reply was there.
                                Kindly have the brief description of transaction:

                                Trasaction Date: 16/1/2017
                                For: Paying Water bill Huda association Haryana
                                Url: https://www.waterbilling.huda.org.in/modules/ConsumerOnlinePayment.aspx.

                                Not mentioning other details.

                                Kindly help me in sorting out the problem.

                                Regards
                                Shaifali
                                Email:[protected]@gmail.com
                                Jan 22, 2018
                                Complaint marked as Resolved 
                                Bill has been paid to organization
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jan 18, 2018
                                ICICI Bank Customer Care's response
                                Dear Shaifali Bhardwaj,

                                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                Regards,
                                ICICI Bank Customer Service Team
                                Jan 18, 2018
                                Updated by Shaifali Bhardwaj
                                Kindly provide update and please give me some number to contact with your team.
                                Jan 22, 2018
                                Updated by Shaifali Bhardwaj
                                Still no contact from ICICI bank, none action has been taken. How much fast the balance was deducted, Can that much fast some action can be taken???
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                                  P
                                  prashant chittam
                                  from Pune, Maharashtra
                                  Jan 17, 2018
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                                  Address: 411033

                                  I got a call from sales executive from someone she told me you will get life time free card which is coral credit card. She asked me take card and i took card before 1 year and now icici applied some annual charges and interest against that charges so it became amount 5000 something and now asking me to settle with 1000 rs.
                                  What is this?
                                  If your sales executive doing commitment for lifetime fee then why they charged 500 and now asking for interest on annual service fee.

                                  Annual service fee is fee applied by you, this is not something like i bought or i withdrawn amount.. How can you apply charges for annual service fee and its interest.

                                  At least stick on commitment.. Icici is not small bank, bohot farak padta he..
                                  Choti choti commitments ka and complaints ka bhi

                                  My mobile number is [protected].
                                  Email id : [protected]@gmail.com
                                  ICICI Bank customer support has been notified about the posted complaint.
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                                    V
                                    vishwas m r
                                    from Tadepallegudem, Andhra Pradesh
                                    Jan 17, 2018
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                                    Website: [email protected]

                                    Date of incident : 17th Jan 2017

                                    I also received call from icici bank and they just given information about one assist plan after than they automatically activated this plan and deducted rs-1899/- from my saving a/c. Without my permission. I don't need this plan actually. Please deactivate this plan and refund my money asap

                                    My a/c number:[protected]
                                    One assist id number: SR[protected]

                                    Make sure to deactivate this plan asap, if not.. I will complaint against this in Consumer court . Thanks!
                                    Vishwas M R
                                    ICICI Bank customer support has been notified about the posted complaint.
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                                      Ñ
                                      Ñïţ Hîň
                                      from Gurgaon, Haryana
                                      Jan 17, 2018
                                      Resolved
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                                      Resolved

                                      Address: Bangalore, Karnataka, 560021

                                      Sir this is nithin from bangalore. I have applied for credit card but there proper responses from any one of your employee its really worst in case. My application number is a[protected]. Make it as soon as possible. Dont make your customer feel unsatisfied. My documents was collected on 02/01/2018. As of today there is no responses. I have given each every document without missing any kind of document. And have signed application and filled up the from. But its irresponsible work or careless work i doesnt know... Kindly proceed application if not return the documents.
                                      Feb 20, 2018
                                      Complaint marked as Resolved 
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Jan 18, 2018
                                      ICICI Bank Customer Care's response
                                      Dear Nithin,

                                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4px5v) in the subject line of your email. Our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team
                                      I am trying to recharge jio no [protected] through [protected]@icici merchant with paytm upi, now transaction is complete but service is not done so i want refund my money back as soon as possible.
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                                        S
                                        suresh pasupuleti
                                        from Pune, Maharashtra
                                        Jan 16, 2018
                                        Resolved
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                                        Resolved

                                        Address: Pune, Maharashtra, 411014

                                        Hi name is suresh. I got message amount deducted from my saving account.{dear customer, inr 170.00 was spent using debit card of account xx1670 on 16-jan-18. Info: vin*google *tic. The available balance.}but i did not done any transaction. Without my otp how this happened. Please cross check and revert my money back.

                                        Suresh

                                        [protected]. Bank mobile number

                                        [protected]@gmail.com
                                        Feb 23, 2018
                                        Complaint marked as Resolved 
                                        ICICI Bank customer support has been notified about the posted complaint.
                                        Jan 16, 2018
                                        Ganesh Khandale's response
                                        Sir i need my money please sir Icici Bank and Icici Lombard ये दो कपनी मुझे फसाया हे

                                        Verified Support
                                        Jan 18, 2018
                                        ICICI Bank Customer Care's response
                                        Dear Suresh Pasupuleti,

                                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                        Regards,
                                        ICICI Bank Customer Service Team
                                        Sir my health insurance Icici Lombard policy Icici Bank July 2017 EMI cancel किया हे तो सर मेरा Icici Lombard refund नही दे रहा हे तो सर मेने कजुमर कोट मे भी camplent दिया हे 570185
                                        I've applied for a credit card two weeks ago. Till date, I can't check the application status online. Neither the bank representative contacted me again nor I received any call for verification. So please take necessary action.the document collected from me on 18.12.2017 my application no[protected]
                                        Every month INR 99 is deducted from my ICICI Bank account. Info:VIN*GOOGLE z.
                                        May i know what's this deduction for? Why it is happening and how to stop this?

                                        Regards,
                                        Anantharaj
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