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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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S
Sarita Panigrahi
from Mumbai, Maharashtra
Jun 9, 2017
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Address: Khordha, Odisha, 751001
Website: www.icicibank.com/Personal-Banking/insta-banking/internet-banking/irctc-ticket-booking/index.page

I was trying to book a ticket from
Yesvantpur jn (Ypr) to brahmapur (Bam) in
Train no./name: 22888/humsafar exp on 15-may-2017 through irctc rail ticketing section of icicibank.com.

Rs 3570.00 /- deducted from my account but the transaction status shows payment failed in irctc where as icici says it is successful at their end.

Irctc confirmed that they did not receive the money still icici is not able to resolve my issue. What can i do further to get my money?

The money usually comes back within 3 working days if i would have directly book from irctc. But it seems as i booked through their portal they deny to give any update at their end. It is 25 days since the failed transaction. I have wrote several e-mails to irctc as well as to icici, but i didn't get any update regarding my payment. It is highly disappointing to see icici has such poor customer support. I almost tried calling every other day to the customer care, but every time they decline my service requests at their end.

Please give a response to my registered e-mail about the issue.
Panigrahi. [protected]@gmail.com
Hope i will get an update at an earliest.
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    Sheethal Ramesh
    from Delhi, Delhi
    Jun 9, 2017
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    Address: 560095
    Website: www.killerjeans.com

    Hi,
    I am sheethal j r. On 18-jan-2017 i received an email from icici bank stating that there is an offer for killer jeans time wear.
    It was just to pay shipping charges 349/- to get a killers watch from this website http://www.killerjeans.com/icicinetbanking/.
    I debited 349/- amount from same icici debit card & immediately i received an email from killers jeans.
    The email stated :

    Dear sheethal jr,

    Thank you for your order from http://www.killerjeans.com
    Order no: 45464
    Ccavenue reference no:[protected]
    Order date : 29/01/2017 08:47:02
    Customer care: www.nixon.co.in
    Email : [protected]@nixon.co.in
    Contact info : 91-[protected]...

    Its been 5 months and inspite of calling to the above number there is no response. Kindly look into the matter and do the needful.
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      Pasha Zahid
      from Kolkata, West Bengal
      Jun 9, 2017
      Resolved
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      Resolved

      Address: Kolkata, West Bengal, 700023
      Website: icicibank.com

      My name is pasha and i'm holding a savings account in icici bank for the past 5 years. I just saw today when i checked my account online, that 105 times i have been charged posdec chg of rs. 28.75 each
      Posdec chg/*

      I have not used my card for more than 6 months.

      Infact all these crept up after 23rd may 2017, even though i had filed a complaint for lost card and blocked my card on the 18th may 2017.

      I am a lawyer and a blogger. I am not going to rest. I will go to court if i have to for this.

      Unauthorized and illegitimate charge that too 105 times, is ridiculous!!!
      Jul 11, 2017
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Jun 09, 2017
      Updated by Pasha Zahid
      Correction :

      The last time I used my card was on 4th March 2017, I havent used my card ever since!

      The charges have started showing up since 23rd May 2017!

      I blocked my card after losing it on 18th May 2017!

      I still cant believe being charged more than 100 times!
      Verified Support
      Jun 10, 2017
      ICICI Bank Customer Care's response
      Dear Customer(Pasha Zahid),

      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a48jdi) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
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        S
        Sheru Thapa
        from Hansi, Haryana
        Jun 9, 2017
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        Address: 123401
        Website: Eazypay (ICICI BANK APP)

        Dear sir/madam

        While making payment for math reappear exam in secretary board of school education haryana bhiwani secondary after done transaction we got error screen but amount was debited from my account. I told them for this matter to citrus payment gateway. They said me contact with eazypay icici bank app. I am contacted to eazypay. But no response. Please help meto solve my problem.
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          t_r_vinod
          from Hyderabad, Telangana
          Jun 9, 2017
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          Address: 500013
          Website: www.icicibank.com

          Entire my salary was deduced without my authorization of amounts.

          I have sent a mail honestly from my side but how can credit card department deduct entire my salary by making 0 balance - please check my track from[protected] onwards with icici bank.

          Last month below amounts are deducted and in similar lines i asked to deduct respective amounts and no where i have mentioned any amounts but they have deducted entire my salary:

          Card no amount to be debited
          *
          [protected] - 11610
          [protected] - 4950
          [protected] - 14670

          — how i will run my with housing loan and personal loan and children education fees as schools are starting this month?

          Even that credit card collection team has not contacted in turn i honestly contacted them several times all evidences are my mobile calls to them.

          I have below important transactions this month:
          Home loan - 30, 000/-
          Personal loan - 10, 000/-
          School fees - 20, 000/-
          Kindly help me to reverse back remaining amount on priority because all my ecs are going to fail.

          Your credit card department manager knows my situation and i honestly deposited my cheque in icici bank to remove lien mark.

          Please deduct 20, 000/- (10, 000 + 5000 + 5000) for all 3 cards.

          Kindly help me in this regard.
          ICICI Bank customer support has been notified about the posted complaint.
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            C
            Chhotan Giri
            from Delhi, Delhi
            Jun 9, 2017
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            Address: Purba Medinipur, West Bengal, 721636
            Website: www.icicibank.com

            I am Chhotan Giri. I am purchased an Apple I phone from apple Store on 03/03/2017. And received a cash back offer with written in my payment slip that " you are entitled for a cash back of Rs.5000/- it will be posted in your account within 90 days."... But after 90 days I not get my cash back in my bank account. When i submit a service request in ICICI bank customar care after 3 days they ask me to send my payment receipt with offer details...Instant i send my details to customar.[protected]@icicibank.com.. But after 6 days my request was closed without any confirmation or email or any messages or any remarks.. When I cantact with customar care they told me that no offer found ...what can i do now???
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              A
              arvind wairagar
              from Mumbai, Maharashtra
              Jun 8, 2017
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              Resolved

              Address: Pune, Maharashtra, 411001
              Website: icicibank.com

              Service request no sr[protected] dt 23.5.2017 still not attended to.

              Details of complaint: i added a beneficiary online with a wrong icici bank a/c no, which was "successfully added" by the net banking system, after 30 mnts. Although it was a typographical error on my part, the system should have prompted me that the name and a/c no do not match and that it should not have added the beneficiary with a wrong a/c no. The system prompted me that the beneficiary was added successfully and that i could transfer funds after 30 minutes. I, later, transferred an amount rs 18, 640/- to this "beneficiary" on 15.5.2017. After realising this error, i immediately contacted our main branch at bund garden on 16.5.2017 and submitted a request to rectify the error and reverse the transfer and credit my account.

              i have also submitted a letter to my branch at kalyaninagar with a similar request and also to modify your system to incorporate the matching of name and a/c no of beneficiary in case of icici bank accounts also.

              later i visited the bund garden branch twice to follow up the matter but learned that no action is taken so far as well as no service request was raised by the branch even after one week.
              I submitted a complaint thru grievance option of the site which has replied to me on three occasions that the problem will be resolved in 2 working days. But so far no action has been taken
              Jul 9, 2017
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Jun 08, 2017
              ICICI Bank Customer Care's response
              Dear Arvind wairagar,

              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

              Regards,
              ICICI Bank Customer Service Team
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                S
                Saggy2121
                Jun 8, 2017
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                Address: New Delhi, Delhi, 201303
                Website: www.icicibank.com/safe-online-banking/safe-online-banking.page

                There're multiple (More than 10 times) unnecessary charges of 28.75 rs.in my savings account in icici bank. I tried solving the problem by mailing icici bank but of no avail.

                It's a serious issue as many others have also faced the similar issue.in the comments section in the page http://apnaplan.com/do-you-know-posdec-chg-in-icici-bank-statement/, it can be seen that it's a very common cheat icici bank is using to defraud the customers.

                Kindly solve the problem and provide the solution at earliest so that we don't need to waste our time over such unnecessary issues.
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                  S
                  swetanairit
                  from Vyara, Gujarat
                  Jun 8, 2017
                  Resolved
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                  Resolved

                  Address: Ahmedabad, Gujarat, 380007

                  My husband has icici creditcard holder. Hisname is bhadresh v shah or bhadresh virendrabhai shah
                  We got some notice or due payment of below number credit card
                  So pls give me some statement details of below numer credit card
                  Creditcard number: [protected]
                  Creditcard number:' [protected]
                  Pls statement or details of above creditcard number.
                  Send on my email id: [protected]@yahoo.com
                  Or pls give me black list name of above card.

                  Tnxs for your support

                  Sweta shah
                  Jul 21, 2017
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jun 08, 2017
                  ICICI Bank Customer Care's response
                  Dear Sweta Shah,

                  Our official will get in touch with you. We appreciate your patience.

                  Regards,
                  ICICI Bank Customer Service Team
                  Verified Support
                  Jun 20, 2017
                  ICICI Bank Customer Care's response
                  Hi Swetanairit, we tried reaching you. Please message us your alternate contact number and e-mail Id for us to assist you.
                  Verified Support
                  Aug 03, 2017
                  ICICI Bank Customer Care's response
                  Dear Sweta Shah,

                  We tried reaching you. Please message us your alternate contact number and e-mail Id for us to assist you.

                  Regards,
                  ICICI Bank Customer Service Team
                  My husband has icici creditcard holder. Hisname is bhadresh v shah or bhadresh virendrabhai shah
                  We got some notice or due payment of below number credit card
                  So pls give me some statement details of below numer credit card
                  Creditcard number: [protected]
                  Creditcard number:' [protected]
                  Pls statement or details of above creditcard number . his address is dcabin gitanjali flat.

                  Send on my email id: [protected]@yahoo.com
                  Or pls give me black list name of above card . my other contact number [protected].pls give me statement. For urgent basis

                  Tnxs for your support

                  Sweta shah
                  ICICI Bank Customer Care's response, Sep 2, 2017
                  Verified Support
                  Dear Sweta243,

                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                  Regards,
                  ICICI Bank Customer Service Team
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                    S
                    sureshdeepu9688
                    from Pudukkottai, Tamil Nadu
                    Jun 8, 2017
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                    Address: Karur, Tamil Nadu, 639005
                    Website: online

                    Respected sir,
                    i am suresh having an account in icici thirumurugan poondi branch IFSC code icic0006214 i am applying loan through online personal loan but they are asking Min salary 40000 only eligible for 1.00.000 personal if i am getting 40000 salary why m asking loan 100000
                    ICICI Bank customer support has been notified about the posted complaint.
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                      R
                      Raksha Deshpande
                      from Pune, Maharashtra
                      Jun 8, 2017
                      Resolved
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                      Resolved

                      Address: Mumbai City, Maharashtra
                      Website: Icicibank.com

                      The ITR cheque sent initially by ICICI was on a wrong bank account so I sent required docs for the current account on 18/5/17. Was told will get the new cheque within 10 days. The customer care numbers are good for nothing and not once does anyone answer. There is absolutely no one whom I can address my issue to. So much struggle for my own money! I mean I sent all documents properly, organised. Yet this company is so careless and sends cheques on an old account plus old postal address. I've been struggling to get my own money since March. So many emails so many calls which ofcourse goes unanswered! I wish I could complain to the finance minister or someone.
                      Jul 9, 2017
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jun 08, 2017
                      ICICI Bank Customer Care's response
                      Dear Raksha Deshpande,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a48az9) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      I have received gift voucher along with expression debit card but it is not working when I have tried to en-cash at Croma for Rs 1000 . Please check and reissue . Attached copy of vouchers.

                      My ITR cheque for bond no 5144253 not yet received - Comment #2752898 - Image #0
                      ICICI Bank Customer Care's response, Jun 8, 2017
                      Verified Support
                      Dear Prakash Lawankar,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a48az9_aaaa) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      I m unable to pay emi at present as my financial condition is unstable but this people uses bad language and giving threats and sending their goons to my home and job location and calling my work collegues and spoiling my name and troubling them as well i m mentally retarded due to this
                      ICICI Bank Customer Care's response, Jun 8, 2017
                      Verified Support
                      Dear Hemant Waghmare,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a48az9_aaab) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
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                        Nirav Sheth 73
                        Jun 8, 2017
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                        Address: Vadodara, Gujarat, 390007

                        My name is nirav sheth. I have my salary account at icici bank, race course, vadodara. Account number :[protected].

                        I got many problem from icici bank pay back card.
                        1. I got very late delivery of pay back card.
                        2. Pin number is given very late for pay back card.
                        3. Email and phone number is not updated in system.
                        4. Pay back points are not added for gold loan, which is taken before 5 months.

                        Need your support.

                        Regards,
                        Nirav sheth ([protected])
                        ICICI Bank customer support has been notified about the posted complaint.
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                          Renumca2009
                          from Durgapur, West Bengal
                          Jun 8, 2017
                          Resolved
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                          Resolved

                          Address: Bangalore, Karnataka, 560066
                          Website: www.consumercomplaints.in/new_complaint

                          I would like to cancel my credit card [protected].

                          I raised a request last week. But it was closed. I need to cancel it.. So i have raised a request now. Number is sr[protected]. Please proceed it and close my card.

                          I am not happy with credit card service. I am not getting any message alerts properly. Even if i remember and pay the bill then bank rejects it and finally i am getting a add on amount to my bill as late payment charges.

                          Even now i have raised sr last week. But without any message or mail alert the request was cancelled.

                          I don't want to continue the card anymore. Please proceed my cc cancellation request.
                          Jul 9, 2017
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jun 08, 2017
                          ICICI Bank Customer Care's response
                          Dear Customer (Renumca2009),

                          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                          Regards,
                          ICICI Bank Customer Service Team
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                            Vijayan Govindaramanujam
                            from Delhi, Delhi
                            Jun 7, 2017
                            Resolved
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                            Resolved

                            Address: Chennai, Tamil Nadu
                            Website: www.icicibank.com

                            I have a demat account in icici bank for almost 10 years from now. When i checked my bank transactions and i found that there is one debit transaction 'in[protected] dp chgs till mar-17' — inr 546.76'. When i created the demat account, i was not told about the dp charges, it was told me by the icici representative that it is free of cost and it will never be charged and also i did not get any message alert in my mobile which is registered with mobile banking with icici. My icici account number is[protected]. This is completely unacceptable and please refund my amount. My phone number is [protected].

                            Thanks,
                            Vijayan g
                            Jul 9, 2017
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jun 08, 2017
                            ICICI Bank Customer Care's response
                            Dear Vijayan G.,

                            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                            Regards,
                            ICICI Bank Customer Service Team
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                              S
                              Sutapa Bughani
                              from Agra, Uttar Pradesh
                              Jun 7, 2017
                              Resolved
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                              Resolved

                              Address: Faridabad, Haryana, 121001
                              Website: icicibank

                              Dear sir/madam,
                              I am mrs. Sutapa bughani mobile no. [protected], email : [protected]@gmail.com
                              Application no. [protected] dated 1st may 2017
                              This is to inform you that i have personally visited to your bank at sector-21-c, faridabad on 1st may for opening a demat account, and since 1st may still i am waiting for my demat account, and after several calls and visits and every time they said wait another 5-6 days and after a long wait finally my above said saving account opened on 31st may after one month, then i thought now demat should be opened and your officers says wait till 2nd june the demat account will be opened. And now when i called up them they said the application rejected and we sent it again and it will take 1-2 days, now its over and no response yet,,, this is totally 38 days and still waiting for demat account, as this is my worst experience ever in my life... I will not suggest any one to go to icici bank.. And i will also take care in future not to go icici bank... Here i am bonded as i have already deposited 1 lakh to buy some shares but now all those shares are going up... What i have to do... And please advise who will bear this loss which i have not gain.. And harassment also. I am thinking i should go to consumer court for the same. This is really my bad luck when i think about icici bank. My experience says icici bank service is very very poor and they are working like a worst government worker. And they have not proper etiquette for conversation. I know you don't bother for my type of small investors, but you don't have right to harass anyone even they produced all the docs.
                              Jul 9, 2017
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jun 08, 2017
                              ICICI Bank Customer Care's response
                              Dear Sutapa Bughani,

                              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                              Regards,
                              ICICI Bank Customer Service Team
                              Past one week hardly am trying to open icici d mat account in online ..Am.completed almost all stages bt am facing problem with last stage of opening dmat account like e sign..Pls rectify thqt as early as possible..When ever am sign it design it shows like that I will attached that screenshot with reference...Pls solve it

                              Problem in demat account opening - Comment #3547754 - Image #0
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                                S
                                swap000
                                from Ahmedabad, Gujarat
                                Jun 7, 2017
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                                Address: Gandhinagar, Gujarat, 382421

                                Dear sir, intially i was in pune but as of now i m working in gandhinagar, so i want to change my address to send the credit card statements on below address:
                                C-303, poornam residency
                                Near shrifal height
                                Kudasan, gandhinagar
                                Gujarat, india-382421

                                Please change the address and send the next billing on the same..

                                Looking forwarwd for your attention
                                ICICI Bank customer support has been notified about the posted complaint.
                                Noc papper nil
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                                  Suneel Totawad
                                  from Delhi, Delhi
                                  Jun 7, 2017
                                  Resolved
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                                  Resolved

                                  Address: Hyderabad, Andhra Pradesh, 500088
                                  Website: ICICIbank.com

                                  I have bill due of 45000/- on my credit card on 02/06/2017 which i made a payment by evening on that day itself.
                                  But the problem is 1100/- has been charged on my credit card because auto-payment option is enabled for my credit card and i don't have insufficient funds in my account till on that day morning. (I have 22000/- at morning time in my account)
                                  I called up customer care and asked them to charge for the remaining 23000/ but they denied and saying that as per icici rules they will charge for 45000/- because of insufficient fund.

                                  Kindly look into the policy by which icici making customers fool.
                                  Jul 8, 2017
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Jun 07, 2017
                                  Updated by Suneel Totawad
                                  my credit card number is :[protected].
                                  mobile:[protected]
                                  Verified Support
                                  Jun 07, 2017
                                  ICICI Bank Customer Care's response
                                  Dear Suneel Totawad,

                                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    Pria Sharma
                                    from Ahmedabad, Gujarat
                                    Jun 7, 2017
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                                    Address: Bharuch, Gujarat, 392001

                                    I am an account holder of icici bank for about 3 years. When i went to take money from the atm, my money in account was less from the previous days balance. I was thinking why i was having such deduction and i checked my mail and phone whether i received any notification. But i didn’t. Then i went to my personal banking website and checked for the reason. Then i saw a every month charges of 612 rupees in the name of smab chgs-may15+stax 79.83. Now i left with zero balance. My account no is[protected]. Kindly look into this matter and refund my balance.
                                    ICICI Bank customer support has been notified about the posted complaint.
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                                      rupesh_garg
                                      from Jalandhar, Punjab
                                      Jun 7, 2017
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                                      Address: Panchkula, Haryana, 134116

                                      Hi, i made a fuel transaction of rs1554 on 12th may 2017 at hpcl, vishal services, sector 31, chandigarh, chandigarh transaction id/auth id is 478138 but till date 0.75% cashback reversal not done. Since it was an hpcl outlet and i swiped mine icici bank coral credit card (Both have tie ups with each) and asked bank customer care about reversal not done but they simply refused to do anything and asked me to contact fuel outlet. Below is the content of the email send to me by icici bank customer are from customer. [protected]@icicibank.com "we regret our inability to comply for the reversals of rs.0.75% as fuel cash back in the credit card account. We inform you that cashback will be processed by the dealers (I. E fuel outlets, public sector undertaking oil marketing companies). Hence, we request you to check with the fuel dealer with reference to cash back of rs.0.75% on your credit card account." i was travelling and got myself refulled thinking it was hpcl outlet and icici bank has tie up with them. Does this mean incase of such issue i have to contact fuel outlet and bank cannot do anything or doesn't take any gurantee.
                                      ICICI Bank customer support has been notified about the posted complaint.
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                                        pshah_2412
                                        from Ahmedabad, Gujarat
                                        Jun 7, 2017
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                                        Address: Surat, Gujarat, 394120

                                        Pl kindly send me NOC for my car loan account no.LAAHR[protected], as the loan amount was fullfilled.
                                        kindly send the same with full payment statement.
                                        my mob.no.[protected]
                                        my email
                                        my adress :- AMIT PRAKASH SHAH
                                        2ND FLOOR, NAVA BAZAR, V S PATEL BLDG.
                                        B/H SURAT DIST CO OP BANK
                                        KOSAMBA DIST SURAT 394120
                                        ICICI Bank customer support has been notified about the posted complaint.
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