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ICICI Bank Complaints & Reviews

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Updated: Jun 2, 2026
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ICICI Bank reviews & complaints page 885

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H
hebsi
from Hyderabad, Telangana
Apr 29, 2015
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Address: Hyderabad, Andhra Pradesh

Icici has been misleading me from the time I got Credit Card [protected] from them and is fraudulently blocked my bank account and auto debiting my bank more than what I owe. Concerned officers are not sorting it out inspite of repeated reminders.
ICICI Bank customer support has been notified about the posted complaint.
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    satmu022
    Apr 29, 2015
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    Address: Hyderabad, Andhra Pradesh

    This complaint is related to the ICICI Bank credit card late fee for the payment made for the March Month card bill. First off all there is no credit card statement sent via any of the below source. 1. No Email Statement (stopped suddenly) 2. Mail/Courier Statement 3. Not Even SMS related to monthly payment or due date 4. Not even ICICI Bank website has the facility to know the monthly due and date (It was there early, but removed in recent months, now if you don't have ICICI bank account, you cannot see the credit card statement online) Is it all to get the customers in this kind of late payment trap, that this bank is doing in recent months. I made the payment for my credit card XXXX XXXX XXXX 0008 on Apr 3rd 2015, via ICICI bank website, via netbanking for the amount of 2383.00, without knowing the due date. Usually it is around 5th or 6th of every month. Below is the proof for my payment By clicking 'Track your Service Request', You can also check the status of your request. Transaction Status Success Transaction Reference Number CHDF[protected] Transaction Date [protected]:50:46 ICICI Bank Credit Card No. XXXX XXXX XXXX 0008 Payment Amount (Rs.) 2383.00 Later i saw in my April Month a late fee of Rs 500 + service charges. I raised customer care complaints online and again via email, the response is "We regret to provide reversal of financial charges in the credit card account". Till now there is no complaint on my credit rating with this card, not even single late payment. This is the first time, this kind of late fee is charged. FYI I am maintaining this card from last June 2006. I am ready to close this close this credit card, by paying the current outstanding amount without the Late fee amount Rs 500 + service tax. In future I don't want to waste my time in this kind of late fee fraud played by this Bank to ruin customer money. Please help to resolve this issue Thanks, Muthu Krishnan
    ICICI Bank customer support has been notified about the posted complaint.
    Dear Mr. Krishnan,

    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID a2kx05 in the subject line of your email. Our official will assist you.

    Regards,
    ICICI Bank Customer Service Team
    My concern is already mentioned above, I already raise this to your customer care via mail and online request, no use. That is the reason i was pushed to post it here. Any way i will mail the same in the email address [protected]@icicibank.com and update the later response from your official here.
    I didn't get any response for the mail that i sent yesterday to [protected]@icicibank.com, will this issue be addressed or not?
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      G
      Gopal Prasad Jhunjhunwala
      from Kolkata, West Bengal
      Apr 29, 2015
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      Address: Kolkata, West Bengal

      Dear sir, My mob.No.[protected] is registered and I had never requested for any mobile alerts but still I am being charged for the same. The details of deduction are given below. Please look into the matter and reverse the charges on urgent basis. 1. 24.08.2013-Rs.10/ 2. 22.10.2013-Rs.15/ 3. 28.11.2013 Rs.15/ 4.26.03.2014 Rs.15/ My S/B. A/c. No.:[protected]. Aisa ek letter likhker maime peon ko Ganesh chandr Avenue branch Kolkata mein letter de ke liye bheja tha, lekin letter lene se inkaar ker gaye. Name pucha to bataya nahi, aur kaha ki complaint kerna ho to ker dena. Letter nahi lunga. Yah baat aaj dated 26.04.2015 ki hai. Please atisheeghra action lene ki kripa karege. Thanking you, Regards. (GOPAL PRASAD JHUNJHUNWALA) email:[protected]@gmail.com
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        M
        Manne Vasanth
        Apr 29, 2015
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        Resolved

        Address: Bangalore, Karnataka

        Hi I am maintaining account with ICICI bank from 2013, below are the transaction charges which are imposed could you please clarify the charges, why the charges are imposed. Account Number :[protected] Branch : HSR Layout City : Bangalore State : Karnataka below is the transaction details in mini statement 4 28/04/2015 00440946 DP CHGS TILL MAR-15 Dr. 561.80 Thanks and Regards, Vasanth [protected] [protected]@gmail.com
        Complaint marked as Resolved 
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        ICICI Bank customer support has been notified about the posted complaint.
        Dear Mr. Vasanth,

        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

        Regards,
        ICICI Bank Customer Service Team
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          Shah Mayank
          from Mumbai, Maharashtra
          Apr 29, 2015
          Jun 28, 2023
          This thread was updated on Jun 28, 2023
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          Redemption of ICICI Multi Option Bond

          Address: Mumbai City, Maharashtra

          I had purchased SCICI Multi Option Bond. I want to redeem my bond but since SCICI is merged with ICICI so I inquired with ICICI Bank. I was informed that the amount is transferred to IPF Account and had told that they would not be able to pay my money back. I inquired to them for the procedure to claim my money but there to they did not help me. Please help me. My Warrant no is 527133 LOA Cert No is 27138 LOA Dist No is 28033 Amount...
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          BRIJ KUNWAR PRASAD
          from Delhi, Delhi
          Apr 28, 2015
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          Address: Gurgaon, Haryana

          Recently I got flat in DDA scheme 2014. For this I took loan from SBI bank. Recently on 13.04.15 I got transferred loan amount of Rs. 1270734 to DDA a/c - DDAH90030544 of ICICI bank having IFSC- ICIC0000104. Transaction UTR No. Is - SBIN[protected]. DDA Challan no. Is[protected] I am not able to track status of amount as the challan status in DDA online system shows "payment not received. Please update the status as 28.04.15 is last date for depositing money to DDA. Please help! Thanks & Regards, Brij Kunwar Prasad
          ICICI Bank customer support has been notified about the posted complaint.
          From a party payment deducted but I didn't receive payment. This is transaction information
          Sir my friend send a payment to me but it is not reached to me plz see it
          Utr no.[protected]
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            S
            sunilrenukoot
            from Bengaluru, Karnataka
            Apr 28, 2015
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            Address: Sonbhadra, Uttar Pradesh

            Dear sir, This is to inform you that There is a phone call of one bank officer name Atul Kumar empl code 232607 Mob no [protected] and take some verification. but after talking to him I not satisfied those verification so I went bank and giving request for freeze my account and ATM both on 24/03/2015. But after one day on 25/03/2015 my account has debited rs. 14605.62. After complaining to bank. Branch manager giving SR no. But after one month neither bank manager and nor any staff giving any reply of this fraud. So its request to you that please solve my issue and refund my money Rs 14605.62 as soon as possible.
            ICICI Bank customer support has been notified about the posted complaint.
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              R
              Radhika.g
              from Delhi, Delhi
              Apr 28, 2015
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              Address: New Delhi, Delhi

              I had deposited my ₹2000 in icici bank tilak nagar branch new delhi. After one week when today i saw my balance through net banking those 2000 were not their in the transaction list. Never seen such a irresponsible behavior toward the hard earned money of their customer. I even had lost my payment slip. How can a bank do like this.this time it is a small amount of 2000 . Cant trust this bank in future.
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                C
                chugh_raj
                from Akbarpur, Uttar Pradesh
                Apr 28, 2015
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                Address: Kanpur, Uttar Pradesh

                I haven't subscribed to My Money service but still annual fee for MAR-15 to FEB-16 337.08 rupees got deducted.The same amount was deducted last year also from my account for the same service, and any number of calls to Customer Care didn't help, and I never got the amount back. Please unsubscribe me from My Money service and pay back my money. Details: 06/04/2015 BIL/[protected]/MM Annual Fee MAR15-FEB. My Number is [protected].
                ICICI Bank customer support has been notified about the posted complaint.
                I too faced same problem. When I logged into my account. but no were I was able to find "unsubscribe" option.

                Reference ID[protected]
                Transaction TypeTransfer Funds to Other Bank Accounts / Credit Cards
                Debit Account[protected]
                Transaction Date(dd/MM/yyyy)22/03/2017
                Transaction AmountINR 300.00
                Remarks$*CHRG_AMT=45$*MM Annual Fee MAR17-FEB18
                Transaction StatusSuccess
                Beneficiary/Biller MONEY MANAGER
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                  J
                  Jayashree Venugopal
                  from Mumbai, Maharashtra
                  Apr 28, 2015
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                  Address: New Delhi, Delhi

                  Hello team, I am drafting this email against a very horrible experience I have been getting from ICICI personal loan department. Apparently, someone named Shashank Bansal has taken a personal loan from your bank and the people who have been calling me have been claiming that Shashank has provided my details as a reference or witness. I did not sign anywhere nor did I get any verification call from the bank regarding the same. First of all, I have not allowed anyone to make me a witness against any loan. Secondly, I have made them very clear on their first call that they have some wrong information and requested them to contact Shashank directly and not call me anymore. Still, I continuously got calls throughout last week. The lady: Suman who calls me speaks really rudely and threatens me that she will send me to jail and have legal actions taken against me. The supervisor: Anil also follows the same aggressive behaviour on the call. Now they have started calling my father and started threatening him too. I have been trying to convince them that i dont have any part in this but they still continue to call me and harass me. I am an esteemed customer of other private and government banks but never have I had such an awful experience. This is clearly a case of psychological harassment. This person: Shashank Bansal is my colleague however, he claims that he has not provided my details as a witness. As frustrated as I am, I consulted my lawyer and I am going to register an FIR and file a case of defamation (under section 499 IPC) against your bank. I called the Telephone No.:[protected] and spoke to Mohamed Gaffar Khan who said he will arrange a prompt resolution to this issue. I would really appreciate if you could get the calls to my number stopped immediately. My number is : [protected] The numbers from which I have been getting calls are : [protected](Suman) and [protected](Anil) Hoping to get a prompt reply. Thanks, Jayashree Venugopal
                  ICICI Bank customer support has been notified about the posted complaint.
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                    V
                    Vikas Chowdhry
                    from Pune, Maharashtra
                    Apr 28, 2015
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                    Address: Mumbai City, Maharashtra

                    Its been long that i have following up with the bank & epf india call center no. 26475910 /26475912.
                    Call Center says that my form has been rejected but they are not aware of the reason and asked me to contact ICICI Bank (my previous organisation). When i follow-up with ICICI they say they have not received any reject reason from EPF office . . . I do not know where to go & with whom to check about the status of my EPF transfer.
                    ICICI Bank customer support has been notified about the posted complaint.
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                      Nasimul Haque Mondal
                      from Kolkata, West Bengal
                      Apr 28, 2015
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                      Address: North 24 Parganas, West Bengal

                      I have opened an ICICI account few years ago. At that time your representative suggest me to open a Demat Account associated with my saving account. But, as per our discussion, Demat account will be inactive and will not deduct any charge. And, till 26th April, 2015 my account don't charge me. But on 27th April, 2015 I saw a statement of deduction of INR 478.04. This is completely unacceptable. My contact number is [protected]. I want that money back.
                      ICICI Bank customer support has been notified about the posted complaint.
                      Dear Mr. Chandrasekar,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2knn4_aaaa) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      I have opened an ICICI account few years ago. At that time your representative suggest me to open a Demat Account associated with my saving account. But, as per our discussion, Demat account will be inactive and will not deduct any charge. And, DP CHGS TILL MAR-15 my account don't charge me. But on 27th April, 2015 I saw a statement of deduction of INR 561.80. This is completely unacceptable. I want that money back.
                      I have opened an ICICI account few years ago. At that time your
                      representative suggest me to open a Demat Account associated with my
                      saving account. But, as per our discussion, Demat account will be
                      inactive and will not deduct any charge. And, DP CHGS TILL MAR-15 my
                      account don't charge me. But on 27th April, 2015 I saw a statement of
                      deduction of INR 561.80. This is completely unacceptable. I want that
                      money back.
                      I have opened an ICICI account few years ago. At that time your
                      representative suggest me to open a Demat Account associated with my
                      saving account. But, as per our discussion, Demat account will be
                      inactive and will not deduct any charge. And, DP CHGS TILL MAR-15 my
                      account don't charge me. But on 27th April, 2015 I saw a statement of
                      deduction of INR 561.80. This is completely unacceptable. I want that
                      money back.
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                        S
                        swati dalmia
                        from Nashik, Maharashtra
                        Apr 28, 2015
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                        Address: Nashik, Maharashtra

                        Dear Sir, 1) Please correct the above credit card bill (credit card no. [protected] on the name R.R.Dalmia) which mentions late payment fees and interest charges, with immediate effect so that i deposit the payment within time. 2) I have already paid the payment of return cheque which was passed on 10/04/2015. So please return my return cheque immediately. I did contact at your customer care centre and other contact office by telephone, but no satisfied response was given by you and your department. I am not liable to deposit your wrong payment and its your responsibility. Please correct the bill with immediate effect and return my cheque so that i deposit you the correct payment immediately. Note- Urgent for this complain personally, i visited at your panchvati branch, sharanpur road branch, last at credit card dept to Mr.Rahul Dive and they have not replied satisfactorily and have not taken this matter seriously an this is totally against customer relation. I ahve also lodged a complaint on phone no.[protected] on 27/04/2015 having complaint number SR[protected], attendent Miss Shiba madam. Please resolve the complaint immediately, so I can pay you the due amount immediately. Credit card no. [protected] named- R.R.Dalmia Thanking you, R.R.Dalmia
                        ICICI Bank customer support has been notified about the posted complaint.
                        Dear Ms. Dalmia,

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
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                          ydehell
                          from Meerut, Uttar Pradesh
                          Apr 28, 2015
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                          Address: Lucknow, Uttar Pradesh

                          I had submitted by request for ECS for my home loan to ICICI Vibhuti Khand, to the Deputy Branch Manager, Mr. Prateek Mishra in August-2014. It has been nearly one year, they have still not activated ECS on my account and I have lost nearly 1500 rupees because my everytime the ECS was denied, I was forced to pay a fine and also lost out on my CIBIL score. Every time the branch manager has said that the issue would be resolved, but till day, it has not been resolved. Additionally, the branch manager did not respond properly when contacted about this issue and said that it was not his problem and that I should take care of my own problems when the problem has actually been at his end. Please respond on how I can file a complaint against ICICI as these people do not seem to know how to run a bank.
                          ICICI Bank customer support has been notified about the posted complaint.
                          This is a very common problem observed in banks.They never take ownership of such kind of transaction and neither they guide you because they know problem is at their end.

                          They are happy as they are getting money for every time the ECS is getting denied,
                          Shameful for such a large bank
                          These private banks make mockery of customer . Every person gives excuse at there level with limitation without resolving your complaint .Particular ICICI have very callous attitude to resolving these type of issues
                          Even I had faced the same problem with ICICI bank. Their untoward and irresponsible attitude towards their customers is disappointing. They promise to deliver their best and provide the best customer service experience, but when it comes to actually practising it they are a total failure.

                          I wish some serious action be taken against them.
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                            tanushree11
                            from Jaipur, Rajasthan
                            Apr 28, 2015
                            Resolved
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                            Resolved

                            Address: Jaipur, Rajasthan

                            My name is Tanu Shree Dhiran and I'm holding a salary in ICICI bank for the past 2 years. I just saw today when I checked my account online, that twice I have been charged POSDEC CHG of Rs. 28.09 each on April 27th 2015 . infact i have sufficient balance in my account.and DETAILS ARE: POSDEC CHG/27-03-15/5761/25ST3 28.09 8, 973.41 POSDEC CHG/27-03-15/5761/25ST3 28.09 8, 945.32 I need a valid reason and I want my money back. I need an explanation as to what this charge means and why (if at all is valid) charged after 1 month. I NEED MY MONEY BACK.return it as soon as possible.
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Ms. Dhiran,

                            We are sorry to hear about your concern. Please write to [protected]@icicibank.com with your contact details. Kindly mention the UID a2kn2x in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              salal
                              from Vadodara, Gujarat
                              Apr 28, 2015
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                              Address: Vadodara, Gujarat

                              I would like to bring your kind attention towards the fraud happened to my ICICI account[protected]. On April 10, 2015, 9:00pm I got an alert on my mobile stating withdrawal of amount Rs. 67, 660.80 & Rs. 6892.48 (Total Rs. 74, 552) through my debit card. After this incident, I contacted ICICI customer care to blocked my debit card and an incident was raised in this regard. I was told by customer care that money was withdrawn from an ATM in London, UK. Next day, I reported this incident to my ICICI branch and lodged a formal complaint followed by Police FIR in cybercrime cell. The major concern is that the incident took place in my hard earned salaried account and debit card with privileged and embedded chip facility. This incident giving me sleepless nights for what has happened and what could more happen.
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                                rekak
                                from Pune, Maharashtra
                                Apr 28, 2015
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                                Address: Pune, Maharashtra

                                Hi, An amount of 561.80 INR on 27 Apr, 2015 has been deducted from my account as DP Chrgs. But I never opened this account nor i was informed by any bank official regarding this & also not informed about all theses deductions. Bank has cheated. I want my money back. And I don't want all these unnecessary accounts.
                                ICICI Bank customer support has been notified about the posted complaint.
                                Dear Customer,

                                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID a2kmzh in the subject line of your email. Our official will assist you.

                                Regards,
                                ICICI Bank Customer Service Team
                                Its already been 4 days.. but no response & calls from bank officials. This is really worst banking experience with this bank..
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                                  dileepcharan
                                  from Ahmedabad, Gujarat
                                  Apr 27, 2015
                                  Resolved
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                                  Resolved

                                  Address: Ahmedabad, Gujarat

                                  Dear Sir/adam, My self Dileep Singh CHaran ( [protected]@gmail.com 91-[protected]) -- ICICI Credit card has provided me credit card, at the time of offering it the marketing person on phone had told me that it will be free for the first year and after that it will be chargeable but they had charged and not put penalty and interest and service tax. they are now not listening to me. Please help me how i should proceed.
                                  Aug 6, 2021
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Dear Mr. Charan,

                                  We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    Biswanath RIG Dhar
                                    from Kolkata, West Bengal
                                    Apr 27, 2015
                                    Resolved
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                                    Resolved

                                    Address: Kolkata, West Bengal

                                    Dear Sir, My Two Wheeler Loan No was : LTCAL[protected] I had already paid all the installments but till date no N.O.C. sent by the ICICI Bank. Please clear the status of loan account and send me the N.O.C. BISWANATH DHAR NANGI BENIA PARA P.O - BATANAGAR KOLKATA-700140 [protected]
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Dear Mr. Dhar,

                                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                    Regards,
                                    ICICI Bank Customer Service Team
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                                      ManojChakerwarti
                                      from Rajkot, Gujarat
                                      Apr 27, 2015
                                      Resolved
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                                      Resolved

                                      Address: Gurgaon, Haryana

                                      Sir, Greetings for the day. Yesterday I have entered Rs. 1500/- at ATM to withdraw but I got only Rs.1100/- and rest of Rs.400/- are pending but the amount deducted from my ICICI account is Rs. 1500/-. Where are my Rs. 400/- gone? This transaction is done from Federal Bank ATM near Rajeev Chowk Metro Station - Delhi. My ICICI account Number is[protected] Please look in the matter and do the needful at the earliest. Regards, Manoj Premnath Chakerwarti Senior Manager - IT Mobile: [protected]
                                      Aug 6, 2021
                                      Complaint marked as Resolved 
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Dear Mr. Chakerwarti,

                                      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                      Regards,
                                      ICICI Bank Customer Service Team
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