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Standard Chartered Bank Complaints & Reviews

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Updated: Feb 13, 2026
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Standard Chartered Bank reviews & complaints page 42

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A
amitatmca
from Chennai, Tamil Nadu
Jul 1, 2014
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Address: Ahmedabad, Gujarat

Hello Sir,

I am writing this on behalf of my father “Mr. T P Saxena”, who had credit card # [protected] from SC in year 2004-5. Due to some un-disclosed charges in year 2004-5, He didn’t wanted to use this SC card and had closed this account and had made the payment. The closure application was submitted to your Ahmedabad branch (Mithakhali) and as requested by your officer, card was cut in pieces and scrapped immediately. We have not received any statement / payment due demands since then.

But to our surprise, my father’s( T P Saxena) CIBIL record is showing Rs 40, 876 outstanding as on 25th June 2014, status as ‘written-off’.

He tried to contact your customer care phone lines are pathetic. Not able to talk to your billing dept executives and have to bother your emergency line ( lost/stolen cards). Tried almost 25 times but no luck.

We would like to know the procedure to cleared/sorted out in CIBIL issue. Raised it to your system with #CTO3I70PD1

We would appreciate your interference to sort this matter as soon as possible.
Aug 14, 2020
Complaint marked as Resolved 
Standard Chartered Bank customer support has been notified about the posted complaint.
Dear Customer,

We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

Thanks and Regards,
Standard Chartered
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    prashantjain99
    from Gurgaon, Haryana
    Jul 1, 2014
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    Resolved

    Address: Mumbai City, Maharashtra

    We have never defaulted on any payments and have always made FULL payments towards the credit card use. We are very discplined with our payments and card usage. The Bank made mistakes in their credit card "system charges". They agreed to reverse the charges but did so only partially. They left Rs. 79.38 as not reversed in their 18/10/2005 statement. Just a few days back we were shocked to discover that they have made a wrong report to CIBIL.

    When we provided them the details of card use made by us and our payments in full, they claim that "the
    total outstanding in your card ending 0389 is Rs.45, 794.52. Please effect payment towards the same. In case, if you wish to settle the dues lesser than the actual dues, we request you to contact one of our collection officers @[protected]. Our officers will be glad to assist you in this regard."
    Aug 14, 2020
    Complaint marked as Resolved 
    Standard Chartered Bank customer support has been notified about the posted complaint.
    Dear Customer,

    We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

    Thanks and Regards,
    Standard Chartered
    Dear Mr Jain,
    Please share your contact no to discuss.
    Regards
    Mitra
    [protected]@gmail.com
    Dear Mr Jain,
    Please share your contact no to discuss.
    Regards
    Mitra
    [protected]@gmail.com
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      S
      Shankara Rao T S
      from Jammu, Jammu and Kashmir
      Jun 30, 2014
      Resolved
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      Address: Bangalore, Karnataka

      Attn: Mr Bharath D Officer - Customer Care Ref : 06/14/086901/SP/CRD dated 30th June 2014 I have for reference your mail of date. I am really surprised and with deep regret I have to state that you do not even talk about reviving earlier TITANIUM CARD # [protected] for which I have paid life time charges. I am NOT begging you to drop annual charges for the current Emirates Platinum Card since I am NOT interested to pay annual charges as I do not intend using the said card. The understanding at the time of getting the Emirates Platinum Card with the your colleague then was, I can switch back to Titanium Card if I am NOT happy with Emirates Platinum Card. Since I have expressed my utter displeasure after using the Emirates Platinum Card for almost 4 years, I demand that you keep up your Bank's commitment in reviving TITANIUM CARD at your very earliest. If your interests are otherwise, I will call quits with Standard Chartered Bank - if I do not hear about getting the TITANIUM CARD before 5th July 2014. I am NOT bothered about losing Skywards Points, if both Emirates & Standard Chartered Bank do not act. Will treat the matter as closed since I stopped using Emirates Platinum Card almost a month back and I have NO Outstanding except the annual fee - which I am NOT duty bound to pay. T S Shankara Rao, Chartered Engineer & Consultant, # 61/5, “ Bhavani”, Doddabommasandra Vidyaranyapura P.O., Bangalore - 560097 Tel:[protected], Fax:[protected] Mob: [protected], E-mail: shankara.[protected]@gmail.com, [protected]@yahoo.com
      Aug 14, 2020
      Complaint marked as Resolved 
      Standard Chartered Bank customer support has been notified about the posted complaint.
      Dear Shankara Rao,

      We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CTFYUQK4UK at this link http://on.sc.com/trackstatus

      Thanks and Regards,
      Standard Chartered
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        M
        Mrs C V Ramana
        from Mumbai, Maharashtra
        Jun 30, 2014
        Resolved
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        Address: Hyderabad, Andhra Pradesh

        i am not using the above card for the last 7 to 8 years and there is credit balance of rs2396/- under the above card. I would like the above card a/c is cancelled and the credit amount is refunded to the address to me at the earliest. I have already physically destroyed the above card. My email-id is [protected]@rediffmail.com soliciting a line in reply immediately, Mrs C V Ramana
        Aug 14, 2020
        Complaint marked as Resolved 
        Standard Chartered Bank customer support has been notified about the posted complaint.
        Dear Mrs C V Ramana,

        We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CT4GFJBJR3 at this link http://on.sc.com/trackstatus

        Thanks and Regards,
        Standard Chartered
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          P
          pareekshits
          from Mumbai, Maharashtra
          Jun 30, 2014
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          Address: Mumbai City, Maharashtra

          Hi There,


          I’ve been using my Standard Chartered Credit Card (i.e. Manhattan Credit Card) since 2005. I was very happy with the service until this FRAUD.
          My credit card was damaged in Oct 2012, so I asked for a new Card. On this new card there was a FRADULENT International Transaction. As per the RBI norms Bank informed me of the usage via the SMS. I immediately called the BANK & brought this FRAID to their notice.

          Again a fresh card was issued to me & I was asked to fill a Dispute Form and fax the same to Standard Chartered Bank. On doing so they reversed the charges… As per the Grievances Redressal Policy of Standard Chartered Bank the issue was supposed to be closed in 60-90 days from the date of receiving the complaint & the dispute form. However, there was no intimation given to me until 9th May 2013. I receive a call stating that the dispute is closed. But no details are shared by the individual & he was reluctant to even share his name.

          On following up the matter with the Standard Chartered Bank, I was asked to file a complaint with my local police station & the copy was requested to be sent to the Bank. Post this the Bank charged me for the FRAUDULENT Transition disregarding the several complaints I made to them. I stopped using the card as the Bank kept on levying interest on the FRAUDULENTLY Transacted amount.

          The Standard Chartered Bank is has no understanding of customer service & are complete cheats.


          Regards,
          Pareekshit Suvarna
          suvarna.[protected]@rediffmail.com
          Standard Chartered Bank customer support has been notified about the posted complaint.
          Dear Customer,

          We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CTUXEXJNPK <tracking no.> at this link http://on.sc.com/trackstatus

          Thanks and Regards,
          Standard Chartered
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            N
            Nisith Kumar Mohanty
            from Belonia, Tripura
            Jun 29, 2014
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            Address: Khordha, Odisha

            STANDARD CHATTERED BANK IS CHEAT COMPANY THEY WILL TRY EARN MONEY BY UNETHICAL WAY THEY ARE HARASSING ME EVEN AFTER, I CLEARED MY DUES ON TIME 10 YERARS BACK My SCB Card Account No: [protected], paid my dues by due date in the month of oct 2005, after complaining they reversed the late fee not the interest charge of 175 rupees .That amount has multiplied now to more than 40 thousand and my name is in CIBIL REPORT, I AM GETTING THREATENING CALLS FROM RECOVERY DEPARTMENT, CAN ANY ONE HELP ME
            Dear Nisith Kumar Mohanty,

            We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

            Thanks and Regards,
            Standard Chartered
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              A
              aathison
              from Bengaluru, Karnataka
              Jun 29, 2014
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              Address: Bangalore, Karnataka

              In 2009 when i got this credit card from standard chartered bank, I have been promised that the card is life time free card and there will not be any annual fee charged against this card. But every year there will be a annual fee charged against this card and i have to contact customer care to reverse the annual fee and it got reversed. But this year i have requested to reverse the annual fee against the card to customer care executive (Annaporna) and Bank Officer(Abdul Tharib). Both of them are simply denying the request without verifying the credit history and card statement so far happened. As a privileged customer i would like to get reversal on annual fee .If not bank is ready to reverse the annual fee, without having second though i would like to go far cancellation.As well consider myself is not an eligible customer to do transaction with SC bank. Again as a privileged customer i expect bank will do the needful not only for this time as well in the future too. Now they are asking for proof of communication either verbal or written.I am helpless.
              Aug 14, 2020
              Complaint marked as Resolved 
              Dear Customer,

              We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

              Thanks and Regards,
              Standard Chartered
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                K
                K. Rockesh Roshan
                from Ahmedabad, Gujarat
                Jun 26, 2014
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                Address: Hyderabad, Andhra Pradesh

                Sir, I have made the following correspondence with the credit card division of Standard Chartered Bank but I did not get any proper response from the said division. On[protected] made the following: Dear Sir, Based on your statement for the month of April, 2014, the entire debt was cleared/paid at one go by me through my SB account with SBI, Hyderabad well in advance to the due date. You have already cut shorted my credit limit for no fault of mine. I don't want to be your customer any more. Please let me know how to return the credit card held by me or otherwise can I destroy the same. An early reply in this regard is requested With regards, K. Rockesh Roshan Income-Tax Officer, D-06, Income-Tax Complex, Road No. 12, Banjara Hills, HYDERABAD-500 034 Credit Card No. [protected] Contact Phone Numbers: [protected] Therefore, kindly advise me how to return the Card or destroy the same as i do not want to be customer any more with Standard Chartered Bank. with regards K. Rockesh Roshan
                Standard Chartered Bank customer support has been notified about the posted complaint.
                Dear K. Rockesh Roshan,

                We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                Thanks and Regards,
                Standard Chartered
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                  A
                  Azhar Saiyed
                  from Ahmedabad, Gujarat
                  Jun 25, 2014
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                  Address: Ahmedabad, Gujarat

                  My card details are Platinum Rewards - Card number ***********8731 Two day back i have fill petrol of RS 400 using my said card, but amount showing in my card summery is 412.48 RS.Initially card was given me as a reward point card. if i fill petrol of RS 150, 2.5 RS will be reward.But here instead of reward or cash back, bank charge me 12.48 more.it is really fraud by standard charter bank, and i am very dis appointed by this cheating.
                  Standard Chartered Bank customer support has been notified about the posted complaint.
                  Jun 25, 2014
                  Updated by Azhar Saiyed
                  Even they told me that, no surchages will be for any fuel transaction
                  Dear Azhar Saiyed,

                  We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                  Thanks and Regards,
                  Standard Chartered
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                    S
                    siddhartha kapil
                    from Mumbai, Maharashtra
                    Jun 24, 2014
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                    Address: Gurgaon, Haryana

                    I am Standard Charted Bank credit card customer and in March 2013 paid the due amount on time and to my surprise in June I got the bill which came along with late payment fees and interest added. I sent mail to customer care but did not get proper and adequate response. After numerous efforts to resolve this issue, in one call I was told that this is due to non-payment of April bill which I did not receive.He told me that, Yes, there was some technical fault due to which your bill was not generated and could not be sent.I then asked him that I have no fault here so why should I be penalized for late fees and interest, then he asked me to just pay the amount I have actually spent during this period and I did the same but that day onwards I have been receiving mails and call on my mobile for payments. I want to pursue this case in the forum as this is a harassment to me and most importantly I have also been threatened for downgrading of my CIBIL rating which is a big financial loss to me.
                    Standard Chartered Bank customer support has been notified about the posted complaint.
                    Dear siddhartha kapil,

                    We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                    Thanks and Regards,
                    Standard Chartered
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                      M
                      murthy.sn.18
                      Jun 20, 2014
                      Resolved
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                      Resolved

                      Address: Bangalore, Karnataka

                      Hi,

                      This is Murthy a holder of Standard Chartered Platinum credit card. I count not pay even the minimum amount balance for 2 months, but due to that the card is deactivated without my concent and more over the minimum amount payment options is cancelled. I can see that the interest and the late payment charges are added every month even after me paying it before the due date and also along with that the mails says that the account will be moved to CIBIL I dont care if the card is deactivated, but i need atleast the minimum amount payment option.

                      My CC Number: [protected]
                      My Ph No: [protected]
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Standard Chartered Bank customer support has been notified about the posted complaint.
                      Dear Customer,

                      We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no. #CTUHUNBHAT at this link http://on.sc.com/trackstatus

                      Thanks and Regards,
                      Standard Chartered
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                        H
                        Hambati
                        Jun 19, 2014
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                        Resolved

                        Address: Chennai, Tamil Nadu

                        Hi, I already have an existing personal loan.The loan number is 49756346. I have been getting calls from SC customer care saying that am eligible for top-up. It has been more than 2 weeks since I applied for top-up. I have not got the top-up loan yet. I applied for medical and personal reasons. I'm in urgent need of money for medical treatment. If you are not able to process the loan. Kindly reject and send the documents back to me. Regards, Harishankar Ambati Barclays Shared Servcies [protected]
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Standard Chartered Bank customer support has been notified about the posted complaint.
                        Jun 19, 2014
                        Updated by Hambati
                        Somebody from SC called me up now saying that he is from head office. His number is +91 [protected].

                        He asked me whether I have credit card or account with Citibank. How come having a credit card with citi bank is related to applying for a top-up loan in Standard chartered bank.

                        1. Why did your employees chase me up for the top-up loan in the first place?
                        2. When applied for personal, they came for office & house verification as well. Its been over 2 days since the verification was over. At least reject the application and hand over the document back to me, if you are not able to proceed further.

                        Thanks Regards,
                        Harishankar Ambati
                        91 [protected]
                        Dear Ambati Barclays,

                        We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no. #CTAU9X7S0B at this link http://on.sc.com/trackstatus

                        Thanks and Regards,
                        Standard Chartered
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                          Neelabh Neeraj
                          from Bhubaneshwar, Odisha
                          Jun 18, 2014
                          Resolved
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                          Resolved

                          Address: Kolkata, West Bengal

                          This is regarding the over due messages which I am receiving for my credit card [protected] for which the card was lost & is already blocked last year. (Ticket No[protected] I had called the customer care and they assured me that I shouldn't be bothered and no further messages should be sent to me.As per the last message sent on my mobile on 12th June 2014, the payment overdue shows as Rs 2290.14. I am not sure what this message is all about and why should I receive such messages if the card is already blocked and cancelled. Yesterday I received a call from Jeelani(From Recovery Dep) Ph no [protected] to pay Rs 3000 if my name need to be cleared from Civil.And then send the screenshot of the payment details to his manager joydeep.[protected]@sc.com in order to receive No Due Certificate. When searched in True Caller, this number shows as Spam. Please make me understand why all of a sudden I receive such a call from this person to pay this amount though I have been assured that card is already blocked and cancelled. I would request your utmost attention and appreciate if this matter can be looked urgently. I can be contacted at 91 [protected] to discuss this issue.
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Standard Chartered Bank customer support has been notified about the posted complaint.
                          Dear Neelabh Neeraj,

                          We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CTAL10U03 Eat this link http://on.sc.com/trackstatus

                          Thanks and Regards,
                          Standard Chartered
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                            siddhartha kapil
                            from Mumbai, Maharashtra
                            Jun 17, 2014
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                            Address: Gurgaon, Haryana

                            I am Standard Charted Bank credit card customer and in March 2013 paid the due amount on time and to my surprise in June I got the bill which came along with late payment fees and interest added. I sent mail to customer care but did not get proper and adequate response. After numerous efforts to resolve this issue, in one call I was told that this is due to non-payment of April bill which I did not receive.He told me that, Yes, there was some technical fault due to which your bill was not generated and could not be sent.I then asked him that I have no fault here so why should I be penalized for late fees and interest, then he asked me to just pay the amount I have actually spent during this period and I did the same but that day onwards I have been receiving mails and call on my mobile for payments. I want to pursue this case in the forum as this is a harassment to me and most importantly I have also been threatened for downgrading of my CIBIL rating which is a big financial loss to me.
                            Dear siddhartha kapil,

                            We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                            Thanks and Regards,
                            Standard Chartered
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                              Bala Keshava Reddy
                              from Hyderabad, Telangana
                              Jun 17, 2014
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                              Address: Hyderabad, Andhra Pradesh

                              I P.Bala kesava reddy holding standard charted credit card no 4622 **** **** 8632. From the day begin i get my credit card i dint receive any kind of alerts or any other information regarding my credit card. i am not getting any alerts for the transactions, and for the first time i did not get the monthly statement through mail or sms. i sent a request mail for the SCB to register my mobile no, but i did not receive any response. such a worst service these people are providing. because of this not getting any alerts i lost so much money for the interest and late payment charges.
                              Recently in the month of june even though i paid total amount for the previous month, this bank charged the interest of 150/- i dont want to continue this card anymore . friends be aware of this bank, such a worst service it is providing.


                              with regards,
                              P.Balakesava reddy
                              +91 [protected]
                              Standard Chartered Bank customer support has been notified about the posted complaint.
                              Dear P.Balakesava reddy,

                              We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no. #CT0F6HBLIZ at this link http://on.sc.com/trackstatus

                              Thanks and Regards,
                              Standard Chartered
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                                B
                                Baskar Sikkayan
                                Jun 14, 2014
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                                Address: Bangalore, Karnataka

                                I have taken a personal loan with standard bank by May 2012. The tenure is for 5 years. I was told to sign in the agreement after getting the loan approval. But there were few things wrong than I committed. So the representative had to correct them in font of me and got extra signs for corrections. When I get the agreement copy after loan amount was disbursed, I was shocked. Since they got the sign for corrections, they changed few other things without my notice. I had to fight for that and finally, I was promised that the pre-closing charge will be 2.5% when I go for pre-closure. This pre-closure rate of 2.5% approval happened after a year. I moved to USA by November 2013 and sent mail to the bank regarding the pre-closure on April 4th 2014. I had clearly mentioned that I am in USA, send me the pre-closure letter to my email id. Also sent the pre-closure charge 2.5% approval letter. I got a reply in 2 days that they will confirm the pre-closure rate of 2.5% and will revert me before April 15th, No reply till April 15th. After sending many mails at frequent interval, got a pre-closing quote on May 10th with the pre-closing charge of 5.62%. I was shocked. Again I had to communicate the story.Finally got a letter on May17th with the correct pre-closing charge. Since I did not get the letter in time, I did not pay the email for May month EMI and was demanding them that, since its a mistake from your side, you need to reverse the interest rate for the may month. They again took a month and telling now( June 2014) that they will reverse the pre-closing charge for the May month, but not for the June month. They dragged the time so far. If they would have sent the correct letter by April 10th, I would have closed the loan properly in 2 days. They are dragging the time and asking me to pay the interest till date. Since I am highly depressed on this, I am not going to pay further emi or close the loan untill they reverse the interest from April 15th and will not pay event the pre-closing charge of 2.5% since they wasted my time so far. I am fine even they go to court and I am sure I will win since I have all the proofs.
                                Standard Chartered Bank customer support has been notified about the posted complaint.
                                Dear Baskar Sikkayan,

                                We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                                Thanks and Regards,
                                Standard Chartered
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                                  alkapurva
                                  from Mumbai, Maharashtra
                                  Jun 13, 2014
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                                  penalty levied without intimation.... Reverse the deductions!!!

                                  Address: New Delhi, Delhi

                                  Hello, I have a savings account in Sansad Marg branch New Delhi since 2006. (A/c No. [protected]) Today I noticed that my account is being debited by Rs.561 every month since October 2013. My original balance was Rs 6700 which now stands at Rs 2300. I called up the customer care and they informed me that I have a Preferred Banking account where I need to maintain a minimum balance of Rs.200, 000. If I don't do that, a penalty...
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                                  ksenku79
                                  from Bengaluru, Karnataka
                                  Jun 11, 2014
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                                  Address: Bangalore, Karnataka

                                  I had lost my Standard Chartered credit card [protected] in Shanghai while I was on my business trip in Shanghai on April 25th 2014. There was a fraudulent transaction for Rs.161490.58 (equivalent of 15, 800 Chinese RMB) by a unknown merchant “DONG MING YANG GONG”. I immediately unauthorized the transaction by sending "2" to [protected] as instructed by the bank and blocked the card. In spite of doing this, the bank didn’t stop the payment as requested by me within an hour of the incident and I learned that it took more than 48 hours for the bank to process this transaction. Bank was completely negligent in acting responsibly on this matter. I also complained this incident to the china police to record a FIR (attached with english translation). In China, most of the terminals accept the card with just the magnetic strip without the need to punch in the key. So the Chip card in real terms is not really validating the PIN in most places in Shanghai and I am very firm on this as I have been travelling outside India for several years. A mere swipe is what happens in most places and I have to sign the charge slip to authorize. I am 100% sure even in this incident the PIN has not been validated by me and even I don’t remember using this card with PIN validation before in any of my overseas trip. Almost all the time it is just a swipe and signature. The Charge slip attached clearly shows someone misused my card and the signature doesn’t match and nowhere close to my original signature(attached proofs like PAN, PRAN for reference). Moreover I was at the hotel when this transaction happened at 11:42PM. I used hotel staffs help to go to the police station to register the complaint at 00:42 hrs on 26th April. I have been asking bank to produce me the actual receipt to know what was purchased. If the investigation is done thoroughly, they should know actually what was purchased and who is the merchant. The details like Merchant no, terminal no is found in the transaction slip, acquiring and issuing bank should have requested for the documentary proof from the merchant on what purchase was made when there is a fraud involved. But bank failed to provide me this in spite of several request made to them and they always replied that its banks policy not to disclose any investigation details which is unacceptable. I feel it’s the customers right to know details of the purchase. I have been mentally affected over the last 45 days with sleepless nights and not able to concentrate on work as the amount involved is very significant for a normal middle class Indian like me. It is shocking to know a MNC bank like SC acted very irresponsibly on these matters and cannot digest how they close the matters without proper investigations. I want to bring this to your kind notice seeking justice and also make public aware of these kind of acts by the bank.
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  Dear Customer,

                                  We are here to help you. Please accept our sincere apologies for the inconvenience caused to you. We request you to log your query on our Social E-Ticket system:http://on.sc.com/eTicket, we will generate a reference number using which you can track your query online. We assure you that our customer service representative will contact you shortly to address your concern.

                                  Thanks and Regards,
                                  Standard Chartered
                                  It has been a complete waste of time talking to Card Services, Head Services and Principal Nodal. Not customer friendly at all. Bank unable to answer to most of my genuine question. Why are you playing with middle class peoples life. I have to now look at approaching the court to look at this issue. To everyone out there, be very careful with your cards. Chip enabled cards are not fully secured until the current upgrade transition phase is over. There are plenty of places PIN validation doesn't happens . System has huge flaws. Common people like us are completely helpless
                                  Following is what is the status of this issue. Bank is playing all sort of games and its quite transparent now..


                                  To
                                  Respected Standard Chartered Senior management,

                                  Dear
                                  Sir/Madam,

                                  This
                                  is with reference to your emails dated June 6th(Ref :
                                  06/14/010397)you told me that PIN was successfully validated and used in
                                  the POS terminal. In today’s mail (Ref : 06/14/038256/SP/CRD )you are
                                  saying that the terminal used don’t have the additional authentication factors.
                                  From your mail, it is also clear that we could pull the charge slip and the
                                  signature doesn’t match as well? Then why are we talking about online/internet,
                                  since this case is clearly a POS transaction. You are contradicting with each
                                  of your response given to me.


                                  Ref : 06/14/010397

                                  "We wish to apprise that the transaction disputed by
                                  you had been incurred by swiping the physical card at the merchant outlet post
                                  validating the PIN. Please note that the Chip Card transaction is processed
                                  only post validating the PIN. As per our records, your PIN was successfully
                                  validated for processing the transaction. It may be noted that the credit card
                                  was issued to you and it is the responsibility of the card holder to keep the
                                  card safely at all times. The card holder is responsible for all the
                                  transaction incurred using the card before reporting the loss / theft to the
                                  Bank. The transaction had been settled with the Merchant and there is no charge
                                  back right for the POS (Point of Sale) transaction. Hence, we are unable to
                                  accede to your request to reverse the disputed transaction. This is our final
                                  decision in this matter. We have attached the copy of the Chargeslip for your
                                  ready reference and the password to open the attachment will be your Date of
                                  Birth in (DDMMYY) format"


                                  Ref : 06/14/038256/SP/CRD


                                  “We understand from your mail that the transaction has
                                  gone without any additional authentication factor like password and OTP. We
                                  wish to inform you that the additional authentication factor" for online /
                                  internet transactions (VBV) / MasterCard secure is available only with the
                                  indian secured website. The transaction incurred with the foreign merchant
                                  does not have the additional authentication factors”


                                  Even clause 9 (a) that you referred in your mail is
                                  applicable except where the Card has been lost, stolen or fraudulently misused,
                                  the burden of proof for which shall be on the Card Member". I gave enough
                                  evidence like police complaint report to prove the loss of card (attached again
                                  for your reference)

                                  .

                                  It
                                  is now clearly proved that it is a POS terminal transaction without the
                                  additional factor of authentication validated by the bank. Further I reported
                                  the loss of this card on April25th and bank took more than 40 days to get back
                                  to me with a wrong information claiming i validated my PIN which never existed
                                  in the first place, it caused severe mental distress for the last 10 days, then
                                  now you are changing your stand completely and saying that this is the online
                                  transaction and PIN in not required for this.


                                  I expected a MNC bank like you to be little more professional in handling such a
                                  large dispute. This is clearly a huge deficiency in service from your side.
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                                    Casandeep
                                    from Mumbai, Maharashtra
                                    Jun 6, 2014
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                                    Address: New Delhi, Delhi

                                    Dear Sir/Madam, I have recently applied for new Credit Card (Super Value Titanium) and have received the same. Credit Card number is [protected]. But i have not received 4 digit PIN due to which i am unable to do any transactions. Even i couldn't make a call to Customer care without PIN. Request you to please issue me a PIN or else let me know if I can generate it online. My email id: sandeep.[protected]@genpact.com My Cell No.: + 91 [protected] Please do call me in case you need any clarification. Appreciate your quick response. Thanks, Sandeep
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    Standard Chartered Bank customer support has been notified about the posted complaint.
                                    Dear Sandeep,

                                    We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CTOTVHGLDC at this link http://on.sc.com/trackstatus

                                    Thanks and Regards,
                                    Standard Chartered
                                    Dear Sir/Madam, I have recently applied for new Credit Card (Super Value Titanium) and have received the same. Credit Card number is [protected]. But i have not received 4 digit PIN due to which i am unable to do any transactions. Even i couldn't make a call to Customer care without PIN. Request you to please issue me a PIN or else let me know if I can generate it online. My email id: sachin.[protected]@gmail.com My Cell No.: + 91 [protected] Please do call me in case you need any clarification. Appreciate your quick response. Thanks, Sachin
                                    We cant change the credit card pin to 4 digit ???? now i use 6 digit pin which is not good
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                                      Rajesh V Menon
                                      from Pune, Maharashtra
                                      Jun 3, 2014
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                                      Address: Bangalore, Karnataka

                                      Dear Sir,
                                      I had a Credit Card from Standard Chartered Bank with account number [protected] with DATE OPENED/DISBURSED[protected] and DATE CLOSED[protected] and DATE OF LAST PAYMENT[protected]. Inspite of repeated reminders from me and raising many CIBIL disputes even after two years it is still reflecting in the CIR report I took. Below are my details. Control Numbers: DATE:[protected] TIME:22:14:23 CN:711, 424, 025, DATE:[protected] TIME:08:33:09 CN:650, 237, 748. My Name is RAJESH VIJAYAN MENON and my mobile number is [protected].
                                      My PAN NUMBER IS AKJPM5633J

                                      Request You to Do the Needful ASAP.
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      Standard Chartered Bank customer support has been notified about the posted complaint.
                                      Dear Rajesh V Menon,

                                      We are here to help you. Please accept our sincere apologies for the inconvenience caused to you.. We have raised a query on your behalf and our customer service representative will contact you shortly to address your concern. You can track your query on our Social E-ticket system, using your tracking no #CTR2D06AL3 at this link http://bit.ly/1mQE443

                                      Thanks and Regards,
                                      Standard Chartered
                                      thanks for providing information to solve Cr Card issue Rajesh
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