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ABN AMRO Complaints & Reviews

2.9
Updated: Feb 27, 2024
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S
Saumya Bhatnagar
from Gurgaon, Haryana
May 31, 2008
Resolved
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This is in regards to my Easy Cash Loan [protected]

I am totally frustrated with the kind o[censored]nprofessionalism displayed by the bank in this case.
Between 1- 4th june 2007 I get a call for a missed payment. I asked the customer care executive to provide me the total amount that is payble by me to close the loan and the process for the same I am informed the Total amount payable is 31505/= and I need to enclose a copy of the reciept along with a letter with the consent to close the same.

On 6/06/2007 I handover a cheque No 206299 amount 31505 hdfc bank. along with the copy of reciept and a covering letter to the bank executive.
Two months later I start getting calls for stating that my amount is outstanding and need to pay the same. I explain that I have already paid, call up the customer care and register a complaint the executive says that every thing is ok and he will forward the request and things will be settled.

The above cycle is repeated may a times.
On Dec[protected]PM I register another complaint ([protected]) for the above and then I am informed that the amount outstanding is the late fee and the reversal would be arranged for the same.

In Dec I again get a call from the collection agents.
On Jan 18 2007 1 I register a complaint ([protected]) requesting to check why this is not getting rectified even though I had registered a complaint earliar.

On May 30th I again get a call from one of the collection agents who is not even interested in listening to what I have to say and above all he says “Agar aap is sab ko khatam karma chatae hain to purae paise de dejiyae” . if you want to end this pay the balance amount which is some where more than Rs 5000/= .

I again called up the call center and the lady there now tells me that the amount that I paid earlier was not inclusive of the prepayment charges and late fees has been levied on that.


Some Important Points

1) The amount that I paid was calculated and told to me by one of ABN Amro Banks call center executives I checked the amount on two different days and then made the payment.
2) Throughout this year the Amro Banks call center executives kept registering the complaints and always mentioning that the outstanding is only late fee being charged. This was only on May 30th that the lady informed that there are some prepayment charges that are outstanding as well.


My concerns
1) The amount was not calculated correctly by ABN Amro Banks call center executives and I am being charged the late payment fees for his mistakes.
2) All throughout the year I have been registering the complaints but no one tells me about the prepayment charges being outstanding till 30th May 2008
3) Every month One or the other collection agent calls me up and I have to go through this harassment for no fault of mine. As they don’t even want or try to understand the situation.

From my side the maximum that I can do is to pay the prepayment charges that were originally outstanding.
However I would not pay the late fee component as this was not my fault that the ABN Amro Banks call center executive did not calculate the amount correctly.

I have asked ABN Amro Bank to arrange the reversal of the late fee and send me a document with the calculation of the outstanding amount at the earliest at my mailing address and email So that I can make the payment and close this.
Aug 14, 2020
Complaint marked as Resolved 

ABN Amro-Credit Card & easy loan — Misuse of Credit Card Application

In 2006 I have applied for Credit card of ABN Amro Bank and later on I have requested to Bank Executive to cancell my card application and they have assured for the same on phone .

After a gap of one year I have received credit card statement asking for outstanding payment.I have called ABN phone banking and complained about misuse of my application .

After a gap of 2 months agian they informed me that they have alloted eazy loan of Rs-50,000/- on my account through DD .I have repeated the story of not holding any card nor received any DD from them.

Even now the matter is not cleared by them , with the intervel of 3/6 months ABN Amro people asking me to repay the loan O/s which was not applied or received by me .

Kindly Advice what is to be done to close this issue .
This is the revert that I have got from the bank

" We refer to your email dated May 31, 2008 and regret the inconvenience caused to you.

We would like to inform you that total outstanding on your loan account is Rs.5, 157.33 which is payable by you. The account is suspended due to non payment of the dues within the stipulated time.

Therefore, we would request you to clear your dues immediately to avoid any further charges and reinitiate your request for closure. "


I fail to understand why I have to pay this amount which is even more than the prepayment charges It was the banks fault, and now they are asking me to pay for it
Dear sir,

my credit card number [protected] i am using last one year, last two month i m not receiving the statment, two days before i m spoke to custermer service they said with in half hour send the statment through email soft copy but still i m not receiving the statment i want immeditly two month statment copy via email address. suppose it is not possible here after i m not paid the amount

thanks regards,
A.soundarapandiyan
I am divyesh purani. I have neither any a/c nor any card from your bank. i am getting calls from your bank's consumer department. we are getting calls from yr officer hemant sharma in the afternoon since last 15 days and demanding to call someone living in our society. he uses abuse language and keep calling and calling again. we are not having any relation with the person who demands for . in our society there are 218 members if we have to do the same for then what. please do the needful. otherwise i have to take extreme steps against yr officer and your bank. please revert back as soon as possible


I am totally frustrated with the kind o[censored]nprofessionalism displayed by the bank in this case.
15 days back I got a call from ABN-AMRO Executive Ms. Anu.
She offered me Titanium card, but I asked for Platinum card(life time free). She told ok we will provide you life time free Platinum card with gift voucher of Rs. 5000.

But While received the card, it was a gold card.
Now while I put a request to cancel the card to customer card executives, they are denying to cancel it, and putting overload on me to do this and that.

I am not able to understand why should i take any hadeche while I've not filled the form? while ABN-AMRO itself is sending the pre approved card with activating options which i am not aware and the while I've not received the card what i asked?
While i clearly said if you are not sure to provide me platinum card then dont proceed?

Tell me why should i do anything else then a call to cancel the card?
Who told you to proceed for the gold card?
Did I came to your office for the card?

ABN AMBRO CREDIT & EASY CASH LOAN — Closure letter

I had called customer care month of November requesting for a closure letter with respect to credit card # [protected] and easy loan account # [protected] which was closed quite long back.

1) I spoke to customer care executive Roshan in the month of November who took the request promising a letter to be at my door step in 7 working days and the reference # he gave was [protected].

2) I again spoke to Amith in the month of December who stated that he will confirm the status and promised a closure letter at my door step in 7 working days giving me a reference # [protected].

3) I spoke to Roshan again on last week of December to know the status and he said that the systems were down and requested me to send a email to '[protected]@in.abnambro.com'. I sent requests twice and there hasn’t been any response till date.

4) Today I spoke to one of the agents, he said that the systems were down and asked me to send an email to '[protected]@abn.co.in'.

Till date I haven’t received any letter and I’m tired of contacting there customer executive service. When I have missed making payment, without any delay they ensure that I’m contacted on both my mobile as well as land line threatening me to pay the due and now I wonder why aren’t they able to deliver just two simple letter stating that my credit card and Easy loan has been closed?
dear sir,
myself kishore shetty card no! [protected] . I have a outstanding of 9025rs in my card which is inclusive of late payment $ interest $ service charges, i was in banglore from 2mths due to which i was not aware of the payments due to which i cdnt make payments, when i came back i got the statements in my hand.
As i always pay my dues on time, for confirmation u can check my payment details.I want 2 make cash payments .
I request you to pls wave off all the charges levied on me, as i want to make the payments i want to confirm the actual amt to be paid, its a humble request pls do the needful.

t
hi,
my complaint is more or less same with this. the bank has no friendly approach and as well a ROWDY APPROACH. the call centre phone is another big fraud.the number after dialling, one has to hang on the phone nearly morethan 1/2 hour to get the phone by bank executive to clarify our query. i have send Nnumber of mails to their vice president ms.renu joshi, also i spoke to her but the result is useless. more funnily the staff do not know who is their vice president!!! ha ha ha.
to quote a small example, i have sent one mail yesterday and the same is appended below for all the reference of my all the citizens of india. i earnestly request all our citizens not to approach this most idioitic ABN AMRO BANK for any needs:
[protected][protected][protected][protected][protected][protected][protected]
To,
ms Renu Joshi,

subject: Easy Cash Loan Account # [protected]

apropos my telecon dated 09.09.09 @16:20 hrs, following is the list of calls received from your Madras Office i have been communicating you to delete my mobile no from your records [this was also advised by you on 09.09.09] but in vain.

it is noted that you have no control over your staff and this surely reflects your incapable or reckless attitude over your staff being in a senior position, you should be ashamed of this ruthless approach. i have explained you clearly that you cannot view every person with a same feelings.

i have earlier faxed you the list of calls but nothing happened. it is noted that apart from calling on my residential phone your collection agents have started to coming my home. this is another ruthless approach on your side. does it require? am i not remitting my monthly installment? why do not you follow the gentleman's rules? are you hiring any rowdies for collection purpose?

the most pathetic issue is that the call centre staff do not know which installment is due!!! also they do not know your status or your name. what a shame on your bank's reputation especially on your position?? i certainly feel bad on your situation. none of the staff have regards on you and on the Judicial system.

as i have been telling you, i am compelled to file a case in the HYDERABAD DISTRICT CONSUMER FORUM for the harassment and i shall make you a party on this dispute as you are not understanding the problem with a clear idea.please note that the Judicial system shall view in a serious manner taking this cognizance.


DATE


PHONE #


TIME

11.09.09


[protected]


11:30

11.09.09


[protected]


17:19

12.09.09


[protected]


08:33

12.09.09


[protected]


08:34

12.09.09


[protected]


08:35

12.09.09


[protected]


11:16

12.09.09


[protected]


13:43

12.09.09


[protected]


15:34

12.09.09


[protected]


17:17

13.09.09


[protected]


10:19

13.09.09


[protected]


10:20

14.09.09


[protected]


11:29



henceforth do not call on my mobile and you can always reach me over emails / post.

regds

dvs prasad
[protected][protected][protected][protected][protected][protected][protected]
this bank feels that the customers are beggers for alms, in fact it is they who approach us with a luring voice & trap us for their business. pl stay away from this bank.in fact, i am going to complain about their misdeeds to RBI as well want to challenge in the consumer forum for justice as was done in the case of ICCI bank. the call centre people does not have any job except disturbing the private time of the customers.
if any one needs more on this can reach me on the above email id, and i shall certainly appreciate the concern of the needy ones.
regds
dvs prasad
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    LEKHA MUKHOPADHYAY
    from Vijayawada, Andhra Pradesh
    May 26, 2008
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    I hold an ABN AMRO Freedom Credit Card (number [protected]). I lodge following 2 complaints:
    (i) last month for billing payment I dropped a cheque of Bank of India on April 30, 2008, the last date of payment. This month in the billing statement I have been penalized by Rs. 600.00 as the late fee on May 5, 2008. If your payment collection becomes delayed after the due date being over, I wonder why the customer like me will be penalized!!!
    (ii) A few months back I had to receive recurrent phone call from one of officers, insisting me to take supreme plus offer. I have had to tell at the last to send all paper documents. He told me if the offer is sent to me and I have the option to take or not to take this even after receiving it. They had sent some vouchers, that I had never used it. After I took the decision not to take this offer and called your customer care and told them about my decision
    Inspite of all my honest effort every month in my billing statement the amount on A/C of Freedom card, as remaining due is being shown in the bill and I am paying interest, every month.
    If these two problems are not immediately resolved, and I get continuously harassed, in the way, I will have no other alternative than to discontinue holding this card.

    Freedom card — Bill not received

    I have not received the bill for the transactions between 20.08.08 to 05.10.08. The due date for the same is 25.10.08. Kindly send the same on my email immediately
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      RAJIV MISHRA
      from Noida, Uttar Pradesh
      May 22, 2008
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      I hope that the ABN AMRO bank is a professioinal bank, I have received several call from the bank tele caller -Neha- For a saving account and when I issued the cheq there was no responce from the bank they committed trhat it will take 3 day but its gonna to be almost seven days but there is no movement And when I called up the representative at 10.30pm at night he said that this is not the right time to talk rather the same persom has given a commitment that it will be opened in the said time his name is Ajit Kumar Rai [protected] I hope this prob will be taken on serious terms and as the bank is professional they should employ professional people at the ground root level.

      Hope to heare from you soon.

      Rajiv

      [protected]
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Sir/Madam,

      I made a transaction of Rs.1500/- dt. 06-12-08 through IDBI Bank twice, but both the times its shows Transaction is invalid, i tried twice, both the times result was same, after that they deducted rs.3000/- from my acoount, kindly refund the same asap as I hadn't got money from the same. It affects the reputation of your bank, please solve this problem asap.

      It affects trust of customer so this kind of problem should be resolved soon so that customer should not loose trust on you.

      Thanks & Regards
      Lovi Gaba
      I have been abn corporate customer since 4years. on 13th dec, I needed some money urgently but could not take out my money because suddenly my debit card got inactive and so as my wife's card-- could not take out money from ATM.
      I enquired haus khaus branch and was shockingly informed by SHALINI that our accounts has been freeze due to some documents required by the bank.

      first of all - does the bank has authority to seal my money due to non deposite of documents in time??
      seconly there is not even a courtesy call made by the bank informing about the situation???
      three days--13dec to 15 dec our accounts were not active--- very embarrassing

      and the worst part is when I registered complaints over the phone twice, I was informed that the accounts would be active after collecting documents but on 15th when I went to the Bank, , very surprisingly my account had been active and they did not want any documents .. is this the system works in ABN//

      I would like to know within 24 hrs that why did it happened and who is responsible? As I faced embarrassment in front of some important people, I would like to take this matter to the cunsumer forum .



      how do you expect the customer's trust on the Bank??

      waiting for answers??

      suman sharma
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        Rajendra Pratap
        from Delhi, Delhi
        May 15, 2008
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        I am a 66 year old senior citizen. the details of my complaint are mentioned in the open letter below:

        Operations Manager
        ABN Amro Bank
        India

        Dear Sir,

        I am the account holder of credit card no.’s, 5425 0513 **** **** and 5425 0517 **** ****. This e-mail is with regard to the treatment meted out to me by your staff. Firstly, please have a look at the regularity and length of my payment record. I am a senior citizen, an old customer with a good track record. I have lost my job in the month of January 2008, I also had a severe personal loss of my savings of Rs. 15 lacs which were lent in good faith to a friend who is now untraceable. These circumstances have brought me to the ground. Since I have always had the good intention of honoring all my dues, I have reached a settlement with two banks and I have approached you with the same solution. Again, this is my good intention. I received a call from your Bank personnel on the 9th of May, a young man called Aman spoke to me shockingly rudely. I was appalled at his behaviour and I promptly lodged a complaint as any decent citizen would. My complaint was registered by a Mr. Rajat on May 10th, the Ref. no. for which is [protected]. Thereafter I received a call from a Noida number and the caller was very polite and confirmed the said complaint. They also informed me that suitable action was being taken and no further harassment will take place. Yet to my utter disappointment I received another rude and abusive call, the young man insisted he was from ABN Amro Bank and not a collection agency. Are you really employing such poorly qualified and rude people? He told me that he didn’t care if I was a PM or CM and no complaint can stop him, it was complete verbal assault. I was taken to the local doctor due to a rise in my blood pressure and I have a prescription that shows an increase in my medical dosage for heart and BP related conditions. If I succumb to this pressure, you will not receive any money, here I am trying to make a settlement while I am still alive and you are driving me to my grave. The phone number I received these calls from is 66183998. Today (15th May), after this nasty experience I called your customer care and spoke to Shiv, who registered yet another complaint under Ref. no.[protected]. I wish to settle in a peaceful manner. When have international banks resolved to such muscle wielding, it is shameful and seriously damaging to an institutions reputation and a customer’s health.
        I hope this mail reaches an employee that has regard for their company, its values and its patrons. When I was doing fine, you wooed me with services, today I am in duress and you are treating me this way. I wish to inform you that if I receive any such calls again I will be forced to take legal action as well as approach ‘senior citizens commission’ and other human rights organizations and media to bring attention to my plight. They will address the issue of harassment, mental torture, verbal abuse and destruction of a person’s health. This can happen to anyone! Believe it or not after all this talk and suffering, I received yet another call at 10:50, 15th May from a Rohit, telephone number (Noida) 4237128 and he was worse than the so called Aman. Please stop playing these muscle games, be corporate like you are and approach me in the manner I deserve, that of a customer. For my safety, this letter is being forwarded to Sub Editor of a local daily and a senior consumer rights activist, who will get involved if no action is taken from your end. Please keep me apprised and confirm receipt of this mail.

        Regards,

        Rajendra Pratap
        Aug 14, 2020
        Complaint marked as Resolved 
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          S
          Shivakumar M
          from Bengaluru, Karnataka
          May 14, 2008
          Resolved
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          Hi,

          I was using the Abn amro freedom credit card during[protected]. I had an outstanding of 21, 000 and I wanted to close the account. So collection dept, told me I can pay 14, 000 and they can give full and final settlement to close the card. I paid this amount to the collection dept, but as promised they have not sent me the full and final settlement letter. They stopped calling me asking for my dues for nearly 7 months, which made me think my card account was indeed closed. But 7 months later, the bank called me saying I still have some 9000 to be paid to the bank as outstanding dues. I was surprised that my card was not closed, even after paying for full and final settlement. I refused to pay the amount and fought with the bank. Later they have added me in the CIBIL defaulter list. They have spoiled my credibility, because of which I could not utilise any loans or anything from other banks too. Someone, has to teach ABN amro some ethics.
          Aug 14, 2020
          Complaint marked as Resolved 

          SBI Credit Card — Regarding Credit card dues although I have paid full and final payment acc to settlement latter

          Due to some wrong transition I make a request many times to SBI help line but when problem is not solved I stop payment. After some time your manager contact me on phone & when I tolled abut the problem to him, he suggest me to stop use of card & pay the money in 4 instalments of Rs. 8000+8000+8000+23000=47000 as a PDC . Although I want to use the card I agreed on his advice. On 14-06-7 Mr. Bhupesh ([protected]) come to me with a final settlement latter dated 13-06-07 tracer no[protected] and as promised I give the 4 PDC of Rs 47000=00 to him and he give me receipt no 8547824of book no 170957. When I want the no of that manger who talk to me he give a number [protected] and from his mobile he make my talk to your manger and he assured me that if your PDC not bounced your total payment is cleared now.
          My PDC are cleared always as due date but the statement is coming continuous with some panellises when I want to talk on your manager on the mobile no [protected] given to me there is voice that no is not available, and when I want to talk Mr. Bhupesh on his mobile their is similar voice that no is not in use. After that I make a compliant regarding this to your help line they suggest me as your last PDC cleared we send a NOC to you and don’t worry about statements and the no reply of our manager mobile is by chance.
          Now again phone calls are started coming to me from your help lines that cleared your dues when I say that I pay full amount according to settlement they are using unconstitutional languages and tell me that computer is showing your dues. I replayed her that correct your computer and don’t call me again, but they are disturbing me time to time and in last month a person is coming to my office to collect the dues and trying to force me to pay. When I sow him settlement latter he says me to so NOC which I have not received till date, I send him back and NOC is your bank responsibilities not my.
          Now I want to request you that please send the NOC to me and correct your computer details within 15 days At my postal address by speed post and inform me on [protected] and if such incidents will happened again I am sorry to say that you are force me to file a FIR against you and go to consumer forum for the justice.

          Thanks



          Dr. Dinesh C. Sharma

          ABN AMRO Bank Credit Card — Issued home insurance policy forcely

          I Have a freedom credit card of ABN AMRO Bank in march'07 i got a call from ABN AMRO Bank about home insurance policy but i told them that i am not intrested, they told me that policy document will be sent to you after receiving the policy you get a confirmation call if you said OK only then policy will be inforce. I got policy and wait for one week but nobody calld me,after that i send a mail to bank they told me that policy issued only insurance company (ICICI Lombard) can cancel the policy, i wrote to ICICI Lombard they reply me that they cancel the policy asap and after some day i got mail from ICICI Lombard that they cancel policy and refund the amount to ABN AMRO Bank.
          But i regularly got EMI for home insurance in my statement and i send them several mails and called their customer care they told that bank didn't get refund so they are charging EMI for home insurane, atlast one executive told me that you have to write a application for cacelation of policy to Manager CRU unit Noida, i even wrote him but i didn't get any respone from them and in latest statement i got EMIof home insurance which is still reflecting in my statement.
          still the matter is not resolved and i am not going to pay for this policy .

          ABN AMRO Credit Card — 8500/- annual charges for a lifetime free credit card.

          Hi,

          I got my ABN AMRO credit card around 8 months back and I lost the card on the same day. I informed the customer care and got the card blocked. The card never got activated since I have not used it. After blocking the card they have charged 8000 rupees as the annual charges. Please note that it was a life time free credit card. When I asked for the clarifications they started threatening me saying they are going to file a case against me.

          Please advise..

          Thanks in advance,
          Kavya

          ABN AMRO Credit Card — Unnecessary bothering me for bill payment

          Hello,

          I am holding ABN AMRO gold Credit card (Which was given to me as a life time free card and afterwards they changed their words)

          Once day I got call from Reliance Heath that I will get their mediclaim policy because they have tie up with ABM AMRO. They gave me details of policy and I told them please send me policy details on my postal address then ONLY I will decide whether to go with the policy. I never received any document from Reliance. Then even I forgot that I am supposed to get any documents from them.

          2-3 months later I got call from ABN AMRO that I have to pay 9000 Rs for the policy and I was shocked because I never gave confirmation to policy. I tried all my efforts to cancel policy then policy has been canceled but still they want me to pay cancellation charges.

          Please help me to get rid of this problem.

          -

          Thanks,
          GK

          abn easy cash — complaint for easy cash loan a/c # 7777 7777 7274

          d/s
          sub:"complaint for easy cash loan a/c #[protected]
          9585"

          i m anil agrawal n i hv taken easy cash loan from
          abn amro and i m making the payment as i m getting the
          statement, sometimes i m getting the statement late and
          paying late fee too, and 4-5 months back i filled a ECS
          form and sent to its relevent address, still this is
          not done and 3-4 days back an excutive came from
          collection centre of delhi named 'ajay' and he got the
          cheque from my office.yesterday he called me and said
          that ur cheque has been bounced and i replied ok then
          give it to me and i will issue another one, then from
          yesterday he is calling on my cell and office nos
          continuosly and misbehaving with me and my office
          collegue ms 'renu'and today in the mornig he said if
          today u will not make payment then i will show u my
          power and he was abusing us too.i called on ur
          customer care no which was connected to mumbai and i
          spoke to ms farah who noeted down my complaint and
          gave me compalaint no "[protected]" and said that u
          can check the status by tomorrow, but this is very hard
          to say that i am still getting calls from ur
          collection center which is probably located at east of
          kailash while the caller was saying that i m calling
          from connaught place and the nos are "[protected]"
          and "[protected]" so these kind of muscle men are
          representing the abn amro bank, as i m ur old customer
          and u can check my pervious record and take action
          again them.

          thanks ur co-operation will be appriciated, i m
          anxiously wating for ur reply.

          anil agrawal
          [protected]
          delhi

          abn amro gold credit card — Descripency in the Statement

          Dear Sir,
          I an hodling the Gold credit card no. [protected] of ABN AMBRO bank. It was issued in June'07 .In the very first statement of July'07, I was asked to make payment of Insurance charges of ICICI Lombard mediclaim policy which they did as per their own and without taking my consent . Immediately, I informed to cancel the policy and revert the charges as I was already having the same policy through ICICI bank.
          But till date, nothing has been done even after writing several times .They keep on sending the same incorrect statement continuously with the addition of late fee/ finance charges/Service tax and pressurising me through phone calls
          to make payment .
          Due to this descripency, I am not able to use the credit card also.

          Requested to make your intervention and kindly arrange to resolve the issue.

          Regards,
          M.K.Agarwal
          [protected]
          I lost my card recently on 1st may, on the same day I travelled abroad and after reaching there I discovered that my card is missing so I called up the bank immediately and have asked to block the card, then I discovered that the same day some one had already made purchases of worth 24000, now bank is asking me to pay the same.
          Please guide me
          Thanks in Advance.

          ABN AMRO Credit Card — Wrongly Charged without made Transaction

          Dear Sir,

          We have a ABN Amro Credit Card & Card No “[protected] “. We have received Credit Card Statement for the month of April 2008 which is statement date is May 05, 2008. I didn’t made any transaction during the month of April’2008 but many transaction done by yourself without any request in the statement. You issued a demand draft for Rs. 12300 & 2nd one Jet Set Go fee for Rs. 4500 etc. these Amount debited by which is wrongly charge to me because every transaction made by yourself without my permission or any request.

          I called on 24 Hrs. phone Banking Number before four or five days ago then talked to Ms. Sultaniya & discussed whole matter after this she provided a complaint number ( No is [protected]) & said to me that call will be make by us within two days. I waited these days but we didn’t any response from your side. I think your service is very poor.
          Then I called again on 24 Hrs. phone Banking Number then I talked to Mr. Muzammil Khan, he said to me that you will be call tomorrow, we can’t provide any information at this time then asked the name & said to him that I will mail to Customer Department after this he said you will call after one hour. May I known “What was this? “ if you clearly mention in your Credit Card Statement “ Call 24 Hrs. Phone Banking Services” here I request to your whole department “ Please Explain it ” I hope you will be Explain it.

          Now, I am very upset these behaviors so please solve this matter as early as possible,
          I hope you will see the whole case truly.

          Thanking You,


          Best regards,

          Mukesh C. jain

          ABN AMRO Auto Loan Account # 9160691 — Late fee charged

          Hi,

          I had lended a auto loan in year 2004 from ABN Amro for buying Maruti 800, I am paying my EMI regularly on time which was through a ECS - Auto debit from my ICICI Bank salaried account. However there was an non payment of EMI for Oct, 2006 due to insufficient funds in my bank, which was not informed to me till when I contacted the bank in Year 2008 for fore closure of my loan and same late fees has been charged to me since OCt, 2006 till date.

          I have contacted the Customer care on phone banking they said "they will get back to me in 3 working days" I have the reference numbers for the same and also I even once visited to the local bank in Hyderabad for waiver of my late fees, b'coz which was not brought to my notice on time. I even sent mails to Anil M. Rao (Head - Service Delivery, Consumer Banking), Managala Varma, (Head Regional Communications), Renuka Chotrani (Head - Regional Communications), Sumit Chander and Praveen Shrivas, but I didnot got a proper response for same, however I kept on receiving phone calls from Praveen the above mentioned person from Feb, 2008 for collecting the EMI, I said I am ready to pay missed EMI, but not ready to pay the late fee's as this was not brought to my notice on time,

          I logged this concern in this forum, to bring this concern to the people in forum, expect a prompt response from the respective authorities.

          Hoping to some response

          Regards
          Diwakar
          [protected]
          i have a need of credit card, presently working with Reliance HR service pvt. ltd.
          I have an account in HSBC bank from last 1 year. But this time they fined me 853 Rs without even conveying me. When I called to their customer care they told that your amount in bank is not sufficient. They told that your account is Power Vantage account in which u need to quaterly maintain 1, 00000 Rs.
          But while account creation HSBC executive didnt told me anything, My previous employeer open the salary account for me. Since I left the previous job after that bank put a fine of above mentioned Rs. And in salary accoutn how can i maintain this much of balance?
          Now, I am very upset these behaviors so please solve this matter as early as possible,
          I hope you will see the whole case truly.

          Thanking You,


          Best regards,

          AZHER A. MOKASHI

          ABN Amro Bank/Credit Card — Fees on Credit card and Charges even if I do not use it

          Ref Number : [protected] of complain

          I took the credit card of ABN AMRO bank 1 year back. At that time your representative told me that its free for life time. I took the card and did not used even once and is simply kept with me.After a year that is in April 2008 last, I recieved the mail from the ABN AMRO credit card department that you have to pay some amount of the credit card. When I asked they told me that its the fee of the card. I did not recieve any statement and also no information that any fees will be levied. Now today (4Jun2008)again I recieved the mail and the amount has increased from 289(do not know exact) to 739. This is really not acceptable. Every time I mail my complain, I receive an auto- generated mail or a new reference number. Now I do not want to keep ABN AMRO credit card so the bank please cancel this card. And provide me the explanation.
          I am not in INDIA so not available on phone. So please do not call me.
          The coversation regarding this is going on from march 2008.
          Stop this now, and cancel the card.

          ABN AMRO Bank - Personal Loan Division — ECS

          Hello,

          At ABN AMro Bank, I really do not know what kind of Banking practices they do have. They have sent me a letter stating that They wnated Cheque for June 2008 EMI so I have paid through Cheque and now I see in my bank statement they are trying to collect money thru ECS also (luckily I did not had balance in my account hence ECS got bounced otherwise these bloody fellows would have collected one more ECS for the same month...

          Please be carefull when you are delaing with ABN AMRO Bank.

          ABN AMRO Credit Card — ABN Ambro credit card harsenning on phone for the cancelled credit card after 2 years

          received a call from Mr. uday Mittal on 23rd june 2008 from ABN ambro credit card department stating that your payment is due of Rs 10000. As i'd already cancelled the credit card on april 2006.also clear all the dues on the card of Rs. 7000 . He was very rude and harresed a lot on the phone .i called up custumer service and checked with the card nbumber he has given it to me but they dn't have any info ..they are saying we dn't hae this cad number as bank is hiring these agencies and they are creating a lot of mess. we need to go and take some action
          i have a need of credit card, presently working in wipro technologies as a software engineer.my contact number is [protected].

          ABN AMRO — Unsolicitated Calls

          Hello Sir,
          I have been receiving unsolicited calls from the representative of the above company asking me to apply for credit cards and personal loans. They keep on calling me despite the fact that I have told them that I am not interested. Everyday a different person calls me from the same number.The number is[protected]

          It is disturbing me a lot and. Another thing is that I have registered with the telecom company for Do not call registry. But still I am receiving at least 10 calls everyday from different telemarketers.
          Please take some actions on this.
          Regards...
          Ravi

          abn amro gold credit card — rimbus late payment

          i kapil singhal have acredit card no.[protected] with ur bank.i dropped chq. of rs.600 before due date.u will charge rs.600 as alate fee.i request to u pls rimbus my late fee.
          hi i like to have a life time free credit card can u provide it my phone number is[protected]

          ABN AMRO Credit Card — Unnecessary Billing of amount not utilised

          I am holding a ABN Amro Bank's Credit card (No. [protected]) which I would like to close on the ground of billing of amount which is not utilised by me and continous harrasement over phone to pay the same.
          Long back I have paid the entire amount utlised by me and after clearing the entire amount I have never used my ABN Amro Credit card, but still I am receiving bills and phone calls foe payment of the same.
          As per confirmation from the telecaller on behalf of the bank, I was told that the amount is for insurance which I have never done and the said insurance policy is also expired which was again not renewed by me.
          Please give a written clarification for the same as the amount does not pertains to me and I have not at all used the amount.
          I would also like to close my credit card and all other relationship with ABN Amro Bank. Please do the needful at the earliest.
          I have ABNAMRO credit card which i want to close but calling on their customer care number there is no option to close the card. Even when i talk to customer care executive they told me excuses that system is upgrading, you talk to other departments etc., but they never give the exact information How do i close my credit card. I have already made my due payment long time back still they donot tell me how to close credit card, i sent mail to [protected]@in.abnamro.com about it but nobody respond to it.

          Please help me to close my credit card account i will be very thankful to all.

          Regards,
          Amod Kumar

          abnamro credit card — Retail Purchase Transaction converted to Cash Transaction

          I have been cheated by ABNAMRO bank on 26th November 2007 by converting a Retail Purchase Transaction to a Cash Transaction. I do agree I have made a transaction on 26th November 2007 at Alcove Resorts for an amount of Rs 4434/- but this was not a cash withdrawal. I have been charged interest since 8 months. The transaction done on 26th November was my first experience with ABNAMRO credit card werein I had swipped for the first time and I have been cheated.

          My main concern is how come a purchase transaction was converted to a Cash transaction when I have never stepped in an ATM center with my ABMAMRO credit card and had never withdrawn money. I still have the sealed envelope which holds the PIN number for cash withdrawals. ABNAMRO has been cheating people by changing their purchase transactions to Cash transactions and by doing so they start sucking interest from consumer and by the time the consumer makes the payment thinking that he's got 30 to 45 days of time he's already been charged interest. This is fogery done by the ABNAMRO Credit card department. BEWARE AND TERMINATE IF YOU HAVE A ABNAMRO CREDIT CARD.

          ABN AMRO Credit Card — Closing Credit Card

          I have ABNAMRO credit card (No. [protected]) which i want to close but calling on their customer care number there is no option to close the card. Even when i talk to customer care executive they told me excuses that system is upgrading, you talk to other departments etc., but they never give the exact information How do i close my credit card. I have already made my due payment long time back still they donot tell me how to close credit card, i sent mail to [protected]@in.abnamro.com about it but nobody respond to it.

          Please help me to close my credit card account i will be very thankful to all.

          Regards,
          Amod Kumar
          Sir our company has sent me the DD of Rs.5400/ via overnite express. but it is still not recieved to me.The no. which was provided by you, i was calling from two days but no one answering but at this one madam attend the call and provide me mumbai overnite express phone no. But is not responding.

          kindly help about this request and what is the status.

          ABN AMRO Credit Card — Credit Card -payment demanded for non usage

          I was issued a free card by ABN AMRO # [protected], which was subsequently cancelled by me in June-July 2005. The CC executives called me up and requested for reactivation with increased credit limit in Aug 05. The various charges levied unnecessarily were also reversed in the next statement. However, the credit limit was not increased for which I intimated the cancellation request and cut the card into pieces for closure. Later on, again the Bank charged membership fees in Nov 05 for which they were intimated again about the cancellation. However, ABN continued to charge me late fees + interest charges coupled + Service tax thereon from Dec 05 till Oct 06 taking the payable balance from Rs. (-) 202.39 to Rs. 5158.17. Subsequently, they have been harassing me by making numerous calls from their North India Consumer Risk division; even after explaing the entire incident to numerous people, includign Shift supervision Ms. Monica Sharma and her colleague Mr. Vijayaraghavan, nobody takes any interest in going into the details to check the veracity of the claim but continue to make these demand calls whenever and whatever time, they want. From May 08, I've started noting the details of the calls and the conversation details and the persons to whom I've spoken to track the extreme ignorance of consumer interest, of the relevant people.
          complaint to credit card no. [protected] unlimet interest charges please wave intrest
          thanking you
          jasvinder singh o[protected]
          Please Request to you that You are Cancell Unnecessary Amount in my Bill.Rs.4500/-which you have charged.send me urgent new Bill copy at my Resi.address. my details are as under.
          Hemant J Patel
          Credit card No.[protected]
          City : Ahmedabad.
          (M) [protected] /[protected]
          My cr.card was locked in your ATM MACHINE BEFORE 27 DAYS ROUNDABOUT Now I have not Any ABN-AMRO BANK CREDIT CARD.
          Dear Sir/Madam,


          I have taken a personal loan from your bank of Rs. 10, 00, 000.00.and in that the insurance charges will be you have taken, but as per your sales commitment that no insurance charges will be given so that please reverse it as soon as possible.

          My loan details are -


          Laon amount - 10, 00, 000.00

          Cutomer Relationship No. - 1826618

          Loan A/c No. - 9487870


          Thanking You,


          Yours Faithfully,

          Chandra Prakash Agarwal
          15-C Bhagat Vatika, Civil Lines,
          Jaipur.

          ABN AMRO Bank — Unsolicited calls

          ABNAmro Bank, in collaboration with corrupt TRAI Chief and national leaders, appears to have
          stepped up telecom terrorism in persuit o[censored]nhealthy competition. The nation should deal with them
          just at par with terrorists of any brand. Let us close all our account and force ABNAmro to quit and
          relieve the nation.

          A letter with above note was emailed/faxed to in.[protected]@in.abnamro.com, [protected]@in.abnamro.com,
          in.quality.[protected]@in.abnamro.com, anil.m.[protected]@in.abnamro.com, in.[protected]@in.abnamro.com [protected] [protected]
          [protected] [protected] [protected] [protected] [protected] [protected] 41655886 [protected]
          on 09 September 2008 apart from hundreds of protests during the past. Even then Payal madam today offered me personal loan. Another guy promoting credit
          card responded to my harsh reaction, "Aap zaroor complaint keejiye. Hum aapki police ka intezaar kar rah hain".

          ABN AMRO Barista Credit Card — FALSELY DEBITED

          I was awarded a credit card by your bank in the year 2008 and the facilities were enjoyed by me with immediate effect. The payment for the utilized portion was paid as per the terms and conditions without any delay.

          1. Recently I was being falsely debited with Rs 1999.00(Billing Period.08.07.08 to 07.08.08) for the month of Aug-08, copy of the account summary is enclosed. Please have a look and come to us for further clarification. Over due came only for the amount debited. Otherwise, no overdue will reflect in this bill. Because as soon as receipt of the said bill, I have paid the outstanding bill.

          2. Same like, next month (Sep-08) bill has wrongly charged me against a 3nights 4days at RCI Resorts charge for Rs.4500.00 I could not understand this one, and I have not committed anything like this. Copy enclosed for reference

          3. and also debit the over limit charges Rs.600.00

          I am not in a position to either accept or to understand this type of indirect debiting and transaction and I have no interest for your credit card. So I have decided to return the card for your consideration.

          I would like to bring your kind attention that I am holding cards of almost six different banks and have never failed a single payment. So keep it in mind, and let me have a positive solution to come out from this problem.

          regds
          murugan viswanathan
          cell.[protected]
          [protected]

          ABN AMRO Credit Card — use abusing language and hrassing the customer

          My card no. is [protected]. I want to draw your attention subject mention above that I have got a serious accident before few months ago and missed my job, now there is no any source for my income. I have spend my all balance money on my treatment.

          Further I want to say that I have make mail to ABN customer support for settle my account more than 7 times. After making much mail I have got a call from Rakesh Suri (which is collection manager of ABN AMRO, Civil line, Jaipur) to settle account. I have told all the condition that now I am not able to make payment now, kindly give some time to arrange money.
          But Mr. Rakesh is start using abusing language that " you have to submitt amount today at any rate other wise It will be harmful for you" and after some time His team members Mr. Vikarm singh and some more called on my mobile and start giving warning and abusing. They also told that "they will come at my home and will tell me What they can do".

          I got a call from vikram singh rathore and the agent asked for the payment, said him will make the payment with in possible time, but he was not aggering.The agent on call was abusive(Such as Bhosdike ECT...), Informed him to be professional but he started thretning, ...

          They regularly come at my home and hrassed my family member used abusing language, give them warning to harm.

          KIndly tell me what should i do in this conditon.

          I as customer request you to plase solve my problem as I had never expected this from a World class Bank like ABN Amro. And also there is a humble request that please dont keep employees like MR Rakesh Suri who although being at such a nice position behaves like illetrate and harrass customers.

          Request you to please help to provide enough time to submit my settlement amount.

          Neelmani Shukla
          [protected]

          abnamro credit card — Site is not working since 1 month

          The site is not working since last 1 month.
          After logging in there is an error in the status bar.
          Please check and resolve the same ASAP.
          Thanks
          Manjot

          ABN AMRO Credit Card — Misbehaviour on Telephone & mobile regarding collection of payment

          Dear Sir,

          Sub.. : Executive is giving abusing with mis behevaiou to my family member & colouge.


          for : Executive member from Jaipur Collection Team . Call recd. From Mb. [protected] ( Name : Vishvendra Choudhary but it should be wrong )

          Ref : Loan Account No. [protected]

          My detail : Virendra Pratap Singh,
          119, A. K. Gopalan Nagar, Khatipura, jaipur


          I have loan taken of Rs. 50000/- form ABN Amro Credit Card & I am paying rs. 2667 EMI monthly and today current out standing balance is Rs. 34799.23 up to statement date. but some personal curcumstane I can't paying EMI. After this executive Dashrath Singh is calling to me & demanding of EMI amt. so I say at the moment I have not any money, I will deposit EMI of Next month approximatly Rs. 12000/- ( all pending 3 EMI ) . After Date 25.08.2009 ( India Time approx 3:45 PM) Call recd. from Mobile no. [protected] ( Mr. Vishvendra Choudhary I am not sure this name is correct or in correct ) to my colouge. This person started directly bad abuseing without any discusson to her ( my colouge Smt. Arora) & he is treated with mis behaviour . I cant explain this but i feel bad.

          And same situation is again with my father from same no. on next day . then father complain to Legal Department on no.[protected] . but no action was taken .

          I recd the call again from same mobile no. & he introduced as executive Vishvendra Choudhary and he is denanding for EMI, then I ask his about his misbehaviour then he is giving queries some other person is using his mobile and telling name Vishvendra Choudhary but he is not accept this he did misbehaviour.


          Kindly do some action and about your collection executive team

          Kindly immediatly remove this persone It is really harmful for your Bank profile image.

          Thanking YOu

          Your faithfully

          Virendra Singh

          ABN AMRO — Abusive Language used by the Collection Agency

          Respected Sir,

          This complaint is in regards to the collection agency of ABN AMRO bank using abusive language being unprofessional and making a mockery of customer service( Noz of collection agency :[protected]).

          I have a loan account and a credit card account with the bank, Last month I have made a complete payment and wanted to close my loan account of 35k I received a call from the bank stating the cheque has been misplaced and I have to make an alternative arrangement, hence I made a cash payment and closed the account.

          This month I see that cheque being debited from my account, hence I informed the back and told them to return that money(which was another pain process) I got the check finally after 21 days and I had informed the bank that I will make my card payment once I get this money and provided the cheque number.

          I get 15 calls in 10 min from the collection agency who are unprofessional and use abusive language to the customer, I am very unhappy with this kind of customer service from the bank.

          This is not the first instance with them but a regular one.

          Mohammed Azhar Shaikh
          Problem Management Specialist | ITO GSD India
          | 91.99019.01806 mobile | [protected]@hp.com
          HP Avenue | Electronics City | Bangalore 560 100 | India

           Please think about the environment before printing this email.

          ABN AMRO Credit Card — Rude behavior of collection executive from center

          Collection executive from shree Ganesh consultant, Jogeshwari, Mumbai was so much rude at the time of collection call. My brother in law was expired that day and same day she called me up for collection. My husband picked up the call and he told her that pls call us after two days. She was not listening anything so he cut the call. But she was continuosly keep ringing. So I picked up the call. After telling the situation she told me that I am ready to send my executive at the place of funeral but I am not going to wait because her collection target was important to her not other thing. I can ask her if her brother expires will she will be in mentality of doing bank payments. She literally said me that if you have money then why you are not paying. The way she talking this is like we are begger and she is queen of england. I have discussed this matter with that consultancy's sr. and told him to take action but I suppose there is no action taken. So please consider it as on serious level and take a immediate action so that at least other customer should not face any other critical condition like this way.

          ABN AMRO Credit Card — Even though not using services charging unwanted

          I am card holder of ABN AMRO bank. Now i was using this card regularly and was paying charges for the used services. Before 12 months i received a statement of card in that statement they have charged me a Rs. 4500 for club member. I shocked after seeing it and immeditely called thier customer care for this problem. Their executive had told me on phone that this charges will be deleted and you will get a credit of the same in next statementmeanwhile you pay for balance payment. I had issued a cheque for balance apyment. Now when i had received a statment in next month still that charges was showing outstanding and they have charged for penalty and finance charges on that outstanding amount. Again i had called to customer care they replied that you pay balance payment and this will reverse in next month. Now since last 12 months every time they told me like this and now they are calling me and saying that you pay half amount and do settlement. I told them why i should pay for which i had not used your services. I feel they are doing a cheating with the customer in this way and trying a get a maximum money for which even though customer is not using thier services.

          ABN AMRO Credit Card — Wrong Charges even after cancellation of the card

          I was holding an ABN AMRO CREDIT CARD in 2005. This was given to all employees in my department as a corporate offer for TTSL Gujarat. However, i had cancelled this card after a bad service experience - my cheque was bounced with no proper reason and my card was blocked even after good credit history, without information.
          Subsequently i had cancelled the card in Nov-Dec '05 and submitted the card after breaking in 4 pieces. I submitted this to the Bank agent who in turn gave me clearance letter.
          However, after one year - Jan/Feb'07 I started getting calls from ABN AMRO for payment recovery of Rs 3670/-. As per bank the amount includes usage of 400 in Dec, late payment and renewal charges.
          I keep getting the calls every three months but when i ask for some details or a person to visit me nobody turns up. This is highly irritating process followed by this bank.
          Unfortunately, I have not retained any document or clearance letter for this card - i don't even remember the credit card number.
          How can I make a stop to this? Can I register this complaint to consumer court without documents?
          till i am not recived u rcredit card the express it courier is one of the worst company there services very poor so u send my card another courier this is awb # [protected]
          megalapillai

          ABN AMRO Credit Card — Unauthorized expense booking

          The company representatives called severel time and ask to take a package tour thru ABN Amro. I refused to take the same. But even then tey booked the expenses of Rs 4500/- in my credit card account.
          On complaint they agreed to reverese the amount, but now they are asking to pay lte fees for non-payment of minimum charges. While there was not other expenses in the card.
          I do not agree them to pay the delayed charges also, I do not have any fault in this process.
          The Manager,
          S B I Credit Card

          Re : Non-delivery of settlement letetr against my credit card no. [protected]. A/c No. 15853646

          I was holding the above - Mentioned card, and a full and final payment was made on 27.06.01 vide your SBI Card receipt no. 87473 for Rs. 8282/- and at that time it was issued that final settlement letter will be sent to me directly by Mumbai Office.

          After a long gap, today i received a notice from Kohli and Sobit Advocate, New Delhi for the payment of dues of Rs, 18593.38/- which is dated 30.06.06.

          I am surprised to note that after a long gap of time, notice is being served by SBI card where full and final payment for that dues has already been made long back.

          Please advise about the correct position and contact number so that the matter may be discussed directly.

          Thanking you,

          Praveen Jain

          ABN AMRO Credit Card — Disturbing and forcing the customer to take their scheme

          Hi, it's has been 5 days now i am continously recieving calls from ABM AMRO credit cards branch for their some holiday scheme. i had already coveyed about hundered times to them that i am not at all interested. i dont understand why they are irritating me.
          Called Recieved from - [protected], [protected](pradeep)
          Regards
          Gazal Chhabra

          ABN-AMRO CREDITCARD — dues PAYMENTS

          My card A/c. No. Is [protected].


          I would like to inform you that I don’t have required any offer from the bank side but still they send me a offer and asking for the payment.
          If I had spend any money from my card I will pay but I will not pay any single money for your offer.
          So many times I asked to your callers I don’t require any offer but still it’s happen.

          ABN AMRO Credit Card — A case of fraudulently cheating Rs. 45000/- by ABN Amro Credit Card division

          I wish to bring to your kind notice that on 12th Feb 2008, I recieved a phone call from ABN Amro credit card division enquiring whether I had made a purchase woth Rs. 44000/-. I categorically denied having made any such transaction and requested the Customer Care executive from the bank to block the card and not to process the transaction. I recieved an assurance from the customer care executive that the transaction would not be processed and the card is being blocked. Further I enquired whether any action from my side was required to stop this transaction, i was adviced by the authority that there was no need for any action from my side and the case was being referred to Banglore office for reversal. Subsequently the bank agents collected a sum of Rs. 3000/- informing that the money was being taken as charges for reversal of transaction and that I would be getting a letter regarding the reversal.

          My salary account being with this bank, the bank unilaterally deducted without my information or consent, a further amount of Rs. 24000/-. when i came to know through the bank account i immediately raised the issue with the bank authorities. The correspondence with the bank indicates that they are in no mood to reverse the transaction and refund the amount of Rs. 27000/- collected illegaly.

          The attitude of the bank has not only cheated me to the tune of 27000/- but is also causing mental agony, frustration and helplesness. I am sure, your kind intervention would help me in getting the transaction reversed and getting refund of Rs. 27000/- which the bank has collected from me.

          I would also request that you may use your authority to safe guard the interest of the common man whom the bank people are cheating in an organized manner by taking up the matter with the suitable police authorities or other government agencies who may be appointed to check such illegal and unhealthy practices.

          Regards

          Prashant
          I had a credit card of ABN AMRO, whatever the amount I had spent I cleared immediately.But still ABN is showing Rs 44, 000/-
          is due from my end, repeatedly I requested them to provide me
          my total use till now & against my total deposit.Pl note they are failed to provide me the same as a result I stopped making payment.Now they are disturbing over phone.I have planned to FIR against them.

          ABN AMRO Bank — Charegs on my cerdit card

          Last year there was a charge of Rs 48000 on my ABN credit card. I called up the bank to resolve the issue but they only reversed Rs 24000. Now since that time i get a call from their collection department every month to pay minimum deposit and they will settle, i met their collection head Gagan Kohli about 06 months ago but he again just say and do nothing. Now they started calling and abusing me over the phone and wanted me settle the account for Rs 12000 where in principal payable is only Rs 9000. Can you please help me how to take with the bank and get this money back. I send mails to their head credit card and so many other people but they are least bothered about the issue.

          abn amro gold credit card — non-receipt of monthly statements

          Sir/Ma'am,
          This is to bring it to your kind notice that i hvnt received my monthly statements for the last 3-months, and the same has been brought to the notice of your credit card department everytime i called in or i got a call from your side. But to my dismay i never got the statements as promiced over telephone.Moreover, my email id was also been repeatedly told so as to fasten the whole process but never got any responce to it. And because of this delay in mailing of my statement to my residential address i had to take the brunt o[censored]nnecessary late-payment fees month after month. Please do take necessary steps so that i'm releaved of your provided service as early as possible. Last but not the least may i know the process of deactivating / cancelling my abn-amro card?
          Thanking you,
          Dr anindya shobhan chakrabarty.
          B-24, CEL Apartments, Vasundhara Enclave, Delhi -110096
          I have applied for Credit card accordingly all verifications and other formalities has been competed by the bank's executive still I have not get the credit card

          ABN AMRO Credit Card — No statements received by mail

          I have not received the credit card statements for the last 3 months.I do not need the E-Mailed statements.

          Abn Amro bank credit card transaction — Chargeing access amount

          Dear Sir/Madam,

          I did Rs. 150000.00 transaction from Abn amro credit card on[protected] on petrol pump but now bank is charging me RS.154213.50.
          I called bank customer care executive that why you are charging Rs.4213.50 extra then bank told me if you will do any petrol transaction more then Rs.10000.00 then you have to pay some extra money.

          Then i asked from bank executive why not when you not informed me at the time of issuing card.Even you executive informed me that when you will do any pertol transaction then i will get some money back but there is not any service charge charged by bank.

          So, i m not ready to pay any extra amount.I told bank executive that i m ready to cancel that transaction and want to pay full and final balance amount to bank and close credit card account but i will not pay any extra amount when i never used.

          But bank is pushing me to pay extra amount unnecessarlly.

          Please help me.

          Thanks

          Sunil Saini

          ABN AMRO Make My Trip Credit Card — FALSE PROMOTION WITH REGARDS RS.5000/- HOLIDAY VOUCHER WITH EVERY CREDIT CARD

          I had applied for ABN AMRO CREDIT Card in the month of Aug'08, keeping in mind the various offers provided on the card and also since I am a keen traveler the Makemytrip card would be of gr8 use.
          I had read through the entire offers provided and there was 1 offer with regards Rs.5000/- voucher of Makemytrip which would be given once I do a Transaction of Rs.2000/- and above on makekytrip.

          I have done a couple of transactions, and thus I called up on the helpline to provide me the voucher of Rs.5000/-, the customer care executive very promptly responded to me and confirmed that the voucher would be forwarded to me on my email id with in a day or two.
          I again called up the customer care at 10.30am, and got connected to "RUCHI"-customer care executive and was shocked to know that there were some more clauses to be compiled, only after that the voucher would be forwarded to me. The way in which the same was conveyed to me was "pathetic", being in customer service there are certain etiquettes and mannerism to be maintained, where the executive was extremely rude and least bothered to address my query.

          Also i continously follwed up with Renu Joshi VP-Service Delivery & Quality Assurance ON THE FOLLOWING DATES
          20/10/2008
          22/10/2008
          25/10/2008
          But till date i have not received any revert on this
          This is a cheating to customers, by providing promotional offers which do not exist upgrading the sale of credit cards is not at all ethical need your help to resove this
          Hi, I am one of the unfortunate customer of ABN AMRO Credit Card family. Recently, I recd a call on my landline from ABN AMRO, Delhi to offer an upgradation from GOLD card to TITANIUM card. They explained a host of benefits and added that there is a minimal fees of JUST Rs. 2500 /- which you need to pay one time. The card is for FREE. The caller kept on insisting that please attend the confirmation call. I declined the offer and still I recd the confirmation call for the same. I declined on that call as well.
          Later, after 2 days I recd a call once again and this time the caller told me that YOU HAVE NO CHOICE BUT TO UPGRADE. He was very rude and was not ready to listen to anything. He hung up the phone and soon I recd a call from the confirmation deptt for the same. I raised my complaint to the lady who had called and she was just not interested in my complaint. I kept declining and she bluntly told me that YOU WILL RECIEVE AN UPGRADED CARD WITHIN 10 DAYS WHICH YOU NEED TO ACTIVATE. THERE ARE NO CHOICES. When I asked for local customer care for cancellation, they just hung up.
          I had called th local customer care number and they are not at asll helpful in providing such information. Is there a legal way to curb such practices ? I want to cancel the card. Can someone please help me ?
          sir

          today i saw police and many people on the way. one accident had happened there.person was bleading and he was lying on trolley but out of 9to 10 police noone took him instantly to the hospital. i think person will die or had died that time because his most of body blood was on the road and he was totally senseless.if any one of his family member would be with him surely he could do something to save his life but our indian police has no sense abt all these and he was only writing FIR that time.drivers on the way mostly in howrah area donot see people on the way. it is like BACH SAKO TO BACH LO. we will have to do for something now for police' this negligency because the person was alone and he was in bike and going office or somewhere alone. it may happen anyday with me or anybody.

          ABN AMRO Credit Card — Harrassment, lack of response, unfair billing...

          I use to hold an ABN AMRO credit card ( it got expired last August) however, the amount on that is still pending or so it seems and it just keeps amounting. I changed my billing address last year, Feb, and since then i have'nt recieved my billing statement. I have written to them, told them on the phone etc.. every possible thing i could have done, to get them to listen and act. But their seems to have been no action.

          Now i get a call from their collection dept atleast once a day, and all i have been saying is that give me my statements. That just doesnt happen, i dont know what have i been paying for. Ive made some pretty hefty payments ( details can be shared, much more than i ever spent on the card) but in the last one year, i want to close this account and have asked them for the final settlement ( since March 2008). That too has'nt happened. Now i refuse to pay for a statement i havent seen.. despite having told these people... and every month the finance charges keeps mouting. Why should i be paying for it?

          I have begun to believe that they dont want to act upon my requests to close account, as that helps them to keep mounting the moneys.. its been a year. Im exasperated.

          Their executives use abusive language, threaten etc etc.

          Need a closure and dont seem to be getting anywhere with this bank. Please help with way forward.

          regards,
          aparajita
          i too have been asking them to close this card account for the last one, havent got any response. do tell me how you managed to solve it.
          now these guys have come to harrassment.

          ABN AMRO Bank — abn amro bank easy loan

          before 2 years back i taken loan i.e easy cash loan from abn amro bank @50000 rs @ 18% now at the time of last instalment they ask me that your loan is revised and charged 21% rate of int and i have to pay more 3 installments of 2497 i.e 7500 rs extra
          this is purly fraud by bank
          i file compaint against bank

          ABN AMRO Bank, Home Loan — Undue late fee charged and two EMI cheques banked in one month

          I like to register a complaint against ABN AMRO bank because the service which they provide to there costumer is really worst

          I can say.. horrible.


          I had taken Home loan from ABN AMRO bank kolkata, in Jan 2005 . The loan amount was disbursed partly. In August 2006, I

          shifted to delhi.

          1. In the year 2007, my EMI was increased from Rs. 8638/- to Rs. 9607/- due to rise in the interset rates.
          In March 2007, I got calls from bank that I need to pay the difference amount of Rs. 969. I had paid the balance Rs. 969 for

          the March month to an ABN AMRO BANK associate .
          I had handed over four other cheques of Rs. 969/=, cheque nos. 351332 to 351335 to the associate for Apr 2007 to Aug 2007.

          But these cheques had been lost by the bank.

          In the month of July again the EMI was increased to 10872. So for the month of July I had to pay a diff of another Rs. 1265

          /[protected] .And then bank person from ABN AMRO Bank, kolkata, asked me to pay the difference amount from April to

          July, he had been asking for this from April month, but as I had already issued cheques, I sent him the scanned copy of the

          receipt. But then he accepted that the cheques have been misplaced and as per his request I sent a cheque of Rs. 5141/-

          (969/- * 4 = 3876 + 1265), chq no. 528065 thru courier to adjust all the amount from apr 2007 to jul 2007.

          And I was promised by him that no late fee will be charged as its the bank's mistake that they have lost the cheques.

          In December 2008 I asked for the loan statement and I came to know that late fee had been charged in the month of Apr to

          July.2007 . I have closed my H/L account and the bank proffessional have assured me that even if the account has been closed,

          I will receive a cheque/ draft for the amount I am asking for, if any. I raised this issue to the bank, but its more than a

          month I haven't received any reply from the bank.

          2. For the month of Aug.2007, a chq. of Rs 8638/ and another cheque of Rs. 10872/- chq. no. 528056 had been banked by the

          bank making a surplus payment of Rs. 8638/- . I wrote this to the bank but I don't see any reversal for this. Instead there

          is again late fee.

          3. For the month of Sep. 2007, again there is a late fee, while I had handed over the cheques in the month of August 2007

          only. I had sent all the cheques to Kolkata bank thru courier.


          AS this was the bank's mistake that they had lost the cheques, and Since I had sent the cheques in time, I shouldn't be fined

          for this. The bank should bear this.
          Also they should return me the EMI amount which has been banked twice in the month of Aug. 2007 along with the interest .
          i have called how manay times to abn amro but my cradit card not activate yet.

          card no is :[protected]

          ABN AMRO titanium card — Cheque misplaced at ABN AMRO Site

          To,

          Who so ever concerned….

          My name is Sujit Ghumkar and I hold an ABN AMRO Titanium Credit card No [protected].

          I requested SBI CARD for a balance transfer from ABN AMRO card. Regarding this I deposited a cheque of Rs. 20, 000 dated 14/01/09, Cheque No.986002 received from SBT Bank (state bank of travancore) at your fountain, Mumbai branch on 20/01/09. But this cheque was misplaced at your site. Regarding this I have reported a complaint at your helpdesk. The Complaint no. is [protected] dated 8/02/09

          The reply which I got on 11/02/09 was that, the cheque has been found and it’s under clearance process …..
          On Saturday I received a call from your customer care saying that the cheque was never found. Also I was asked to fax my SBI card statement showing the transfer happened. The fax no. provide was not existing (Nitin Talwar – [protected]). Now again I receive a call saying that the cheque was never found ….. This exercise has caused me monetary loss as well as mental annoyance.

          Request you to please take a quick action regarding this ….. Expecting a very prompt reply from the Bank.

          Any further trouble from your bank will compel me to report your case to the consumer court as well as my company’s legal department …….
          I am also the victim of same bank.i was using the credit card of the bank and was paying my dues regularly.Even after converting the outstanding amount into the EMIs the bank used to charge some financial and retail charges.Further one day i received a threatining call from some one in Delhi and was forced to pay a amount of Rs.6000 as full and final settlement amount, this was saturday and was promised to get the NOC letter thorugh fax on Monday.Then i received a call from Nodia office, the speaker was a lady.She enquired about the amount that was paid by me as full and final settlement amount.Then for almost 6-7 months noboday contacted from the bank side .
          suddenly one day i received a call from the bank executive asking for the dues.I got surprised to hear that becoz last time i made the payment even when my grandmother was admitted in hospital and i was running short of money.But to finish the matter i thought that i should pay.
          Now even after months have passed today somebody called up from the consumer risk division and asksed for the same.
          This is a callous attitude on the account of the bank .They are harrassing people .Really people should take note of the same and should not use any Abm product.

          ABN AMRO Credit Card — Wrong info given by customer care for which I lost more than Rs. 5000

          I had request for BT for which BT charges 2% had charged and the customer care informed that there won't be interest for 90 days.

          On the first my billing cycle they started debiting interest in my card, I called customer card, they said we have issued BT with interest. Not free interest for 90 days. customer card request to send mail to
          [protected]@in.abnamro.com and [protected]@in.abnamro.com.

          I have sent several mail, they appolozied for the wrong information, but not willing to reverse the BT interest charges.

          Please find attached for mroe details.

          abn amro credit card loan deptt. — threatenig by collection centre

          dear sir,

          I have taken RS 50000 loan to abn amro bank credit card depptt. loan account n:[protected] 5560 i pain this ammount three months before but the call me & threatend me to pay RS 4839 more please help me to solve this problem.


          with regards
          sandeep kataria

          ABN AMRO CRDIT CARD — Imposed Unwanted Financial Charges and Taxes

          Dear Gentleman

          I herewith attacheing complaint against ABN Amro Bank regarding imposing unneccessary chages on the bill and the payment received before due dates, evan though late payment charges are included.
          therefore I wish to complaint against the Bank for redressal of matter.

          Whrereas I have not used card since last two years and they are charging retail and financial charges as per their rules and regulations.

          therfore seeking your guidance and judgement in this regards

          Thanks
          Satyajit Naik
          (M) +91 [protected]

          I herewith attaching corresspondance with the customer care for your ready reference

          Dear Mr. Naik,

          We refer to your email dated December 16, 2008.

          We have reviewed your card account and observed that the payments made on the account have not been satisfying the total amount due and hence the account has accrued finance charge at the rate of 3.5% on a monthly basis.Please note that the Bank levies interest on the outstanding balance if the total amount due is not paid in the subsequent payment due date.

          Your account was also levied with late fees since the payments were not received as per the payment due date.

          The total outstanding on your card account is Rs 23, 919.95 as on December 17, 2008.

          We are concerned to know about your decision to discontinue with our card. We request you to reconsider your decision as the ABN AMRO Bank Credit Card offers an array o[censored]nique features that are unmatched in the industry.


          An officer from our Service Excellence Centre would be in touch with you in the next three (3) working days to resolve any issues on your card and get your
          valued feedback.

          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,

          Manager, Client Response Unit

          abnamro credit card — Not received the card and then to asking for outstanding amount

          Dear Sir / Madam,

          I have not recieved the credit card and asking for outstanding amount.Some "360 degrees" person(Om Sharma from Delhi) had called and told that you have applied for credit card and you have to pay the outstanding but I told i have not received any card how my outstanding is there on the card . He told pay Rs 1000 ad i will close this issues, I told him how and why i will pay i have not received the card and i have not done any transaction . He told the you applied we are charging service charge for applying you pay that . I have paided Rs1000 on 25/02/2009 to them now again there are calling and telling that you have outstanding amount you have to pay ...

          Please help ...
          HI,

          Here Telugu thimmaiah Sadananda.

          My credit card no : [protected] .

          Due to am out of station from past three months, am not able to pay .

          Rs 13000 / - debited from my savings account (a/c no 1361958 ) on 12th of march without my knowledege . Without any request how it can possible .I want clarification for this .Otherwise i will proceed with legal advisor .


          Please do the needful .


          Regards
          Sadananda.tt
          Cell no :[protected]

          abn amro-credit card and loan — undue late payment and over limit charge on credit card and loan a/c

          i have one cr.card no. [protected]- since 04.07. this bank had no proper collection center in jaipur, and frequently changing the vanue, from ajmer rd, civil lines, then tonk road etc as i had told by the executives over phone.and always insisting upon not to pay on these centers.they always said the executive is coming and will collect the payments without cash payment charges collects the payments, but always charged the late payment fees and next time when ever again talked over phone they said it will be reversed in next statement but the never did so.
          these incidences can verified from the recording as before starting the communications always saying this communication is recorded for quality purposes.
          i tried to resolve the problem but the refused to revert the late fees and over limit charges because of this late payment, because of the mislead or improper collection system

          ABN AMRO Credit Card — Complaint against Meehir customer care representative.

          To whom so ever it may concern.

          Complaint against Meehir customer care representative.

          I called to check my status on one of complaint number ([protected]) which I logged on 03/03/2009 with Julie.

          And also wanted to place a Late Fee reversal request for this month also since I had transferred the money from SB account in time but the late payment and finance charge have been debited to my card number. But the person whom I spoke is Meehir he was very rude and did not solve my query instead he started to shouting telling that we will not put a request to reversal of the late payment charged(650+21.15) for the month of April bill. He was not prefessional, bad-mannered and worst customer care representative I spoke to .
          I would like to receive an call from ABN ambro regarding my late payment and i would love to close my card after I settling the remaining 4EMI's (2673).
          Please educate your team members to how to speak to the customer first and then do the business.
          I would appreciate if anyone would call me at[protected] to discuss or I will forward this email with an complaint again will to [protected]@timesgroup.com

          ABN AMRO Credit Card — Thretning call from the Collection dept.

          Hi,

          This is Sanathkumar K from bangalore. I am holding ABN AMRO credit card since November 2007. Since then i have received hardly 2 original statement till November 2008. When i raised the complaint with the customer care regd the non receipt of the Hard copy of the statement they send the normal print out of the statment which is not even assited with the seal or authorised signature.

          When i call them for the status of the original statement status they confirmed me that Original statement has been delivered to my residence address & signed by my self, even after many followup i did not even get any respon the status of the non deliver of the statement.

          At last i got frustrated with their service & told them that i am not going to pay any amount till i get the original hard copy of the statement. later after some days (mid of Jan 09) i got the call from the collection dept (Chennai) for payment reminder. I explained all the problems which i had faced till that time.

          At the end of the call he was telling me to raise the complaint in the customer care & make the payment. I told him to resolve the complaint & then ask for the payment then he started threating me that he know how to collect the payment from me & then disconnected the call.

          After this incident i have sent the full detailed history to Ms Renu Joshi (Nodal Officer - Credit Cards). But even after sending the mail to nodal officer they are least bothered to take the action against the threatning call which came from the collection dept. but instead send one reference number with standard format of the mail reply.

          Every month i would be receving the 3 -4 call from the collection dept for the payment recovery, when i explain the problem to them they give this feed back "OK SIR I WILL CHECK WITH THE CONCERN DEPT AND GET BACK TO YOU" & they never come back once again.

          Till now they are not even able to tell me the status of the complaint which i have raised with them. past 6 months back.

          I would like to bring to the concer officer who can take the necesary action againt them to avoid such type of incident not to happen in future.
          DEAR SIR,
          I Gurpreet Singh taken Personal Loan of rRs 700000(seven lack) from ur bank .Now i want my Loan Account No and bank employees says that there is no loan in such name and DOB. I am paying my EMI of Rupees 29330/- regularly by cheque.
          Kindly confirm my loan account no or give me some correspondence as soon as possible.
          Regards,
          GURPREET SINGH

          ABN AMRO Bank Credit Card — CREDIT CARD CLOSED

          MY ABN AMRO BANK CREDIT CARD No.[protected] CLOSED ON DT.31/08/2008 VIDE RECEIPT NO.8021 FOR Rs.14000/- Cheque No.121455, dt.31/08/2008 and Receipt No.8019 for Rs.1000/-(cash) entire amount closed without settelment .This was also conformed by ABN AMRO BANK EXECUTIVE PH.NO.[protected] AND LATHA EXECUTIVE ABN AMRO BANK PH.NO.[protected] on dt.05/09/2008 but i have received statement still outstanding for Rs.6000/-+ and also i have received phone call from Executive of ABN AMRO BANK CREDIT CARD, NEW DELHI, Ph.No.[protected], He is said issue the legal notice to me aganist non payment of credit card

          ABN AMRO - Savings Account — Netbanking Fraud

          31st March 2009

          Rs.6000/- get net transferred from my account into an unknown account number 1266126.

          1st April 2009

          I noticed the above transaction on 1st April 2009 and walked into the Harrington branch in Chennai. I had given a written complaint that I did not do the net transfer and had asked the Bank to look into this and refund the money. The complaint number is 12069 and this was generated at 19:03:36 on 1st April 2009.

          2nd April 2009

          On 2nd April, when I wanted to check if I have got my money back into my account and to see if the salary got credited, I discovered (to my shock) that the balance in my account was only Rs.374.95. When I called the Bank by phone team, I was told that there were 4 transactions in which an total of Rs.35000/- got transferred via Net into account 1266126. Details of the transaction:

          11:15 AM – Rs.10000.
          11:21 AM – Rs.10000.
          11:25 AM – Rs.10000.
          11:27 AM – Rs.5000.

          On 2nd April 2009, another complaint number was generated - #026913 at 20:51:55.

          The bank is yet to pay my money back. Its been 17 days since I have lost all my money from my account and the bank has not even given me a specific date by when the money will be refunded.

          The bank has been so negligent in safeguarding my money inspite of giving a written complaint to them about losing Rs.6000/-. Due to the banks negligence and lack of security I have lost another Rs.35000 on 2nd April.

          This is extremely bad customer service shown by the bank. The bank does not seem to be giving a safe netbanking environment to its customers. The bank also is very slow to work on the customers complaints which causes further damage to the customers.
          These abn amro credit card executive are manner less people.
          Kindly train them how to speak with the customer.
          Got Rs.35000/- from the bank since the bank failed to safeguard my money even after giving them a written complaint. I got it back late in the evening on 17th April 2009.

          ABN AMRO — Unsolicited calls for Payments.

          It all started when I activated a mobile number during the begining of the year 2007. Since then I have been getting calls asking for one Mr Chandrasekar, who seems to be a defaulter of ABN Amro. A many times I have politely informed the callers that they are calling a wrong person. But they story did not end there.. till now am getting calls from the agents of the bank on regular intervals, at times the callers speak in a rude language if I refuse that I am not Mr Chandrasekar. I request someone to suggest how do proceed further to stop this non-sense.
          Hi Krupa,

          Thanks for sharing your experience. I have also faced the similar issue and and going through the same problems with the card

          ABN AMRO Credit Card — Debit of Charges

          Hi

          I am holding ABN Amro Freedom Credit Card. Once company executive called and provided rosy informaiton about soem packages.Now My card is debited for same which I do not need. The Call centre peopel do not listen anything.

          Its worst expereince with ABN Amro Credit card

          Thanks
          Noor
          hello
          dear sir you send me boucher yesterday i call you already i dont want your any gift boucher please do the need full
          thank you
          baliram

          abnamro card — card not received

          exepress it courier no:[protected] amrobankcard despatch at june 3 .2009. this card is no delivery my address .
          My Card No was [protected]. Presently it was blocked . The said card full & final settlement with reference to your settlement letter ref no KO12349 dt.10.01.09 but till date I have received several telephone call from ABN AMRO executive for non payment of said card. I am totally surprised that a big gap between collection department and administrative department. If you send me the email ID of ABN AMRO Bank then i send to you SCAN COPY of settlement letter.

          Regds

          ABN AMRO Credit Card 5415382325334530 — Harassment

          I hold ABNAMRO card for four years.It was a very good relationship with the bank The every upsetting experience now is that your collection executives are regularly calling and even not talking properly with our ladies even this was not atall expected from such a good bankthis torturing not even trouble me but my whole family including my children and my 58 yrs mother dont want to keep this going please give the mail for settlement and stop these collection persons to come at home and call.
          Will you help us in this regards I would be very thank ful for the same.
          thanks

          Yogesh Kumar

          ABN AMRO Credit Card — DEMAND FOR PAYMENT WITHOUT SENDING BILLS

          I SACHIN NARWADIYA HOLDING ABN AMRO CRDIT CARD NO 5415 XXXX XXXX 2824 AND I AM VERY MUCH IN TROUBLE THAT THE COMPANY IS NOT SENDING ME BILLS AND DEMANDING ME TO PAY LIKE A ROBBER.
          PLZ SOMEBODY TAKE ACTION AGAINST SUCH ROBBERS IN INDIA.
          I am also a victim of ABN Amro Bank's wrong debiting. When I cleared 90% of their outstanding they have included a transaction of Rs.4500/-plus ATM withdrawal fees+interest+surcharge in my April'09 statement. When I disputed the transaction as it was not actually done by me, they asnwered that it was done by me 18 months before and due to technical reason they did not included the transaction in my statement at that time. I have been asking them to show the relevant terms & condition of CC agreement, they are unable to provide the same and still claiming that the amount in question is payable to them.
          Dear Sir, my card no is [protected] i received callc from amnamro for payment.but i dont have any out standing i am not using the card since four months.in the month of feb 09 i got a 4season offer.but i refused it and i did not get any statement till now. Today also i received call for the payment. Iinformed to executive officer to cancel it and take the request.But they refused to take any request. So please cancelthe above said (offer) and solve the problem. thanks FARIDA KHATOON card no [protected].

          abn amro gold credit card — pin number request

          i have got a renewal of my credit card the number of which is [protected] i got my card but still awaiting for the pin number so pls as soon as possible send me my pin number.

          regards

          mumtaz begum

          ABN AMRO Credit Card — Abusing the customer on phone

          i am a person with a perfect track record with all the banks creditcard accounts and loan accounts with not even one cheque bounce. i am being called by some one from delhi telling me that they are from the abn amro collection department and wanted me to pay for some thing that i have not used for which i have proof. i have even spoken to their advocate one Mr. Praveer who sent me an notice when i told him the specific details he also accepted that i dint have to pay anything. now i get calls once in a while abusing me and my family for me the amount of eight thousand rupees is not at all a issue but i want to stand up aginst fruad these big carparates are upto i will make sure that they will pay for their mistakes.

          ABN AMRO Bank — Card Bloked but till Interest Charged

          Dear Sir,

          I was hold a ABN Amro Credit card no. [protected] which the issued as life time free card but after one year they had charges the membership fee and then i complain to bank to reverse the charges they had debited to card accoun and bloked the card. and tell them that send me a final bill of my principal amount pending Rs. 671.32 for that i had also droped the cheque of rs. 700/- to bank at Nashik Branch but they didnot deposited the said cheque & they are charging till interest on that . i had followup many time as below by emails and finally they had send me a mail to make payment of Rs. 671.32 and i demanded the written letter/statement but till i have not recd the samd and they are continue call me on my mobile no. [protected] and harrashing me for the same matter always new person call & i am trying to sa the same to all. today also i got call from no. [protected] regards the same.

          now i am not in condition to say any thing to them so please please help me for the same
          what to do

          Please find below all mail corrospondance to the bank done by me.

          Thanking You,

          regards,

          Bhojraj Ayer
          [protected], Nashik Maharashtra

          Re: Full & Final Settelment of Credit card No. [protected]Wednesday, 3 June, 2009 12:21 PM
          From: "[protected]@in.abnamro.com" <[protected]@in.abnamro.com>Add sender to ContactsTo: "Bhojraj Ayer" <[protected]@yahoo.com>
          Dear Mr. Ayer,

          This is in reference to your email dated May 29, 2009.

          At the outset please accept our apology on the inconvenience caused to you.

          We would like to inform you that we are not offering any settlement on the card account. However as a service gesture we are arranging to reverse the charges levied on your card account

          We request to make the payment of Rs.671.32 and post the payment write to us for zeroisation of your card account.

          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,
          Cardservices

          ****************
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          Bhojraj Ayer <[protected]@yahoo.com>
          29/05/2009 12:37 PM
          To [protected]@in.abnamro.com
          cc
          Subject Re: Full & Final Settelment of Credit card No. [protected]







          Dear Priti Kalra,

          thanks alot for your mail .

          as per your mail i am also trying to say to your executive from last 2 year but no one can understant my problem due to that this issue is pending from last 2 year & you are harrashing me time to time also.

          before i pay the said amount i request to you that please send me a full & final account statement & final due amunt quote Rs. 671.32 to my registered address. on receipt of the finall settelment covering letter alongwith card statement. i will deposit the said amount to your bank.

          and finnally what about your so many harrashment from your executive time to time from last 2 year can you repay/ count the cost of my losses due to your bank.

          suppose if you r in this case what you do? please clarify?

          Thanking You,
          Bhojraj Ayer

          --- On Fri, 29/5/09, [protected]@in.abnamro.com <[protected]@in.abnamro.com> wrote:

          From: [protected]@in.abnamro.com <[protected]@in.abnamro.com>
          Subject: Re: Full & Final Settelment of Credit card No. [protected]
          To: "Bhojraj Ayer" <[protected]@yahoo.com>
          Date: Friday, 29 May, 2009, 12:11 PM


          Dear Mr. Ayer,

          This is in reference to your email dated May 22, 2009.

          We wish to reiterate that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. We request you to put a stop payment and issue a fresh cheque of Rs.671.32 and post the payment write to us for zeroisation of your card account.

          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,
          Priti Kalra

          ****************
          QUICK TIP
          ********************************************************************************...
          Register for MasterCard SecureCode and get added security of a unique password for your internet transactions at MasterCard SecureCode enabled online merchants.
          ********************************************************************************...
          Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
          Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
          ********************************************************************************...
          You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
          ********************************************************************************...
          Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
          ********************************************************************************...


          Bhojraj Ayer <[protected]@yahoo.com>
          22/05/2009 07:25 PM To [protected]@in.abnamro.com
          cc
          Subject Re: Full & Final Settelment of Credit card No. [protected]









          Dear Sir,

          This is in reference to your letter dtd 22/05/09 regarding the cheque of Rs.700.00 vide cheque number 300395 . herewith kindly requested to you that please returned the cheque to me .

          REGARDS,
          BHOJRAJ & LAXMI AYER

          we are the largest, happiest, most admired, healthiest, fastest growing, most profitable, most united, blessed & highly favoured, most respected, most SOLID global team filling colloseum's around the world and generating hundreds of CAM's every year.
          BHOJRAJ CEL NO. [protected] NASHIK, INDIA
          LAXMI CEL NO. [protected] NASHIK, INDIA


          --- On Fri, 22/5/09, [protected]@in.abnamro.com <[protected]@in.abnamro.com> wrote:

          From: [protected]@in.abnamro.com <[protected]@in.abnamro.com>
          Subject: Re: Full & Final Settelment of Credit card No. [protected]
          To: "Bhojraj Ayer" <[protected]@yahoo.com>
          Date: Friday, 22 May, 2009, 5:36 PM


          Dear Mr. Ayer,

          This is in reference to your email dated May 15, 2009.

          We wish to reiterate you that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. Incase the amount has been cleared from your bank account, we request you to provide us with a debit advice from your Banker confirming the following details:
          1. Cheque number.
          2. Cheque date and amount.
          3. Name of the Beneficiary in whose favour the funds have been credited
          4. Date of Clearance
          5. Bank and branch in whose the cheque has been credited

          Please note while all the above stated details are required for tracing the payment at our end, information stated under point 3 and 5 are mandatory.

          A copy of the same can be faxed to the attention of the Manager, Customer Response Unit on[protected] or a scan of the same can be emailed to us for necessary action.

          Incase the amount has not been debited from your Bank account, we request to put a stop payment on the cheque and issue a fresh cheque in lieu of the same to avoid levy of charges.

          Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.

          We would like to inform you that the total outstanding on the loan account as on date is Rs.2, 471.95 . However we request you to pay Rs.671.32 and write back to us so that we can reverse rest charges on your loan account and zeroise the same.

          You may also quote the reference number;[protected], in case you need any further clarification on the above resolution.

          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,

          Cardservices

          ****************
          QUICK TIP
          ********************************************************************************...
          Important: Internet Transactions without MasterCard SecureCode will not be approved after 30th April, 2009 at the merchant sites registered for MasterCard SecureCode.
          ********************************************************************************...
          Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
          Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
          ********************************************************************************...
          You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
          ********************************************************************************...
          Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
          ********************************************************************************...


          Bhojraj Ayer <[protected]@yahoo.com>
          16/05/2009 06:29 PM To [protected]@in.abnamro.com
          cc
          Subject Re: Full & Final Settelment of Credit card No. [protected]











          dear Sir,

          The cheque is not cleared by bank.



          REGARDS,
          BHOJRAJ & LAXMI AYER

          we are the largest, happiest, most admired, healthiest, fastest growing, most profitable, most united, blessed & highly favoured, most respected, most SOLID global team filling colloseum's around the world and generating hundreds of CAM's every year.
          BHOJRAJ CEL NO. [protected] NASHIK, INDIA
          LAXMI CEL NO. [protected] NASHIK, INDIA


          --- On Sat, 16/5/09, [protected]@in.abnamro.com <[protected]@in.abnamro.com> wrote:

          From: [protected]@in.abnamro.com <[protected]@in.abnamro.com>
          Subject: Re: Full & Final Settelment of Credit card No. [protected]
          To: [protected]@yahoo.com
          Date: Saturday, 16 May, 2009, 4:46 PM


          Dear Mr. Ayer,

          This is in reference to your email dated May 10, 2009.

          We apologize for the inconvenience caused during your recent communication with the bank.

          We also like to inform you that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. Incase the amount has been cleared from your bank account, we request you to provide us with a debit advice from your Banker confirming the following details:
          1. Cheque number.
          2. Cheque date and amount.
          3. Name of the Beneficiary in whose favour the funds have been credited
          4. Date of Clearance
          5. Bank and branch in whose the cheque has been credited

          Please note while all the above stated details are required for tracing the payment at our end, information stated under point 3 and 5 are mandatory.

          A copy of the same can be faxed to the attention of the Manager, Customer Response Unit on[protected] or a scan of the same can be emailed to us for necessary action.

          Incase the amount has not been debited from your Bank account, we request to put a stop payment on the cheque and issue a fresh cheque in lieu of the same to avoid levy of charges.

          Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.

          We would like to inform you that the total outstanding on the loan account as on date is Rs.2, 471.95 . However we request you to pay Rs.671.32 and write back to us so that we can reverse rest charges on your loan account and zeroise the same.

          You may also quote the reference number:[protected], in case you need any further clarification on the above resolution.

          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,

          Cardservices

          ****************
          QUICK TIP
          ********************************************************************************...
          Important: Internet Transactions without MasterCard SecureCode will not be approved after 30th April, 2009 at the merchant sites registered for MasterCard SecureCode.
          ********************************************************************************...
          Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
          Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
          ********************************************************************************...
          You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
          ********************************************************************************...
          Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
          ********************************************************************************...


          Bhojraj Ayer <[protected]@yahoo.com>
          11/05/2009 05:41 PM
          Please respond to
          [protected]@yahoo.com

          To [protected]@in.abnamro.com
          cc
          Subject Re: Full & Final Settelment of Credit card No. [protected]















          Dear Sir, Madam:

          This to Inform to you that i had tried to tell you that i have only Rs. 700/- outstanding against the said card from last 2 years for that i was droped the cheques also which was not presented by you and you are harresmenting & disturbing to time to time by calling your call center executive in diffrent time diffrent person and i am tried to say the same thing to your all executive when they called no body see or understant the past my complains & issues. i am loosing my passions & your executivies are harrasing me by calling any time which affected my daily routine & works and because of that i am facing diffrent types of losses.

          Finally i herewith kindy requested to you that Please in this condition i am not going to pay not a single amount . and please please please dont call afterwards. other wise i loudge the complain to Police & consumer court for the same.

          i had keeped all rerocd & corrospondance done with your bank and can produce all soft copy proof to the same authorities.

          Thanking You,

          Regards,

          Bhojraj Ayer


          --- On Tue, 7/8/07, [protected]@in.abnamro.com <[protected]@in.abnamro.com> wrote:
          From: [protected]@in.abnamro.com <[protected]@in.abnamro.com>
          Subject: Re: Full & Final Settelment of Credit card No. [protected]
          To: "Bhojraj Ayer" <[protected]@yahoo.com>
          Date: Tuesday, 7 August, 2007, 2:38 PM


          Dear Mr. Ayer,

          We refer to your email dated August 03, 2007.

          We have reviewed your case and would like to inform you that there is an outstanding balance of Rs 1558.42 which is payable by you post which your credit card will be closed. Request you to clear your dues immediately to avoid further charges.

          We would like to clarify that late charges have been levied due to non payment of minimum amount due and Finance Charges are applicable at a monthly percentage of 3.10 on your previous outstanding and your fresh purchases if the payment is not made in full for your previous statement.

          Therefore, please accept our inability in crediting the same.

          We would also like to inform you that till date we are not in receipt of instrument number 300395 of Rs. 700.00

          You may quote the mentioned reference number [protected], in case you need any further clarification on your query.

          Please feel free to write back to us for any further clarifications that you have in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,
          Cardservices

          24 Hours Bank by Phone:

          Delhi & Noida[protected], Mumbai 2491 4001, Kolkata 4434 1111, Chennai 2821 5151, Tirupur [protected], Pune 664 21111, Hyderabad 6666 1234, Vizag[protected], Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad[protected], Vadodara 6619999 Surat[protected], Lucknow 398 2500, Gurgaon 411 1111, Chandigarh, Ludhiana, Jalandhar[protected], Jaipur[protected], Kerela[protected], Nagpur, Kanpur,[protected] or[protected], Nasik [protected], Coimbatore[protected]
          ********************************************************************************...
          You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to the website and register now!
          ********************************************************************************...
          From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100 spent.Visit www.abnamro.co.in for our new Rewards Program



          Bhojraj Ayer <[protected]@yahoo.com>
          03/08/2007 01:08 PM
          To: [protected]@in.abnamro.com
          cc:
          Subject: Full & Final Settelment of Credit card No. [protected]







          Dear sir,

          with reference to above subject & our previous various mails of complain & telephoinic discussion with your call center executive. i am not interested to use ur credit card in future & also worte in previous letter & also talked with ur executive for the said subject.

          today i am droping a cheque of Rs. 700/- bearing no. 300395 of ICICI bank Ltd dated. 03/08/07 for full & final Payment of mu principal amount .

          apart from this amount i am not going to pay any amounts whichever you have debited by either any interest or charges.

          as i had already told to you for Block the card is not Blocked please Block with immediate effect.

          Thanking You

          Regards,

          [protected]@in.abnamro.com wrote:

          Dear Mr. Ayer,

          This has reference to your email dated July 17, 2007.

          We are extremely concerned to know that you wish to terminate your relationship with us and would request you to reconsider your decision and provide us another opportunity to be of service to you.

          An Officer from our Service Excellence Centre would be in touch with you in the next five (5) working days to resolve any issues on your card and get your valued feedback.

          We will appreciate your co-operation in this regard.

          Please feel free to write back to us for any further clarifications that you have in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,

          Cardservices

          24 Hours Bank by Phone:

          Delhi & Noida[protected], Mumbai 2491 4001, Kolkata 4434 1111, Chennai 2821 5151, Tirupur [protected], Pune 664 21111, Hyderabad 6666 1234, Vizag[protected], Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad[protected], Vadodara 6619999 Surat[protected], Lucknow 398 2500, Gurgaon 411 1111, Chandigarh, Ludhiana, Jalandhar[protected], Jaipur[protected], Kerela[protected], Nagpur, Kanpur,[protected] or[protected], Nasik [protected], Coimbatore[protected]
          ********************************************************************************...
          You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to the website and register now!
          ********************************************************************************...
          From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100 spent.Visit www.abnamro.co.in for our new Rewards Program


          Bhojraj Ayer <[protected]@yahoo.com>
          07/17/2007 01:29 PM
          To: [protected]@in.abnamro.com
          cc:
          Subject: Re: Mail for Grievance Redressal for - Credit Card Account








          Dear Sir,

          as i had sent email regarding charges debited by you to my card account. but no any feedback received from ur side yet . . so .please please surrender the said card and block with immediate effect. i have cutted into 4-5 pcs of said card.

          i dont want to use further of said ur card. and not going to the balance amount till i[censored] credit the past charges debited.

          so please do the needfull.

          Thanking You,

          regards,


          [protected]@in.abnamro.com wrote:
          Dear Mr. Ayer,

          This is in reference to your email dated June 22, 2007.

          We are concerned to know about your decision to discontinue with our card
          .We would request you to reconsider your decision as the ABN AMRO Bank
          Credit Card offers an array o[censored]nique features that are unmatched in the
          industry.

          We are referring your query to the concerned department who will be in
          touch with you in the next five (5) working days.

          Please feel free to write back to us for any further clarifications that
          you have in this regard or call our 24-hour Bank by Phone service in your
          city and our executive will be glad to assist you.

          Assuring you of our best services.

          Yours sincerely,

          Cardservices

          24 Hours Bank by Phone:

          Delhi & Noida[protected], Mumbai 2491 4001, Kolkata 4434 1111, Chennai
          2821 5151, Tirupur [protected], Pune 664 21111, Hyderabad 6666 1234, Vizag
          [protected], Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad 98249
          02224, Vadodara 6619999 Surat[protected], Lucknow 398 2500, Gurgaon 411
          1111, Chandigarh, Ludhiana, Jalandhar[protected], Jaipur[protected],
          Kerela[protected], Nagpur, Kanpur,[protected] or[protected], Nasik
          [protected], Coimbatore[protected]
          ********************************************************************************...

          You may log on to CardsOnline & get details on your credit card. This
          option will enable you to view / print your statements and also check your
          payments and account history. In a nutshell you will be in a position to
          access details on your credit card account from anywhere - anytime. Log on
          to the website and register now!
          ********************************************************************************...

          From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100
          spent.Visit www.abnamro.co.in for our new Rewards Program




          hoo.com> To: [protected]@in.abnamro.com
          cc:
          06/22/2007 04:01 Subject: Mail for Grievance Redressal for - Credit Card
          PM Account





          |[protected]+[protected][protected][protected]---|
          |Name |BHOJRAJ AYER |
          |[protected]+[protected][protected][protected]---|
          |DOB |012-JUL-1980 |
          |[protected]+[protected][protected][protected]---|
          |STD Code |[protected] |
          |- Phone | |
          |Number | |
          |[protected]+[protected][protected][protected]---|
          |Mobile |[protected] |
          |Number | |
          |[protected]+[protected][protected][protected]---|
          |City |NASHIK |
          |[protected]+[protected][protected][protected]---|
          |Email |[protected]@yahoo.com |
          |Address | |
          |[protected]+[protected][protected][protected]---|
          |Relation |CREDIT CARD ACCOUNT |
          |Type with| |
          |Bank | |
          |[protected]+[protected][protected][protected]---|
          |Account /|[protected] |
          |Card / | |
          |Loan | |
          |Number | |
          |[protected]+[protected][protected][protected]---|
          |Details |Dear Sir, I Have Credit card of your Bank which is life time |
          | |free card . but in 15/05/07 to 14/06/07 statement you have |
          | |debited Rs. 299/- as membership Fee how it comes i dont know & |
          | |you had also panelised by Rs. 350/- + tax as Late fee. this is |
          | |why you were not sending monthly bills regularly. the above |
          | |charges like Rs. 299/- + Rs. 350/- + tax whatever is total |
          | |amount i am not going to pay. and also not intrested to your |
          | |card you can block or closed the said card with immediate |
          | |effect. Thanking You regards, Bhojraj ayer |
          |[protected]+[protected][protected][protected]---|




          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be
          privileged. If you have received it by mistake please notify the sender by
          return e-mail and delete this message from your system. Any unauthorised
          use or dissemination of this message in whole or in part is strictly
          prohibited. Please note that e-mails are susceptible to change. ABN AMRO
          Bank N.V, which has its seat at Amsterdam, the Netherlands, and is
          registered in the Commercial Register under number 33002587, including its
          group companies, shall not be liable for the improper or incomplete
          transmission of the information contained in this communication nor for any
          delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its
          group companies) does not guarantee that the integrity of this
          communication has been maintained nor that this communication is free of
          viruses, interceptions or interference.
          [protected][protected][protected][protected]




          Bhojraj T. Ayer
          "Bhagyalaxmi", Row House No.42,
          Samrudha Nagar, Near Hotel Amrut Garden,
          Trimbak Road, Satpur,
          Nashik-422101.
          Maharashtra, India.
          Phone: (Residence): +[protected]
          Mobile:- [protected].
          Email:- [protected]@yahoo.com.

          [protected][protected][protected][protected]
          Bollywood, fun, friendship, sports and more. You name it, we have it.

          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
          [protected][protected][protected][protected]

          [protected][protected][protected][protected]
          Download prohibited? No problem. CHAT from any browser, without download.

          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
          [protected][protected][protected][protected]






          [protected][protected][protected][protected]
          Cricket on your mind? Visit the ultimate cricket website. Enter now!


          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
          [protected][protected][protected][protected]





          [protected][protected][protected][protected]
          Bollywood news, movie reviews, film trailers and more! Click here.


          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
          [protected][protected][protected][protected]




          [protected][protected][protected][protected]
          Own a website.Get an unlimited package.Pay next to nothing.* Click here!.


          [protected][protected][protected][protected]
          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
          [protected][protected][protected][protected]



          [protected][protected][protected][protected]
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          ABN AMRO Bank — Harrsment !

          Respected Sir,

          This complaint is in regards to the collection agency of ABN AMRO bank using abusive language being unprofessional and making a mockery of customer service( Person name ' Charles 'Noz of collection agency :[protected]).

          I have the credit card account with the bank, due to job loss i m not able to pay the dues.

          Charles is using abuse langage with females.

          the collection agency who are unprofessional and use abusive language to the customer

          This is not the first instance with them but a regular one.

          ABN AMRO Credit Card — Unsolicited Calls and subsequent charges levied on the Credit Card

          I just dropped off a rather ridiculous call from one of your bank representatives in Delhi.

          The first call was made by one Ms.Archana Tripati from these numbers [protected] and then through [protected]. She spoke to me in Hindi about the changes that will happen in my credit card statement as the bank has been taken over by RBS. She insisted that the details about the offer will be there as part of my credit card statement next month and i don't need to pay anything out of my pocket right away. If i don't accept the offer, i will not be charged. She followed it up stating that there will be a verification call post her call which will ask for certain details but no money will be charged in my Credit Card if i don't accept the offer.

          Subsequently, I got a call and one another executive stated it to be a followup verification call. Towards the end of it, she said that as i have taken up the call, my card will be charged for Rs.4500/-. Is it a daytime robbery that the bank is following or the executives are trying to make up with?

          I need an explanation on what is this unsolicited call all about and the response from the bank.

          ABN AMRO Credit Card — False commitment

          Dear Sir/madam
          I have credit card of ABN AMRO no.[protected] on which aprox Rs.900 was due while i was paying continiously, due to some reason one month late the have impose late charge 350 on it.
          I have request to revert it so they have said they have been forwarded to up for approval i was waiting they don, t inform me and again impose late fees on it even earlier they have history to put different charge on my account and very irresponsible and inresponsive.
          after putting next month late fee they call me and said that submit Rs1250 and rest will be removed from my account, when i have submitted they are asking whole ammount and also impose late fee because not payment of minimum ammount Rs1578

          Please help in this matter

          ABN AMRO Bank — Easy Cash Loan ABN Amro

          Dear Sir,

          Please note that on 23rd June, 2009 I have paid following cheque against my easy cash account.

          Repayment Receipt no. Cheque no Amount Bank Name

          DEOMIN[protected] dt22.06.09 3035 CITI BANK


          Collection Agent : OM INNOVATION CALL SERVICES PVT LTD, C-7, C-Block, Community centre, Janpuri, New Delhi 110058 (Collection boy : Siddarth, mobile no [protected] )

          One more thing i notice today on the checking the receipt that the person who came for collection of cheque has negligently mentioned account no as [protected] instead of my account no [protected].

          Till today, it is not debited in my citi bank account. Please check and advise immediately.

          Regards
          Girish Joshi

          ABN AMRO Credit Card — Late payment charges & offer debits in my Credit card

          While I need to pay only 10 K, the latest statement shows incremantal amount with
          all the penalities of worth 33K which i am not liable to pay as there was no
          reponse from ABN Amro bankl. Already pointed out the facts in the customer care and launched complaint with the reference No.1696150 - customer care executive Rajini. After that I gave the complaint again to the customer care executive Mr.Arul and the number is [protected] for which he told me that I will get call back within 24 Hrs.Nobody came back Atlast from thne legal department i received a call stating that I need to pay the amount very immediately.
          So Please dont go for any credit cards, if you are having please dont attaend any calls on offers, because i am the true example for this case

          ABN AMRO Gold Credit Card — plz avoid abusing calls

          from last one month continously getting call in my cell from delhi tele no - [protected] some Mr RAJEEV haressing about my credit card payment, i always cooperate with him told very clearly send me the hard copy of the pendency if any on a ABNAMRO letter head after that i will sattle the payments but he talk unnessesary and urguing i spoke several times in customer care regarding this but still no solutions

          Kindly help me out

          Credit Card — heavy charges even after paying the dues on time

          Sir my crdit card number is [protected] i had taken a loan amt for 59000/- in the barclays bank after eithth month i preclosed the lone for 15064.17 the amt reflected in april 2009 statemt after that there is no due. But some amt of 12099/- is showing as due the bank i frequently asking the bank what is the amt no body in the bank answering properly one ms suruchi told on 12 07 2009 the the preclosure was not received by the bank after verifing the previous statement i found the preclosure amt is credited in the month of april 2009 in the night again contatced the bank one mr amit kumr answered that the 12099/- is late payment charges, meanwhile the persons fron collection department people contacted me over cell number and tourcherd me they never listen that what i am telling just pay 600/- rs a min amt due the bank has given a customer care number 6000 4444 and one toll free number no body is lifting after hevy shouting one persong given the correct costmenr care number kindly take necessry action and arrange to send me the statement for 12 monts without 2 any charges
          the matter most urgent

          thanks
          parthasarathy sethumadhavarao

          ABN AMRO Titanium Card — Cheque deposited 1 year back towards Credit Card Dues deposited now

          Titanium Card # XXXX XXXX XXXX 9452

          1. Statement dated 17 June 2008 showing Min. Amt. Due – Rs. 2354.76
          2. Statement dated 17 July 2008 showing Late Fee of Rs. 650/- debited
          on 12th July 2008
          3. Statement dated 17 July 2008 showing Payment Recd. Cash at Branch
          Rs. 2500/- credited on 17th July 2008
          4. Statement dated 17 July 2009 showing Chq Retn Fee of Rs.500/-
          debited on 4th July 2009.

          As per reference 1 above I had dropped Cheque No. 24227 on 6th July 2008
          drawn on HDFC Bank at your Pune Branch ATM Centre for Rs. 2400/-.

          However between 8th July 2008 and 16th July 2008, I kept on receiving
          calls from your call centre reminding me about the dues, and to each of
          these calls I had affirmed that I had dropped Cheque No. 24227 on 6th July
          2008 drawn on HDFC Bank at your Pune Branch ATM Centre for Rs. 2400/-.

          After having heated arguments with the tele-executives from your call
          centre I deposited Rs. 2500/- in cash on 16th July 2008 at your Pune
          Branch, which reflects in your Statement dated 17 July 2008. in lieu of
          the above cheque which was not deposited by you till that time, If your
          calls to me are recorded properly please refer to the calls wherein your
          tele-executive had threatened me to debit late fee for non-payment though
          I had informed the about dropping cheque No. 24227 on 6th July 2008 drawn
          on HDFC Bank at your Pune Branch ATM Centre for Rs. 2400/-.

          Please refer to 2 above wherein Your Statement dated 17 July 2008 showed a
          Late Fee of Rs. 650/- debited on 12th July 2008.

          From 6th July 2008 till 4th July 2009, exactly for a year, this cheque No.
          24227 dated 6th July 2008 drawn on HDFC Bank dropped at your Pune Branch
          ATM Centre for Rs. 2400/-, was not deposited into my bank. By this time
          the cheque date was also invalidated due to passing of exactly a year.

          Please now refer to 4 above wherein you have debited a cheque return
          handling fee of Rs. 500/-

          Please note that the cheque was neither presented in time for which period
          the payment was made, nor it was presented within the valid period of
          three months from date of issue. In this respect please also note that the
          cheque was not collected by your Executive from the Pune Branch ATM Centre
          during the period it was dropped.

          So also my bank has charged me Rs. 350/- as Cheque Return Charges for no
          fault of mine.

          I now request you to check
          1. The date of the above cheque no. 24227
          2. When the above cheque was collected from the Pune ATM Centre
          3. When the above cheque was received by the person in-charge of
          depositing the cheque, and
          4. When the above cheque was deposited.
          5. The Tele-executives calls logs to the undersigned.

          In view of the above facts I request you to credit my account with Rs.
          1500/- (Rs. 650/- Late Fee dated 12 Jul 2008 + Rs. 500 Ret Chq Handling
          Charges dated 4 July 2009 + Rs. 350/- charged as Cheque Return Charges by
          HDFC Bank dated 5th July 2009) in my next statement.

          In case the above amounts are not credited immediately in my next
          statement I will be filing a complaint with the Consumer Court in Pune for
          the above redressal at your cost.

          So also as the above due amount of Rs. 2400/- has been paid to you
          subsequently in cash, I request you toi send my above bounced cheque to me
          for my record.
          pls inform me where to complaint lodge...

          infact abn amro bank cheated me also... and want to file complaint
          Friend,

          These guys nearly ate up my life. I went through hell with them. A bunch of thieves and extortioners. Sorry to say this but i am too bitter to even have the right words for them.
          Hi,

          Sabject : - My last statement.


          Pls my credit card statement sand, my e-mail id urgant.


          Thanks.

          abnamro credit card — unfair charge

          not used abn amro card since last one year.all the payments made well within due date.undersigned amount still due with bank.one fine morning sending statement 7 sms showing outstanding amount of rs 636.86.
          how it is possible ? self has not touch the card for last one year.kept in cupboard.
          SURPRISE?////////////////
          PL DO NEEDFUL IN THIS REGARD
          DEVENDRA MEVADA
          CARD N0 :[protected]

          ABN AMRO Credit Card — non-closure fine

          After 2 years of closure of the ABN AMRO card, they told I didn't closed the account and taken 2309/- as a penalty after putting a legal case against me. Can any body guide me what steps should I take. During these last 2 years they didn't send any statement, sms. All of a sudden they called me and told my name is sent for legal action and I have to appear in Delhi legal court. What a bank! what a business!! bravo!! I will tell all the ABN AMRO card user, close this card perfectly and get a closure letter, other wise this blood sucker will take your life one day. Spread this cheating cases among your friend.
          After 2 years of closure of the ABN AMRO card, they told I didn't closed the account and taken 2309/- as a penalty after putting a legal case against me. Can any body guide me what steps should I take. During these last 2 years they didn't send any statement, sms. All of a sudden they called me and told my name is sent for legal action and I have to appear in Delhi legal court. What a bank! what a business!! bravo!! I will tell all the ABN AMRO card user, close this card perfectly and get a closure letter, other wise this blood sucker will take your life one day. Spread this cheating cases among your friend.
          Sir,
          I am also a victim of ABN Amro Bank's wrong debiting. After surrendering cards, statment still comimig to my old address for payment. I have already deosited whatever due was as per suggestion from customer care of your bank, the details are given here.I have paid Rs 23900 through cheque no.325649 dated 18.05.09 for card ending 6440, another is Rs.6600, cheque no.325648 and the last is Rs.1725 through cheque no. 325647 dated 18.05.09 of Bank of India, Gloe Market Branch Lucknow. Even in last month I have paidRs.591, through cheque no.110907, dated 15.06.09 & 189198, amounting RS.944, dated 23.07.09 for card ending 6440, through cheque no.110809, dated 15.06.09 for Rs 321 and Rs.94, cheque no.110815, dated 23.07.09 for card ending 8964 and the last amout Rs.07 through cheque no, 110808 dated 15.06.09 & 189198 for amounting Rs.13 for card ending 2309, dated 23.07.09 all belongs to SBI, Behta Saboli Branch, Kursi Road, Lucknow.Again i got an message to deosit Rs, 938.77 & 733.65 without mentiong any card number, dated 11.08.09 I am sorry to say that despite my reqular payment after surrendering the card and the amout deosited by me after getting the suggetion from customer care i am getting the staement and being gentalman i am depositing the due whats so ever.but they are not taking any care.A late fee of Rs.350 was imposed and statement dated 07.03.09 another penality i.e. Over limit fee Rs.600 was imposed in card no. ending 8964 as per the statement dated 07.03.09 has also not refunded to me, because they suddenly reduesed the credit limit.It is my sincere request to you please go through the matter as i am unable to understand there policies for making final payment after that also i am being forcesd to pay,
          Thanking you.,
          R.N.Kaoor
          M.hone No.[protected]
          Dear Sir/madam
          I have credit card of ABN AMRO no.[protected] I m not having any offer but Bank statement has reflected a offer.
          Please retrun this offer and payment.
          Helpful
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          11 found this helpful
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            U
            UMA KANT TIWARI
            from Delhi, Delhi
            May 2, 2008
            Resolved
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            Resolved

            Hi,
            I like to register a complaint against ABN AMRO bank because the service which they provide to there costumer is really worst I can say. On 22nd of April I made a request for a new cheque book which they told us to send in 3 working days’. I waited till Sunday and I call to customer service on Monday that is on 27th April to know the status. They mention that you can note down the complaint no and your issue will be re-solved in 2 days. but just to inform that as today is 2nd of May and till now I have not got my cheque book just because of which my due date of my credit cards is all ready passed and I have to paid 2000 as late payment charge to my concern credit card department.
            The only thing I want to say that three times I called to customer service and spoke to Salman, Neelema, Rosane and even there supervisor Vaibhav to solve the problem but except of solving the problem they spoke to me in such a way that as I am not a customer to them.
            Explanation which they give for not getting the cheque book is that my house was lock or I have change the address .I am living at my address since 2 years and getting my quarterly statement of same bank at my home address.
            Now the only things which I can say that kindly look into the matter and send this concern to the following department, so that serious step can be taken.

            Thanks & Regards Uma Kant tiwari
            Address-A-13 Chander Vihar Palm ext Sector-7
            Dwarka New Delhi 110045
            Phone-[protected]
            [protected]@rediffmail.com

            Bank ABN AMRO
            A/C no-1159820
            Branch Gurgaun
            Complaint no- C[protected] Costumer care no[protected]
            Aug 14, 2020
            Complaint marked as Resolved 
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              E
              ekta
              from Pune, Maharashtra
              Apr 23, 2008
              Resolved
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              Resolved

              Hello,

              I am holding ABN AMRO Credit card (Which was given to me as a life time free card and now they are changing their words)

              As a matter of fact the card has never been used also.

              But after 1 year, I am getting calls twice and thrice e week asking me to pay some amount which is the annual fee of thge card.
              I have to idea what to do because I have no document as evidence against them stating that it was a life time free card..

              Well, I have decided that I am not going make this payment.
              I only wish this Consumer Forum takes up this issue seriously and puts the bank with all their executives in proper place!

              Please help me.

              ekta
              Aug 14, 2020
              Complaint marked as Resolved 

              Credit Card — thretening calls

              I had applied for SBI credit card in June, 2007 agnst which i received Credit card no. [protected] along with a Demand Draft on 30.06.2007. I want to inform u that i had never requested for any loan. As i was not available at the time of receiving of credit card & DD in town, my daughter submitted the DD in my account . when i reach back, i tried to speak to helpline about DD, they won't reply me satisfactorily, tgen i made a ch no. 593006 dated 02.07.2007 of State Bank of Bikaner & Jaipurand submitted to Sbi card with application of surrendering of my card. this cheque is cleared on 30.07.2007.
              Later on i spoke to Helpline no. when i got next bill for processing fee for Demand draft. i got assurance that these charges will be deducted and i need not to worry as my card is already in process of cancellation.

              Now, since last 3 months i m getting threatening calls from collectioning agencies of SBI card saying that amount of Rs. 15, 000/ is due to me and i have to submit the same else otherwise non bailable warrants will be issue in ur name.

              i request you that i m a 60 year old retiered woman living here with my husband, who is a heart patient. such threatening calls make us unusual conditions. i m ready to pay processing fee fror DD, if any from first day itself but against my expectation, a nationalised bank (SBI) had misguided me to take me to this level.

              I request u to kindly intervene in this matter to materialise the issue, which is just a cheating with me because i had never requested to bank for ne loan or DD.

              rgrds

              Asha Kulshrestha

              (M) [protected]

              ABN AMRO Credit Card — Very poor service & threatening calls

              ABN AMRO credit card services are very poor. they dont send statements regularly. when my Father called up for the same (as I was not in India), they refused to divulge the info saying that they wud do so only to the cardholder; resultantly the payment was not made. From December 2008 till september 2009, we have received only 4 statements & all actual usage has been cleared. The payments are now the late fee & finance charges levied by the bank. It is the bank's fault since they have not been sending the statements. Why shud I pay for their mistakes? Their collection agents call me & my Father demanding clearance of dues. If they cannot divulge info to my Father why are they expecting him to clear the payment? They don't listen to anything & repeated requests for these calls to stop to nodal officer ms. renu joshi have fallen on deaf ears. I have reported the matter to the RBI Obmudsman & it doesn't make sense to have recovery agents hound customers when the matter is in discussion with the highest level officials of the bank. I have finally complained to the Delhi Police also against this & really want a solution of this mess.

              ABN Amero credit card — credit card bill

              Hi Sir,

              I taken loan of 30000 from my credit card of ABN Amero. At the time of giving loan they told me that I have to pay loan through EMI. But in next month's statement they mention the amount to be paid as 30,000 + taxes+charges. I talked to customer care over phone and found that repayment option was not registered as EMI, so I payed all the amount(through NEFT transfer). Next month they send me again some cash advance charges which I again I have paid. In last month's statement(which I recieved only through SMS)Now they were showing again arround Rs 25000 in my balance. This month after sending SMS they have sent the email of statement(although I have to requested for the e statement) which is not opening till I accept the terms and conditions(which says that they can charge for the e statement and many more terms and conditions about which, I would be never agree) For both the months I did not receive any physical statement.


              Now they say that I have to write a letter to ABN Amero bank noida to adjust the amount which I paid in lum sum against this balance. This is again strange that if that can distribute loan through phone why they can not entertain my request. Besides this they are asking me to pay the penalty of 3% as a penalty.

              Kindly suggest me what I can do to get justice.

              abn amro one credit card — bills - payment

              Sir/Madam




              I always use my credit card systematically from the beginning which you can cross check my earlier transactions. Recently I made a purchase of Rs. 21,103.00 in the month of October, 2009. The next month I paid part of the amount, Rs 2000.
              Amount to be cleared in December was Rs. 20,313.08. I deposited a cheque of Rs. 20,313.10 on December 22, four days ahead of the due date December 26 clearing all the dues.
              I have been receiving statements in some form or the other citing late payment dues etc which is not right. Please go through my account details and clarify the same. Let me use your further services.

              Thanks
              Murali Mohan Raj

              ABN AMRO Credit Card — Billing issue.

              Dear Sir/ Madam,

              My wife Madhavi Meher has received the credit card bill dated 08.4.2008.


              This card was never used by my wife and after two years company is sending a bill of amount Rs. 1953.76/-

              As this cars was issed with the life time free card by ABN amro company.

              now after two years they are sending the bills which is not at all accepted.

              as when the company wants to sell the card they give false commitment to consumer and forced them to take the cards.

              goverment should take strong actions against these credit card company.

              also compnay should stop this cards transactions.
              regards

              Prashant Arekar
              [protected]
              you must have signed the undertaking which contains hidden clause..

              You can ask for a waiver but thats highly unlikely to happen until you scream on them and go to higher authority..

              send a mail to

              meera.[protected]@in.abnamro.com
              Hello


              Sorry for the late charges which are falsified and are being reversed now.



              We look forward to maintain our association.


              Thanks
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                A
                anish chauhan
                from Chennai, Tamil Nadu
                Apr 18, 2008
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                R/ Sir

                About 2 years back in 2006 when I was out of station my spouse got on cheque of Rs. 48883/- from ABN AMRO bank as personal loan aginst a my so called credit card No. ( Plz note that i never got the credit card of ABN AMRO bank and I have never seen such card in my life). Being unaware of all technicalties my wife submitted it in my account and I became the loan customer of ABN AMRO without my wish. Any how I repaid 2 EMI and finely asked the collection agent of this bank in chandigarh vandy collectons to clear my loan. I was told to repay 46000/- in addition to the the earlier submitted EMI. I submitted Rs. 46000/- to Vandy Collections in Aug, 2006. They tiold me that now every thing is cleared and nothing outstanding against me.

                But sad now after a gap of One and half years i m againg getting calls from chandigarh from the ABN AMRO bank to submitt the balance 14000/- . they are harrasing me by daily calling me.

                Sir plz help how is it possible that after agap of one and half years again i am being treated as defaulter.

                Reagards.

                Anish
                dear sir
                i get car loan from yu bank . i can clear car loan . now i need n.o.c certificate. but i cannot find a addresses in chandigarh . so pls send a addresses or any contact numder own my e-mail or my mobile(0-[protected])
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                  M
                  Minesh
                  from Delhi, Delhi
                  Apr 14, 2008
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                  I am Minesh chopra, i had made all the due payment on me against ABN credit card bearing no-[protected] on 29th of march 2008, bank people promised me for removal of my name from cibil as well as satyam within a week but till date they dont remove my name neither they have sent me any NOC,

                  I have made many calls to their bombay office but nothing is done yet.

                  Kindly help me and do the needful...

                  Regards
                  Minesh Chopra
                  Mob-[protected]
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                    S
                    sudeep bhattacharya
                    from Delhi, Delhi
                    Apr 11, 2008
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                    sir this is to inform you that i am a valuable customer of your bank
                    using your credit card service because of MISS SELLING from your bank
                    i am unnable to diposite my due payment last two odd months.i m
                    regularlyrecieving threating calls on my mobile as well as my land
                    line no.from ur collection manager MR. PATHAK (LUCKNOW)WHO IS USSING
                    UNPARLIAMENTRYWORDS AGAINST MEi requestyou to take an immediate action
                    regarding this otherwise this will be a serious issue for me. the no.
                    where i am reciving this type of calls is [protected].


                    redards

                    sudeep bhattacharya

                    c.c. no. **** **** **** 3510
                    SIR THIS IS TO INFORM YOU TO NOTE MY ABN CREDIT FREEDOM CARD NO.[protected] KINDLY NOTE MY LANDLINE NO.[protected] AND MY E-MAIL IS ABOVE MENTIONED AND SEND ME ACCOUNTS STATEMENT IN FUTURE
                    BY,
                    MD.H.BAIG
                    [protected]
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                      A
                      Anil Kumar Reddy V V
                      from Hyderabad, Telangana
                      Apr 10, 2008
                      Resolved
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                      Resolved

                      ON 27TH FEB 2008, MY BROTHER MR.V.L.SRINIVASA REDDY (HOLDING ABN AMRO CREDIT CARD) HAS RECEIVED A CALL FROM ABN AMRO CUSTOMER CARE DELHI, ABOUT RELIANCE HEALTH INSURANCE POLICY. HE WAS TOLD THAT HE SUM ASSURED FOR THE HEALTH POLICY IS RS.4 LAKHS FOR NORMAL HEALTH PROBLEM AND RS.8 LAKHS FOR CRITICAL ILLENSS AND IT IS A ONE YEAR POLICY .

                      HE WAS TOLD THAT ACCORDING TO HIS AGE (DATE OF BIRTH[protected] HIS PREMIUM COMES TO AROUND RS.4, 300/- FOR ONE YEAR POLICY AND FOR HIS MOTHER (V.VIJAYALAKSHMI) AGED ABOVE 50 YEARS THE PREMIUM COMES TO AROUND RS.7100/-. HE HAS AGREED FOR THE TWO POLICIES AND THE AMN AMRO PEOPLE HAS TAKEN HIS CITIBANK CREDIT CARD NO.[protected] (SINCE HE HAS NO AVAILABLE LIMIT IN HIS ABN AMRO CREDIT CARD) TO DEBIT THE PREMIUM FOR THE ABOVE TWO POLICIES. AND HE GAVE MY NO. AND THEY CALLED UP ME ALSO.

                      I WAS ALSO TOLD ABOUT THE SAME POLICY AND I HAVE AGREE TO TAKE A POLICY FOR ME AND MY WIFE, WHICH IS A SINGLE POLICY. I WAS TOLD THAT THE PREMIUM COMES AROUND RS.4, 950/- AND THEY HAVE TAKEN MY ICICI BANK CREDIT CARD NO. [protected] TO DEBIT THE PREMIUM.

                      BUT TO OUR SURPRISE ON 28TH FEB 2008, MY ICICI BANK CREDIT CARD WAS DEBITED FOR TWO TIMES FOR RS.6, 920/- &AMP; RS.6, 110/- (RECEIVED SMS FROM ICICI BANK CUSTOMER CARE) TOTAL COMES TO RS.13, 030/-. I HAVE IMMEDIATELY CALLED UP THE DELHI ABN AMRO CUSTOMER CARE PEOPLE AND I GOT THE REPLY THAT MY CARD WAS DEBIT FOR TOTAL PREMIUM FOR ALL THE THREE POLICIES. I THOUGHT BY MISTAKE THEY MIGHT HAVE DONE IT AND I AGREED FOR THAT.

                      BUT AFTER SOME TIME ON THE SAME DAY IE ON 28TH FEB 2008, MY BROTHER'S CITI BANK CREDIT CARD WAS ALSO DEBITED FOUR TIMES FOR RS.5, 880/- TWICE AND RS.5, 205 TWICE TOTAL COMES TO RS.22, 170/-. WE HAVE CALLED THE DELHI PEOPLE AGAIN AND AGAIN TO ENQUIRE ABOUT WHAT HAPPENED.

                      NEXTDAY I HAVE RECEIVED A CALL FROM DELHI PEOPLE SAYING THAT OUR COMPLAINT WAS REGISTERED AND INFORMED THE RELIANCE PEOPLE ALSO.THEY TOLD ME THAT BOTH RELIANCE POPLE AND ABN AMRO PEOPLE HAVE DEBITED THE CARDS THATS WHY THE MISTAKE HAPPENED AND THEY WILL REVERT THE EXTRA AMOUNT WITHIN 15 DAYS. THEY HAVE TOLD ME THAT SINCE MY MOTHER'S AGE WAS ABOVE 50 YEARS, THEY HAVE GIVEN HER TWO POLICIES OF 5 LAKHS EACH AND 5 LAKHS POLICIES FOR ME FOR AND FOR MY BROTHER.

                      BUT I HAVE REFUSED TO TAKE THE POLICIES WHICH WERE DONE WITHOUT MY OR MY BROTHER'S PERMISSION AND INSISTED TO CANCEL ALL THE DEBITS. THEY TOLD US THAT THEY WILL CALL BACK US BUT TILL NOW IE 1ST MARCH 2008 NOW THE TIME IS 1.34 PM, WE HAVE NOT RECEIVED ANY CALL. I WAS TOLD THAT ALL THE CALLS MADE TO ME AND MY BROTHER ARE VOICE RECORDED AUTOMATICALLY AND YOU NEED NOT WORRY.

                      YESTERDAY EVENING AT ABOUT 6.00 PM ME AND MY BROTHER WENT TO ABN AMRO HYDERABAD BRACH AND SPOKEN TO THE CUSTOMER CARE EXECUTIVE THERE. SHE HAS GIVEN US THE PHONE NO. OF RELIANCE INSURANCE IE [protected]/[protected] AND TOLD US THAT YOU SPEEM TO THE RELIANCE PEOPLE AND THEY ONLY CAN REVERS THE ENTRIES.

                      ON 1ST MARCH I HAVE SPOKEN TO RELIANCE PEOPLE AND GOT REGISTERED THE COMPALINTS WITH NOS.340696 &AMP; 340699.

                      I HAVE GIVEN ENTIRE DETAILS OF AGONY WHICH I AM FACING FOR THE LAST ONE MONTH.

                      PLEASE GUIDE US WHAT TO DO AND HOW TO COMPLAIN TO THE OBUDSMAN
                      PLEASE DO THE NEEDFUL ON AN URGENT BASIS.
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Dear Sir,

                      I had applied for the ABN AMRO credit card last month May and the verification was complete. I have not yet received the ABN AMRO credit card but your company has given me a statement for the month of June, with charges of Annual fees and Education tax which amounts to around Rs. 700. I was told by your agent that the joining fee is free and the limit will be around 1lac to 1.5 lac. How can you charge somebody without even confirming from him whether the Card has been received or not???? Now, I feel that I do no want to associate with ABN AMRO at all, for all the lies that have been told just to get a person to sgn up for the credit card. Please look into my complaint at the earllest.

                      C Pangerkumba,
                      H no 3, Church Compound, Okhla Road
                      New Delhi Ph: [protected]
                      dear sir,
                      i had applied for ABNAMRO CREDIT in june 2008 but still not getting . So please give me a status .

                      house no. 231, sector 3
                      faridabad
                      [protected]
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                        D
                        Deepali Sakhare
                        from Chennai, Tamil Nadu
                        Apr 2, 2008
                        Resolved
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                        Resolved

                        Hi,

                        I am writing to you in complete distress and distrust that i am facing as a customer (unfortunately for me) of ABN AMRO. My details are as follows before i narrate my complaint.

                        Account Name: Deepali Sakhare (previously Deepali Shah)

                        Account Number: 812213

                        Account Type: Savings

                        I have been banking with ABN for 4 years now or more. My account was opened as a part of corporate account as been previously employed by a management consulting firm. I opened the account post marriage and therefore the A/c Name 'Deepali Shah', however my PAN card mentioned my Pre-Marriage name: Deepali Sakhare. Everything was fine until, i wanted to open a DMat account in ABN wherein my Pan card name (Deepali Sakhare) did not support my account name (Deepali Shah). So i put in a request to Branch Manager, Nariman Point to change my A/c name back to 'Deepali Sakhare' and duly submitted 2 self attested copies of the Affidavit and passport details (for reference) with 2 photographs and pan card photo-copies. The date the request was received by ABN AMRO Nariman Point branch was roughly 29th October 2007. However on repeated complaints my name was changed only on 2nd January 2008. I was informed through an informal 'sms'. No person bothered to call to tell me about the A/c name change or other details. Thats ABN AMRO servicing!!!

                        While talking to the executives previously i had mentioned about my ECS with other banks for home loan & other loan but i was assured Name change will not hamper any process.

                        And so, it did not until April 2nd 2008. My ECS request from ICICI were properly processed for January, February and March 2008 but for April 2008, i just received a call from the most rude ABN AMRO employees, Ms. Sheetal Bhawsar from 66585849 saying ABN AMRO is rejecting the ECS request from ICICI as name does not match (which ironically matched for Jan-Feb-Mar?????). She confirmed details from me but refused to listen to my request mentioning RUDELY, i should immediately send her a "Marriage Certificate' or else its rejected. When i denied i had one, she had the audacity to 'bang' the phone on me saying "ok ..ok its rejected", while i was talking to her about the problem...

                        I need to understand why are the customers thrown into such lousy behaviour by the bank and its employees?? Where is customer Relationship??? Why should i suffer for your lack of consumer understanding or not understanding??? Why wasn't i informed about these factor while my name was changed??? why did you process my ECS in Jan, Feb, March 2008 and refusing in April 2008, while the name changed in Jan itself?? Who gave you the permission to talk to us rudely while you talk extremely sweetly while opening the account?? Why your behaviour while opening accounts doesn't reflect the same sentiments??? Do you have employee training procedures to impart training about handling customers??

                        And last but not the least... Are you taking your customers for granted???? OR this is the way you want to communicate me to change the bank???

                        I need an explanation and very immediately.


                        Deepali Sakhare
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        deepali, i think it is obvious, you feel trouble, you must had to provide updated detail to the party you are about to ecs, on single error trans get not supported.
                        Hi,

                        Due to some unforeseen happenings and expenses, I paid only Rs. 3495.54 towards Minimum Amount Due (Approx. Rs. 250 Less). I got many calls from the collections department that I need to pay Rs. 250 due on Minimum Amount Due. I told them that I can pay only after 25th August 2009 as I am expecting some checks to be cleared. But, one person (who can speak Tamil & Kannada) called me from the number[protected] and started shouted at me.

                        I never expected this kind of treatment from ABN Amro Bank. Pls. see the repayment track below. I paid Rs. 13, 401.12 on 30th April 2009. I am making payment in 5 digits whenever I have money. I do not want any more calls from ABN Credit Card Collections Dept. I know how to pay the due amount.

                        Date Payment Received Payment Amount Mode of Payment
                        03/08/2009 3, 495.54 0 PAYMENT RECEIVED, NEFT 0
                        23/06/2009 1, 360.00 0 PAYMENT RECEIVED, NEFT 0
                        19/06/2009 2, 000.00 0 PAYMENT RECEIVED, NEFT 0
                        30/04/2009 13, 401.12 0 PAYMENT RECEIVED, NEFT 0
                        07/03/2009 1, 400.00 0 PAYMENT RECEIVED, CASH AT BRCH
                        04/03/2009 4, 000.00 0 PAYMENT RECEIVED, NEFT 0


                        While selling your credit cards, you are forcing us to get one and why not you wait for repayment of the due for 1 or 2 months? Just for paying Rs. 250 less, you impose Rs. 600 as late payment charges. Do we question you on this? The same way you must show some mercy to customers. Now-a-days, the customer service agents are speaking rubbish things and shouting at customers. Is this the one you mean Customer Relationship?

                        I HAVE OPEN MY ACCOUNT ABN AMRO BRANCH — PLEASE HELP ME !!!!!!!!1

                        DEAR SIR
                        I HAVE OPEN MY ACCOUNT IN ABN AMRO BUT ABN AMRO BRANCHES IN PUNE IS NOT TO SOPPORT ME !!! PLEASE HALP ME SIR IM STAY FORM AURANGABAD MAHARASTRA IN INDIA PLEASE OPEN YOUR NEW BRANCH IN AURANGABAD MAHARSTRA !!!!!!!!!!!
                        URGENT PLS CUD U HELP ME WITH MY COMPLAIN
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                          K
                          KRISHNA MORTHY G
                          from Hyderabad, Telangana
                          Mar 31, 2008
                          Resolved
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                          Resolved

                          SETTLE THE AMOUNT

                          Hi,

                          My name is Krishna Moorthy. I want to settle credit card payment with the ABN AMRO credit card outstanding balance. I am unable ot pay the entire amount which the bank has sent. Can someone suggest me the procedure to settle the amount and pay in installments. I have requested for email statements, I never get any before.

                          Thanks,
                          Krishna...
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                          S
                          Suresh Chandra Kachhara
                          from Mumbai, Maharashtra
                          Mar 29, 2008
                          Resolved
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                          Resolved

                          I was having ABN AMRO BANK Credit Card before three years and closed the account due to indecent behavior of person calling from ABN AMRO Bank. I am getting call once a month for soliciting to take new card, this is inspite of my mobile number being under DND for last six month. Today I received three calls from Mr. Akash Singh claiming to be Accounts Officer of bank from phone number[protected] and asking to pay unknown dues and causing harassment on phone.

                          Please advise ABN AMRO Bank to take appropriate action within their bank otherwise put up claim for NOT RESPECTING DND.
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Hi,

                          This is Pankaj Pareed from Chennai.

                          One of Executive from ABN AMRO BANK Called on 29 May, 2008 and they asked for credit card saying that they are providing Free air tickets and they send their executive to my home. He collected the papers and asked me to sign some papers and one voucher.

                          Next Morning I received call from ABN amro Bank I told them to cancell this card and after 2-3 Hours Again I received a call and they told this air ticket is absolutely free with taxes, fuel charges etc. After some time on same day They called on my office land line number and at that time I was not on my seat so my coluge picked the call and he confirmed abt me.

                          On Saturday I called customer care ABN AMRO BAnk and I asked them to cancell the card and I raised one complaint# [protected]. I told them that I dont have any reference # about this credit card and I provided my Date od Birth and other details. They told with in 48 Hrs It will cancell and they provided some email so that I caqn send email to ABN Amro bank for this issue. On June 2 I received 2 call from Ab AMRO bank Delhi head office for confirmation and I told them to cancell the card and they confirmed that they will cancell it.

                          I sent Below Email on 3 June.

                          [protected][protected][protected][protected]
                          Hello,

                          This is regarding cancelation of applied credit card that is still not approved.

                          I want to cancel the credit card for ABN AMRO bank due to wrong commitments by ABN AMRO Bank, Chennai.

                          2-3 Times I spoke to your customer care Credit Cards and raised Complaint # [protected]. This Complaint I raised on Saturday 31 May, 2008 at 11:45 am and Spoke to Deepika to cancellation of credit card that was not approved at that time and next day I spoke to Vinod about same issue.

                          Name : Pankaj Pareek
                          Date of Birth: 8 Feb, 1976
                          Phone # [protected]

                          Yesterday I received call from the Number[protected] and[protected] for confirmation and I asked them to cancel this card.

                          After this Email I will not responsible for any payments or any other issue related to credit card from ABN AMRO Bank.

                          Please confirm about cancellation.

                          Thanks,

                          Pankaj Pareek

                          Sent to:
                          [protected]@in.abnamro.com;[protected]@in.abnamro.com
                          [protected][protected][protected][protected]

                          Please advise how to resolve this issue.

                          Thanks,
                          Pankaj Pareek
                          Sir,

                          Regarding telephonic talk today dt.[protected] with ABN
                          Amro recavery dept. regarding outstanding. i am
                          sending attachment of settlement letter scan copy.


                          Name : Devidas Dhoble
                          City : Nagpur.

                          Credit Card. No. [protected]

                          Letter Serial Number : NR 8370
                          Ref. NRA[protected]
                          Dated : 24 Feb'2007


                          We are sending this details so many times but till
                          date not closed this issue.

                          i request you pl. close this matter.

                          Thanks & regards

                          Devidas W. Dhoble

                          This massage send to today talking with abn amro recevory personnal for said email id abn.
                          abn.[protected]@infovisiongroup.com but mail return.

                          this matter from last one year & more than 100 persons call me & collect the details but not solved.
                          Hi,

                          My Account # 1261659
                          DOB: 8 Jan 1976
                          Phone# [protected]

                          There was a huge amount deducted from my account regarding credit card payment: 02/09/2008 [protected] DR INR 10, 987.45

                          I do not posses any credit card from ABN Amro bank. I spoke with customer care and launched the complaint, that told credit card is in my Name opened at year 2003. This saving bank account was opened just two years back.

                          Complaint #[protected]

                          Issue not fixed so far.
                          still not recd any feedback from your side???????????????????????/



                          i had spoke with charanjeet on monday he suppose to provide me the feedback for same but still not recd any confirmation from them?/


                          im going to mail to your superior ( head of the credit card )



                          Haresh Vala



                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Monday, July 27, 2009 5:55 PM
                          To: 'Renu.[protected]@in.abnamro.com'; 'vikas.[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; 'Aruna.[protected]@in.abnamro.com'
                          Subject: RE: Re : FW: Regarding Credit Card


                          still im not recd any feedback from Aruna Srivastan but she not picking up the phone.

                          im trying to her from day but she not picking up the phone.





                          Haresh Vala




                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Saturday, July 25, 2009 10:53 AM
                          To: 'Renu.[protected]@in.abnamro.com'; 'vikas.[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; 'Aruna.[protected]@in.abnamro.com'
                          Subject: RE: Re : FW: Regarding Credit Card


                          can any one replied me for the same???????????????





                          Haresh Vala



                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Monday, July 20, 2009 4:55 PM
                          To: 'Renu.[protected]@in.abnamro.com'
                          Subject: FW: Re : FW: Regarding Credit Card



                          fyi

                          Haresh Vala



                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Monday, July 20, 2009 4:51 PM
                          To: 'vikas.[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; '[protected]@in.abnamro.com'; 'Aruna.[protected]@in.abnamro.com'
                          Subject: RE: Re : FW: Regarding Credit Card


                          as discussed with Ms aruna last monday on[protected] she suppose to give me feedback about my settlement within 2 days but now 7 days gone but still im not recd any feedback from her & from last 3 days im calling to her but shes not picking up the phone

                          pls let me know the status.





                          Haresh Vala




                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Monday, July 20, 2009 10:02 AM
                          To: 'Aruna.[protected]@in.abnamro.com'
                          Subject: RE: Re : FW: Regarding Credit Card



                          im waitting for your reply



                          Haresh Vala
                          [protected]



                          [protected][protected][protected][protected]
                          From: HARESH VALA
                          Sent: Monday, July 13, 2009 4:46 PM
                          To: 'Aruna.[protected]@in.abnamro.com'
                          Subject: FW: Re : FW: Regarding Credit Card



                          pls look in to this matter.

                          pls reffer trailling mail





                          Haresh Vala

                          [protected]



                          [protected][protected][protected][protected]
                          From: meenakshi.[protected]@in.abnamro.com [mailto:meenakshi.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Monday, July 13, 2009 4:10 PM
                          To: HARESH VALA
                          Subject: Re : FW: Regarding Credit Card



                          Dear Mr. Vala,

                          We refer to your email dated June 30, 2009.

                          Please note that as per our records the settlement of Rs.60000.00 was offered on your card account on 14.02.09 to be paid in 1 instalment.

                          We would like to share with you that we have reviewed the matter addressed to us and confirm that we have not received the payment as per the settlement plan offered on your credit card account.

                          Kindly note that if we are not in receipt of payment as per the settlement plan then the settlement is considered to be null and void.

                          Please be advised that any payment made before the approval date of the settlement offered is not considered as the part of the payment to be made towards the settlement.

                          We request you to write back to us in case you wish to go for a re settlement of your card account.

                          For any further clarifications we request you to contact Ms. Aruna Srivatsan at [protected].

                          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,

                          Meenakshi Rawat
                          Client Response Unit

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                          You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
                          ********************************************************************************...
                          Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
                          ********************************************************************************...



                          ----

                          "HARESH VALA" <HARESH.[protected]@tatatel.co.in>
                          30/06/2009 01:02 PM
                          To <[protected]@in.abnamro.com>, <[protected]@in.abnamro.com>
                          cc <vikas.[protected]@in.abnamro.com>
                          Subject FW: FW: Regarding Credit Card







                          still not recd any proper feedback from your side

                          pls do the needful





                          Haresh Vala



                          [protected][protected][protected][protected]
                          From: shivani.[protected]@in.abnamro.com [mailto:shivani.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Tuesday, June 30, 2009 12:03 PM
                          To: HARESH VALA
                          Subject: Re: FW: Regarding Credit Card


                          Dear Mr. Vala,

                          This is in reference to your email dated June 24, 2009.

                          We would like to share with you that we have reviewed the matter addressed to us and we have not received payment as per the settlement letter.

                          Kindly note that if we are not in receipt of payment as per the settlement letter then the same is considered to be void.

                          The total outstanding on your credit card account as on date is Rs.73, 826.03 and we request you to send in your payment to avoid collection follow-up on your card account.

                          We request you to write back to us if incase you wish for resettlement on your card account.

                          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,
                          Client Response Unit

                          ****************
                          QUICK TIP
                          ********************************************************************************...
                          Register for MasterCard SecureCode and get added security of a unique password for your internet transactions at MasterCard SecureCode enabled online merchants.
                          ********************************************************************************...
                          Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
                          Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
                          ********************************************************************************...
                          You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
                          ********************************************************************************...
                          Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
                          ********************************************************************************...

                          "HARESH VALA" <HARESH.[protected]@tatatel.co.in>
                          24/06/2009 05:03 PM

                          To <[protected]@in.abnamro.com>, <priti.[protected]@in.abnamro.com>
                          cc
                          Subject FW: Regarding Credit Card










                          Dear Sir / Madam


                          this is inform u that i had done the settellment in month of Feb'09 on dated :[protected] with refference no : MU[protected] - JACC Amount : 60000.

                          this is inform u that as per the your record my settlement not done due to shortpayment but as per commitment from your Collection Manager Mr. Arun Gawda ( [protected]) i had made the payment on dated :[protected] which u had not calculated in this letter now agency & your delhi people calling me for the payment but i had already made entire payment then y should i pay more .

                          i went 3 time at your andheri office ( opp laxmi indl area andheri west new link road ) there also im not recd any proper answer, when i had recd the call from delhi collection people ( [protected]) they want all recipt no & letter, but they not providing me fax no.

                          im trying to call on this no but its continously enagge, now where should i go & y????????????????????????????


                          its your internal problem y should i suffer, who will be closed this matter??????????????????


                          im calling to Mr Arun Gawda but he not responding & your agency people also not responding me

                          from last 3 months im calling to your agency people ( Mr Yogesh & Samir : [protected] /[protected] but they also not answering.

                          i had also calledup your helpline :[protected]Mumbai) but they also not responding

                          pls find details for same :



                          Card No : [protected]


                          Receipt Details :

                          Receipt No : MUJACR - 65984
                          Amount : 12600
                          Date :[protected]


                          Receipt No : MUJACR - 69052
                          Amount : 35000
                          Date :[protected]

                          Receipt No : MUJACR 58523
                          Amount : 12500
                          Date :[protected] as per commitment from Aruna Gawda : [protected].




                          i hope i get the positive feedback from your side





                          Haresh Vala
                          [protected]


                          [protected][protected][protected][protected]
                          From: priti.[protected]@in.abnamro.com [mailto:priti.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Saturday, July 12, 2008 12:47 PM
                          To: HARESH VALA
                          Subject: RE: Regarding Credit Card


                          Dear Mr. Vala,

                          This is in reference to your email dated July 10, 2008 .

                          We understand the stated concerns and your personal problem. However, we would like to share with you that in case payments are not received within the payment due date, the late payment and financial charges shall continue to be levied on your credit card account as a normal process.

                          We regret our inability to avoid the above charges on non-repayment of dues and would request you to pay the minimum amount due by payment due date .This would enable us to keep the card account regular and normal.

                          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,
                          Cardservices

                          ****************
                          QUICK TIP
                          ********************************************************************************...
                          Nearly 1900 Locations across India to drop your cheque. Just log on to www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a convenient drop box location in your city.
                          Now also have the convenience of dropping your card payment cheques at Delhi Metro stations & Mumbai Railway stations.
                          ********************************************************************************...
                          Cards Online - You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to www.abnamro.co.in and register now !
                          ********************************************************************************...
                          * Bank by Phone Service - Ahmedabad[protected], Bangalore[protected], Chennai[protected], Coimbatore[protected], Kerala[protected], Kolhapur[protected], Kolkata[protected], Lucknow[protected], Mangalore[protected], Moradabad[protected], Mumbai[protected], Nagpur, Kanpur - [protected], Nasik[protected], Pune[protected], Punjab[protected], Salem - [protected], Surat[protected], Tirupur[protected], Vadodara[protected], New Delhi, Noida, Panipat[protected], Gurgaon[protected], Rajasthan, Udaipur[protected], Hyderabad, Vizag[protected], Toll Free-[protected]
                          ********************************************************************************...


                          "HARESH VALA" <HARESH.[protected]@tatatel.co.in>
                          07/10/2008 10:56 AM

                          To <[protected]@in.abnamro.com>
                          cc
                          Subject RE: Regarding Credit Card












                          i had already replied to u as of now im not able to make any payment



                          [protected][protected][protected][protected]
                          From: shivani.[protected]@in.abnamro.com [mailto:shivani.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Friday, July 04, 2008 3:22 PM
                          To: HARESH VALA
                          Subject: RE: Regarding Credit Card


                          Dear Mr. Vala,

                          This is in reference to your email dated July 2, 2008 .

                          Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.

                          Therefore, we request you to pay the minimum amount due within the payment due date to avoid charges.

                          We would also like to inform you that you can write back to us incase you wish to settle your card account.

                          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,
                          Cardservices

                          ****************
                          QUICK TIP
                          ********************************************************************************...
                          Nearly 1900 Locations across India to drop your cheque. Just log on to www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a convenient drop box location in your city.
                          Now also have the convenience of dropping your card payment cheques at Delhi Metro stations & Mumbai Railway stations.
                          ********************************************************************************...
                          Cards Online - You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to www.abnamro.co.in and register now !
                          ********************************************************************************...
                          * Bank by Phone Service - Ahmedabad[protected], Bangalore[protected], Chennai[protected], Coimbatore[protected], Kerala[protected], Kolhapur[protected], Kolkata[protected], Lucknow[protected], Mangalore[protected], Moradabad[protected], Mumbai[protected], Nagpur, Kanpur - [protected], Nasik[protected], Pune[protected], Punjab[protected], Salem - [protected], Surat[protected], Tirupur[protected], Vadodara[protected], New Delhi, Noida, Panipat[protected], Gurgaon[protected], Rajasthan, Udaipur[protected], Hyderabad, Vizag[protected], Toll Free-[protected]
                          ********************************************************************************...

                          "HARESH VALA" <HARESH.[protected]@tatatel.co.in>
                          02/07/2008 09:42 AM

                          To <[protected]@in.abnamro.com>
                          cc
                          Subject RE: Regarding Credit Card















                          I had already told to u im right now not able to pay anything




                          Organised Retail


                          Haresh Vala
                          [protected]

                          -----Original Message-----
                          From: amit.s.[protected]@in.abnamro.com [mailto:amit.s.[protected]@in.abnamro.com]
                          On Behalf Of [protected]@in.abnamro.com
                          Sent: Tuesday, July 01, 2008 1:37 PM
                          To: HARESH VALA
                          Subject: RE: Regarding Credit Card

                          Dear Mr. Vala,

                          This is in reference to your email dated June 27, 2008.

                          We would like to inform you that you have an option to pay Minimum or
                          Total Amount due as per the credit card statement of account .

                          We would like to clarify that the Minimum Amount Due is 5% of the
                          usage amount that shall be 100% of service charges and EMI (if any) and
                          5% of the retail, cash and balance transfer etc.. transactions.

                          We would also like to clarify that the above rule shall be void, in
                          case the card account is delinquent in any statement cycle .As the
                          Minimum Amount Due in immediate next statement of account would be
                          summation of past dues (minimum of previous statement of account )
                          and minimum amount due for current statement of accounts .

                          Please note that late fees are levied due to non payment of at least
                          minimum amount due within payment due date. The finance charges are
                          levied due to non payment of total outstanding within payment due date.

                          We request you to pay as per statement to avoid any charges on your card
                          account.

                          You may also quote the reference number:[protected], in case you need
                          any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in
                          this regard or call our 24-hour Bank by Phone service in your city and
                          our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,

                          Cardservices

                          ****************
                          QUICK TIP
                          ************************************************************************
                          ************************************************************************
                          *************************************

                          Nearly 1900 Locations across India to drop your cheque. Just log on to
                          www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a
                          convenient drop box location in your city.
                          Now also have the convenience of dropping your card payment cheques at
                          Delhi Metro stations & Mumbai Railway stations.
                          ************************************************************************
                          ************************************************************************
                          **************************************

                          Cards Online - You may log on to CardsOnline & get details on your
                          credit card. This option will enable you to view / print your statements
                          and also check your payments and account history. In a nutshell you will
                          be in a position to access details on your credit card account from
                          anywhere - anytime. Log on to www.abnamro.co.in and register now !
                          ************************************************************************
                          ************************************************************************
                          ***************************************

                          * Bank by Phone Service - Ahmedabad[protected], Bangalore - 080 4124
                          5555, Chennai[protected], Coimbatore[protected], Kerala - 92494
                          21111, Kolhapur[protected], Kolkata[protected], Lucknow - 0522
                          398 2500, Mangalore[protected], Moradabad[protected], Mumbai -
                          022
                          2491 4001, Nagpur, Kanpur - [protected], Nasik[protected], Pune - 020
                          6642 1111, Punjab[protected], Salem - [protected], Surat[protected],
                          Tirupur[protected], Vadodara[protected], New Delhi, Noida,
                          Panipat
                          [protected], Gurgaon[protected], Rajasthan, Udaipur- 92143
                          01111, Hyderabad, Vizag[protected], Toll Free-[protected]
                          ************************************************************************
                          ************************************************************************
                          ***************************************







                          "HARESH VALA"

                          <HARESH.[protected]@tata

                          tel.co.in>
                          To
                          <[protected]@in.abnamro.com>

                          27/06/2008 03:25
                          cc
                          PM


                          Subject
                          RE: Regarding Credit Card



















                          im ready for pay late payment & over due charges, but atleast 2 months
                          im not able to paying anything this time



                          Organised Retail


                          Haresh Vala
                          [protected]


                          From: priti.[protected]@in.abnamro.com [mailto:priti.[protected]@in.abnamro.com] On
                          Behalf Of [protected]@in.abnamro.com
                          Sent: Friday, June 27, 2008 2:31 PM
                          To: HARESH VALA
                          Subject: Re: Regarding Credit Card


                          Dear Mr. Vala,

                          This is in reference to your email dated June 24, 2008 .

                          We understand the stated concerns and your personal problem. However, we
                          would like to share with you that in case payments are not received
                          within the payment due date, the late payment and financial charges
                          shall continue to be levied on your credit card account as a normal
                          process.

                          We regret our inability to avoid the above charges on non-repayment of
                          dues and would request you to pay the minimum amount due by payment due
                          date .This would enable us to keep the card account regular and normal.

                          You may also quote the reference number [protected], in case you need
                          any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in
                          this regard or call our 24-hour Bank by Phone service in your city and
                          our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,
                          Cardservices

                          ****************
                          QUICK TIP
                          ************************************************************************
                          ************************************************************************
                          *************************************

                          Nearly 1900 Locations across India to drop your cheque. Just log on to
                          www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a
                          convenient drop box location in your city.
                          Now also have the convenience of dropping your card payment cheques at
                          Delhi Metro stations & Mumbai Railway stations.
                          ************************************************************************
                          ************************************************************************
                          **************************************

                          Cards Online - You may log on to CardsOnline & get details on your
                          credit card. This option will enable you to view / print your statements
                          and also check your payments and account history. In a nutshell you will
                          be in a position to access details on your credit card account from
                          anywhere - anytime. Log on to www.abnamro.co.in and register now !
                          ************************************************************************
                          ************************************************************************
                          ***************************************

                          * Bank by Phone Service - Ahmedabad[protected], Bangalore - 080 4124
                          5555, Chennai[protected], Coimbatore[protected], Kerala - 92494
                          21111, Kolhapur[protected], Kolkata[protected], Lucknow - 0522
                          398 2500, Mangalore[protected], Moradabad[protected], Mumbai -
                          022
                          2491 4001, Nagpur, Kanpur - [protected], Nasik[protected], Pune - 020
                          6642 1111, Punjab[protected], Salem - [protected], Surat[protected],
                          Tirupur[protected], Vadodara[protected], New Delhi, Noida,
                          Panipat
                          [protected], Gurgaon[protected], Rajasthan, Udaipur- 92143
                          01111, Hyderabad, Vizag[protected], Toll Free-[protected]
                          ************************************************************************
                          ************************************************************************
                          ***************************************






                          "HARESH VALA"

                          <HARESH.[protected]@tatatel.co.in>



                          To

                          06/24/2008 09:47 AM
                          <[protected]@IN.ABNAMR
                          O.COM>

                          cc



                          Subject

                          Regarding Credit Card






















                          Dear All,

                          this is inform u that i Haresh Vala Holding your Credit Card no :
                          [protected], now this is inform u that im not able pay atleast 2
                          months due to some financial problem

                          so this is request to u kindly update in your record






                          Haresh Vala
                          [protected]



                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome
                          Tunes and Experience the Exciting World of Bollywood Disclaimer: The
                          information contained in this message (including any attachments) is
                          confidential and may be privileged. If you have received it by mistake
                          please notify the sender by return e-mail and permanently delete this
                          message and any attachments from your system. Any dissemination, use,
                          review, distribution, printing or copying of this message in whole or in
                          part is strictly prohibited. Please note that e-mails are susceptible to
                          change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group
                          companies)shall not be liable for the improper or incomplete
                          transmission of the information contained in this communication nor for
                          any delay in its receipt or damage to your system. TATA TELESERVICES
                          (MAHARASHTRA) LTD. (or its group
                          companies) does not guarantee that the integrity of this communication
                          has been maintained or that this communication is free of
                          viruses, interceptions or interferences.


                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome
                          Tunes and Experience the Exciting World of Bollywood Disclaimer: The
                          information contained in this message (including any attachments) is
                          confidential and may be privileged. If you have received it by mistake
                          please notify the sender by return e-mail and permanently delete this
                          message and any attachments from your system. Any dissemination, use,
                          review, distribution, printing or copying of this message in whole or in
                          part is strictly prohibited. Please note that e-mails are susceptible to
                          change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group
                          companies)shall not be liable for the improper or incomplete
                          transmission of the information contained in this communication nor for
                          any delay in its receipt or damage to your system. TATA TELESERVICES
                          (MAHARASHTRA) LTD. (or its group
                          companies) does not guarantee that the integrity of this communication
                          has been maintained or that this communication is free of
                          viruses, interceptions or interferences.




                          [protected][protected][protected][protected]
                          ---
                          This message (including any attachments) is confidential and may be
                          privileged. If you have received it by mistake please notify the sender
                          by return e-mail and delete this message from your system. Any
                          unauthorised use or dissemination of this message in whole or in part is
                          strictly prohibited. Please note that e-mails are susceptible to change.
                          ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and
                          is registered in the Commercial Register under number 33002587,
                          including its group companies, shall not be liable for the improper or
                          incomplete transmission of the information contained in this
                          communication nor for any delay in its receipt or damage to your system.
                          ABN AMRO Bank N.V. (or its group companies) does not guarantee that the
                          integrity of this communication has been maintained nor that this
                          communication is free of viruses, interceptions or interference.
                          [protected][protected][protected][protected]
                          ---





                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome
                          Tunes and Experience the Exciting World of Bollywood Disclaimer: The
                          information contained in this message (including any attachments) is
                          confidential and may be privileged. If you have received it by mistake
                          please notify the sender by return e-mail and permanently delete this
                          message and any attachments from your system. Any dissemination, use,
                          review, distribution, printing or copying of this message in whole or in
                          part is strictly prohibited. Please note that e-mails are susceptible to
                          change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group
                          companies)shall not be liable for the improper or incomplete
                          transmission of the information contained in this communication nor for
                          any delay in its receipt or damage to your system. TATA TELESERVICES
                          (MAHARASHTRA) LTD. (or its group
                          companies) does not guarantee that the integrity of this communication
                          has been maintained or that this communication is free of
                          viruses, interceptions or interferences.





                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome
                          Tunes and Experience the Exciting World of Bollywood Disclaimer: The
                          information contained in this message (including any attachments) is
                          confidential and may be privileged. If you have received it by mistake
                          please notify the sender by return e-mail and permanently delete this
                          message and any attachments from your system. Any dissemination, use,
                          review, distribution, printing or copying of this message in whole or in
                          part is strictly prohibited. Please note that e-mails are susceptible to
                          change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group
                          companies)shall not be liable for the improper or incomplete
                          transmission of the information contained in this communication nor for
                          any delay in its receipt or damage to your system. TATA TELESERVICES
                          (MAHARASHTRA) LTD. (or its group
                          companies) does not guarantee that the integrity of this communication
                          has been maintained or that this communication is free of
                          viruses, interceptions or interferences.




                          [protected][protected][protected][protected]
                          ---
                          This message (including any attachments) is confidential and may be
                          privileged. If you have received it by mistake please notify the sender
                          by return e-mail and delete this message from your system. Any
                          unauthorised use or dissemination of this message in whole or in part is
                          strictly prohibited. Please note that e-mails are susceptible to change.
                          ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and
                          is registered in the Commercial Register under number 33002587,
                          including its group companies, shall not be liable for the improper or
                          incomplete transmission of the information contained in this
                          communication nor for any delay in its receipt or damage to your system.
                          ABN AMRO Bank N.V. (or its group companies) does not guarantee that the
                          integrity of this communication has been maintained nor that this
                          communication is free of viruses, interceptions or interference.
                          [protected][protected][protected][protected]
                          ---

                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood

                          Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged.If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system.Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change.TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood

                          Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged.If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system.Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change.TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.



                          [protected][protected][protected][protected]
                          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
                          [protected][protected][protected][protected]


                          [protected][protected][protected][protected]
                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood
                          [protected][protected][protected][protected]
                          Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.
                          ----- Message from "HARESH VALA" <HARESH.[protected]@tatatel.co.in> on Wed, 2 Jul 2008 09:42:34 +[protected] To: <[protected]@in.abnamro.com>
                          Subject: RE: Regarding Credit Card



                          I had already told to u im right now not able to pay anything



                          Organised Retail


                          Haresh Vala
                          [protected]

                          -----Original Message-----
                          From: amit.s.[protected]@in.abnamro.com [mailto:amit.s.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Tuesday, July 01, 2008 1:37 PM
                          To: HARESH VALA
                          Subject: RE: Regarding Credit Card

                          Dear Mr. Vala,

                          This is in reference to your email dated June 27, 2008.

                          We would like to inform you that you have an option to pay Minimum or Total Amount due as per the credit card statement of account .

                          We would like to clarify that the Minimum Amount Due is 5% of the usage amount that shall be 100% of service charges and EMI (if any) and 5% of the retail, cash and balance transfer etc.. transactions.

                          We would also like to clarify that the above rule shall be void, in case the card account is delinquent in any statement cycle .As the Minimum Amount Due in immediate next statement of account would be summation of past dues (minimum of previous statement of account ) and minimum amount due for current statement of accounts .

                          Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.

                          We request you to pay as per statement to avoid any charges on your card account.

                          You may also quote the reference number:[protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,

                          Cardservices

                          ****************
                          QUICK TIP
                          ********************************************************************************...

                          Nearly 1900 Locations across India to drop your cheque. Just log on to www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a convenient drop box location in your city.

                          Now also have the convenience of dropping your card payment cheques at Delhi Metro stations & Mumbai Railway stations.
                          ********************************************************************************...

                          Cards Online - You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to www.abnamro.co.in and register now !

                          ********************************************************************************...

                          * Bank by Phone Service - Ahmedabad[protected], Bangalore[protected], Chennai[protected], Coimbatore[protected], Kerala[protected], Kolhapur[protected], Kolkata[protected], Lucknow[protected], Mangalore[protected], Moradabad[protected], Mumbai - 022

                          2491 4001, Nagpur, Kanpur - [protected], Nasik[protected], Pune - 020
                          6642 1111, Punjab[protected], Salem - [protected], Surat[protected], Tirupur[protected], Vadodara[protected], New Delhi, Noida, Panipat

                          [protected], Gurgaon[protected], Rajasthan, Udaipur[protected], Hyderabad, Vizag[protected], Toll Free-[protected]

                          ********************************************************************************...





                          "HARESH VALA"
                          <HARESH.[protected]@tata
                          tel.co.in> To
                          <[protected]@in.abnamro.com>
                          27/06/2008 03:25 cc
                          PM
                          Subject
                          RE: Regarding Credit Card











                          im ready for pay late payment & over due charges, but atleast 2 months im not able to paying anything this time

                          Organised Retail

                          Haresh Vala
                          [protected]

                          From: priti.[protected]@in.abnamro.com [mailto:priti.[protected]@in.abnamro.com] On Behalf Of [protected]@in.abnamro.com
                          Sent: Friday, June 27, 2008 2:31 PM
                          To: HARESH VALA
                          Subject: Re: Regarding Credit Card

                          Dear Mr. Vala,

                          This is in reference to your email dated June 24, 2008 .

                          We understand the stated concerns and your personal problem. However, we would like to share with you that in case payments are not received within the payment due date, the late payment and financial charges shall continue to be levied on your credit card account as a normal process.

                          We regret our inability to avoid the above charges on non-repayment of dues and would request you to pay the minimum amount due by payment due date .This would enable us to keep the card account regular and normal.

                          You may also quote the reference number [protected], in case you need any further clarification on the above resolution.

                          Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.

                          Assuring you of our best services.

                          Yours sincerely,
                          Cardservices

                          ****************
                          QUICK TIP
                          ********************************************************************************...

                          Nearly 1900 Locations across India to drop your cheque. Just log on to www.abnamro.co.in/consumer/creditcard/make_payments.htm to locate a convenient drop box location in your city.

                          Now also have the convenience of dropping your card payment cheques at Delhi Metro stations & Mumbai Railway stations.
                          ********************************************************************************...

                          Cards Online - You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to www.abnamro.co.in and register now !

                          ********************************************************************************...

                          * Bank by Phone Service - Ahmedabad[protected], Bangalore[protected], Chennai[protected], Coimbatore[protected], Kerala[protected], Kolhapur[protected], Kolkata[protected], Lucknow[protected], Mangalore[protected], Moradabad[protected], Mumbai - 022

                          2491 4001, Nagpur, Kanpur - [protected], Nasik[protected], Pune - 020
                          6642 1111, Punjab[protected], Salem - [protected], Surat[protected], Tirupur[protected], Vadodara[protected], New Delhi, Noida, Panipat

                          [protected], Gurgaon[protected], Rajasthan, Udaipur[protected], Hyderabad, Vizag[protected], Toll Free-[protected]

                          ********************************************************************************...



                          "HARESH VALA"
                          <HARESH.[protected]@tatatel.co.in>

                          To
                          06/24/2008 09:47 AM <[protected]@IN.ABNAMR
                          O.COM>
                          cc

                          Subject
                          Regarding Credit Card













                          Dear All,

                          this is inform u that i Haresh Vala Holding your Credit Card no :
                          [protected], now this is inform u that im not able pay atleast 2 months due to some financial problem

                          so this is request to u kindly update in your record





                          Haresh Vala
                          [protected]

                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group

                          companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.

                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group

                          companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.


                          [protected][protected][protected][protected]
                          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.

                          [protected][protected][protected][protected]




                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group

                          companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.




                          Tata Indicom Value Added Services-New Offering-Call 12800 for Welcome Tunes and Experience the Exciting World of Bollywood Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group

                          companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.


                          [protected][protected][protected][protected]
                          This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.

                          [protected][protected][protected][protected]



                          [protected][protected][protected][protected]
                          Tata Teleservices (Maharashtra) Limited - rated the No.1 wireless telecom service provider in overall customer satisfaction across Mumbai and Maharashtra in studies commissioned by the Telecom Regulatory Authority of India.

                          [protected][protected][protected][protected]

                          Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.



                          [protected][protected][protected][protected]
                          Tata Teleservices (Maharashtra) Limited - rated the No.1 wireless telecom service provider in overall customer satisfaction across Mumbai and Maharashtra in studies commissioned by the Telecom Regulatory Authority of India.

                          [protected][protected][protected][protected]

                          Disclaimer: The information contained in this message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and permanently delete this message and any attachments from your system. Any dissemination, use, review, distribution, printing or copying of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. TATA TELESERVICES (MAHARASHTRA) LTD. (including its group companies)shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. TATA TELESERVICES (MAHARASHTRA) LTD. (or its group companies) does not guarantee that the integrity of this communication has been maintained or that this communication is free of viruses, interceptions or interferences.
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                            M
                            maneesh khare
                            from Mumbai, Maharashtra
                            Mar 26, 2008
                            Resolved
                            Report
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                            Resolved

                            SIR
                            Myself Maneesh khare from lucknow has applied for a personal loan in ABN AMRO bank and they have approved my loan, there representive visited me and tkaen all my signatures as well as taken post dated cheques and now they are forcing me to take a aviva life insurance policy of rs 24000/ and saying that you have to take . i m in urgency totakeloan ann now plz let me know that is it cumpolsory forme take thispolicy.
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Hi,



                            This is amir ali and my loan account no.-9462852, I have taken loan amount 290938/ from your bank on dated 11/03/2008. please not that my account debited by processing fees amount 4086/- instead of rs -3269/ as per commitment of your executive mr puneet mob.-[protected], ashish and ms meenakshi contact no.[protected] and [protected], I have complained against them in your bank on 27/03/2008.coplaind no. 274000 and complained not resolved till 08/04/2008. today morning I have recd call from mr puneet he said I have sent to you a cheque of my brother account due to I have lost my own account cheque book. After received cheque you withdrawn your complaint. I have recd cheque of HDFC bank account, issued from mr mukesh kumar account, sb a/c no. is[protected], ch. No. 754576 .I have asked with bank, account is already closed. So I request to you resolved my complained as soon as possible and credit my account with excess amount or send me a cheque of balance amount, and also take action against them.
                            Dear Sir/Madum,
                            We are looking for the personal loan for my bussiness purpose.
                            Kindly do the needful as early as possible.


                            Thanks & regards.
                            Farooq Ahmed
                            Bangalore
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                              U
                              Uma Jakhadi
                              from Mumbai, Maharashtra
                              Mar 25, 2008
                              Resolved
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                              Resolved

                              Sir,
                              This is in respect to Credit Card no.[protected] and an easy loan against the credit card.From day one the company has been sending bills with wrong charges, Sevice tax being charged against loan emi, no flow chart provided for break-up of the emi amount, late and finance charges being levied despite the payment made in cash across bank counter.The list is endless all the complaints are put in writing for the bank.Even a Police FIR was lodged against the bank.But it seems the bank is so shameless as to no action was reciprocated.I still continue to receive recovery calls from local office as well as Gurgaon Office.
                              Latest my Personal loan in another bank was rejected as my name surfaces in civil report as defaulter of ABN Amro bank.
                              Before this several LEGAL NOTICES HAVE ALSO BEEN ISSUED TO THE SAME.THE IRONY IS I STILL CONTINUE TO RECEIVE CALLS FROM THE SAME BANK FOR credit cards.Mr.Anand Durve, Head Recovery Dept is aware of the matter to the fullest.My advocate has also had a meeting with him wherein it was told to us that Mr. Durve would get back to us, but still awaiting the same till date.We are left with no option but to file a DEFAMATION case against the same as my name appears in the civil report as a result of which my loans and credit card applications with other banks are rejected, despite me having a perfect repayment track record with different banks like HDFC, ICICI, SBI, CITIBANK.
                              Aug 14, 2020
                              Complaint marked as Resolved 

                              Personal — wrong billing of credit card

                              We have applied for housing loan from LICHFL. The authorities have rejected the loan stating that my wife is due an amount of Rs.1,28,357 towards credit card. The Control number in Cibil report is 44,35,28,850 on the consumer name is VNKV PADMA with member ID HF63161026. But she has closed her credit card long back and neither phone calls nor bills are receiving for any payment.Even she do not have any credit card now. It is therefore requested to send details of such over due amount to enable us to proceed legally.

                              An early reply in this regard is highly appreciated sir.
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                                S
                                Syed Raheel Hussain Hashmi
                                Mar 20, 2008
                                Resolved
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                                Resolved

                                I am Gunjan Shah. I have opened my NRI account in ABN Amro bank. As per the scheme I can keep my balance zero till 6 months, then after I have to maintain minimum balance of 25000/- INR. I have opened my account in november 2007. Now I want to close my account. But they are saying that I have to pay 3300Rs. to close the account. It is being debited to my account. How can I just pay this much money. This bank clearly doing fraud with the people. Please help me out in this concern. How can I proceed now?
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  R
                                  radhakrishna.kowluri
                                  Mar 20, 2008
                                  Resolved
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                                  Resolved

                                  there was a purchase that was made on my credit card on the 8th of july for 30, 00 INR at meena bazaar hyderabad. I had registered a complaint for the same with the customer service & also sent them the dispute form with written complaint. They told me that it would take about 45 days to 6 months before the issue could resolved. Even after several follow up calls there is no response from their side. Now their agents are harassing me and my family that they will sue me if i dnt pay 40, 000 INR.
                                  Aug 14, 2020
                                  Complaint marked as Resolved 

                                  ABN AMRO Credit Card — credit card bill despute

                                  I am holder of ABN Amro credit card since September.They charge in my second bill amount of 4500/- which i didnt use in my life.till date they are not ready to rectifiy the problem and charging many type of late fees and service charges and all.now they are threatning me from there recoveries agent.so please look in to matter and accepting the solution
                                  I am receiving SMS as due amount on my mobile No.[protected] though, I am not used your credit card. I have accepted this card only because of NO annual primium or any other charges will be charged. I have cleared all your bill when i used.

                                  Today I have received a SMS for Rs.1, 868.81, previouse to this on 15-11-09 for Rs.1430.03, on 14-11-09 for Rs.6775.84 and on 14-10-09 for Rs.5850.55 and on 04-10-09 for Rs.4962.39. I am not used your Credit Card for all these amount not I have received your bill.


                                  Kindly give me reply immediately, to decide whether to continue your Credit Card Service or not.

                                  ABN AMRO Credit Card — Service Distortion

                                  My issue is date of birth mentioned in my card was wrong. Also I did put for medical benefits
                                  from ICICI lombard where the wrong DOB was mentioned .So,Incase If I go with any mediccation definitely chances was there to face a problem. Therefore, with in 2 weeks of received correspondance, asked to provide a new card with correct dated and as well in insurance documents.
                                  1. Got reply from executive for a proof of year of birth. I sent a soft copy of my driving licence.
                                  2. No reply for more than a month( waited from March 22nd 2007 to May 14th 2007).Meanwhile, insurance premium and late fee deducted in my account. Statements was not clear and had discrepancies of details compare with customer care executive. 3. Later I frustrated about the service and sent mail for cancellation of insurance.Dated May 14th 2007 4 Finally cancellation done and got reply on July 23rd 2007.( more than 2 months taken for cancellation) 5. However, they want me to pay Rs 5,810 towards the cancellation of the policy including the late fee in the month of November 2007. My question to bank right from the beginning is if correct documents provided, why would i have not made payment? whats justice is there dumping late fee & cancellation charge which was not acceptable?Now, in CIBIL database my name was reflecting as default as i could not go for any personal loan in last 1 year.how the worst service ABN AMRO provided to me, total mistake was done by them and i have been suffering.

                                  ABN AMRO Credit Card — Unnecessary harresment by credit card collection agency

                                  I have used ABN amro credit card for more than two years , initially everything went ok ,later there was some disput which continued unresolved for more than 2 years no ABN AMRO person is able to resolve have sent more than 100 mails on it, in the end i got a call from ABN AMRO executive there this case can be a resolved i[censored] make a payment of Rs. 43,000/- which will be like a settelment as we are not able to resolve your issue ,meanwhile i kept on paying the minimum to ensure that i dont stand on default category.
                                  I was requested to pay Rs.43,000/-(actual card usage was less than this) i accepted offer and recived the letter and handed over the cheque which got cleared in 2 days time , later i was surprise that the settelment amount written in the letter was not Rs.43,000/- but it Rs. 43,500/- , which i ignored as there was only a difference of Rs.500/- ALSO I WAS NOT APPROCEHED BY ANY ABN AMRO EXECUTIVE for this error and the person happily took the payment and matter got resolved.
                                  To my shock i got a call exactly after one year that there is a outstanding of Rs. more than 85,000/- against Rs. 500/-.
                                  It is undoubtly bank officials plan to ensure that case should get resolved and u can extract more money ,else the issue whould have been bought into the notice immediately , i m planning to go legal for the same , my request never to use credit card of ABN AMRO now RBS ever in the life.
                                  I have got call from Kotak Mahindra bank saying there was amount of Rs 5800/- on my ABN amro credit card which I closed 7 years back. I'm not sure what purchase I have done which they says it is done 7 years back. Dont have idea where to check about this.
                                  I am also facing the same issue. I had settled my ABN AMRO credit card in 2009 and after 6 years, these KOTAK Bank people are calling me and harassing for the payment. I have already sent the scanned copy of the settlement letter to girish.[protected]@kotak.com and ms.[protected]@kotak.com. Inspite of these they are still calling and harassing me for the payment.

                                  Please let me know how to deal with these people.
                                  Hi...! Guys...

                                  I have used ABN amro credit card during 2005, I have got call from Kotak Mahindra bank saying there was amount of Rs 15450/- on my ABN amro credit card. after a week i went to Banashankari Branch. i met Mr.Basavaraj, i explain about some issue i faced. he understand, suggested me and explain detail transaction of my credit card.

                                  he given best offer for CIBIL closure.

                                  Thanks to the team kotak.

                                  Please contact Bangalore BSK Branch. Right place to solve this issue.
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                                    V
                                    vina bharati
                                    from Delhi, Delhi
                                    Mar 15, 2008
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                                    i have done transaction of Rsfour thousand five hundred on 15Mar2008 at 0015hrs approx. from kamla nagar, abn amro atm.But i didnt got the cash from atm.and my money debited from my accounts please look into this matter and credit my money back as soon as poosible.I have done complaint through phone at custmer care and my refrence no is 152274. Kindly do it as early as poosible as i m in need of money.Thanks
                                    i want a atm card of abn
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                                      R
                                      RAJESH THAPLIYAL
                                      from Chennai, Tamil Nadu
                                      Mar 13, 2008
                                      Resolved
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                                      Resolved

                                      Dear Sir,
                                      I have received regular harrasment from you people of ANB AMRO Bank.I had written to ABN head card service also about the issue & received a mail on their end on feb 12-2008 that they r sending letter of apolgy to me but as always a fake commitment.Today I received a call from tel number 45578413/18,people spoken to me said their name is Ajay Aggarwal & Akash gupta employee of ABN AMRO the language they had used is as follows:
                                      Behan ke lode payment karde warna teri maa chood dunga.Teri bahan ko konsa condam pasand hai usi se chodunga.Behan ke lode ghar se utha ke le jayenge or kahaan mar ke faink denge pata nahi chalega.Customer care wale to chutiya hain unki kya aukat hai sale sir intrest waiver de sakte hai.
                                      I feel its hard for u to read but I had heard the same for 15 minutes.Why u make customer service?for what head card service is their? Does ABN has got licence from RBI to use such language?Where is RBI guidelines for collections.
                                      Now listen to me take ur money but before that I want both these guys who abused me.Sack their agencies or otherwise i will make FIR of the same & take a legal action.I want those people infront of me for those who have no value of relation they can [censored] anyones mother & sister as they r liecenced ABN AMRO employees for [censored]ing customer's mother n sisters.Just bring those bastereds in front of me I will be thankful & greatful to u all my life.Citi collections B-1 janakpuri this is what i had came to know about them.


                                      Regards

                                      Rajesh Thapliyal
                                      [protected]
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      As par dep req I Submit my pan card in ABN Amro bank alkapuri vadodar on 27/3/09 to mr.hemanshu. My card blocked due to pan card submision. I Call cc on 4/4/09 to mr.shouri req.no[protected].on 8/4/09 miss.sujal req.no 4378.on 23/4/09 miss.akansha same req.no.on29/4/09 miss. sakilareq.no [protected]. last 2day miss.nidhi req.no above.All c c ex feed back is v good but no fourther E MILL ansharing I was sufaring card block pro still today.I m very old custmor 05/08 is m valid date. I Hope early replya. vinod

                                      ABN AMRO Credit Card — harrasment and abusing

                                      Date-09/07/2009

                                      To,
                                      Recpected Sir,

                                      REF- Towards credit card no[protected],

                                      Respected Sir,
                                      I Mr. Pritesh D.Savla was having credit card of your bank and had credit card no[protected],
                                      There was a balance payment of Rs-7000/- was to paid towards the same.
                                      One day I received call from your recovery department saying there is balance of amount
                                      Of Rs-7000/-(Seven thousand only) to pay.

                                      Because of having some finances problem I was not able to pay the amount.
                                      Then one Miss. Pooja sharma from recovery department call me and told me to pay Rs1500/- (One thousand five hundred only) towards the full and final settlement of amount of Rs-7000/-(Seven thousand only) and told me that from receiving the settlement amount they want call me and threat me. It was agree to me. I paid the amount and she gave me the settlement account no-MUI[protected].
                                      Now again I am getting call from your recovery department saying me to pay the balance amount.
                                      I am receiving call of bad words and threat and abusement from telephone no[protected] /[protected]/ on 19/06/2009 they gave bad words to my family members also.

                                      Now things are going worst. even done complain with the senoir bank athorities i am receving the call of threath till date from the same number.

                                      I kindly request you to look in to the matter.
                                      PLEASE DO THE NEEDFULL.

                                      Thanking You
                                      Yours faithfully
                                      P .D Savla

                                      ABN AMRO-Credit Card — USE DIRTY LANGUAGES

                                      TO
                                      ABN AMRO BANK(CREDIT CARD DIVISION) DATE-


                                      SUB-RECEIVING MOST DIRTY LANGUAGES VIA PHONE DUE TO UNABILITY FOR PAYING THE CREDIT CARD DUES INSTEAD OF CO-OPERATION.


                                      RESPECTED SIR
                                      I SUDIPTYA GHATAK,ADDRESS-A/119 LAKE GARDENS,KOLKATA-700045,PH NO-[protected],ABN AMRO CARD NOS-5415 3823 3089 9352, 5425 0517 5170 5723 WOULD LIKE TO INFORM YOU THAT WE(ME & MY SPOUSE) RECEIVING THE MOST DIRTY & NASTY LANGUAGES FROM ABN AMRO BANKS EXECUTIVE FROM LAST 2 MONTHS.
                                      DUE TO SOME ESSENTIAL NEEDS I COMPELE TO USE MY CARDS ENTIRE CREDIT LIMIT & FROM LAST 3-4 MONTHS MY PHYSICAL CONDITION IS NOT GOOD, STILLNOW IAM TOTALLY JOBLESS,SO THAT I TELL THEM TO CO-OPERATE ME FOR FEW MONTHS,BUT THEY USE MOST SLANG LANGUAGES TO ME,MY MOTHER,MY FATER,MY SPOUSE ALSO ,FROM FEW OF THE FOLLOWING NOS(PH NOS[protected],[protected],[protected],[protected],[protected],[protected].
                                      I TELL THEM THAT I WANT TO DO SETTLEMENT BUT THEY DID NOT CARE ABOUT ME,THEY JUST USE THE MOST DIRTY LANGUAGES.
                                      MY FAMILY IS TOTALLY SHOCKED REGARDING THE BEHAVIOUR OF THAT EXECUTIVES WHO REPRESENTS THE ABN AMRO BANK.
                                      THEY OFFERING MOST NASTY PROPOSAL TO MY SPOUSE & MY MOTHER,SUCH IT IS THE MOST SHAMABLE MATTER FOR ME & YOU ALSO.

                                      NOW I TELL YOU THAT IAM NOT SENDING ANY REQUEST TO YOU THAT “PLEASE GIVE ME ANY CREDIT CARD”.YOUR SELLS EXEC CALL ME & OFFERING ME A CREDIT CARD & I ACCEPT THAT OFFER THAT’S IT.

                                      ATLEAST TRY TO TEACH YOUR BANK REPRESENTATIVES THAT HOW TO TALK WITH YOUR CUSTOMERS.MAY THE CUSTOMERS IS IN TROUBLE BUT NEVER THROW THAT TYPE OF DIRTY PROPOSAL & NOT TO USE THAT TYPE OF LANGUAGES.

                                      IN A CLEAR WAY I TELL YOU “I WANT IMMEDIATE SETTLEMENT”(“SUCH IAM IN DEEP TROUBLE”)

                                      IF I RECEIVE ANY PHONE WITH DIRTY LANGUAGES THEN I NEVER CO-OPERATE AT ANY TIME.

                                      *THERE IS NO SPACE TO GIVE ANY THANKS TO YOU……………………(JUST DUE TO YOUR BEHAVIOUR).


                                      REGARDS
                                      SUDIPTYA GHATAK.
                                      USE OF DIRTY LANGUAGES

                                      TO
                                      ABN AMRO BANK(CREDIT CARD DIVISION) DATE-


                                      SUB- RECEIVING MOST DIRTY LANGUAGES VIA PHONE AND NOT PROVIDING PROPER INFORMATION / ASSISTANCE FOR CANCELLING THE CARD


                                      RESPECTED SIR
                                      I DAVIS EMERSON PH.[protected] & LAND LINE 22483800 WOULD LIKE TO INFORM YOU THAT WE(ME & MY SPOUSE) RECEIVING THE MOST DIRTY & NASTY LANGUAGES FROM ABN AMRO BANKS EXECUTIVE FROM LAST 2 MONTHS. WE CANCELLED THE CARD FOR THE MISUSE OF OUR CARD BY SOMEONE ELSE. WE HAVE LODGED THE COMPLAINT TO THE CUSTOMER SERVICE AND WE WERE NOT INTERESTED IN CONTINUTING THE CARD. THE DUES WAS RS.400. NOW AFTER FIVE YEARS THEY ARE CALLING US AND USING MOST DIRTY LANGUAGES AND ASKING US TO PAY 2000 RS. WE HAVE SETTLED ALL THE AMOUNT WHICH WE ARE LIABLE TO PAY.
                                      MY FAMILY IS TOTALLY SHOCKED REGARDING THE BEHAVIOUR OF THAT EXECUTIVES WHO REPRESENTS THE ABN AMRO BANK.
                                      ATLEAST TRY TO TEACH YOUR BANK REPRESENTATIVES THAT HOW TO TALK WITH YOUR CUSTOMERS.

                                      IF I RECEIVE ANY PHONE WITH DIRTY LANGUAGES THEN I NEVER CO-OPERATE AT ANY TIME.
                                      ASK YOUR EXECUTIVE TO FIRST PROVIDE THEIR NAME AND IDENTITY WHEN ASKED FOR.
                                      If anyone abusing, you should make FIR in police station.
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