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HDFC Bank Complaints & Reviews

2.9
Updated: Sep 8, 2026
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M
memariner
from Gurgaon, Haryana
Sep 17, 2013
Resolved
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HDFC has sent me a new CHIP debit card and informed me that existing Debit card will be deactivated. Since I was out of India, I requested HDFC that I cannot access the new card., so please dont deactivate my oldcard till I receive the new one, and the customer care official said yes. But., before i reach India they deactivated my old card and I got stranded in Korea unable to use my card.
Aug 14, 2020
Complaint marked as Resolved 
After I reached India., I demanded an explanation from HDFC., but the officials dont know what actually happened.
Dear Memariner,

I request you to write to [protected]@hdfcbank.com along with your contact details, account details and issue details. Kindly mention ref id TTUOO[protected] in the subject line. Will get back to you soon-

- Anay
HDFC Bank Customer Assistance.
My debit card was deactivated on 7th december saying that i should use my new debit card. But i never received any new debit card. So basically, I dont have any active debit cards right now. This is simply outrageous these kind of issues happen at private banks. You have deactivate previous card only after my confirmation. Very poor.
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    M
    mdrnasee
    from Mumbai, Maharashtra
    Sep 17, 2013
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    Dear Sir/Ma'am This is to inform u that someone is using my office address for opening account in ur bank and doing some fraud activities. my office address is 305/118 2nd floor shop no 8 triplicane chennai 5, and i'm getting couriers and speed posts in the name of KARAN SINGH P MOBILE([protected]). I just want to inform u that i'm getting letters from HDFC Bank also. Pls take a legal action on them. I'm not aware of whats going on here so i request u pls take urgent action. I request HDFC BANK to verify address of their clients before opening account
    Dear mdrnasee,

    Regret the inconvenience caused . we would like to investigate your complaint further Request you to write to [protected]@hdfcbank.com with Your contact details, the reference id TTTTUOO[protected]. A bank representative shall contact you as soon as we receive this information.


    - Anay
    HDFC Bank Customer Assistance.
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      N
      naresh4frens
      from Noida, Uttar Pradesh
      Sep 13, 2013
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      Resolved

      Dear Sir, I have taken a personal loan in the month of april 2013 , in july i lost my job and i was not able to make the emi payments. I will start making the payments when i start working. Your executive is calling me and harrasing me very badly. I would request the bank management to give some time i will clear the emi on time from next moth. Its humble request from me.
      Aug 14, 2020
      Complaint marked as Resolved 
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        Satish Thakar
        from Mumbai, Maharashtra
        Sep 12, 2013
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        Address: Mumbai City, Maharashtra

        I am Satish Thakar sir the application charge rs.200/- every month deducted from my hdfc card No. **** **** **** 1631for appbuy.cominr but i have not install any paid application on mobile. and if there is application download in past tell me which one. and i also request you to please stop the payment for such. presently i have not any application in my mobile. Please provide as much information as possible...
        Aug 14, 2020
        Complaint marked as Resolved 
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          D
          deepa2001
          from Pune, Maharashtra
          Sep 11, 2013
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          I am having account in Indian Bank, Hasthinapuram. Today at 11.45am I tried withdrawing money from HDFC ATM in Parry Building, Parrys Corner of Rs. 20,000/- (2 transactions @ Rs. 10,000/- each transaction). In 1st transaction I have received the money. In the 2nd transaction, I have not received the money from the machine but the amount got debited from my account. I did not know how to get back the money. Can any one help the procedure to get my money.
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Deepa,

          Please write to [protected]@hdfcbank.com from your registered email address with your contact details and account details, details of the transaction issue and ref id TTUOO[protected]. Will check and get back to you.

          - Anay.
          HDFC Bank Customer Assistance.
          PLEASE FIRST U GO TO YOUR BRANCH OR U PHONE FROM YOUR REGISTERED MOBILE NO TO TOLL FREE CUSTOMER CARE NO.. DON'T BELIE ANY BODY, EVEN MYSELF ALSO. THERE IS SO MANY FRAUD PEOPLE WHO WILL BE TRY TO FRAUD U IN THE NAME OF CUSTOMER CARE. SO DON'T BELIE ANY BODY.
          I am having account in HDFC Bank Aluva Branch, A/c no [protected], Yesterday 06.08.2015 at 06.17pm
          I tried withdrawing money from Federal Bank ATM, at Perumbavoor MC Road, Oushadhi jun Rs. 3, 000/- The machine shows. Please wait your transaction is processing and after this massage displayed as your time out. I have not received the money from the machine but the amount got debited from my account. I did not know how to get back the money. Can any one help the procedure to get my money. My transaction no NWD-[protected] AD 100114 Ernakulam, ref No 7342
          My card no [protected]
          HDFC ATM — Money not dispensed but amount debited from my account


          I am having a current account in the Name of Chaitanya Engineers in HDFC Bank, Ashoka Niketan, Near Vivek Vihar. Today at 22:25 I withdraw the money from HDFC ATM at Pushta Road, Karawal Nagar, ATM ID : P1ECDL-12, Location : Metro., of Rs. 20, 000/- (1 transaction). I have not received the Complete money from the machine but the amount got debited from my account. We received the Rs. 4, 500/- lesser than actual. I did not know how to get back the money. Can any one help the procedure to get my money.

          Best Regards,

          Jitendra Kumar
          HDFC ATM — Money not dispensed but amount debited from my account


          I am having a current account in the Name of Chaitanya Engineers in HDFC Bank, Ashoka Niketan, Near Vivek Vihar. Today at 22:25 I withdraw the money from HDFC ATM at Pushta Road, Karawal Nagar, ATM ID : P1ECDL-12, Location : Metro., of Rs. 20, 000/- (1 transaction). I have not received the Complete money from the machine but the amount got debited from my account. We received the Rs. 4, 500/- lesser than actual. I did not know how to get back the money. Can any one help the procedure to get my money.

          Best Regards,

          Jitendra Kumar
          HDFC ATM — Money not dispensed but amount debited from my account


          I am having a current account in the Name of Chaitanya Engineers in HDFC Bank, Ashoka Niketan, Near Vivek Vihar. Today at 22:25 I withdraw the money from HDFC ATM at Pushta Road, Karawal Nagar, ATM ID : P1ECDL-12, Location : Metro., of Rs. 20, 000/- (1 transaction). I have not received the Complete money from the machine but the amount got debited from my account. We received the Rs. 4, 500/- lesser than actual. I did not know how to get back the money. Can any one help the procedure to get my money.

          Best Regards,

          Jitendra Kumar
          Ph. No. : +91-[protected]
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            S
            somloona
            from Mumbai, Maharashtra
            Sep 11, 2013
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            Sir/Mam, regarding my credit card your bank was offer me a credit card offer that was i accept becuse my all A/C are in HDFC Bank.And i also intersted in your credit card. My REF No-[protected]w2. At last one month ago i applied for this card.but your bank was send me a mail that my card is disapproved. when i talk to customer care they told me my card is disapproved for my address proof .then i sent a application attached with my address proof & drop into your credit card drop box. .at last 14 days ago.but today i check my mail same later so me again. Pls.kindly tell me can i scan my address proof & send u.becuse your customer care told me that.Pls, i,m waiting for your reply. thanks. Soumya Pattanaik.
            Dear Soumya,

            We are checking with our Credit Card Team and we will revert to you soon. We request your patience in the interim.

            - Anay.
            HDFC Bank Customer Assistance.
            Dear Soumya,

            We note that you have sought clarification with regard to the status of the application. On receipt of the query, we have taken up the matter with the concerned and you may look forward to receive a response to your email id soon. We request you to bear with us in the interim. For any further clarifications, you may write in to us at [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected]-TTUOO[protected].

            - Anay.
            HDFC Bank Customer Assistance.
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              R
              rajnmgb
              Sep 10, 2013
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              hello, I am rajkumar gupta my policy number 10023373 surrender value not paid within 15 days as I have applied my surrender policy on 13/08/2013 I request you to please check and give me full details as soon as possible. Thanks Rajkumar gupta mobile number [protected]
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                A
                A K Kasar
                from Delhi, Delhi
                Sep 10, 2013
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                Resolved

                Please provide as much information as possible...I have availed 26.50 lacs of House Bldg.loan,from your Raipur Office, Alaska Tower, Shankar Nagar, Raipur. There was two loans and out of which one loan for HBL for Rs. 9.50 lacs is repaid by me on 02.09.2013. Monthly interest Rs.25,078/- was being paid by me through advance PDC. Now I have recd.a sms from your office stating that your Cheque No.140583 Dtd.15.09.2013 for Rs.25,078/- towards Home Loan Instalment will be shortly be presented ib ir after its date. I am surprised to note that I was payment this amount for 26.50 lacs of loan amount and now even after paying 9.50 lacs still you are taking the same amount. It should be Rs.15,000/- or less. Kindly correct the same at charge the instalment accordingly. Thanking you in anticipation. ( A.K.Kasar ) Consumer/Borrower
                Aug 14, 2020
                Complaint marked as Resolved 
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                  A
                  akshay83
                  from Delhi, Delhi
                  Sep 10, 2013
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                  Address: New Delhi, Delhi

                  I was with HDFC Life during[protected] as Sales Development Manager in Agency channel. I have submitted my PF Request form in our HR on June 2013.As per the system it is accepted in their HO.But till date the same has not been credited.Kindly help for finding the status of it.My emplyee id was-59865.Hoping the same.
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                    P
                    Prathapreddyv
                    from Rajampet, Telangana
                    Sep 9, 2013
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                    Address: Bangalore, Karnataka

                    Hi Sir/Madam, This is in the reference of the Fraudulent activity done with my credit card on 09/09/13. I am using HDFC credit card ends with XXXX-XXXX-XXXX-7069. There is three transactions on my credit card on 9th Sep’13. 1) 09/09/13 for Rs65.25 in [protected], at paypal : Rs 65.25 2) 09/09/13 for Rs 30855.94 in [protected] st Paypal. 3) 09/09/13 for Rs 3262.25 in PALO ALTO AT WPY*GIVE ME YOUR HAND .Since I have not done any transaction from card. I have called the customer care as soon as I have seen this messages and asked them to block the card permanently. This is a fraudulent activity been carried on my card without my knowledge. I kindly request you to please take some action this. I confirm that these transactions are fraudulent and I haven’t involved in any of these transactions. Awaited for the kind reply with a solution ASAP. Compliant date:09/09/2013 -15:17 Thanks, Prathap Reddy V [protected] [protected]@gmail.com
                    Dear Prathap,

                    Regret the inconvenience caused. Our team is currently investigating this matter and will shortly be in touch with you.

                    - Anay.
                    HDFC Bank Customer Assistance.
                    Dear Prathap,

                    I have arranged for our Phone Banking officers to contact you personally and you may look forward to receive a response to your email ID in 3 working days. Request you to bear with us in the interim. For any further clarifications, you may write in to us at [protected]@hdfcbank.com and I shall assist you. Kindly mention the reference number [protected]-TTUOOO[protected] in the subject line.

                    - Anay.
                    HDFC Bank Customer Assistance.
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                      robinmasih
                      from Gurgaon, Haryana
                      Sep 6, 2013
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                      Please provide as much information as possible...
                      Dear Sir

                      There is refund pending from HDFC of Rs.3890.55. But am not getting any revert in spite of submitting written application at HDFC

                      Credit card NO. [protected].


                      Regards
                      Robin masih
                      [protected]
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                        M
                        mohitlamba20
                        from Noida, Uttar Pradesh
                        Sep 5, 2013
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                        Address: New Delhi, Delhi

                        SUB: Regarding variations in Loan Installments REF: Loan A/C No. :[protected] and[protected] Dear Sir/Madam, As per my above mentioned loan account numbers I have submitted the papers for my loan account statement. Suddenly I got the information that my loan account rate of interest increased from 9% to 11.65% then I talk to customer care he told me to submit the papers regarding for the conversion in my loan account interest and suddenly I got shocked after knowing that there is still 17 installments pending in my loan account. And according to my statement only 14 installments left. When I contact with customer care executive she told me ur loan a/c rate of interest increased and that’s why ur installments increased from 60 months tenure to 63 months. I am not the new customer for ur bank. I am dealing with HDFC Bank from past few years and I have paid 46 installments on time without any bouncing then why should this happen with me. My question is only that without intimating me how the loan department raises my installments period. Secondly no person is giving me any type of intimation from loan department. If any of the bank executive from loan department intimate me regarding this variations I surely talk to him and tried to solve the matter ASAP. But no person from loan department contacts me and neither have I received any letter from the bank regarding these variations in loan account. If I not contact the loan department regarding my statement I never come to the notice that my installments have been raised. Secondly, the variations in loan interest are so much that 3 installments has been raised how it is possible. I don’t know. But I am sure there is something wrong going on and loan department tried to cheat me. I have used this cheat word only because if the things are going like this throughout my loan period then my loan never comes to an end. I don’t want to increase this matter so please solve my problem otherwise I have to take some legal actions. I hope u will do the justice with me and solve this matter ASAP. Waiting for ur reply. Thank u SHYAM SUNDER MAHESHWARI +91-[protected] Please provide as much information as possible...
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Oo bhai whom do you ask here. Bank? they are chindhi chor.
                        So go to branch and kar de ma bhain unki..to hi kam hoga
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                          A
                          Amuthaanbazhagan
                          from Nagercoil, Tamil Nadu
                          Sep 4, 2013
                          Resolved
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                          Resolved

                          Address: Cuddalore, Tamil Nadu

                          My husband is an NRI and I am working in Postal Department. When he came to India during April 2013, he submitted an application for home loan (to construct a house) and I submitted all the doucments required to one Mr.Sasikumar at Cuddalore Office by the end of May 2013. My salary slips, my husband's salary slip, his bank statement and mine, attested copy of ration card xerox, his visa, passport,etc with a cheque towards HDFC Ltd for Rs.8992 was handed over to Mr. Sasikumar. Till date no reply from him and whenever tried to contact him over phone, irresponsible reply comes from him. Please intimate whether the loan is possible or not. The construction has been completed upto 50%.. Else kindly ask Mr.Sasikumar to hand over the documents received from me, and I shall go for other bank for loan.
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Dear Amuthaanbazhagan,

                          We would like to share with you that HDFC Bank, under an arrangement, sources home loans for HDFC Ltd. The loans are then sanctioned and disbursed by HDFC Ltd. You are henceforth requested to be in touch with Ms.Geetika Vaish on e-mail ID [protected]@hdfc.com for resolution of your query/complaint.

                          - Anay.
                          HDFC Bank Customer Assistance.
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                            shiv.prosoft
                            from Noida, Uttar Pradesh
                            Sep 3, 2013
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                            Resolved

                            Address: Pune, Maharashtra

                            Dear Sir/Madam, I am Shiv Kumar Choudhary from Pune. I have HDFC credit card which is using last two years. Query is, HDFC bank deduct 448.32 rs for Membership fee INCL ST on 6 feb 2013 so i had asked about this fee to HDFC customer care, He told me “That’s annual fee for credit card member which will return if you have done transaction around 50000 rs using credit card”. Now I have done more than 50000 rs transaction to till date and I am waiting when HDFC bank return deducted amount. Before two/three week, I had talk to HDFC customer care again and told me deducted amount will return on upcomming statement(three time told me same santance) but still i have not recieved deducted amount. Also HDFC customer care miss guide me/why not able to given use full information about that. HDFC customer care member are not serious about customer complaint. Please take legal action on HDFC bank. Credit card details as follows: Name: Shiv Kumar Choudhary Credit Card Number: [protected] Regards, Shiv Kumar Choudhary
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Dear Shiv,

                            I have taken a note of your details and will get back to you shortly.

                            - Anay.
                            HDFC Bank Customer Assistance.
                            Dear Shiv,

                            I have taken up your issue with our Credit Card Team and they will revert to you soon. Request your patience in the interim.

                            - Anay.
                            HDFC Bank Customer Assistance.
                            I am waiting last 3-4 months. you know your credit card customer care person have not taken serious about my issue because of that I am surfer. so please first educate him. how to handle hdfc customer.
                            please provide me exact date when you return deducted amount now I cannot trust on hdfc bank service.
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                              shree75
                              from Pune, Maharashtra
                              Sep 2, 2013
                              Resolved
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                              Resolved

                              Dear Sir, My HDFC Bank Credit Card 2540 ending was misused by somebody. The sequence of incidences is like this: 1. I got a SMS from VM-HDFCBK — Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.1062.67 in LONDON at NETELLER on[protected]:12:56:25. Time: 02/09/2013 12:56:27 . This is not an authenticated trx as per RBI Mandate effective 1 May 12. 2. Then after few seconds again I received SMS. Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.337.14 in[protected] at [protected]@ on[protected]:12:56:42. Time: 02/09/2013 12:56:46 Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.3718.66 in LONDON at NETELLER on[protected]:12:58:20. Time: 02/09/2013 12:59:37 Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.733.62 in EZETOP.COM at EZETOP *TOPUP on[protected]:13:03:29. Time: 02/09/2013 13:03:46 Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.1438.24 in EZETOP.COM at EZETOP *TOPUP on[protected]:13:04:16. Time: 02/09/2013 13:04:14 Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.1438.24 in EZETOP.COM at EZETOP *TOPUP on[protected]:13:02:39. Time: 02/09/2013 13:04:21 Thank you for using your HDFC bank CREDIT card ending 2540 for Rs.1474.34 in BOULOGNE BILL at DIRECT TRANSFER on[protected]:13:08:23. Time: 02/09/2013 13:08:26 As per their suggestion I have blocked the card . Dear Customer, Your HDFC Bank card has been temporarily blocked as we are unable to reach you to confirm the recent usage Time: 02/09/2013 13:11:15 3.Customer service executive said me that, though the trasaction is not commited yet, but they will not take any action till they receive the dispute form. I have registered a police complaint. 4. I have forwarded my complaint to HDFC credit card cell through email and requested to reverse this transaction. 5. I am afraid if this transaction commit to merchant ac, what will happen? Bank did not take action then this is ridiculous. i didn't get any phone or message when this transaction was happening.Atleast they should have called me and let me know about the details , this is the big amount and i am sure RBI must have made some policy for it. 6. I didn't get help from bank , customer care exe, they just said me that , we have to find the details , after 48 hrs only we can help.I am not sure , weather they are helping or not. These banks are taking their customers for a ride. RBI should intervene immediately as there is no real time fraud detection and even knowing the transactions are fraud these banks intimidate customers. I would suggest all of you to file the case of Criminal intimidation against their respective banks. I have already approached the Cyber Crime and they have assured me to file a case against the HDFC Bank once the bank's inquiry is complete and in case they held me responsible. At the time of transactions I was not in London but talking to Dear HDFC Customer Care via my registered prepaid mobile number Shreesh Verma [protected]
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              Dear Shreesh,

                              We have received your email dated September 02, 2013 vide Reference Number: HBL=[protected]. Our Customer Service Executives will respond within a maximum of two working days. In case your query requires further investigation and takes a longer time, we will keep you informed on the time required for resolution.

                              - Anay.
                              HDFC Bank Customer Assistance.
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                                T
                                trulite
                                from Mumbai, Maharashtra
                                Sep 1, 2013
                                Resolved
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                                Resolved

                                I had applied for new ATM card with HDFC bank two months ago. After eight days they sent me a mail saying that they could not deliver the card as my address did not exist. Then they sent me a letter at my address to change my address. Even after complaining they insisted that my address did not exist. One month ago two persons from the bank came and verified my address. After eight days same nonsense started. They sent me a mail saying my address did not exist then they sent me a letter at my address to change my address. Now they have not delivered the ATM card but on top of that they have deactivated my current valid ATM card. This is literally intentional harrasment. Iam tired of corresponding with bank. They don't understand the problem and give ridiculous answers. Ravindra Negi [protected]@yahoo.co.in
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                Dear Ravindra,

                                Request you to write to [protected]@hdfcbank.com along with your application details and contact details, issue details and reference number TTUOOO[protected] in the subject line.Will get back to you shortly.

                                -Anay
                                HDFC Bank Customer Assistance.
                                This is not much of a help. I had gone to the branch on 5th sep. They did not give me the new ATM card. People of the bank who reply
                                to this complaint don't really have the position or authority to resolve anything. Their job is to send emails.
                                These supervisor level customer care people are afraid to ask the branch for answers. They just keep sending emails to customers.
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                                  V
                                  Vinod Prasad Gautam
                                  from Bathinda, Punjab
                                  Aug 31, 2013
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                                  Address: New Delhi, Delhi

                                  Dear Sir,
                                  I am vinod prasad gautam employee of as a payroll of HBL<IHDFC Bank> i
                                  have reguired pf no its so urjent pls provide me as soon as possible
                                  i hope that u provide me pf no
                                  following detail;
                                  EMp Name is :-Vinod prasad gautam
                                  employee code- CV09092
                                  JOB DURATION- 15 DEC 2007 TO 20 OCT 2008 branch office- rajaurigarden
                                  ansal plaza new delhi contact no -[protected], [protected]
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                                    A
                                    abeyq8
                                    from Mumbai, Maharashtra
                                    Aug 30, 2013
                                    Resolved
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                                    Resolved

                                    Address: Bangalore, Karnataka

                                    Hi All I have a Two wheeler loan with HDFC bank and ECS clearing is happening with my ICICI account. In July my EMI ECS returned due to insuffient balance and I have directly paid this amount to HDFC representaive directly along with penalty charges of 490. Again 29th August HDFC deducted 393 again from my HDFC account as ECS return charges. How come this two time penalty charges. Anybody can explain. Kind regards Abey
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
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                                      A
                                      Anjani nandan sharan pandey
                                      from New Delhi, Delhi
                                      Aug 28, 2013
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                                      Address: New Delhi, Delhi

                                      I have taken a lon from hdfc bank my loan account no is19512919 due to some reason my hdfc account closed and i call so many time to the collection center .kindly change my ECS account but your callcenter gyes every time sait kindly depost ypur payment when the the collection boy comes at your place he will provide you the New ECS form and the PL AC statement i provide all the the time my payment in cash every time on a reguler basis on 27 received a Threatening call receive from HDFC Bank collection center No- [protected] all though i paid my emi on a reguler basis.
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
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                                        K
                                        k s sendil kumar
                                        from Mumbai, Maharashtra
                                        Aug 26, 2013
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                                        Address: Uttara Kannada, Karnataka

                                        Dear Mr/Mrs, I would like to close my credit card account immediately , you have blocked my both credit card & debit card with out information which i feel is not right, kindly do the needful at the earliest MY credit card number is [protected] Thanks & regards, SENDIL KUMAR K. S
                                        Aug 14, 2020
                                        Complaint marked as Resolved 
                                        Dear k s sendil kumar,

                                        I request you to write to [protected]@hdfcbank.com with your card and contact details, your requirement details and ref id TTUOOO[protected]. Will get back to you.

                                        - Anay.
                                        HDFC Bank Customer Assistance.
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