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HDFC Bank Complaints & Reviews

2.9
Updated: Oct 4, 2026
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P
Priti105
from Mumbai, Maharashtra
Jan 8, 2019
Resolved
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Address: Mumbai City, Maharashtra, 400066

I have been charged annual fees in the 3 rd month without having information on same. I hold hdfc bank account and was told by bank employee that the their is bo charges for the credit card. The card was forced upon me by the employee without sharing what are the clauses to maintain the card without memberahip fees. Have filed conplains with the card authority on phone and mail but they refuse to reverse the amount also bank branch showed their helplessness for same and the credit card company is charging interest every month. This is undue and unfair on the hdfc account to lure customers and than charge them and levy interest if not paid.
Feb 10, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jan 08, 2019
HDFC Bank Customer Care's response
Dear Customer,

I request you to share your Card No, Charges details, complete issue and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

-Manoj
HDFC Bank Customer Assistance.
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    H
    Hari Prasad KP
    from Bengaluru, Karnataka
    Jan 8, 2019
    Resolved
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    Resolved

    Address: 560038
    Website: www.hdfcbank.com

    I am not able to convert my payment to smart emi. When i tried it said "we regret to inform that your credit card is currently not eligible for insta loan."

    Please do the needful, i tried contacting customer care twice. After waiting for 5-10 mins on the call, call got disconnected both times and no one called back.
    This is very disappointing.
    Feb 9, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jan 09, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    We wish to clarify that we offers like Smart EMI conversion, Insta loan, Balance Transfer, etc., will be available on the card account from time to time basis the usage and payment pattern on the card account and the same is not a standard product offering. Currently, there is no offer for Loan on your card account. Hence we regret to inform you that we are unable to accede to your request.

    -Zubin
    HDFC Bank Customer Assistance
    Jan 10, 2019
    Updated by Hari Prasad KP
    Thanks for the information. But I request you to explain all these when you offer the card itself. This was not mentioned when credit card executives came to me offering the card. Reaching customer care is a worst experience. After waiting almost 10 minutes on call, twice call got disconnected. and there was no response from your end. Anyway you have been very helpful. thank you so much.
    Hi All

    I am not able to convert my payment to smart Emi. When i tried it said "we regret to inform that your credit card is currently not eligible for insta loan.

    No one called back please check my queries and update me ASAP.

    Regards
    Arun
    [protected]
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      R
      Rupesh Yaduvanshi
      from Mumbai, Maharashtra
      Jan 8, 2019
      Resolved
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      Address: Gurgaon, Haryana, 124103

      Hey, i have received a messege saying:-dear customer, mandate reference no :- hdfc[protected] issued to ashish securities pvt ltd with value of rs.23750.00 and frequency mnth is received today for processing in case of issue please get in touch with your branch kindly help. As i have no done any transaction on my behalf so kindly tell me what to will my query will be solved
      Feb 9, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 08, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      The message received by you pertains to monthly ACH mandate registered on your account. Kindly write to [protected]@hdfcbank.com, in case of any further clarification or assistance.

      -Nadia
      HDFC Bank Customer Assistance
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        R
        Raghvi Ram
        from Delhi, Delhi
        Jan 8, 2019
        Resolved
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        Address: Chennai, Tamil Nadu

        Hello team,

        From past one year i'm using hdfc credit card. It automatically recharges my two mobile number every month and the same comes in my every month credit card bill statement.

        I want to cancel this. I never opted for such but i dont know how does it works. I tried n number of time with your customer care, but no response also i couldnt find any way to cancel via my net banking.

        Please do the need full.

        Thanks
        Raghavi
        Feb 11, 2019
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Jan 08, 2019
        Updated by Raghvi Ram
        From past one year I'm using HDFC credit card. It automatically recharges my two mobile number every month and the same comes in my every month credit card bill statement.

        I want to cancel this. I never opted for such but I dont know how does it works.I tried n number of time with your customer care, but no response also I couldnt find any way to cancel via my net banking.

        Please do the need full.
        Verified Support
        Jan 08, 2019
        HDFC Bank Customer Care's response
        Dear Customer,

        I request you to share your Card No. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

        -Manoj
        HDFC Bank Customer Assistance
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          1
          16011996tanyatyagi
          from Delhi, Delhi
          Jan 14, 2019
          Resolved
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          Address: 110092

          Hi

          My old number- [protected]
          My New Number- [protected]
          My Old phone lost on 7 Jan 2019 so that i want to change my contact in hdfc credit card

          As my old phone is lost kindly update my new number on urgent basis.
          Please update my new number as soon as possible

          My email id: [protected]@gmail.com
          Name: Tanvi Tyagi
          My New Number- [protected]
          Feb 17, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Jan 14, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          You can change or update the address on your credit card account by downloading the application form for the change of contact details for credit cards here https://t.co/rFclj5N4lz. Fill in the details in the form and send to: Manager, HDFC Bank Cards Division, PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041.

          -Anay
          HDFC Bank Customer Assistance.
          Dear Hdfc Bank

          Hello i have lost my cell on last month so i will change my mobile number on my hdfc credit card .
          please concat me urjent basis
          Regards
          Mahesh Chiplunkar
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            S
            sheila59
            from Bengaluru, Karnataka
            Jan 8, 2019
            Resolved
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            Address: 560005

            Having lost my phone i froze my bank account and blocked my credit cards on 27th dec. On 31st dec i visited hdfc bank, halasuru to reactivate and replace my accounts and cards. Neither i nor the relationship manager was able to do anything online or by phone, so forms were manually filled out and sent. On 6th jan i got a message that my account did not autopay my credit card bill. Nine days later i have not received my cards yet.
            Feb 16, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jan 08, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            We would like to clarify that, your card ending 9383 was hotlisted, as per your request on 29/12/2018 and a new card ending 0288 was generated. However, physical plastic was not despatched, in the absence of your request for the same. Here, we wish to clarify that the statement carried the new credit card account number. We confirm that we are not in receipt of the payment for December 2018 statement within the payment due date. Hence we request you to effect payment of Rs.3, 800.00 to regularize your card and provide us with many more opportunities to serve you better.

            -Zubin
            HDFC Bank Customer Assistance
            I am shocked that you have not received my request for a new card. I personally visited your Halasuru branch and my relationship manager Prashob and I tried online and by phone to request for a new card. We were not successful. So I manually signed the required forms and as far as I know the application for a new card was made.
            By the way your customer service phone is a waste of time. Even your bank employee could not figure it out.
            Sheila Mascarenhas
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              A
              from Hyderabad, Telangana
              Jan 8, 2019
              Resolved
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              Address: Guntur, Andhra Pradesh, 522007

              I have applied hdfc fastag through online and made payment of 500 inr. The reference number of the application is hfr096866. I have uploaded signed copy of the final document and rc/aadhaar and since then there is no update.

              There is no way to contact hdfc fastag guys as the customer care have no update asks to contact via mail,
              What's use of customer care service
              Feb 9, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Jan 08, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              Please email at fastag.[protected]@insolutionsglobal.com or reach Fastag Team directly at [protected] for better assistance.

              -Manoj
              HDFC Bank Customer Assistance
              Jan 15, 2019
              Updated by [email protected]
              Thanks on 14th Jan I have received .
              What is the use in reaching u at this mail, I have raised a query regarding the process time there was no reply till now. U are asking to get back again.
              I have asked what's the use of customer service if I need to mail for a complaint
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                W
                Wasim Solanki
                from Mumbai, Maharashtra
                Jan 8, 2019
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                Address: 401107

                I am tired of calling customer care agents it take a around 20 min to reach your agent i don't understand what time of customer experience you get.. The worst customer care ever. If this will be the case this bank will shot of customer very soon.. You guys literally frustrated people very bad i face this issue ever time i call customer care executive.. Very bad trained executive hdfc have
                HDFC Bank customer support has been notified about the posted complaint.
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                  S
                  suhani_2911
                  from Surat, Gujarat
                  Jan 7, 2019
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                  Address: Surat, Gujarat, 395004

                  Respected Sir/Madam,
                  I am suffering from credit card charges. Here is my problem:
                  My father has HDFC classic salaried account and I have my joint account in bank. My father has already free of charge card. so someone from the HDFC bank told about free of charge credit card. So i agree with them and issue a card. after one month we got 150 rs bill as docomo sim recharge. So i pay it through net banking but I cant get recharge so after visit of hdfc bank branch, Came to know that recharge was bounced and payment also bounced. So i thought I am not getting any recharge so why to pay and i didn't pay anything. After 2 month i got credit card charge of 2500 and that i don't know because we had must apply on strictly regulation that the card was free of charge. I also don't know I was facing this charges at that time. after visiting credit card recovery office on 7th January (today), we got to know that The person who issued a credit card he never give us any advise and always told us its a free of charge. I have also not getting pin number so I hadn't even activate card and make any transaction. so eventully I have not using any money from credit card and your charges are reached on 5700 rupees. Kindly request you to reverse my all charges. we are suffering this problem the amount was big because we didn't use even a single rupee. you can check on your records too. please help us and reverse back all charges. I went bank branch also they told us to email you. and customer care also delayed and didn't reply. we are only got trapped in this issue. and bank officer never give us proper explanation. he told us some 3 month process but after one month bank added charges. if he told us at least once that it is chargeable card, we never apply.
                  so officer give us wrong commitment and we are bearing this.
                  kindly please contact me back([protected]) or email and help me to reverse my charges. we are very grateful to you. It was a very hard situation for us to pay this much money without use a single rupee.
                  please take care of this matter on immediate basis, else tell me if i need to go to government authority to make FIR on the bank officer chirag patel: [protected] who did not give us proper information about credit card.

                  from,
                  suhani
                  Surat-395004, Gujarat
                  HDFC Bank customer support has been notified about the posted complaint.
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                    N
                    nipple
                    from Hanumangarh, Rajasthan
                    Jan 7, 2019
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                    Address: Alwar, Rajasthan, 301705

                    Mainey 17.11.2018 ko branch me ja kr account close kreney ki request diya tha .after 2 month bhi account close nhi hua .
                    aur maintenance charge alg se charge kr diya .app se request h ki jald se jald account close krney ki kripa krey .request lene ke baad bhi account close nhi hota aapke bank me .boltey h accont close ho jayega .paise phley charge ho jata h .account . ××××××××7920
                    HDFC Bank customer support has been notified about the posted complaint.
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                      nipple
                      from Hanumangarh, Rajasthan
                      Jan 7, 2019
                      Resolved
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                      Address: Alwar, Rajasthan, 301705
                      Website: ashusri 92 @gmail.com

                      Mainey 17.11.2018 ko branch me ja kr account close kreney ki request diya tha. After 2 month bhi account close nhi hua.
                      Aur maintenance charge alg se charge kr diya. App se request h ki jald se jald account close krney ki kripa krey. Request lene ke baad bhi account close nhi hota aapke bank me. Boltey h accont close ho jayega. Paise phley charge ho jata h.
                      Feb 9, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Jan 07, 2019
                      Updated by nipple
                      1720
                      Verified Support
                      Jan 08, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      Let us look into it for you. Please share your Account No./Customer ID with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                      -Anay
                      HDFC Bank Customer Assistance
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                        U
                        Utpol5555
                        from Dimapur, Assam
                        Jan 7, 2019
                        Resolved
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                        Resolved

                        Without consent/ permission attached oneassist with credit card of hdfc bank and started realising charges₹1399/- and failed to cancel oneassist in spite of repeated requests to hdfc bank and to oneassist. So immediately refund whatever charges realised and cancel oneassist

                        4 digit no of credit card — — 7890
                        Oneassist membership no — 5676580
                        Name — shyamalendu chakraborty
                        Aug 8, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Shyamalendu,

                        We regret the inconvenience caused. We have forwarded your case to the concerned team. Please allow us sometime to investigate on your case and revert you back.

                        Regards,

                        Devendra,

                        OneAssist, Social Media Team.
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                          M
                          Mannatjuned
                          from Jamnagar, Gujarat
                          Jan 7, 2019
                          Resolved
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                          Resolved

                          Address: Vadodara, Gujarat, 390003

                          Hello,
                          I am Krishna lathiya
                          I have account in HDFC bank and my register number is [protected]
                          Today, I was talk to one of your executives on call her name is shwati she was too much rude with me, I was just call regarding my unknown translation after she spoke some word in hindi " ak to account me paisa hota hai nai " after I request her very politely that plz transfer my call to your senior then again she use same sentence after too much request to her she purely denied to transfer this call to anyone... and without my permission she transfer my call to IVR ..and after I was disconnect the call...her sentence too hurt me I know I have insufficient fund in my account but she doesn't have right to use this type of language...
                          Kindly take action regarding her and informe me otherwise I have call recording I will upload on FB or Twitter...
                          Feb 15, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jan 09, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          Kindly write to [protected]@hdfcbank.com mentioning your account details along with the Phone Banking number and location you had called, to enable us to investigate the matter. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                          -Manoj
                          HDFC Bank Customer Assistance
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                            Nikh 55
                            from Chennai, Tamil Nadu
                            Jan 7, 2019
                            Resolved
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                            Resolved

                            Address: Bangalore, Karnataka, 560076

                            I have been charged 1200 for not maintaining minimum balance and since i have left my job and this account was converted to savings account without any intimation and also levying penalty without prior intimation amounts to cheating. There is even no mention of these deductions in the account statement. I will not pay this negative balance. I want these charges to be waived and my account to be closed.
                            Feb 18, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 09, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Kindly note that our Branch Official Ms. Marcilla has emailed you on January 08, 2019 to address your queries and concerns.

                            -Nadia
                            HDFC Bank Customer Assistance.
                            I got my credit card when i was in dubai when i came from dubai after 20 days im not able to set the pin please help me in creating my pin i went bank no body help me which im getting thr pin from otp thats not working bcoz its more then 15 days now which i get the pin not able to set so i went bank also
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                              Pramod Gunda
                              from Bengaluru, Karnataka
                              Jan 7, 2019
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                              Address: 411048
                              Website: Indian consumer

                              Hi this pramod gunda exsting custamer of hdfc bank. Today Hdfc has charged 885rs for debit card annuval usage charge without any prior information to the custamer. Hdfc is charging higher fee for the debit card usagesand it is mandatory to charge reasonable amount or provide chargeless cards.
                              This is very disspointing service from hdfc and request them refund or provide with chargeless cards.
                              Please do infom to the custamer before debiting the amount from the individual custamers.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                Viky Nair
                                from Coimbatore, Tamil Nadu
                                Jan 7, 2019
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                                Address: 600099

                                I did not agreed of any loan and I revived SMS Rs 11250 for debit mandate registerarion I dint not got any loan or signed anything
                                Kindly reslove this issue
                                Even I doesn't know about Ashish securities put ltd
                                Kindly let me know as soon as possible before filing for fir in police station
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  Dipdyut Bhattacharyya
                                  from Bengaluru, Karnataka
                                  Jan 7, 2019
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                                  Address: 560037

                                  My Name is Dipdyut Bhattacharyya, requested for a replacement of HDFC card which was damaged. I was told from the ITPL Road Branch, kundanahalli that if you want the card to be delivered on the branch, I can tell the Blue Dart delivery agent to do deliver to the branch. This is not true, the blue dart are not ready to deliver the card to my nearest branch and neither the HDFC branch or credit card department is assisting me on that. I need the card as soon as possible due to medical emergency. I need to have the card and make payment by Friday, 11th January 2019. If I don't receive the card, I'll take the help of consumer forum and social media and make sure HDFC takes hit.
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    Subhadip Vicky Bhattacharya
                                    from Kolkata, West Bengal
                                    Jan 7, 2019
                                    Resolved
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                                    Resolved

                                    Address: 700124

                                    I would like to file fraud case against hdfc bank ltd, barasat, knc road.

                                    I opened s/b with hdfc bank in december, 2018 and when their executive approached me for opening s/b account, he did not give me any information regarding demat account linked to it. They are deducting rs 1299 annually as annual maintenance charges whereas i am never aware of that i have such account. I only got to know in jan, 2019 when i saw my mini statement where it was mentioned that rs 1299 has been deducted as depository charges. It's typical fraud case where executive did not educate customer with all the details.
                                    Feb 12, 2019
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jan 07, 2019
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                    -Manoj
                                    HDFC Bank Customer Assistance
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                                      Naresh Naidu Galla
                                      from Channarayapatna, Karnataka
                                      Jan 7, 2019
                                      Resolved
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                                      Resolved

                                      Re - hbl=[protected]

                                      My name is galla naresh, i have a credit card which is already expired but still you people are sending me to pay 584 rupees on renewal charge. How stupidity is this card expired and i don't have new card. You want me to pay bills for yearly renewal charge's. Immediatley close my credit card. I have already mailed closure form and diagonally cut card. Otherwise i will proceed legally.

                                      Thanks
                                      Galla naresh
                                      Feb 11, 2019
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Jan 08, 2019
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      As per our records, your card ending 2791 has been temporarily blocked with effect from 18/12/2018. However, we confirm that the card is still not closed permanently. We would like to inform that the Times Titanium card will attract a nominal renewal fee, considering the features and benefits available with the card. However, the renewal fee will be auto reversed when your card usage spends during the previous 12 months period exceeds Rs. 150, 000.00. Our records indicate that you have used the card only for Rs. 4806.88. We regret our inability to accede your request for reversal. We request you to use your credit card for the aforesaid spend limit to get the renewal fee waiver on future renewals.

                                      -Nadia
                                      HDFC Bank Customer Assistance
                                      Sir i paud money of 250 to payu now money got debited but not credited to payu now
                                      I have account in HDFC branch located at whitefield Bengaluru and deposited some cash in the same branch but still you deducted 442.50 rupees on the name of INTER BRN CASH CHG INCL GST. Which is completely illegal deduction.
                                      Please look into my issue ASAP.
                                      My phone number [protected].my credit card number 8690
                                      Credit card not yet dispatches to me. It was not sending to me at my proper timing via blue dart. I want to change my mailing location, i want to send this address No.1 Nagalingam street, pasumpon nagar, pammal, pallavaram, chennai 600075 so do the needful as so as possible.

                                      Sudhan I
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                                        Vinodkumar L
                                        from Delhi, Delhi
                                        Jan 7, 2019
                                        Resolved
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                                        Resolved

                                        Address: 560005

                                        Hello,

                                        I would like to make a complaint regarding the hdfc bank debit card annual fee on my account. They deducted 885 inr from bank account without my notice.
                                        I am using hdfc bank platinum debit card. I had never requested hdfc bank executives for platinum debit card and they did not inform me about platinum card annual fee during the creation of bank account.

                                        I want full refund now of 885 inr.
                                        I use hdfc account to deposit cash and i don't need higher credit limit debit card.
                                        Expecting to solve my issues asap.

                                        Vinod
                                        [protected]
                                        Feb 9, 2019
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jan 08, 2019
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We understand that Ms. Sreevidya has contacted you with regards to your query. We trust that your concerns raised on debit card charges has been conclusively resolved to your satisfaction. For further clarification, if any kindly contact Branch Manager Mr. Satish Dixit on [protected].

                                        -Nadia
                                        HDFC Bank Customer Assistance
                                        Dear team
                                        I have apply my garage since last 10 days but card not received till date i call for Hdfc customer care but he not response me & rudely talking with me fastag reference no. is Pls provide me fastag reference no. is HFR096602
                                        Dear sir,

                                        my details are below

                                        My last working day is 5 july 2017.

                                        Name Deepak Sangwan

                                        Emp code. D12988

                                        please send my salary slip and advise me how we can withdrawal our pf ?
                                        Hi,
                                        I have lost my HDFC food card today.Could you please block the card and let me know at you earliest.

                                        My email ID: suneethadevi.[protected]@tcs.com

                                        Thanks &Regards,
                                        Suneetha
                                        Suneetha6's reply, Jan 2, 2019
                                        One of my colleagues found my card and returned it. Please close the complaint and DON'T block the card
                                        I lost my wallet id & customer id to login the fastag
                                        I got a message that I need to send my passcode 826372 for TWM to 5676712.
                                        I did it three times but they says invalid keyword.
                                        I am worried that my application will not be processsed further.
                                        Kindly resolve the issue and process my application further,
                                        My application no. is 18L[protected]N1

                                        Thanks & regards

                                        RAJESH KUMAR SAINI
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