HDFC Bank Complaints & Reviews

I have salary bank account in hdfc bank from last 6 month they are charging me low balance charges. They have mentioned i should mantained 1000 rs bcoz my account is now converted into saving account. Now i have told to branch employes that i will mantain 10000 rs but please refund my amount, bcoz the amount is near about 6000 rs. But after the mantaining 10000 rs, they are telling we can't refund you that deducted amount, so please check...

Dear sir i'm already requested smart pay on my idea mobile number. Our telecal executive reffer register smart pay. Benefits of annual fee waiver offer. I ready to register smart pay i tell my mobile number. Our executive conformation of annual fee waiver. But still time amount of 500+45+45 charged. I check my smart pay but not registered my idea number. Our executive reason idea number not linked smart pay. But this is not my mistake. It wrong communicate our executive. Kindly refund my amount of 500+45+45=590.

Card ending : 0515
Mobile no. : [protected]

On 20 Nov 2018 i have ordered Mi Earphones in amazon india[protected] and on the same day i cancelled that order and received a mail confirmation from amazon india on the same day with refund reference number[protected] and it is mentioned in the mail that refund will be credited to my account on 28 Nov 2018 but till not i haven't received any refund and am attaching the documents for your reference. Called hdfc customer care multiple times but they are telling amazon india have not initiated the refund and when i call amazon india they are telling that it is pending since hdfc people haven't processed further.

Dear sir,

I have deposited cheque no 000017 in 17/11/2018 at dindori branch in hdfc bank. My account number [protected] named as shikha vishwakarma. I have deposit slip as a proof. But yesterday they send me back cheque with report your cheque post dated. Sir cheque last date have crossed.
Now this is not my mistake this is bank manager mistake and i confirm manager through phone if fund is not sufficient so bounce the cheque client will not again issue me cheque i need this bounce status of cheque for legal uses. Now i am in big trouble... Kindly resolved my problem...

Dear sir/madam,
This is to bring in your kind notice that i manoj kumar holding your credit card no 485*1998 from last couple of years.
Now the issue is that my billing cycle is on 4th of every month the last bill which i received in the month of nov 2018 and the due date was 24/11/2018 and i have deposited the last c/q on dt. 22/11/2018.
And according to me i had paid your bill before due date, now may i ask you that why i have charged finance charge rs.8578/- and other various charges saying that you have got my payment late, any local cheque take not more the two working day to clear. Now may i also ask u to explain me that how i made the payment late and why i have charged extra. And the mental harassment which i am facing from couple of days and who will be the responsible for my unnecessary harassment for making my payment with in time as i do usually.
Sir i would be thankful i[censored] look into the matter and pl revert my all the extra charges immediately, as i may also tell you that i will not pay any single penny extra related to the above matter and pl do the need full and kindly revert back.
Yours
Manoj kumar
[protected]
Email - [protected]@gmail.com

Note: all the related receipts and other documents are attached relating to the above matter.

Dear sir,

I have already had a credit card from hdfc bank since from past 1.5years and i have closed it manually by mailing a letter to branch head near nallakunta due to my abroad plans now all my plans are cancelled due to some other reasons which i couln't mention here.

Later i applied for my credit card through online banking with the help of relation manager reference number ([protected]s3) and after few days i got a message that you mailing address has been changed. Yes!! It is but after dropping a mail to branch head to update my new address they approved it and my process never started its been a month now and the status of my credit card is dissaproval without any solution. Please look forward i request you to re-process my application again.

Thanking you,
Mangalampally durga prasad

Hi,
I have submitted all the details and documents to one executive of hdfc bank for credit card in saheed nagar branch, bhubaneswar. But, today they showed the status as declined. Now the executive is not picking up my call. Also i visited hdfc infocity branch, bhubaneswar. They stated me that due to resident office address and current residing address the application is declined. I have submitted all the relative documents but still its get declined. How this is possible?

I am gurpreet singh posted at mansa from sangrur punjab.
Sir/madam
I take personal loan from hdfc bank my first emi due on 06-nov-2018 is rs 6573 on hdfc bank loan account no. 60884321 due to punjab govt pay software problem my salary not deposit on time and my salary account was freezed/onhold in the meantime my emi date due on date 06/11/18 reason of account freeze cheque return to hdfc bank. I paid my emi cash in hdfc bank account given by their patiala head manager who is incharge of this region. And my emi deposited with fine/other charges. But on 20/11/2018 emi again through cheque no 799831 deducted from my salary account 2nd time.
I am many time requested to manager that why ur bank again deduct emi second time. But nobody cares.
Then i contact with ur website to you. After i request u then bank refunded my emi. Now i also demand fine and harashment amount from bank of rs 5000/- why hdfc bank deduct emi two time and why they harashing people by using these tricks. If bank take fine from us why we people releaf them. I request many times that my salaried acount freezed due to problem in punjab govt system. But nobody cares and deduct cheque return charges from my account.
Dear sir i am requesting you to please solve this issue immediately and fine amount of rs 5000/- refund me bank. And warn these banks never harash people by doing these type of cheapthings and tricks.

Thanks
Regards
Gurpreet singh
[protected]@yahoo.com

This unauthorized international transaction happened on 15th Oct'18 on my HDFC Credit card ending with last 4 digits as 6023 and on name of Harsh Gambhir and immediately I reported to call center and got my card blocked.The phone banking executive told me that they will report this to dispute and I will hear from them on way ahead. I have been was waiting for the revert from the bank on action they have taken or to be taken and to my surprise they have charged me with the amount in my statement and further getting calls from recovery for payment...this is harassment.

Hello sir/maa'm,

Before writing something to you i would like to say that i have trust in consumer forum that you will surely help people.

I hold credit card of hdfc bank from last long years & taken personal loan 3 times for 5.5 lakhs & i never bounced emi as well as credit card outstanding also paid on time, but this time only little amount of shopping done over the credit limit & hdfc bank applied charged...

Hdfc bank sanctoined illegal loan without checking repayment capacity of customer, cibil record for existing loans and net income.
Already existing emi overlap from net monthly income, then also hdfc sanctioned loan of rs. 1, 73, 000.
Till date customer pay emi, but he get in very bad debit financial condition and not able to pay emi now. He request their senior officer / managers and also to ceo mr. Aditya puri. But instead of help, they lock saving account and not to close this account. Taking daily followup.
Customer already in tension and his staff increase his mental stress.
Here bank did mistake and abusing customer.

Hi hdfc team,

I had purchced an item from amazon on emi which was supposed to be no cost emi, i understant that the interest on emi was reduced by amazon from the device price. But now in my e statement i could see that i have been charged with two components namely mer emi int nbr and finance charges. According to me it should have been only a single charge rather than two things.
Please clarify!

Thanks,...

This complaint is about penalty you charged as amb charges without letting me know for this month even after maintaining 10k as minimum balance.
This is worst you doing with your customer. I want refund for the same else would complain to rbi forum.
This way you will lose your customers.
I wand issue to be resolved as much as possible.

A/c no - [protected]

On 2nd december 2018 i did an imps transfer of rs. 5, 000/- from my hdfc saving account to ubi. The amount has been debited but not credited to the beneficiary account. Its been more than 4 days and still the amount is nowhere to be traced.in the hdfc application for mobile banking the status of the transaction shows as processor down. I would request the bank to look into this matter and resolve this issue.

Hdfc being such a reputed bank comitting these types of silly mistakes is highly unacceptable.

Good day. My name is arunkumar. I have applied for credit card 3weeks ago. Initially after all verification my application shows declined. I made a complaint, later they changed it to inprocess again. Now i received a mail that my application can’t be processed due to internal guidelines.

If that is the problem, why you made me wait this long, submitted the document several times, i have spent a whole week resubmitting documents, all
My verification are successful, if salary is the criteria then you must have informed earlier itself.

Please don’t make this process useless fot me. Kindly reconsider the application and give positive responses

I am a hdfc bank customer. Amb charges are debiting from my account without my notice.in this month - december, amb charges are debited. I got messages as amb chrg incl gst for december2018 deducted. This is very annoying and that to without any intimation unnecessarily my amount is being debited. My account is salary account that is not necessary to maintain minimum balance i am requesting you to refund the amount to my account. If you are not going to refund my amount i have to close this account for sure. Request you to kindly get it resolved.

Hi
Myself nikhil sinha, i have applied for the credit card but it's already been month and it still showing in process, plz help
Waiting for your response
My application no is18k[protected]s2
After calling so many times to customer care they are saying we can't do anything.
I really want to know how much time it will take more for a credit card by hdfc
Thanks
Nikhil

I have initiated a transaction of imps for rs 10k on 1st dec and it got timed out. When i asked the customer care they said that it will credited to my account within 3-4 working days. However still the same has not happened and they simply cut the call or transfer the call to different unit and it gets cut before i could explain my situation.

As per npci, every time out should be reconciled every day and charge back should be issued within 2 days. But the same has not been done here.

Please help me out.

On 20th nov i made pre-close my load account, bank person told that you get a message after closing loan account. But till date 05th dec, no information. I have called to customer care and they told on 29th loan account is closed.
But after closing loan account, amount is been is deducted without any information.
Fraud done by hdfc bank.
Without my permission they misuse my account.

Loan account no: 43169765

I am a hdfc bank customer. Amb charges are debiting from my account without my notice in this month - november amb charges are debited. I got messages as amb chrg incl gst for nov2018 deducted. This is very annoying and that to without any intimation unnecessarily my amount is being debited. And please note i have maintained the good balance in account. Still if they deduct amount every month, it will be a serious problem for me. I am requesting you to refund the amount to my account. If you are not going to refund my amount i have to close this account for sure. Request you to kindly get it resolved.