Home Credit India Finance Complaints & Reviews

Hi, I am not a Home Credit customer and have never taken a loan. Still daily I am getting calls from Home credit. I took a Corporate mobile no. 3 months back and probably the previous user of this no. had taken a loan from Home Credit. I have explained several times that the no. now belongs to me and I have no idea who the previous user was still the executives keep calling. They say that I have to prove my identity as I might be the...

my loan number is [protected]. my loan approval date is[protected]. Mr. Abhishek Mehra (home credit cash loan department) told me that i get money within 3 days in my bank account. but today is[protected], still i don't get my money. Also i don't get any satisfactory answer from home credit team. i call continue approx 24 hour but no one update me. I don't get money but they sent me EMI schedule in taht mention i have to pay first EMI on[protected]....

Dear Sir/Madam, My self Sahil Agarwal and i am owner of RAJ RISHI TELECOM Retail Showroom. I want Home Credit Finance Service for finance to Handset because many customers want there handset finance only with HOME CREDIT and i would like to inform you that for home credit registration process i has already Submit my all document to Mr. LALCHAND JI MOB NO - [protected] (Employee of Home Credit) before 1 month but i got no any response by...

I have taken the loan of Rs.10700/- from Home Credit India & at the time of taking loan there representative asked me to pay 8 EMI of 1140 + 1580 with the last EMI & ask me to choose wether you pay cash or through ECS. I have opted ECs facility & i pay my all EMI through ECS on the time but i came to know that the last EMI of Rs.1580/- was not deducted from my account than i immidately talk with there representative & the conversation is...

Fraud to me by your sales executive. Actually I have purchased a mobile(Gionee E3) by Home Credit India Finance Pvt. Ltd at 0% finance. But company charged to me 24.80% + 5% extra. while i want to closed my account, infact i have paid 4 installment on time but at a time of close my account company demanded to me Rs.6012 and my remain balance is 2528. This is extra charges according to providing details by sales executive. Customer Care-Mr....

I approached a Home Credit agent to purchase a mobile on installments and he advised that I would have to pay maximum of 1500 rupees extra from the actual cost of mobile. I agreed and gave all the documents and signed the paperwork. As I had to present this phone as gift to my sister so she was there at the counter to receive the product and I left because I had to go office and I was getting late. I did not know or calculated how much...

I am ruining a loan from your company however from few last month my financial condition not good .I already informed in advance i am not able to clear my emi for this month after emi being bounced my loan details shared to everyone who made the call either to my mom dad my brother . So many calls and rudeness the way talk o your agent is hares sing me mentally. i cleared my 20 ems if i am not able to clear one emi i don't think u will...

Dear Sir/Madam, Greetings! My wife got her mobile phone financed from Home Credit India, these people start making calls to us before a week of the due date and it is not once they make at least five to six calls and SMS us which is quite humiliating, last month they made 50 calls to my wife's phone even after paying our EMI on time. We filed a complaint against them in the local police station. Their behaviour is very rude when they talk...

Hi, I have very bad experince with home credit...they couldn't even speak hindi properly, english toh bohot door ki baar hai, took a tv loan from home credit india and my EMI is 10th of every month, last month i.e in january, i advised the agent of home credit that due to some financial issue i was unable to pay, however i will pay you in cash in a week or i will pay with my next EMI and i hv agreed to pay the late payment fee but one...

Dear Sir/Madam, I have a taken a loan from India's worst finance company Home credit finance India limited for Rs. Approx 31000 and they have charged interest on the same and having an EMI of Rs. 2540/Month. Last month itself I was not able to pay the EMI of Rs 2540.00 so that I have asked to them for late payment fee and said to deposit in upcoming EMI date including all that charges. For that reason only I am getting 100 calls...

Dear sir, Myself Navjodhpal singh, my loan number is [protected] company name home credit india At the last payment I heard from the customer care desk that we are not providing you the original bill of your mobile. We only give you a NOC letter nothing else we are going to provide you. At the time of submission of documents mr. Ravi kansal told me that after all instalments we will return your all documents but now they are refused to...

Hi, I purchased a Bajaj Discover motorcycle on 10th Mar, 2013 from Deewan Bajaj, Lajpat Nagar, New Delhi. The On-road price of the vehicle at that time was Rs. 62501/- out of which I paid Rs 23700/- as down payment(including processing fee of Rs 1900/- towards loan financing) and took a loan of the Rs 42, 000 (balance amount) at an interest rate of 8.54%. The loan (Loan number [protected]) was taken from Rajshree Auto Finance...

sir mene bike finace per karwaiyi hai homecredit company se but meri two times ki emi late ho gayi hai toh yeh mere uppar penalty laga rahe hai mere pass itne rupees nahi hai ki mai penalty de paunga, , , kunki ab mere pass job bhi nahi hai please meri problem ko samjiye aur penalty ko samapth karwaye...aapki atti kirpa hogi... name ankur khandelwal contract no...[protected] jo yeh no issue hua home credit se......

Hi, I am anuj verma i have a loan from home credit India which is from last 1 year every day i have received many call from out bond team and that is unnecessary calls and they charged me 1700/- Rs. Extra charges due to late payment I am not ready to pay that charge so please reverse the charges otherwise I will not pay any amount to home credit India. Loan No - [protected] Regards, Anuj Verma [protected]...

Dear Home credit, My self Jaan Mohammad i am finance two wheeler my loan number is-[protected].My total payment had Rs.3220 with late payment charge and with my pending amount.I have called customer care number and arrange field boy for monthly payment.He has come and collect Rs.2920 with me and on call Mr. Vikash committed to waiver but waiver is still pending Rs.300.I am shock when a retention call on my number and confirm me my pending...

Hello there, I would like grab your attention on my matter and share my views for "Home Credit India Finance Private Limited"On 8th Aug 2014 a waiver of Rs 300 commented for loan no. [protected] by an agent (Deepa) saying "Extra charges will be waived of if I pay the EMI same day she sends a collection executive", I accepted it and paid the amount.It has not been done till 28th August 2014, while it took 7-10 days to get accepted (as per their...

Hi Team, This is to inform you that I took a loan from home credit India in the month of April-2013. I gave all required documents as per their requirements for ECS. My 1st ECS was supposed to be on 05/04/2013 but it was not go through then they told me to pay first payment manually and they also promised me that next time I will not face any issue related to re-payments, I did the same. Next month also I faced same issue, when I asked...

A person from home credit came to my house on 9/04/2014 and asked for the EMI of my mobile which is to be paid on 10th of every month. He told me that my EMI date was 3/04/2014 and then saying to me that if I will not pay him cash right now then he will impose 400Rs penalty on me. They are doing it because of bank holiday on 10/04/2014, but they cant do so without informing their clients. But on the other hand, my due date is on 10th of every...

Hi well this Is a complaint with Home
credit I had taken a Phone from Home Credit and the cost of the Phone in the Mar


Kept is just 19000/- and there was an ECS that was going from my bank on a monthly basis. I have paid the full amount of the phone which is the market price that is 19000/- but the company is demanding me for another 8000/- more where the phone price is not that much. I have told them that why...

my name is sarabjit singh assi and my loan no. is [protected] i take a loan from home credit india as i pay my instalment on time . in my last3 instalment in pay whole amount to shut don my case .i call customer care and i say that plz give the amount which i have to pay and they gave me the amount of 6177 .he say that is the final amount u have to pay ...and i diposit money in axis bank ..after a day i call customer care for N.O.C ...the...