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ICICI Bank Complaints & Reviews

3.2
Updated: Aug 25, 2026
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ICICI Bank reviews & complaints page 304

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M
Mohammad Arafat Ali
from Garhmuktesar, Uttar Pradesh
Feb 18, 2021
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The transaction was not verified as there was no verification code received from the bank. The transaction was made on 29th December 2020. As of now I would consider that it is the bank's casual approach which led to this dispute. I have attached the refund receipt & the app where the amount is refunded from the merchant. It was the mistake of the bank & this has happened for the second time with me. Earlier the amount was less i.e. Rs 79 but this time the amount is Rs 6400. I would not have raised this issue this time also if the amount was not that much. I am very frustrated as during such time of crisis money is deducted or charged by the bank. I am really depressed by this situation as I am not provided any solution by the bank. The mistake is of the bank that without any verification code how did the bank made the payment. So I would not pay that amount until & unless the dispute is resolved. Also I would not go to the police station & spare my time for the mistake of the bank
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Feb 19, 2021
ICICI Bank Customer Care's response
Dear Customer,

We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1ciox) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team
Feb 22, 2021
Updated by Mohammad Arafat Ali
Kindly provide me a valid email Id. My issue is still pending.
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    G
    geil.ashish
    from Vijayawada, Andhra Pradesh
    Feb 18, 2021
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    ICICI Bank — icici looting customers with hidden charges - 60 transactions deducting 29.50 rupees each time from my icici account and customer care number is not reachable

    My contact details [protected]
    ICICI Bank customer support has been notified about the posted complaint.
    Feb 18, 2021
    Updated by geil.ashish
    Further to this connected with ICICI customer care. Highly unprofessional unfortunately they don't have any solution to this. Upon asking to close the account I was told you need to visit branch only and I am advised not to use account and don't keep any balance. In this situation when everyone is WFH like hell. I am wasting my time and these people are set for another big Fraud
    Verified Support
    Feb 21, 2021
    ICICI Bank Customer Care's response
    Dear Customer,

    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

    Regards,
    ICICI Bank Customer Service Team
    Feb 26, 2021
    Updated by geil.ashish
    Still waiting for call.
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      N
      Nayak88
      from Hāora, West Bengal
      Feb 18, 2021
      Resolved
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      Resolved

      Dear Team,

      This is regarding Amazon refund amount 1332 with Ref no:[protected] which refund has been initiated in 30-Jan-2021 and this is not yet credited to my account. Kindly track the amount and complete the transaction.
      Aug 7, 2021
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Dear Customer,

      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cgpy) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
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        IamHiteshJangir
        from Jhunjhunu, Rajasthan
        Feb 18, 2021
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        I did the payment on "http://www.reetbser21.com/ReETfoRm2021/PaymentInvoiceLevel.php" by Online ICICI payment bank, then select the "SBI Net banking" and complete the payment.
        The payment was successful on SBI Net banking but not reflected by "ICICI Online Payment" to the "reetbser21.com"
        tomorrow[protected] will be last date to fill the challan.

        So please help me to reflect the payment or getting refund so that I can make payment again.
        ICICI Bank customer support has been notified about the posted complaint.
        Verified Support
        Feb 18, 2021
        ICICI Bank Customer Care's response
        Dear Customer,

        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cgpl) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
        Mar 04, 2021
        Updated by IamHiteshJangir
        Thanks for reply.
        your email is not showing(it shows [protected], please resend.

        please refer to this complain for more details.

        https://www.consumercomplaints.in/icici-online-payment-transaction-not-verified-by-icici-bank-online-payment-c2815557
        Please Check my another complain for more details, as there is no option for edit the complain.
        link is here ( https://www.consumercomplaints.in/icici-online-payment-transaction-not-verified-... )

        I'm also posting the proof of payment and problem.

        please do it on urgent basis,

        as

        [protected] is the last date of online payment.
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          B
          Bishal Gope
          from Noida, Uttar Pradesh
          Feb 18, 2021
          Resolved
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          Resolved

          Sir an amount of rs199/- has been deducted from my icici account and the transaction message says vsi/amazon stan. Neither had i done any transaction nor did i get any otp during the transaction. Neither i am a prime member thinking to be auto renewal. I have checked this when i was going through my account statement, the amount was debited on 17.02.2021 at 11:18 pm. Could you please assist me regarding this. Please find the attachment regarding the same.
          Aug 14, 2021
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Feb 18, 2021
          ICICI Bank Customer Care's response
          Dear Customer,

          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cgp9) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
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            M
            Manoj@tyagi
            from Ghumarwin, Himachal Pradesh
            Feb 17, 2021
            Resolved
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            Resolved

            Sir

            I travelled from hapur to gaziabad via chhajarji toll plaza(NH-24), buyed a new fast-tag on dated 16 Feb'21 and for that payed ₹200. In ₹200, the clear balance is 150₹. Since I had to return back on the same day, So I requested the person to add some more money in my paytm wallet so that i can come back without any obstacle.So added ₹150 more in the paytm wallet. During one way ₹125 got deducted at one toll and while returning back on 17 Feb'21 at 4:00 AM, they stopped the vehicle and said that you have low balance and you have to pay additional penalty with toll. I wasted my 40 minutes trying to convience them that the balance is enough to pay the toll. But they didn't understand and i had to pay ₹250 in cash(via ticket no.[protected] ₹250 - dated 17 Feb at 4:42 am). The behaviour of the employees there was very pathetic and i was unable to understand who all were the employee because none of them was wearing id card nor having any uniform indicating as if the local people were hired there to be and who do not have any way to behave. Presently my paytm has a balance of ₹175. Also when we are supposed to return within 24 hrs we get a toll charge of ₹190 but here I had to pay ₹375.
            All the details are mentioned as below:

            Vehicle No. - UK18H5773

            Mobile No. - [protected]

            Fastag no.[protected]

            Date of journey - 16 Feb'21 wt 1:03 PM from Hapur to Gaziabad via ticket no. - (toll id -[protected]aP)-₹125 via Paytm

            Return journey - 17 Feb '21 at 4:24 PM

            Kindly look into the same and you are requested to refund the excess charge that has been paid by me.

            Regards
            Manoj Tyagi
            Aug 13, 2021
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 18, 2021
            ICICI Bank Customer Care's response
            Dear Customer,

            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

            Regards,
            ICICI Bank Customer Service Team
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              A
              Atulsaini86
              from Noida, Uttar Pradesh
              Feb 17, 2021
              Resolved
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              Resolved

              Hi,

              Yesterday ECSRTNCHGS charges is deducted from my account without any confirmation email or message from bank end. I even don't know what is ECSRTNCHGS. This is totally unprofessional. Kindly give my money back. my number is [protected] and email ID is [protected]@gmail.com.
              Aug 6, 2021
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              ECSRTNCHGS charges is rs.590/-.
              Dear Customer,

              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cgy0) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team
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                A
                AnujSharmaTCS
                from Noida, Uttar Pradesh
                Feb 17, 2021
                Resolved
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                My account got debited with 151.86 and 18.20 INR respectively in the same day.
                The incident happened with me on 17 feb 2021 and I'm very sure that I did not register for any such company ever in my life.
                The message is including the keywords such as *VSI*NetPASS* and VSI*FreeLance
                Aug 6, 2021
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Dear Customer,

                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cgxq) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team
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                  A
                  adpuja123
                  from Bengaluru, Karnataka
                  Feb 17, 2021
                  Resolved
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                  Resolved

                  Hello

                  An unauthorized transaction of INT 4528 has happened 2 hours back from my ICICI debit card which is linked to my account.
                  I never received any OTP to approve the transaction. I just received an e-mail intimation with the above transaction alert, having transaction remarks as MSI/Amazon Prim. I have not made any purchase on Amazon or any other platform today. Also there is no auto debit set up for this amount on my card. Please help resolve this.

                  Regards,
                  Astha
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cfbj) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
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                    R
                    roshanaher01
                    from Pune, Maharashtra
                    Feb 17, 2021
                    Resolved
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                    Resolved

                    Hello Sir/Madam,

                    I am having my salary account in ICICI bank . But a few days back 88.50 Rs/-(29.05 Rs * 3) were deducted from my salary account and when i looked into my mini statement it was described under "ATM DEC CHG". And when I tried to explore it over the Internet, I found these charges are applied for when the ATM of another bank declines to withdraw the money, if it doesn't have enough. So is it ethical to charge customers for this reason ???? Although I was having enough balance at that time.

                    REGISTERED MOBILE NO: [protected]
                    REGISTERED EMAIL:[protected]@gmail.com

                    Transaction details :ATMDEC CHG/[protected]/2374+GST
                    2)ATMDEC CHG/[protected]/2374+GST
                    3)ATMDEC CHG/[protected]/2374+GST
                    I want a proper justification
                    Aug 14, 2021
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Feb 17, 2021
                    ICICI Bank Customer Care's response
                    Dear Customer,

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team 
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                      T
                      TAmizhV
                      from Ambattūr, Tamil Nadu
                      Feb 17, 2021
                      Resolved
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                      An amount deducted from my bank account named undermentioned
                      TAMIZHMANI V
                      Ac[[protected]]
                      Ifsc - icic0001062

                      Rs 590 has been deducted from my account on[[protected]] against NACH_AD_RTN_CHRG~ADBLDE~SK~05FEB21~3b3d528~CAMDENTT.

                      Let me know why you charging this amount from my account. What this is charge for?

                      .
                      Kindly refund my money otherwise i will file a compliant in consumer forum.
                      Thanks & regards
                      Tamizhmani V
                      Ph. [[protected]]
                      [tamizhvela]@gmail.com
                      Aug 9, 2021
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Feb 17, 2021
                      ICICI Bank Customer Care's response
                      Dear Customer,

                      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                      Regards,
                      ICICI Bank Customer Service Team 
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                        M
                        Madhankumarmd
                        from Musiri, Tamil Nadu
                        Feb 17, 2021
                        Resolved
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                        Resolved

                        My icici account is charged with the following surcharges from icici bank for using the debit card at petrol bunks, i am really not sure why icici is charging for the digital transaction?? Charges happened on date 16/02/2021
                        Surcharge dt:13/02/21 mcc 5541 — rs 29.29

                        Government is encouraging the digital payments, where as icici bank is charging for digital payments, i can not understand and i feel cheated by icici. With lot more charges from banks it seems better to handle all transactions on cash.

                        I request the refund of the amount debited from my account
                        Aug 6, 2021
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cev1) in the subject line of your email. Our official will assist you.

                        Regards,
                        ICICI Bank Customer Service Team
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                          P
                          prabhakarvalluru
                          Feb 17, 2021
                          Resolved
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                          Resolved

                          Address: Bangalore
                          Website: ICICI

                          I have applied for 2 IPOs during last 2 months using ICICI UPI payment method. The details I can see in UPI section of my mobile banking. but the same transactions are not available in the bank statement.
                          I have not received the shares from an IPO. Money also not credited back to my bank account. Please assist who can help and whom can we check with.
                          Aug 6, 2021
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cf4a) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            P
                            prabhakarvalluru
                            Feb 17, 2021
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                            Resolved

                            Address: Bangalore
                            Website: www.icicibank.com

                            In last 2 days about 1700 rupees has been deducted from my account in the name of NACH_AD_RTN_CHRG~TPSLSIP~03FEB2 without any notification. I was maintaining minimum balance for the time of emergency and when i was going to make a payment then the amount was not there. What the hell wrong with icici bank.
                            What is this transaction purpose? Nach_ad_rtn_chrg~tpsl~31aug19~8390efa~[protected]g

                            Three time it has been same with me within 15 days. I want to know th reason for the same.
                            Aug 6, 2021
                            Complaint marked as Resolved 
                            ICICI Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cf5o) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              D
                              Durgesh chouksey
                              Feb 16, 2021
                              Resolved
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                              Resolved

                              Worst fastag ever!! "The ICICI fastag" My fastag id:[protected].
                              I've recharged my valet in June 2020 from amount 1000 for which amount deducted 1013/- this still not appeared in my account. Its been already 8 months now. I'm keep on complaining raising complaint ticket on their site but they are closing it without getting solved. Now they even hide option for me to raise complaint and also the history I am not able to see.
                              Their customer care line sucked always have to wait more than 10 mint then automatically getting disconnect. I feel helpless here don't know where to connect. My id is 11229329.

                              They are promising lie and closing complaint ticket:-
                              Firstly they've mentioned we have refunded this money to your bank account then I've sent them my full bank statement Then, on next ticket they mentioned we have transfer money in fastag valet but it wasn't.

                              I am just fed up with this. Now the concern is not money its about unprofessional-ism i am facing from long time. I also quit all the services which i was using from ICICI.

                              Durgesh Chouksey
                              duggu1904
                              [protected]@gmail.com
                              Aug 14, 2021
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Feb 16, 2021
                              ICICI Bank Customer Care's response
                              Dear Customer,

                              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                              Regards,
                              ICICI Bank Customer Service Team
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                                A
                                Amit Dubey
                                from Mumbai, Maharashtra
                                Feb 16, 2021
                                Resolved
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                                Resolved

                                Address: MUMBAI
                                Website: WWW.ICICIBANK.COM

                                I have a credit card with ICICI Bank and am a regular customer, but today I got a call Landline Number[protected] from a Icici bank third party that your payment is due for credit card [protected] . After that I told the lady that my payment is already cleared and this is not my card . You take your banker on the line and talk to them. After some time i got a call under the name of Lokman Mobile Number- [protected] and he said that I am speaking on behalf of ICICI Bank, my banker Ansul Dulgaz ( Emp Id- 422192 ) is on the line, you talk to him.

                                I asked Ansul, how can I get a call from icici bank for payment dues because I am all paid my dues on time and I am a regular customer ? Then he told me that your name is Sarvesh Dubey and your card number is [protected] ? I said my name is Amit Sarvesh Dubey and this number is mine which I have been using for 7 years. After that Ansul said that why did you not speak the wrong number first, then I told him that I have come home just because I thought he said Amit Sarvesh Dubey, so I told him yes . So I asked Ansul how I got this call, so Ansul told that this mobile number is registered on the name of Sarvesh Dubey in ICICI Bank I told them this cannot be possible because I also have a credit card in ICICI Bank and this number is registered, so Ansul said might be your father has taken a credit card ?
                                I told him how you are calling the wrong person. And you are saying this number is in the name of Sarvesh Dubey, who is registered with ICICI Bank on his credit card. So Ansul told me that you never dial of a wrong number? I said it is not a matter of wrong numbers, you said that this number is in the name of Sarvesh Dubey in ICICI Bank and your way of talking is also wrong. And now you are saying that maybe your father uses credit cards? So I said that I am recording your call in Anshul, then Anshul said I'm also recording my calls, Then Anshul said If you want, I can talk and meet you. Say where to meet

                                Now i have some question from ICICI Bank

                                1- If you dial someone wrong number, is this the right way to talk and if my father's name is getting from your data what does it mean my father has used that card
                                2- How is my mobile number registered on the ICICI Bank credit card of Sarvesh Dubey, because till date I have never received such a call, if your manager has told a lie, then where did you get my mobile number
                                3- How can your Manager talk to a wrong Customer in such a RUDE way ?
                                Aug 6, 2021
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Feb 16, 2021
                                ICICI Bank Customer Care's response
                                Dear Customer,

                                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cde9) in the subject line of your email. Our official will assist you.

                                Regards,
                                ICICI Bank Customer Service Team 
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                                  A
                                  Abinayah
                                  Feb 16, 2021
                                  Resolved
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                                  Resolved

                                  I don't receive any communication regarding renewal of one assist but they just debited 1599/- from my account. When I called customer care they just said it can't be cancelled and no refund. How is it possible. And they said auto renewal will be every year and no option to cancel. U cancel and refund immediately. My relationship no 10018724
                                  Aug 14, 2021
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Feb 16, 2021
                                  ICICI Bank Customer Care's response
                                  Dear Customer,

                                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cddw) in the subject line of your email. Our official will assist you.

                                  Regards,
                                  ICICI Bank Customer Service Team 
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                                    P
                                    Piyush0123
                                    Feb 16, 2021
                                    Resolved
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                                    Resolved

                                    I would like to bring it to your notice that, the amount of rs199/- has been deducted from my icici account and the transaction message says vsi/amazon stan. Neither had i done any transaction nor did i get any otp during the transaction. Neither i am a prime member thinking to be auto renewal. I have checked this when i was going through my account statement, the amount was debited on 16th Feb 2021. Could you please assist me regarding this. Please find the attachment regarding the same.
                                    Aug 9, 2021
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Feb 16, 2021
                                    ICICI Bank Customer Care's response
                                    Dear Customer,

                                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cddr) in the subject line of your email. Our official will assist you.

                                    Regards,
                                    ICICI Bank Customer Service Team 
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                                      B
                                      bellarybsnl
                                      Feb 16, 2021
                                      Resolved
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                                      Resolved

                                      Address: BSNL OFFICE O/O GMT BELLARY

                                      I have applied for fastag through online and paid from google pay on 15.1.2021. Amount deducted from my bank account and eagarly waiting for card even after 15 days also no card received.
                                      On 1.2.2021 spoken to customer care and raised a complaint got complaint no.6080625 for future reference. They said it will be refunded in 5 working days. Till today neither a fastag card nor refunded.
                                      Kindly make refund as early as possible.
                                      Aug 14, 2021
                                      Complaint marked as Resolved 
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Feb 16, 2021
                                      ICICI Bank Customer Care's response
                                      Dear Customer,

                                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a1cddl) in the subject line of your email. Our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team 
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                                        B
                                        Bhartendra Singh
                                        from Pune, Maharashtra
                                        Feb 16, 2021
                                        Resolved
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                                        Resolved

                                        Hi
                                        I have raised this complaint twice on icici complaints and consumercomplaints before but icici is not responding. Only response is we shall get back to you and no details are mentioned. Please note that i am going to escalate further if no action will be taken.
                                        Below is the complaint.
                                        My Account no is[protected]

                                        I have been charged with unnecessary charges of rs (Nach_ad_rtn_chrg~tpslsip~01feb21~0c
                                        68f9c~590 rs on 16/02/2021.
                                        My name Bhartendra
                                        chrg 590 rs/
                                        Pls refund money
                                        Thanks
                                        Bhartendra
                                        Aug 14, 2021
                                        Complaint marked as Resolved 
                                        ICICI Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Feb 16, 2021
                                        ICICI Bank Customer Care's response
                                        Dear Customer,

                                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                        Regards,
                                        ICICI Bank Customer Service Team
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