Kotak Mahindra Bank Complaints & Reviews

1000 has been taken for tbms that in 811 account

Date - 23-aug-2020 time between 15:20:53 to 17:17:14, dear kotak mahindra team, i am mahesh guntuka. I had paid the money to one of my friend through upi transaction for the amount rs. 3, 200+3, 200=6, 400/- with help of kotak mobile banking app. Payment amount was debited from my account and i have receive the confirmation message and emails (Attached) from the bank but my friend (End user) haven't received any amount or confirmation from the bank. I request you to refund my amount - rs. 6, 400/-. You can reach me on [+91-[protected]].

Transaction number-15:20:53
Upi/p2a/[protected]/[protected]@kotak

Transaction number:-17:17:14
Upi/p2a/[protected]/[protected]@kotak

Dear sir / madam,

Credit card limit : 20000
Credit cards dues / overdues : 27000

Before lockdown I paid my credit card bills or minimum amount. I left job in company in November 2019. And doing other work in same location Pune. And paid my minimum amount out of bills. In lockdown there is no work for me hence I am came home. And I unable to pay my dues, and even long time after also I cannot pay dues, reason is clear that I not earn event 1 rs also in last 7 months, yes this my problem. I try to pay your bill every time. Some days before madam called to my mother and asking address to my home for some parcel . I can also able to provide to you by email, whatsapp or call. But fine. Today you call my mother, and telling like this, and she is going in very depressed condition like, she is
Already having BP and sugar both .
Please do not this. i am taken credit card with your company and unable pay to bill timely this is my mistakes nothing involved in this. You only approach not threaten rather than me. You only can call every day to me not others. Others only you can approaches. If you want I given to you my close friend number also. Please do not call with my mother she is having sugar, and BP condition. I am taken credit card from your bank and I am responsible for payment . And I unable pay money this is wrong me not others . Please do not call mother again and again. If you call my mother I will suiside. I am not treating you, this is just condition am telling you, I am also depressing last 2 year abot my career . And I want you do not torture from others from today, except me.
Thank you

Executive mr. Perumal and collection manager mr. Janarthanan, collected total amount of 69, 900inr after taking reversal. On august month they said 3000 to pay for closing the card, that too we paid. But still they have not closed, now on september one more guy named mr. Murgadoss asking us to pay additional 6000 now and he is torturing us for additional amount whatever commitment given by earlier executives he is not honouring, he is misbehaving with us.

Another card ending with 3038 balance informed by mr. Perumal and collection manager mr. Janarthanan is 9000 for closing the card and now againmr. Murgadoss asking us to pay additional 11000, please help to resolve the issue

I have taken one car loan form kotak bank, loan no 8916367 in name of poonam bhardwaj, due to non payment of emi kotak toy my car hr26bx9420
Without my permission and without singing any document.
When i ask them that i will pay remaining balance emi then they said you have to pay all emi +all interest i. E 2 lac nearby but actual emi was only for 1 lac.

They said we are taking you car and all over. They toy my...

I jagjeet kaur here by declare that i have repaid the car loan in full amount, my cf[protected] against the agreement, i was paying my all installments well on time whereas my account which was on auto debit got closed 7-8 months before the last emi due to which i got charged rs 6500. This is not my fault i always requested the agent to collect the payment on time whereas he delays in pickups. We spoke to kotak agent and requested for the waiver of charges and issue noc to our request she (Swati) told us to pay rs 2000 and the remaining they will waive out and issue noc. I have paid rs 2000 and continuously following for the noc to be sent. As i dont have a job due to a pandemic situation and because of financial crises i want to sell my car and the deal is already in process and noc is awaited. I request here once again to please share the noc on urgent basis. Hope this will be get notice this time and i will get solution of my problem

Mob-[protected]

Hi,

7 Sep 2020 i have done transaction 2 times with the amount of 703 but for that first transaction amount not credited into beneficiary bank .but I have not received my amount also back ....

Hi

I have taken personal loan from kotak bank in 2018 and i have never missed a single payment. During this pandemic, i have requested for moratorium as approved and advised by rbi. However i the requested was rejected and advised to pay the due emi's which was done and today 11th sep 2020 i received an email asking to repay the entire loan outstanding with interest and other charges within 7 days. I am being mentally harassed by kotak bank. Not sure how they can they directly demand or ask the customer to pay the complete amount within 7 days.

I have submitted my below application to surrender my policy along with documents but I have not recieved any update from company. It's been a month.

Hello,

I have life insurance cover. I want to surrender this plan since I have foreclosed the loan in Suryoday Bank, So I want to request the company to assist me in surrendering this plan.
Name- Shraddha Madhukar Pawar
Product Name- Kotak Complete Cover Grouplan (Product UIN- 107N018V04
Certificate No- CC000072_[protected]_[protected]

Please let me know the process to surrender this plan and the documents.

Thanks & Regards
Shraddha

Receive fraud calls of non paying credit card bills from mr lalit (Kotak mahindra bank (-+91-[protected])

Hello sir/madam
I am paying amount every month but still my outstanding same. I m getting frusted due to this. Sometime i cant understand what should i do. Because your extra charges i tried to call your customer care but not connected. Now this my last mail or humble request to you please do something on this. I m paying every month this amount but amount is same. Give me solution on this otherwise i don't know what i ll do. Because...

My mobile is services kotak app is error code 954 problem is solution

Dear sir/madam,
I would like to bring your kind attention regarding the rude behavior and wrong bouncing charges without my fault by kotak mahindra bank where my personal loan no. Spln[protected] is running since nov 2016 and i have paid all my emis on time till mar 2020 and once rbi has announced for moratorium facility for mar-may and then it was extended to jun-aug... So i have applied for the same for the month of apr and may...

My Accouant no-[protected]
mob no-[protected]
crn no-41915
Dear sir,
my accoaunt is block 2 month.
plz my accouant unblock

regads
subas chandra prusty

Respected sir
i have apply for registration moratorium installment in the month of june, july and august 2020 but bank had debited installment in my saving or loan account in lockdown period. its wrong with me. And also they increase installment surplus chargees with me. my loan case number CE 590312. please check my loan account details in your system. and take action regarding my issue

I got a personal loan in kotak bank for 1000000 rupees including two balance transfer cheques to my past loan accounts. I returned the balance transfer cheques to bank and given my letter to reduce my emi. They were claimed to pay 22215. I have informed their representatives that bank only had spend 3, 71, 131 so my emi would be 7807 for five years tenure. And i gave them the screen shot from the month of april to july reference of imps transfer to their corporate account. They said fine. Later from another mobile numbers saying i have not paid my emi.
And august month two of them or came to my hall and inquired how to i made the payments and i had clarified them everything also they got my compiled information of all the payments and related information about their related transactions. I send to the person kotak bank e-mail id also.
In september they were messaging in whats app i have not made my emi payments for four month. It was a most worried conversation to their bank representatives. I cant explain everything here. I feel like to hear story from me always.
Loan account number spln63248148
My imps transfer to the account ([protected]) ifsc (Kkbk0000631)

From account ([protected]) date (14april2020) imps reference number[protected] rupees (7807)
From account ([protected]) date (21may2020) imps reference number[protected] rupees (7807)
From account ([protected]) date (13july2020) imps reference number[protected] rupees (7807)
From account ([protected]) date (13july2020) imps reference number[protected] rupees (7807)

The specified last two transactions are paid by different account, since they were presenting in my account ([protected]) for collection. Four times in the month of july2020. I really not understood their employees are collecting my transfer details and confirming me.
Later their employees are speaking with me not made the emi.
I am not given all my times to give entertain to their bank employees.
Really i felt much worried.
Email also written to the bank customer care with all the information on 14july2020. Nothing they did. Putting collection cheque and always call me for harassing.
E - court not accepting this issue they only address bail related petitions. They informed in my form. Later i found this place for inform.

Kotak bank relationship manager told me that they're opening up a lifetime zero balance current account but after a year i got charged the aqb non-maintenance fees of ~rs 6000 for consecutive 2 quarters w/o any information from the bank side.

Initially, i didn't kept the funds in my account as i was unaware of the aqb & created a fd of the amount but team didn't even bothered to inform me that i'll be charged for not maintaining the aqb & not even told me once it was charged for 1 quarter.

I want the reversal of the charges as i've deposited the amount couples of months back to maintain aqb once i came to know.

Crn#:[protected]

We have two LAP Loans from Kotak Bank. We had applied for Moratorium on them as per government norms. First moratorium was approved but we had not intimation about the second one. After reminders also we were not informed about the same. When we were charged interest the following month we came to know that the moratorium has not been approved. Later we wrote to them and I think we got moratorium for two months and not three. Till date also I am not clear if the moratorium was for 2 or 3 months and on what basis this was given. When asking for statement, we were told that we will be charged for the same. We hardly receive any statements over email. they are given only if we ask and that to with lot of follow ups. We have been charged also for the same at times.
WE have taken a Covid Loan from Kotak also. We always thought bribe was a thing for PSU's. But to everyone's surprise, we paid bribe to get approval of our Covid Loan. And again we are being asked to pay to get a SOA.
Such unprofessionalism was very unexpected from a reputed bank like Kotak.

Collection agents harrasing me by abusing me, calling my friends who has given reference to me and calling women at night times

Mo no.[protected] ketanbhaivyas
mailid [protected]@gmail.com a/c no.[protected] 0831rajkotdr.yagnik Road otherwise no solution I within in two daysIwill close my saving a/c and demat a/c