| Address: 411057 |
| Website: medibuddy.in |
Claim no:13913821
I am working for Techmahindra and i have submitted a claim for my mother, who is a policy holder with Mediassist, who was hospitalised for 2 days due to VERTIGO GIDDINESS CERVICAL NEURALGIA WITH HTN.
The claim was declined and with no proper justification. stating as "On persual of claim documents submitted the patient got Admitted on 23/1/16 & Discharged on 25/1/2016 at Dr Bhoomi Reddy Hospital, Karimnagar Diagnosed as VERTIGO GIDDINESS CERVICAL NEURALGIA WITH HTN managed medically .ADMISSION ONLY FOR INVESTIGATION PURPOSE .The given treatment and the ailments mentioned do not warrant hospitalisation . Hence, claim is repudiated as per T & C "
i have tried to escalate this to Mediassit through phone, the customer service person says, it can only be escalated through email.
i have emailed asking questions as below.
"This hospital mentioned was one of your network hospitals, and why did they asked for a 3 days hospitalization If it is it just for an investigation purpose and can be managed medically?
Why don’t you ask your member to investigate from hospital end? Since its one of your network hospitals. Is this why we pay for mediclaim policy?
Do you really think the hospital kept the patient for a bed rest just for investigation?
I would like to escalate this further please."
But no response received for the many emails sent since last one month.
I dont know where to go for help as the mediassist is not responding for my emails, i have all the evidences of emails that i have sent from last one month.
Please help me.
Medi Assist India customer support has been notified about the posted complaint.
Mar 28, 2017
Updated by Anand raj Nallala i want to add this notes below for Mediassist.
Who has studied the case/claim? How do you assume that “The given treatment and the ailments mentioned do not warrant hospitalization” ?
Do you think the Doctors were stupid to keep the patient under observation for 2 days?
I cannot find the reason in T & C document, what is this clause 4? Nothing is clear in the policy documents, when it comes to claims, you need each and every document for denial.
I do not want to add my parents for this insurance because which I already have made from outside and now it is waste of money here. For the insurance company is dedected Rs 29200 amount from my salary account.
I do have my personal commitments like education loan and vehicle loan which I need to pay, there is short of money to pay those loans now and I cannot explain these things to bank now, where they do not listen to all this stuffs.
I spoke to 'N' number of people in mediassist and everyone answers the same that they cannot cancel the policy once it is opted.
This is ridiculous and stupid rules which is made by insurance company, it is individual decision and our money which we are paying it to you and we do not have any rights to cancel the policy
They are telling that i have opted dependents for extra 20, 00, 000 covarage on september 2017 but amount has dedected now how it possible to deduct the amount without any assist and intimation i didnt received any confirmation for this kindly check it and cancel the policy
Emp id: 136324
company name : AXIS BANK LTD
.
I do not need any explanations on this anymore and I just my want money back on this what ever it is deducted Rs 29200/- on 30th April 2018..
If so as per the prorated charges, deduct the money from the time I have opted and refund the amount immediately.