ICICI Bank Complaints & Reviews

IWENT TO ICICI ATM COUNTER TO WITHDRAW CASH ON KARANJ ROAD [ATM ID -SICW5064] ON 3-8-11 AT APPROX 11.00 AM I PRESS THE BUTTON TO WITHDRAWN FOR RS.10000.00 BUT THE TRANSACTION IS FAILED. . THEN I GO TO MY SBI SAVINGS ACCOUNT BRANCH MANGROL/MOTAMIYA. & FOUND MY A/C IS DEBITED BY RS. 10000.00. PLEASE HELP ME TO GET THE DEBIT AMOUNT FOR RS.10000.00 WHICH I DID NOT RECEIVED-

JATADHARI SINHA
A/C NO [protected]

I had issued a cheque no. 449897from my savings account no.[protected] on 19.02.07 for a sum of Rs 25000/-. Though the proceeds were debited from my savings A/c but the corresponding proceeds were not credited to the Metro housing Society's account.

This was revealed when I asked for refund from Housing Society. When Society informed that the credit against cheque no. 449897 has not been received than I asked for a certificate of transaction from ICICI Bank. After repeated follow up I was informed that the corresponding credit is lying in suspense account so no certificate can be given to me.

I asked for a refund of Rs 25000/- from ICICI along with the Fd interest. This interest is being denied to me along with Rs 25000/-. May I request for your kind intervention in this regard.

Regards - Dinkar Mangleek, House no. H-126, Block A, Ist Floor, Kilokari Village, New Delhi- 110014
[protected]

Hi,

Myself had purchased Two ICICI Tax saving Bonds-122001-TSB-one of Rs 5000/-each (other details mentioned below) which would had been redeemed on 23.01.2005. But due to change of address,till now we didn't collect the redemption amount.The updated address is also mentioned below.Please provide the amount as early as possible.

ICICI BOND DETAILS:
Tax Saving Bond-122001-TSB-one
Bond Holder no.[protected]
Certificate No.113295
No. of Bonds: TWO
Bond Numbers : 269384,269385
Date of Allotment : 23.01.2002
Redemption Date : 23.01.2005
Interest Rate 9.00%

ADDRESS:
DAKOJU SIVAPRASAD
Mechanical Manager,
H.no.1-11-200, Flat No.E-42, Majestic Mansion,
Shyamalal, Begumpet, Hyderabad
Andhra Pradesh-500016.

PHONE NUMBERS:[protected],[protected]
E-MAIL : manasa.[protected]@gmail.com

Respected Sir,

Sub. : Outstanding Overdues in my Account

Ref. : Account No. [protected]


This is to intimate to you that I have already paid the entire amount due of Rs. 35,586=00p cheque no. 730965 amount provided to me by your bank representative with the promise that there will be no outstanding amount to pay that is my future statement will reflect the zero balance.

Now in my great dismay when I have received my Statement Date Jul 23, 2011 with an outstanding amount of Rs. 112=86p which needs immediate justification.

Looking forward for this to be resolved by receiving a zero balance statement or a SMS intimation from your side at the earliest.

Otherwise I will not be liable to pay this amount and there will be no option left but to terminate my card within seven working days.

Thanks and Regards,

Sekhar Gaine
+[protected]
92/A, Shyambazar Street
Kolkata
Pin: 700 005
West Bengal

It is stated that undersigned were sanctioned home loan of Rs.10,00,000/- by the ICICI bank in June 2011. That Rs.5,500/- were charged as processing fee and 2400 TSR charges. Even prior to making payment of 2400 towards, I have categorically shared with bank representatives of the property documents. Later on, the Bank did not disburse the loan amount citing one reason or other and, finally, on 30.07.2011, one day before the execution of registration refused to give the loan. Thus, being aggrieved, I wish to recovery of Rs.7,700/- charges and Rs.25,000/- as damages for mental harassment and physical discomfort.
While I was assured that loan will be processed with-in 15-20 days of application, after 2 months of application submission, just one day prior to my last date of registration (this date for registration was originally fixed based on ICICI bank representative verbal commitment), bank personnel called to inform that loan can not be sanctioned. Thereby putting me in precarious position and severe mental agony.

Hello,

I had taken loan from ICICI bank in 2004 for a property in Indirapuram, Now I want to foreclose that loan account from my own pocket, The bank official is saying i need to pay the 2.24% foreclosure chages other than principal amount.

Is it justifiable?

Regards,

Hi Sir/Mam,

This is Shalini. I wanted to buy a iPhone from eBAY which costed Rs.14,500. So i traferred the money Rs.14,500 to owner SYED HAZI but he did not send any iphone to me. I complained to ICICI BANK but they did not take any action. I complained to Police also but no one gave me justice. Please help me with this issue and help me in getting back my money.

The fraud's details are:
Name : Syed Hazi
ICICI Account No :[protected]

Please help mam/sir.

Hi,

I did not take any loan from any company. i have applied for ICICI Creadit card and now they are saying that "As per CIBLE report you took some amount". Even my life i did not take any loans.

My PAN No:ATBPP1378A

Please give me guide how do i know who took this amount and i want to take legal action on them.

For any other calarificatin
Mobile: [protected]
Email: apps.[protected]@gmail.com

Dear Sir,

According to recent decision of RBI (as I remember), there should be no charge levied on the ATM card of other banks used at particular bank's ATM. But still the charges are being levied i.e. 20 per transaction. Is this a fair policy? Why the decision of RBI has not been taken into consideration or why is it being altered?

We have ICICI Bank ATM near to our place but it is always out of service time to time. The reputed bank like ICICI has "out of service issue all the time????????????????????????????? VERY DISGUSTING.


Why I have to go to other tanks ATM Centre every time because of non functionality of ICICI Bank ATMs (ICICI ATM at Anandnagar, Paud Road, Besides Palavi Hotel, Pune - 411038). Though this ATM has 4 machines, this ATM centre is out of the service frequently ??????

IS IT A GAME BEING PLAYED WITH ACCOUNT HOLDERS?.... isn't there any permanent solution for this for future problems? are all the technical people associated with this issue, slept?

Hi



I am trying to access netbanking service from 23 july 2011. I am first time trying to use your net banking service. Ar First I contacted customer care to help me then they told me that my mobile number is not register even I was getting alerts on my mobile. Then they re register my mobile number for net banking.



I tried to generate netbanking password online then it was showing error message regarding excess attempts and user ID disabled. I againg contacted customer care number and enabled my USER ID from IVR process. I tried again to generate my password for netbanking then I was showing error "Not possible for security reasons".



I contacted customer care and told all this to Miss Arti, then she was not able to sort this problem and forward my call to Mr. Imtiaaz who told me that it will take more 7 days to generate password & insist me to request for mail that password ate my home address.



Netbanking facility is to save time of consumer, but becuase of bad customer service support we are facing this type of problem.

After 4 days I am not able to activate netbanking.

Request Numbers that I recieved from ICICI : SR[protected],SR[protected]



Please do the needful if you are able.

Manish Dureja
[protected]

Good Evening Sir

sir jo bank Rajasthan bank se ICICI BANK me badala he vaha ke log IT Means Sir hame sahi se jawab nahi dete he aur ulte hamare uppar gandi bhasha me bolte he ...
aur agar unke samane Paise rakha jae to kahi sahi jawab dete he.

mo. [protected]

Cr card no.[protected] my bill of rs.1496 was due on 15.07.2011 I tried my best to pay the bill online as I was paying since a long time approx 2 yr. By transfering funds from corporation bank th. Net banking. Now I am finding corp.bank in click to pay option at icici bank website. But I could,nt find the same. This not my fault. Icici had applied charges of rs.412 on my cr card. I am honestly paying icici payment in time since a long time. Now ultimately, I paid the payment by cheque of corp bank. Pls. Wave off my all charges so that I may continue ur cr. Card. Pls. Begin again net banking tfr. Facility th.corp.bank like previously. Thanks & regards
VIVEK VERMA
MOB.NO.[protected]

HI, i'm Nilesh
I availed a vehicle loan and due to some personal reason i surrendered the vehicle to the bank authority. They returned all my EMI cheques but kept my security cheque with them which they promise to return after settlement of account. After selling the vehicle there was no outstanding against my loan account. But instead of returning the security cheque they produced the same in the bank and filled a case against me (non-bailable warrant) of bouncing the cheque. I produced the neccessary documents i.e NOC, ACCOUNT SETTLEMENT LETTER IN THE COURT WHICH FORCED THEM TO WITHDRAW THE CASE. Can any1 help me with their suggestion, i wanna strike back against this unethical business they are carrying out.
NILESH SHELAR
[protected]@yahoo.com
[protected]

Dear Sir
I regret to advise that I have been constantly writing to you thru emails to kindly delete my name from the list of defaulter in your record but not positive step has been taken by you which is a matter of great concern which pls. note.I had taken a loan of rs. 1.00 one lac from city financial bank which I had paid timely.When again applied for further loan then your wrong note of default came in the way which is most objectionable .You are therefore once again requested to look into this matter seriously and be kind to DELETE my name and help me .
Thanking you in anticipation.
Yours sincerely
Rajesh Kumar Verma
Kanpur
[protected]
dt.22.7.2011

It is been worst experience always with dealing in ICICI Bank. I had done all my payments towards my Credit outstanding. I had to receive excess amount which i paid to Bank. Now i have been following up with ICICI Bank for my Credit amount with is lying with the ICICI Bank. It has been now 1year 6 months after providing them with all proof of my excess amount lying with the Bank yet they are harssing me to give the same documents every time.

I had even approcah the ICICI Bank personal but till date did not get my refund.

I am seeking for help and advise all my time and money i have been spending behind this activity.

More over i do not understand why i have to provide all proofs to get my Credit amount which is clearer showing in ICICI Bank statement the bank needs to be me back.

If any one wants to write to me please send me to my email id - [protected]@gmail.com

Dear sir,



MY CREDIT CARD NUMBER IS [protected] I HAVE HOLD THIS CARD FROM LAST 8 YRS BUT LAST YEARS. YOUR EXECUTIVE HAS THIS CARD TO EMI CARD AFTER THAT ALL PROBLEM HAS OCCURS EXECUTIVE HAS INFORM ME THAT ALL TRANSACTION ARE CONVERT INTO EMI.BUT THAY HAVE DONE ONLY ONE TRANSACTION IN EMI I.E RS 5250 AND ALL OTHER R IN NORMAL. I HAVE TO GO OUT OF STATION FOR MY WORK FOR 6 MONTH. I HAVE UNABLE TO CONTACT FROM THAT SIDE I CAME TO MUMBAI. I HAVE CALL SO MANY TIMES IN CALL CENTRE I DIDNT GET ANY STRONG REPLY FROM BANK .EACH & EVERY BILL CHARGES WRONG CHARGES THAT I HAVE NOT SWAP CARD OR PURCHASE ANY THING EACH TIME I HAVE CALL RECEIVE FROM YOUR SIDE WE REVERSE EACH FALSE CHARGES U DONE PAYMENT I HAVE FAITH ON THEM & DONE THREE TIME PAYMENT BUT NO REVERSAL FROM NEXT BILL EACH & EVERY PERSON GIVE ME PROMISE BUT THEY DONT GIVE REVERSAL ONE PERSON TOLD ME TO DONE SETTELMENT AND CLOSE CARD EVEN I ALSO READY BUT SAME THING HE DIDNT PICK UP I HAVE SO FEED UP IN THIS MATTER PLEASE HELP ME FROM MY SIDE ONLY 3500 TO 4000 APP PENDING AND ALL OTHER R INTEREST CHARGES AND WRONG FEES CHARGE FROM BANK PLEASE REVERSE ALL CHARGES SO I ABLE TO DO PAYMENT AND CLEAR ALL MY DUES ONLY I HAVE NOT PAYMENT DUE TO WRONG INFORMATION PLEASE DO NEED FULL TO ME. I AM VERY SMALL PERSON. WHAT TO DO .REPLY ME FAST

thanking you

rupesh shah

B-153 gali no 8 nala road villege gokalpur
delhi 110094

From last few months onwards every time i with draw the money the next day the withdrawl of money is happening as NFS/CASH WD as the transaction name without my knowledge. its shows NFS cash WD 300, 500 and last time its 1800/-....

Hi Sir,

My name is Amit Sharma and I took a loan from ICICI Bank some 4 years back. I was paying the EMIs well but due to some financial crisis in the family, I could not pay my installments in time. Due to which the bank people came to my house and started harrsaing me. I requested them to stop it but they continued doing so. Then I changed my rented home and did not pay any installments. Now, after so much time these people have started doing the same. I told them that I am ready to do the settlement but I can not pay the total amount. I requested them to negotiate to some amount which is OK for both them and me. But they are adamant on it and have started coming to my office due to which I am in deep problems. I am at the verge of losing my job also.

Please suggest what do I do.

Thanks,
Amit Sharma ([protected]@live.in)

Respected Sir,

Respectfully, I wish to say that I had taken homeloan from ICICI HOMELOAN in jan 2006. Also I had submitted 36 PDC (POST DATED CHEQUES) of PUNJAB NATIONAL BANK OF RS 5812 (EMI) on demand of icici bank.. Till end of 2008 icici bank presented all the pdc and all the pdc were cashed, even single pdc was not bounced, then in last of 2008 again icici asked me to submit fresh 36 pdc, and as per demand of icici bank I submitted 36 pdc on[protected] to MR. SATISH CHOUDHARY OF ICICI BANK AT SONEPAT BRANCH OF AMOUNT 5812/ (EMI)receipt of same is lying with me mentioned all the cheques numbers on it. And problems start here only.

From[protected] to[protected] no pdc was presented although there was adequate fund in my account ( it can be checked from my bank account copy also)On[protected] two pdc were presented on same date and both were cashed.Again on[protected] two pdc were presented on same day and both were cashed. I reported this wrong practice of presentimg more than one pdc in one month to CAPT MANDEEP DAHIYA (MGR PANIPAT BRANCH) But again icici presented two pdc on same date and both were rejected and I was imposed penalty due to mistake of icici from both side.It is height of negligency when icici bank presented three pdc on[protected]. however these three pdc were also cashed from my account.This unlawful practice of icici presenting more than one pdc in same month kept going till SEPT 2009. From 17 january 2009 to 30 november 2009 (11 months) icici presented 18 pdc in 11 months. It is inspite of my more than hundred telephonic complaints not to present more than one pdc in one month. I am really sad and surprised to see the self style functioning of icici bank who claims to be highly professional bank at international level I think a RURAL BANK IS MORE PROFESSIONAL AND HELPFUL THAN THIS ICICI...........ICICIBANK IS HELPFUL ONLY TILL DISBURSMENT OF LOAN AFTER THAT ICICI STARTS TROUBLING AND COLLECTING MONEY FROM CUSTOMERS BY LEAGAL OR ILEAGAL WAYS.

Since last year I am in touch with icici bank and customer service of icici bank but no body is intrested to help me out . Also I had asked them to present balance pdc but after november 2009 they have not presented any pdc and my 16 pdc are lying balance with icici and my adequate balance is always there in my account.

AlsoI have asked icici bank to take balance dues (due to increased in amount of emi) from me without any penalty which was imposed on me due to presenting more than one pdc in one month (mistake of icici) It is mistake of icici bank to receive the pdc of 5812 Rs if amount of emi was increased, why I was not asked to issue fresh pdc of fresh emi amount and now icici is asking me to pay false overdues
as intrest on differntial amount of emi and other dues better known to bank only.

Now icici has sent me a letter 10 days back asking me to pay total outstanding due od Rs 905039.00(nine lacs) and icici has issued me a NOTICE under Section 13(2) of theSecuritisation and Reconstruction of Financial Assets and Enforcement of security intrest Act 2002.. Also bank is harassing me by claiming that my property will be MORTGAGED BY BANK as per directions of RESERVE BANK OF INDIA.
I AM NOT IN POSITION TO PAY THIS BIG AMOUNT OF 09 LACS AT ONCE AT ANY COST BUT I am ready to pay my net balance without any penalty due to mistake of icici by not presenting my balance pdc still lying with them and I am also ready to issue fresh pdc of fresh emi amount if my balance pdc are returned by icici.

Pse suggest me what should I do in such situation...... can icici bank MORTGAGE my property when I am not in mistake or without permision of court. In that condition I request honorable court to give me chance to prove my innocency by producing proof of mistakes of icici bank. A lso I have written to BOMBAY HEAD OFFICE OF ICICI BANK BUT THERE IS NO CO-ORDINATION OF BRANCH AND THERE IS NO USE OF COMPLANING AT PLATEFORM OF ICICI BANK . SOMETIME I AM TOLD TO SPEAK TO PANIPAT BRANCH AND SOME TIME I AM TOLD TO SPEAK TO KARNAL AND SOME TIME I AM TOLD TO SPEAK TO CHANIGARH I DO NOT UNDERSTAND WHERE I SHOULD APPROACH AND WHOM SHOULD I APPROACH EVERYBODY TELLS DIFFERENT STORY.

S IR I REQUEST YOU TO SOLVE MY PROBLEMS AT EARLIEST .

WITH REGARDS

MY ADD --

SURESH GEHLAUT AND SUMITRA GEHLAUT
H NO 116/29 MALVIYA NAGAR
DISTT SONEPAT

STATE HARYANA

MY MOB NO [protected]
MY E MAIL ID IS -- gehlautsk @shreecementltd.com