ICICI Bank Complaints & Reviews

Sir,
Due to their technical problem my name was entered in CEBIL as delinquent and with out my concern and mode of payment they entered in to my savings account and debited more than 50, 000 rupees in a single month, account was opened by me but operated by icici people.
I wrote a mail to Mr.Bharath ACM( bharath.[protected]@icicibank.com) and Mr. Vaidyanathan (vaidyanathan.[protected]@icicibank.com) Mrs.Chandrika was coordinating for the same, I requested them to give an explanation letter how your people entered into my savings account and my name to be removed from CEBIL, but these were not happening so I kindly request to resolve this issue.

From: Chandrika Naidu-Head Service Quality-Mum <senior.[protected]@icicibank.com>
To: Laksmikanth G <[protected]@yahoo.com>
Sent: Monday, June 30, 2008 5:42:31 PM
Subject: RE:'ICICICARE=[protected]' ICICI Bank Ltd
Dear Mr.Gokarakonda,

We refer to your e-mail dated June 22, 2008 regarding your personal loan account LPCHE[protected].
As per our telephonic conversation on June 30, 2008 the total outstanding amount payable by you is Rs.19439.00.On receipt of this payment an amount of Rs.11296.00 would be waived off.
Request you to confirm one the payment is made for the needful to be done.

Sincerely,
Chandrika Naidu
Manager - Service Quality
Corporate Office.


Regards,
Lakshmikanth.G,
91-[protected].

Hi,

I am a manager with an IT MNC. I had taken a home loan from ICICI in June 2006. The rate of interest applicable then was 8.5 %. I was told that this interest rate is special for my company and was 1 % less than what other customers and banks were charging. Later on ICICI kept on revising based on RBI rate which is acceptable. But, the revision has now lead to a situation where the ineterst rate from ICICI is 1 % above other banks and .5 % above new ICICI customers. I was told that there will not be prepayment charges. I took that in good faith but now found that in the agreement they have mentioned that the prepayment charges will be 2 %. I now feel trapped with ICICI as they are charging very high rate as compared to market and are imposing prepayment charges. There should be some action against them.

Rgds,
Nitin

i have not done any tran. with icici prudential, and u show one trans. in my statement. and from last two month i connect with your custmer care person but they are not give me any right answar, and they meke me misgide when i call him then they make me on hold, and don't tack with me, they tell me thet we forward your call to my sinear, but they not forward, hafe n houre, i confram in icici pru. there are no policy activeted in my account . plese solve my problem and connect with me as soon as possible.
thanks
my credit card no is -[protected]

Dear,
I, Sameer Kulshreshtha. using ICICI Bank American Express Card since last feb 2008. But some time Back when I was check my online statement of my card its shoking for me. there is 20, 270 wrong transaction.
AT that movement I launch complaint In customer Care in ICICI Bank. but still bank people not intertaing me, sometime said sir it will take 60 days, sometime his system is blocked for routine check up not body entertain me so plz guid me or boooked my complaint against ICICI.
Thanking You!


Regards
Sameer Kulshreshtha
+91 [protected]

ICICI CREDIT CARD
TOTAL MAOUNT DUE : 37585/-
CHARGES ON THAT
LATE PAYMENT FEES - RS 564/-
INTEREST CHARGES - RS.1175/-
OVER LIMIT FEES - RS 500/-
TOTAL CHARGES : 2239/- ON 37585/- WHICH COMES TO 6% APPROX PER MONTH SO 72% ANNUALLY

THESE BANKS R MAKING LOOT UNDER WHITE COLLAR SYSTEM
CAN GOVERNMENT DO ANYTHING
IF NOT THEN PUBLIC SHOULD COMEOUT TO SOLVE THE ISSUE
INTEREST, LATE FEES SHOULD BE REASONABLE
& WHAT IS OVERLIMIT FEES, WHY DO U ALLOW TO CROSS THE LIMIT

ITS HIGH TIME TO SAVE INNOCENT PUBLIC FROM THESE CHEATERS

Hi,

I am using ICICI credit card for last 2 years, there were few transactions which i had made during the month of February and had converted those in to an EMI scheme which is provided by the bank for which the bank has already charged me. As per the conditions i am supposed to pay the equated monthly installments every month which i have been doing so since past 2 months. Last month the bank suddenly changed the dates on which the credit card statement is generated without any notification to me, so as per the bank am supposed to pay two installments together this month which is very difficult for me, i have to suffer even though i have paid the bank the processing charges for the EMI scheme because of the changes made by the bank. I had called the customer care and spoke to the manager but they are saying they cant do anything about it..Please help me with the same. Complaint number - SR72336373

The Senior Customer Care Manager,
ICICI bank


Sub : To get lost money due to ATM machine failure on account number #[protected]


Dear Sir/Madam

This is in continuation to several, telephonic discussions I have made in past 4 months . In this behalf I am writing this final letter in belief that my problem will be resolved this time.

In 19th March I have inserted my ICICI debit card no.[protected] to my nearest Corporation bank ATM Machine at Mayur Vihar Pahse 1. As I was in urgent need of money but due to machine failure I got an error that your request can not be processed . But later I came to know that my money (2000 rs.) has already been debited from my account.
On same day I called up ICICI customer care executive for the same, he told me that money will be credited to your account within one week but that doesn’t happen then after one week I called up again and they promise me that it will take approximately 45 days to resolve this issue.
And now its more then 45 days but no response from ICICI whenever I call them they always ask for another 45 days and give me a new request number.

I don’t know why icici giving such panic & harassment to their customer. Now finally i am sending my complaint to you as well as consumer forum.

Hoping better response this time.

Note: Latest request no:SR70236425

Thanks & regards
Rajesh Kumar
+91-[protected]

Date : July 4, 2008
Cyber Crime Investigation cell,
Annex III, 1st floor, Office of the Commissioner of Police,
D.N.Road,
Mumbai - 400001
Hi,
My name is Shanti Maiti. I live in USA - California for the past 11 yrs. I visit India often. I have an account with ICICI Bank Ghatkoper Branch. (Contact details :
Chandrashekhar Salian Regional Sales Manager [protected]
Chandrashekhar.[protected]@icicibank.com

Umang Shah Investigating Officer [protected] Umang.[protected]@icicibank.com

Jigar Anandpara Area Sales Manager [protected] Jigar.[protected]@icicibank.com

Rupa Chanda Assistant Manager [protected] Rupa.[protected]@icicibank.com

Customer service [protected] [protected]@icicibank.com
[protected]@icicibank.com

Cc:
Important Information:
My NRE A/C No.[protected] GhatKoper Branch India which was debited fraudulently.
MR. SHAKEEL AHMED A/C NO.[protected] : Which was credited.(FRAUD)
Transaction Code by which the money was debited from my and several other accounts.
BIL/[protected]/RAVI/NSP 100000/-
BIL/[protected]/RAVI/NSP - 96000/-
On 6/21/08. some one hacked their website (or ICICI bank has glitch in their program)and debited my account :[protected] for 196000/-.
On 6/23/08 I received a mail from Mr. Umang Shah asking me or my relative in India to contact him regarding Internet Fund Transfer .
On 6/24/08 As I was not sure if the mail was genuine and from ICICI bank, I replied to his email “What Fund Transfer are you talking about.?” Please contact me at USA no.
On 6/28/08 as I did not hear from him I had some doubts about the mail. So I tried to log on to my account through Internet but I could not log on as it was stating that my UserID is disabled. So I contact customer service at [protected]. Just to assure I asked the balance and was shocked to hear the balance. Then I contacted the Mr. Umang Shah - Investigating officer of ICICI bank, Rupa Chanda - Assistant Manager -they confirmed that my account as well as several others accounts were debited fraudulently.
I tried to talk to the Branch manager but she was not willing to talk to me.
Same night Rupa Chanda called me to assure that it was a fraud and my money will be returned.
From customer servise also they assured the same that I will get my money back.

Now they do not want to take any responsibility and do not even want to talk to me because they know its ICICI bank fault. Either ICICI bank has glitch in their Internet Banking or their internal IT employees are involved.
Since then I have been trying to get in touch with a responsible authority of ICICI bank as these customer care banking officers and the Branch Officer do not want to talk to us and disconnect my phone.
I want to lodge a complain against ICICI bank – Ghatkoper Branch as NO ONE CAN HACK A SECURED WEB SITE OF A BANK LIKE ICICI WITHOUT THE HELP OF ICICI BANK INFORMATION TECHNOLOGY DEPARTMENT.
Also please note that they came to know about the fraud on 6/23/08 and did not even bother to call me and confirm if I did that transaction. On 6/28/08 Mr. Umang Shah told me that when Mr. Shakeel Amed’s account [protected] was credited with lots of money from my account and several other account holder they were alert and kept a watch on his account.
I want to point out ICICI bank irresponsibility (On purpose as employees are involved in this) here is :-
1. Why they waited and did not freeze his account or questioned him immediately.
2. Why they waited till MR. Shakeel Ahmed took out all the money from his account.
3. In banking system whenever there are suspicious transaction like this an Alert Flag is raised and respective Team is informed about this so that they can keep a watch on it.
4. ICICI does not allow to withdraw more than 25000/ per day from ATM. In banking system there is a limit restriction to transfer money via Internet Banking. How cum my account was debited for 196000/.
5. Here again when his account was credited with tons of money why the team did not contact us immediately.
How cum these hackers do not hack our national banks. If these are hacker then they will hack any web site even the national banks.
Now ICICI bank does not want to take any responsibility. It seems there are lots of complain against ICICI bank with cyber police of Bombay . I spoke to the Inspector of Cyber Police and they confimed that they get lots of complain about ICICI bank.
Working as a systems analyst in IT of Bank of America we know that this kind of hacking is not possible without the help of ICICI bank employees.
These private banks like ICICI hire morally cheap employees who do this kind of hacking with partnership of outsider and get away clean.
I am also contacting the Finance Ministry and all possible authorities
Shanti Maiti,
2710 cimmaron ave,
Simi Valley California 93065 USA contact : [protected]
Bombay contact : Ms. Manju Sharma – [protected]
Jagdeesh Society, Rn. 22,
Jadusa Nagar, Ghatkoper West
CC:
1. Manju Sharma – Ghatkoper.
2. Darshit Chokshi - ICICI bank – New York Branch -
3. Indian Consulate – USA
4. USA Embassy – India
5. Aaj tak news
6. India Live News
7. Consumer Grievance forum of India
8. Ministry of Overseas Indian Affairs


Shanti Maiti

ICICI bank the Second Largest bank of india, they are making there money by deducting amount from your account and you will not able to notice that deduction.

I have a Current Account in ICICI Bank, I have to Manitain the Quaterly balance of Rs.5000 . i am maintaining that figure after that every month without making any transaction they deduct some amount for some service. I PUT A CHECK OF Rs 7000 IN MY ACCOUNT FOR CLEAREANCE OF THAT DOMESTIC CHECK THEY CHARGE ME Rs 308 SERVICE CHARGE WITHOUT GIVING ANY PRIOR INFORMATION.

THIS IS THE WORST BANK SERVICE WHICH I HAVE EVER GET IN MY LIFE FROM ICICI BANK. I WILL NEVER SUGGEST TO OPEN ANY ACCOUCT / SERVICE FROM ICICI BANK

REGARDS

Manoj

To,

Credit Card Dept.
ICICI Bank.

Subject:-BANK ASKS FOR EMI FOR THE LOAN I NEVER RECEIVED

Sir,

In the month of february 08 i was shopping at mens avenue shopping mall in pune.

I was paying my bill through ICICI back credit card swapping machine.

( i can not display credit card no here.)

The representative of the shop responsible for cash collection offered me LOan on my ICICI credit card which was be equal to cash limit

of my credit card by swapping the credit card on another special machine which was placed by ICICI bank for instant loan transaction.

He asked me to take loan and get the instant loan facility of ICICI bank.

i liked idea and i asked him to act for same.He swiped my credit card on that special machine and gave me recepit of it which stated that

i have availed a loan amount approx. 14000 and demand draft for same.He said, i will receive on my home address within 2 days and

installment will start from next month.

i was happy to get loan by such simple way.

But i did not receiveed any loan demand draft after that.

Since the sanctioned loan amount was not so high and also while swapping he had not done any credit card transaction, i did not bother why

i had not received any demand draft.

And since i have not received any demand draft for loan amount there was no question of EMI or giving it back, so i for got total incident.

After two months i started receiving email statement, reminder mails from ICICI that i need to pay the EMI.

So i called ICICI cust care and stated that i have not received that demand draft yet and how then they have started the collection for EMI.

so the customer executive asked me not to pay the EMI and asked me that whether i wanted to get that demand draft on my home address.

Since this issue was so compolex and service was not good i denied his request and asked to just cancel those EMI and asked him to drop

email to me that i dont have to pay EMI.

He has done

I have called customer care several time s and said all things and also replied to their email stating same.

This is now 9th month of the year and ICICI have not resolved this issue even after 7 month of the this incident.



Regards,
Nilkanth Patil
[protected]@gmail.com

To
The Chairman and other Board members
Mr. N. Vaghul, Mr. Sridar Iyengar, Mr. Lakshmi N. Mittal, Mr. Narendra Murkumbi, Mr. Anupam Puri, Mr. Arun Ramanathan, Mr. M.K. Sharma, Mr. P.M. Sinha, Prof. Marti G. Subrahmanyam, Mr. T.S. Vijayan, Mr. V. Prem Watsa
Managing Director&CEO
Mr. K.V. Kamath.
Joint Managing Director & Chief Financial Officer
Ms. Chanda Kochhar.
Executive Directors
Mr. V. Vaidyanathan, Ms. Madhabi Puri-Buch, Mr. Sonjoy Chatterjee.
Customer Service Committee
Mr. N.Vaghul, Mr.Narendra Murkumbi, Mr. M.K. Sharma, Mr. P.M. Sinha, Mr. K. V. Kamath.
GM, AGM, DGM, FINANCE MANAGERS, CUSTOMER CARE MANAGERS, CREDIT CARD DIVISION MANAGERS, SALES MANAGERS CREDIT CARDS, STATE HEAD, ALL OTHER MANAGERS.
Copy to:- customer.[protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, harshil.m.[protected]@icicibank.com.

Sub: - CHEATERS BY ICICI BANK NAME
Sir
I shamnad fazil, account holder of ICICI Bank Kazhakkuttom branch, Trivandrum and my A/C. No. is[protected] and I had insurance from ICICI Lombard for my vehicle(Rs 26000). I would like to inform you that I am going to stop all dealings with wretched ICICI BANK.
Three times I applied for ICICI credit card but three times I hear fabricated reasons from you. And my forth applications restarted on 3 July 2008 last reason was my office verification not yet complete. Now what reason you made for me? Kindly find some major reason like applicant don’t have enough financial sound, don’t have home or I found the applicant on street like baggers,
You know what is my asset? That is around 3crores; tell me what eligibility/criteria need for the ICICI bank credit card.
I am the card holder for the AXIS and HDFC, with what basis they had given me the cards and they had given me a smart service and I am so satisfied with their service
Compare to them what the specialty you have .NOTHING ONLY BAD SERVICE and I am so irritated with your service
Tell me to whom I want to approach to get a better service, to AXIS or HDFC or your wretched ICICI BANK.
What stupid service you are providing to your customer? I am not INTERESTED to keep any kind of relation with ICICI bank and I recommended to all the same.
If this kind of service you are providing to your customers, you are not able to survive in this field.
It’s absolutely a cheating; now I want to know the reason for the disapproval of my card, please ignore my application I don’t want any kind of services from you any more.

DEAR SIR/MADAM,

I REQUESTED FOR MY BILLING ADDRESS CHANGE ON NOV 2007, I CALLED UP AT CUSTOMER CARE AND ASKED THEN TO CHANGE MY BILLING ADDRESS. FIRST PROBLEM IS THEY ARE ALWAYZ OVERLODED WITH THE REQUEST THAT NO ONE HAS TIME TO PICK UP MY PHONE. mY WAIT TIME WAS MORE THAN 4 MIN. AND I TRIED 5- 6 TIME. EVERY TIME SAME RESPONSE.
I STILL HAD SOME PATIENCES LEFT IN ME AND CHASED THEM FINALLY SOME ONE PICKED UP THE PHONE AND AFTER CONFIRMING ALL MY UPDATED ADDRESS THEY TOLD ME DUE TO ELECTRONIC PROBLEM OR CONNECTION PROBLEM THEY CANT DO IT RIGHT NOW. I HAVE CHASING THEM FROM LAST 6-7 MONTHS BUT EVERY TIME I GET THE SAME RESPONSE. ITS BEEN MORE THAN 7 MONTHS I HAVE BEEN TRYING TO CHANGE MY CREDIT CARD BILLING ADDRESS.
MOREOVER I I CALLED UP ON 8TH OF JULY SOME WHERE AROUND 4:00 PM AND LADY PICKED UP THE PHONE AFTER MY WAIT TIME WAS 3 MINZ. SHE AGAIN TOLD ME THE SAME ELECTRONIC PROBLEM AND THE TIME I TOLD HER TO DEACTIVATE MY CC SHE JUST CUT DOWN THE PHONE. THAT WAS SUCH A RUDE RESPONSE FROM CUSTOMER CARE PPL. IT WAS VERY SHOCKING AND UNACCEPTABLE FOR ME.

THIS IS NOT IT, I AM FACING MANY ISSUES THIS IS ONE OF THEM.

ANOTHER COMPLAINT IS WITH ICICI PRUDENTIAL. ITS VERY MUCH SAME ISSUE. BUT I AM OUT OF MY PATIENCES AND THATS WHY I LFET THAT ISUUE THEN AND THERE.

PLEASE LOOK INTO THE MATTER AND DO THE NEEDFUL.

SINCERELY
DIPIKA MEHTA

Dear Sir,

The following complaint was made last month in your complaint section.
1- Should we go through the same ritual every year. I have again received in my monthly statement a claim for annual 3rd year fee for Rs1500+185.40 for card No-[protected]. I have been using only one credit card No- [protected] for nearly 10yrs and pay for all transactions on that. Last year your bank went to the extent of adjusting the credit card payment made, towards annual fee of[protected] and claimed dues. A letter of reprimand from me was followed by apology and reversal of that. I will only pay for the card I use.

Needless to say I did not receive any reply from you. Conveniently the amount has been transfered to this month's balance due and is being claimed again.
I once again make it very clear, I will pay only for services I avail. Your records should show that I have been using your credit card No- [protected] for my transactions and paying the due amount promptly.
I have never had or used your credit card no:[protected] and refuse to pay for it.
Kindly look into this and do the needful.Anticipating a reply from your side.
Thanking you
Ravi Shankar S

sir
i have paid all the loan .Even after two months i have not received any DOCUMETS. Loan a/cl LBABD[protected]

I HAD CONTACTED CUSTOMER CARE ON TOLL FREE NO AND ALSO SENT FOLLOWING MAIL, BUT THERE IS NO RESPONSE.
'"payment against credit card [protected]Saturday, 28 June, 2008 07:38
From: "Harbhajan Singh Arora" <[protected]@yahoo.com>View contact details To: customer.[protected]@icicibank.comDear Sir/Madam,

I am using icici credit card since last about 7 years, when ever there is problem it was sorted out icici customercare immediately.

For the statement of May 2008 Ihad to pay Rs9385 approx by[protected]. I went to ICICIC BANK MPNagar Bhopal on[protected] to deposit cash Iwas told to deposit by cheque otherwise there will be penalty, I deposited that amount in my saving bank account in icici bank MpNagar and went to credit card brach to handover cheque no 583605 DATED dtd[protected] for Rs 9400/- they refused to accept the cheque anc asked me to drop in box, immediately i droped in box and told them 17th is last date, they told by evening it will credit.

on 26-6-08 I got call from your Bombay office that credit card payment is not received .

It is surprising when cheque is deposited in time and there is sufficient balance in A/C why it is has not been credted in credit card A/C

Pl. do the necessary, I had also lodged complaint with icicici customer care on[protected].

your sincerely



HS ARORA

B-150, ALKAPURI, BHOPAL

MOB. [protected]

PHONE[protected] "


ON[protected] I HAVE GIVEN FRESH CHEQUE NO 583608 DTD[protected] FOR RS.9400/=AGAINST CREDIT CARD PAYMENT DUE ON[protected] TO MR TIWARI, INCHARGE OF CREDIT CARD DIV. BHOPAL .
IT IS SURPRISING TO NOTE THAT TODAY i.e. 2-7-2008 I GOT PHONE CALL AT 5PM FROM PHONE NO[protected] THAT MY CHEQUE OF ICICI BANK IS LYING IN BHOPAL UNIVERSITY CAMPUS BRANCH OF BANK, AND I SHOULD COLLECT FROM THEM, THIS CHEQUE WAS DROPED BY ME IN ICICI CREDIT CARD DIV CHEQUE BOX. PL. CHECK HOW THIS BLUNDER HAD HAPPENED, AND REFUND ALL THE CHARGES, LATE FEE, INTEREST AND SERVICE CHARGES TO MY ACCOUNT.
YOUR IMMEDIATE ACTION IN THIS MATTER WILL BE APPRECIATED.

REGARDS

HS ARORA
B-150 ALKAPURI
BHOPAL
[protected]
[protected]







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Fraudness of my credit card
Dear Sir,
my name is hozefa lokhandwala and
My Credit card no "[protected]"is misused by some person on date of 4th july 2008 on jazeera airlines I request to you to that how would I Know the name, Address & phone No.ID no
which is shown by him .
thank you,

hozefa lokhandwala
al- burhan, 1st flr, flt no 16
marol church rd, andheri (e),
mumbai- 400059.

This is to bring to your notice that I have been harrassed a lot by ICICI bank loan division in the past few months. I am a loan consumer of ICICI Bank I have taken four loans from ICICI in the past. One two wheeler loan (Detail not available with me right now) all amount cleared towards this loan account. Then I took a personal loan of 78000 rupees (Loan A/C: LPDEL[protected]) and one Auto loan (Loan A/C:LADEL[protected]) one more personal loan in March'08 (Loan A/C:LIDEL[protected]).

I was going trough some tough financial conditions for past one year and was not able to pay installments on time for the personal loans. I however managed to pay the installments for the car loan till December'07 (with some skips). Then I got a good job in Chennai and finally I decided to pay the debts asap. Before I take any action from my side the Bank detected my salary account (A/C:[protected] and they block my salary account in the May and took 18650 rupees from my salary account which was part of my salary for April'08 (21st May'08) (I was only left with 2500 rupees of my salary to survive for the entire month. Then they blocked some amount on my account which I borrowed from someone and paid on 28th of May 18350 rupees. (Receipt of cash payment on 28th May'08 - L[protected])

Detail of bank statement copied below;

2 21/05/2008 21/05/2008 LPDEL[protected]/LI OCT07-687 1, 129.00 17, 634.00
3 21/05/2008 21/05/2008 LPDEL[protected]/LI SEP07-428 2, 939.00 14, 695.00
4 21/05/2008 21/05/2008 LPDEL[protected]/LI MAY07-429 2, 939.00 11, 756.00
5 21/05/2008 21/05/2008 LPDEL[protected]/LI JUN07-430 2, 939.00 8, 817.00
6 21/05/2008 21/05/2008 LPDEL[protected]/LI JUL07-431 2, 939.00 5, 878.00
7 21/05/2008 21/05/2008 LPDEL[protected]/LI AUG07-432 2, 939.00 2, 939.00
8 21/05/2008 21/05/2008 LPDEL[protected]/LI APR07-433 2, 939.00 0.00
I knew I have some dues towards my car loan (Loan A/C:LADEL[protected]) and I paid 29350 rupees cash on 28th May'08 (recepit no L[protected]). I have also given in written that I will pay the remaining debts in couple of months. Finally my salary account (A/C:[protected] was released but salary for that month was not credited to my account so I requested for advance salary and I received 18900 rupees as advance salary on 9th June'08. I thought I will pay 6000 rupees towards my car loan account and that the reason I kept that amount till the end of the month. But due to my shift timings I was not able to visit the branch to make payments. I once called ICICI customer care and tried to request to send someone to my place to collect the money (Can be checked with bank call records) but they told me that thsi will take five or more business days.

In total I had paid around (18600+18350+[protected] rupees in the month of May'08. My intensions are not to be a defaulter I am willing to pay all my debts but the bank need to understand that I am a human and I have my own expenses. If the bank blocks my salary or snatches the salary (i.e.my bread and butter) how will I survive in this new place where I don't have relatives or friends. When I will not survive i will either die or leave the job then how will the bank get the remaining money from me.

They did the same again they put a block of 30000 rupees on my acount by the end of June and they snatched all my salary, I am again left with 7600 rupees to survive for the entire month. I came to know that Mr. Manish Jain (mobile: [protected]) has leaned my account for 30000 rupees for another Loan A/C:LIDEL[protected]. I tried to call him and say that I will pay the money in two installments because I need money to pay towards my car loan and other expenses. But he was not at all listening to me. He said he will talk to me after sometime but never picked my phone. I called him not less than 20 times all the time he disconnected my call.

Please think that the bank took 96300 rupees from me in two months my salary is 26000 rupees, I was running through tough time for one year will I have money to eat, live work and pay the bank debt. I am not at all in a condition to pay a single penny towards my car loan account (Loan A/C:LADEL[protected]) under the current situation the bank has left me with.

I am mentally harrassed like anything by the bank. If I was to be a defaulter I wouldn't have paid any thing after the bank auto debited my salary. I would have left this job and joined someother company. I never did this I voluntarily paid money towards the car loan where the bank didn't block any thing on my salary account towards my car loan. Still the bank is not at all cooperating with me.

The only option left with me is to leave this job and go to my home town. I want to file a case against all these harrassement of snatching my bread and butter when I was willing to pay all my debts. I will file a case for all these what the bank have given me when I wanted to be loyal and if at any point of time I commit suicide the bank and Manish Jain (mobile: [protected]) will be responsible and they will be responsible for my family, my father has retired five years back and he don't have any source of Income. I am the only earning member of my family at this point of time.

I want you all to guide me what to do when I have paid so much still the bank is not cooperating with my problem.

Yesterday, I called customer care of ICICI to file a complaint against Manish Jain (mobile: [protected]) for not listening to me and behaving in rude manner. I spoke to Mega More representative and she lodged a complaint gave me a reference number SR71369679. Manish Jain along with ICICI bank snatched all my happines and left me with tensions, harrassment and tears. I am depressed don't have a way other than suicide. In case I have to die I will make sure his happiness are snatched from his life. He will be responsible with the bank for my death.

Please help me I need help I am dying !!

Dear sir,

I have SB account no.[protected] with ICICI Allahabad branch. I went to Brisbane, Australia for my company's work for the period 22/04/2008 to 26/04/2008. I stayed at Confort Inn Hotel, North gate. They asked for some debit card for security reasons. Hotel people swap my card and amount
300 AUS $ have been deducted from my ICICI account. I was not knowing that Rs.11734.95 have been deducted from my account. I came to know after coming back to India. I have done extra payment equivalent to 300 AUS $ .I have paid cash worth 640 AUS $ cash. The cash receipt is attached file Australia tour bills page 1. After coming back to india i have checked my account, I found that Rs.11734.95 is debited from my account (tran ID SB281426 dtd.22/04/2008). I have also attached account statement in excel form for your reference

In this connection i had a telephonic talk with hotel at Australia, they says that amount 300 Aus $ is not debited from my account you may check with your bank. Hotel people reply "This was only a pre auth no money has been taken this will disappear within a few days " .

After further correspondence, they advised “From Northgate Motel's bank, the only option you now have is to reject the claim for payment from your bank and claim payment back from your bank. Your bank needs to contact Northgate Bank which is "Westpac Bank, BSB No 034003" with the account
being in the name of "The Northgate Motel."

ICICI bank says that the above amount is swaped from your card, so you talk to Comfort Inn and hotel people are not giving reply.

Pl. do needful hotel says that the above amount is credited hotel's account.

(See attached file: Australia tour bills.pdf)(See attached
file:
[protected].xls)(See attached file: comfort Inn.pdf)(See attached
file:
Application.pdf)

With regards,


(Vinaykumar Natavarlal Suthar)
ICICI A/C No.[protected]
Mobile : [protected]

Respected Sir,
I have taken a Two Wheeler loan from ICICI Bank, which was started from 07th April, 2005, Loan Account no- LTCAL[protected], mode of payment is PDC and Tenor is for 36 months. The payment of the said Loan has been completed on Dtd. 7th March, 2008. But till now nither I receive the NOC Certificate, nor any reply from ICICI Bank. As without the NOC from ICICI Bank I am unable to cancel the hypothecation in my registration book. As ICICI Bank have publicity that "ICICI Bank is the best one in the field of LOAN". But my experience since those about ICICI proved all in vain.
Please take care the statement furnished to you and take action on this matter and reply me as soon a possible.
Thanking You
Yours faithfully
TUSHAR KUMAR SARKAR
Phone: [protected]
Add: Anandomoyee Para
(Deulpara)
Near Bolaibagh
P.O. NAIHATI
District: 24 Pgs (N)
Pin: 743165, West Bengal

in recent move icici bank has raised minimum deposit limit to 10, 000 per day. I have savings bank account - as a physically challenged person it is quite handful for me access the bank services through internet. Now the limit has raised it become a burden for me.