I had received a call from ICICI for personal loan, they had said that the processing fee will be given back in the form of cashback and because I was taking this loan to repay existing loan which was on hight rate of interest, I went ahead with them. Till the day of disbursement, even till now, they have not shared the loan agreement. Also, they have charged me a huge amount for insurance which was not discussed. Moreover, they are sending a DD for existing loan repayment which I was not told. If I pay using this DD, I will be charged foreclosure and if I had paid from my account, there would have been no foreclosure charge. I wrote to them within 4 hours of disbursement about the issues and now after 18 hours also, they are not sharing any information about the process of cancellation of the loan. I have not used any money that they have disbursed. Pls help.
ICICI Bank customer support has been notified about the posted complaint.
account no.[protected]
i have make a transaction of 8244/- INR but transaction got failed and amount has deducted from my paylater account, i need a refund in my paylater account asap, kindly look into the mater.
We have made a note of your concern. Our official will get in touch with you. We appreciate your patience.
Regards,
ICICI Bank Customer Service Team