| Address: Chennai, Tamil Nadu, 600121 |
| Website: icici.com |
My home loan account no is lbbng[protected], i have taken this loan in the year 2005 for an amount of 6, 60, 000 for 144 installment with floating interest of 7.75 then.
As of may 2017 this loan should have been completed, but still there is an out standing of 5, 35, 000 even after 12 months. The present interest rate is 14.5%.
I approached icici to reduce the interest rate, they asked me to go to the nearest bank, i went to iyappanthangal bank in chennai, they told me to go to porur branch, then porur branch told that i have to go to adyar branch. Then i went to adayar branch and they gave me a form to sign with 8.6 % interest rate with charges. When i signed and returned to porur branch they told the form is wrong and i have to go to anna salai branch.
I do not know really if the bank is really interested to help me or they do not know any thing about banking and i should go to all the branches in india.
I gave complaint to icici as well to there ceo. No response.
After 12 years as per agreement the loan is not closed and there is still 95% of the priciple as outstanding. For a loan amount of 6, 60, 000, i have paid 10, 15, 920 as of this moment and there is outstanding of 5, 35, 000. This is very worst and i want help to deal with icici.
ICICI Bank customer support has been notified about the posted complaint.
As mentioned above it is only mentioned as complaint resolved . But where is resolution. I have checked my mail also no resolution has been provided to me nor I have received any call. Can anyone tell me where is my experience letter and how do I get it. This is last time I am writing this here. Next time I will write to the higher authorities.
Regards
Khilly koul
236412
We are sorry to hear about your concern. Our official will get in touch with you. We appreciate your patience.
Regards,
ICICI Bank Customer Service Team