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HDFC Bank Complaints & Reviews

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Updated: Jun 7, 2026
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HDFC Bank reviews & complaints page 1063

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S
Soumendra Kumar Dash
from Hyderabad, Telangana
Dec 15, 2017
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Address: 500089

I had ordered a hdfc provided fastag a month back and it's not delivered yet.
I have already made number of follow up over phone but no resolution yet.
Application no: hfr010656

The fastag was couriered with tracking number blr[protected]. The courier service is very unprofessional and have returned back without any intimation to me.

Even after so many follow up on email and phone, i am not getting any response.
This is one of the worst service provided by hdfc. I have been customer for this brand for long time but now seeing such unprofessional behaviour i would recommend people not to use this service.

Please resolve this asap.
Jan 18, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 16, 2017
HDFC Bank Customer Care's response
Dear Customer,

Kindly email at hdfc.[protected]@sahaj.co.in or reach the Fastag Team directly at [protected] & [protected] for any assistance/clarification with regard to your Fastag application.

-Bejoy
HDFC Bank Customer Assistance
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    Tuphan Malik
    from Indore, Madhya Pradesh
    Dec 15, 2017
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    Address: Kolkata, West Bengal, 4525020

    My salary account was created by my company. I left the company 8months back simply today i opened my hdfc account showing negative balance -9738. I am not working anywhere & salary is not coming how they can do this negative balance. I am not using debit card, credit card. I can't pay this negative balance please close my account [protected]. I requested to hdfc don't convert salary account to saving account
    Jan 15, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Dec 15, 2017
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Manoj
    HDFC Bank Customer Assistance
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      M
      milan navinchandra mehta
      from Delhi, Delhi
      Dec 14, 2017
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      Address: 396191

      My mother expired before 5 years, we deleated her name to hdfc account but her demat account still live and her fund value is zero only one script and this script is suspended in bse and nse.

      Every year hdfc deduct 1000 rupees to my father account for depository charges of my mother demet account.

      This is wrong practice from hdfc bank can i go for consumers forum.
      HDFC Securities customer support has been notified about the posted complaint.
      hi..demat closures are taken care by hdfc bank.
      i have seen in the bank where they have a separate desk for demat accounts...probably could approach for closure..
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        W
        wasim1210
        from Mumbai, Maharashtra
        Dec 14, 2017
        Resolved
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        Address: Mumbai City, Maharashtra, 400059
        Website: www.hdfcbank.com

        Hello Sir/Ma'am,

        I am maintaining a salary account with HDFC bank since couple of months. A month ago, HDFC bank allegedly dispatched a credit credit card on my name. Moreover, bank sent me an email of credit card statement where annual subscription fee of Rs 1000, plus IGST of Rs 180 (total Rs 1180) was charged. The fact is, I did not receive any credit card in hand and bank charged this subscription fee forcefully.

        Immediately after receiving the alleged credit card's statement through email and SMS on registered mobile number, I intimated the bank's customer service division about non-receipt of credit card and requested them for cancellation of alleged charges. I did inform the bank's credit card support division through voice as well as through email. After no proper response from them, an attempt to auto-debit credit card bill through my HDFC salary account was made by HDFC bank. This attempt failed due to lower balance in my salary account. Since then, I sent numerous emails to bank's Grievance redressal team, greater grievance redressal team and senior management but no response arrived, except auto-generated emails. I complained about this issue to HDFC customer care over phone too. Details of all reference numbers mentioned below.

        I humbly request you to intervene and help me get justice by cancelling the credit card as well as alleged charges. It has been over a month now for this drama by the bank and credit card bill is also growing with time. This could happen with anyone and bank may turn unresponsive all of a sudden. These sort of attempt by private banks to loot their customers will seriously become hurdle in establishing trust with these RBI approved dacoits. Looking forward to have your intervention in the matter. Thank you so much in anticipation.

        Name: Wasim Pathan
        HDFC a/c No: [protected]
        Branch: Andheri East - Marol (Mumbai)
        Alleged credit card ends with: XXXX XXXX 0368

        customerservices.cards complaint No: [protected]
        Grievance.Redressal complaint No: HBL=[protected]
        Grievance.Redressalcc complaint No: [protected]
        PriorityRedressal.CreditCards complaint No: [protected]

        (Complaints were sent throughout the month of November)
        Jan 17, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Dec 16, 2017
        HDFC Bank Customer Care's response
        Dear Customer,

        We have taken note of your comments expressed and you may look forward to receive a response to your e-mail id within 3 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].

        -Manoj
        HDFC Bank Customer Assistance
        Dec 31, 2017
        Updated by wasim1210
        No response from the bank till now. Grievance redressal of the bank is so poor. The bank does these sorts of frauds very often.
        Still there is no response from the bank and I got credit card bill of the next month also. Pls help! HDFC bank is really setting the worst example in the name of customer service.
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          S
          from Tarikere, Karnataka
          Dec 14, 2017
          Resolved
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          Address: Bagalkot, Karnataka, 587101

          Cancellation of one assist membership
          I am a hdfc bank credit card holder. The bank has auto debited rs. 1299/- from my credit card number ending with 1535 without my concern on date:14/12/2017. I am not interested about this service and don't want this membership any more neither i have activated. So cancel the membership
          Name: spoorthi das
          Mobile no. :- [protected]
          Credit card number ending :- 1535
          Aug 8, 2021
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Customer

          Greetings from OneAssist..!

          We deeply regret for the inconvenience caused to you & appreciate your patience.

          We are unable to find any details, requesting you to kindly mail us the customer ID or registered mobile number to [protected]@oneassist.in

          Should you require any further assistance, please reach us at[protected].

          Regards,

          Sagar

          Team OneAssist
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            A
            ayush070587
            from Noida, Uttar Pradesh
            Dec 14, 2017
            Resolved
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            Hello sir / mam,

            I am left with no other option but to write my complaint on this forum. I have been chasing hdfc life since last 3 months it is very sad that hdfc life representatives are not able to resolve my concern for such a long duration.

            My mother (Mrs. Kumkum singhal) has enrolled for a hdfc life policy (Policy #[protected] in 2014. But due to some personal reasons, she wished to surrender the policy after 3 years in 2017.

            We approached hdfc life office (Rdc, ghaziabad) in september 2017 and completed all the formalities for surrendering the policy. We were assured that within 2-3 weeks our amount would be credited to our account. It's been almost 3 months and we have neither received the amount in our account nor any of the hdfc life representative has been able to provide us the satisfactory answer about why there is a delay in our refund.

            I feel that we have been trapped with hdfc life. Hdfc life representatives have misguided us to get enrolled in this policy. Hdfc life's operation team & service desk are also not able to resolve my queries & concerns from a very long time now. This is really very frustrating. Hdfc life don't understand their customer's priorities, need & emergencies. I would rate this experience a pretty bad one and would never be able to trust private banks again.

            I did not expected such an irresponsible conduct from a brand like hdfc. Hope my concern gets acknowledged & resolved soon.

            Regards
            Ayush singhal
            +91-[protected]
            Jan 21, 2018
            Complaint marked as Resolved 
            HDFC Life customer support has been notified about the posted complaint.
            Verified Support
            Dec 18, 2017
            HDFC Life Customer Care's response
            Hi, kindly inform the customer to write to us at [protected]@hdfclife.com from the registered Id to work on the same. Earlier, the request for surrender quote which was received by us was processed and confirmed to customer. So, in order to further have a look into the issue for not receiving the surrender payout, the concern from the registered Id is required by us.
            Dec 18, 2017
            Updated by ayush070587
            Hello Sir / Mam,

            For your kind information, our request was never resolved. Please re-open the the same request, if it has been closed at your end. How can you close a service request without notifying your customer. It is a failure on part of your Customer support team.

            We have never received any satisfactory answer for our our request.

            If it is resolved asap, I would have to post my dissatisfaction on social media, so that I make sure, none of my contacts fall prey to your unfriendly policies.

            Regards
            Ayush Singhal
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              D
              dikshad
              from Pune, Maharashtra
              Dec 14, 2017
              Resolved
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              Resolved

              priority pass - lounge charges imposed

              Address: 411001

              Hi i am a holder of hdfc regalia card where i had received priority pass for using lounges across airport terminals which is complimentary for some visits on yearly basis. I had used the priority pass in domestic terminal on 31st july, and also few other times later. Unfortunately for july i have been billed inr 4133. Reason not known, here are the issues
              1. I have not submitted my credit card during the visit, so i dont have any idea...
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              A
              Anand3256
              from Noida, Uttar Pradesh
              Dec 14, 2017
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              Website: www.hdfcbank.com/htdocs/common/fastag/contact.html

              Fasttag has been assigned for customerid[protected]. There are access deductions of 380 inr as adjustment entry on 10/16/2017. After that i am constantly trying to call the customer service but no response or no fruitful result. I have emailed all the details to their email ids hdfc. [protected]@sahaj.co.in, but no response in approx past 2 months. Their online portal is not working too, 10 days ago on 4 th december i could lodge a online service request, but there is no response.
              Hdfc has such a pathetic service when fastag is concerned. They are doing organized loot from this service. I am customer of hdfc bank from past 7 years, seeing their service i opted their fastag, but such a pathetic service from hdfc and sahaj.

              Whosoevr read this post, please do not apply fastag from hdfc if you want mental peace.
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Dec 15, 2017
              HDFC Bank Customer Care's response
              Dear Customer,

              Please forward us your email at [protected]@hdfcbank.com along with your account, tag and contact details so that we can check and assist you with your query.

              -Anay
              HDFC Bank Customer Assistance
              Verified Support
              Dec 18, 2017
              HDFC Bank Customer Care's response
              Dear Customer,

              We are working on your concern vide Ref ID:[protected] and will revert to you within 5 working days.

              -Anay
              HDFC Bank Customer Assistance
              Thank You Anay,

              I have sent the details. talktous team is saying to contact at sahaj which I am doing from past two months. Do you have any resolution.

              Thanks
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                P
                pikU7
                from New Delhi, Delhi
                Dec 14, 2017
                Resolved
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                Resolved

                Address: 122002
                Website: www.hdfcbank.com

                Hi, i have salary account in hdfc 2 years back when i was working at that time. After that i changed company & they provided other bank account. Recently i changed new company. The new company have using only hdfc salary accounts. But my hdfc exsisted old salary account showing -9000 balance.
                The bank converts my salary account converted into savings account & charged monthly.. Now its 9000 negative balance. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidlines on savings account banks not charge even its negative balance.
                I approach branch, but they behaved rudly & refuse to close account.
                Plz juistice to me. 9000 is huge amount to me. What is the solution?
                Jan 18, 2018
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Dec 16, 2017
                HDFC Bank Customer Care's response
                Dear Customer,

                We have taken up the matter with your branch and will respond to you on your registered email id in 5 working days. The reference number for your query is[protected]

                -Manoj
                HDFC Bank Customer Assistance
                Dec 19, 2017
                Updated by pikU7
                I visited to branch today which is in DLF phase 1, I am literally disappointed by the branch manager "Ashish" behavior who directly and bluntly denied not to wave off the charges or to close account. paying 9k negative balance will be a big amount for me. I am literally disappointed by the service of HDFC bank. I would request to solve this issue asap.
                Very bad service
                my account no is [protected]
                kalyan w, thane mumbai
                I have current account in your bank
                I have kyc done 1.5 month ago but my account close last 2 day
                no service from bank and call centar
                my all transection are stop
                no any bank person contat to me befor account close
                pikU7's [Complaint's author] reply, Dec 19, 2017
                Even I am disappointed by their services.
                Poor HDFC bank employees making up their salary by customers money. Their customer service is more of sales service selling different types of loans instead of solving customer issues. Never follows up back nor reachable.
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                  S
                  Savy Bhandare
                  from Delhi, Delhi
                  Dec 14, 2017
                  Resolved
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                  Address: Thane, Maharashtra, 421202

                  Hi,

                  Pls help we need make new demand draft of rs.284000 for last 5 days am following but bank person not responding and not giving better answer.

                  Original pay demand draft no.428505 for the amount of (Rs.288000/-) money which was issued on my request.
                  I request you to please cancel the above mentioned pay order/demand draft and make new demand draft of rs.284000 as earlier demand draft is not accepting due to excess amount.

                  Loan account no ;[protected]
                  My name :- savita v bhandare
                  Jan 15, 2018
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dec 14, 2017
                  Updated by Savy Bhandare
                  not given satisfied answer
                  Verified Support
                  Dec 15, 2017
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We have taken up the matter with concerned team and will respond to you on your registered email id within 3 working days. The reference number for your query is[protected].

                  -Anay
                  HDFC Bank Customer Assistance
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                    S
                    Sabahuddin Sabah
                    from Gurgaon, Haryana
                    Dec 14, 2017
                    Resolved
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                    Resolved

                    Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                    Hdfc deducted 885 on 12 dec stating depository charges nov[protected]. I never use my demat account never ever and i don't know how and when they have opened that account. Please refund my amount at earliest otherwise i have to close my hdfc account.
                    A disappointed customer.

                    Name-sabahuddin salahuddin
                    Hdfc cust id[protected]
                    Registered number-[protected]
                    Demat number[protected]
                    Jan 27, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Dec 15, 2017
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    Your email has been received vide ref id[protected]. We will take up the matter with concerned team and revert to you within 5 working days.

                    -Manoj
                    HDFC Bank Customer Assistance
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                      S
                      Suman kejriwal
                      from Gopalganj, Bihar
                      Dec 14, 2017
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                      Address: Muzaffarpur, Bihar, 842001

                      Bank locked operation without any information or query a/c. No. [protected].
                      Resolve and inform as soon as possible.
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Dec 15, 2017
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      As per regulatory requirements, Banks are required to carry out periodic updation of KYC for all there customers. In line with the above, the Bank has been sending intimation at regular intervals requesting you to furnish the KYC details immediately. However, it was observed that your KYC details were not updated even after several reminders, hence the transactions in the account has been restricted. We request you to comply with the KYC guidelines by visiting your nearest branch along with valid ID and address proof to resume normal operations in your account. Please refer to the following URL for complete details of our Branches: Branch: http://www.hdfcbank.com/personal/find-your-nearest/find-nearest-branch Assuring you our best services at all times.

                      Anay,
                      HDFC Customer Service Assistance.
                      Verified Support
                      Dec 19, 2017
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      Kindly note that in line with the Master Direction from RBI vide ""Know Your Customer (KYC) Direction, 2016"" rekyc document need be submitted for account no. XXXXXX4561. Still documents which you have given us is not having valid entity proof. Request you to submit above asap to process your rekyc documents and avoid any inconvenience to enjoy seamless banking with us. We regret the inconvenience caused to you on same matter. In case of any further requirement you may contact Arun Choudhari, BM, Muzaffarpur branch on [protected] or mail on arun.[protected]@hdfcbank.com

                      -Anay,
                      HDFC Customer Service Assistance.
                      Dec 22, 2017
                      Updated by Suman kejriwal
                      Which documents not submitted and you want for REKYC kindly confirm

                      Suman fashion
                      Muzaffarpur.
                      Which documents not submitted and you want for REKYC kindly confirm

                      Suman fashion
                      Muzaffarpur.
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                        A
                        ashwin_winwin
                        from Bengaluru, Karnataka
                        Dec 14, 2017
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                        Hdfc bank,
                        Yesterday i got one in sms on my reg mobile as shown below.in msg i am not dealing with any transaction with bse with r's 100000.00.

                        Dear customer mandate reference no: hdfc[protected] issued to bse limited with value rs. 100000.00 and frequency adho is received today for processing.in case of any issue please get in touch with your branch.

                        Please look into matter and check if any frauds happen and stop transaction
                        Jan 16, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Dec 14, 2017
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        I request you to share your Account No./Customer ID, transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                        -Anay
                        HDFC Bank Customer Assistance
                        I have emailed you the details. Today again i received the below message. This time it has my account details as well:

                        ACH Debit mandate registered for Rs. 100000 /- in A/c No.XXXXXXXXX***** for BSE LIMITED with UMRN No.HDFC[protected].

                        I have already shared the account details with you. Can you please tell me what the hell is going on? When i called your customer care they just told its a message in error yesterday but today again i have received the above message that too with my account details.
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                          L
                          lalitsharma107
                          from Ludhiana, Punjab
                          Dec 14, 2017
                          Resolved
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                          Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                          I have a complain regarding my amount (Inr 1450) is on hold.

                          Case-
                          I have a bank account in hdfc and my friend has his account in indusind bank. My friend transferred me inr 725 through indusind bank ios app on date 14 sept, 17. But when amount was deducted 3 times (725 each time) from his bank and transaction details are also showing that. I have also received the amount 3 times (725 each time). My friend informed me that extra amount is credited to you and then i transfer the inr 1450 (Extra two times credited) amount.

                          Indusind bank might have raised a complain and eventually my money (Inr 1450) had gone on hold by hdfc bank.

                          What i want is: i want my hdfc to remove hold from my money as there is no concern from my friend because i have transferred the amount to him.
                          If bank ask me to deduct money from my account and want to give refund to my friend, then i have no concern as i can get the amount from him manually.

                          Kindly do the needful.
                          Jan 15, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Dec 15, 2017
                          HDFC Bank Customer Care's response
                          Dear Lalit,

                          Kindly note that the hold has been placed in your account basis instruction received from the concerned bank towards incorrect IMPS transfers. In case you have refunded the money to your friend, kindly request him to inform his bank so that they in turn can instruct accordingly.

                          -Manoj
                          HDFC Bank Customer Assistance
                          Jan 22, 2018
                          Updated by lalitsharma107
                          Thanks
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                            bmshah156
                            from Ahmedabad, Gujarat
                            Dec 14, 2017
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                            I have opened 2 demate accounts 2 month ago with 1200 rs advance brokerage name. Till now i am hdfc dealer is not abe to map my acount. Could you please let me know how to close this accounts and how i can get refund of this account. Its waste of money. Now every day customer care officer says within 24hrs it will be done. Since now not happended. So please let me know how we can close this account. And initiate refund also
                            HDFC Securities customer support has been notified about the posted complaint.
                            Rs.1, 748.46 has been deducted from my account without any acknowledge

                            Below are the details of the Transaction:

                            Narration - Net PI to HSL Sec A-c 3078963-[protected]
                            Cheque/Ref. No.[protected]
                            Date- 01 Jan 2018
                            Kindly reply ASAP.

                            Regards
                            RamaKrishna Sunnam
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                              G
                              Ganesh Orsu
                              from Hyderabad, Telangana
                              Dec 14, 2017
                              Resolved
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                              Resolved

                              Address: Bidar, Karnataka, 585328
                              Website: www.hdfcbank.com

                              I was taken life insurance on nov 25 2017 and i was said to bank i can't able to pay the total amount (52, 250/-rs) at a time.. And bank staff said and forced me to take the insurance on credit card and that amount will be converted into emi..! Actually i don't know the process and i was believed that staff.. Now (14/12/2017) they are saying that 52250/- rs was not converted into emi and i should pay total amount at a time.. What the hell is going on there? I was said i can't able to pay at a time and i was agreed for emi.. Now the bank staff are asking total amount a time.. How a common man can pay that much of amount at a time? Why did you cheated on me? I was contacted to bank staff and they are saying "sry sir, we don't know.. U must pay the full amount now..!"...
                              They are very reckless staff.. Kindly convert my insurance to emi or cancel it...!

                              I can't pay the total amount at a time now.. Kindly resolve this issue.. Hdfc bank staff were cheated on me.. Kindly take an action.. I can provide all the details including with name and are with contact numbers to you...

                              Kindly don't cheat on your customers..!
                              I'm waiting for positive reply from your side...

                              Thank you in advance
                              Jan 16, 2018
                              Complaint marked as Resolved 
                              HDFC Life customer support has been notified about the posted complaint.
                              Verified Support
                              Dec 16, 2017
                              HDFC Life Customer Care's response
                              Hi, kindly write your issues to us at [protected]@hdfclife.com from the registered Id to have the same looked into. Also, do mention your policy no. in the email. Once the email is sent, kindly share the interaction Id with us to track the same.
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                                prasanna laxmi
                                from Hyderabad, Telangana
                                Dec 14, 2017
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                                Dear sir,
                                While transfering from sbi credit card to payzapp 5000 money blocked,
                                This is happen three times so totally 15000 money blocked, it happened before 3 months. I am calling to all sbi customer care and payzapp customer care also, but payzapp customercare no is not responding. Daily i am calling to sbi customer care and payzapp customer nos. To whom i need to contact and how i will get my money back.
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  V
                                  VidyashreeCT
                                  from Bengaluru, Karnataka
                                  Dec 14, 2017
                                  Resolved
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                                  Resolved

                                  Address: Bangalore, Karnataka

                                  I had applied for personal loan in hdfc. Initially they told me that rate of interest is 10.99%. So i submitted the documents. After approval also... The called and confirmed that interest is 10.99% and i will get a free insurance coverage for the same. Later next day they are calling and telling interest is 13.5% and i have to pay 6k for insurance. How cunning. They are not responding properly and they are not reducing it. They will not even pick the call.

                                  Loan ref no[protected]
                                  Jan 16, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Dec 16, 2017
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We understand that our sales manager Mr. Veerendra KV has contacted you and explained you about the interest rate and insurance amount. For further clarification you may contact him on [protected]

                                  -Manoj
                                  HDFC Bank Customer Assistance
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                                    A
                                    Ashwini Shrawage
                                    from Khuldabad, Maharashtra
                                    Dec 14, 2017
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                                    I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 4789 without my concern on date 01/12/2017 for oneassist mfee. It shows in my unbilled amount.

                                    I am not interested about this service and don't want this membership any more. So i sumbitted a complaint on this forum (www.consumercomplaints.in) on 04/12/2017 and requested to cancel the membership and refund this debited amount of rs.1399/-.

                                    On 05/12/2017, i got response from mr. Manoj (Hdfc bank customer assistance) and from mr. Sagar (Team oneassist). Mr. Sagar replied - "as per your request, we have cancelled your plan vide service request no. 2624739 & the refund will get processed in 7 working days".

                                    But i am very much shocked by knowing that in spite of cancelling my oneassist fee, they converted it to smart emi (I. E.- loan) and also charged rs.100 for processing fee and rs.18 for gst.

                                    I got email that -

                                    "we are pleased to grant you smartemi as per the details stated below.
                                    Loan no. Xxxxxxxxxxxxxxx8364
                                    Unsecured loan type smartemi
                                    Amount rs.1399.00
                                    Fixed interest rate 1.50% p. M.
                                    Tenure 3 months
                                    Emi rs.480.39 (Excluding gst @ 18%)*
                                    Processing fee rs.100.00
                                    Preclosure charges 3% (Of principal outstanding at the time of closure) + gst @ 18%"


                                    I have never opted for smartemi. Hdfc and oneassist once again made a mistake. They converted my oneassist mfee to smartemi. This is again an unauthorized transaction.

                                    I contacted their customer care department by phone and also send emails on [protected]@oneassist.in, termloans. [protected]@hdfcbank.net, customerservices. [protected]@hdfcbank.com. I got acknowledgement receipt. But no action is taken. Till today (I. E.- 14/12/2017), my complaint is unsolved.

                                    So both - hdfc bank & one assist - are kindly requested to:

                                    1) stop unauthorized debiting various charges.
                                    2) refund my oneassist mfee.
                                    3) cancel my dial an emi of rs. 1399/-
                                    4) refund my smartemi processing fee rs. 100/- + gst rs. 18/- along with interest charged + preclosure charges 3% + gst @ 18%.
                                    5) please do not give me any more shock that could cause me a heart attack...!

                                    Thanking you.
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      M
                                      Mona.lisa
                                      from Gurgaon, Haryana
                                      Dec 14, 2017
                                      Resolved
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                                      Resolved

                                      Address: Gurgaon, Haryana

                                      The worst service i have ever seen in all bank is by hdfc bank. They put my whole amount on hold for not being paid credit card payment. And i have paid minimum due amount every month as genuine customer. You people can check my record as well. Just because i have not paid one month due amount they kept my whole amount on hold. This is so irritating. I have visited bank thrice before salary by asking them are you sure once i will receive salary nothing will happen to my account and automatically due amount will get deducted from my account so that i do not have to visit bank again. And for your kind information my auto debit is on for my account and even i have visited bank and let bank person to on my auto debit for my account. And as expected due amount didn't get deducted after auto debit was on. This let me suffer a lot. At present i don't have single penny in my hand bank person refused to help me. They asked me to call cx care and cx care gave me collection dept number and misbehave with me as i was so irate at that point of time. Instead of letting me calm down she started misbehaving with me. Plus she has given me collection department number i have called more than 10 times they are disconnecting my call and not getting any call back from them. Number given by cx care dept for collection team is [protected] and 02. And when collection team department used to call me they used to irritate me to pay this amount even after when i told them i will pay once i will receive my salary. And today when i have called them they even didn't pick up the call. So pissed up from your services. If i am not ready to pay the amount then you people could do that i would have never felt bad but when i am ready to pay the amount and this happened to me. This is so irritating. I have written this to your all concerend directors and ceo of hdfc bank and if i will not get any resolution in 24 hours i would love to give review on twitter.
                                      Jan 15, 2018
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Dec 15, 2017
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      We have taken note of your comments expressed and you may look forward to receive a response to your e-mail id within 3 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].

                                      -Manoj
                                      HDFC Bank Customer Assistance
                                      Dec 15, 2017
                                      Updated by Mona.lisa
                                      Wao! I have received a call from complaints department from HDFC by stating till the time I won't give the whole payments they wont release my amount. I simply told them If would have never paid the due amount then I would love to pay the whole amount. But just because I missed one month due amount and this happened to me. I am also gonna do police complain for that. This shouldn't happened in this way. I need solution for that. or want my money back. Even I told her deduct the total due amount 10k and give rest back she was not ready and said pay whole amount then only rest will release.
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