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HDFC Bank Complaints & Reviews

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Updated: Jul 8, 2026
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Y
Yniwate
from Vasai-Virar, Maharashtra
Oct 5, 2019
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Need to pre-close my hdfc insta jumbo loan on credit card. There is no process mentioned on hdfc bank website or netbanking account. Since the process to take loan is easy then why they do not have any process to close the same online as well. On customer care number it is very difficult to talk to customer care executive.
Kindly tell me the charges on the loan and procedure for the same
Nov 9, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Oct 05, 2019
HDFC Bank Customer Care's response
Dear Customer,

Let us look into it for you. Please click on https://bit.ly/2Lzhyn3 and share your complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

-Anay
HDFC Bank Customer Assistance
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    Parth Mandaliya
    from Pune, Maharashtra
    Oct 5, 2019
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    Address: Hyderabad, Andhra Pradesh, 500032

    Hi,

    On 20th of sept, 2019, i made a transaction of 12, 999 which i had to cancel within an hour. I got the confirmation email from amazon for cancellation and the order canceled successfully.

    In the mail it was mentioned, it would take up to 5 business days for the refund to process to my account.

    After that period i got a little worried because, and contacted amazon they said the has been successfully processed from their side and the refund reference number is 024748 (And the order id is[protected].

    After that, i contacted the bank customer service lots of the time they are giving the same answer that it has to cancel from amazon's side. And all the time different solutions they are giving, once they mentioned writing to customerservices. [protected]@hdfcbank.com, i did. Today i got a reply from them to wait for 15 days after canceling the order for a refund to be processed.

    But 15 days have been already passed. I replied to them within an hour of getting a reply from them but again they will take 2 working days to reply to me.

    I am attaching all the screenshot of amazon's reply with the refund reference number and bank's reply as well.

    Thanks to all the people in advance, who are going to look into this issue.
    Nov 8, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Oct 07, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    We have reviewed your comments and request you to click on https://bit.ly/2Lzhyn3 to send us the duly filled and signed form which is available on our website under the following path to enable us to do the needful.
    Forms Center > Credit Cards > Cardholder Dispute Form. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

    -Nadia
    HDFC Bank Customer Assistance
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      shashikm10
      from Mathura, Uttar Pradesh
      Oct 5, 2019
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      Address: Sant Ravidas Nagar, Uttar Pradesh, 221401

      I have a saving account in hdfc bank a/c no. [protected].
      Due to non maintenance of minimum balance now my balance is -4195.
      I went to bank yesterday if it can be closed but they are saying i have to pay this amount. I asked if it possible make it 0 so that i can reuse this same account.
      Now i am in tension because i don’t have money to close it.
      So i request you to please solve this problem so that i can reuse this account.
      It will be a great help.

      Thanks and regards
      Shashikant rmaurya
      [protected]
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Oct 07, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We would like to inform you that there is an outstanding charge [AMB, Insta alert etc...] on your account to be recovered.

      Hence we request you to maintain a sufficient balance in your savings account or transfer the same so that the charges can be recovered.

      For further assistance on your outstanding charges, we request you to visit your account branch.

      -Nadia
      HDFC Bank Customer Assistance
      Oct 15, 2019
      Updated by shashikm10
      Dear sir every month I get the sms that 300 is charged due to the non maintenance of minimum balance.
      Moreover if it is other charges then I don't think it can be this much only for 1 year and some months.
      Please resolve my problem.
      Regards
      Shashikant maurya
      Every month I get this msg” Dear Customer, A/c xxx0537 charged Rs.300 for non maintenance in SEP 19. Pls maintain req bal to avoid charges. For details visit Branch/NetBanking/Website”
      And now you are adding other formalities that there can be different reasons of it.
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        K
        kumarlalit5420
        from Hyderabad, Telangana
        Oct 5, 2019
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        Address: kaisarganj, Bahraich, Uttar Pradesh, 271903

        I am customer of hdfc bank since 4 year. 25-30 laks per year of my yearlly turnover in starting 2 year but previus 1 year branch is unable to setishfy thair customers problems till here cash deposite and widraw is major problem..
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          shobhit1806
          from Bareilly, Uttar Pradesh
          Oct 5, 2019
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          Address: Bareilly, Uttar Pradesh, 243001

          As i have been taken 500 rs with hdfc credit card which is done wrongly and mistakenly for which bank charge 590 on 500 as huge interest rate which is too much for me as huge and double tare of interest so i want waver on this mistakenly done please help in wavie of the huge intrest rate. And i contact with customer care he said it will be resolved because its first time so please help and resolve it its too hight rate of intrst for me please wave of as i am loyal customer.
          Nov 12, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Oct 05, 2019
          Updated by shobhit1806
          this will held on 22 sep 2019 complaint number is [protected] provide by customer care
          Verified Support
          Oct 05, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

          -Bejoy
          HDFC Bank Customer Assistance
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            P
            priyanka bhushan
            from Mumbai, Maharashtra
            Oct 5, 2019
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            Address: 570008

            Hi,
            I had to transfer amount of 10200 cad for gic purpose (Canada) and initiated the process. Initially i went to hdfc branch which is located in technopark of trivandrum. A person by name shibu told me that the wire would be risky and asked me to try online. I did tried couple of days and got an error email. I went back to shibu and showed him the error email. So it almost took 4 days including the weekend. So ideally 4 days of mine is wasted because of the hdfc employee. I was still patient. I went back to shibu tulsidharan with my cheque and asked him to file gic through wire transfer. He gave me a form to fill and passport xerox was also taken. He gave me few of the previously applied gic applications to ease filling the form. That's when i realised people had filled it manually earlier and he has handled these cases before. He still wasted my time asking me to do online.
            I was still patient. This happened on 30th september 2019. I asked him to file the application on the same day since it was really urgent to me. He denied saying he is busy today and will be doing it the next day. He did filed the application on oct 1st'2019. Total amount of 557000 was deducted from the account along with 1100 commission. Evening i got a call from shibu saying the application is on hold since the name in passport and account is different. He wasn't even aware that the name has to be same even after handling so many gic cases. I was still patient. 2nd oct was a holiday. I gave him a call on, 3rd october asking about the status. He says he has requested for the refund and it is in process. Its 5th october today and i haven't got back my amount, neither my gic is processed. Everyday he says something new saying he has requested treasury for the refund. And not even sure when the refund is happening. Everyday he says it will be done by eod and there's no update. During my conversation with him today 5th oct he mentioned saying today is saturday i'm not sure if they process. Why not? Saturday is a working day for the employees right? Also, 7th and 8th oct is a holiday. I haven't got my money back neither i'm able to file gic. I asked him if i should apply for name change as per passport yesterday 4th oct he said that's not required he would take approvals and get it done. And today 5th oct he says you have to apply for name change. I have had such bad experience with hdfc i would not recommend it to my friends and family going forward. I am very frustrated with the process and the customer support executives. He is a manager of a bank and is not able to communicate to me in english. Please take this escalation and let me know when i would get my money back? I have already wasted my 2 weeks and next week also since the name change will take 3 working days. I make sure this reaches all social media and people are aware about this.
            Nov 6, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Oct 05, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details. Please mention reference number TT[protected] for us to promptly respond to you via email.

            -Bejoy
            HDFC Bank Customer Assistance
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              Prasanth Badisa
              from Chennai, Tamil Nadu
              Oct 5, 2019
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              Address: Gopaln Global Axis, 560066

              I have done transaction on oct 1st through hdfc credit card 12300/ to payzapp wallet.
              Money got deducted from hdfc credit card. But payzapp wallet not reflected 12300/ amount.

              Im facing this issue last four days.
              Still amount not reflect back to hdfc credit card or payzapp wallet.

              I contacted hdfc customer care. They told that wait for 2 days, it will reflect but no response till now.
              No contact support for payzapp wallet.

              Please provide valid solution.
              HDFC Bank customer support has been notified about the posted complaint.
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                S
                Sukila@1958
                from Mumbai, Maharashtra
                Oct 5, 2019
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                Address: Kolkata, West Bengal, 700084

                Maintaining salary account since 2015!!
                Never accepted any offers as there was no need.
                When there was a need and i had applied for a pl, in lieu i got only harassment which was a real surprise for me from a bank who claim themselves as india's no.1 bank. The representatives only asked for documents, but never gave a proper feedback except harrassment
                Nov 11, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Oct 06, 2019
                HDFC Bank Customer Care's response
                Dear Customer,

                We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share your application number, mode of application, date of application, complete address of branch if you applied at one, complete name and your contact details. Visit here https://goo.gl/1VtDj3 for help with branch address. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                -Anay
                HDFC Bank Customer Assistance
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                  D
                  Deep Singh Matharu
                  from Nawanshahr, Punjab
                  Oct 4, 2019
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                  Address: Junagadh, Gujarat, 174315

                  I bought a product from amazon for ₹996. I paid it by upi money transfer attached with my hdfc bank account. After some time i cancelled the order and requested for refund of payment. The amazon initiate my refund on same day and they send me a refund reference #[protected] number and ask me to wait for 4 business days. The date when amazon initiate the refund is 30 september 2019 but till 04 october 2019 i haven’t receive my refund yet. I call amazon and ask them for my refund and they said that please contact with your bank customer care. Please help me out for this trouble.
                  Oct 5, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
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                    S
                    SpeakUp
                    Oct 4, 2019
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                    I've not been receiving otps for adding someone as a beneficiary from hdfc since yesterday.

                    I just moved to nepal and they have no provision for a universal toll free customer care number! Can't get through the so called 'central number' that they have for other countries -'[protected]'

                    I'm sure one understands how frustrating it is to not be able to speak to anyone! Worse, they have no provision for complaining about otps on their useless 'eva chatbot' system or in their complaints section.

                    Seems like no one wants to talk otps!!!
                    HDFC Bank customer support has been notified about the posted complaint.
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                      M
                      maniraj76
                      from Delhi, Delhi
                      Oct 4, 2019
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                      Resolved

                      Address: chennai, Chennai, Tamil Nadu
                      Website: www.mobikwik.com

                      Dear sir,

                      From my card number [protected], 15000 rupees was detected from the phone number [protected]. Please do needful
                      Date of incident: 04 oct 2019 at 08:10 pm
                      Client website: WWW.MOBIKWIK.COM, ph. No: [protected]
                      They have called from this mobile number [protected] & told me that they have called from naukri & told to open the website of www.naukrijob.org.in & told to pay processing fee of rupees 50 but detected rs 5000 & they have told to click refund menu again but again detected 5000 rs likewise totally 15000 rs detected from my account. But otp i only typed. So kindly consider my complaint.
                      Nov 11, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Oct 11, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

                      -Nadia
                      HDFC Bank Customer Assistance
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                        M
                        mailtosatis
                        from Pune, Maharashtra
                        Oct 4, 2019
                        Resolved
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                        Hi,

                        I have been using hdfc savings bank account for one of my previous employer where i have worked for only 4 months. Account was opened in 2013 and when i left that organization it was no longer in use.

                        Now the problem is i need to open bank statement pdf file which is password protected which need my customer id. I have forgot / lost everything including bank account number.

                        The bank account was opened with below registered details.
                        Account type: savings account
                        Registered mobile number: +91 [protected] (Not active now)
                        Registered email id: [protected]@gmail.com (Active now)
                        Branch: broadway, chennai

                        I desperately need my customer id to open my bank statement file, because i need to submit to my current employer for the background verification which is very mandatory. It is very very urgent. Please help.,

                        Thanks & regards,
                        R. Satheesh kumar
                        [protected]
                        Nov 5, 2019
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Oct 04, 2019
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        Thanks for writing to us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to share the required details and complete concern. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

                        -Anay
                        HDFC Bank Customer Assistance
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                          A
                          Aai Shree
                          from Ahmedabad, Gujarat
                          Oct 4, 2019
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                          Address: PAVIJETPUR, 391160
                          Website: WWW.MYCIBIL.COM

                          Sinora ajitsinh chhatrasinh
                          Member id no : bn01090155
                          Two wheeler loan agreement no : 15514483

                          I we received a two wheeler loan from your hdfc bank of rs 39322 on 31/10/2009.
                          After receiving the loan, we were regular in paying fifteen-seventh installment of the loan
                          Thereafter, we have paid all the balance due together on 24/8/2012
                          We have also been given a certificate by the bank providing the loan

                          We have a loan report showing that the loan is still pending.
                          HDFC Bank customer support has been notified about the posted complaint.
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                            R.Thanga Thirupathi
                            from Delhi, Delhi
                            Oct 4, 2019
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                            Address: 2-2209/2-Chinnathambi Nagar, chinnathambi Nagar, Virudhunagar, Tamil Nadu, 626189

                            I have booked a railway ticket but the transaction failed due to network failure and money was deducted. I got refund msg from irctc, that 'an amount of rs 838.68 deducted against irctc txn id [protected]on 03-oct-2019 will be refunded as your ticket could not be booked / service not rendered. But hdfc haven't credited it in my account, till now, and one same day i received another msg from irctc that 'ur transaction on hdfc bank debit/atm card ending * for rs. 838.68 has been credited/reversed by irctc12027 on[protected]:16:51:15. But till now no msg from the bank i have received also i have cross-checked it with atm. I want support from the bank.
                            HDFC Bank customer support has been notified about the posted complaint.
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                              S
                              swapnabakshi
                              Oct 4, 2019
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                              Hi, i have updated my uk number in my bank account a few months ago, and i have been getting all the opts instantly on that number, but i am not getting them anymore. It works sometimes and sometimes it doesn't.
                              I didn't get an otp a day before then it worked yesterday, and now it stopped working again. I am trying to do a payment online and i am not able to receive an otp now. This is very annoying and frustrating.
                              Can you please check why this is happening?
                              Let me know if you need any details?
                              HDFC Bank customer support has been notified about the posted complaint.
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                                A
                                Abiyadav
                                from Bengaluru, Karnataka
                                Oct 4, 2019
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                                I didn't make lump transactions. but I had lost Rs 166 and Rs 177 from my account.

                                i request you to refund these unnecessary charges to my account back and make sure these actions will not repeat again. If any mistakes from my side, please let me know.

                                Regards,
                                Abinaya
                                [protected].
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                                  sudeep bhatt
                                  from Jainpur, Uttar Pradesh
                                  Oct 4, 2019
                                  Resolved
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                                  Resolved

                                  Address: Majra, dehradun, Dehradun, Uttarakhand, 248171

                                  My home branch is in roorkee, i have opened my ppf account by online dated 29/09/2019 and it has been opened after 24 hr, when i have checked the status of my ppf account it has been opened but my branch shows as anna nagar i, since m from roorkee how it opened from anna nagar without my concern, unable to understand how it is possible, now please suggest further action.
                                  Nov 11, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Oct 05, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We like to confirm that the PPF account is opened centrally at Chennai for any further assistance kindly visit the nearest HDFC Bank Branch.

                                  -Zubin
                                  HDFC Bank Customer Assistance
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                                    SushreeSagarika
                                    from Bengaluru, Karnataka
                                    Oct 4, 2019
                                    Resolved
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                                    Resolved

                                    Address: Bangalore, Karnataka

                                    Hi,

                                    I had lost my food plus card, i am a tcs associate, could you block the card and issue the new card. Also my old card has balance money in that account around 5k.

                                    Could you please transfer the amount in the new card. I am waiting for you response.

                                    The food card number is : [protected]

                                    Please resolve this matter asap.

                                    My email : sushree. [protected]@tcs.com
                                    Nov 5, 2019
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Oct 05, 2019
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We confirm our FoodCard team has sent you an e-mail to assist you with your query on[protected]:07 Please feel free to write to us using following URL further assistance http://bit.ly/2leGTHn.

                                    -Nadia
                                    HDFC Bank Customer Assistance
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                                      Lakki Reddy Prabhakar Reddy
                                      from Chennai, Tamil Nadu
                                      Oct 4, 2019
                                      Resolved
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                                      Resolved

                                      Address: 2/91-A,peddapasapula(post) peddamodium(m, YSR, Andhra Pradesh, 516411

                                      Hai hdfc bank,
                                      I am taken persanol loan 200000 in hdfc in 2015 year. On 2019 june month some mistakes happen settled with 50000 amount... But after i realise my cibil score. Then my pending dues full clear in july 27... But still my account status is show settled.. Please update my status with closed. And one more error is in my cibil score. I am talen loan 200000. But in detailes writeof amount is 368500. How is this posible.. Please correction all my details.
                                      Thank you
                                      Nov 6, 2019
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Oct 04, 2019
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      with regard to your credit card we request you to contact our Debt manager at[protected]

                                      Nadia
                                      HDFC Bank Customer Assistance
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                                        kanchan kathpalia
                                        from Delhi, Delhi
                                        Oct 4, 2019
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                                        Resolved

                                        Address: Flat A-10, Rahul park, Gaikward Nagar, Aundh, Pune, Maharashtra, 411007

                                        Hi,

                                        I took hdfc credit card in july 2018 and as per they there is no annual charges of that. After that they charge me 1000 rs by saying its annual charges, then they again charged 1000 rs in july as card renewal charges. Then i closed my card and denied renewing the card. They agreed to cancel and remove the charges.
                                        Now they are auto debiting the amount from my bank account and giving me slangs you have to.

                                        Why are they charging twice? It's just 1 year.
                                        They are mentally torturing me. They lie 100 times for this.
                                        One customer representive saying x thing another saying y thing.
                                        I also went to bank and they say the amount will not deduct just re-register the card. Now they are debiting it from bank.
                                        Nov 5, 2019
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Oct 04, 2019
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share your Account No. or Customer ID & registered contact details with the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                                        -Anay
                                        HDFC Bank Customer Assistance
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