The following is the sequence of the events:
1. I received sms on 22.11.2017 at 7.01 pm stating that free access to indian airport lounges under priority pass are not allowed and will be charged.
2. I immediately sent a e-mail & letter dt: 23.11.2017 mentioning about the sudden action and not to debit priority pass charges without my acceptance. This has been acknowledged by the bank. Prior to 22.11.2017 sms, i have not received any communication from hdfc bank by sms, e-mail, etc.,
3. Infact, i have not received original monthly statement by courier for several months in 2017 and no original statement from jan’2018 onwards. Only after giving a complaint ref. No.[protected] i received statements by courier.
4. As per the statements; bank has unilaterally debited rs.1742.04 plus cgst rs.156.78 plus sgst rs.156.78 on 9th jan’18 for priority pass alleged usage on 6th oct’2017. (15th jan 2018 statement).
5. I have sent e-mails and letter dt: 29 & 30.1.2018 to reverse this unilateral debit of priority charges. This has been acknowledged by the bank
6. The wrong claim of priority pass of rs.1742.04 was reversed by the bank on 5th feb’2018. However the cgst & sgsct charges were not revised by the bank,
7. In the statement of 15.2, 2018; bank has unilaterally debited rs.1746.09 plus cgst rs.157.15 plus sgst rs.157.15 on 1st feb ’18
8. I have sent an e-mail and letter dt:26.2.2018 to reverse this unilateral debit of priority charges. This has been acknowledged by the bank
9. In the statement of 15.3.2018 bank has unilaterally debited rs.1287.19 as finance charges.
10. I have sent e-mails and letter dt: 23.3.2018 to reverse this unilateral debit of finance charges. This has been acknowledged by the bank.
11. On 26th march 2018, the bank has reversed the wrongly debited finance charges of rs. 1287.19
12. In the statement of 15.4.2018 bank has unilaterally debited cgst of rs.115.85 plus sgst of rs.115.85 against the finance charges of rs.1287.19???
13..in the statement of 15.4.2018 bank has unilaterally debited rs.4637.37 as finance charges plus cgst & sgst???
14. Seeing the above self serving pattern of the bank without any consideration for the longstanding customer and gross deficiency in service causing unnecessary harassment agony, i decided and sent a mail to the md & head of cards on 26.4.2018.
15. If the bank continues in the same pattern i will be forced to approach the banking ombudsman and the press.
Sincerely,
Jitendra goenka.
HDFC Bank customer support has been notified about the posted complaint.
I have asked what's the use of customer service if I need to mail for a complaint