Dear Sir,
I utilized my Kotak Bank debit/ATM card to withdraw INR 10, 000 cash from HDFC ATM (ATM ID: S1ACDI81 SQ 9359) in Vasant Kunj Sector B2 Market on 28/03/2018 around 21:57 hours. However, the ATM machine dispensed only INR 8500 4 notes of Rs 2000 & 1 note of Rs 500 denomination. The shortfall on the transaction was INR 1500. I raised a request with issuer bank (Kotak) on 28/03/2018 around 22:04 hours and was provided a service request confirmation (SR#1-[protected]). On the 7th day 04/04/2018 i received notification that the issue has been resolved where HDFC notified Kotak Bank that INR 10, 000 amount was dispensed! Considering this wrong doing, i raised another service request with Kotak bank and was assigned another new service request (SR#1-[protected]) with no mention on dispute reason. I was asked to wait for 17 days for resolution.
Having read many similar instances and response from Consumer Complaints forum (stating the issue has been sent to concerned bank), i am fearful that banks are getting an upper hand, getting away with unfair transactions and cheating people of their hard earned money!!! It would indeed be a win for the common man if the consumer compliant forum truly addressed the issue and took action in holding the banks accountable, irrespective of what the loss to consumer is!!
May 14, 2018
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Apr 06, 2018
HDFC Bank Customer Care's response Dear Customer,
With reference to your complaint regarding a debit placed on your Kotak Bank savings account in spite of non dispensation of cash from an HDFC Bank ATM. Please follow the below process for claiming the funds: 1. Submit a complaint /dispute letter to the issuing bank Kotak Bank branch where you hold the savings bank account. 2. The Issuing Bank will then raise a chargeback dispute/query on us (HDFC BANK) seeking the disputed transaction status. 3. If the transaction stands valid as per your claim, the funds will be returned to the issuing bank, which would be credited to your account by your respective bank. Assuring you of our best services always.
-Manoj
HDFC Bank Customer Assistance
Greetings from OneAssist..!
We deeply regret for the inconvenience caused to you & appreciate your patience.
We are unable to find any details, requesting you to kindly mail us the customer ID or registered mobile number to [protected]@oneassist.in
Should you require any further assistance, please reach us at[protected].
Regards,
Brij
Team OneAssist.