Home Credit India Finance Complaints & Reviews

Dear sir,
Actually i am taking loan from home credit in july 2017 and now i want to close my loan but today when i am calculating about how much principal + interest they have taken from me. I was in shocked because i am taking a loan of rs. 45000 with intrest is 42.12%. When i am checking in loan calculator it is so much less than my home credit emi. And i will try to find in homer credit website also but calculator option is disabled, it not showing the correct page. Finally please mention this issue and try to solve as soon as possible. Because so many people are suffering with this heavy flood of intrest.
And here i am attaching the loan payments. Pdf file please check at once and try to calculate, what type of loan repayment method is?

Hi
Contract No. [protected] disburse amonut has not been credited
Loan has been approved on 30th Jan and it supposed disbursed on the very next day( 31st Jan 2018). But till date it has not been done yet and when I am checking status of the application, its showing my profile is active and payment due date is 2/3/2018. Is it joking your doing guys. I cant understand why you commit for transfer money into account with in 10 mins.disgusting!!!

Amit
Mobile [protected]

I (Amit jha s/o bhal chander jha) have requested for noc for my yamaha fz, my mobile number is [protected] but after many reminder/ request, i have not received noc not even any response from home credit. Almost 1 month passed still they telling "your application is under processed". Help me

Mobile number...[protected]
Contract it [protected]
Dob..06.03.1991
Address. J-1556.. J block jahangirpuri nd.110033

Good morning sir my name is hey sham ahmed and my loan number[protected] and registered mobile number[protected] sir meri payment kuch dino se around 123 days se delay h. Meri family mai. Kuch issue huye tht jisme. Mere father admit in icu. Jis wajh se maine payment dene mai asmrth tha. Mere father bhi bi hospital mai. Admit h or home credit ki traf se mera loan cancel kr dia gya h posible h kya ki loan reopen kia ja sake sir humble request you please reopen my loan. Mai ek dum se 104630/- ki payment ni. Kr skta sir ji.

Dear Sir/ mam,

I am Santu Dubey, address-Ramdhanu basu building, saha panchil, dhalua, kolkata. Contract no-[protected], cust id-8473748 and reg mobile no-[protected]. I have applied for a mini cash loan on 26th jan 2018 but yet not received.
Customer care team is not proving the resolution properly. I want my payment by today eod else i will make harassment case against you in consumer forum.
You have written in advertisement that within 1day payment wud be done but 6days over till payment not received. Is this a good service???

Regards,
Santu Dubey

I got conformation from home credit on 29 th jan-18 but still my loan amount not credited and already time line has been over and home credit app showing is statusactive and due date and amount. No proper answer from home credit customer care. Why i will pay emi?? Yet amount not credited. When amount will be credit??
My detail is below
Loan number - [protected]
Customer id - 8515683
Contact number.[protected]

Congratulations kumar! Home credit loan number [protected] is finished. We definitely wish to see you in near future. You can download closure form from our mobile app http://hcapps.in.

Now the thing is after finish the loan how can u try to withdraw the amount. Now my account is empty who will pay the debit return charges. I want return charges amt 470/-. If i'm not getting any answer from company i'll file the case over to consumer forum. I have a proof like a loan closing sms and debit return charges details also i know very well how to proceed legally because i'm also the same financial domain hence i'll proceed legally.

Dear team

Please help as home credit finance company offered me mini loan of rs.10000/- through his website but loan amount not credited till now however i had submitted all required documents and formalities.

I had also received that confirmation from the home credit through mail and sms, as per mail and sms loan sanctioned and should be credit in my account by 29th eod but today 30th is over and i am waiting for the credit.

Contract id "[protected]", for loan amount of rs "10000"

Applied on 28th jan'18. Contract no. [protected] loan approved & same was supposed to be disbursed on 29th jan'18. Today on 30th jan'18 @ 1.32 pm still awaiting loan disbursement to my account. Calling customer care is useless they do not have any updates always keep saying will be disbursed within 24 hrs. I shall remind you its about to be 48 hrs and you have started calculation interest from 28th itself without disbursing loan.
Hopeless services.. Must say...

My name : s. Rajesh kanna

My mobile number : [protected]

My loan number : [protected]

Hi sir
I applied loan in last week & i received confirmation
Message my loan application was approved & i will get money in two
Working days but still i didn't get money in my bank account but my emi applied
I called customer care they said send the naiken to [protected]@homecredit.co.in i sent the mail but still i didn't get reply from that

Kindly advice us without i getting money why i need to pay emi

My home credit loan no:-[protected] today my no. Call & requst to loan am apply to loan but rate of intrest charge extra so cannot pay my amount so plz my loan application delete becuse cannot me a loan am information today home credit cannot apply my loan but am not response me than home credit apply my loan so cannot pay this amount rs so plz delete my loan quckily.
Thank you

Regards
Kunjbihari gupta

Myself vivek malhotra, having some issues regarding yours technical support.. Some bloody dheeraj has used mine number... And he is just a bloody # and doing sever wage work and plumber work in our society
Myself is a reputed resident in mine society and he has taken loan from yourself and how could you harras me over phone for his loan transactions

Firstly i would be likely tell you that i would be responsible for mine own transactions and i would not be responsible for any bloody dheeraj.. And if personally request you to call and damage him. Or mark him whatsoever be you want to do

If you have not follow me when you give him loan and why are you torturing and disturbed me unnecessarily

Regards
Vivek malhotra
[protected]

Dear team,

I want to purchase a mobile from home credit loan, so i apply online trough home credit website. Next day on dt.20/12/2017 i received a call from home credit customer care, she told me that you can able to purchase mobile from home credit finance. I visit to home credit representative on 23/12/2017 & he login my application but my mobile loan application was rejected by home credit. Due to your wrong information now i was unable to apply through home credit finance for next 3 month.

It is not my fault for rejected my mobile loan application form. Now as per home credit message received on my mobile number i am unable to apply through home credit finance for next 3 month.

I am existing user of home credit.

Loan contract id-[protected]
Name-rahul subhash jadhawar
Mobile no-[protected]
Hence i want special approval from home credit for purchase mobile on home credit finance.

Thanks & regards,
Rahul jadhawar

Hello,
I am writing these in regards to the personal loan I was offered by home credit finance. It began after I took mobile handset from them. After the EMI of the mobile handset they offered me loan of 100000 at 21.86%. The interest was 2% per month totaling to 4105 per month. I accepted the offer on condition that I will close the loan in 3-4 months. The executive agreed everything was fine I got the profit also from that money and was ready to close, but to my disbelief they said I cannot settle before 6 months and I was again puzzled about what to do. After that I got a job and was paying them regularly per month. This time my job lost and I intimated them that I am unable to pay so please foreclose. But this time they quoted huge amount about 120000. I was left with nothing but to pay. So I continued paying. Now I paid them 57000 till now but asked about foreclose they say pay monthly installment then only I can foreclose.
They are continuously calling me. I am n complete dilemma. Now due to this I lost my job.
Now the calculations
I paid them
[protected] = 42530
For 14 months installments

But they are charging huge 80000
If asked about calculations they say it's computer generated. Please solve the query as I can pay 42530 only maximum I paid that too because of false information from the start. Please convey my message as no reply from them.

Regards
Waseem Raza Khan

I bought a new phone from home credit india finance. My per month installment is 2656/-. I had paid 3 installments on time. But still they charged ecs from my account 3 time. And about 1100 rs they charged me last 3 months. I had already complaint. But they didn't give any response. They told me they solve my problem 3 working days but today is the 3rd day and my problem is still happening.

My home credit loan number-[protected]
My name is kumar vikram singh, i have been paid my all 6 emi. My fifth payment deducted to my bank account and 6th payment i have given to shop where i finance my mobile on 30th november 2017. Home credit company send me both transaction id and two thank you message that you finished your loan. Due to full of memory i deleted all the message from home credit. I have only two thank u message which was given to me on 13 december from vkhomecr and vm homecr. Please stop reminder call which is whole day disturb me 100 call per day. How many persons i told that my loan is finished. I have been mail [protected]@homecredit.in too but no reply given to me only 100 of calls per day

I applied for an instant loan on 11th january 2018. I didn't get the money till now 16th january in my account. My loan contract is [protected].. If loan amount is dispersed why i am not getting money in my account. One customer care has said write a mail to [protected]@homecredit.co.in. I have written mail to them also on 15th januarytill now i didn't get any reply from them. All their customer cares are giving improper answers whenever i call. The loan i applied is instant loan. Its been 6 days till now i didn't get the money. Whats the use of instant loan if it takes this much time. Please solve my issue sir.

Hi,

My mini loan of 5000/- was approved on 11th of january 2018

My loan amount has not been disbursed till now (15th january 2018)

I have repeatedly called them... I even sent them an email regarding the same... But received no response. Why is this happening. Im supposed to pay the emi starting from the 11th of february. But what is the point of it when i have not received the loan till date?

I have tried 3 time for online instant loan of 10000 n i had verified email n phone n adhar verification also done. n made transaction of 1 rupee by my uco bank internet banking account but its still not completed n showing kindly verify ur uco bank account n when i clicked on submit uco bank ebanking option not listed there.
n my credit score is also excellent.

Dear Sir/Mam,
Extremely sorry that i am forwarding this mail..

I have Purchased One Mobile of Samsung from home credit finance and having EMI of Rs2721 per month but by mistake Dec EMI got bounce and i have paid it by cash in vodafone store but again in jan emi same thing happen and due to my family critical condition it again got bounce and i have not got chance to deposite the money at bank and when call came from customer care department i told him that at maxx by 10th i will deposite but unfortunately i got stucked in hospital due to my wife health issue and my number was switched off due to null battery of my cell phone, i got call on my wife number regarding EMI and person started saying he will issue legal notice against me for the non payment of that single EMI.

Sir Please forward me his number first i also want to know from him from which book he has learnt such law.
If administration department of india runs under home credit company then i will paid all the balance emi in one shot.
And i have taken loan against of my credit history if you people have hired such persons who can collect a single emi by threating a buyer then please forward them my number and also my address given in your record.

Sir I want to know that further i should Pay EMI or i Should have to confirm and take your permission or any kind of threating for paying it.