Hi, my name is amir nehal. I was using a credit card of hdfc bank having card no ending with 5695. I dont know exactly, however roughly i can say i used that card for approx 1- 1.5 years without any issue. I was paying all my bills on time etc. After that due to some circumstances i used my card for approx rs approx 18000 and was not able to deposit the credit card bills for 2-3 months. Months passed but i was not in a situation that i could pay my credit card bills yet however when ever the customer service from hdfc called me about the payments, i inform them that am not in a very good financial situation to pay the bill in one shot so please convert this amount into emi so that i can pay it. But they rejected every time.in 2017 my financial situation become good and i paid the total amount of rs 33, 119 excluding gst and overdue fine and late fine amount. The total payment they said is rs 33, 199 (Principal amount + interest + penalities) excluding gst and overdue fine and late fine so i paid 35022 total in this month. Also they told me that if i just want to settle the matter then i can settle it in lesser amount by paying just around rs 18, 000. I said no i do not want to do any settlement but i want to pay the complete amount as i am very thankful to the hdfc bank that they waited so long for me to pay my bills. Before payment i spoke with customer care department that once i pay the bill will you issue me no due certificate? They said yes then i asked how many days it will take? They said once you pay the total amount then with 2-3 days we will issue your no due certificate.
And the status of my card account will be updated in the cibil database. But now i have been calling to customer care department from last 4-5 days about my no due certificate they are not responding at all they are saying collection department is responsible to issue so call the collection department then i called to collectionn department i asked to check my status of payment they said yes you paid the total amount after that i asked about my no due certificate they are saying, collection department is not responsible to give no due certificate so call to customer care department
. Its been more than a week now and i have not got any reply or any call regarding my no due certificate from hdfc bank. Not even they have updated my cibil. I think this is a very bad customer service from hdfc bank toward their reliable customers. So i want that hdfc bank should take care of this issue and issue me a no due certificate and also update my cibil rating as soon as possible.
Thank you,
Name :amir nehal
Credit card number : [protected]
Current address : 6th cross 'b', house no-4, k. H. B main road, kaverinagar, near durga shree hotel, r. T. Nagar post, bangalore
State-karnataka
Pin code-560032
Contact no-[protected], [protected]
Jan 2, 2018
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Nov 27, 2017
HDFC Bank Customer Care's response Dear Customer,
we wish to inform that we have dispatched the NOC (No due certificate) to your mailing address provided to the bank through First Flight courier with reference number C991Q0742123. You may look forward to receive the same shortly.
-Manoj
HDFC Bank Customer Assistance
Dec 14, 2017
Updated by anehal Hi Manoj,
Can you please confirm my mailing address.Is it Bangalore Or Chennai address?Actually Currently i am staying in Bangalore and this is my Current address :6th cross 'B', House No-4, K. H. B main road, kaverinagar, near DurgaShree Hotel, R. T. Nagar post, Bangalore, State-karnataka, Pin code-560032
Thanks
AMIR NEHAL
Dec 14, 2017
Updated by anehal Hi Manoj,
Can you please provide me your contact number because My address has been changed and the NOC
certificate is returned by courier.
Please find the attached file to see the failed status.
Thanks,
Amir Nehal
Contact no-[protected], [protected]
[protected]@gmail.com
3RD PARTY CASH TXN INC GST 041117-MIR[protected]