Sir/madam,
This is to lodge a complaint against icici bank credit card department who has illegally put the amount in my savings account on lien for credit card outstanding. There was absolutely no communication (Via email, phone call and hard copy letter).
This month payment is pending and due date is[protected]. I went to icici bank today for this credit card payment, and found they have put a lien on my savings account.
As mentioned above, this has illegally put the amount in my savings account on lien for credit card outstanding. There was absolutely no communication (Via email, phone call and hard copy, letter).
I was not at all contacted either by credit card dept or recovery dept. They are insisting that only after i make a payment of 14000/-, they will release the lien.
I already explain to the credit cared agent that frm last 1 mnth am in my home town becaz of that my parents met with an accident. But now they doing this illegal things with my account.
Icici bank savings account is my salary account
1. Why wasn't i contacted about details regarding the case, during the case investigations at all?
2. Why was i not informed about the one sided decision taken by the bank?
Icici bank savings a/c no:[protected] delhi
How can credit card department put amount from my saving account on lien for recovery.
Please remove the lien on my saving's account at the earliest.
The lien which bank has marked is illegal, as bank can only mark lien on customer's account when customer is not contactable or else he faulter to make payment repeatedly.in my case i am making payment and proactively approaching bank to settel this account. By this website i am trying to seek justice and also want to know that how will salaried individual survive if bank is taking away all the funds that are credited in form of his salary?
Hope would get some positive result on this matter atleast for this time.
Thanks
Regards
Lalit kumar dogra
ICICI Bank customer support has been notified about the posted complaint.