HDFC Bank Complaints & Reviews

I have a Savings account with hdfc bank. Due to some emergency i had to use all of the funds and the sip amount got debited and credited back .However when the amount was debited from my account i didn't have sufficient balance as I have 6 SIP's and the funds were less than 800rs. and later I was charged "ach debit return charges of Rs.649.00 and 79.61is deducted from my account" and now my balance is showing -2980 rs on 21/09/2021.

Also I was never informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt i have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

Hdcf bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

I'll close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me on the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient you will be charged. Nothing was there.

Please please help me resolve this and return my money.

Without prior notice, hdfc bank has debited a sum of Rs.531 stating it as .ACH debit return charges. Without giving time to acknowledge or without prior notice, how can you deduct money from your customer's bank account ? This is really disappointing. Please give me a proper response for this action of yours.

It has been 20 days, I am not able to do any transactions from my account. Whenever I am trying to do any NEFT or IMPS transfer they are showing me this error " low severity memo on debit account". On 6th of September i visited the nearby branch in Chembur they told me that as the address verification is not done, hence the account is locked. Today it is 20the september and still my account is locked. I called the respective person 10 times and he said that the account will be unlocked soon but not yet i am not able to do any transactions.

I have been not using my HDFC Bank Salary Account due to negative balance. I'm not paying EMI's of other bank that has been linked to deduct from HDFC due to my financial issues. Currently I have negative balance of nearly Rs. 25000/- . Please help me solve this.

Yesterday, 20 sep 2021, rs 118 had deducted from my hdfc account. When i checked the deduction the detail is showing there as "3rd party cash txn inc gst". I am not aware about this deduction? Why the account has been deducted on such an amount without informing to the customer? It is really unsafe to keep funds in account.

I got msg from hdfc bank that I got refund from www.lifestyle but account not reflect to my account . It has been more than 48 hours.

1: reversal and reschedule my car loan emi as which i had missed in covid and reset my foreclosure charges back to normal .
Loan 1 : account number 64508717 account number 7928316 tenure increased and i am ready to pay but bank official are not allowing me to do so serious action should be taken
2: Processing fees reversal pending from long time as per commitment
[protected] Amount : 5900 Rs
[protected] Amount : 4425 Rs
above processing fees was committed by bank official but not yet received
3: Relation ship manager is working as per his responsibility

Hello sir, I opened a salary account 15 days ago, it is activated, I am able to transact money, KYC status is also Y.
But I didn't get any welcome kit yet.
Account number:[protected]
Cust id:[protected]
Branch:- Sector 21, Gurgaon

Credit card application pending 21I[protected]S3 name is himanshu jain contact number [protected] pending and showing status is in process from 15 days kindly look the matter .

I have been duped by a man calling himself Vikram Chauhan, having mobile number - [protected], who has taken Rs 3 lakhs from me towards foreclosure of my 10 years insurance policy. Also he has demanded an extra amount of Rs 1.6 lakh. I have already paid him Rs 3 lakh in good and blind faith. Please take the necessary action against this fraudster.

I have loaded 659 rs to my payzapp wallet and money is debited from my credit card and not added to my payzapp wallet and in recent transactions its does not show any things kindly make it solve.

I am very disspointed with this app.

Payzapp No-[[protected]]

I'm Salaman Raju.T

A/C no is 096810***85233
Narsapur Branch IFSC IS 0009086
My account as a salary account why to maintain a minimum balance and release my GEFU holding funds immediately.

Regards
Slman Raju.T
[protected]

SIR,
I m registered HDFC bank account holder having account in HDFC bank, Ambala cantt( sadar branch) registered mobile- [protected], PATHIK BHASIN
Mr Nishant Rastogi, # [protected] employee from Credit Card sales, Visited my office a month ago to issue/ execute Credit Card formalities.
There he made several false commitments while signing the documents and issued me a credit Card.
After a span of time 3-4 weeks i messaged him to update me regarding CC not delivered, he gave No response to my whats app messages.
i messaged him again for the same.
what attitude he shows me that you have problem in your address and thats my CC is on hold.
is that customer duty to follow up his credit card or is it a duty of sales team to ask me for my address proof is its not proper?
later he is showing me attitude writing that
" you check your mail first"
is that kind of reply your team responds to their customers & or this kind of behaviour your employees shows to customer after sales service.
At first stage he writes Application is on hold.
when i said cancel my application.
HE SAYS ITS ALREADY CANCELLED.

soo lenient behaviour towards customer and profession that HDFC bank ONLY knows.
latter i have to block him on whats app .
To take proper feedback and to know the exact issue i called him,
NOW THE SITUATION GOT WORSE,
reason being he started using foul language on call,
what he states,
that" tu hogga apne ghar ka vakil, hamari dikaat nahi hai credit card issue nahi hua" hawa mien naa udd zayada, jo karna hai karle.
" hamara sales ka target poora ho gaya"
cc chahiye toh dubara apply kardo.

THIS IS THE LANGUAGE YOUR SALES TEAM USE.
hats off to the employees.
For evidence regarding messages and call details, i m attaching below screen shorts for your kind reference.

please take necessary action asap as this behaviour is not acceptable at all.

my communication Contact- [protected]

60000 INR deducted from my HDFC NRO account as ACH Debit Return Charges. hdfc bank each time 590 rs debit 110 time narration ach auto debit return charges why are you debit this charge my emi bounce but rbi guidance 3 month relif covid 19 and this really rubbish bank my situation very low till time and am not pay ach debit return charges without any action pls I request to refund this amount.

Fraud of 50000happened to my credit card account on 7/92021.
I have complained on registered toll free number within 15 mins of fraud happened.i also filled and mailed dispute form on same day as per HDFC credit card guidelines.i also got confirmation about refund of deductated amount on or before 14/09/2021 from hdfc credit card services. Than suddenly they turned back on 14/09/2021and asked me to give clearification weather the transaction was initiated from my side. I refuse there statement and i mailed again in details about how the fraud happened and transaction was not done from my side as well i never shared any credit card details or OTP password to anyone. I also fille FIRST INVESTIGATION REPORT AT PATAN A DIVISION YESTERDAY.
As per my best knowledge as per RBI guidelines if we fill complaint about the any transaction fraud within 3 working days, bank has to refund money in full amount without any dispute so please do needful

Hi,
my name is Mohd Abdul Mukhtadir, i was your banks user.Recently i have closed my account, my account no was [protected]. I have done a payment from this account's debit card ending 4776. The account on which i had done the payment had sent me the refund on the same account through which i had initiated the payment, i even got message from your firm that, that money is credited in my account after i closed it.
My branch is not helping at all, and the account which refunded the amount showed it got debited from there side. please contact me as soon as possible

Refund my money

I need loan amount of Rs.25Lacs but recd only 15lacs against close my old loan but your executive doing cheating with me l, DD disbursement of my old home loan account of near
344353 lacs another PL of 671103 in my hand got only Rs. 206697. BAJAJ Denied to take the DD of above said amount. So I want to return this DD to you and cancel above said amount loan.

Reminder 3 :-
HDFC Bank
I am permanent emp, Manager HDFC bank.Branch manager sent me termination letter dated 8 sep 21 undersigned by business person. No bank process followed. Letter head of branch .No HR signed the letter. Kalkaji Nehru enclave branch 271 delhi

No warning or memo served ever in career. This is hw HDFC Branch manger & business manager people harassed me :-
Illegal Show cause 30 aug 21
Illegal Memorandum 03 sept 21
Illegal Termination 08 sept 21

Hi,

This is Ajay, I have take 2 wheeler loan in Noida, and It got completed in sept'2020 but I haven't received any NOC yet.

I am unable to reach customer care regarding this. they are not listening.

Please contact me @ [protected]@outlook.com