HDFC Bank Complaints & Reviews

Dear HDFC,

This mail is in regards for a request to close and settle my credit card wide number : [protected].

I'm Padma Sri A, Card Holder of mentioned card would like to settle the credit card for the below said reasons,

1) I have been paying minimum due amount since 30 months amounting more than 1.5 Lack (Approx) for a credit card with Limit 75000 /-.
2) I'm Job less and no individual income since 28 months.
3) My Husband Mr Rama Krishna Aradhyula has been treated with heart attack in April 2018 attached Discharge Card and since then even my husband is not drawing any income.
4) we have tried our level best since 2018 April by paying Min due amount but as we couldn't pay any further we requested for a settlement in Jan 2019.

Since Jan 2019 each month a different representative from HDFC is calling us and abusing to repay only minimum amount and promising to adjust in final settlement.

currently One representative Mr Appa is calling me on daily basis and speaking in very rude and hurting manner. Since my health issues are becoming worse, i request HDFC to please speak to my Son Mr Gopala Sreevatsav wide num : [protected].

we have been requesting Mr Appa to settle our card, but he is forcing us to pay minimum due amount first and then only settlement is possible and asking us to report to his office.

Please understand due to my illness and my husbands health conditions and our financial conditions have gone bad to worse, We are in no situation to pay Minimum Dues henceforth and would like to settle the card for once for all.

Mentioning again of my health conditions, would request HDFC to please coordinate with my Son Mr Gopala Sreevatsav (Mob No: [protected] Email : [protected]@yahoo.com) hereafter.

Please note we have been paying more than 1.5 Lack since 28 months as minimum balances for a credit limit of 75000 as our financial and health conditions have become worse, we are calling for final settlement.
Hope you would take a call on humanitarian grounds.

Rgs,
Padma Sri A.

For the past 15 days I am mailing HDFC Life Insurance but they failed to solve my specific problem and replying nonsense that is not related to my problem
For you I am elaborating my problem being faced in my aforesaid policy 20779937
(a) purchased the policy in Oct 2018 for a monthly premimum @Rs.2000.00 by paying online through my saving bank of ICICI Safdrjung enclave
(b) During payment of first premimum I made a transaction of Rs.2000.00 but it failed, i again made another Rs.2000.00 transaction but this time it again failed and for the third time the transaction was made for Rs.2000.00.
(c) A total of Rs.6000.00 was debited from my saving account(Statement is attached) may be seen at sl no. 6, 7, 8 of the attached statement
(d) I got a refund of Rs.4000.00(@Rs.2000.00 ) on16/10/2018(as per Sl.No.14, 15 of the attached statement of bank)
(e) Since then i am paying from the same bank my premimum as below:
02/11/2018 @Rs.2000.00 your receipt No. F1880869 dated 03/11/2018 For Oct 2018
01/12/2018 @Rs.2000.00 vide your receipt No.F5009642 dated 03/12/2018 For Dec 2018
02/01/2019 @Rs.2000.00 vide your receipt No.F5041785 dated 03/01/2019 For Jan'2019
21/01/2019 @Rs.2000.00 vide your receipt No.F5065434 dated 22/01/2019 For Feb 2019
02/03/2019 @Rs.2000.00 vide your receipt No. F7213176 dated 02/03/2019 For March 2019

FOR OCT 2018 I paid Rs.6000.00 from my ICICI Bank and got refund of Rs.4000.00 only
01/10/2018 @Rs.2000.00 vide your receipt No. E6938317 dated 5/10/2018
01/10/2018 @Rs.2000.00 vide your receipt No. E6938318 dated 5/10/2018
01/10/2018 @Rs.2000.00 vide your receipt No. E6938158 dated 3/10/2018

SO NOW HDFC has shown MY POLICY AS TEMPORARY LAPSE !!!
there is no lapse from my side as seen from my ICICI Bank Statement
Your customer care when contacted told me that the current premimum i paid in March 2019 is adjusted for OCT 2018!!! and for March you have not received any payment so the policy is Temporary Lapsed

I HAD ALSO CONTACTED ICICI BANK AND THEY TOLD ME THAT THEY ONLY GOT Rs.4000.00 credited back from your bank as sucu Rs.2000.00 still is available with your bank and that be adjusted now otherwise i will MOVE
So i approach your self to solve my problem as where the amount Rs.2000.00 paid in Oct 2018 gone and why my policy is temporary shown as lapsed

rajeev maini
[protected]

I was sold the policy falsely. Their sales guy is a cheat. I had asked him that i don't want to pay every year on year and he said that i will not have to. So i had withdrawn partial from another hdfc policy and invested in this policy and made him clear that i will not be paying further. Now i am getting payment reminders

This company hires all cheat and thief. The guy was from services team in gurgaon.

I was further told that someone will be coming to me every quarter and help me with the fund switch, which never happened. This is really bad

My name is navjot singh bedi and my application number is 19a[protected]n1. I applied for hdfc credit card on 31jan 2019 and after one one when i checked the status online it’s was declined and today on 22/03/19 iam getting a mail from hdfc that.. We are unable to process the application further as the signature on the application form differs from the signature on the supporting documents provided by you.

You can download...

I have paid the complete amount for credit card as suggested by bank people. They have said that i will receive closure letter in 4 to 5 working days, but till now i have not received letter. I have tried reaching customer care but its not connecting and sent couple of mails to cocerned department and nodal officer as well but no response. Need this to be resolved at earliest. Iam holding credit with my assigned number [protected].

Last year i have purchased a policy of hdfc life click to invest through policy bazar. My policy no is 20323690. Wherein, i have registered a complaint to hdfc customer care to mr. Praveen patnakar mob: [protected] about the wrong specifications about the policy.

I was told that i will get the double amount of my investment of rs. 60000/- after completion of five years of locking period with this policy. Though it is for 10 years, after five years if i want i can take out the entire deposited amount.

I was supposed to receive hardcopy about the updates of my premium but since the policy is taken, i did not receive any of the hard copy & any information from either policy bazar or hdfc.

Very late through mr. Praveen patnakar, i have come to know that my monthly premium of rs. 1000/- is being shared by hdfc & policy bazar where 300 rs. Is being parted to policy bazar as a commission & balance of rs. 700 is going to hdfc.

Such information is not shared to make my decision for not taking the policy.

It was also told by mr. Patnakar that i am not going to get double amount at the time of 5 years completion, it may be the premium deposited (Rs. 60, 000/-), lessor or may slightly higher. There is no certainty & it depends totally on the market.

I raised my complaint to bimalokpal but not satisfied with their solution. A person who was representing my case has given me an unconducive solution. He put the proposal of taking another policy where the paid premium will be credited & after maturity i will be able to avail it. But for taking my less than a year premium again i have to deposit rs. 30, 000/- for the policy means again i have to be inconvenient & what will happen if i could not pursue further the policy due to financial constraint.in such a situation i will not be able to recover any of the policy amounts.

The question is why i should be suffered for policy provider company & their associates' wrongdoing?

My monthly premium was rs. 1000/- of the above-said policy.

It is a very serious issue. The banking companies are outsourcing their work to other service provider companies like policy bazar for the collection of funds wherein, they are is-committing the customers for selling the policy due to which the customers are facing very serious problems.

They are being cheated & harassed. I request you to resolve my problem & help me refund my paid amount against my policy with compensation. I will be very grateful to you.

Thanking you,

With best regards
Sarwan kumar

On 20th march 2019 at 00:30 am, approximately rs. 6, 000/- was debited to my account through some unauthorised online transaction at google * youtube super.

I have not made this transaction, on the same day, i have visited delhi connaught place branch of hdfc band have submitted "cardholder dispute form" and has also blocked my debit card through netbanking.

Now, i am neither able to lodge to complaint through phonebanking nor have received any confirmation from hdfc side, that my money is safe.

I have also attached a screenshot of all the unauthorised transaction from my bank account.

Please guide, what should i do further?

My details
Name - rohit jain
Bank account no. [protected]
Contact no. - [protected]
Email - [protected]@live.in

My hdfc salary account no [protected] has been locked by hdfc bank. All my accounts funds goes on hold. I am not able to do any transaction.

I called lot of times to credit card division, personal loan, two wheller loan of hdfc bank, i am paying minimum amount 14000 but not relese my account

They have applied lot o[censored]nusual amount on my credit card, lot of finance & services charges.

I am getting in problem for my daily transaction.
Please help me regarding release my funds, which is hold by hdfc credit card cell.
My email address abhijit. [protected]@gmail.com plz reply

Hi,

I am bakkesh m p, applied for personal loan amount for rs 2, 00, 000/- from hdfc bank. My loan amount transaction is done through the application no: 65781645.
As discussed with representative ms. Mamatha during applying loan was not mentioned about the processing fee of 1.5% of the total amount and insurance for the loan. I was assured for the loan amount of 2, 00, 000/- but when the amount credited it was only...

Recently, i was tricked by a online scam and i guess bank always shields us! I mean they have the power to charge back, but they rejected to refund the amount was 50k. If they cannot grant a refund, probably i can open dispute with my bank in the court and settle this because banks has full control over funds. Any help i can get or bank can try to charge back the transaction?

I have ordered moto z2 play smartphone through smart buy website on oct 11th 2018 and i'm eligible for 10% cashback posted to my account through hdfc bank debit card before 120 days. But still i didn't received the cashback amount of 900. Please look into this and resolve asap. I have attached the image for your reference. Check your cashback offers in flipkart through smartbuy on that date.

Sir/medam i am savariappan ur customer in 4 yrs. First i am starting joining ur two wheeler loan 71000 completed this loan 2018.. Next ur representative call credit card aption i am not interested.. But next time call representative brain wash send to credit card my address.. Purchased card next month interest, late payment, over limit charges full wash out ur customer pls help me very poor family my salary 12000 family running very bad contional.. My credit card number [protected]

Dear
I am arabinda samantaray writing this mail regarding my credit card issue. I used hdfc snapdeal credit card since last 3yrs but last july 2018 i block my card & gave a letter for closing my credit card on august 2018. After that i am not getting any mail from your side. Last 5 days i got a mail from your side for gave the renewal charges 500+gst (590/-) on mail.
So i asked you why you gave the mail after 9 month gaps?
If my card is active why you are not send me monthly statement to my mail?
By the way my reward points what i have also you are deducted every month by not knowing me. Is you gave this type of service?
So kindly request you close my account.
For replay my mail as soon as possible..
My registered mobile no -[protected]
Email id – [protected]@gmail.com
Card no – don’t know as i am not got

Hi, my self sravanam ravi march 11th have to pay credit card bill but some issue i payed late.. Hdfc bank blocked my credit card bill amount in my account. I payed my credit bill recently in 2 transaction.. Total bill payment is 27752. First i paid 24000 and after i payed 3752. But i got only 24000 reversed in my bank account remaining 3752 amount not reversed i called customer care no many times but no response. Please clear the issue as soon as possible

Hi,
I was using a hdfc bank credit card (Aan:[protected] which was lost a few months back.

I've paid all my outstanding payments two months back.
Since then i'm trying to close that credit card, but i'm unable to do so.
I couldn't find the right customer care number to call and close the account

All i want is to close the credit card account.

Can you please help me on the same.

Regards,
Karthik a

I have submitted closure request in the year 2016 yet they havnet close the account only once a received a call from the bank and i told them i am ready to matain the balance also told them i am ready to keep the balance of morethan 5 to 6 lacs monthly but they havent call me again. Now i am just getting messgae of amb charges deducted from my account i dont need the account many times i have submitted the account closure request in different branch in ahmedabad but no one help me and yet the account is not closed
Mobile number is [protected]

Hi,

I received the hdfc credit card regalia number: * * * 2005 couple of months back. Once i received this card i came to know that yearly charge of 2500 + tax, so i never use this card and i called and request the costumer care to cancel my card.

They said your request had been taken it will cancelled. Then i got the statement after 3 months to pay the yearly charge 2500+ 450 (Tax). Then again i called costumer care enquiry about it. They said it will revoke; your card has been cancelled.

On 14th march 20, 2019 they have auto debit the amount from my saving account. I never give auto debit option.

Why i should pay without using the card?? After multiple request for the cancellation.

On 07.03.2019, We had Purchased A Samsung Mobile Phone from A Samsung
Brand Shop -M/s Jinnani Times Situated On OTC Road, Bangalore-560002.

As, a Holder of HDFC Credit card, with a required credit spending limit, The Offer given by the Brand store was that a 9 month Interest free EMI would be given to me, as well as an additional Cashback of Rs.6000/- would also be credited into my credit card account with a period of...

Dear HDFC team,

• For an emergency I have applies for the PL top-up ref by Ms Rajeshwari on 08/03/2019
• She said I will get the loan within 3 working day. That is before Wednesday 13/03/2019
• She asked for documents, I have produced all the documents to the collection person on 08th evening.
• I got a verification call from HDFC bank and I have updated all my details
• On Friday 15/03/2018, she is updating that my application was already logged in by someone on 07/03/2019
• I don’t know without my knowledge who logged in my application. I asked for the proof but till now there is no reply from her
• I asked for an emergency but till now there is no proper response from her, whether I will get the loan or not
• If she would have told my PL was not approved I would have applied at another bank.
• I felt bad because of her worst service.
• I have forwarded the mail to shafi.akbar but there is no reply from him also.
• Can someone please reply for my mail.

First they deducted 580 rs and i raised complaint.then someone called from hdfc and they refunded amount 490 rs excluding GST

Again today they deducted 303.45 rs from my account.

One year before had a phone conversation to close the Demat account and now same have done through send email also.

Please refund the amount