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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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9
9902888213
from Bengaluru, Karnataka
Nov 29, 2018
Resolved
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I had visited the branch to enquire about top up loan. I was told that i have a pre-approved credit card offer. I checked with them twice and they confirmed to me saying that it is pre-approved offer and the card name is regalia first. It's been few days. Now when i checked the status it is showing that status is disapproved. I called my personal banker and i checked about the same. She said their is no pre-approved offer at all. After she taking the application ref no, she said its been rejected saying that credit score doesn't match. My credit score is more than 750. On top of that it is a pre-approved offer.

How can they play with existing customer like this.

I definitely need a resolution for this as they have misled me and impacted my credit rating.
Jan 7, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Nov 29, 2018
HDFC Bank Customer Care's response
Dear Customer,

I request you to share your Card Application, mode of application, date of application, complete address of branch if you have applied at the branch, complete name and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

-Manoj
HDFC Bank Customer Assistance
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    indresh1922
    from Noida, Uttar Pradesh
    Nov 29, 2018
    Resolved
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    Resolved

    Address: 122003
    Website: www.hdfcbank.com

    I received a message from hdfcbk containing a customer mandate reference number stating that some amount is been issued to a private limited company and is processing today.

    Format of the message :
    Dear customer mandate reference no:hdfc* issued to with the value of rs.* and the frequency adho is received today for processing.in case of any issues please get in touch with you branch.

    I haven't issued any kind to value to this company and i immediately wants to stop this payment. And please explain me what is happening over here..?
    Jan 3, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Nov 29, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Manoj
    HDFC Bank Customer Assistance
    When I saw mini statement today 23/11/18 I have noticed that Rs. 885.00 is debited under DCD charge on 14/11/18. As I have not done any dual currency transaction HDFC bank is requested to refund / Credit back the deducted amount Rs. 885.00 I my account immdtly. Regards, N. Srinivas rao
    I have applied for personal loan after waiting so many days now call customer care they said your application is rejected without providing any information why it was rejected worst experience
    App. proposal number 62939965
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      V
      VenkataRajaReddy
      from Chennai, Tamil Nadu
      Nov 29, 2018
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      Address: 600119
      Website: hdfc bank

      Initially i told that only 250 inr would be debited from my account but now i was told that 10, 000 inr as emi from my hdfc ergo plan which i was not aware. I tried calling to hdfc customer support and the people were keep hanging my phone like 5 times almost. Can someone help me out from this situation. I cant pay money simply to others which i earn very hardly.

      Please explain whats happening with my account without my knowledge.
      HDFC ERGO General Insurance customer support has been notified about the posted complaint.
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        P
        praveen094
        from Hyderabad, Telangana
        Nov 29, 2018
        Resolved
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        Resolved

        Address: 400067
        Website: [email protected]

        Dear
        Hdfc bank given me free life time credit card on my hdfc bank salary account. Than after 4 month he send me bill 590 rs. For first years membership charge. Then i write mail hdfc bank credit card team. He revert on mail you have do one transaction in month. But i am say at the time apply you not say this type charge is on card. My last 4 digt 7031. Pls check help me this case. I am not able to pay any bill. Also i cancelled the card.

        Regards
        Praveen gupta
        Jan 3, 2019
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Nov 29, 2018
        HDFC Bank Customer Care's response
        Dear Customer,

        I request you to share your complete concern, Card No. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

        -Anay
        HDFC Bank Customer Assistance
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          C
          Charan singh vimal
          from Ranikhet, Uttarakhand
          Nov 29, 2018
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          Address: Bareilly, Uttar Pradesh, 243601

          Myself mr charan singh vimal lives in bareilly uttar pradesh, i picked a call from hdfc executive on 29.11.2018 at 12.00noon approx. Bank executive calling me for car loan instalment, when i tried to confirm something about pertaining details, he used bulgar language an personally insulted me. He was telling his name sandeep but truecallr showings his name jaminy shah. It is very hearted me. He thread me for any irreparable loss. So kindly take necessary action against him n inform me regarding the action. Contact no. Of executive is [protected]thanks
          HDFC Bank customer support has been notified about the posted complaint.
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            C
            Charan singh vimal
            from Ranikhet, Uttarakhand
            Nov 29, 2018
            Resolved
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            Resolved

            Address: Bareilly, Uttar Pradesh, 243601

            Myself mr charan singh vimal lives in bareilly uttar pradesh, i picked a call from hdfc executive on 29.11.2018 at 12.00noon approx. Bank executive calling me for car loan instalment, when i tried to confirm something about pertaining details, he used bulgar language an personally insulted me. He was telling his name sandeep but truecallr showings his name jaminy shah. It is very hearted me. He thread me for any irreparable loss. So kindly take necessary action against him n inform me regarding the action. Thanks
            Jan 3, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Nov 29, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            Please write to [protected]@hdfcbank.com with your Loan Account No., registered contact info & the complete issue. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

            -Zubin
            HDFC Bank Customer Assistance.
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              D
              from Varanasi, Uttar Pradesh
              Nov 29, 2018
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              Address: Lucknow, Uttar Pradesh, 226015
              Website: [email protected]

              Kindly refer my earlier coplaint id-2149267 dt.19/11/m2018 and forwarded dt.28/11/2018 in the above contaxt. Kindly help me for that. After that ihave been given to him share the mobile number and my atm, otp, cvv number on his demand by above email. Therefore after that he has been online transfer my account rs.1999 / in two chance and total deducted on my account rs.3998/. Kindly help me and remburse my money and action against fraud man.
              HDFC Bank customer support has been notified about the posted complaint.
              Dec 19, 2018
              Updated by [email protected]
              kindly notice my earlier complaints ID 2149267 dated-19/11/2018 and forwarded dated 28/11/2018 emailian [protected]@india.com and mobile no.[protected]. He said that myself Rahul Tripathi speaking from HDFC headquater kindly share me your mobile number and give me detail for the rembrusement by Gateway/Payzap.After that he had been transfered online my account Rs.1999/ in twice total Rs.3998/rupees deducted from my account .Kindly help me and remburse the money and action against fraud person.
              Jan 22, 2019
              Updated by [email protected]
              My complaint have been not yet resolved.
              Kindly activate my DND .I got lots of calls everyday, is too disturbance for me.
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                S
                Shivam321
                from Gaya, Bihar
                Nov 29, 2018
                Resolved
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                Resolved

                Dear sir

                I shivam and i am using hdfc bank credit card from 2015 but some financial crisis i am not payed my outstanding amount but few days before i am recived a call and he are told to me arrest warrant issue from court and they're misbehaving with me. Finally i want to settlement my credit card last four digit 6808. Please provide me settlement detail how to settlement my outstanding.

                Regards

                Shivam rai
                Jan 3, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Nov 30, 2018
                HDFC Bank Customer Care's response
                Dear Customer,

                We note that you have sought clarification with regard to your credit card account. We request you to contact our Debt management officers at[protected] / 4171101 for further assistance in this regard.

                -Nadia
                HDFC Bank Customer Assistance
                Dec 05, 2018
                Updated by Shivam321
                Please provide contact number of your officer who's resolve my issue
                Dear Sir,

                Last completed 90 days but till date does not refund 2000 Rupees, actually I am purchased Samsung Mobile A6+ and offer 2000 Refund HDFC credit card. but till date does not refund money, , not response customer care, the authorized person any other.
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                  N
                  Nivedita Tandale
                  from Mumbai, Maharashtra
                  Nov 29, 2018
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                  Address: 411052

                  Hi,
                  I have been waiting for my HDFC Debit card which was dispatched on 1 st oct. AWB [protected] BUT HAVN'T RECIEVED IT HAS YET. IM TRYING TO CALL ON CUSTMOER CARE NUMBER BUT ITS ALWAYS ANSWERING MACHINE. VERY BAD AND IRRESPONSIBLE SERVICE.
                  Please let me know about my Debit card, i have given my mobile no also.

                  Thank,
                  Nivedita Tandale
                  HDFC Bank customer support has been notified about the posted complaint.
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                    S
                    Saurabh Sharma1
                    from Mumbai, Maharashtra
                    Nov 29, 2018
                    Resolved
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                    Resolved

                    Address: Thane, Maharashtra, 400607

                    There were farudulent chages on my wifes credit card and bank told us to keep the account open and now they are charging is interest and late payment fee and not resolving the issue. We are getting threats that money will be auto debit from your bank savings account if you not pay minimum payment. Please give me a call at [protected]... Help me resolve this issue.
                    Dec 31, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Nov 29, 2018
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 7 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

                    -Nadia
                    HDFC Bank Customer Assistance
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                      H
                      Hardeep Mahavar
                      from Ludhiana, Punjab
                      Nov 29, 2018
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                      Address: Ludhiana, Punjab, 141001

                      My 25lakh home loan account no[protected] & ergo loan account no is[protected] closed due to worst service experience of hdfc ludhiana branch.in 18 month tenure first 3month auto debit is ok later 15 month i am coming to branch and submit request and chq to activate ecs but they can't able to do this. Later my 1 emi is delayed to 10 days due this and call recieved from chandigarh and mis behave with me for emi bounce i have a call recording and punch complaint in rbi later branch manager feel apology over mail that they fired that call center executive for misbehaving. And later also service is bad so i am forced to shifted my 25lakh to another bank which is not so much reputated like hdfc but they commit on their service. Now my loan account close in sep month and till now i am not recieved insurance premium refund every time mr nitin &heral took time but they work like govt employee when i am visited to hdfc ltd on 27oct to confirm why my refund not come already 1 month is over then they mail to manish on 29-oct and say sir pl wait for 1 month. Now yesterday on[protected] again visited that place and ask for refund no body here taking ownership and follow up for customer no reminder over 29oct mail infront of me they call again and took time till 8dec which is over mail i have. When i escalated to sanjiv sinha and gautam jain refund came yesterday how it come did they think customer is free and they work when customer using wrong language at your premises how refund come in few hour when i sitted 3hour at bank and not come from 3month.

                      Main complaint is refund is came lesser amount 43412 when they commited that 80% of premium is refundable which is approx 57k.

                      I am also putting all recording and mail to social media and also filing a legal case when compensation not given for such mental harrassment

                      Waiting for reply till monday later i will go for media for such harrassment

                      Thanks
                      Hardeep mahavar
                      [protected]
                      +3 photos
                      Nov 29, 2018
                      Updated by Hardeep Mahavar
                      I want mental harrassment compensation
                      Paid full loan no settlement but not releasing the document
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                        M
                        Mohit Gut
                        from Delhi, Delhi
                        Nov 29, 2018
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                        Address: New Delhi, Delhi, 110017

                        Worst company ever
                        First did the insurance then at the time if claim saying windshield already broken
                        Faking it
                        My car is still at service centre from last 4 days
                        Very slow service first there are no updates given from the hdfc side. We have to call again and again
                        No revert from hdfc till now
                        Not passing my claim
                        Will file another complaint
                        Claim no
                        C[protected]
                        HDFC ERGO General Insurance customer support has been notified about the posted complaint.
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                          S
                          S_1212
                          from Mumbai, Maharashtra
                          Nov 28, 2018
                          Resolved
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                          Resolved

                          On 31 oct i have booked a flight for my frnd using smart buy from delhi to jammu. This flight was on 06nov with indigo airlines. She had to cancel the flight on 5th nov due to some reason. Till date i haven't received any refund. Indigo airlines has informed us that from their side refund has been processed. Order id: [protected] partner id:[protected] airline pnr: tmrvve please do look into this issue and process the refund asap. It's been quite a long time we have been waiting for it.
                          Dec 30, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Nov 29, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                          -Manoj
                          HDFC Bank Customer Assistance
                          Dear Sir,

                          Last 90 days completed but till date does not refund 2000 rupees. attached Bill/ receipt copy.

                          Thanks & Regards.
                          Arun Oulkar
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                            S
                            from Bengaluru, Karnataka
                            Nov 28, 2018
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                            Address: Bangalore, Karnataka, 560097
                            Website: hdfcbank.com

                            I am a hdfc bank a/c holder.i had a ecs with just dial.It not gone good.I called just dial to stop.They are not ready to stop
                            I contacted my branch to stop any outside request.
                            They denied.I requested to close the account.They denied that also.
                            Just dial keep putting different denomination for withdrawing amount and bank keep fining
                            Now my bank a/c show Rs -3500
                            Still bank are not ready to close the account.
                            Bank should alert for ECS charges and funds
                            They should accept the Customer request for stopping payments
                            Branch are saying to talk to customer care.Its very difficult to reach customer care.Its always comes busy
                            We must should stop using HDFC bank.
                            +1 photos
                            HDFC Bank customer support has been notified about the posted complaint.
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                              R
                              Rahulth
                              from Delhi, Delhi
                              Nov 28, 2018
                              Resolved
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                              Resolved

                              interest free loan against policy fraud by hdfc broker

                              Address: Haridwar, Uttarakhand, 249403

                              I got call from delhi and they said me that they will provide loan against policy of HDFC Life. I was not agreed then they said that loan will be sanctioned within 22 days and if not you can cancke policy on 23rd day. I agreed and when I took policy I confirmed from HDFC that can I cancle my policy within 30 days. They said Yes. But when I didn't got loan and requested to cancle my policy on day 23rd they refused that I cann't cancle policy...
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                              kumar22707
                              from Delhi, Delhi
                              Nov 28, 2018
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                              I have deactivated my old damaged food card and applied for a new one. New food card got dispatched, however my balance from old food card is not transferred to new food card. The customer care is not responsive and goes in waiting for a very long time. Mailing the respective department is also in vain. I am fed up with this issue as i am behind it for the past two weeks.
                              HDFC Bank customer support has been notified about the posted complaint.
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                                N
                                from Bengaluru, Karnataka
                                Nov 28, 2018
                                Resolved
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                                Resolved

                                Address: Hyderabad, Telangana
                                Website: www.hdfcbank.com

                                I had a hdfc salary account 3 years back when i was working at that time. I left the job but i used the account for transaction in and out. Later because of the salary is not crediting, the salary account got converted into savings account automatically. Now the bank penalized me for non keeping of minimum balance. Penalty now became negative (-1044 rs). I don't want to pay this money. Please close the account or at least make it to zero so that i can use the account for transaction.

                                My customer id : 67354481
                                Mail id : [protected]@gmail.com
                                Ph no : [protected]
                                Jan 3, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Nov 28, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We have checked and confirm that your account status is updated as resigned in our system and you no longer hold a zero balance salary account. Thus the balance required to be maintained is Rs. 10000/-. The special facilities offered on the Salary Account is pursuant to the arrangement between the employer/company and the Bank. These benefits are extended by virtue of your employment in the organization, on whose request the account is opened with the bank. In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. The Terms & Conditions and features applicable to Savings Regular Account are published on the website of the Bank. Please visit for Terms and conditions: http://www.hdfcbank.com/common/hdfcbank_tnc.htm For a Regular Savings Account, the charges for non-maintenance of Average Monthly Balance is available on https://bit.ly/2D62CbT Kindly visit the nearest branch in case you wish to close the account. Please visit the following link for the address of our branches and ATMs. https://bit.ly/2Hqff0y

                                -Zubin
                                HDFC Bank Customer Assistance.
                                Nov 29, 2018
                                Updated by [email protected]
                                As per RBI, if any bank continues to debit charges on a savings account creating a negative balance customer can approach the banking ombudsman. Is this applicable to HDFC bank? I am ready to maintain minimum balance here onwards, but if I deposit 10000, the bank will deduct my penalty. It is a lose for me.
                                Is there any possibility to avoid penalty?
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                                  A
                                  asaidulu
                                  from Delhi, Delhi
                                  Nov 28, 2018
                                  Resolved
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                                  Resolved

                                  Address: 509001
                                  Website: Indian consumer complaints forum

                                  Cancellation of one assist membership

                                  I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 4136 without my concern on date:17/11/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1899/-

                                  Name :- abbagoni saidulu
                                  Oneasst relationship no: 3112105
                                  Mobile no. :[protected]
                                  Credit card number ending :- 4136
                                  Aug 7, 2021
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Dear Customer,

                                  Greetings from OneAssist!

                                  We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3746203. Your amount 1899/- will be credited in bank account within 4 to 5 working days.

                                  Regards,

                                  Devendra,

                                  OneAssist, Social Media Team.
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                                    manishchaudhary88988
                                    from Dhamtari, Chhattisgarh
                                    Nov 28, 2018
                                    Resolved
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                                    Resolved

                                    Address: 110047

                                    I have a hdfc credit card which was under collection department since from 2015. Card number [protected] (Manish chaudhary).in 2018 i decide to clear it out when i got the job. A agent from hdfc bank name : vishal contact number : [protected]. This agent called me on office landline and used abusive language and he also abused my manager on the same line. My manager gave me last warning that time. After few days he reached my office and said he will not leave until he will get his money. He called on 28th nov 2018 my manager as well and asked for me and said he want money from manish. And then he called me around 15 times and when i picked up the call he said now the amount is increased from 10000 to 29000 as he added taxes and penalty. I am feeling very depressed as they are scaring that this agent will come to office.
                                    Jan 8, 2019
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Nov 28, 2018
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We note that you have sought clarification with regard to your credit card account. We request you to contact our Debt management officers at[protected] / 66668102 for further assistance in this regard.

                                    -Zubin
                                    HDFC Bank Customer Assistance
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                                      Shourin Giri
                                      from Noida, Uttar Pradesh
                                      Nov 28, 2018
                                      Resolved
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                                      Resolved

                                      Address: New Delhi, Delhi, 110043

                                      I ma using the services of hdfc bank since it is my salary account else i would have never opted for it. But the main issue is that their customer care number never leads to the representative who can provide you the solution. Even their branches don't have any respective number of theirs.
                                      In case of an emergency with your account, you can't rely on their cust. Care no.
                                      Lately they have started providing personal banker's number and to my expectation even they don't pick the call or call back.
                                      The only option i have now is to close all my dealings with hdfc bank.
                                      Jan 3, 2019
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Nov 28, 2018
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      Sorry to hear about your experience. We'd like to help you resolve this at the earliest. Please write to [protected]@hdfcbank.com with details of your issue, your Account No./Card No, date/time of the call, the number you called with STD code & registered contact details. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                      -Anay
                                      HDFC Bank Customer Assistance
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