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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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M
from Mumbai, Maharashtra
Aug 26, 2019
Resolved
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Address: Mumbai City, Maharashtra, 400012

Dear sirs,
A #[protected] credit card was issued to me in the year 2002 by the icici bank. It was clearly told to me by the executive that the credit card will be on lifetime free credit card basis. Later i was using that card for one year, after one year i got a bill including the service charges.
I was always tried to talk with the executives on phone those days to revert this levy.
But this was not resolved, and i took decision to return the card to icici bank immediately that time by putting the card into atm machine as suggested by the branch.
When i started getting calls from the recovery department, i told them that i am always ready to pay the amount which i spend, which was something 500 rs. That time.
I paid the amount to executive hoping that the issue will close as assured me on your phone executive and the guy who collect the money.
The calls were really stop for next almost 15 years later.
Suddenly the calls are started back from last 2 years. That the outstanding amount is repeated with the unnecessary charges of rs.4060, i request the phone executive several times that the issue was closed to me long back. And now suddenly the bank updates in the cibil as outstanding in year 2019.
I request you to please investigate the matter and help to close the issue.
Sincerely,
Mangesh narkar.
Oct 8, 2019
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Aug 26, 2019
ICICI Bank Customer Care's response
Dear Customer,

Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
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    J
    jbansal
    from Hyderabad, Telangana
    Aug 25, 2019
    Resolved
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    icici bank sms received from ad icicibank and tm icicibank

    Dear sir,
    I am receiving lots of sms daily from ad icici bank and tm icici bank, while i don't have icici bank account. This is happening from last 2 years.
    The message are routed by mistakenly to my cell no. [protected] regarding the account info for the account xx0007, xx3001. This bank account is not belong to me.
    Please help i don't own any icici bank accounts or credit cards

    The message which i receive...
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    F
    Furkanbootwala
    from Mumbai, Maharashtra
    Aug 25, 2019
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    Resolved

    Address: Ahemdabad shapur Mangal Parekh Kancho, Momnawad, 380001

    Sir mere account se aaj 990 rs debit huve but muje vo kaha debit huve or q huve uske detai ki jankari chahiye mujko msg me

    {txn of inr 990.00 done on acct xx715 on 24-aug-19. Info: vin*google h. Avbl bal:inr 1, 012.12. Call 18002662 for dispute or sms block 715 to [protected]}
    Aesa pura msg aaya ab ye pese kaha gay or q vo muje janna hai
    +1 photos
    Sep 27, 2019
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Aug 26, 2019
    ICICI Bank Customer Care's response
    Dear Customer,

    We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (740431) in the subject line of your email. Our official will assist you.

    Regards,
    ICICI Bank Customer Service Team
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      G
      gaurav4321
      from Hyderabad, Telangana
      Aug 24, 2019
      Resolved
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      Address: 400709

      I have been charged with 1089 inr as late payment charges when there is no outstanding on my credit card.. I want this to be reversed and need assurance that this should not impact my credit rating.. Once this is done i want to cancel my 2 credit cards..

      My mobile number is [protected].. If this is not resolved at earliest would like to escalate this further as customer care rep and supervisor where not able to sort this out and were not able to provide any assurance of reversal.

      Please give me a call back if you need any further information..
      Sep 25, 2019
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Verified Support
      Aug 24, 2019
      ICICI Bank Customer Care's response
      Dear Customer,

      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

      Regards,
      ICICI Bank Customer Service Team
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        G
        gopal pandit pandit
        from Mumbai, Maharashtra
        Aug 24, 2019
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        Address: Wall tax road, Chennai, Tamil Nadu, 600003
        Website: Icici bank frod

        Sir mere credit card k bill m 2218 rupe extra ka bill mere paas aaya h jiski complaint mene icici bank k customer care par call kar k 6 bar di or unhone na hi mujhe eske bare m btaya h kyo itna bill aaya h or ab phone ko kat dete h mene 8.7.2019 ko 1515 rupe rpf canteen se saman kharida tha uske bad mene 24.7.2019 ko bill jama kiya 5543 rupe phir mene 26.7.2019 ko 1218 ka rpf canteen se saman kharida or uske bad se ab tk koyi saman ni kharida h uske bad mujhe 3034 ka bill aaya h jiski suchna mene icici bank ke customer care ko phone se di unhone meri samsya ka koyi samdhan nahi kiya h
        +2 photos
        Oct 10, 2019
        Complaint marked as Resolved 
        ICICI Bank customer support has been notified about the posted complaint.
        Verified Support
        Aug 24, 2019
        ICICI Bank Customer Care's response
        Dear Customer,

        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (736171) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
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          H
          Helper Tinku
          Aug 23, 2019
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          Resolved

          Address: SENCHOWA, Nagaon, Assam, 782002

          Dear sir/mam myself mr. Tinku nath. I have online business, i work in google adsense and earn money from google adsense. But someone transfered my google adsense money to his bank account, he scammed with me. He is a customer of icici bank.

          His name: g. Venkata lakshmi prasanna
          Payment date: 21 aug, 2019
          Payment number: gg101xkcwr
          Billing id:[protected]
          Payment method: wire transfer bank account *644

          This scammer transferred my $121 earning to his bank account. So kindly investigate this customer and arrest him and i have the police verification.

          Sincerely,
          Tinku nath
          My phone: [protected]
          E-mail: [protected]@gmail.com
          Email:
          +2 photos
          Oct 4, 2019
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Aug 24, 2019
          ICICI Bank Customer Care's response
          Dear Customer,

          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

          Regards,
          ICICI Bank Customer Service Team
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            V
            Vaz1692
            from Chennai, Tamil Nadu
            Aug 23, 2019
            Resolved
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            An amount of rs 1587 has been deducted from my bank account without any authorization.

            The amount was deducted by [protected]@icici on 14th august 2019 through phonepe, i came to know only when i was checking my bank balance this week.

            I have not received any notification that this amount has been deducted from phonepe.

            Kindly request you a refund of this amount at the earliest.
            +1 photos
            Oct 10, 2019
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Aug 24, 2019
            ICICI Bank Customer Care's response
            Dear Customer,

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (736212) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
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              V
              VictorHawk
              from Pune, Maharashtra
              Aug 23, 2019
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              Address: Bund Garden, 411001

              This is the 4th complaint against the icici, the previous complaint was raised on 16th of august 2019 regarding the multiple ecs charges even after canceling the ecs and get a promise from the previous conversation on phone that i won't be charged again, the following link leads to the main complaint: https://www.consumercomplaints.in/icici-bank-repeated-ecs-charges-after-complain...

              Where the icici bank representative has said i will be soon contacted but that hasn't happened, i had to email the customer care and support team for this issue and they are refusing to help... I have attached the email i sent and the reply i have received. I want my hard earned money returned asap.
              +2 photos
              Oct 1, 2019
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Aug 23, 2019
              Updated by VictorHawk
              They can call for credit card promotions and other useless things, but not to resolve my issue...

              Verified Support
              Aug 23, 2019
              ICICI Bank Customer Care's response
              Dear Customer,

              We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

              Regards,
              ICICI Bank Customer Service Team
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                A
                ajay sudani
                from Surat, Gujarat
                Aug 23, 2019
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                Address: 87, Radhika residency, Kamrej, Surat, Gujarat, 394190

                Hi,
                My name is ajay sudani. I want to register complain again icici bank. Before few days back i checked my cibil score and found that icici put wrong information regarding my credit card to cibil score. They assigned me credit card on 2016 without informing me and asked for due charges. I never purchased credit card in my life. Icici did fraud with me and assigned me credit card by using my data. Due to this i am not able to apply for loan in any bank because my cibil score is down. I sent many emails to icici customer care but haven't got any response. Kindly help me for this one
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Aug 23, 2019
                ICICI Bank Customer Care's response
                "Dear Customer,

                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (730421) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team"
                Aug 29, 2019
                Updated by ajay sudani
                Yesterday i got response from ICICI bank like this

                " CIBIL [Credit Information Bureau (India) Limited] is an informative database of all customers having any kind of financial liabilities (past/current and good/bad)with all the financial institutions. This database is updated by all the financial institutions on a periodic basis with regards to the payment track of customer.
                Your name and account details will never be removed from CIBIL even after paying of the dues, your credit card repayment string in CIBIL will be updated with the payment made.
                CIBIL is a report which contains the credit information of all the customers. Customer having a good payment record will also reflect in CIBIL and vice versa. We can update the CIBIL record for the customer but can not remove the name from the list."

                ICICI told me that my account details will never be removed from CIBIL score. ICICI did fraud with me and i am suffering a lot. No bank is allow me to apply for load.
                This is ICICI mistake not mine. How can ICICI assign me credit card without informing me anything. And now ICICI are telling me that they are not able to remove details from my cibil score. This is not acceptable at all. I haven't done any mistake and I am suffering a lot because of you. ICICI did fraud with me. I am not able to apply for loan in any bank. ICICI did mistake and you have to resolve it as soon as possible. Remove all your credit card related details from my cibil score. This is ICICI responsibility. ICICI can not do fraud with people like this.

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                  K
                  Kennedy Arivarasu
                  from Kollam, Kerala
                  Aug 23, 2019
                  Resolved
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                  Resolved

                  Address: Bangalore, Karnataka, 560100

                  Hi icici credit card team,

                  I'm really frustrated to get noc for my credit card as i have closed my credit card 2 months ago. Nearly i have made 25+ calls and poor response from customer officer by keeping my call on hold nearly 45min or right away team is dropping my call. Poor response.. I will never suggest to go with icici and i have wrote to my mnc (Most popular not to mention here) to stop providing salary accounts and we have provided suggestions to move hdfc bank.. Trust there were so many complaints piled up on icici poor response. Not sure, who will resolve this.
                  Oct 3, 2019
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Aug 23, 2019
                  ICICI Bank Customer Care's response
                  Dear Customer,

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (730448) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
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                    K
                    Kaushik Karmakar
                    from Bengaluru, Karnataka
                    Aug 23, 2019
                    Resolved
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                    Resolved

                    Address: 560075

                    Without my consent, rs. 10000 has been deducted from my account on 30/07/2019 to 'dr. Tran for funding a/c[protected].
                    I have never subscribed to any policy, however this deduction has been done by icici. I want my money back. Kindly help me in this regard as soon as possible.
                    This reduction to dr. Tran for funding a/c[protected] is a clear case of fraud and banking norms are not being followed. This is unlawful and making me untrust icici bank for future banking activities.
                    +1 photos
                    Oct 15, 2019
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Aug 23, 2019
                    ICICI Bank Customer Care's response
                    Dear Customer,

                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (730486) in the subject line of your email. Our official will assist you.

                    Regards,
                    ICICI Bank Customer Service Team
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                      S
                      surendar.battula
                      from Mumbai, Maharashtra
                      Aug 23, 2019
                      Resolved
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                      Resolved

                      Address: Pune, Maharashtra

                      I am icici customer, i have lost around 3500 rps on 19/07/2019. I don't have any information why this money debited from my account even no msg. I was shocked when i checked my balance. Immediate i call to customer care they also not given proper information. My account debited with 472 for 7 times. I am feeling very bad that i lost that much of money. Please could you help to get refund of my money.

                      Thanks in advance.
                      Oct 5, 2019
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Aug 23, 2019
                      ICICI Bank Customer Care's response
                      Dear Customer,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (730378) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      Hi Team,

                      Same thing again repeated this time also 4000 rupees debited with out any intimation or msg. how bad it was ?? As a salared person leaving i am if this type of proud happens how can i run my life.. please help to get refund of full money..

                      it is my kind request and do help.

                      Regards,
                      Surendar battula
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                        K
                        Kumaresan392
                        from Chennai, Tamil Nadu
                        Aug 22, 2019
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                        Address: 265c/1, Anbu Colony, Chennai, Tamil Nadu, 600040

                        I just lost 600rs without any notification on 21/08/2019 and turns out ICICI deduced them for SMAB charges without notifying me and I was not aware of it.

                        I also included the pictures below for further examination.It details all the un expected transactions and dates.

                        Please resolve Issue and refund my money immediately.
                        +1 photos
                        Oct 7, 2019
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Aug 23, 2019
                        ICICI Bank Customer Care's response
                        Dear Customer,

                        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (730390) in the subject line of your email. Our official will assist you.

                        Regards,
                        ICICI Bank Customer Service Team
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                          M
                          MittuNitika
                          from Chennai, Tamil Nadu
                          Aug 22, 2019
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                          Resolved

                          There is a transaction of Rs. 10000.00 debit from my ICICI Savings Account on13-JUL-19. Info: NFS*21212137*CA.

                          Since this transaction is not done by me, so i have raised fraud request with customer care to which -
                          1. My debit card, netbanking and mobile banking was blocked
                          2. A new debit card issue request was raised
                          3. Logged a Service Request(SR[protected] with Fraud Department to investigate
                          4. Filed Police Complaint and submitted the dispute documents for investigation.

                          Now, my service request is closed saying that the ATM in question is at 15 min distance from my place.

                          Can somebody please help understanding this remark from bank for closing the investigation.

                          Nobody on customer care is helping to raise another request for supporting information like to reveal the ATM name where transaction happened and video clips which they would have investigated.

                          I have service request numbers for a call back SR[protected], SR[protected]after spending hours of time on hold) that the senior manager with give call but no one has called up.

                          Also, visited bank branch but they say we can't help, this matter can be resolved by calling customer care only.

                          Raising this complaint today after weeks time struggle with customer care. Hoping to get this issue resolved now atleast.
                          Sep 25, 2019
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Aug 23, 2019
                          ICICI Bank Customer Care's response
                          Dear Customer,

                          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                          Regards,
                          ICICI Bank Customer Service Team
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                            D
                            dhruvprasad
                            from Bengaluru, Karnataka
                            Aug 22, 2019
                            Resolved
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                            Resolved

                            Address: Gurgaon, Haryana, 122011

                            There has been a lot of ecsrtnchg put in my account which has cut almost 30k from my account. The bank did not even mention that it has been happening and now suddenly cuts all the money in the account. As a customer i should be knowing about this before hand. This money was my itr money that all went into the unnecessary charges of the bank.
                            +2 photos
                            Oct 4, 2019
                            Complaint marked as Resolved 
                            Verified Support
                            Aug 22, 2019
                            ICICI Bank Customer Care's response
                            Dear Dhruv Prasad,

                            We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (727356) in the subject line of your email. Our official will assist you.

                            Regards,
                            ICICI Bank Customer Service Team
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                              pvsrao1969
                              from Bellary, Karnataka
                              Aug 22, 2019
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                              Address: mumbai, Mumbai City, Maharashtra

                              Please advise the fate of the following tax savings bonds
                              306421 ; 306422; 306423 and 306424.
                              Date of issue:29/05/2001 face value rs.5000/
                              Deemed date of allotment:26.01.2001
                              Redemption date:26.04.2004 @9.5%

                              Please advise me procedure for redemption of the certificates.
                              Thanking you sir
                              Yours faithfully
                              Polisetty venkata srinivasarao
                              M:[protected]
                              +4 photos
                              Sep 25, 2019
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Aug 22, 2019
                              ICICI Bank Customer Care's response
                              Dear Customer,

                              Our official will get in touch with you. We appreciate your patience.

                              Regards,
                              ICICI Bank Customer Service Team
                              Please insurance cancel
                              I'd number -7968172
                              shrikanta MK's reply, Aug 16, 2019
                              Please cancel the one assist insurance policy
                              ICICI Bank Customer Care's response, Aug 23, 2019
                              Verified Support
                              "Dear Customer,

                              We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (726387) in the subject line of your email. Our official will assist you.

                              Regards,
                              ICICI Bank Customer Service Team"
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                                Dinesh Beta
                                from Noida, Uttar Pradesh
                                Aug 22, 2019
                                Resolved
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                                Resolved

                                Address: 110096

                                Dear icici bank i am rohit singh account holder of your bank since last year could you please tell me how you get debited amount from my account no.[protected] without informing me at any field on 20th august 2019 you will be debited 708 inr from my icici account how could you do this to me now i will requested to please return back my money 708 inr to my account or i will going to upperhead so you will be punished for doing this type of # stuff!
                                Sep 22, 2019
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Aug 22, 2019
                                ICICI Bank Customer Care's response
                                Dear Dinesh Beta,

                                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                Regards,
                                ICICI Bank Customer Service Team
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                                  B
                                  Bhawnar
                                  from Mumbai, Maharashtra
                                  Aug 22, 2019
                                  Resolved
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                                  Resolved

                                  I have been charged under wpp which i didn't approved but still the amount got deducted twice which is last year an this year. On cancellation, it again got activated without any information this year. Neither did they refunded the last year's amount after complaining. I want the full refund of both the amounts. I did not get any information through sms or email of any sort regarding the policy and the amount got deducted on it's own. The cusmtor excutives are rigid on blaming instead of solving my issue.
                                  Sep 24, 2019
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Aug 22, 2019
                                  ICICI Bank Customer Care's response
                                  Dear Customer,

                                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (726409) in the subject line of your email. Our official will assist you.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    K
                                    Krishnasettu
                                    Aug 22, 2019
                                    Resolved
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                                    Resolved

                                    Address: No 3, First Technology Place, SAI Baba Hospital Road, KIADB Export Promotion Industrial Area, Whitefield, Bengaluru, Karnataka 560066, Bangalore, Karnataka, 560066

                                    Hi,

                                    I am raising this compliant because in my icici debit bank account around 12000/- rs got deducted without my knowledge. First, it started with 6500/- rs got deducted in which i did not notice. Later, 1500/- rs got deducted when i came to know after through sms. Once i logged in to my icici bank account, i got shocked and came to know that recurred detecting as (500+1000+1500+6500+1500+1000 = total 12000).
                                    500 deducted on 09.07.2019
                                    1000 deducted on 12.07.2019
                                    1500 deducted on 14.07.2019
                                    6500 deducted on 10.08.2019
                                    1500 deducted on 11.08.2019
                                    1000 deducted on 19.08.2019
                                    And when i contacted customer care they were raising questions on me instead of providing solution. Later, i blocked my account with help of customer care but still i am struggling for justice & i don't know how to proceed further. Could anyone please assist me on this issue? So that in case i can get my money back. Request you all please don't ignore this as usual problem, it can happen to you in future as well. Please don't take this in wrong way as warning, consider me as your friend who is longing for help.
                                    Sep 22, 2019
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Aug 22, 2019
                                    ICICI Bank Customer Care's response
                                    Dear Customer,

                                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (726422) in the subject line of your email. Our official will assist you.

                                    Regards,
                                    ICICI Bank Customer Service Team
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                                      S
                                      saxena.ashwani
                                      from Noida, Uttar Pradesh
                                      Aug 21, 2019
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                                      Address: 122002

                                      Hi there,
                                      I wish to inform you that I don't have credit card ending with XXXX2004 with your bank however I've got an sms in my mobile that some of my payment is due to be cleared on every month .
                                      Please clearify that and revert me back that as to why you have sent me this message.
                                      As i already had credit card for past 08 years & i paid my each & every month bill regularly without any delay.

                                      Attached screen shot for your reference.

                                      Looking forword to hear from you..
                                      +1 photos
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Aug 21, 2019
                                      Updated by saxena.ashwani
                                      I am having another credit card for past 08 years which i m using
                                      Verified Support
                                      Aug 22, 2019
                                      ICICI Bank Customer Care's response
                                      Dear Customer,

                                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (726430) in the subject line of your email. Our official will assist you.

                                      Regards,
                                      ICICI Bank Customer Service Team
                                      Aug 22, 2019
                                      Updated by saxena.ashwani
                                      Already sent an email to the given mail i.d.
                                      See the Reference number for your further action ref. ID-000HGaENMWNYPGVV.

                                      Still didn't get any reply for the same.

                                      Please do the needful.

                                      Regards,
                                      Ashwani saxena
                                      Aug 26, 2019
                                      Updated by saxena.ashwani
                                      Dear ICICI team,

                                      Pleae expedite the issue as i am not getting any positive response from your end.

                                      I already shared you the reference Id. I am getting the same message today as well.

                                      Please do the needful.

                                      Regards,
                                      Ashwani Saxena
                                      Jan 08, 2022
                                      Updated by saxena.ashwani
                                      Hi ICICI Bank team,

                                      Awaiting response from ICICI bank since 2019. Don't know why customer queries were not resolved on a given time frame.

                                      Didn't expect this kind of response from such a reputed bank.

                                      Regards,
                                      Ashwani Saxena
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