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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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ICICI Bank reviews & complaints page 668

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R
Rajiv Sharma1
Sep 7, 2017
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Address: 380051

I have a salary account in icici bank. When i checked my bank transactions and i found that there is one debit transaction 'dmc/in[protected] dp chgs till jul-17' — inr 826. But i have no holdings 50, 000inr in my dmat account. My icici account number is[protected]. This is completely unacceptable and please refund my amount at the earliest.
ICICI Bank customer support has been notified about the posted complaint.
Why deduct posdec charge from my account.i didnot swap my card anywhere.
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    H
    hariharan_in
    from Bengaluru, Karnataka
    Sep 7, 2017
    Resolved
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    Resolved

    Address: 641035
    Website: www.icicibank.com

    Hi, in name of service gesture i have been charged (500+90) on 20/08/2017 as overlimit fee. This looks like absurd. My credit limit is 10000/- based on customer support feedback seems like 44.33rs is the excess i have been used. I'm not intended or expecting or looking for icici to support incase o[censored]sing my credit card beyond the defined credit limit.

    It might be icici favoring customer to use beyond the credit limit to an extent. But as a customer i dont really want such a feature. This isnt the feature or option i wanted for my credit account. I believe i havnt agreed for such a provision.

    This is really bad to charge 500 for use of 44.33rs extra or for allowing customer to use beyond credit use and charge more.

    Expect the charges to be waived off.

    If not i would like to end my debit and credit accounts with icici. I do believe losing one customer like me is not a big deal for icici.
    Oct 8, 2017
    Complaint marked as Resolved 
    ICICI Bank customer support has been notified about the posted complaint.
    Verified Support
    Sep 07, 2017
    ICICI Bank Customer Care's response
    Dear Customer, (hariharan_in)

    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fjpf) in the subject line of your email. Our official will assist you.

    Regards,
    ICICI Bank Customer Service Team
    will do mail hoping it gets resolved.
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      K
      kavya51
      from Barmer, Rajasthan
      Sep 7, 2017
      Resolved
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      I applied for the credit card but did not get it. Now i am getting mails like your credit card has been delivered, this month's statement of your credit card has been delivered, auto deduction of some charge will be done from your account for your credit card. When i check online there is no as such information about any credit card issued on my account. Please resolve the issue.
      Oct 8, 2017
      Complaint marked as Resolved 
      ICICI Bank customer support has been notified about the posted complaint.
      Verified Support
      Sep 07, 2017
      ICICI Bank Customer Care's response
      Dear Customer, (kavya51)

      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fjg1) in the subject line of your email. Our official will assist you.

      Regards,
      ICICI Bank Customer Service Team
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        K
        Kadathursriram
        Sep 7, 2017
        Resolved
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        Address: Mumbai City, Maharashtra
        Website: icici bank credit card

        Dear icici cr. Card team member
        Good morning.

        1. I have been paying every month for cr. Card
        2. Minimum due for every month is being paid
        3. I have paid rs.5000 on 4th august 2017 by cahs & paid again rs.5000.00 on 4th sept.2017 by cheque.
        3. My credit card is blocked, which is incorrect.
        Pl. Reply in mail id.
        4. Pl. Let me know why should i pay more.
        Oct 8, 2017
        Complaint marked as Resolved 
        ICICI Bank customer support has been notified about the posted complaint.
        Sep 07, 2017
        Updated by Kadathursriram
        I am on a holiday abroad.
        Verified Support
        Sep 07, 2017
        ICICI Bank Customer Care's response
        Dear Kadathursriram,

        We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fj72) in the subject line of your email. Our official will assist you.

        Regards,
        ICICI Bank Customer Service Team
        Dear kadathursriram
        This is with reference to your query raised with icici bank

        Your request has been forwarded to the relevant team, who are working on resolving your issue at the earliest. Your issue will be addressed promptly and our team shall get back to you with a resolution within two working days.

        If you have any queries, please reach out to us. Customer service number [protected] help us
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          A
          Anuradha Dasari
          Sep 7, 2017
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          I am an icici customer for the last 11 years and i moved to the us about 3 months ago. My india mobile number is updated in icici and no longer exists. I need to update my us mobile number, but i cannot do this online and talking to customer care has not helped at all. Please somebody help me to get my us phone number updated or suggest a way to go about getting it updated.
          Oct 8, 2017
          Complaint marked as Resolved 
          ICICI Bank customer support has been notified about the posted complaint.
          Verified Support
          Sep 07, 2017
          ICICI Bank Customer Care's response
          Dear Anuradha Dasari,

          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fivy) in the subject line of your email. Our official will assist you.

          Regards,
          ICICI Bank Customer Service Team
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            R
            Ram5533
            from Mumbai, Maharashtra
            Sep 6, 2017
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            Address: Siddharthnagar, Uttar Pradesh, 272153

            Respected sir,
            I have visa debit card. Today i want to urban coop bank's atm at bansi, siddharthnagar, up pin code.272153.
            Timing 19:49 on 06/09/2017 my debit card no.[protected]. I tried to withdraw 3000rs but the atm machine was taking lots of time after sometime machine showed transaction falied. Sir i request you to help me out sir plz
            +1 photos
            ICICI Bank customer support has been notified about the posted complaint.
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              C
              CA Shivendra
              from Bhopal, Madhya Pradesh
              Sep 6, 2017
              Resolved
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              Address: Vadodara, Gujarat, 390015

              Dear,

              Undersigned is having bank account in icici vasna road, vadodara main branch from last almost 10 years (Account no.[protected]

              My account is being debited for following charges in the name of smab charges:

              [protected] smab chgs nov14+stax30.9 dr inr 280.90
              [protected] smab chgs jun15+stax49.00 dr inr 399.00
              [protected] smab chgs jul15+stax29.93 dr inr 243.73
              [protected] smab chgs feb16+stax65.25 dr inr 515.25
              [protected] smab chgs mar16+stax65.25 dr inr 515.25
              5 [protected] smab chgs apr16+stax67.50 dr inr 517.50
              6 [protected] smab chgs may16+stax67.50 dr inr 517.50
              7 [protected] smab chgs-mar17+stax 45.49 dr inr 348.74
              8 [protected] smab chgs may17+stax45.50 dr inr 348.80
              9 [protected] smab chgs may17+stax47.67 dr inr 365.51
              10 [protected] smab chgs jun17 dr inr 333.43
              11 [protected] igst[protected] dr inr 60.01
              12 [protected] smab chgs jul17 dr inr 350.75

              I. E a total of rs. 4796.37 till date were charged to my account

              In the event of non-maintenance of minimum mab, the bank will notify the customer by sms/e-mail/ letter etc. That in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of mab charges will be applicable".

              I don't have any mail/sms/letter informing about this mab charges.

              Also as per the banking ombudsman scheme 2006. Rules says"levying of charges without adequate prior notice to the customer" is a voilation of rule 8 (1) (K).

              Hence your good office is kindly requested to look into the matter and arrange to refund the deducted amount in my account and oblige.

              Thanks & regards
              Ca shivendra singh rajput
              A. C no.[protected]
              Contact no.[protected]
              Oct 8, 2017
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Sep 07, 2017
              ICICI Bank Customer Care's response
              Dear CA Shivendra,

              Our official will get in touch with you. We appreciate your patience.

              Regards,
              ICICI Bank Customer Service Team
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                B
                Balu royal
                from Bengaluru, Karnataka
                Sep 6, 2017
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                Address: Hyderabad, Andhra Pradesh

                Sir this is balaji, i am a customer to icici bank since past 4 years.. Recently they decided the amount from my account without any intimate or information.. Total 1600/- has been deducted please help me to get my money back..

                Ac:[protected]
                Name:-macharla balaji
                Branch:-abids, hyderabad

                Please register a complaint and help me to get my money back...
                Oct 8, 2017
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Sep 07, 2017
                ICICI Bank Customer Care's response
                Dear Balu royal,

                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                Regards,
                ICICI Bank Customer Service Team
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                  N
                  naveenbaghel
                  from Delhi, Delhi
                  Sep 6, 2017
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                  Address: 110048

                  Dear customer service team,

                  Name: naveen kumar baghel
                  Credit card number: [protected]

                  I am using icici bank services since 8 years (Savings account). This credit card since almost 2.5 years. Up to now i paid all bills promptly and also used card effectively. I hope there was no negative feedback against my usage.

                  Just i requested you to increase my credit card limit and submitted all required documents. (2 times i faxed my salary slips to u). (I wasted money for customer care calls and fax). But you people rejected my request. I upset with your conclusion. I want to know why you rejected my service request. What’s wrong with me and my documents? Now i want feedback from your side.

                  If i didn’t get correct response from your side i am going to cancel all my accounts with icici bank. I know for large bank (Icici) i’m not only single customer. But you are also not one bank in india for me. I’m going to start transaction with another bank and going to give negative feedback about icici in our forums what you did to me. I hope icici bank not going to loose his customers. So i’m requesting you to increase my credit limit as soon as possible.

                  Thanks & regards

                  Naveen baghel
                  Ph:[protected]
                  Email: nav. [protected]@gmail.com
                  ICICI Bank customer support has been notified about the posted complaint.
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                    P
                    Pradeep Wadhwa
                    from Korba, Chhattisgarh
                    Sep 6, 2017
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                    Address: Neemuch, Madhya Pradesh, 458441

                    Dear sir/madam,

                    I have purchased an commercial vehicle in 2007 which was financed by icici bank but due to some ups and downs of icici bank my file was without my knowledge was transferred to magma finance without any information.
                    I have made 47 instalments of my commercial vehile which was to be closed by july 2011.
                    I have made all my installments till with all the original receipts and also have cross checked with my bank statement, non of my installments are due.

                    After so much of efforts and pain the conclusion came out was my loan have been now transferred to kotak mahindra bank.
                    Now when i contacted bank they have no clue about the details of my loan.
                    Kindly please resolve it on priority basis i have been suffering for this quite long now.
                    Vehicle no: mp44ha1008
                    Loan amount: ₹10, 45, 000

                    Magma proposal no: p6/0180/v/[protected]
                    Icici lan number: lvnem[protected]
                    ICICI Bank customer support has been notified about the posted complaint.
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                      S
                      Satish Padencherry
                      from Kakinada, Andhra Pradesh
                      Sep 6, 2017
                      Resolved
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                      I made a call from bangalore today (6th sep, 2017 from 12:30pm to 13:[protected] to icici bank credit card customer care and his name was nehal. The customer care professional was very rude and talking rudely as he did not want me to ask details. This is a not a professional way to talk, his name was nehal from customer care dept - hyderabad. I am not happy with way he talked to me on phone.
                      Oct 7, 2017
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Sep 06, 2017
                      ICICI Bank Customer Care's response
                      Dear Satish Padencherry,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (insert post ID here) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      Verified Support
                      Sep 06, 2017
                      ICICI Bank Customer Care's response
                      Dear Satish Padencherry,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fh1m) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
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                        P
                        Padala Srivalli
                        Sep 6, 2017
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                        Hi team,

                        Fraudulent transaction has been taken place on fri, aug 25, 2017 at 12:47 pm, details are as below:
                        A purchase of inr 5, 000.00 has been made using your debit card linked to icici bank account xxxxx on 25-aug-17. Info: vin*payu paymen.

                        I immediately called customer care, they blocked my card saying for security reasons and raised a sr# sr[protected], i submitted the dispute form at bank. They said they will investigate the issue with 8 to 50 days. I haven't shared my details with anyone.

                        Today (01/09/2017), i just got a message that "dear customer, dispute for inr 5, 000.00 on account xxxxxx has been declined as the transaction was authenticated with a 3d secure pin". I called customer care to know more about merchant details. But, customer executive said he don't have detail, with this i realized that, proper justification is not done for my complaint.

                        While writing this complaint in this, i saw all the complaints about same type transactions. It's so sad that how can be a bank is so irresponsible. We are working hard and earning money, we have belief that it's secure in your bank but your responses to customers is pathetic. Please try to prevent this type of situations should not happen to others. I only saw icici bank is having this issues since 2015.

                        I would like to file this case with cyber crime, please share me merchant details against these transactions. Looking forward your immediate support and necessary action.

                        Thanks & regards,
                        Padala srivalli
                        ICICI Bank customer support has been notified about the posted complaint.
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                          K
                          krisna pega
                          from Bengaluru, Karnataka
                          Sep 6, 2017
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                          Address: 560037
                          Website: www.icicibank.com

                          I am shetti krishna. 826.00 rupees has been deducted from my account as ([protected] dp chgs till jul-1 7) dp charges on

                          31/08/2017. I have never activated and used my demat account till now. There was no prior notice. I haven't received any deduction

                          Message to my mobile. I need justice and my money back immediately. My account number is[protected].

                          My mobile number is [protected]
                          ICICI Bank customer support has been notified about the posted complaint.
                          Sep 06, 2017
                          Updated by krisna pega
                          My mobile number is [protected]
                          Dear krisna pega,

                          We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                          Regards,
                          ICICI Bank Customer Service Team
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                            F
                            felix kolge
                            from Pune, Maharashtra
                            Sep 5, 2017
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                            I am FELIX FRANCIS KOLGE. 826.00 Rupees has been deducted from my account as (IN[protected]DP CHGS TILL july-17) DP charges on

                            31/8/2017 I have never activated and used my Demat account till now. There was no prior notice.I haven't received any deduction

                            message to my mobile. I need justice and my money back immediately.My Account Number is[protected]
                            +1 photos
                            ICICI Bank customer support has been notified about the posted complaint.
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                              P
                              Prathap Arumugam
                              Sep 5, 2017
                              Resolved
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                              Resolved

                              Dear sir / madam
                              I am getting transaction notification from icici alerts to my email id prathap. [protected]@gmail.com from the account number ends with xxxxxxxx3045.

                              Kindly note that the account is not under my name.
                              My email id is wrongly mapped with account no. Which is not related to me.

                              Please take immediate action. I don't want to receive someone else's transaction details.
                              Oct 6, 2017
                              Complaint marked as Resolved 
                              ICICI Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Sep 05, 2017
                              ICICI Bank Customer Care's response
                              Dear Customer,

                              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fdx2) in the subject line of your email. Our official will assist you.

                              Regards,
                              ICICI Bank Customer Service Team
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                                D
                                dhiraj_dp
                                from Morjim, Goa
                                Sep 5, 2017
                                Resolved
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                                Resolved

                                My credit card was debited by rs. 1399 under the activation of oneassist which i neither requested nor i want it. When contacted, they are not ready to deactivate it upon requesting thrice through emails.
                                Also the service requests i raise, they close it on the same day without any comments.
                                This is the last chance i'm giving you; if not cancelled i'll move to consumer court.

                                All the details are linked to following name, number and mail.

                                Dhiraj dilipkumar patil
                                [protected]
                                [protected]@yahoo.com
                                Sep 6, 2017
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Sep 05, 2017
                                ICICI Bank Customer Care's response
                                Dear Dhiraj Dilipkumar Patil,

                                We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                Regards,
                                ICICI Bank Customer Service Team
                                Dear Dhiraj,

                                Greetings from OneAssist...!

                                We deeply regret for the inconvenience caused to you.

                                As per your request, we have cancelled your plan vide service request No. 2299472.

                                The refund will be processed in bank/card account from which the amount has been debited. It takes 7 to 8 working days for the refund to reflect in your bank/card account.

                                Should you require any further assistance, please reach us at [protected]@oneassist.in or[protected].

                                Regards,

                                Deepali

                                Team OneAssist
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                                  M
                                  mohmadraza
                                  from Ahmedabad, Gujarat
                                  Sep 5, 2017
                                  Resolved
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                                  Resolved

                                  Address: Ahmedabad, Gujarat

                                  Dear sir/mam,

                                  I have salary account in icici bank from november 2013. Last year one icici executive requested for opening icici demat account which they committed that there will be no annual charges for lifetime for demat account.

                                  The charges of 826.00 were debited from my salary account on 29-aug-2017.

                                  Please do the needful and credit the amount of demat charges deducted from my salary account of rs. 826.00 and close the demat account and all services related to demat account, so that no charges are incurred in future.

                                  Demat account no :[protected]

                                  Thanks
                                  Mohmadraza
                                  Oct 6, 2017
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Sep 05, 2017
                                  ICICI Bank Customer Care's response
                                  Dear Mohmadraza,

                                  We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fdpq) in the subject line of your email. Our official will assist you.

                                  Regards,
                                  ICICI Bank Customer Service Team
                                  Hello Sir,

                                  My Credit Card (Number: [protected]) Statement Email ID updated wrongly ([protected]@gmail.com ), Please update with Correct One ([protected]@gmail.com)

                                  Can you update the mail id ASAP

                                  Thanks,
                                  Venkat
                                  ICICI Bank Customer Care's response, Sep 5, 2017
                                  Verified Support
                                  Dear Venkat,

                                  Our official will get in touch with you. We appreciate your patience.

                                  Regards,
                                  ICICI Bank Customer Service Team
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                                    R
                                    ramsukh sharma
                                    Sep 5, 2017
                                    Resolved
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                                    Resolved

                                    Website: www.icicibank.com/Personal-Banking/investments/icici-bank-bonds/past-issues/index.page

                                    With reference to the application sent on date 17th july 2017 to surrender my below mentioned bonds.

                                    1. Bond holder no:[protected]
                                    Certificate no: 159873, 159874, 159875, 159876 (Sum total of inr. 20, 000)

                                    2 bond holder no:[protected]
                                    Certificate no: 19038 (Sum total of inr. 20, 000)

                                    3. Bond holder no:[protected]
                                    Certificate no: 39001 (Sum total of inr. 30, 000)

                                    For the above tax saving bonds. It has been 2 months since i have sent my application in said format to on below address

                                    3i infotech limited
                                    Unit : icici bank limited
                                    Tower no 5, 3rd floor,
                                    International infotech park,
                                    Vashi station complex,
                                    Vashi, navi mumbai - 400 703
                                    Fax number :[protected] / 99

                                    But i did not received any single update about my request. I also tried calling the customer care but no response, no one answering it.

                                    Further i also mailed on [protected]@icicibank.com but did not received any reply from past 7 days.

                                    Could you please look into the matter when i will receive my hard earned money.

                                    Thanks & regards
                                    Ram sukh sharma
                                    Oct 6, 2017
                                    Complaint marked as Resolved 
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Sep 05, 2017
                                    ICICI Bank Customer Care's response
                                    Dear Ram Sukh Sharma,

                                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4fdia) in the subject line of your email. Our official will assist you.

                                    Regards,
                                    ICICI Bank Customer Service Team
                                    Sep 24, 2017
                                    Updated by ramsukh sharma
                                    Hi ICICI,

                                    Do you want me to reach out to court for my hard earned money. this is almost 2 months of my above said request but did not get a single reply

                                    Chanda Kocher- Is this the ways your bank handle customer. Please close all such fake bonds and give me in written that you can not process my request to get my own money so that i will reach to court to get my heard earned money

                                    R S Sharma
                                    [protected]
                                    Hi Team,

                                    I just saw my account and found that Rs. 856is automatically deducted from my account. IN[protected] DP CHGS TILL JUL-1
                                    7

                                    Do you guys want that I have to shift my account to some other bank?
                                    ICICI Bank Customer Care's response, Sep 5, 2017
                                    Verified Support
                                    Dear kkashyap1707,

                                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a4fdia_aaaa) in the subject line of your email. Our official will assist you.

                                    Regards,
                                    ICICI Bank Customer Service Team
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                                      suyog m
                                      from Mysore, Karnataka
                                      Sep 5, 2017
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                                      opening reimbursement account

                                      Hi,

                                      I am have salary account in your bank for my ex-company, now i would like to use same account for my current organisation for salary and would like to create new reimbursement account (Because my new company needs a reimbursement account to credit my reimbursements) to my salary account.

                                      Could you please help me to create this account.

                                      My email id: [protected]@gmail.com...
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                                      Fatima syeda
                                      from Addanki, Andhra Pradesh
                                      Sep 5, 2017
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                                      Hi my name is fatima customer of icici my account #icic0000008 on 4th sept my accnt has been debited of rs.709.00 with [protected] dp ch. I don't have any demat a/c linked with icici. So i want the details of the debut amount. I request you to please credit my balance of 709.00. As soon as possible.

                                      Thank you!
                                      Contact # +91-[protected].
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