| Address: New Delhi, Delhi |
Dear Sir,
I want to bring to your notice
that I receive a call from this no. +91-[protected] . They
told me that he is working with ICICI bank credit card
department working at 2nd Floor; Block-a/75; Sec-65; Noida.
His name is Rahul Mehta /Neeta Singh having employee code 242849/246289 and
inform me that some refund have come on my x- credit card
xxxx-xxxx-xxxx-9004 which need to refund to my existing credit card &
need verification on my existing card. I share credit card details
understand that they are ICICI bank executive after getting the following
information of that person (for e.g. Name, address of bank &
employee code).
I was shocked to see sms on my mobile no-[protected] on 05th
Jan. 2015 that multiple transaction of INR 40, 868.00 on card no-4477xxxx1011 is
made at online shopping & bill payment.
Following transaction details in
Credit card statement
Card Number :447747******1011 - SANTOSH KUMAR
Date
Ref. Number
Transaction
Details
Transaction
Amount
05/01/2015
74568225005270582801276
AIRTEL PAYMENT
5, 070.00 Dr.
05/01/2015
74332745006500537823293
AMAZONS SVCS
17, 899.00 Dr.
05/01/2015
74332745006500535356569
AMAZONS SVCS
17, 899.00 Dr.
I requested ICICI bank credit card dept. Through SR[protected] not to make any payment
to this transaction, because the transaction was carried out without my
authorization/consent. It is clearly fraud on my credit card. I never use this
merchant to make any payment. Next day, they replied me saying that the card holder
is responsible for the security of his/her card along with his / her personal 3
D secure pin and should therefore take all the possible steps ensuring its safe
keeping. The bank does not incur any financial liability arising out of misuse
of 3 D secure pin. As the transaction was qualified by information known only
to you, the bank is not in a position to repudiate the transaction with the
merchant on the basis of your dispute. We, therefore, regret to inform you that
the bank will not be able to accede to your claims with regard to the disputed
transaction. Now what to do? I am worried because bank also doesn't help me in
this matter. I have also register an FIR to Local police station but I
understand they will take own time for investigation.
Hence I request for a through re-investigation of charge
dispute form for all the transactions. I also want the Bank to provide me some
Sensible & authentic Proof of the transaction being done from my Computer {
IP Address } before accounting me liable for the Debit. I regard such
accusations highly unprofessional & unethical from ICICI BANK. Hence I
request you to find the real Culprit and not blame me for the Online Fraud,
which I am a target of.
My number is 91 [protected] waiting for your immediate action
as I wish you of not having transaction with any fraud.
Thanking You,
Aug 14, 2020
Complaint marked as Resolved
ICICI Bank customer support has been notified about the posted complaint.