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HDFC Bank Complaints & Reviews

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Updated: May 26, 2026
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S
suma g d
from Bengaluru, Karnataka
Dec 22, 2017
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Address: 582101

I have an account with gadag branch. I hd locker before 3rd april 2017. I have closed locker on 4th of april 2017. But the bank debited rs.5000/- for whole one year i. E apr1 2017 to mar 31 2017 as i have used only for 3 days. Using 3 days locker why should customer pay for one year rent i. E in advance. Please solve this issue and help me to get my money back.

Thanks and regards
Feb 7, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 27, 2017
HDFC Bank Customer Care's response
Dear Customer,

We understand that our Branch Official Mr. Praveen Balikai has contacted you and has addressed your queries and concerns. Please feel free to speak to Mr. Praveen Balikai on [protected] or email at Praveen.[protected]@hdfcbank.com for any further clarification or assistance. You can also contact Branch Manager Mr. A. Sreedhar on [protected] / A.[protected]@hdfcbank.com.

-Manoj
HDFC Bank Customer Assistance
Feb 24, 2018
Updated by suma g d
as per ur words, mr balikai has called me and assured me to take action. but still i didnt get my money back. and it has not been resolved.
sir

as per ur words, mr praveen balikai has approched me before. but der is no use. i didnt get my money back till the date.

please do the needful
suma g d's [Complaint's author] reply, Feb 24, 2018
it has not been resolved.
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    S
    Sandeep Sasane
    from Mumbai, Maharashtra
    Dec 22, 2017
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    Address: Mumbai City, Maharashtra, 400074
    Website: www.google.co.in/url?sa=t&source=web&rct=j&url=www.hdfcbank.com/&ved=0ahUKEw

    Dear team,
    I am going rcp ghansoli hdfc branch 07/12/2017 for perpose my hdfc account closing. Branch staff his saying me, you are not using hdfc bank last 3-4 month thats why you are salary account converting bydefalut saving. My account balance is negative amount. This day i am paid 2200rs. I am requesting branch person please close my account, but till date may account not close.
    My contact no [protected]
    Jan 22, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Dec 22, 2017
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your account number, complete address of branch you visited and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Manoj
    HDFC Bank Customer Assistance
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      B
      Bhupinder Rajput
      from Chandigarh, Chandigarh
      Dec 22, 2017
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      Address: Chandigarh, Punjab, 1600101
      Website: netbanking.hdfcbank.com/netbanking

      Every morning i usually check my account balance through net banking. On 21st dec 2017 when i was checking balance it shown me balance 2000 less than expected. Then i request for account statement then i came to know on 17th dec 2017 rs 2000 was deducted for rd account via atm. When i check my account balance on 18th, 19th, 20th it was correct but suddenly on 21st dec it got deducted and shown me rd account transaction done on 17th dec 2017.
      Then through net banking i liquidate rd account balance to my saving account. But i was shocked that bank can transfer your account balance to any other account without account holder permission.
      But i am still in doubt whether my rd account is closed or not. I called customer care team of hdfc but they told account is closed but i am sure they will deduct amount in next month also.
      HDFC Bank customer support has been notified about the posted complaint.
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        K
        Kh Suchitra
        from Imphal, Manipur
        Dec 22, 2017
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        Address: Imphal East, Manipur, 795001

        My EMI for Auto Loan was regularly deducted from my Axis Bank account on the due date i.e.7th of every month but in November 2017 I was penalised with a sum of Rs 649 for not maintaining balance though I have deposited sufficient amount on the same day, in afternoon. Unfortunately, this month my account got freezed due to KYC query without any intimation. Having more than sufficient amount in account and EMI not deducted on the due date make me shock. I called up to Axis Bank and learned that resubmission of KYC documents is necessary although I have updated it last year. Freezing a very much active account without any intimation is not acceptable. After resubmitting the documents next day, I was informed it will take a week to activate my account as it is strictly under the control of Central Office. On the day itself I called up HDFC Bank and requested for alternative means of payment as my account have been freezes. They told me that it is not possible to pay by cash until the generation of list by higher authority. So I have waited. After few days, I received a call from Customer Care service for making the payment by cash. Next day, i.e on 19.12.2017, the amount was paid along with a penalty Rs 649. And today i.e 21.12.2017, they have deducted the EMI again from my account. When I called HDFC, they replied it will be redeposited again after someday. Fine, I can wait for the redeposition of the sum in my account. But my complaint is HOW MUCH PENALTY WILL YOU PAY ME FOR YOUR NEGLIGENCE??? Kindly go through the matter and refund my money along with charge for debiting twice as soon as possible. This is my humble request to HDFC BANK Ltd. Please make your customer happy always.
        Jan 26, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Dec 26, 2017
        HDFC Bank Customer Care's response
        Dear Customer,

        We understand our bank official Mr. Sukham Birshombhor Singh has contacted you and addressed your issues relating to charges debited from loan account. For any further assistance and for all your Banking needs, you may please contact you Mr Sukham Birshombhor Singh on -[protected] or write to [protected]@hdfcbank.com for further assistance.

        -Manoj
        HDFC Bank Customer Assistance
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          R
          ranjankonline
          from Chennai, Tamil Nadu
          Dec 21, 2017
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          Address: New Delhi, Delhi, 110045

          I applied for home loan to HDFC. The coordinator of my home loan was Mr Rahul, HDFC limitd, SCO 14, Sector 14 Gurgaon.

          Demand from the Signature Global (builder) was Rs 5, 48, 218 after adjustment of 5% payment made to the company. The coordinator above Mr Rahul asked me to pay builder the balance 5% amount i.e. Rs 147, 779.00 then only the loan will be disbursed to the builder. I paid Rs 147, 779.00 to the builder.

          Disbursement of the balance 90% of the demand by the builder i.e. Rs 400, 439 was to be done by HDFC to the builder.

          However HDFC disbursed 100% payment i.e Rs 5, 48, 218.

          Thus HDFC has disbursed excess amount of Rs 147, 779.00 to the builder on which I am made to pay the Interest HDFC.

          In view of the above it is requested to kindly take back excess disbursed loan amount i.e. Rs 147, 779.00 from the builder and revised interest on the amount of Rs 400, 439.00 from me be charged.
          Jan 22, 2018
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Dec 22, 2017
          HDFC Bank Customer Care's response
          Dear Ranjan,

          Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively.

          Regards,
          Team HDFC Home Loans
          Dec 23, 2017
          Updated by ranjankonline
          Already posted as advised. Please resolve the issue at the earliest.
          Dec 23, 2017
          Updated by ranjankonline
          complaint number is 4262401
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            L
            from Hyderabad, Telangana
            Dec 21, 2017
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            Address: Hyderabad, Andhra Pradesh, 500076
            Website: payzapp

            Hello Team,
            This is in regards to the transaction failure, which happened on Nov 3rd 2017. If you look into the transaction details or the attachment that I have sent you, on that day I have initiated a transfer of Rs.2500 where in the status shows that it was failed. Since it has showed me failed status to send the amount, I have sent the amount to that person through another mode.
            Now When I called Payzapp customer service agent, he says that the transaction happened and the money has been debited from the account. How can the app shows me a wrong information. It looks like I have paid the amount twice. This is ridiculous. I want my money back. You showed me status as failed and deducted the amount.
            Request you to take necessary action on Payzapp, so that the problem will not be repeated.
            HDFC Bank customer support has been notified about the posted complaint.
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              A
              Ambrish_V
              from Chennai, Tamil Nadu
              Dec 21, 2017
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              I had tried to book a few train tickets on irctc.co.in last Tuesday (12-Dec-17).
              The transaction failed but my money was deducted. When I had contacted the irctc customer care I was promised a refund within 3-7 working days. It has now been more than that and I am starting to get worried. The transaction ID would be [protected]. Can Someone help me here.
              Jan 22, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Dec 22, 2017
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your account/card no., date/amount of transaction and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

              -Manoj
              HDFC Bank Customer Assistance
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                K
                kvsn123
                from Hassan, Karnataka
                Dec 21, 2017
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                Address: 508246

                Application Reference Number : [protected]CZ
                mobile no: [protected]
                name: KVSN Raju
                Status
                DISAPPROVED
                Remarks
                DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
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                  A
                  asish4asish
                  Dec 21, 2017
                  Resolved
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                  Resolved

                  unauthorized transactions

                  Address: Bangalore, Karnataka

                  EMI for someone's loan account#51225505 is getting deducted from my Savings account#[protected]. this happened 3 times and a sum of Rs.17, 706.00 had go deducted from my account. Due to this, my account was in negative balance and my EMI's got bounced and I had faced many personel issues. I spoke to the Customer care executive and they said the other account is blocked and there will not be any unauthorized transaction. Executive also...
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                  G
                  Gauchauhan
                  from Gurgaon, Haryana
                  Dec 21, 2017
                  Resolved
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                  Resolved

                  Address: 122018

                  I have applied for hdfc fastag through online and made payment of 300 inr (200 for security amount & 100 as the top up amount). The reference number of the application is hfr018401. I have uploaded signed copy of the final document and rc/aadhaar and since then there is no update.

                  There is no way to contact hdfc fastag guys as the customer care number given is busy or not being attended.
                  Dec 26, 2017
                  Complaint marked as Resolved 
                  [email protected] phone - 0120 38883888 Within a day of my complaint, I got the above mentioned email address and I mailed my signed form, RC, payment proof and ID proof to them and within 30mins I got a call from them and in no time they issued me Fastag #. Really fast and best part, they delivered it on Christmas. Appreciate the speed. Thank you.
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Dec 22, 2017
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  Kindly email at hdfc.[protected]@sahaj.co.in or reach the Fastag Team at[protected] for any assistance/clarification with regard to your Fastag application.

                  -Manoj
                  HDFC Bank Customer Assistance
                  Hi team,

                  I don't know why 177.00 rs. Got deducted for '3rd party cash txn inc gst 241217-mir[protected]' on 16th Dec 2017 from my hdfc bank account, please explain me this properly else refund my money back.

                  My account number :

                  This is a salary account.

                  Regards,
                  Prathap. L
                  My hdfc swipe card machine not working. please visit our address and check the machine. we face to much problem.
                  Thank you HDFC team for your resolution. Honestly, this is the fastest anyone have responded to a complaint. Within a day, it was resolved and in two days, I have received my Fastag. Thank you again for your support. For me its a 5 star service.
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                    A
                    Alpesh Doodia
                    from Chennai, Tamil Nadu
                    Dec 21, 2017
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                    Address: Valsad, Gujarat, 396191

                    Last two months (Oct & nov-2017) not auto debit my premium amount rs. 2000/- on my axis bank account, and your co. Give the massage for un sufficient amount in account but in my account has a sufficient amount on premium date (28 of every month), so why not deduct my premium amount in my account,

                    I request you pl. Start the auto debit my premium amount on my bank amount, my policy details are as, attached my bank statement copy for your kind information,

                    Name – alpeshsinh madhavsinh dodia
                    Policy no – 13416622
                    Plan name – hdfc penson super
                    Jan 22, 2018
                    Complaint marked as Resolved 
                    HDFC Life customer support has been notified about the posted complaint.
                    Verified Support
                    Dec 22, 2017
                    HDFC Life Customer Care's response
                    Hi, please note that the auto debit mandate is already active in our records. Further, as the excess amount is available with us in our records, the same would get auto adjusted in your policy on the premium due date.
                    Verified Support
                    Dec 22, 2017
                    HDFC Life Customer Care's response
                    Be assured, as the auto debit is already active, the transaction shall be presented regularly for debiting the premium amount.
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                      S
                      sharm36
                      from Pune, Maharashtra
                      Dec 21, 2017
                      Resolved
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                      Address: 110037

                      Hello team
                      My name is ravi paraksh sharma and i have to purchase policy before 4 month ago
                      Policy - easy health hospital cash benifit
                      Policy no[protected]
                      So i have send document 2 times nad drop mail 30 time but no one has pickup my call and if any one pick the call they will take personally i have sended all valid document whenever demanded and i have proof after that i received letter claim reject so that fully wrong how can reject claim. If you will not take seriously then i have to go higher level and drop a letter in pmo office against you fraud. Unexperienced employee
                      Jan 22, 2018
                      Complaint marked as Resolved 
                      HDFC Life customer support has been notified about the posted complaint.
                      Verified Support
                      Dec 22, 2017
                      HDFC Life Customer Care's response
                      Hi, please note that the claim registered for the aforesaid policy has been rejected by us. The repudiation letter conveying to you the details of it along with the reason has also been sent by us on December 15, 2017. Incase you are not satisfied with the decision conveyed, you may write to the [protected]@hdfclife.com Id keeping your point and stand on it to have a relook into it.
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                        H
                        Hunny Ashish Mishra
                        from Varanasi, Uttar Pradesh
                        Dec 21, 2017
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                        Address: Allahabad, Uttar Pradesh, 211001
                        Website: Www.hdfcbank.com

                        Dear sir,

                        My self om dwivedi. Nd i hail from allahabad. I have a big concern towards ur hdfc bank regards services... And misbehaving by your hdfc bank staff with me... Nd. Main matter is dt... I went ur hdfc bank civil line alld (0226) branch. Here i met mr. Shishir srivastava (Bm). And manoj pandey (Abm). Anjana yadav (Pb). Ravish asfq (Bbm). Cluster head ajay gupta (Ch). Those staff did same things with me... Like misbehave and talking very uninteresting tone... Basically i went to hdfc before 10 days and there i want to open my sb a/c with ip amt 20k and all kyc and another formilites done... Yet they told me next days... We are not able to open your a/c... And... I try to discuss with all guys... They just try to pass on nd just pass on to each other and i went there many times nd meet many persons.... I don't know wt is the reason... They didn't explain abt that and also talked very high pich tone... I nvr expect with hdfc bank ltd... Through dis nonsense type of behavior of his own staff... I would like to say that... Kindly listen my request as per concern and provide me exact resolution towards my concern and also take an action of that staff which names are already mention above lines.
                        Kindly reply me as soon as possible... Thanking...

                        Regards
                        Dr. Om dwivedi
                        Mob no:[protected]
                        Mbbs
                        Jan 21, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Dec 21, 2017
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We understand the inconvenience. Please click on http://bit.ly/28Os6MY to DM the complete address of the Branch & your contact details Visit here http://bit.ly/1p9RIq0 for help with branch address. Of course, all your details will remain confidential.

                        -Anay
                        HDFC Customer Service Assistance.
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                          W
                          williams8484
                          Dec 21, 2017
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                          Resolved

                          Address: 613005

                          Hello,
                          This is william. I have cleared my personal loan[protected] on two months back, but still i don't received my noc. Currently i am in abroad. My abroad contact number is 971-[protected]. So kindly send my noc via mail or post.
                          Mail id : [protected]@yahoo.com
                          Address: 4467, north street, madhakottai, r. S. G college post, thanjavur - 613005
                          Mobile no : [protected] (Registered number)
                          Jan 22, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Dec 22, 2017
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We have sent the soft copy of your personal loan closure letter on your registered email id. The reference number of your query is[protected].

                          -Anay
                          HDFC Bank Customer Assistance
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                            K
                            kamtam
                            from Delhi, Delhi
                            Dec 21, 2017
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                            Address: Hyderabad, Andhra Pradesh, 500 047
                            Website: HDFC Web site

                            Sir,

                            My hdfc credit card no.[protected].
                            1) i received hdfc advt. 2 call at the early hours of 4.42 am and 4.43 am on 21.12.2017. They disturbed my sleep and what is the need for making advt. Call at the early hours.
                            2) at 4.58 hours i received a message (Sms) stating that rs.22012.44 was spent on ur hdfcbank credit card ending 2653 on[protected]: 04.42.38 at total visa [protected]: avl bal - 181349.56, curr o/s - rs.22650.44
                            Please confirm what it actually meant for

                            K c narender
                            HDFC Bank customer support has been notified about the posted complaint.
                            I am a/c holder of hdfc bank last 12 year in solapur branch. my a/c is blocked last 10 days because of aadhar linking problem but i already submit online aadhar card no.i visited to bank to unblock my a/c but there staff shouted on me.
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                              A
                              Akhila Elumalai
                              from Mysore, Karnataka
                              Dec 21, 2017
                              Resolved
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                              Resolved

                              Address: 560010

                              Hi sir, i have got a irrelevant message today morning stating that

                              Dear customer mandate reference no: hdfc[protected] issued to icicibankltdraog with value rs. 197028.00 and frequency adho is received today for processing.in case of any issue please get in touch with your branch.
                              If check the issue. I didn't do any transaction with rs. 197028.
                              Jan 22, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Dec 22, 2017
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              Your email has been received vide ref id[protected]. Our team is investigating the matter and update you in 5 working days.

                              -Bejoy
                              HDFC Bank Customer Assistance
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                                I
                                iamvenkateshp
                                from Delhi, Delhi
                                Dec 21, 2017
                                Resolved
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                                Resolved

                                Website: www.guesthouser.com

                                I was charged rs. 6899 on 25th of november 2017 at 05:30am.
                                The message read

                                Your trx is debited to hdfc bank credit card for rs. 6899.00 in gurgaon at guesthou1254928 on[protected]:05:30:19. This is not an authenticated trx as per rbi mandate effective 1 may 12.

                                Not sure how this transaction happened. I need refund for the transaction
                                Dec 22, 2017
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Dec 22, 2017
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                we understand that you are not in agreement with the transaction(s) incurred on your card account We request you to forward to us the completed form duly signed dispute form to enable us do the needful. You can download the form from the below link. https://www.hdfcbank.com/personal/form_centers/form_centers

                                -Manoj
                                HDFC Bank Customer Assistance
                                Issue has been resolved with the website. Thanks
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                                  A
                                  Arpita Pal Chaudhuri
                                  Dec 21, 2017
                                  Resolved
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                                  Resolved

                                  Address: Kolkata, West Bengal, 700004

                                  Dear sir/madam,

                                  This is to bring to your notice that hdfc bank limited, shyambazar branch, kolkata (W. B) has been harassing the consumers like us for no fault of ours. As on 17th nov'17 we got to know that super avenue service station accounts (Current account:xxxxxxxxx0024 and xxxxxxxxx0056) are sealed/blocked on phone inquiry we got ambiguous replies (E. G a/c blocked due to aadhar not linked, however the same was linked long back), on further ascertaining to the bank we got to know for the outstanding esic dues the account was sealed.

                                  As on 30th nov'17 we have received one letter from bank that rs 49198.00 is debited as on the aforementioned date from account for esic dues (Note: the dues of esic was rs 61993.00 + interest rs (10*17.45)=rs 62167.50 and the bank balance was rs 68047.00), kindly notice even after having adequate funds in account they did not remitted the dues.

                                  Rs 17.45 per day w. E. F 14/11/2017 interest will be incurred till the date of remittance will be levied.

                                  Till data as on 20th dec'17 super avenue service station account is not unblocked for the reason unknown to us. Despite providing proper letters from esic for revocation of sealed account hdfc bank refusing to unseal/unblock account adding to that representative from super avenue service station are harassed and mistreated by bank employees.

                                  Kindly also note there is no bank manager we could contact, as per the employees there is no bank manager for hdfc bank limited shyambazar branch, kolkata, only an alternative for bank manager is there whose name is supposedly mr rishiraj garai (Not sure whether it is real name or not as he could not furnish us with employee id) there is another bank employee whose name is supposedly mr abhijit nath from whom we are subjected to extreme harassment even when we were depositing money in our respective account. Both mr rishiraj garai and abhijit nath extemely tormenting and abusive. I hope this is how they deal with customer to extort money with out any notice or intimidation.

                                  Kindly note we are facing huge losses due to the unforeseen and deliberate act of sealing the account linked with business.

                                  Please take strict action against the bank and their highly abusive employees
                                  And help resolve the above complaints made at the earliest.

                                  Thanks in anticipation

                                  Regards,
                                  A pal chaudhuri
                                  Super avenue service station
                                  Jan 23, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Dec 22, 2017
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We have received your email vide ref id[protected]. We will take up the matter with concerned team and respond to you within 3 working days.

                                  -Anay
                                  HDFC Bank Customer Assistance
                                  Dec 30, 2017
                                  Updated by Arpita Pal Chaudhuri
                                  Hi Bank Customer Assitance,
                                  Dec 30, 2017
                                  Updated by Arpita Pal Chaudhuri
                                  Hi HDFC Bank Customer Assistance,

                                  Could you please let us know what actions has been taken so far as we could see the bank balance has been reduced considerably without any information found in the statement.

                                  Kindly let us know with whose permission the money has been debited and the same was not updated in the account statement.

                                  Regards,
                                  A Pal Chaudhuri
                                  Dec 30, 2017
                                  Updated by Arpita Pal Chaudhuri
                                  Hi HDFC customer assistance team,

                                  Why we were insisted to visit the branch when the same was visited few days back where we gad to encounter harassment and threat by the same person named Mr Rishiraj Gorai.

                                  It is a humble request to send over the detailed statement over registered mail id along with the explaination over the authority of debiting money without prior notice to the owner of the account and not revoking the account.

                                  Awaiting your prompt response on this .

                                  Regards,
                                  A Pal Chaudhuri

                                  Jan 04, 2018
                                  Updated by Arpita Pal Chaudhuri
                                  May i know y this is marked resolved with out any proper solution .
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                                    H
                                    Hardik mankad
                                    from Rajkot, Gujarat
                                    Dec 20, 2017
                                    Resolved
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                                    Resolved

                                    Website: Www.hdfcbank.com

                                    My name is hardik. I am using credit card of hdfc bank. My registered mobile no. Is [protected]. I have been charged rs. 135 on 11/10/2017, rs. 99.38 & rs. 73.72 on 18/10/2017, rs. 91.62 on 18/11/2017, rs 86.81 on 18/12/2017. These charges are without any reasons and information asked by hdfc credit card. I was not informed about any such charges while taking card. Also every month new charges are taken by hdfc.

                                    I want refund of all these charges immediately. Such kind of credit card companies cheating and looting customers.
                                    Jan 21, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Dec 21, 2017
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We wish to clarify that the referred charges have been levied in the Credit Card account towards the Finance Charges, Late Payment Fee and EMI interest billed to your card account. As per the current Finance Bill, all fees and transaction charges levied in your card account will attract a rate of GST @ 18%. In terms of these guidelines provided by the Finance Bill, the Bank will be levying the GST accordingly. We would like to clarify that, effective July 01, 2017 service tax rate of 15% is replaced by Goods & Service Tax (GST) at 18% and thereby like to confirm that GST component once charged will not be liable for any reversal. GST is a government initiated item and a government guideline on taxes, as a bank we are abiding by it. Hence, we regret our inability to reverse the same.

                                    -Bejoy
                                    HDFC Bank Customer Assistance
                                    Dec 25, 2017
                                    Updated by Hardik mankad
                                    This is to inform you that no such charges were told to us while taking card. Moreover all theae financial charges a d lete payment fees were wrongly debited from our card which are refunded by hdfc on making complaint. Then why we would bear GST on such charges. Gst is also wrongly charged for txn.
                                    We want refund of all such charges otherwise will make complain in consumer court.
                                    Dec 28, 2017
                                    Updated by Hardik mankad
                                    I want refund of all charges wrongly debited. Company is totally cheating customers by saying free credit card.
                                    Jan 03, 2018
                                    Updated by Hardik mankad
                                    What is status of the complaint
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                                      V
                                      Vsskishore Kuchimanchi
                                      from Kota, Rajasthan
                                      Dec 20, 2017
                                      Resolved
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                                      Resolved

                                      Address: 500040

                                      Iam kuchimanchi kishore, i applied for hdfc bank credit card on 29/11/17. On 1 dec i got reference no[protected]s3. After 3 days when i verified i got that my card was disapproved, though i got verification calls and physical verification also done. On 11 dec i got a call from hdfc bank he asked for my itr acknowledgment which is self attessted. He said if you submit this your card will be approved. Immediately i provided them the documents. On 15 dec i got a message that your application is in reprocess request and status will be communicated in 7days. Later 19th dec i received another msg stating that process is completed, chech site after 2 days. Today when i verified my stastus
                                      Disapproved. Stating in remarks they said disapproval of credit card application does not reflect your credit standing or your financial stability. I wasted my time but my card was rejected without valid reason. I want a valid and clear reason for my card disapproval according to rbi norms and i want my documents back or else i will file a complaint in consumer court.

                                      Kuchimanchi kishore
                                      App ref no;[protected]s3.
                                      Mob no;[protected]
                                      Jan 21, 2018
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Dec 21, 2017
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      I request you to share your Card application no with contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                      -Bejoy
                                      HDFC Bank Customer Assistance
                                      card application NO. CC34176960,

                                      Refference NO.[protected]S3

                                      My contact Details

                                      Kuchimanchi Kishore

                                      Flat no.201, Saraswathi Enclave, Thiruamala Nagar, Moula-Ali, Hyderabad, 500040

                                      My contact No.[protected]
                                      Emai. [protected]@gmail.com
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