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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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R
ravi mande
from Hyderabad, Telangana
Jul 29, 2017
Resolved
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Resolved

Address: Hyderabad, Andhra Pradesh, 500054

Dear sir
My self ravi kumar mande
Having account with u
Iam applied the card my refrance no is:[protected]s3
But i'm not receiving the card due to the blue dart courier
They people r telling u r address is incomplete without colony name
But my bank account it full address is there my cust id is :37425556
Plz support me with out fallier time
Sep 11, 2017
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jul 31, 2017
HDFC Bank Customer Care's response
Dear Customer,

We have taken note of your comments expressed with regard to your credit card and you may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

-Anay
HDFC Bank Customer Assistance
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    S
    Ssssudhi
    Jul 29, 2017
    Resolved
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    Resolved

    Address: 689101

    I applied to open an account in hdfc bank thirivalla through online 2 months before. First few weeks there is no response from the bank so that i contact one of the staff in hdfc bank thiruvalla. Then they contact the account opening department and connect with me. Account opening started and one excecutive named sonali sawat mailed me through the email id [protected]@hdfcbanknri.com. She give me nri account opening form and the details about the list of documents to be submitted. I submit all the documents through mail. Two weeks before she mail me to send the documents through dhl corrier service. I given the address to pickup my package. But no one came and collect the documents. After that i tried to contact with sonali. There is no response from her. I am not happy with their services. For opening an account we should spend 2 months. And it's not yet completed. If they don't want to open then tell me. I will approach another bank. I don't want to wait this much time for opening an account. If the initial process is like this then how the customer will proceed. My friend from qatar also ask for opening. If they will not respond. We will pass this message to family members and friends about their response and process delay. Worst service. Thank you
    Sep 1, 2017
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jul 30, 2017
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share complete address of branch if visited, staff details, any reference no. for us to track, type of account you want to open and contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Bejoy
    HDFC Bank Customer Assistance
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      A
      Ankur Girdhar
      from Coimbatore, Tamil Nadu
      Jul 29, 2017
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      I have hdfc savings a/c whose number is [protected]. I had to withdraw amount from my account for an emergency and later on realised that bank has so far deducted 2219 rupees over last 4 months as amb charges. Can i request to refund this amount asap please, it was a very genuine personal emergency. I am very upset with this behaviour, kindly help.
      HDFC Bank customer support has been notified about the posted complaint.
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        S
        Sivasubramanian Palaniappan
        from Kalpetta, Kerala
        Jul 29, 2017
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        Address: Chennai, Tamil Nadu, 600053

        Details i had debited around rs. 1, 46, 000/-, i had already paid min. Amount due for 14 months around rs. 100000/-. But still i requested to go thru' the court and every day their collection agent coming with a person threatening about more payment you need to pay. Next more attempts stopping and if i speak every half day salary i need to lose for their discussions.
        Their intention i should revert back the notice send to them and making pressure every day. I am helpless. I am unable to pay for them. Around 135700 rs asked me to pay in single shot on 28.07.2017. Which i need to get justice thru' the court.
        HDFC Bank customer support has been notified about the posted complaint.
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          A
          avantika2388
          from Noida, Uttar Pradesh
          Jul 29, 2017
          Resolved
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          Address: New Delhi, Delhi

          I hate hdfc for all the ignorant attitude towards the customer.
          I was not informed on mail or on message that my account balance is low and i need to credit some amount otherwise rs 531 will be charged.

          Hdfc bank charged 531 rupees two times from my account without informing me. Because of this one of my payments cheque bounced which is an embarrassment to me.

          Due to that bounced cheque i need to pay 250 as a penalty.

          I want to close my account with you people and want my money to be refunded.
          My acc no. [protected]
          Sep 1, 2017
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Jul 31, 2017
          HDFC Bank Customer Care's response
          Dear Customer,

          We understand that our official Mr. Praveen Gaur contacted you to assist you with your issue. You may contact him on [protected] for assistance.

          -Anay
          HDFC Bank Customer Assistance
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            D
            debashri panda
            from Mumbai, Maharashtra
            Jul 28, 2017
            Resolved
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            Resolved

            Address: Kolkata, West Bengal

            Ref: file no.[protected]

            Hdfc home loan dept. Has refused to pay the loan amount stating that the quantity of vacate land for which loan applied for is less than 1.5 katha, but neither refunded the deposit amount nor responded to the mails forwarded to them on 22/06/2017 & 05/07/2017 related to the refund of amount of rs.11, 615/- paid to them during the submission of home loan application. Their representative did not disclosed the fact that the loan may not be considered against the land of below 1.5 katha. Copy of mail to hdfc customer care dtd. 05/07/2017 is attached herewith.
            +1 photos
            Sep 2, 2017
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jul 31, 2017
            HDFC Bank Customer Care's response
            Dear Debashri,

            Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively.

            Regards,
            Team HDFC Home Loans
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              A
              aslamkhandr
              from Mumbai, Maharashtra
              Jul 28, 2017
              Resolved
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              Resolved

              Sir,
              I have received sms from hdfc bank that rs-1299/- deducted from my credit card to one assist plan without my permission.. I called many time on 28th july to deactivate but they told me to call oneassist and resolve the problem. I called oneassist customer care who refused to deactivate. They hold hdfc staff responsible. Deactivate my plan soon and refund my amount.

              Date of incident : 28th july 2017
              Account number: xxxxxxxxxx085
              Oneassist relationship number : 2449265
              Complaint comments read comments complaint category credit cards
              +1 photos
              Jun 17, 2018
              Complaint marked as Resolved 
              The complaint was resolved after many phone calls to customer care of one assist. The plan comes activated with new HDfc credit card by default. It's a bad decision of hdfc management.
              HDFC Bank customer support has been notified about the posted complaint.
              Jul 30, 2017
              Updated by aslamkhandr
              Once again HDFC has sent me a message informing me that they converted the OneAssist subscription amount into EMI, without my consent.
              I want this OneAssist cancelled and money back to my card.
              Please do the needful.
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                I
                Ishan Chadha
                Jul 28, 2017
                Resolved
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                Resolved

                To santosh sinha, (Or anyone who can help with this)

                Dear sir,

                I have tried all possible ways to connect via phone but none of your numbers dial. I live in the uk and after waiting for 14 minutes on your customer care they disconnected. More than pissed i feel bad i choose to bank with you.

                My wife was distributed a card for free, we used it regularly and paid bills. Last month or maybe 40 days ago i paid 50000 as we recently shifted to uk i was busy with work so did not get the time to check my old emails. Surprisingly, i get calls from your bank and they harass my family and relatives in india. You hired some illiterate named shikha nagpal who said she is from rajouri garden wealth team. She called and shouted on my dad who is a 65 year old man and threatened him. Are you a bank or are you a gunda? This is ridiculous, we have so many accounts in hdfc from so many years with 2 nri accounts and 2 more nri accounts applied for me and my wife, i want to close them all and this diners card [protected], i was denied statement by her as i wanted full and final statement. I want to clear this card and be free as she said i have taken credit and ran from the country. Before anything i want an apology from her to my father who was in tears. He runs a 65 year old national level business and has never experienced this before in his life. I want her to apologize for the behavior and want to know the full and final bill of my card and also i want to close 8 accounts we all have. Please tell me the way to do this from uk.

                Looking forward for a reply, i hope you do reply and solve this problem as i cant keep calling you guys again and again.

                Please call me back or give me a direct number i can dial to reach you.

                Thanks
                Ishan chadha
                +44 [protected]
                Sep 1, 2017
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jul 29, 2017
                HDFC Bank Customer Care's response
                Dear Customer,

                This is with reference to your queries raised regarding your credit card account. In this regard, you may look forward to receiving a response on your recorded email ID in 3 working days and request you to bear with us in the interim. In the event you seek any further clarification regarding your card account. Kindly note the query reference number for this correspondence is [protected].

                -Bejoy
                HDFC Bank Customer Assistance
                Dear hdfc bank
                Today I will hdfc bank East Patel Nagar branch submit to cash .but branch denie for cash deposit . I apply for pan card update and address change.i submit all documents pan card and Aadhar card but bank not update my pan and not change my address.employ and bank manager not support .your employe busy in whatsup chatting.your employer suggest me pls closed a/c .
                Pls help me other wise I closed a/c .
                My customer ID 53074623

                Regards
                Kamlesh Patel
                Mob [protected]
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                  Y
                  yasmeen A
                  from Bengaluru, Karnataka
                  Jul 28, 2017
                  Resolved
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                  Resolved

                  Address: Bangalore, Karnataka, 560047

                  Hi this is yasmeen

                  I want to know why the amount has been deducted without my knowledge and i had not even received any sms, on 22nd july 2017, amount has been deducted 2 times, 1st time the amount is rs.531, & same day again they have deducted rs.351. Then they had credited rs.531 to account on 26th july, again it has been deducted on the same day. If this is the case i want to cancel my account in hdfc bank.
                  On 22nd of july 2017, my account balance was rs.1977, without any transaction and withrdrawal my a/c balnce is rs.1092. Kindly check this concern and refund the deducted amonut as soon as possible.

                  Regards
                  Yasmeen
                  Sep 1, 2017
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jul 29, 2017
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  I request you to share your account details, transaction/charges details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                  -Bejoy
                  HDFC Bank Customer Assistance
                  HDFC Bank Customer Assistance
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                    N
                    Nirmallya Ghosh
                    from Pune, Maharashtra
                    Jul 28, 2017
                    Resolved
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                    Resolved

                    Address: Kolkata, West Bengal, 700086

                    Yesterday they have deducted rs 472 from my savings (Salary account) account illegally without asking the customer.
                    Attached is the screenshot.

                    I have requested cheque book (Salary account) twice from my net banking still i didn't get the cheque book. They don't know the basic etiquette how to handle customer and they don't even call the customer that whether customer cheque book is dispatched or its in bank. Still i don't have the cheque book.

                    Still they don't have any justification why my money has been deducted.

                    @hdfc bank
                    Please revert back my money.
                    +1 photos
                    Aug 29, 2017
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jul 29, 2017
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    I request you to share your account details, charges details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                    -Bejoy
                    HDFC Bank Customer Assistance
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                      N
                      Nikki001
                      from Gurgaon, Haryana
                      Jul 28, 2017
                      Resolved
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                      Resolved

                      Address: New Delhi, Delhi, 110015

                      Hi customer service,

                      I have apply for "no objection certificate" for the settlement that was done on my hdfc bank credit card#[protected] in april. I did apply for noc from may onward through your collection department, they said that same would provide me within 15 days after completion the dues but i'm still awaiting. The same also applied via helpline. Reference#[protected], [protected], [protected] and [protected] but still i'm dragging.

                      I have left no stone unturned apart from one but all in vain.
                      It was needed urgently but still i am dragging. I have also sent a mail to customer services. [protected]@hdfbank.com but no response from there.

                      Can i have any favorable response from you immediately.

                      Thank you,
                      Neeraj!
                      [protected]
                      Aug 29, 2017
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jul 29, 2017
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We are looking into your query and will revert back in 3 business days. In the event if you wish have any further details / assistance, please feel free to write to us at [protected]@hdfcbank.com. The reference number for this interaction is [protected].

                      -Bejoy
                      HDFC Bank Customer Assistance
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                        A
                        Arunima Sahay
                        from Kollam, Kerala
                        Jul 28, 2017
                        Resolved
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                        Resolved

                        Address: Patna, Bihar, 800013

                        Me and my mother have a joint account in hdfc, patna branch. She is a primary account holder and the kyc details for her was updated but for mine it was not. I agree that this is a miss from our side. But is it right that without giving any prior information you can block someone's account?
                        Though i went and submitted my documents for kyc updation in the nearby branch. (I don't stay any longer in patna now). I gave the employee details of the person who has collected my document to the concerned team in patna branch to verify the same. But they said they can't unblock my mother's account until and unless the details will reflect in the database and it will take another 04-05 days to it.
                        My mother is a senior citizen and she is struggling everyday as her account is blocked. She had been a part of hdfc for more than 14 years. Don't you guys think this is not the way you treat some old customer of yours.
                        Aug 31, 2017
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jul 29, 2017
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        I request you to share your account details, complete address of branch and registered contact details to [protected]@hdfcbank.com with ref ID- TW[protected] in the subject line. Will assist you better.

                        -Bejoy
                        HDFC Bank Customer Assistance
                        Jul 31, 2017
                        Updated by Arunima Sahay
                        I have sent an email to you with the details.
                        I have sent an email to you with details.

                        Arunima
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                          A
                          avinash madavi
                          from Mumbai, Maharashtra
                          Jul 28, 2017
                          Resolved
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                          Resolved

                          Address: Thane, Maharashtra, 421605

                          Dear sir

                          I have get two-wheeler loan no 2005 through centurion bank nariman point branch. Completed the two-wheeler loan, after completion of my loan i have received the original rc book from bankers. That time they have told me noc send through by courier but till now i have not receive the noc

                          We need the noc how to proceed further

                          With regards

                          Vijay parab
                          [protected]
                          [protected]@gmail.com
                          Aug 29, 2017
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jul 29, 2017
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          I request you to share your loan account details and registered contact details to [protected]@hdfcbank.com with ref ID- TW[protected] in the subject line. Will assist you better.

                          -Bejoy
                          HDFC Bank Customer Assistance
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                            A
                            ajay chavda
                            from Jaipur, Rajasthan
                            Jul 28, 2017
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                            Address: Anand, Gujarat, 388001

                            One assist plan — cancellation and refund

                            I have no received sms from hdfc bank that rs-1299/- deducted from my

                            Credit card to one assist plan on 27/07/17. Without my permission.. I also

                            Got a mail and a post from one assist team. I dont even know the company

                            And this kind o[censored]nsolicited charging of my credit card. I m continuously

                            Calling on[protected], and [protected], but they not cancelling the

                            Servicing.

                            Please deactivate and refund my money asap

                            Date of incident : 27/07/2017

                            Hdfc credit card no. 0046

                            Mo no:[protected]
                            HDFC Bank customer support has been notified about the posted complaint.
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                              S
                              shantibhushan tripathi
                              from Chennai, Tamil Nadu
                              Jul 28, 2017
                              Resolved
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                              Resolved

                              Address: 400051

                              Hiiii,

                              This is shantibhushan tripathi holding credit card no ending with digits 7616.

                              My outstanding amount to bank is rs.82000.

                              Today morning your outsource agent named santosh cell no [protected]

                              Came to my residence for payment

                              Of minimum due amt rs.4670.

                              He has made me connected to one of your manager named mr. Sandeep [protected].

                              His behaviour was nusance.

                              His words are as below —

                              ; main tere biwi ko dhande pe bitha ke paisa wasul karunga bank ka :

                              : main tere bhabhi ko dhande pe bitha ke paisa wasul karunga bank ka :

                              I am a customer to hdfc credit card from last 8 to 10 years.

                              This type of behaviour i have not expected from your team.

                              Take some stunt action against this man named mr sandeep.
                              Aug 29, 2017
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jul 29, 2017
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We are looking into your query and will revert back in 3 business days. In the event if you wish have any further details / assistance, please feel free to write to us at [protected]@hdfcbank.com The reference number for this interaction is [protected].

                              -Bejoy
                              HDFC Bank Customer Assistance
                              Dear Sir/Madam,

                              I have forgot my Credit card PIN. So Please send me credit card PIN on my registered mobile no. or email ID.

                              Thank you.
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                                S
                                supriyabhosale
                                from Morjim, Goa
                                Jul 28, 2017
                                Resolved
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                                Resolved

                                submitted account closure form but account does not closed yet

                                Address: Aurangabad, Maharashtra, 431004

                                Hello sir,
                                My acc. No is [protected]
                                Branch: cidco, aurangabad
                                I have already closed my hdfc women savings account in may 2017 and at tgat time my home branch person from bank told me to withdraw complete account balance from account and i have done it but still my account doesnt closed by bank yet and now it is showing negative balance -800/- as not maintained minimum balance in last month checked through online...
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                                R
                                raj12347894561230
                                from Thiruvananthapuram, Kerala
                                Jul 28, 2017
                                Resolved
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                                Resolved

                                Address: 603203

                                Some one has done transaction by my credit card. At the transaction movement my card is there with me and 3 transaction done in foodpanda (Thailand) i want my money back can u loof
                                K after it.
                                I haven't shared my details to anyone and i haven't transacted recent. The three transaction amount around 10000rs. Tht to it was done in thailand plese do refund.
                                Aug 28, 2017
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jul 28, 2017
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                I request you to share your complete concern, card details, transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                -Bejoy
                                HDFC Bank Customer Assistance
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                                  A
                                  Abhinav Kumar
                                  from Delhi, Delhi
                                  Jul 28, 2017
                                  Resolved
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                                  Resolved

                                  Address: Gurgaon, Haryana, 110074
                                  Website: www.hdfcbank.com

                                  Hi hdfc,
                                  Customer id – [protected]

                                  Now i have received a second account statement, i do not think hdfc is any customer concerned. Hdfc bill fake amounts to customer and ignore after wards making them bad in cibil. I am receiving credit card statement on email where as i have cut and sent the card way back to you. Now i do not even know the card number to view what fake billing now hdfc have charged me.

                                  Few more complaint reference numbers –
                                  • 5729544
                                  • 5675048
                                  • 5643567
                                  • 5632960
                                  • 5621344

                                  I have done numerous conversation with your executives and all went to nowhere in fact now i have a feeling hdfc is trying to avoid conversation so that they can imposed this charge forcibly.
                                  Again i would like to mention that this is not the card that was promised to me, i shared the number of the executive that shared this card.in fact the number is still active and they are taking calls for new credit card. I mentioned the number in my previous email which i sent in february.
                                  This is not the card promised to me, this is forcibly pushed to me, prove it that i have requested this
                                  Card, i will pay. But i can tell you i had enough with hdfc. The first thing i will be doing is to remove my
                                  Salary account from you. I will share all the details with my hr.

                                  I have attached the excel sheet of the different communication with hdfc along with the communication in feb.
                                  +3 photos
                                  Sep 1, 2017
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jul 29, 2017
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We are fully sensitised to your query raised with regard to yourgcredit card and you may look forward to receive a response to your e-mail id by today(July 29, 2017) For any further clarifications, The reference number for this interaction is [protected]

                                  -Bejoy
                                  HDFC Bank Customer Assistance
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                                    A
                                    Avinash Mondal
                                    from Bengaluru, Karnataka
                                    Jul 28, 2017
                                    Resolved
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                                    Resolved

                                    Address: 560043
                                    Website: www.hdfcbank.com

                                    From: avinash mondal
                                    Sent: saturday, july 22, 2017 2:47 am
                                    To: customerservices. [protected]@hdfcbank.com
                                    Subject: re: re:'hbl=[protected]' regarding hdfc regalia cc ending with 1412 and 4114

                                    Dear sir/madam,
                                    Your sales representative has contacted me in month of feb 2017. I have given my documents to him on 14th feb. I have received my card in month of mar2017. Sales representative name was ganesh (Contact no : [protected]). I have finished 4 transactions with credit card issued before 30mar2017. I too have wats app conversation as proof of communication with sales guy ([protected]) till 24 apr2017.

                                    I would like to inform that sales person has clearly told that credit card (Regalia) is completely free card. He clearly said that there wont be any annual fees or charges on card and considering the card as free, i have agreed for issuance.

                                    Now it will be injustice if i had to pay annual fees which i was not communicated before taking card.

                                    I have 3 different credit cards from other banks which does not have any annual fees and also dont encourage myself to take card with annual fees or any other charges irrespective of multiple benefits available. I have never been defaulted by any bank for delay payment or charges.

                                    Its really very painful to spend time on this issue. I have already hotlisted regalia credit card before 2 months due unsolicited call from number ([protected]) and planning to cancel. I do not find hdfc bank safe for credit card as my card details are compromised and getting calls from individuals calling herself as hdfc employee.

                                    Please take your time to investigate the matter and i can provide all details which you need but kindly reverse annual fees at earliest on my card so that i can initiate process to cancel the card.

                                    Regards,
                                    Avinash
                                    _
                                    From: hdfc bank credit cards support
                                    Sent: friday, july 21, 2017 4:35 pm
                                    To: avinash mondal
                                    Subject: re:'hbl=[protected]' regarding hdfc regalia cc ending with 1412 and 4114

                                    Dear mr. Mondal,

                                    Thank you for writing to us.

                                    This is with reference to your e-mail regarding your hdfc bank international credit card account.

                                    We understand your query pertaining to membership fee in your card, we observe from our records that you are holding regalia credit card and same can be provided as a first year free card by opting any of the below given options and from second year onwards spend threshold condition will be applicable.
                                    Option 1 : 3 retail transaction in 90 days from the card setup date.

                                    Option 2 : register your credit card for any one of the below products within 90 days from the card set up date.

                                    Smartpay one bill registration (Or)
                                    One assist (Or)
                                    Add-on card (Or)
                                    Credit shield / card sure (Or)
                                    Payzapp activation with one transaction (Or)
                                    General insurance

                                    Further we also understand that you are in receipt of the call, we would request you to please provide the date and time for us to investigate and assist you,

                                    Kindly note the query reference number for this e-mail: [protected]

                                    We are committed to continuously enhance our customer experience by providing more value for our products and services. Towards enriching our customer experience, we provide best in class digital solutions through netbanking / mobile banking and payzapp.

                                    From: avinash mondal
                                    Sent: wednesday, july 19, 2017 4:06 pm
                                    To: customerservices. [protected]@hdfcbank.com
                                    Subject: regarding hdfc regalia cc ending with 1412 and 4114

                                    Dear sir/madam,
                                    I am salary account holder of hdfc bank and an employee of itc infotech ltd, bangalore. I have received a call from your sales representative ganesh (No: [protected]/[protected]) 3-4 months before. Sales representative clearly said that hdfc regalia card has no membership fees and annual charges, based on which i agreed to take card from hdfc bank. He also asked me to do 3 translations to make the card active so i did 3 transations. But later i got call from lady with a mobile number ([protected]) who was saying herself as customer care executive from hdfc bank and taking confirmation whether i finished 3 transactions. She also said that she will be crediting reward points in my cc account. I found this call as suspicious because bank representative never calls from mobile number. Hence i called customer care and asked them to hotlist my card (552260xxxxxx1412). It was hotlisted by hdfc cc.

                                    But yesterday i received cc statement inr 2875 against card number (55xxxxxxxxx4114) which shows active in my a/c. I am not sure if new cc is issued against my a/c because i have not received new card also not requested for it calling customer care or through email. I have only requested priority lounge card few days before hotlisting my ragalia cc (Ending with 1412).

                                    As explained by sales representative, i have agreed to take card considering it free (Joining + membership) and also requested priority launge card. But now when i called customer care, she said that the card has annual fees. I consider myself as cheated and disappointed by employees of hdfc bank.

                                    I have decided to cancel my credit card and priority launge pass and will send letter by post as suggested by your customer care executive. As card issuance is done based on false information about the annual fees free, please consider my request to reverse annual fees on my card. I will send a letter to chennai head office within a week.

                                    Regards,
                                    Avinash
                                    Sep 2, 2017
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Jul 28, 2017
                                    Updated by Avinash Mondal
                                    Dear Sir,
                                    Your customer care is inefficient to resolve issue. They call everyday and ask me to describe the issue. I have decided to cancel credit card, please remove annual fees at earliest. As per email, also I have already fulfilled 3 transactions within 90 days and your customer care says that I am supposed to do 1 transaction each and is completely baseless argument.
                                    Regards,
                                    Avinash Mondal
                                    [protected]@hotmail.com
                                    Jul 28, 2017
                                    Updated by Avinash Mondal
                                    Dear Sir,
                                    Your customer care is inefficient to resolve issue. They call everyday and ask me to describe the issue. I have decided to cancel credit card, please remove annual fees at earliest. As per email, also I have already fulfilled 3 transactions within 90 days and your customer care says that I am supposed to do 1 transaction each month which is completely baseless argument.
                                    Regards,
                                    Avinash Mondal
                                    [protected]@hotmail.com
                                    Verified Support
                                    Jul 28, 2017
                                    HDFC Bank Customer Care's response
                                    Dear Customer,
                                    We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 4 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].
                                    -Anay
                                    HDFC Bank Assistance
                                    Jul 28, 2017
                                    Updated by Avinash Mondal
                                    Thank you sir. Please note that last day for bill payment is 5th Aug 2017. If you do not resolve issue on time, late fees will come to account unnecessarily because I am not paying annual fees as part credit card payment. Please ensure late fees should not come to my a/c. If you are delayed, Customer should not suffer.

                                    Regards,
                                    Avinash
                                    Verified Support
                                    Jul 31, 2017
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].

                                    -Anay
                                    HDFC Bank Customer Assistance
                                    Dear Sir/Madam,
                                    I gave all details about my complaint in email chain to customerservices.[protected]@hdfcbank.com. I am concerned about last date 05Aug 2017 for credit card bill payment containing annual fees. If issue does not resolve and I do not do payment, I will be defaulted for late payment fees and impact my credit profile. I had very good credit record and CBIL score is 816 as I have always paid outstanding on time.

                                    This is very good lesson for me not to apply any credit card in future because sales convince customers to take credit card based on false promise to meet their target, more over customer care does not support to resolve issue and force customers to pay annual fees. At the end, customer suffers.

                                    Regards,
                                    Avinash
                                    I also had similar experience with HDFC bank regalia credit card. I was also charged annual fee while sales person told me this is completely free for life time.
                                    This bank is earning lots of profit by misselling the products and looting the innocent customers.

                                    I recommend people to stay away from this bank.

                                    Regards
                                    Bhavishya
                                    I also had same experience with HDFC bank regalia credit card. I was also charged annual fee while sales person told me three transaction with in 90 days this will be completely free for life time.
                                    This bank is earning lots of profit by misselling the products and looting the innocent customers.

                                    I recommend people to stay away from this bank.

                                    Regards
                                    Vermadr's reply, Jan 16, 2022
                                    And annual charges is 3000Rs
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                                      Neelendra Sachan
                                      from Bengaluru, Karnataka
                                      Jul 27, 2017
                                      Resolved
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                                      Resolved

                                      closing of salary account

                                      Hi
                                      This is neelendra sachan and my account number for hdfc bank is [protected] at professional court no 27/7, 15th cross 3rd block jayanagar branch.
                                      At date of[protected] i went there for closing of my account but they refuse to close the account.
                                      This is very inappropriate behavior of branch operation manager suresh bs and branch manager jyothi sudhindra as they are asking for money to close the account.
                                      As...
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