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HDFC Bank Complaints & Reviews

2.9
Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 771

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N
nayabharat
Feb 19, 2019
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I purchased jewellery from tanishq through my hdfc debit card on 12th august 2018. As per running offer i was supposed to get 5% cashback if paid through hdfc credit/debit card. 6 months already passed but till date no cashback received nor any communication is there stating the timeline for cashback.

I have already tried to contact the customer care, but everytime the call gets disconnected after sometime. And no complain has been registered.
HDFC Bank customer support has been notified about the posted complaint.
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    Rav07
    from Kakinada, Andhra Pradesh
    Feb 19, 2019
    Resolved
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    Resolved

    credit card settlement death of my father who is card holder

    Hi, my father was a long term user of hdfc credit card, he got expired recently and i informed the bank and they gave me a reference number and then they didn't follow up for a month two... After which i received a call from a recovery agent stating i have to clear the out standing amount and settle dues for which i requested them to provide me with a suitable settlement option as i can't pay the entire amount by waiving off interest fees...
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    skappal7
    from Noida, Uttar Pradesh
    Feb 19, 2019
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    Address: New Delhi, Delhi, 110087

    Today I got a message from HDFC (Insta Alert) that a mandate for Rs.45400 has been issues for IDFC bank with reference no. HDFC[protected] and to me this is illegitimate transaction that is about to happen. I tried to get in touch with your phone banking staff and after waiting for several minutes that call was attended and then disconnected and the next time when I called I talked to a lady who was not only rude but was constantly cutting me while I was explaining my situation.

    In a nutshell I have not authorised this transaction and if any such transaction happens HDFC will be responsible for it.
    HDFC Bank customer support has been notified about the posted complaint.
    Dear HDFC,
    I keep on receiving emails that they have been money withdrawn from the account using debit card. I have not been in the country for years and don't have debit card. I have tried calling the no from UK and the indian no, none of the numbers work. I have tried to locate account number again cannot see which account - What is HDFC doing about??? HDFC you have lot of explaining to do. Can you tell me what information you need from me... I have no idea what is happening to my account surely you will make them dormant if no one has used it for for at least 4+ years????

    Below is just one example out of many I received is attached, I have received about at least 3 today...can you sort this out please?
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      J
      JigarThakker
      from Mumbai, Maharashtra
      Feb 19, 2019
      Resolved
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      Resolved

      refund initiated from paytm but yet to receive in hdfc bank account

      Hi team,

      Have cancelled irctc ticket partially from paytm app. And after some days, have received notification from paytm is that refund has been initiated. Now this has been almost more than 2 weeks, still money yet to be refunded in my account.

      So raised a complaint with paytm but they updated that refund was initiated from their end but some where it is stuck in bank. So request you to ask hdfc bank how to...
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      Jdas6916
      from Mumbai, Maharashtra
      Feb 19, 2019
      Resolved
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      Resolved

      Address: Mumbai City, Maharashtra, 400059
      Website: www.hdfcbank.com

      I had a four wheeler auto finance loan account with hdfc bank, chembur, mumbai branch. My loan account no. Is 31795338. I had repaid my full loan amount on 08.03.2018 without any default. I was told by the bank that i will receive my loan closure letter after 3 months that time. After waiting for around 5-6 months when i didn't receive the closure letter upon enquiring the bank told me that the closure letter got returned back to them by post as it seems no one was their at my residence to collect it. So i was told by the bank that now i have to personally visit their branch & collect the closure letter in person. When i visited the branch on 14.02.2019 to collect the closure letter/noc i was told to pay rs. 500/- for issuing duplicate noc. First of all it's a blatant lie that the letter they had send got returned from my door as claimed by the bank because there were no missed you note left by any courier company or the postal department. Secondly i asked them if the original letter got returned to them then where's the question of issuing a duplicate letter is arising, they can handover me the original letter itself. But after a prolong argument as i was running out of time i paid them rs. 500/- & took the closure letter. They were initially denying to give me a receipt for the payment but after threatening them of legal action they gave me receipt bearing no. [protected]. Please look into this as i feel cheated by the bank.
      Mar 26, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Feb 21, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We have checked our records and confirm that NOC got undelivered delivered due to Address changed/shifted. For duplicate NOC (No Objection certificate) said charges are applicable.

      -Zubin
      HDFC Bank Customer Assistance
      Feb 22, 2019
      Updated by Jdas6916
      Dear Mr. Zubin I have few queries regarding your solution provided to my complaint. Firstly I think you should go through my complaint again before making an irresponsible comment. I have clearly mentioned that there were no 'missed you' note left by the courier company at my door if they haven't found me at my communication address. Plz note I was still very much residing at the address which is there in your records at the time when the letter was delivered as claimed by your bank. Secondly if there is a prescribed fer for issuing duplicate NOC then why your bank staff was reluctant to give me a receipt for the same? Plz reply to my queries at the earliest. Being a scheduled financial institution would suggest you to refrain from making false claims.
      Mar 01, 2019
      Updated by Jdas6916
      Still waiting to hear from you Mr. Zubin
      Dear Mr. Zubin, I think you need to verify your records once again. As I have already told you there were no 'missed you' note left by the courier company at my communication address. Also plz note I was still residing at the communication address as per your records at the time when the letter was supposed to be delivered. If there is a prescribed fee for issuing duplicate NOC then why your bank staff was reluctant to give me a payment receipt for the same? Plz reply to my queries at the earliest.
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        R
        Rtan
        from Delhi, Delhi
        Feb 19, 2019
        Resolved
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        Resolved

        Address: New Delhi, Delhi, 110074

        I have been sold a policy from hdfc representative at the bank, the payment was being charged. I haven't got the policy document. There was no communication from the bank for 1 year. Now i got a call from the bank to make the 2nd premium payment. I called the helpline number and they refused to give any information about the policy. The policy document was delivered as per their hdfc life records. I requested the customer care to call on the registered number and give some information about the policy so that i can make the payment, the lady refused. I wrote and email to [protected]@hdfclife.co, they also replied with the same answer that they can reply to the registered id which is not mentioned in the policy so they can not do anything. The just raised an interaction id hdfcsl=[protected]. I am feeling so so harassed by the hdfc life team, can't even explain. Is there any way-out to make them understand the pain they give to the customer. They are not ready to listen that the policy document is delivered to wrong person. They are not giving any information to me. They are not ready to get in touch with me on my registered phone number.
        Kindly suggest what should i do? Can i take this matter to consumer court?

        Best regards,
        Rajeev
        Mar 23, 2019
        Complaint marked as Resolved 
        HDFC Life customer support has been notified about the posted complaint.
        Verified Support
        Feb 19, 2019
        HDFC Life Customer Care's response
        Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed. If the concern is already raised on service Id, our team will check and post assessment response will be shared with policyholder.
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          S
          sumeet desai
          from Mumbai, Maharashtra
          Feb 19, 2019
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          rude behavior and mental torture

          Address: Mumbai City, Maharashtra, 400012

          Hdfc clearance detp has no right to talk with customer in a rude manner.
          Everday they are calling and asking form the pending payment i told them a date but everday they are calling and abusing me.
          One of the recording is with me also they will have all my recordings they are not giving me the same
          One of the guy i. E ankush sonavne was playing with my words also not answering my question.

          As i mentally...
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          baibhav4205
          from Bengaluru, Karnataka
          Feb 19, 2019
          Resolved
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          Address: 560035

          Hi,

          Hdfc life staff seem to be only interested in new customers who are ready sign up and least bothered about people who like to surrender. After horrible customer service from hdfclife, i am submitting a complaint here as no one is responding about my policy surrender.
          Policy no.: 16643650
          Service request no. Is hdfcsl=[protected]
          After circulating their office number of times and even after submitting all the required documents, no one is responding to my policy status. Also, they try really hard to convince you to buy a policy in lieu of surrender and if you don't buy one, they don't care to hear your concerns.
          Awful customer service and worst experience with the staff. Hope someone is listening to my problem and i get my refund asap.
          Contacted through mail and everything but no response.

          Best regards,
          Baibhav vishal
          Mar 23, 2019
          Complaint marked as Resolved 
          HDFC Life customer support has been notified about the posted complaint.
          Verified Support
          Feb 19, 2019
          HDFC Life Customer Care's response
          Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed. If the concern is already raised on service Id, our team will check and post assessment response will be shared with policyholder.
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            K
            kkaria20
            from Bengaluru, Karnataka
            Feb 19, 2019
            Resolved
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            Resolved

            Address: Mumbai City, Maharashtra, 401107

            There is a person in your hdfc bank kanjurmarg collection department named ankush. He called me a few days back if i knew a {xyz} friend and i said yes. Since that day, every time that girl doesn't answer the phone, this man starts calling me and harrasing me and says ask that customer to answer the phone, i am usually at work and i cant take personal calls and this guy doesn't seem to understand. I do not know how my number got into her account and i have no loan / debt with hdfc and i am not appreciating teh phone calls. How do i go about resolving this???
            Mar 23, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 19, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            Let us look into it for you. Please share your contact details, the caller details & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

            -Anay
            HDFC Bank Customer Assistance
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              S
              Saurabh39
              from Mumbai, Maharashtra
              Feb 18, 2019
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              money deducted from my account, but did not dispense in atm

              Address: Thane, Maharashtra, 421302

              There was a deduction of Rs.1000 from my HDFC bank account while withdrawing cash from ATM. Cash of Rs.1000 did not dispense from the machine, but it got deducted and I got the message alert saying that money is deducted.I waited for nearly an hour but the money was not refunded to my account again .Please consider the request and do the needful.

              Name: saurabh satish shetty
              Bank : HDFC BANK
              IFSC code: HDFC0000016br...
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              Arvindergill
              from Narwana, Haryana
              Feb 18, 2019
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              Address: Muktsar, Punjab, 152026

              I paid my hdfc credit card bill amount of rupees 8237 on 5 feb 2019 . But i got a mail in next day afternoon that my autopay was initiated and due to non - availability of sufficient funds a payment return fee will be levied to your card account, if applicable. Then i called the hdfc credit card customer care service to complaint about the same. The customer service associate promised me that the amount will not be deducted from my card. But after that amount of rs. 460 has been debited from my credit card and also rs.0.86 has been deducted from my savings account. Why should i pay the return fee as i already cleared the payment in my card. This is unfair and not acceptable. I want my amount back in my account.
              HDFC Bank customer support has been notified about the posted complaint.
              Feb 18, 2019
              Updated by Arvindergill
              Contact number [protected]
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                bhagwat487
                from Jaipur, Rajasthan
                Feb 18, 2019
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                I am using hdfc diners club credit card. When this card given to me they informed that there is no membership fee. Then they debited Rs. 1000 and said that my transaction is less than rs. 1 lac.
                Again after 8 month they have debited rs. 1000 towards membership fee.
                While I am trying to speak with customer care they disconnect phone.
                Also they have charged rs. 500 for late fee. While there is no information given to me regarding this.

                Bhagwat singh
                HDFC Bank customer support has been notified about the posted complaint.
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                  akanksha1090
                  from Noida, Uttar Pradesh
                  Feb 20, 2019
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                  Resolved

                  Address: Gurgaon, Haryana

                  Hi,

                  I have tried to contact many times with your customer care, no one cares to attend or do it. I haven't been using my card and some amount is been added to pay. I got this card at the condition of free card, not gonna add any amount but here it is. I received the bill out of nowhere, that I m not going to pay. Please deactivate my card ending with 9873 immediately.

                  Regards
                  Akanksha Shakya
                  Apr 1, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Feb 25, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We would like to inform that the Visa Platinum Moneyback card will attract a nominal renewal fee, considering the features and benefits available with the card. However, the renewal fee will be auto reversed when your card usage spend during the previous 12 months period exceeds Rs. 50, 000.00. Our records indicates that you have not used the card for transactions as per the spend criteria. We regret our inability to accede your request for reversal. We request you to use your credit card for the aforesaid spend limit to get the renewal fee waiver on future renewals. We are disappointed to understand that you are contemplating to discontinue your credit card relationship with us. Your relationship is important to us and we request you to reconsider your decision of closing the card account giving us an opportunity to be of continuous service to you.

                  -Anay
                  Customer Assistance.
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                    I
                    Ikaish Sikr
                    Feb 18, 2019
                    Resolved
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                    Resolved

                    Address: 148028

                    Hi
                    I am from italy i have an account with hdfc bank
                    My problem is i forget my password to log in
                    I am requesting to get otp but i am receiving only on my moms phone which is indian phone number but i am not receiving any otp in my email
                    Whenever i am trying the website is asking me both otp one from the phone and other one from the email,
                    What i do to log in my account
                    Help me please
                    Thank you
                    Mar 21, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Feb 18, 2019
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    I request you to share your Account No./customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                    -Manoj
                    HDFC Bank Customer Assistance
                    With DC INTL POS TXN MARKUP +ST as Narration in the net banking account statement,
                    amount of rs 1770 and 60.53 has been deducted on 11th Feb and 7th Feb of 2019.Kindly provide me the reason for deduction . Mail has been sent to [protected]@hdfcbank.com with the information needed.

                    Kindly reply as earlier as possible
                    Hi,
                    My application number is 19B[protected]s2 . I want cancel the application as soon as possible. Because I applied for credit card 1 month before but still no progress and now I don't want any credit card from hdfc cancel the application. They really do fake promises.
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                      S
                      suvendukoley
                      from Dharapuram, Tamil Nadu
                      Feb 18, 2019
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                      Address: Kolkata, West Bengal, 700034

                      Heloo,

                      I would like to close my credit card . So I discussed with Personal banker and paid all pending amt. then block it. Then I sent a mail also as below. But now I am getting due amt for card renew and some other charged. Talked credit card customer representative Ms Susmita, Sahid, ( ref No. [protected])//
                      Please credit card dept. is very reluctant and asked to pay.

                      Whats is my issue??

                      I have a credit card, Card Details-[protected], Regalia. I was not interested to continue use the credit card. I have paid total due amount Rs. 125997/- with in due date. paid on 20-Nov-2018. Transaction as below.

                      Transaction ID IB[protected], amt 125997/-, dtd.[protected]

                      I had talked with my personal banker Ms Nikita-[protected] and as per guided I deactived my card[protected] and as per her its total closed the matter.

                      This is a mail communication also for the same.

                      Thanking you for your good services.

                      Regards,
                      Suvendu Koley
                      HDFC Bank customer support has been notified about the posted complaint.
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                        A
                        arvind kumar Aron
                        from Hyderabad, Telangana
                        Feb 18, 2019
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                        Address: Hyderabad, Telangana

                        Sir,

                        I have i applied for personal i have given my document to executive
                        to Mr Ram Babu is working near HDFC Bank at satyam theater at ameerpet
                        is contact num is [protected] he is very irresponsible person for last month is making me fool he is telling that i v give ur document 2day and tomorrow he making fool this kind person your taking when is applied for personal loan i told him that if personal loan is not done please return my document he said yes. i have called he not lifting call I hope HDFC Bank take serious action against him i want the reply as soon as possible other wise i go to higher authority i want reply

                        From
                        Arvind kumar
                        [protected]
                        HDFC Bank customer support has been notified about the posted complaint.
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                          S
                          from Chandigarh, Chandigarh
                          Feb 18, 2019
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                          I received a call on Wednesday i.e. 13/02/2019 from Mob No. [protected].
                          the person on call said he is talking from HDFC Vikaspuri Barnch or HDFC Recovery Department.
                          He asking me about a defaulter case Mr. Jugnu urf Jai Verma who has been defaulter of Approx. Rs. 150000. And he is unreachable and asked me for help to finding the person. I also agree to help and asked to call me by 8:00 p.m. but he didn't call me. And on the next day i.e. 14/02/2019 i was in my training class so that i was unable to pick up the phone my phone was off. so. my call diverted to my sister's no. and the HDFC executive rudely speaks to my sister saying that meri abhi 10 minute me baat karvao nahi to mai uske office me phone kar dunga, and he did.
                          And the Above Said HDFC Executive harassed me by calling me as fraud even he call on my office no. where i am working and regarded me as a fraud to my employer saying that i ran away with the Bank's Money.
                          my Reputation in my office after the said call gone down, everyone seeing me as a culprit and fraud.
                          But i want to know that how my reference without my consent or confirmation and ID proof, any Bank Branch entered my name as witness of the Defaulter person.

                          And now i am trying on the above no. for multiple times but he is not picking and attending my phone.

                          Kindly do needful action, because its a matter of my self respect in my office and employer.

                          Thanking You

                          With Warm Regards
                          Sudheer Kumar
                          [protected]
                          HDFC Bank customer support has been notified about the posted complaint.
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                            Abhijeet
                            from Bhubaneshwar, Odisha
                            Feb 18, 2019
                            Resolved
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                            Resolved

                            While making payment for a new policy my 1st transaction got failed at your end as per your customer support representative and was assured that it will get refunded within 7days. I made another payment which got accepted. Now its been 14days since the amount is not reversed. Now customer support says there are two payments on different dates and asked me to adjust the same with next premium. Why did hasn't been communicated to me earlier
                            Mar 23, 2019
                            Complaint marked as Resolved 
                            HDFC Life customer support has been notified about the posted complaint.
                            Verified Support
                            Feb 19, 2019
                            HDFC Life Customer Care's response
                            Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
                            R Meri term policy no. 21151839 named Bhagwandass. Lekin mujhe is policy ki soft copy nahi mili hai abi Tak. Policy online li Hui hai. So PL send soft copy on my email address.
                            dass panchal 1988 @ Gmail .com
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                              V
                              Venunarla
                              from Mirialguda, Telangana
                              Feb 18, 2019
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                              Address: Karimnagar, Andhra Pradesh, 505001

                              Cancellation of one assist membership
                              I am a hdfc bank credit card holder. The bank has auto debited rs. 760/- from my credit card number ending with 2360 without my concern. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.760/- and donot deduct next time from my account...

                              Oneassist relationship number : 6227699
                              Name :- narla venu
                              Mobile no. :- [protected]
                              Credit card number ending :- 2360
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Venu,

                              Greetings from OneAssist!

                              We're sorry for the inconvenience caused. However, we have forwarded your case to the concerned team, they will get back to you shortly.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              Dear Venu,

                              Greetings from OneAssist!

                              We're sorry for the inconvenience caused. To get this checked, we have forwarded your case to the concerned team they will get back to you shortly.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              Dear Venu,

                              Greetings from OneAssist!

                              As per the telephonic conversation. Please be informed, your membership cancellation is processed and you will receive the refund within 5 to 7 working days.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              Dear Venu,

                              Greetings from OneAssist!

                              As per the telephonic conversation. Your membership cancellation is processed vide service request number 3987958. Your amount 1899/- will be credited in bank account within 5 to 7 working days.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              THANK U so much for your response.
                              My name is Birranjan kr. sinha
                              My contact No is [protected]
                              My e-mail i.d is [protected]@gmail.com
                              My application No is 64881801
                              verification No is [protected]
                              FB[protected]
                              Ref ID : HBL=[protected]
                              birranjan's reply, Feb 12, 2019
                              abhi tak personal loan ka status nahi mila hai please sanction the loan ammount.
                              I have changed my address from Chennai to Coimbatore and it is updated in sundarapuram branch of hdfc. But the new card was sent again to Chennai inspite of repeated request to the bank official. I need them to send the card to the proper new address.
                              I have one party cheque and i am summitted cheque for transfering amount
                              The branch manager is not approved for transfering ...i have cheque for party and its cheque is for transfering the amount and branch is not approved
                              I have paid an amount of 466 through HDFC net banking for my ticket booking on gsrtc... My amount deducted at a time but my ticket confirmation is not done
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                                Taposh Kar
                                from Churachandpur, Manipur
                                Feb 18, 2019
                                Resolved
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                                Resolved

                                Address: West Garo Hills, Meghalaya, 794001

                                Hello,
                                My father opened a sb account in ur bank. My father expired. The nominee as per bank form do not exist. So, i requested the branch manager to settle the claim without legal proceedings as there is no issue from the legal heirs and the amount is below ₹30, 000. I have requested for indemnity bond. But the bm is asking me for a succession certificate for which i have to spend a big amount. I m being harrassed. Plz help me.
                                Mar 29, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Feb 18, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                I request you to share your complete concern, account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                -Anay
                                HDFC Bank Customer Assistance
                                Sir
                                In my account no ([protected]) have sufficient balance . Yet hdfc bank has not cut my emi for a two wheller loan. But they have cut ecs/ach 295 at thrice time for last two months till to now. So plz check the problems and co- operative me .
                                The bank has been charging non maintenance charges on my account since 2 months and the bank employees are delaying the bank account closing process.
                                My card is lose tand tha my card is block
                                Sawant Deshwal's reply, Feb 12, 2019
                                Lose
                                Sawant Deshwal's reply, Feb 12, 2019
                                My card is lose
                                Helpful
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