ICICI Bank Complaints & Reviews

Dear Sir/Madam,

My complaint is regarding the faulty credit card bill that i have recieved from ICICI bank, despite my best efforts to clarify my stand regarding this they have not cooperated and keep sending me the statements with surcharged and interest because of which it has become a huge amount, although i have not used the card since past 4 years, I have even approached some years back for final settlement but they were unwilling to listen, please look into the matter and resolve it as soon as possible.

Thanks&Regards
Nishant Mandge

I have availed home loan from ICICI bank ( LBMUM[protected]) on floating rates in Sep 2004. Bank gave me loan @ 6.95% floating rates. Bank subsequently increased the rates. Subsiquently when the interest rates came down they brought down the interest rates up to 11.5% when they were giving fresh loans on 8.5%. When I enquiered with the bank for decreasing the interest rate atleast upto 8.5% they did not agreed.

I arranged to per pay my loan in the month of march 2010 from my oun sources. Though the bank has mentioned in the approval letter that no partprepayment penality will be applicable they charged me a panality of 2.21%.

My request in case of floating rates the rates should also be brought doun in the similar manner in which the rates has been increased.

Secondly why prepayment penality is charged though they have mentioned no prpayment part payments.

I had a credit card with ICICI Bank and I have already fully and finally settled with them and also they have issue a no due certificate accordingly. I beg to state that it is still showing a negetive marking for which I am unable to avail any loan from any other Bank.

Kindly look into the matter sympathetically and do the needful at your earliest
and for this act of kindness I shall remain oblige.

thanking you.

Dear Sir
I have taken ICICI 2 wheeler loan. Account no is LTMUM[protected] before 2 years back. What ICICI agent did he made loan on my fathers name and he is no more. I have RC book and insurance on my name . I even told this when I got first reciept of loan statment But agent said that there will not be any problem for NOC.
Now My loan is paid completely on 10 april 2010 and ICICI bank refused to give me NOC ; they are blaming bike dealer.they are suggesting me to transfer my bike on fathers name which will cost me 3500 + insurance. again father is no more so I have to transfer it on my name costing me again same. What is my mistake??? What should I do??? please guide me.

DEAR SIR

I HAVE PURCHASE 03 NOS TAX SAVING BONDS EACH OF 5000/- ON DATED 08/04/2005 BUT DUE TO MY TRANSFER I HAVE NOT RECEIVE MY CHEQUE I WOULD LIKE TO TAKE MY CHEQUE IN FOLLOWING ADDRESS . IF YPU WISH ANY INFORMATION/ CLARIFICATION ABOUT THE THIS MATER PLEASE REFFER THE REQUIRMENT VIA FOLLOWING E MAIL ADDRESS.

[protected]@yahoo.co.in

B.L. CHAURASIYA
QNo 32 TYPE -3 NEW MARKET J.J. NAGAR
P.O. PATHAKHERA (M.P.)
PIN CODE 460449

I had used my ICICI Bank credit card in April 2006 for Rs.50,000/-. After that due to some financial situation i pay monthly an amount of Rs.2500/- till November 2009. After paying all these years the present balance due is Rs.46000/-. In 2007, i requested the bank to make this to EMI or give a personal loan so that i can repay all the dues monthly and close the dues. But the bank told if i want to close i need to pay 43000/- in one instalment to close this otherwise they can consider giving me 2 instalment and not more. Since i was not in a position to pay that much amount at that time, i continued paying only the regular payment of Rs.2500. Again in November 2009, as i was not in a job i requested the bank for the settlement of the dues. The bank again told me, i have to pay Rs.38,000/- in a single payment for closing the same. Since this is also beyond my reach and i was also not in a position to pay the regular minimum dues also.

In january one of their collection agent came to my house asking for the same and i told him the same that i need 12 EMI or one time settlement of a reduced amount. The executive told me that his manager will call me and went. Afterwards there was no calls.

Subsequently the bank has created a lien against my credit card dues in my savings account and blocked the same.

In March end i got a call from one lady collection executive, i repeated the above then she connected me to her manager and whom after discussions told he will call back after confirming with his higher ups. In the meantime one of the collection agents, by name Mr.Venugopal came to my house and as I was not there he called my mobile and started talking very roughly as if I had absconded without updating my whereabouts with the bank & he found out my whereabout after much research & told me to meet him & pay the minimum dues immediately or he knows how to collect it from me.After I conveyed that I spoke to Mr.Kripa, he went back. Since I had a banking relationship with ICICI bank for more than 15 years (when it was Bank of Madura itself) & all my banking accounts, loan accounts, Credit cards & insurance/Demat account are with ICICI Bank, I update my phone number & addresses regularly as and when I change them for which I have an acknowledgement also. Again after a day on 26/03/2010, Mr. Kripa called me and told that I have to pay in one or two EMI the principal due of Rs.36,000/- immediately. I have told my inability for the same and told him that I can able to arrange a loan of Rs.20,000/-, which I can remit if they are ready to settle my dues. Then after long discussions he told me he will put up a request for a settlement of Rs.30,000 in 4 EMIs and based on that approval it can be discussed further.

On 28th March one Mr.Pradeep pathak from the bank called me and told that a request has come and asked me why the bank has to give a discount. He told me that previously the bank used to settle the disputes for higher discounted rates but now he cannot able to reduce beyond Rs.36000/-. Then I conveyed to him all my conversations & relationship till date with the bank and also requested him to check my record with the bank. He after checking told me that since I had not used the card after 2006 & paying an average amount of Rs.2200/- for the past 4 years he told me that he will reduce it to Rs.32000/- and the same needs to be paid in 3 EMIs. I once again told him that due to my present situation it is not possible to commit for that much of a huge monthly payment and requested for further reduction. He told me otherwise to pay the minimum amount due for which I told him clearly if I pay that then I will be forced to pay the same throughout my life. Then he told me to have a rethinking and reply back to him by giving his phone number and email ID or otherwise other actions will follow he told. That day also I was not in my house and I was outside. My wife and my 15 month old kid only were in the house. Within minutes after I spoke with Mr.Pradeep, the collection executive Mr.Venugopal went to my house and asked for the money to my wife. From there again Mr.Venugopal called my mobile and asked for Rs.36000 immediately. I told him that I am already in conversation with Mr. Pradeep and Mr.Kripa and he need not talk to me. He started shouting at me on top of his voice and told me till I pay he will not go from my house. I immediately tried to call Mr. Kripa & Mr. Pradeep . In the meantime Mr.venugopal continuosly tried my mobile continuously and also started shouting at my wife & kid who are alone. My wife called me and told that the person is shouting and abusing in the house and he has told that till we pay him he will not move from the place.

I immediately called once again Mr. Venugopal and told him that I am liable to ICICI Bank for my credit card dues and in no way my wife or my kid or concerned with the dues, and told him not to abuse them in my absence. Since I could not able to reach mr. pradeep, I tried Kripa and told that I will come in the evening near the bank call him & till such time Mr. Venugopal should not disturb the ladies or kid in the house. Also conveyed them that if the bank is going to use such measures for collection, I would rather pay it in the court of law. I told him that if they want they can take the matter legally and not in this unethical measures.

The after so much of request from their managers Mr. Venugopal left my house. In the evening I could able to reach near the bank by about 7.30 pm only. When I called Mr.Kripa he told me that he is in driving and will call me back in a few minutes. In a few minutes I got the call from Mr. Venugopal instead of Mr.Kripa and he started threatening me to pay minimum amount of 9500 or 36000 immediately or otherwise he will use his own ways to collect the same from me. I told him that I can’t pay the amount and I told him to come to the nearest police station the next day morning to meet me & do me whatever he wants. Also told him that he should not disturb my house members for the same. But the next day morning I waited for him for more than 2 hours and he didn’t turned up. I called his mobile, first 4 calls he told me that he was on his way and after that he never picked up my calls. Afterwards I called Mr.Kripa and told the same and requested him not to disturb my house members by sending somebody else.

After that time nobody has come to my house or no one has called me. Now after this bitter experience I have started closing all the relationship with ICICI Bank from all kinds of insurance accounts, bank and related accounts. As the same would have already been reported in CIBIL, I am sure that for another 10 year I am not eligible for any kind of loan from any bank.

But now I would like to close this credit card account some way and I cant afford to pay that much of an amount in full one shot. Please help in solving this issue.

I was working with ICICI BANKltd.Agra offroll. company name;Team HR Services Limited.I have resigned the company on 31st july2008.I want to know my PF. I want to closed my PF a/c and want my pf amount.I have already sent my PF application in third week of Oct 2009 kindly let me know the status as soon as possible.


FULL NAME: MEENU SINGH
DATE OF JOINING: 1 MARCH 2007
DATE OF LEAVING:31JULY 2008
DEPARTMENT : CONSTRUCTION EQUIPMENTS
LOCATION :AGRA
team4u EMP ID:
Project HEAD- SURESH CHOWERDHAN,
REPORTING HEAD: ABHISHEK MAHAY
Location:AGRA
Designation: CREDT OPS.

Dear Banker,

Greetings to you.

Please refer to the subject "cheque lost on bond redeemption" wherein, the bond with the numbers between (71194 to 71199) has got red empted on 11th March 2010 and subsequently a sum of Rs. 39,100/- has been sent to me as a payment.

Further to inform you that the S.B. account for realizing payment earlier mentioned in your records has been closed at my end and now the cheque has been presented by my representative without knowing the details into my Standard chartered Bank’s account. Hence, the cheque has been returned by you and Standard chartered Bank had retained the cheque with them in their central repository which is at Dubai right now.

However, a copy of the cheque details and return memo has been attached with this mail for your immediate reference.

Hence, in this regard, I am requesting your pleasure to cancel the above payment from your end and issue a new cheque with the amount to my new account mentioned below to take it forward. I was given to understand from the branch that an indemnity Bond signed by me upon receiving the same from your end would enable me to receive the new cheque at a different bank as requested. Please do the needful at the earliest.

My S.B A/c [protected] , Standard chartered Bank. No.1, Haddows road, Nungambakkam, Chennai 600 034

My Address for communication is

R VENKATARAMANAN
C/O M R KRISHNAMURTHY
No.1/69B, PILLAYAR KOIL STREET,
INJAMBAKKAM, CHENNAI 600 041
Ph: +[protected] +[protected] / +91 [protected]


Should you require further details, please write to me or call me at my Mobile +[protected].

Awaiting for your response.

Thanks and regards

Venkataramanan
Oracle Development Manager
Bank Muscat - IT Department,
P.O.Box 134, Ruwi Postal Code 112
Near Al Ansari
Sultanate of Oman
Direct +[protected]
Mob +[protected]
Fax: +[protected]

ICICI Bank,

first employee calls on my phone and tells about ICICI insurance scheme in marathi language. so i replied back saying that sorry i dont understand marathi language and i am not interested in insurance policy. later, i dont know who gave the employee that authority to argue me back saying "WHEN WILL YOU LEARN MARATHI LANGUAGE", thats really embarrasing for banks like ICICI bank.

This is to kindly inform you that I undersigned Mrs. Akanksha Antani has received my PF Emolument - Cheque for my Last salary drawing department with ICICI Bank. It has been issued by your PF office on 15th of April, 2010 & same has been rejected to my ICICI Bank a/c number :[protected]. on the same date. Pl find the cheque details :


Name : Akanksha Chandresh Antani
Cheque No : 648811
Cheque Amount : 21813=00
Reason for rejection : Drawer's Signature Required.

This is to kindly request you to Re -issue the said cheque or arrange to make clearance of the same amount to my above given account number.

Hoping for your Positive & Prompt reply.

Details
Bondholder No.[protected]
Certificate No. 69125
Name Nagendra Tiwary Bindu Tiwary
No. of Bonds 3
Distinctive Nos. [protected]
Date of Maturity; 08/04/2010

Address:
1A Bageswari Apartment,
Aryapuri, Ratu road, Ranchi
834001

Sub: - Withdrawal of my PF A/c No. DL/32000/5241

Respected Sirs,

I request you to please expedite the matter with Team HR Service Ltd; New Delhi and arrange to provide me following information and oblige.

Please confirm that PF deductions, deducted from my salary of Sept.2005 to Feb.2006 is also included in my PF account and PF withdrawal forms, by “Team HR Services Ltd; New Delhi” (My Ex-Employer) , if not
what to do? (Please refer my letter dtd. 1 July 2008).

Please send me year-wise detail statement of my PF account with interest calculation
up to 31st March 2010.

What action has been taken and replied to The Regional PF Commissioner, New Delhi on their letter No. 29/DL/32000/5241/173 dtd. 28th Jan 10, (copy forwarded to me) for attestation of my signature.

Thanking you,
Yours faithfully,
Avinash Shashikant Thakkar (M.No – [protected])
Email Id – [protected]@rediffmail.com : avinash.[protected]@gmail.com

Dear Sir
I am sending this mail to you with deep anguish. I have a demat account no. IN[protected][protected] with ICICI Bank (ICICIdirect.com). I have two portfolios with this demat account, one for equity and another for mutual funds. After shifting to Kolkata I applied to ICICIdirect office (Lake Town, Kolkata Branch) for changing my address and link new bank account. Accordingly, the address and bank account had been updated in my profile and in case of equity portfolio, dividends and other communications are being received at the new address and in the new bank account. However, recently I came to know that in case of mutual fund, ICICI did not change my address and bank details. As a result I am not getting dividends and other communications. I am writing to them from 26th March 2010 but so far nobody replied nor the address and bank account has been changed.
I request you to take up with ICICI Bank( ICICIdirect.com) to resolve this problem.

Regards
Ratna Kundu
15.04.2010

I am yet to receive the payment of the due amount invested under ICICI Bank Bonds January 2005 Bond Holder No: 6252330.
Please let me know when I will get the same as already the due date is over.All my personal and bank account details remain same as mentioned 5 years back.
Please confirm and let me know whom to contact.

I HAVE NOT RECEIVED THE MATURITY AMOUNT OF MY BOND WHICH WAS MATURED ON 8TH APRIL2010 MY ADDRESS WAS ALSO CHANGED AS FOLLOWS
SVB PRASAD
INDIAN BANK
VANUKURU
PENAMALURU(M)
KRISHNA DT 521155
AP

Dear Friend
Sorry to say that the same amount has been paid by you two month before if you are not able to refund me the interest for the same , please let me know the procedure how can I surrender my credit card. Other banks offer me better services then you.
If the same request given by me or by merchandiser please provide me the cpy of the same, if you are not able to provide the same please vcredit the interest on that.

Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Tue, 4/13/10, ICICI Bank Customer Care <customer.[protected]@icicibank.com> wrote:


From: ICICI Bank Customer Care <customer.[protected]@icicibank.com>
Subject: RE:'ICICICARE=[protected]' Payment of Bill
To: "jitendra chhabra" <[protected]@yahoo.com>
Date: Tuesday, April 13, 2010, 4:48 PM


Dear Mr. Chhabra,

At the outset, we are extremely sorry for the delay in responding to your e-mail. We request your co-operation.
As informed to your earlier, we clarify that the payment of Rs.12000 was done through your internet banking online account.

The bill payment through the online account can happen if the payment is done online by you or if the payment is scheduled by you for the payment date.

If the payment is scheduled on your online banking account by you earlier than on the scheduled date the payment happens.

We further clarify that bank cannot debit the amount from customer's account apart from the scenarios explained above.

Hence, the payment to Bajaj Allianz is done either by you or payment scheduled by you through your online account. Kindly note that for the online bill payment the transaction password is required which is only available with you and not even to the bank staffs.

We request you to contact the merchant for the refund of the excess payment done to them.

The payment of interest for Rs.12000 is not possible.

Looking forward to your co-operation and patience.


Sincerely,

Rajesh Kumar K
Customer Service Manager
ICICI Bank Limited


Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Tue, 3/30/10, jitendra chhabra <[protected]@yahoo.com> wrote:


From: jitendra chhabra <[protected]@yahoo.com>
Subject: Fw: RE:'ICICICARE=[protected]' Payment of Bill REMINDER
To: "customrecare icici" <customer.[protected]@icicibank.com>
Date: Tuesday, March 30, 2010, 3:49 PM





Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Mon, 3/29/10, jitendra chhabra <[protected]@yahoo.com> wrote:


From: jitendra chhabra <[protected]@yahoo.com>
Subject: Fw: RE:'ICICICARE=[protected]' Payment of Bill REMINDER
To: "customrecare icici" <customer.[protected]@icicibank.com>
Date: Monday, March 29, 2010, 4:57 PM





Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Mon, 3/29/10, jitendra chhabra <[protected]@yahoo.com> wrote:


From: jitendra chhabra <[protected]@yahoo.com>
Subject: Fw: RE:'ICICICARE=[protected]' Payment of Bill REMINDER
To: "customrecare icici" <customer.[protected]@icicibank.com>
Date: Monday, March 29, 2010, 8:56 AM


REMINDER


Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Sat, 3/27/10, jitendra chhabra <[protected]@yahoo.com> wrote:


From: jitendra chhabra <[protected]@yahoo.com>
Subject: Fw: RE:'ICICICARE=[protected]' Payment of Bill
To: "customrecare icici" <customer.[protected]@icicibank.com>
Date: Saturday, March 27, 2010, 9:21 AM





Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Fri, 3/26/10, jitendra chhabra <[protected]@yahoo.com> wrote:


From: jitendra chhabra <[protected]@yahoo.com>
Subject: RE:'ICICICARE=[protected]' Payment of Bill
To: "ICICI Bank Customer Care" <customer.[protected]@icicibank.com>
Date: Friday, March 26, 2010, 9:36 AM


Dear Friend
If the same is registered but how can you make payment with out giving me any intimation.
And if due date of bill is 21st April 2010 then how can you pay the same on 17th march 2010.
I had forwarded you the mail in which Bajaj allianz mention that they have not asked for payemnt and the same paymant released by ICICI.
Either you have to credit interest for two month on Rs. 12000/- to my account otherwise I am not going to pay this bill


Jitendra Chhabra
[protected]
"Friendship often ends in love....,But love in friendship..Never..!!"


--- On Thu, 3/25/10, ICICI Bank Customer Care <customer.[protected]@icicibank.com> wrote:


From: ICICI Bank Customer Care <customer.[protected]@icicibank.com>
Subject: RE:'ICICICARE=[protected]' Payment of Bill
To: "jitendra chhabra" <[protected]@yahoo.com>
Date: Thursday, March 25, 2010, 8:47 PM




Dear Mr. Chhabra,

We request you to log on to internet banking account of the credit card with user ID and password. Click on Bill pay option and check the registered billers in the account.

You will observe the biller ALLIANZ BAJAJ under registered biller.

As you have registered Allianz Bajaj under bill pay the amount is debited from the account. Because of this payment if this resulted double payment to the biller please ask the biller to refund the amount.

Sincerely,
K.Venu
Customer Service Officer
ICICI Bank Limited

Our ICICI Bank website www.icicibank.com has a new look. We urge you to visit the website and familiarize yourself with the navigation.

"Now get your credit card statements whenever you feel like, simply visit the cards section on www.icicibank.com and click on Personal Banking >Cards> View credit card e-statement.This facility will not be available for Add-on Card holders and ICICI Bank Amex Card holders."

Register your ICICI Bank credit card for Verified by Visa / MasterCard SecureCode today to make your online transactions safer. RBI guidelines make this second level authentication, mandatory for all Internet card transactions from August 1, 2009. For registration and further details, please visit the Cards section of www.icicibank.com.

Stay connected for communication by updating your contact details through "Forms Center" at www.icicibank.com

CONFIDENTIALITY INFORMATION AND DISCLAIMER:
This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects. The notice appended to the e-mails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act of done with the endorsement of ICICI Bank.
-----Original Message-----
From: jitendra chhabra ([protected]@yahoo.com)
Date: Wednesday, March 24, 2010 09:41 AM
To: customrecare icici (customer.[protected]@icicibank.com)
Subject: Payment of Bill

Dear Friend
Credit card number [protected]
Name Jitendra Kumar Chhabra
This is to inform you that you have debited a sum of Rs. 12000/- against the bill of bajaj allainz and when I complain on customer care they have reply me that the same bill payment asked by Bajaj Allianz and after that I have contacted with Bajaj Allianz and they reply that they have not asked for payment and the same release by ICICI bank itself .
Copy of the mail attached for your ready reference.
I have paid my first premium in the month of April 2009 and second paid by you on 17th March 2010. The same premium paid by me twice in a year while I dont require any furter rebate in this year and I have loose interest for two month.
I have fill the complain twice online through my account but not receive a favaurable reply.



Jitendra Chhabra
[protected]

"Friendship often ends in love....,But love in friendship..Never..!!"



[protected] Forwarded message[protected]
From: Life <[protected]@bajajallianz.co.in>
Date: Mon, Mar 22, 2010 at 10:17 AM
Subject: Issue Number 3863208 and policy number [protected].
To: [protected]@gmail.com



Dear Sir,


In reference to your mail, we have tagged your request under I track Number: 3863208.


We want to inform you that, you have not opted for any direct debit facility, your premium payment mode is Cash/cheque/DD.


If you have opted for direct debit, kindly confirm us the details with acknowledgement copy.


Thanks and Warm Regards,


Kaikasha S.

Customer Focus Unit

Toll Free Numbers:

Tata Users[protected]
Bharati Users[protected]
BSNL Users[protected]
Reliance Users[protected]

Fax number [protected]
Email id [protected]@bajajallianz.co.in

dear sir,i am holding a credit card of icici and i was regualrly paying the min amount,still nov09,when it was not possible for me to pay the min amount ,collection people called me for payment i made req to settele for the amount by giving some discount that time the o/s was 45000 only,after that some one called and and told me that they can settle for the amt of 32000 ,that i have to pay in 2 installmets,after he played a game that i have to clear the min due and after that they are going to settele that,i made req again pls get me the settelment letter and collect the chq.after that there is no resopnse from bank.in last month some one called from bank and asked for the payment and eaplained the same thing.when the time of making the settelment req it was 45000 now it became 57000 and they suddenly blocked my savings acconut without any kind information,i had been to atm cenetr to draw money it was very urgent situation,wife was in hospital.it was showing negative balance.
what i have to in this situation is that correct form bank people to block the account without any information.now also i am ready to pay for the settele the amount for 32000.by this month end.do they rights to block my saving account without any kind information.pls help me out to unblock the account and to use my amount .and suggest me how to settle this issue

Dear Sir,

I am holding 3 Nos. ICICI BANK tax saving bonds Ref No.[protected] & Certificate No.23407 for Rs.5000/- each with Distinctive Nos.[protected] alloted on 30.4.2005 with the redemption date on 30.4.2010. Bank has forwarded redemption form requesting to take the option of getting the amount credited by ECS furnishing the bank account reference. Accordingly I hv submitted the form duly certified by my Banker HSBC and posted the redemption form 10 days ago. Till now;I hv not recd the redemption amount including interest to my account No.[protected]HSBC, 31, BBD Bagh, Kolkata 700001). Would you pl look into this matter and arrange for immediate credit of the amount and confirm by return mail; for which I wl be grateful to you.

Rgds

VS Ramachandran

Hi Sir

This is with regards to my Personal loan(LPBNG[protected]) that I had taken in 2007 july for 271000. and was also told that I will have an Insurance against the loan, incase I Loose my Job I dont have to worry. Since I am not in a position to visit the branch, sent an email
I had sent an email regarding my Loan - stating that I want to close my loan as I am out of Job due to the Recession, and I want to know what is the Amount I have to pay, I have a very good credit history, as I had taken the 2 wheelers loan, i cleared without any delay, I had taken the Personal Loan and I paid till January, with lot of difficulties, I got married in July and I have no jobs but still I paid the loan till January, After that I sent an email to the branch manager through Online and i didnot get any response - I ended up paying the loan for February, Later I got the details from the Branch As to how much I should Pay, I had sent several mails and I have the proof, requesting for the negotiation of the amount, I paid 32 instalment for 7405/- Now I want to close this loan, since I have already paid so much interest I am not in a position to pay the interest anymore, and request you to help me for the negotiation,
DAY BY DAY THE INTEREST IS ADDING ON BECAUSE ICICI BANK IS NOT RESPONDING AND THERE IS A DELAY IN THE SERVICE.

I was asked to contact the branch of ICICI BANK LTD., 1st Floor, West Wing, Euphoria, Mytree Towers, # 4/10, Besides Oxford Dental & Engineering College, Hosur Road, Bommannahalli, Banglore - 560 068, Inspite of me telling I will not be able to visit the branch, I can visit the branch in november - if the bank is willing to wait till november without adding any late fee on the loan or interest.
PLEASE HELP ME SIR.
THANK YOU
Disbursal Date: 07/07/2007
Tenure: 48
Frequency: Monthly EMIs
Installment Paid 225,711
Installment Overdue 7,184
Amt Financed 271,000
Future Installments 118,480.00
Accrued Charges 889
Interest Rate Type: Fixed
Principal Paid 156,752
Interest Paid 68,959
Pre-EMI Paid 0
Statement Date: 25/03/2010

Sir,
At present I have a valid PAN bearing No. AKJPK 6155F. I have received Tax saving Bond (Option II) Redemption Cheque No 004395 Dated-08 April 2010 through warrant No. 150185 and Bond holder No, 6602365 of Rs. 19080-00. In this deposit Rs. 1020 has been deducted as TDS, whose rate is higher, 20%.
I request you to kindly reimburse the above excess deducted tax.